Responding to New Identity Theft Laws

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Responding to New Identity Theft Laws"

Transcription

1 Responding to New Identity Theft Laws March 2011

2 Privacy Expectations Today, there is increasing recognition that an individual has a legitimate interest in controlling the collection, use and disclosure/dissemination of personal information. 2

3 Data Breaches on the Rise Businesses, governments, and educational institutions reported nearly 50 percent more data breaches last year than in 2007, exposing the personal records of at least 35.7 million Americans.» Washington Post, January 6, 2009 Page D2. There were 9.9 million U.S. residents who were victims of identity theft in That represents 3.3% of adults. The total cost of identity theft in 2008 was $48 billion.» California Office of Privacy Protection at Javelin Strategy and Research survey, February

4 Gaps in Federal Law There is no federal data security law of general applicability to business. Instead, there are sector-specific laws. Gramm-Leach-Bliley Act (financial) HIPPA (medical and health records) Children s Online Privacy Protection Act (children under 13) 4

5 States are Filling the Void Individual states are becoming increasingly aggressive in adopting laws of general applicability to protect consumer privacy rights. Security breach notification Data disposal Safeguarding Social Security numbers Dealings with third parties Data encryption Written data security plans MODEL LETTER FOR THE COMPROMISE OF SOCIAL SECURITY NUMBERS Dear : We are contacting you about a potential problem involving identity theft. [Describe the information compromise and how you are responding to it.] We recommend that you place a fraud alert on your credit file. A fraud alert tells creditors to contact you before they open any new accounts or change your existing accounts. Call any one of the three major credit bureaus. As soon as one credit bureau confirms your fraud alert, the others are notified to place fraud alerts. All three credit reports will be sent to you, free of charge, for your review. Equifax Experian TransUnionCorp Even if you do not find any suspicious activity on your initial credit reports, the Federal Trade Commission (FTC) recommends that you check your credit reports periodically. Victim information sometimes is held for use or shared among a group of thieves at different times. Checking your credit reports periodically can help you spot problems and address them quickly. If you find suspicious activity on your credit reports or have reason to believe your information is being misused, call [insert contact information for law enforcement] and file a police report. Get a copy of the report; many creditors want the information it contains to absolve you of the fraudulent debts. You also should file a complaint with the FTC at or at ID-THEFT ( ). Your complaint will be added to the FTC s Identity Theft Data Clearinghouse, where it will be accessible to law enforcers for their investigations. We have enclosed a copy of Take Charge: Fighting Back Against Identity Theft, a comprehensive guide from the FTC to help you guard against and deal with identity theft. [Insert closing] Your Name 5

6 State Breach Notification Laws Nearly all states have adopted security breach notification laws. These laws usually require that prompt notice of a security breach be provided to: Affected persons Law enforcement Nationwide credit reporting agencies Federal Trade Commission Released February 26,

7 What is a Security Breach? A security breach generally means unauthorized access to computerized data that compromises the security, confidentiality, or integrity of personal information. Personal information generally means a person s name in combination with Social Security number; Driver s license or state ID number; or Credit, debit, or financial account number along with any necessary passwords 7

8 State Laws Not Uniform Some state laws are not limited to computerized data (Alaska, Hawaii, Massachusetts) Some states define personal information more broadly to include, for example, date of birth and mother s maiden name (North Dakota) Some states define personal information as including Social Security or financial account numbers alone, even if not combined with name (Oregon) 8

9 Exemptions Vary Notice not required if data is encrypted (most states) Notice not required if data is encrypted or redacted (Arizona) Notice not required if data is publicly-available from federal, state, or local government records (most states) Notice not required if misuse not likely (many states) 9

10 Frequent Misunderstandings State notification laws don t apply to us because We don t collect personal information from our customers. We are a small non-profit organization. We are located in California and comply with CA law. 10

11 The Facts These laws generally apply to personal information collected. by anyone (retail, manufacturing, accounting, law firms, schools, churches) about anyone (customers, employees, vendors, and financial donors) irrespective of physical location (relevant question is whether data was collected on a resident of a state). 11

12 Additional State Laws Data Disposal. Personal records must be disposed of in a manner that will prevent unauthorized access (FTC and many states). Social Security Numbers. Disclosure of Social Security numbers must be restricted to prevent unauthorized access (many states). Dealings with Third Parties. Reasonable security procedures must be required in contracts when personal information is shared with third parties (some states). 12

13 Additional State Laws Encryption. Two states now prohibit electronic transmission of personal information unless it is encrypted. Nevada NRS 603A.215 effective January 1, 2010 Massachusetts 201 CMR effective March 1, 2010 Written Plan. Massachusetts requires a comprehensive written plan to protect personal information (effective March 1, 2010). 13

14 Massachusetts Law Most comprehensive data security law in the nation (effective 3/1/2010) Applies to any business (profit or non-profit, irrespective of physical location) that collects personal information from MA residents. Accepting credit card payments from MA customers Collecting Social Security numbers from MA employees Accepting financial donations from MA residents Fines and penalties of $5000 per violation investigative, litigation and enforcement costs. 14

15 Practical Recommendations If you collect personal information from customers, create a privacy policy (required in CA) and follow it to the letter. Limit the personal information you collect and don t keep personal information for longer that you need it. Identify potential security gaps and close them. 15

