WHAT IS THE LAW SURROUNDING CAR ACCIDENTS?

Size: px
Start display at page:

Download "WHAT IS THE LAW SURROUNDING CAR ACCIDENTS?"

Transcription

1

2 WHAT IS THE LAW SURROUNDING CAR ACCIDENTS? How Does The Law Determine Who s At Fault? When determining fault, there is no one answer that covers all scenarios. Accidents produce and are produced by many different factors. All motor vehicle accident cases are going to be revolve around negligence. Did the person behave unreasonably under the circumstances? There is a certain duty that each person has regardless of their action. Particularly when operating a motor vehicle, somebody has a duty to operate a vehicle safely and appropriately and within the law. For example, the law expects: When there is a stop sign you stop at a stop sign. Where there is a red light, you stop at a red light. If you re going to make a left-hand turn you re supposed to turn on your left-hand signal. In a motor vehicle case, your goal is to establish the other party as negligent. It is possible that you contributed to the accident. It could be determined that you were anywhere from 0% at fault to 100% at fault. Any damage award that you may receive will be reduced by your percentage of fault. Each circumstance is going to carry its own factors that influence this. A judge or jury, depending on your case, will make the decision who was responsible for the accident and how much each party contributed to the problem. Here are a couple of examples: Instance #1: Sharing of Responsibility Two vehicles are heading in the opposite direction and the individual in the first car is looking to make a left-hand turn at an uncontrolled intersection. Another car is coming through the uncontrolled intersection in the opposite direction. What if that person makes a left hand turn in front of the oncoming vehicle? The vehicle that s oncoming has a right of way, therefore the left-hand turning vehicle would have to wait until that car would come through. If that car turns in front of that vehicle, the driver turning is probably more than 50% at fault already. If the vehicle that was oncoming saw that vehicle making a left-hand turn and had an opportunity to stop, they might have something called comparative negligence in the situation and might have some fault themselves. Comparative negligence is when both parties share responsibility for the fault of the accident. The amount the injured party would receive would be reduced in proportion to their determined negligence. For example, if a driver is determined to be 5% at fault and the damages determined are $10,000, that person would actually be awarded $9,500. Instance #2: Cars Stopping on the Road

3 If I m stopped at a red light and somebody rear ends me at a red light, it is their fault as they failed to stop. They hit me in a rear. There is nothing I can do to avoid that accident. That person will likely be found to be 100% at fault. What If I m Behind Them and They Stopped for No Reason? This situation is certainly an argument for mixed liability. If a person stops inappropriately in the middle of a fast moving highway for instance, without an emergency or perhaps a mechanical failure, it would be hard to explain that as reasonable under the circumstances. However, when you re driving a vehicle, you have a duty to know what it is in front of you and leave plenty of space for a certain stop for a vehicle in front of your vehicle. While this most likely will involve mixed liability, anytime you re rear-ending somebody you will most likely bear a larger percentage of fault. Should I Call The Police In The Event Of A Car Accident? My recommendation for anybody involved in an accident, minor or major, is to ensure that the police are involved. You might not realize it at the time, but there are a number of factors that could arise making it to your benefit to have the police there: somebody might be hurt somebody might be a little hurt somebody might claim to be hurt somebody might not have a proper license plate somebody might not be displaying proper identification When The Police Show Up, What Are Some Best Practices For A More Favorable Outcome? 1. If you re in an ambulance and you re getting taken away from the accident scene there is really nothing that you can say or do. Your health is your most important priority. 2. If you are able to communicate with the police, make sure that the police take down a statement from you. If they do not offer to take your statement, make sure to ask them to do so in writing. 3. Ask if you could review your statement to ensure that it is an accurate reflection of your facts. Are The Police Write Ups Gospel? No, the police write up is not gospel. The police listen to the story and they write down what they have interpreted the facts to be. Should you disagree with the police write up in a lawsuit, it can be hard to overcome the police statement, but certainly not impossible to overcome.

