It s more than a payment. People - Centered Payments. it s the purchase that made their house a home. an overview of our global payment solutions

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1 an overview of our global payment solutions People - Centered Payments SM It s more than a payment. it s the purchase that made their house a home. s. com

2 people-centered payments Who We Are From the ordinary to the extraordinary, to moments they ll remember for the rest of their lives, TSYS makes payments possible for hundreds of millions of consumers who navigate today s global marketplace. And we do more than support payments we support people. In fact, we believe that payments should revolve around people, not the other way around a principle we call People-Centered Payments ṢM By putting people at the heart of every decision we make with unmatched customer service and industry insight TSYS supports businesses, financial institutions, governments and, ultimately, the consumers they serve, with a vast array of payment tools for credit, debit, prepaid, mobile, chip, healthcare and merchant acceptance. A passion for payments? That doesn t even begin to describe it. Because the first thing on the minds of our team members each day is how we can best support your business with customized solutions that grow your transactions and your revenue. And because of this passion, we ve earned a reputation over the last 30 years as the leader in moving information, exchanging funds among multiple parties and providing stellar service to our clients and their customers. TSYS COMPANY SNAPSHOT Name: TSYS Company Headquarters: Columbus, Georgia, U.S.A. NYSE Ticker Symbol: TSS TSYS services clients around the globe in approximately 80 countries worldwide with offices in 16 international locations. We have more than 9,000 team members who are passionate about serving our customers more than 400 issuing clients and more than 2 million direct and indirect merchant accounts. Our company has a pristine balance sheet and an experienced leadership team, with unsurpassed stability and consistency to focus on building long-term relationships. We process more than 14 billion transactions per year for the most recognized banks, retail and merchant brands.

3 the people of tsys What We Believe It s more than a payment. The people of TSYS believe we are part of something bigger. Each and every day, we have the opportunity to touch millions of people and businesses both a tremendous honor and a huge responsibility. We talk a lot about putting people at the center of payments, but when it comes down to the way we actually accomplish it, there are three guiding principles that influence the work we do for our clients: Being easy to do business with: In a global and multi-cultural market, you want and expect us to act as a can-do partner to get things done. Empowering people with payment options: We ll enable payment options with more choices for making payments and increasing access for people not supported by traditional payment methods. This means more options for our clients and consumers to conduct commerce through multiple channels and/or devices. Being proactive and solving problems: We ll anticipate and solve the problems facing our clients, our environment and the communities where we live and work.

4 seamless and safe Our Business & Industry Whether the payment transaction is an ordinary one say, a cup of coffee or lunch on-the-go or a once-in-a-lifetime purchase such as a vacation or furniture for a new home, TSYS is behind the scenes making the process seamless and safe. We work with issuing and acquiring banks, card networks, merchants and cardholders to direct the movement of money among these multiple parties. And we do it efficiently and securely, meeting all government and industry compliance requirements. A processor or a payments company? Is there a difference? In our opinion, yes. By facilitating this payments process more than 38 million times per day, we are able to identify trends in the marketplace helping you understand the industry s direction and your customers preferences at any given moment. This intelligent information is designed to improve your business and customer relationships, and we believe this sets us apart from any other payment solutions provider. The industry insight gained from processing more than 38 million payment transactions per day sets TSYS apart as a leader in scale and security.

5 trust and convenience Our Solutions TSYS offers solutions for credit, debit, prepaid, mobile, chip, healthcare and a host of merchant payment-acceptance tools. These solutions make it possible for those in the global marketplace to conduct safe and secure electronic transactions with trust and convenience. We realize that there is no one-size-fits-all approach to payments, and we account for different needs of different regions with a variety of licensed and outsourced solutions. And we wouldn t be TSYS if we didn t go above and beyond. We have the ability to enhance the payments experience not only during the transaction, but also as part of the broader commerce life cycle, with interactions and communications before and after a purchase. Card & Statement Production Full-Service Acquirer Credit Decisioning & Application Processing Authorization & Capture Campaign, Marketing & Product Management Collections & Recovery Authorizations Risk Management Customer Service BUYERS & SELLERS Clearing & Settlement Payment Gateway Merchant Support & Help Desk Business Intelligence Financial Management & Settlement Rewards & Loyalty Merchant Boarding Fraud Mitigation TSYS offers a wide variety of payment services before, during and after the customer interaction to utilize spend behavior data.

6 get to know us at tsys.com, or contact us at to learn more about how we can work together to put people at the center of payments. about tsys At TSYS, (NYSE: TSS), we believe payments should revolve around people not the other way around. We call this belief People-Centered Payments ṢM By putting people at the center of every decision we make, with unmatched customer service and industry insight, TSYS is able to support financial institutions, businesses and governments in more than 80 countries. Offering merchant payment-acceptance solutions as well as services in credit, debit, prepaid, mobile, chip, healthcare and more, we make it possible for those in the global marketplace to conduct safe and secure electronic transactions with trust and convenience. TSYS headquarters are located in Columbus, Georgia, with local offices spread across the Americas, EMEA and Asia-Pacific. TSYS provides services to more than half of the top 20 international banks, is a Fortune 1000 company and was named one of the 2012 World s Most Ethical Companies by Ethisphere magazine. For more information, please visit us at twitter.com/tsys_tss facebook.com/tsys1 linkedin.com/company/tsys 2013 Total System Services, Inc.. All rights reserved worldwide. Total System Services, Inc., and TSYS are federally registered service marks of Total System Services, Inc., in the United States. Total System Services, Inc., and its affiliates own a number of service marks that are registered in the United States and in other countries. All other products and company names are trademarks of their respective companies. (01/2013)