Black March: Dismal Sales Numbers For New Home Launches

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1 Black March: Dismal Sales Numbers For New Home Launches Based on the URA statistics, last month was a slow-moving period for the new home market. Only two new projects debut and both saw miserable take-up rates. The Santorini in Tampines by MCC Land is a 99-year tenure condominium with 597 units. MCC Land released all units on launch but only 76 was sold. Yet it still fared better than the at Balestier. The is a mixed development with retail units on the lower levels and apartments on the

2 upper floors. 28 residential units were launched for sale but none changed hands. In March altogether 625 new residences were released into the market but sale figure was merely per cent. This is a far cry from the same period last year when 2,076 out of the 3,399 (61.08 per cent) new homes transacted. Table 1: New Launches In March 2013 Project Name New Launch in March 2013 Units Sold In March 2013 % Sold Bartley Ridge D'nest Hillion Pasir Panjang Kingsford. Hillview Peak

3 Ocean Front Suites Novena Regency One Balmoral Oxley Edge Sixth Avenue Pavilion Square R Maison Sennett Residence The Trilinq G Urban Vista Source: URA Total 3,399 2, The TDSR (Total Debt Servicing Ratio) framework has been pinpointed to be the culprit of the lacklustre sale volume. Introduced on 28 June 2013 the TDSR mandates that the total monthly debt obligations, including

4 the mortgage repayment, of a borrower do not exceed 60 per cent of his income. This has resulted in longer loan approval time and lower approval rate. Examining the monthly new launches since the implementation of the framework, we note that only per cent, or 16 out of 53, new projects have take-up rates above 70 per cent in their month of launch. Table 2: Monthly New Launches After TDSR Project Name Street Region Property Type Launch Month Units Released In Launch Month Units Sold In Launch Month % Sold Balestier RCR Non- Mar The Santorini Tampines OCR Non- Mar Prestige Point Fernvale Upper Paya Lebar Fernvale Close OCR Non- Feb OCR Non- Feb Rivertrees Floraview Fernvale Close Ang Mo Kio OCR Non- Feb OCR Non- Jan

5 The Hillford The Panorama Avant Parc Alex Berkeley Clermont Residence Jalan Jurong Kechil Ang Mo Kio Wak Hassan Drive Alexandra View Lorong N Telok Kurau Wallich Street RCR Non- Jan OCR Non- Jan OCR Dec RCR Non- Nov OCR Non- Nov CCR Non- Nov Duo Guillemard Suites Hills Twoone Fraser Street Guillemard Hillview Terrace CCR Non- Nov RCR Non- Nov OCR Non- Nov Rezi 3two Geylang RCR Non- Nov Skypark The Bukit Waterwoods Sembawan g Toh Tuck Punggol Field Walk OCR EC Nov RCR Non- Nov OCR EC Nov

6 Goodwood Grand Balmoral CCR / Non- Oct Grandview Suites Geylang RCR Non- Oct Liv On Wilkie Wilkie Terrace CCR Non- Oct Nine Yishun OCR Non- Oct Farrer Race Course RCR Non- Oct The Centren Geylang RCR Non- Oct The Inflora The Venue Flora Drive Tai Thong Crescent OCR Non- Oct RCR Non- Oct Lorong N Tk One Telok Kurau Sunrise Alana Terrace Belgravia Villas Belgravia Drive OCR OCR OCR Oct Sep Sep Tanjong Pagar Sea Horizon Kee Seng Street Pasir Ris Rise RCR Non- Sep OCR EC Sep Sky Vue Bishan RCR Non- Sep The Glades Bedok OCR Non- Sep

7 The Skywoods Thomson Three Dairy Farm Heights Bright Hill Drive OCR Non- Sep RCR Victory Ville Toh Drive OCR 28 Rc Suites 8 Farrer Suites Race Course Lane Sing Joo Walk / Non- Sep Sep RCR Non- Aug RCR Non- Aug Cluny Park Residence Ecopolitan Floraville Kensington Square Lush Acres Rv Cluny Park Punggol Walk Cactus Jalan Lokam Fernvale Close River Valley CCR Non- Aug OCR EC Aug OCR Non- Aug OCR Non- Aug OCR EC Aug CCR Non- Aug The ovan Kovan OCR Non- Aug The Tembusu Tampines OCR Non- Aug

8 Geylang RCR Non- Aug Devonshire 8 Riverside Melodies The Quinn Devonshire St. Michael'S Bartley CCR Non- Jul RCR Non- Jul OCR Non- Jul The Serenno Haig RCR Non- Jul Vue 8 Residence Source: URA Pasir Ris Heights OCR Non- Jul Nevertheless, more private home projects are expected to be introduced into the market in the months ahead. House-hunters who are planning to acquire a private home do keep a look-out, and speak to an icompareloan mortgage broker today for some free mortgage loan planning.

9 For advice on a new loan, go here. For refinancing advice, go here. Read more articles at PropertyBuyer.com.sg/articles SingaporeHomeLoan.net/blog/ icompareloan.com/resources/category/faq/

10 About Mortgage Consultants icompareloan Mortgage Consultants is a research focused independent mortgage broker. We emphasize a consultative approach where we match our client s financial situation with the best fit mortgage loan, not simply a cheap loan. Paul Ho is the editor of and and he holds a Masters of Business Administration from a reputable university. He is passionate about helping people enhance their wealth through financial literacy and in making money work harder for them. Tel: SMS: For agents, mortgage brokers and financial advisors, subscribe to the Home Loan Report TM at icompareloan and impress your clients with detailed home loan analyses which facilitate property buying and selling. Copyright - All articles are the copyright of and CoreConcept Systems Pte Ltd and the company reserves full rights to use, reuse in any form or in any media including rights of attribution and credits of articles.

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