16 Fish Services 1. Matrix of state security breach laws. 2. Internal Plan and Procedures for responding to a security breach. 3. Security Breach Notification Plan with requirements of all states. 4. Written Data Security Plan as required by Massachusetts. 5. Privacy Policy required in California and recommended for most clients. 16

17 State Matrix Summarizes state security breach notification requirements in all states. 17

18 Security Breach Notification Plan Describes external breach notification requirements in all states including sample notices and related guidance. 18

19 Internal Plan and Procedures Instructs employees how to respond in the event of a security breach. 19

20 Written Data Security Plan Comprehensive plan that describes relevant data security practices and procedures as required under new Massachusetts law. 20

21 Privacy Policy Summarizes how personal information can be obtained, used and disclosed by client. 21

22 For More Information Contact Edwin N. Lavergne Fish & Richardson P.C K Street, N.W. Washington, D.C Direct: Copyright 2011 Fish & Richardson P.C. These materials may be considered advertising for legal services under the laws and rules of professional conduct of the jurisdictions in which we practice. The material contained in this newsletter has been gathered by the lawyers at Fish & Richardson P.C. for informational purposes only and is not intended to be legal advice. Transmission is not intended to create and receipt does not establish an attorney-client relationship. Legal advice of any nature should be sought from legal counsel. For more information about Fish & Richardson P.C. and our practices, please visit 22

Data Privacy: What your nonprofit needs to know. Donna Balaguer and Ed Lavergne Washington, D.C. February 5, 2015

Data Privacy: What your nonprofit needs to know. Donna Balaguer and Ed Lavergne Washington, D.C. February 5, 2015 Data Privacy: What your nonprofit needs to know Donna Balaguer and Ed Lavergne Washington, D.C. February 5, 2015 Overview 2 Data privacy versus data security Privacy polices and best practices Data security

More information

We are writing to you because of a recent security incident which may have resulted in unauthorized access of your personal information.

We are writing to you because of a recent security incident which may have resulted in unauthorized access of your personal information. EQUIFAX AUTHORIZATION CODE July, 2012 Dear [insert name]: We are writing to you because of a recent security incident which may have resulted in unauthorized access of your personal information. On or

More information

http://www.ftc.gov/bcp/edu/microsites/idtheft/index.html

http://www.ftc.gov/bcp/edu/microsites/idtheft/index.html Identity Theft: Steps to Take if You are a Victim We understand the stress, time and effort required as a result of having your identity stolen and used fraudulently. While there are many resources available

More information

Chapter 6 Appendix A

Chapter 6 Appendix A Chapter 6 Appendix A Instructions for Completing the Norwalk Department of Police Service ID Theft Affidavits Please complete the attached form and submit it to the Police Department so that a case can

More information

State of Illinois Department of Central Management Services ACTION PLAN FOR NOTIFICATION OF A SECURITY BREACH

State of Illinois Department of Central Management Services ACTION PLAN FOR NOTIFICATION OF A SECURITY BREACH State of Illinois Department of Central Management Services ACTION PLAN FOR NOTIFICATION Effective August 31, 2007 Publication Name(s): Version #(1): ILLINOIS DEPARTMENT OF CENTRAL MANAGEMENT SERVICES

More information

Important Customer Notice. Information Concerning Data Security Incident at Some Staples Stores

Important Customer Notice. Information Concerning Data Security Incident at Some Staples Stores Important Customer Notice Information Concerning Data Security Incident at Some Staples Stores Staples wants to make customers aware that we have confirmed a data security incident involving customer payment

More information

ACCG Identity Theft Prevention Program. ACCG 50 Hurt Plaza, Suite 1000 Atlanta, Georgia 30303 (404)522-5022 (404)525-2477 www.accg.

ACCG Identity Theft Prevention Program. ACCG 50 Hurt Plaza, Suite 1000 Atlanta, Georgia 30303 (404)522-5022 (404)525-2477 www.accg. ACCG Identity Theft Prevention Program ACCG 50 Hurt Plaza, Suite 1000 Atlanta, Georgia 30303 (404)522-5022 (404)525-2477 www.accg.org July 2009 Contents Summary of ACCG Identity Theft Prevention Program...

More information

Data Security Breach Notice Letter

Data Security Breach Notice Letter View the online version at http://us.practicallaw.com/3-501-7348 Data Security Breach Notice Letter DANA B. ROSENFELD & ALYSA ZELTZER HUTNIK, KELLEY DRYE & WARREN LLP A letter from a company to individuals

More information

MASSACHUSETTS IDENTITY THEFT RANKING BY STATE: Rank 23, 66.5 Complaints Per 100,000 Population, 4292 Complaints (2006) Updated January 17, 2009

MASSACHUSETTS IDENTITY THEFT RANKING BY STATE: Rank 23, 66.5 Complaints Per 100,000 Population, 4292 Complaints (2006) Updated January 17, 2009 MASSACHUSETTS IDENTITY THEFT RANKING BY STATE: Rank 23, 66.5 Complaints Per 100,000 Population, 4292 Complaints (2006) Updated January 17, 2009 Current Laws: Identity Crime: A person is guilty of identity

More information

IDENTITY THEFT VICTIMS: IMMEDIATE STEPS

IDENTITY THEFT VICTIMS: IMMEDIATE STEPS IDENTITY THEFT VICTIMS: IMMEDIATE STEPS If you are a victim of identity theft, take the following four steps as soon as possible, and keep a record with the details of your conversations and copies of