4 There might be an opportunity to depose (question) that police officer in the process of your lawsuit. In that event, we would likely question the officer s specific recollection of the accident, who they spoke with, whether or not he recognize the injured individual or any of the other parties to the accident, ask if he question any witnesses, and did he question any parties in the accident. The information procured from this deposition may give you an opportunity to build a case to refute the information in the police report. What Should I Do Immediately After The Car Accident? 1. Assess whether or not yourself or anybody else in your car is injured. If somebody is injured then have somebody call 911 and get first-responders to scene. This is the most important thing. 2. If possible, pull the car safely aside and get it out of the way of traffic. Get yourself in the safest possible position. Don t wait around for something else terrible to happen. 3. If you can get yourself to a safe place and you have the ability to take pictures of the damaged vehicle, you should do that and certainly try to exchange information with any other drivers that are involved. 4. You should also take pictures of the actual accident scene, as it may show a dangerous road condition or tire tracks that could explain the speed of the vehicles involved. What Legal Actions Should I Take Immediately If I Am In an Accident? Should I Call My Insurance Right Away? Yes. The longer you wait to contact your insurance company, the more likely you would be put in a position to compromise your own rights under that insurance policy. Should I Call An Attorney Right Away? Yes, if you experience one of the following: If you are injured, an attorney knows how to protect your rights. If you feel that your property damage rights, with respect to damage of your vehicle, aren t being addressed properly. How Do I Protect Myself From Lawsuits In the Event I m Involved in an Accident? What You Can Do: 1. Advise your insurance company as soon as you possibly can about the accident. 2. Protect yourself. Even if the car you were driving was not your own, put your own insurance company on notice. That insurance policy will still be relevant to any possible claim against you. You should also take the initiative to put the insurance company of the vehicle you were driving

5 on notice of an accident as well. You cannot assume that this is being done for you. Failure to put insurance companies on notice could compromise the rights you have under those insurance policies and could expose you to additional personal liability. What You Can t or Shouldn t Do: 1. Regardless of fault, there s nothing that you can do to control whether or not somebody is going to bring a lawsuit against you. 2. You should cooperate with your insurance company. Do not give them an opportunity to disclaim any kind of protection that exists on your behalf. If you re injured, you should also speak to an injury attorney who can advise you on how to move forward and protect your rights. What Are Some Common Injuries Or Symptoms To Look For After A Car Accident That May Indicate That You Sustained Some Serious Injuries? Immediately Obvious Injuries: laceration, cuts, bumps, bruises, obvious fractures, serious limb damage, and anything else that could be assessed easily. Non-Obvious Injuries: These are more complicated and are what we describe as soft tissue injuries. Soft tissue injuries will often involve a spinal injury where your body has moved rapidly back and forth. This could involve slamming forward into the dashboard, the steering wheel, or the seat in front of you and then snapping back very quickly. Soft tissue injuries could also arise if you had an airbag deploy at you that might have pushed you back very quickly. Injuries that Show Up Later: We frequently hear people complaining of neck pain or back pain that might not manifest itself right away. It might take a day, it might take two days, and it might take five days or longer for those symptoms to show up. What s the best thing to do? In the event that you ve been in an accident and you feel some pain in your body, go to the hospital or the emergency room and get yourself checked out. You never know what might have happened to your body. It s possible that you to have a serious injury that you re not recognizing right away. It s always a good idea to get your body checked out by going to some kind of medical provider. Make sure that you articulate exactly what it is that s bothering you. Should I Call An Attorney If My Neck Is Sore Today, But It s Going To Get Better? Sometimes your neck, or other pains, will get better quickly. It is true. But a lot of times your neck gets worse.

6 If you have pain that you re suffering as a result of a car accident, there is no harm in getting yourself checked out by the hospital or a medical provider. You really should do it for your own health and safety. If you are hurt and it get s worse, call your attorney. How Can I Best Protect Myself After an Accident? Doesn t insurance cover car accidents? There are a couple of different aspects of insurance in respect to car accidents. 1. First Party Coverage. In New York we also call this No Fault Insurance. No fault means that regardless of fault, if you ve been involved in a motor vehicle accident you have certain rights and certain coverages under your own policy. By law, no fault insurance will include some protection for lost wages and medical benefits. There is a minimum a limit of $50,000 in coverage for this benefit. However, insurance companies notoriously cuts off these benefits through independent medical examinations before the limit is exhausted. 2. SUM Coverage. Supplemental Uninsured/Underinsured Motorist coverage. If you ve been involved in an accident that s somebody else s fault and that vehicle has limited or no insurance, there is a way to access your own insurance from what would otherwise be third-party coverage. This coverage could compensate you for your pain and suffering and other medical damages. 3. Comprehensive Coverage. This includes liability. If you ve been involved in accident that s your fault, you might be a target of a lawsuit. This liability coverage is there to protect you from another person s claim to injuries they suffered through your negligence. 4. Property Damage Coverage. This covers damage done to physical property, including the vehicle. Should I Sue if Someone Hurt Me Accidentally in a Car Accident? While this is a very personal decision, all people injured in accidents should explore their options and consult with an experienced injury attorney who can advise you of your rights. Think About Your Future If You Don t Sue Accidents often result in injuries that are long lasting problems. Who is going to be there for you when you re not able to do your job anymore? Or you re not able to make a living anymore? Or you re permanently scarred? Imagine you ve been laid up in a hospital for weeks at a time. Or you end up going through surgery

