Payroll Project VTB Bank (Kazakhstan) JSC SO. Year 2012

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1 Payroll Project VTB Bank (Kazakhstan) JSC SO Year 2012

2 Welcome to VTB Bank (Kazakhstan) JSC SO VTB Bank (Kazakhstan) JSC SO is 100% subsidiary Bank of the largest Russian VTB Bank OJSC. VTB Group is over 20 banks and financial companies in 19 countries of the CIS, Europe, Asia and Africa. The major shareholder of VTB is the Government of Russian Federation (75,5%). The subsidiary Bank has been operating in the RK since July 01, The Charter Capital of VTB Bank (Kazakhstan) is KZT 20 billion. VTB Bank (Kazakhstan) JSC SO is represented in 17 cities of Kazakhstan. The Bank owns 24 sales points network. VTB cards are accepted all over the world. The specialists of 24 hour customer service consult the customers 24 hours a day, 7 days a week. Authorization center (727)

3 Advantages of VTB payroll project Payroll project is a convenient and reliable way of transfer, storage and receipt of payroll by means of Visa International Payment Card. Advantages for a company: Payroll payment process automation; Payments of leave allowances, advances for business trips through the card; Confidentiality of data about employees payroll sums. Advantages for the employees: Possibility to pay for the goods and services in trading and servicing companies by means of the cards both in Kazakhstan and abroad without any commission fees; Possibility to control money spending by obtaining the statements of executed transactions in the offices or mini-statements in the bank machines of VTB Bank (Kazakhstan); Possibility to draw up the additional cards for the family s members, friends; Rendering the information about card account status by means of SMS-notices.

4 Basic principles of payroll project implementation Stage 1 Entering into a contract between the Bank and a company; A company assigns a person responsible for interaction with the Bank related to payroll project implementation. Stage 2 The Bank obtains from the responsible person the documents for payment cards issue collected at the employees. Stage 3 Stage 4 The Bank transfers to a company the cards produced and PIN-envelopes for issue thereof to the company s employees. The Company s accountant provides the Bank with the payment order (in electronic form) accompanied by the list of the company s employees. If the Bank-Client system is installed in the company, there is a possibility to forward the payment orders to the Bank and the lists for payroll transfer to the employees in electronic form. The Bank credits payroll to the accounts of employees payments cards within 1 banking day from the day of money and lists receipt by the Bank.

5 VTB payment cards types VISA ELECTRON is the simplest and not expensive international card. VISA CLASSIC is the most wide-spread and popular payment card. It is serviced everywhere if VISA logo is available. It is very convenient at abroad trips. VISA GOLD is a prestigious gold card for wealthy customers.

6 Payroll Project Tariffs Conditions Tariff One year service min KZT 1, max KZT Transfers from a legal entity s account (commission min 0,1% of the sum of money crediting to the current fee is paid by the sender) accounts of payment cards, max 0,5% of the sum of money crediting to the current accounts of payment cards Commission fee for cash withdrawal in the bank KZT 0 machines of VTB Bank (Kazakhstan) Commission fee for cash withdrawal in the bank KZT 0 machines of VTB Group (CIS) Russia, Ukraine, Belorussia, Georgia, Armenia, Azerbaijan Commission fee for service at sales outlet KZT 0 Commission fee for cash withdrawal in the bank KZT - 1% (min KZT 200), foreign currency - 1,5% (min machines of other banks KZT 500) Note: Commission fee for crediting is paid by a company or it may be partially or fully paid by a holder of the payment card (depending on a contract); Card currency KZT, RUR, USD and EURO; Additional capabilities SMS-notices; Payment card validity period 3 years.

7 Thank you for your attention! We hope for mutually profitable cooperation!

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