More information

NCUA LETTER TO CREDIT UNIONS

NCUA LETTER TO CREDIT UNIONS NCUA LETTER TO CREDIT UNIONS NATIONAL CREDIT UNION ADMINISTRATION 1775 Duke Street, Alexandria, VA DATE: September 2001 LETTER NO.: 01-CU-09 TO: SUBJ: Federally Insured Credit Unions Identity Theft and

More information

Instructions for Completing the ID Theft Affidavit

Instructions for Completing the ID Theft Affidavit Instructions for Completing the ID Theft Affidavit To make certain that you do not become responsible for any debts incurred by an identity thief, you must prove to each of the companies where accounts

More information

IDENTITY THEFT VICTIM KIT

IDENTITY THEFT VICTIM KIT IDENTITY THEFT VICTIM KIT Dear Illinois Consumer: When someone uses your personal information to obtain identification, credit or even a mortgage, you may be a victim of identity theft. This crime can

More information

HOME DEPOT DATA BREACH

HOME DEPOT DATA BREACH HOME DEPOT DATA BREACH This notice contains important information about the data breach announced by Home Depot, affecting some debit and credit cards used at Home Depot stores beginning April 2014. Data

More information

Instructions for Completing

Instructions for Completing Instructions for Completing the ID Theft Affidavit To make certain that you do not become responsible for any debts incurred by an identity thief, you must prove to each of the companies where accounts

More information

Financial Crime Report

Financial Crime Report Classification 484(g) PC 530.5 PC ALHAMBRA POLICE DEPARTMENT Financial Crime Report DR Number UCR INSTRUCTIONS 1. If the suspect is known, contact this Department by calling (626) 570-5151. 2. Please provide

More information

SUBJECT: Identity Theft / Patient Misidentification POLICY NUMBER: Page 1 of 16 GENERATED BY: Integrity Compliance Office APPROVED BY:

SUBJECT: Identity Theft / Patient Misidentification POLICY NUMBER: Page 1 of 16 GENERATED BY: Integrity Compliance Office APPROVED BY: SUBJECT: Identity Theft / Patient Misidentification POLICY NUMBER: ISSUED: 11/7/06 REVISED: 3/16/07; 5/6/08 (web reference updates only) Page 1 of 16 GENERATED BY: Integrity Compliance Office APPROVED

More information

Identity Theft Assistance: Information for Recovering Your Good Name

Identity Theft Assistance: Information for Recovering Your Good Name Identity Theft Assistance: Information for Recovering Your Good Name I Could Be A Victim of Identity Theft! What Do I Do Next? We understand that you may have been a victim of identity theft. Enclosed

More information

SECURITY BREACH FACT SHEET FOR DEPARTMENT OF ADMINISTRATION CALL CENTER

SECURITY BREACH FACT SHEET FOR DEPARTMENT OF ADMINISTRATION CALL CENTER PRICE WATERHOUSE COOPERS SECURITY BREACH FACT SHEET FOR DEPARTMENT OF ADMINISTRATION CALL CENTER Who is affected by the breach? Participants in the Public Employees Retirement System and the Teachers Retirement

More information

May 11, 2015. Re: Data Security Breach at Honig s Whistle Stop

May 11, 2015. Re: Data Security Breach at Honig s Whistle Stop May 11, 2015 New Hampshire Office of the Attorney General Consumer Protection and Antitrust Bureau 33 Capitol Street Concord, NH 03301 DOJ-CPB@doj.nh.gov Re: Re: Data Security Breach at Honig s Whistle

More information

Citi Identity Theft Solutions

Citi Identity Theft Solutions Identity Theft what you need to know Citi Identity Theft Solutions At Citi, we want to keep you informed about all of the issues that can affect your financial life. We re bringing you helpful information

More information

IDENTITY THEFT AFFIDAVIT INSTRUCTIONS

IDENTITY THEFT AFFIDAVIT INSTRUCTIONS IDENTITY THEFT AFFIDAVIT INSTRUCTIONS To make certain that you do not become responsible for the debts incurred by the identity thief, you must provide proof that you did not create the debt to each of

More information

Identity Theft Victim s Packet

Identity Theft Victim s Packet Identity Theft Victim s Packet Information and Instructions This packet is to be completed once you have contacted the El Paso Police Department and obtained a police report number related to your identity

More information

Instructions for Completing the ID Theft Affidavit

Instructions for Completing the ID Theft Affidavit Instructions for Completing the ID Theft Affidavit To make certain that you do not become responsible for the debts incurred by the identity thief, you must provide proof that you didn t create the debt

More information

Protect Yourself From Identity Theft

Protect Yourself From Identity Theft FACTS FOR OLDER CONSUMERS National Consumer Law Center Protect Yourself From Identity Theft Identity theft is one of the fastest growing crimes in the country. It can strike anyone, but elders may be particularly

More information

Instructions for Completing the ID Theft Affidavit

Instructions for Completing the ID Theft Affidavit Instructions for Completing the ID Theft Affidavit To make certain that you do not become responsible for the debts incurred by the identity thief, you must provide proof that you didn t create the debt