7 It Is Your Right: Holding somebody accountable for their negligence is by no means an insult. It s a right that you can to exercise and in many instances a right that people should exercise in the event that they ve suffered a serious injury in a motor vehicle accident. That is What Insurance is for: Motor vehicle owners are required to have insurance for exactly these circumstances. Serious Injuries Should Be Compensated: If you ve been serious hurt in a motor vehicle accident, it could be life changing. Many times people cannot return to their normal life. The only way to make people as whole as possible is by getting compensated for their injuries. It Makes Sense to Protect Yourself. Calling an attorney is one step you can take to protect yourself. It is your right to do that. It s your right not to do it as well, but time can go by and you could lose that opportunity to file a lawsuit. How Do I Protect Myself If I m Sued? Report the accident to your insurance company immediately. If you ve received a summons and complaint, if you ve received a claim letter from an attorney, or a claim letter from an individual saying that they wish to make a claim against you, call your insurance company without delay. You may also want to consult with your own private counsel to see what potential personal exposure you may have. Will Suing Someone Cost Me Anything? No. Injury attorneys don t charge by hour, but instead charge by a contingency fee. A contingency fee means that a legal fee is only payable upon the success of a case. In most instances, the attorneys shoulder any expenses associated with the case and get their expenses and fees only in the event that they are successful on your behalf. They are paid a percentage of whatever they recover for you.

8 Checklist: What to Do If You Are In A Car Accident Keep this checklist in your glove compartment to remind you what to do if you are in a car accident. 1. Think about my own body, my own health, and everybody else in the car around me. Try to ascertain if anybody is hurt. 2. If you can move your vehicle safely, move it out of the flow of traffic in a place of safety. 3. Call the police and/or ambulance. 4. Get the other person s information: their license number, insurance information and registration information. 5. Take photos of the scene, photos of the vehicles and skid marks. 6. When the police come, tell your side of the story. Make sure that they take down your statement. Review that statement for accuracy. 7. When you go home; report to the insurance company that you were in an accident. Follow up with your medical providers. 8. Finally, contact a lawyer to understand your rights. Injured? Call Gacovino Lake at:.

LESSONS OF AN EXPERIENCED NEW YORK BIKE ACCIDENT LAWYER

LESSONS OF AN EXPERIENCED NEW YORK BIKE ACCIDENT LAWYER April 2009 BIKING IN NYC LESSONS OF AN EXPERIENCED NEW YORK BIKE ACCIDENT LAWYER The Perils Of Bicycle Riding In New York City- Here s What You Need To Know EVER BEEN DOORED? I have. EVER BEEN CUT OFF

More information

WHAT SHOULD I DO IF I HAVE AN AUTO ACCIDENT? 1. If I have an auto accident, do I have to stop? 2. What should I do if someone is injured?

WHAT SHOULD I DO IF I HAVE AN AUTO ACCIDENT? 1. If I have an auto accident, do I have to stop? 2. What should I do if someone is injured? WHAT SHOULD I DO IF I HAVE AN AUTO ACCIDENT? 1. If I have an auto accident, do I have to stop? 2. What should I do if someone is injured? 3. How can I get help? 4. What information should I gather at the

More information

FURR & HENSHAW. 1900 Oak Street, P.O. Box 2909 Myrtle Beach, SC 29578 Phone: (843) 626-7621. and

FURR & HENSHAW. 1900 Oak Street, P.O. Box 2909 Myrtle Beach, SC 29578 Phone: (843) 626-7621. and FURR & HENSHAW 1900 Oak Street, P.O. Box 2909 Myrtle Beach, SC 29578 Phone: (843) 626-7621 and 1534 Blanding Street Columbia, SC 29201 Phone: (803) 252-4050 YOUR AUTOMOBILE ACCIDENT CASE The purpose of

More information

WHAT SHOULD I DO IF I HAVE AN AUTO ACCIDENT? GET THE L E G A L F A C T S

WHAT SHOULD I DO IF I HAVE AN AUTO ACCIDENT? GET THE L E G A L F A C T S T H E S TAT E B A R O F C A L I F O R N I A WHAT SHOULD I DO IF I HAVE AN AUTO ACCIDENT? GET THE L E G A L F A C T S O F L I F E What should I do if I have an 1 a u t o a c c i d e n t? If I have an auto

More information

Myburgh Attorneys HAVE YOU BEEN INJURED IN A CAR ACCIDENT? DO YOU KNOW SOMEBODY WHO HAS BEEN INJURED IN A CAR ACCIDENT? WHAT ARE YOUR RIGHTS?