More information

Identity Theft Packet

Identity Theft Packet Athol Police Department 280 Exchange St. * Athol, Massachusetts 01331 Tel. (978) 249-3232 * Fax (978) 249-7903 TIMOTHY C. ANDERSON Chief of Police Identity Theft Packet This packet will provide victims

More information

CONNECTICUT IDENTITY THEFT RANKING BY STATE: Rank 19, 68.8 Complaints Per 100,000 Population, 2409 Complaints (2007) Updated November 28, 2008

CONNECTICUT IDENTITY THEFT RANKING BY STATE: Rank 19, 68.8 Complaints Per 100,000 Population, 2409 Complaints (2007) Updated November 28, 2008 CONNECTICUT IDENTITY THEFT RANKING BY STATE: Rank 19, 68.8 Complaints Per 100,000 Population, 2409 Complaints (2007) Updated November 28, 2008 Current Laws: A person commits identity theft when he intentionally

More information

Intercepting your mail. They can complete change of address forms and receive mail that s intended for you.

Intercepting your mail. They can complete change of address forms and receive mail that s intended for you. At SunTrust, we re committed to protecting your accounts and identity. That s why we ve created this Identity Theft Guide. This guide provides information about online fraud and identity theft, as well

More information

Online Fraud and Identity Theft Guide. A Guide to Protecting Your Identity and Accounts

Online Fraud and Identity Theft Guide. A Guide to Protecting Your Identity and Accounts A Guide to Protecting Your Identity and Accounts As part of SunTrust s commitment to protecting your accounts and identity, we ve created the Online Fraud & Identity Theft Guide, which provides information

More information

IDENTITY THEFT. A. What Do I Do First? Take the following steps as soon as you discover you have been a victim of identity theft.

IDENTITY THEFT. A. What Do I Do First? Take the following steps as soon as you discover you have been a victim of identity theft. IDENTITY THEFT IDENTITY THEFT Identity theft is a serious crime with serious costs for victims. ID theft occurs when someone obtains your personal information such as your Social Security Number, credit

More information

This notice contains important information about the data breaches announced by Home Depot, Kmart and Dairy Queen.

This notice contains important information about the data breaches announced by Home Depot, Kmart and Dairy Queen. RECENT DATA BREACHES This notice contains important information about the data breaches announced by Home Depot, Kmart and Dairy Queen. Data security is a number one priority at Northwest. We take every

More information

Fred s Inc. Identifies and Stops Payment Card Security Incident

Fred s Inc. Identifies and Stops Payment Card Security Incident Fred s Inc. Identifies and Stops Payment Card Security Incident Fred s Inc. recognizes the importance of protecting our customers payment card information, which is why we have been working tirelessly

More information

What should I do if I become a victim of identity theft?

What should I do if I become a victim of identity theft? What should I do if I become a victim of identity theft? If you believe you are a victim of identity theft, there are a number of important steps you should follow. Be prepared to document all unauthorized

More information

Identity Theft YOUR LEGAL RIGHTS. Professor Katherine Porter UC Irvine School of Law

Identity Theft YOUR LEGAL RIGHTS. Professor Katherine Porter UC Irvine School of Law Identity Theft YOUR LEGAL RIGHTS Professor Katherine Porter UC Irvine School of Law First Steps Do not panic. Do NOT pay for help. Get an action plan. Visit a reliable government run site. www.identitytheft.gov

More information

The Attorney General s Office established the Identity Theft Unit in response to increased identity theft incidents reported by Indiana citizens and

The Attorney General s Office established the Identity Theft Unit in response to increased identity theft incidents reported by Indiana citizens and The Attorney General s Office established the Identity Theft Unit in response to increased identity theft incidents reported by Indiana citizens and to enhance existing efforts to educate Hoosiers about

More information

Reclaiming your identity

Reclaiming your identity Reclaiming your identity A resource for victims of identity theft If you think you are the victim of identity theft, use this resource guide to assist you in reclaiming your identity. You will find a checklist

More information

ID Theft Victim Toolkit. Information provided by the North Carolina Department of Justice. Updated August 2006.

ID Theft Victim Toolkit. Information provided by the North Carolina Department of Justice. Updated August 2006. ID Theft Victim Toolkit Information provided by the North Carolina Department of Justice. Updated August 2006. IDENTITY THEFT VICTIM KIT Dear Consumer: A Message from Attorney General Roy Cooper Realizing

More information

Letter from the CEO. January 25, 2014. To Our Valued Michaels Customers:

Letter from the CEO. January 25, 2014. To Our Valued Michaels Customers: Letter from the CEO January 25, 2014 To Our Valued Michaels Customers: As you may have read in the news, data security attacks against retailers have become a major topic of concern. We recently learned

More information

The Home Depot 2455 Paces Ferry Road Atlanta, GA 30339

The Home Depot 2455 Paces Ferry Road Atlanta, GA 30339 Processing Center P.O. Box 3825 Suwanee, GA 30024 John Q. Sample February 7, 2014 123 Fake St. Apt. 99 Austin, TX 77022 AllClear ID Redemption Code: [REDEMPTION_CODE] Dear John Q. Sample, Please read this

More information

WISCONSIN IDENTITY THEFT RANKING BY STATE: Rank 15, 175.9 Complaints Per 100,000 Population, 9852 Complaints (2007) Updated January 16, 2009

WISCONSIN IDENTITY THEFT RANKING BY STATE: Rank 15, 175.9 Complaints Per 100,000 Population, 9852 Complaints (2007) Updated January 16, 2009 WISCONSIN IDENTITY THEFT RANKING BY STATE: Rank 15, 175.9 Complaints Per 100,000 Population, 9852 Complaints (2007) Updated January 16, 2009 Current Laws: It is unlawful to intentionally use or attempt

More information

Scope All [Name of Facility] operations

Scope All [Name of Facility] operations Scope All [Name of Facility] operations Purpose To describe the measures to be followed when health care is obtained under a fictitious name or in another person s name. This includes situations when a

More information

The Home Depot Provides Update on Breach Investigation

The Home Depot Provides Update on Breach Investigation The Home Depot Provides Update on Breach Investigation Breach confirmed Investigation focused on April forward No evidence of debit PIN numbers compromised No customers liable for fraudulent charges Customers

More information

HSBC ID. 26525 North Riverwoods Boulevard, Suite 100, Mettawa, IL 60045. April 10, 2015. OVERNIGHT DELIVERY and EMAIL (IDTHEFT@OAG.STATE.MD.

HSBC ID. 26525 North Riverwoods Boulevard, Suite 100, Mettawa, IL 60045. April 10, 2015. OVERNIGHT DELIVERY and EMAIL (IDTHEFT@OAG.STATE.MD. HSBC ID 26525 North Riverwoods Boulevard, Suite 100, Mettawa, IL 60045 April 10, 2015 OVERNIGHT DELIVERY and EMAIL (IDTHEFT@OAG.STATE.MD.US) Mr. Brian E. Frosh Attorney General Office of the Attorney General

More information

Identity Theft Victim Checklist

Identity Theft Victim Checklist CONSUMER INFORMATION SHEET 3 4/30//08 Identity Theft Victim Checklist This checklist can help identity theft victims clear up their records. It lists the actions most identity theft victims should take

More information

FTC Facts. For Consumers Federal Trade Commission. Maybe you never opened that account, but. Identity Crisis... What to Do If Your Identity is Stolen

FTC Facts. For Consumers Federal Trade Commission. Maybe you never opened that account, but. Identity Crisis... What to Do If Your Identity is Stolen FTC Facts For Consumers Federal Trade Commission For The Consumer August 2005 Identity Crisis... What to Do If Your Identity is Stolen Maybe you never opened that account, but someone else did...someone

More information

Activate ProtectMyID Now in Three Easy Steps. If you have questions or need an alternative to enrolling online, please call 877-441-6943.

Activate ProtectMyID Now in Three Easy Steps. If you have questions or need an alternative to enrolling online, please call 877-441-6943. Mid Atlantic Professionals, Inc. DBA / SSI ( SSI ) had a data breach incident that occurred on or before March 7, 2014. As a result of this incident, some personal identifiable information was exposed

More information

PROTECT YOURSELF AND YOUR IDENTITY. Chase Identity Theft Tool Kit

PROTECT YOURSELF AND YOUR IDENTITY. Chase Identity Theft Tool Kit PROTECT YOURSELF AND YOUR IDENTITY Chase Identity Theft Tool Kit USE THESE IMPORTANT CONTACTS TO KEEP YOURSELF PROTECTED CHASE CONTACTS Customer Protection Group Credit Cards 1-888-745-0091 Other Account

More information

SECURITY FREEZE INFORMATION

SECURITY FREEZE INFORMATION SECURITY FREEZE INFORMATION Any consumer in North Dakota may place a security freeze on his or her credit report by requesting one in writing by certified or overnight mail to the credit reporting agency.

More information

IDENTITY THEFT PROCEDURES

IDENTITY THEFT PROCEDURES IDENTITY THEFT PROCEDURES FREQUENTLY ASKED QUESTIONS ABOUT IDENTITY THEFT INCIDENTS AND RED FLAGS Q1: How is a Red Flags incident different from a data security breach? A1: A data security breach is the

More information

Identity Theft. Prevention and Recovery Information Kit

Identity Theft. Prevention and Recovery Information Kit Identity Theft Prevention and Recovery Information Kit A step-by-step guide designed to help you protect your identity and recover if you ve been victimized. 800-522-4100 valleynationalbank.com 2012 Valley

More information

Identity Theft Repair Kit

Identity Theft Repair Kit Identity Theft Repair Kit The Identity Theft Repair Kit contains a resolution checklist and resolution worksheets. The checklist will help you keep track of the companies and organizations you should contact

More information

OREGON IDENTITY THEFT RANKING BY STATE: Rank 20, 68.1 Complaints Per 100,000 Population, 2552 Complaints (2007) Updated January 10, 2009

OREGON IDENTITY THEFT RANKING BY STATE: Rank 20, 68.1 Complaints Per 100,000 Population, 2552 Complaints (2007) Updated January 10, 2009 OREGON IDENTITY THEFT RANKING BY STATE: Rank 20, 68.1 Complaints Per 100,000 Population, 2552 Complaints (2007) Updated January 10, 2009 Current Laws: A person commits the crime of identity theft if the

More information

Importance: From: Anthem, Inc. Communications Sent: Thursday, February 26, 2015 4:40 PM Subject: Important message from Anthem, Inc.