Myburgh Attorneys HAVE YOU BEEN INJURED IN A CAR ACCIDENT? DO YOU KNOW SOMEBODY WHO HAS BEEN INJURED IN A CAR ACCIDENT? WHAT ARE YOUR RIGHTS? Myburgh Attorneys HAVE YOU BEEN INJURED IN A CAR ACCIDENT? OR DO YOU KNOW SOMEBODY WHO HAS BEEN INJURED IN A CAR ACCIDENT? WHAT ARE YOUR RIGHTS? THE ROAD ACCIDENT FUND (RAF) The RAF was created to compensate

More information

Top 10 Mistakes Made After A Car Accident. www.chaikinandsherman.com 202.659.8600 800.299.8384

Top 10 Mistakes Made After A Car Accident. www.chaikinandsherman.com 202.659.8600 800.299.8384 Top 10 Mistakes Made After A Car Accident www.chaikinandsherman.com 202.659.8600 800.299.8384 1 In this Top Ten List, we have drawn upon our decades of experience in handling car accident cases to compile

More information

1. What s the difference between Limited Tort and Full Tort Auto Insurance Policies?

1. What s the difference between Limited Tort and Full Tort Auto Insurance Policies? Auto 1. What s the difference between Limited Tort and Full Tort Auto Insurance Policies? Limited Tort and Full Tort refer to different types of coverage under a auto insurance policy and what compensation

More information

Is What You Know About Injury Claims Accurate?

Is What You Know About Injury Claims Accurate? Is What You Know About Injury Claims Accurate? Presented by: Attorney Mark L. Krueger www.kh-law.net IS WHAT YOU KNOW ABOUT INJURY CLAIMS ACCURATE? Misconception No. 1 I have no claim if the responsible

More information

WHAT HAPPENS AFTER A FLORIDA CAR ACCIDENT?

WHAT HAPPENS AFTER A FLORIDA CAR ACCIDENT? WHAT HAPPENS AFTER A FLORIDA CAR ACCIDENT? This free EBook provides answers to car accident victims most frequently asked questions. This EBook does not provide actual legal advice, as every accident and

More information

Consumer Federation of America s

Consumer Federation of America s Consumer Federation of America s Guide to Navigating the Auto Claims Maze: Getting the Settlement You Deserve You ve just be involved in a fender bender with another vehicle. Your car is damaged but drivable.

More information

Most headed enough to take notes are seriously injured, it s

Most headed enough to take notes are seriously injured, it s 7 DEADLY SINS TO AVOID IN YOUR ACCIDENT CASE 1. Providing Statements - at the scene of the accident or insurance adjusters soon after. You are under no obligation to make a statement to the police or to

More information

Have you or someone you know suffered a personal injury? TIPS TO MAXIMIZE COMPENSATION

Have you or someone you know suffered a personal injury? TIPS TO MAXIMIZE COMPENSATION Have you or someone you know suffered a personal injury? TIPS TO MAXIMIZE COMPENSATION If you have suffered a personal injury it is important to consider all potential sources of compensation. A personal

More information

AUTO ACCIDENTS & PROPERTY DAMAGE CLAIMS

AUTO ACCIDENTS & PROPERTY DAMAGE CLAIMS AUTO ACCIDENTS & PROPERTY DAMAGE CLAIMS A STEP-BY-STEP GUIDE FOR HANDLING A VEHICLE PROPERTY DAMAGE CLAIM WITHOUT HIRING AN ATTORNEY. Not every car wreck results in an injury. In cases where an accident

More information

QUESTIONS AND ANSWERS ABOUT ILLINOIS AUTOMOBILE INSURANCE AND ACCIDENTS

QUESTIONS AND ANSWERS ABOUT ILLINOIS AUTOMOBILE INSURANCE AND ACCIDENTS QUESTIONS AND ANSWERS ABOUT ILLINOIS AUTOMOBILE INSURANCE AND ACCIDENTS What types of coverages are available? Generally, automobile insurance policies provide Bodily Injury and Property Damage Liability

More information

Journal. A workbook designed to organize and survey your incident & injury throughout the road to recovery. tywilsonlaw.

Journal. A workbook designed to organize and survey your incident & injury throughout the road to recovery. tywilsonlaw. YOUR INJURY Journal A workbook designed to organize and survey your incident & injury throughout the road to recovery SLIP/FALL CAR ACCIDENT WORKERS COMP TY WILSON LAW tywilsonlaw.com 866-937-5454 YOUR

More information

By: Brett D. Baber, Esq. and Steven Blackwell, Esq. Lanham Blackwell & Baber Attorneys. 207.942.2898 www.lanhamblackwell.com

By: Brett D. Baber, Esq. and Steven Blackwell, Esq. Lanham Blackwell & Baber Attorneys. 207.942.2898 www.lanhamblackwell.com By: Brett D. Baber, Esq. and Steven Blackwell, Esq. Lanham Blackwell & Baber Attorneys I m part of the professional and dedicated team of civil litigation attorneys and mediators at Lanham Blackwell &