Importance: From: Anthem, Inc. Communications Sent: Thursday, February 26, 2015 4:40 PM Subject: Important message from Anthem, Inc. Importance: High From: Anthem, Inc. Communications Sent: Thursday, February 26, 2015 4:40 PM Subject: Important message from Anthem, Inc. An important message from Anthem, Inc. To Members: On January 29,

More information

Identity Theft Repair Kit

Identity Theft Repair Kit Identity Theft Repair Kit The Identity Theft Repair Kit contains a resolution checklist and resolution worksheets. The checklist will help you keep track of the companies and organizations you should contact

More information

IDENTITY THEFT INFORMATIONAL PACKET

IDENTITY THEFT INFORMATIONAL PACKET IDENTITY THEFT INFORMATIONAL PACKET...January 2003 i Directory Disclaimer Public Counsel Law Center, the nation s largest pro bono law firm, is the public interest law firm of the Los Angeles County and

More information

ARE YOU A VICTIM OF AN IDENTITY CRIME?

ARE YOU A VICTIM OF AN IDENTITY CRIME? RESOURCE KIT FOR VICTIMS OF IDENTITY CRIME ARE YOU A VICTIM OF AN IDENTITY CRIME? If someone is using your identifying information, (name, date of birth, social security number, etc.), you ARE a victim

More information

Privacy at Staples and Coastwide Laboratories. Customer Personal Information Privacy Policy (Effective Date: October 20, 2009)

Privacy at Staples and Coastwide Laboratories. Customer Personal Information Privacy Policy (Effective Date: October 20, 2009) Privacy at Staples and Coastwide Laboratories Customer Personal Information Privacy Policy (Effective Date: October 20, 2009) At Staples your privacy is as important to us as it is to you. Our Customer

More information

January 2007. An Overview of U.S. Security Breach Statutes

January 2007. An Overview of U.S. Security Breach Statutes January 2007 An Overview of U.S. Security Breach Statutes An Overview of U.S. Security Breach Statutes Jeffrey M. Rawitz and Ryan E. Brown 1 This Jones Day White Paper summarizes what is generally entailed

More information

Substitute Notice for Village Pizza

Substitute Notice for Village Pizza Substitute Notice for Village Pizza Village Pizza is committed to protecting the personal information provided to us by our customers. This notice is regarding an incident involving some of that information.

More information

ROCKWALL POLICE DEPARTMENT CRIMINAL INVESTIGATIONS DIVISION 205 W. Rusk St. Rockwall, Texas 75087 (972) 771-7716

ROCKWALL POLICE DEPARTMENT CRIMINAL INVESTIGATIONS DIVISION 205 W. Rusk St. Rockwall, Texas 75087 (972) 771-7716 ROCKWALL POLICE DEPARTMENT CRIMINAL INVESTIGATIONS DIVISION 205 W. Rusk St. Rockwall, Texas 75087 (972) 771-7716 Identity Theft Information and Affidavit RPD Case # - The attached Identity Theft Affidavit

More information

Summary. Background and Justification

Summary. Background and Justification Supporting Statement for the Recordkeeping and Disclosure Requirements Associated with the Guidance on Response Programs for Unauthorized Access to Customer Information (FR 4100; OMB No. 7100-0309) Summary

More information

NOTICE OF DATA BREACH. As an integral part of our dōterra family, we understand how important data security is to you.

NOTICE OF DATA BREACH. As an integral part of our dōterra family, we understand how important data security is to you. AllClear ID Processing Center P.O. BOX 141578 Austin, TX 78714 00001 ACD1234 00001 JOHN Q. SAMPLE 1234 MAIN STREET ANYTOWN US 12345-6789 April 18, 2016 Dear John Sample, NOTICE OF DATA BREACH As an integral

More information

ID Theft Toolkit and Affidavit

ID Theft Toolkit and Affidavit ID Theft Toolkit and Affidavit Identification Theft Toolkit Safeguard yourself from ID Theft ID Theft the unauthorized and illegal use of your name, Social Security number or other personal information

More information

Identity Theft: Your Good Name Gone Bad!

Identity Theft: Your Good Name Gone Bad! Identity Theft: Your Good Name Gone Bad! What is Identity Theft? Identity theft is when someone illegally obtains a person's identifying information, such as name, address, date of birth, social security

More information

Identity Theft Victim Checklist

Identity Theft Victim Checklist Identity Theft Victim Checklist THE FOLLOWING CHECKLIST PROVIDES THE STEPS YOU SHOULD TAKE TO MINIMIZE DAMAGE TO YOUR FUNDS, FINANCIAL ACCOUNTS AND PERSONAL REPUTATION. Before you start Telephone calls

More information

As a precaution, we have arranged with AllClear ID to provide identity protection services to affected clients at no cost for a period of one year.

As a precaution, we have arranged with AllClear ID to provide identity protection services to affected clients at no cost for a period of one year. October 1, 2015 Office of the Attorney General Attn: Security Breach Notification 200 St. Paul Place Baltimore, MD 21202 Idtheft@oag.state.md.us To Whom It May Concern: I am writing on behalf of Scottrade

More information

IDENTITY THEFT RESOURCE KIT

IDENTITY THEFT RESOURCE KIT IDENTITY THEFT RESOURCE KIT TABLE OF CONTENTS Introduction 2 What To Do Now 3 Key Agencies to Contact 3 Other Important Contacts 4 Action Taken Form 6 Sample Letters 7 How Identity Theft Can Occur 9 What

More information

Client Advisory October 2009. Data Security Law MGL Chapter 93H and 201 CMR 17.00

Client Advisory October 2009. Data Security Law MGL Chapter 93H and 201 CMR 17.00 Client Advisory October 2009 Data Security Law MGL Chapter 93H and 201 CMR 17.00 For a discussion of these and other issues, please visit the update on our website at /law. To receive mailings via email,

More information

What follows are various form letters that can be adapted to your

What follows are various form letters that can be adapted to your Form Letters What follows are various form letters that can be adapted to your own specific situation and used accordingly. It is prudent to send these letters by certified mail, return receipt requested,

More information

Identity Theft Victim Checklist

Identity Theft Victim Checklist Page 1 of 5 Identity Theft Victim Checklist CONSUMER INFORMATION SHEET 3 This checklist can help identity theft victims to clear up their records. It lists the actions most identity theft victims should

More information

Personal Information Protection Policy

Personal Information Protection Policy I Personal Information Protection Policy Purpose: This policy outlines specific employee responsibilities in regards to safeguarding personal information. To this end, each employee has a responsibility

More information

Identity Theft/Credit Fraud Kit

Identity Theft/Credit Fraud Kit Provided by: Your source for information on Credit Reports and Credit Scores, where you can also safely order your own 3 Bureau Credit Report online that includes your credit information from Equifax,

More information

Pasco County Sheriff's Office Economic Crime Unit. Identity Theft Guide

Pasco County Sheriff's Office Economic Crime Unit. Identity Theft Guide Pasco County Sheriff's Office Economic Crime Unit Identity Theft Guide This kit was designed to assist you in working through the process of resolving the theft of your personal information and to clear

More information

Tempe Police Department Victim s Fraud Packet

Tempe Police Department Victim s Fraud Packet 1 Tempe Police Fraud Packet: Report # - Tempe Police Department Victim s Fraud Packet Do not complete this packet until you have contacted Tempe Police Department to file a report and obtained a police

More information

IDENTITY THEFT BROCHURE 2 6/3/05 3:07 PM Page 1 IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION

IDENTITY THEFT BROCHURE 2 6/3/05 3:07 PM Page 1 IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION IDENTITY THEFT BROCHURE 2 6/3/05 3:07 PM Page 1 IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ protection center LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION @ What Is Identity Theft? IDENTITY THEFT

More information

Privacy Law Basics and Best Practices

Privacy Law Basics and Best Practices Privacy Law Basics and Best Practices Information Privacy in a Digital World Stephanie Skaff sskaff@fbm.com What Is Information Privacy? Your name? Your phone number or home address? Your email address?

More information

PROTECTING YOURSELF FROM IDENTITY THEFT. The Office of the Attorney General of Maryland Identity Theft Unit

PROTECTING YOURSELF FROM IDENTITY THEFT. The Office of the Attorney General of Maryland Identity Theft Unit PROTECTING YOURSELF FROM IDENTITY THEFT The Office of the Attorney General of Maryland Identity Theft Unit CONTENTS 1) What is Identity Theft? 2) How to Protect Yourself From ID Theft. 3) How to Tell If

More information

COLORADO IDENTITY THEFT RANKING BY STATE: Rank 8, 89.0 Complaints Per 100,000 Population, 4328 Complaints (2007) Updated November 28, 2008

COLORADO IDENTITY THEFT RANKING BY STATE: Rank 8, 89.0 Complaints Per 100,000 Population, 4328 Complaints (2007) Updated November 28, 2008 COLORADO IDENTITY THEFT RANKING BY STATE: Rank 8, 89.0 Complaints Per 100,000 Population, 4328 Complaints (2007) Updated November 28, 2008 Current Laws: A person commits identity theft if he or she: Knowingly

More information

Identity Theft Victim s Packet

Identity Theft Victim s Packet Identity Theft Victim s Packet In this packet: Information and Instructions Section 1, # of pages 6 Fair and Accurate Credit Transactions Act of 2003 Section 2, # of pages 3 ID Theft Affidavit Section

More information

July 17, 2014. Office of the Attorney General Attn: Security Breach Notification 200 St. Paul Place Baltimore, MD 21202

July 17, 2014. Office of the Attorney General Attn: Security Breach Notification 200 St. Paul Place Baltimore, MD 21202 July 17, 2014 Office of the Attorney General Attn: Security Breach Notification 200 St. Paul Place Baltimore, MD 21202 VIA E-MAIL: Idtheft@oag.state.md.us To Whom It May Concern: Aon Hewitt is a human

More information

Identity Theft Victim s Packet

Identity Theft Victim s Packet Identity Theft Victim s Packet Information and Instructions This packet is to be completed once you have contacted the Ottawa County Sheriff s Office and obtained a complaint number related to your identity

More information

Sincerely, Meg H. Armstrong, V.P. ecommerce e-conolight 1501 96th Street, Sturtevant, WI 53177

Sincerely, Meg H. Armstrong, V.P. ecommerce e-conolight 1501 96th Street, Sturtevant, WI 53177 We take the protection of your personal information seriously and are diligently taking action to prevent a recurrence. Both E-conolight and our hosting company continue to investigate every aspect of