More information

what to do in case of an auto accident

what to do in case of an auto accident what to do in case of an auto accident Keep this pamphlet with a pencil and paper and your insurance card in your car. What These Words Mean Scene The place where the accident happened. Witness A person

More information

Lowcountry Injury Law

Lowcountry Injury Law Lowcountry Injury Law 1917 Lovejoy Street Post Office Drawer 850 Beaufort, South Carolina 29901 Personal Injury Phone (843) 524-9445 Auto Accidents Fax (843) 524-6981 Workers Comp Lawyer@LowcountryLaw.com

More information

16 Steps to Getting a Fair Settlement for Your Injuries

16 Steps to Getting a Fair Settlement for Your Injuries The Petrylaw Personal Injury Reports 16 Steps to Getting a Fair Settlement for Your Injuries 1. Do not talk to anyone except your doctor, attorney or the police officer at the scene. Do not speak with

More information

GUIDE TO PERSONAL INJURY/ACCIDENT CLAIMS

GUIDE TO PERSONAL INJURY/ACCIDENT CLAIMS GUIDE TO PERSONAL INJURY/ACCIDENT CLAIMS At Richard Grogan & Associates we have Solicitors with significant experience and expertise who will advise and guide you through all matters relating to bringing

More information

(404) 919-9756 david@davidbrauns.com www.davidbrauns.com

(404) 919-9756 david@davidbrauns.com www.davidbrauns.com You are probably reading this guide because you were recently in an automobile accident. Now you are faced with some difficulties. The tasks of managing your care and your insurance claim can be confusing

More information

Do You Have a Case? Truck Accident. ebooklet. Andrew Miller. 201 South 3rd Street Logansport, IN 46947 P: (574) 722-6676. www.starrausten.

Do You Have a Case? Truck Accident. ebooklet. Andrew Miller. 201 South 3rd Street Logansport, IN 46947 P: (574) 722-6676. www.starrausten. Do You Have a Case? Truck Accident ebooklet Andrew Miller 201 South 3rd Street Logansport, IN 46947 P: (574) 722-6676 www.starrausten.com Disclaimer No attempt is made to establish an attorney-client relationship

More information

THE TOP 10 QUESTIONS YOU SHOULD ASK YOUR CAR ACCIDENT LAWYER

THE TOP 10 QUESTIONS YOU SHOULD ASK YOUR CAR ACCIDENT LAWYER THE TOP 10 QUESTIONS YOU SHOULD ASK YOUR CAR ACCIDENT LAWYER? Introduction After six straight years of decline, the National Highway Traffic Administration (NHTSA) reports that auto accidents, injuries

More information

Construction Accident

Construction Accident Do You Have a Case? Construction Accident ebooklet Mark Fryman 201 South 3rd Street Logansport, IN 46947 P: (574) 722-6676 www.starrausten.com Disclaimer No attempt is made to establish an attorney-client

More information

New York Car Accident Lawyers

New York Car Accident Lawyers New York Car Accident Lawyers What you need to know when you are hurt in a car accident An ebook by Stuart DiMartini, Esq. 1325 Sixth Avenue, 27 th Floor New York, NY 10019 212-5181532 dimartinilaw.com

More information

12 Common Auto Accident Myths: Protecting your rights and wallet after being injured in an auto accident.

12 Common Auto Accident Myths: Protecting your rights and wallet after being injured in an auto accident. 12 Common Auto Accident Myths: Protecting your rights and wallet after being injured in an auto accident. Introduction An auto accident can dramatically change your life. You could be injured and/or in

More information

WHAT TO DO IF YOU HAVE AN AUTOMOBILE ACCIDENT

WHAT TO DO IF YOU HAVE AN AUTOMOBILE ACCIDENT WHAT TO DO IF YOU HAVE AN AUTOMOBILE ACCIDENT INTRODUCTION Automobile accidents are a regrettable part of modern life. Whether you drive in a large city or a small town, sooner or later, you can expect

More information

What to Do In Case Of An. Automobile Accident COLOR

What to Do In Case Of An. Automobile Accident COLOR This pamphlet is published by The Florida Bar Information and Bar Services Department as a public service. Single copies of this pamphlet and others are free upon request by sending a self-addressed, legal

More information

A CONSUMER'S GUIDE TO AUTOMOBILE INSURANCE IN MARYLAND 1. Peter J. Basile, Shareholder Ferguson, Schetelich & Ballew, P.A.

A CONSUMER'S GUIDE TO AUTOMOBILE INSURANCE IN MARYLAND 1. Peter J. Basile, Shareholder Ferguson, Schetelich & Ballew, P.A. A CONSUMER'S GUIDE TO AUTOMOBILE INSURANCE IN MARYLAND 1 Introduction Peter J. Basile, Shareholder Ferguson, Schetelich & Ballew, P.A. 2011 We represent many clients who have been involved in car accidents,

More information

A Professional Law Corporation 419 S. State Street, Suite A-100 Jackson, Mississippi 39201 (601) 969-1977

A Professional Law Corporation 419 S. State Street, Suite A-100 Jackson, Mississippi 39201 (601) 969-1977 Board Certified - Civil Trial Practice National Board of Trial Advocacy Licensed in Mississippi and Louisiana Law Offices of Paul Snow A Professional Law Corporation 419 S. State Street, Suite A-100 Jackson,

More information

WHAT YOU NEED TO KNOW ABOUT YOUR CAR WRECK CASE PAGE 1

WHAT YOU NEED TO KNOW ABOUT YOUR CAR WRECK CASE PAGE 1 WHAT YOU NEED TO KNOW ABOUT YOUR CAR WRECK CASE PAGE 1 GREENVILLE FOUNTAIN INN 330 East Coffee Street 218 South Main Street Greenville, South Carolina 29601 Fountain Inn, South Carolina 29644 (864) 601-9048

More information

What You NEED to a Car Accident

What You NEED to a Car Accident How recent changes in the law will affect you. Know YOUR Rights. Auto Accident Basics. IN THIS ISSUE Working with an Adjuster: What NOT to sign. Page 3 Medical Expenses: How will my initial medical expenses

More information

Car & truck accidents require an experienced Louisville auto accident attorney

Car & truck accidents require an experienced Louisville auto accident attorney http://www.slechterlawfirm.com/car-truck-accidents/ Car & truck accidents require an experienced Louisville auto accident attorney Auto accidents happen fast. But the effects can sometimes last a lifetime,

More information

Injury Law Attorney Clearwater - New Port Richey - Tampa Bay

Injury Law Attorney Clearwater - New Port Richey - Tampa Bay Injury Law Attorney Clearwater - New Port Richey - Tampa Bay You need an aggressive injury lawyer to fight for your rights WHAT IS INJURY LAW? Injury Law is what an injury attorney would refer to as Tort

More information

TOP 10 MOST COMMON MISTAKES MADE IN HANDLING YOUR OWN INJURY CLAIM

TOP 10 MOST COMMON MISTAKES MADE IN HANDLING YOUR OWN INJURY CLAIM TOP 10 MOST COMMON MISTAKES MADE IN HANDLING YOUR OWN INJURY CLAIM More times than not, your personal injury claim will be a battle with an insurance company. A highly trained adjuster will be assigned

More information

BUYING CAR INSURANCE IN SOUTH CAROLINA

BUYING CAR INSURANCE IN SOUTH CAROLINA BUYING CAR INSURANCE IN SOUTH CAROLINA Do you think your Auto Policy Protects You and Your Family For the Road Ahead? The Truth May Surprise You. Goose Creek 103 Laurel Ave. Goose Creek, SC 29445 Phone:

More information

EXCUSES USED BY INSURANCE COMPANIES To Avoid Paying a Fair & Reasonable Settlement

EXCUSES USED BY INSURANCE COMPANIES To Avoid Paying a Fair & Reasonable Settlement EXCUSES USED BY INSURANCE COMPANIES To Avoid Paying a Fair & Reasonable Settlement BY EDDIE E. FARAH & CHARLIE E. FARAH, ATTORNEYS AT LAW Seatbelts or other safety devices were available in the vehicle

More information

What is a definition of insurance?

What is a definition of insurance? What is a definition of insurance? A system of protection against loss in which a number of individuals agree to pay certain sums for a guarantee that they will be compensated for a specific loss. Every

More information

Fault? Frequently Asked Questions

Fault? Frequently Asked Questions Claims Who s at Fault? Frequently Asked Questions How your adjuster assesses fault How fault affects you Appeal options What is fault? When Manitoba Public Insurance assesses fault, we are determining

More information

PREVIEW PLEASE DO NOT COPY THIS DOCUMENT THANK YOU

PREVIEW PLEASE DO NOT COPY THIS DOCUMENT THANK YOU Form: Personal injury automobile accident case checklist PERSONAL INJURY AUTOMOBILE ACCIDENT CASE CHECKLIST Did you witness the accident? Yes No When? Where? How far were you from the accident? Describe

More information

FREE SPECIAL REPORT WANT TO PROTECT YOUR FAMILY? WHAT YOU ABSOLUTELY, POSITIVELY HAVE TO KNOW WHEN BUYING CAR INSURANCE.