More information

Identity Theft Victim s Packet. My NYS University Police Report number is:

Identity Theft Victim s Packet. My NYS University Police Report number is: Information and Instructions This packet is to be completed once you have contacted New York State University Police and obtained a police report number related to your identity theft case. To obtain a

More information

SECURITY FREEZE INFORMATION FOR KENTUCKY RESIDENTS

SECURITY FREEZE INFORMATION FOR KENTUCKY RESIDENTS SECURITY FREEZE INFORMATION FOR KENTUCKY RESIDENTS If you live in Kentucky, you have the right as of July 12, 2006, to put a Asecurity freeze@ on your credit report with each credit reporting agency. A

More information

SECURITY FREEZE INFORMATION

SECURITY FREEZE INFORMATION SECURITY FREEZE INFORMATION Any consumer in North Dakota may place a security freeze on his or her credit report by making a request by mail to each consumer reporting agency. If the consumer reporting

More information

SECURITY FREEZE INFORMATION

SECURITY FREEZE INFORMATION SECURITY FREEZE INFORMATION Any consumer in Massachusetts may place a security freeze on his or her credit report by sending a request in writing, by mail to all credit reporting agencies. The credit reporting

More information

Dear Consumer, What's in this packet: Identity Theft Victim Checklist Identity Theft Victim Worksheet Sample Letters

Dear Consumer, What's in this packet: Identity Theft Victim Checklist Identity Theft Victim Worksheet Sample Letters Dear Consumer, Sometimes an identity thief can strike even if you ve been very careful about protecting your personal information. If you suspect that your personal information has been stolen and used

More information

Identity Theft: Knowledge, Preparation, and Planning. Presented by: North Carolina Bar Association Antitrust & Trade Regulation Section

Identity Theft: Knowledge, Preparation, and Planning. Presented by: North Carolina Bar Association Antitrust & Trade Regulation Section Identity Theft: Knowledge, Preparation, and Planning Presented by: North Carolina Bar Association Antitrust & Trade Regulation Section What is Identity theft? Stealing personal information for economic

More information

Identity Theft Assistance Kit A self-help guide to protecting yourself and your identity

Identity Theft Assistance Kit A self-help guide to protecting yourself and your identity Identity Theft Assistance Kit A self-help guide to protecting yourself and your identity Stillman Bank works hard to serve and protect our customers identities and ensure their safety. That s why we have

More information

What is Identity Theft?

What is Identity Theft? Elix Financial Wellness presents YOUR FINANCIAL WELLNESS EXPERTS Identity Theft occurs when a thief obtains personal information about you such as your name, address, Social Security Number, account number

More information

CITY OF ROCHESTER, MINNESOTA POLICE DEPARTMENT

CITY OF ROCHESTER, MINNESOTA POLICE DEPARTMENT CITY OF ROCHESTER, MINNESOTA POLICE DEPARTMENT 101 4 TH Street Southeast Rochester, Minnesota 55904-3761 507-328-6800 Fax 507-328-6975 To: From: Subject: Identity Theft and Internet Crime Victims Rochester

More information

Information to Protect Our Customers From Identity Theft

Information to Protect Our Customers From Identity Theft Our Customers From Identity Theft Identity (ID) Theft Capital One understands that ID Theft is a growing concern of our customers, and that it is a frustrating experience for victims. We share these concerns

More information

Milford Police Department

Milford Police Department Identity Theft Packet Information and Instructions This packet is to be completed once you have contacted Milford Police Department and obtained a police report number related to your identity theft case.

More information

Security Breaches. There are unscrupulous individuals, like identity thieves, who want your information to commit fraud.

Security Breaches. There are unscrupulous individuals, like identity thieves, who want your information to commit fraud. IDENTITY THEFT Security Breaches Our economy generates an enormous amount of data. Most users of that information are from honest businesses - getting and giving legitimate information. Despite the benefits

More information

SPOKANE Police Department Identity Theft Victim Packet

SPOKANE Police Department Identity Theft Victim Packet SPOKANE Police Department Identity Theft Victim Packet This packet should be completed after you have reported the theft of your identity to local law enforcement. The report can be filed with the Spokane

More information

Dear Concerned Consumer,

Dear Concerned Consumer, Dear Concerned Consumer, Identity theft is a growing problem of the Information Age. You have already taken the first important step in combating the problem by contacting HomeStar Bank & Financial Services.

More information

FREE YOUR MIND http://freeyourmindonline.net. How To Recover From Identity Theft

FREE YOUR MIND http://freeyourmindonline.net. How To Recover From Identity Theft FREE YOUR MIND http://freeyourmindonline.net How To Recover From Identity Theft Download the Identity Theft Help Kit (http://freeyourmindonline.net/identity-theft-help.html) to go along with this article.

More information

Identity Theft Protection

Identity Theft Protection Identity Theft Protection Learning Objectives Discuss the aspects of identity theft Discuss the signs of recognizing when your identify has been stolen Understand the steps to take to reclaim your identity

More information

U.S. Postal Inspection Service. Ensuring Confidence in the U.S. Mail

U.S. Postal Inspection Service. Ensuring Confidence in the U.S. Mail U.S. Postal Inspection Service Ensuring Confidence in the U.S. Mail Identity theft involves acquiring key pieces of someone s identifying information, such as name, address, date of birth, social security

More information