FREE SPECIAL REPORT WANT TO PROTECT YOUR FAMILY? WHAT YOU ABSOLUTELY, POSITIVELY HAVE TO KNOW WHEN BUYING CAR INSURANCE. FREE SPECIAL REPORT WANT TO PROTECT YOUR FAMILY? WHAT YOU ABSOLUTELY, POSITIVELY HAVE TO KNOW WHEN BUYING CAR INSURANCE. Keep reading to learn What are your chances of having an accident in Kentucky with

More information

Accident Injury Law. After A Serious. Provided as a public service by: Serving Virginia & West Virginia

Accident Injury Law. After A Serious. Provided as a public service by: Serving Virginia & West Virginia Law Y o u r Rights After A Serious Car Accident Provided as a public service by: Serving Virginia & West Virginia Page 1 INTRODUCTION The purpose of this booklet is to provide basic information to help

More information

Consumer Awareness How to Keep From Getting Ripped Off by Big Insurance

Consumer Awareness How to Keep From Getting Ripped Off by Big Insurance Consumer Awareness How to Keep From Getting Ripped Off by Big Insurance Provided as an educational service by: Anthony D. Castelli, Esq. Concentration in Auto and Work Related Injuries (513) 621-2345 ATTENTION!!!

More information

The A-B-C s of Motor Vehicle Collisions and Personal Injury Claims In Minnesota

The A-B-C s of Motor Vehicle Collisions and Personal Injury Claims In Minnesota The A-B-C s of Motor Vehicle Collisions and Personal Injury Claims In Minnesota Douglas E. Schmidt Accident Attorney 13911 Ridgedale Drive Suite 110 Minnetonka, MN 55305 952.473.4530 Fax: 952.544.1308

More information

Personal Injury? What to Do?

Personal Injury? What to Do? Personal Injury? What to Do? 1 If you have been involved in a road traffic accident, an accident at work or an accident in a public place, you may be liable for a compensation! Every personal injury case

More information

WHAT TO DO Immediately After Being Involved in an Auto Accident

WHAT TO DO Immediately After Being Involved in an Auto Accident WHAT TO DO Immediately After Being Involved in an Auto Accident BY EDDIE E. FARAH & CHARLIE E. FARAH, ATTORNEYS AT LAW If a person is seriously injured, do not move them unless they are in imminent danger.

More information

How To Understand Your Car Insurance Coverage

How To Understand Your Car Insurance Coverage Kentucky Consumer Guide To Buying Car Insurance Attorney-At-Law 859.254.7076 859.281.6541 FAX Page 2 Phone: (859)254-7076 Copyright 2012 by All rights reserved. No part of this report may be reproduced,

More information

Auto insurance basics

Auto insurance basics Auto insurance basics By Nicholas Schidowka, President Insurance Cleveland Agency, LLC As an automobile owner and driver, most states require you to purchase car insurance. When buying a car insurance

More information

3 TRAPS THAT INSURANCE ADJUSTORS WILL SET FOR YOU..

3 TRAPS THAT INSURANCE ADJUSTORS WILL SET FOR YOU.. 3 TRAPS THAT INSURANCE ADJUSTORS WILL SET FOR YOU.. BUT READ THIS FIRST (AND CAREFULLY): You may be like many people who are in car accidents who want to try and handle your insurance claim on your own.

More information

A BRIEF REVIEW OF TEXAS AUTOMOBILE INSURANCE. The Declarations Page

A BRIEF REVIEW OF TEXAS AUTOMOBILE INSURANCE. The Declarations Page THE COMMISSIONERS HOUSE AT HERITAGE SQUARE 2901 BEE CAVE ROAD, BOX L AUSTIN, TEXAS 78746 P. 512.328.9099 F. 512.328.4132 WWW.JKPLAW.COM A BRIEF REVIEW OF TEXAS AUTOMOBILE INSURANCE Automobile liability

More information

THE EMPLOYMENT ACT AND YOU GUIDE FOR EMPLOYEES

THE EMPLOYMENT ACT AND YOU GUIDE FOR EMPLOYEES THE EMPLOYMENT ACT AND YOU GUIDE FOR EMPLOYEES An explanation of your rights, benefits, protection and duties as an employee, under the Norfolk Island Employment Act. 20081106 Norfolk Island has its own

More information

Injured In A Car Crash? Helpful Guide to Navigate your Case

Injured In A Car Crash? Helpful Guide to Navigate your Case Injured In A Car Crash? Helpful Guide to Navigate your Case By David L. Smith, Esq. Copyright 2014 by The Law Offices of David L. Smith All rights reserved. No part of this book may be used or reproduced

More information

Free Legal Consumer Guide Series www.southernmarylandlaw.com

Free Legal Consumer Guide Series www.southernmarylandlaw.com Free Legal Consumer Guide Series Brought To You By Meeting All Your Legal Needs For 50 Years 2 What You Need To Know About Workers Compensation HOW TO USE THIS GUIDE If you read this guide, you will discover

More information

Claims. Who s at. Fault? We consider the circumstances of each case. How your adjuster assesses fault How fault affects you Appeal options

Claims. Who s at. Fault? We consider the circumstances of each case. How your adjuster assesses fault How fault affects you Appeal options Claims Who s at Fault? We consider the circumstances of each case How your adjuster assesses fault How fault affects you Appeal options March 2010 Under Manitoba law, motorists involved in a collision

More information

Consumer Legal Guide. Your Guide to Automobile Insurance and Accidents

Consumer Legal Guide. Your Guide to Automobile Insurance and Accidents Consumer Legal Guide Your Guide to Automobile Insurance and Accidents WHAT TYPES OF COVERAGES ARE AVAILABLE? Generally, automobile insurance policies provide Bodily Injury and Property Damage Liability

More information

PERSONAL INJUJRY PROTECTION (PIP) COVERAGE

PERSONAL INJUJRY PROTECTION (PIP) COVERAGE PERSONAL INJUJRY PROTECTION (PIP) COVERAGE What is PIP coverage? Personal Injury Protection (PIP) coverage, also known as No-Fault Coverage, is one of two types of automobile insurance coverage that is

More information

CHILDREN S INJURIES. There is never any attorney fee until your child s case settles.

CHILDREN S INJURIES. There is never any attorney fee until your child s case settles. BICYCLE ACCIDENTS If you have been seriously injured when bicycling, please call me for a consultation. Bicycling is an enjoyable hobby. Many people also ride their bicycles to work. However, it should

More information

Table of Contents. 1. What should I do when the other driver s insurance company contacts me?... 1

Table of Contents. 1. What should I do when the other driver s insurance company contacts me?... 1 Table of Contents 1. What should I do when the other driver s insurance company contacts me?... 1 2. Who should be paying my medical bills from a car accident injury?... 2 3. What should I do after the

More information

Auto. The Instant Insurance Guide: What To Do If You re In An Accident. Info and tips for buying automobile and motorcycle insurance in Delaware

Auto. The Instant Insurance Guide: What To Do If You re In An Accident. Info and tips for buying automobile and motorcycle insurance in Delaware What To Do If You re In An Accident Stop and keep calm. Do not drive away from an accident. Do not argue with the other driver over the cause. Call an ambulance, if needed. Do what you can to provide first

More information

Auto. The Instant Insurance Guide: Info and tips for buying automobile and motorcycle insurance in Delaware. www.delawareinsurance.

Auto. The Instant Insurance Guide: Info and tips for buying automobile and motorcycle insurance in Delaware. www.delawareinsurance. The Instant Insurance Guide: Auto Info and tips for buying automobile and motorcycle insurance in Delaware From Karen Weldin Stewart, CIR-ML Delaware s Insurance Commissioner 1-800-282-8611 www.delawareinsurance.gov

More information

1O SECRETS OF GEORGIA CAR WRECK CLAIMS

1O SECRETS OF GEORGIA CAR WRECK CLAIMS 1O SECRETS OF GEORGIA CAR WRECK CLAIMS 1O SECRETS OF GEORGIA CAR WRECK CLAIMS L. TY WILSON, P.C. TyWilsonLaw.com 770 948 5454 W O R D A S S O C I A T I O N P U B L I S H E R S www.wordassociation.com

More information

OPENING INSTRUCTIONS

OPENING INSTRUCTIONS OPENING INSTRUCTIONS Members of the Jury: Respective Roles of Jurors and Judge You ve been chosen as jurors for this case, and you ve taken an oath to decide the facts fairly. As we begin the trial, I

More information

NEW YORK STATE BAR ASSOCIATION. LEGALEase. If You Have An Auto Accident SAMPLE

NEW YORK STATE BAR ASSOCIATION. LEGALEase. If You Have An Auto Accident SAMPLE NEW YORK STATE BAR ASSOCIATION LEGALEase If You Have An Auto Accident If You Have An Auto Accident What should you do if you re involved in an automobile accident in New York? STOP! By law, you are required

More information

The insurance company is also responsible for reasonable towing or storage charges on your vehicle until you receive written notice otherwise.

The insurance company is also responsible for reasonable towing or storage charges on your vehicle until you receive written notice otherwise. If you have been in an automobile accident that is not your fault and your vehicle is damaged, you do have certain rights. If total property damage from the wreck to all damages appears to be over $1,000.00,

More information

Car Accident Compensation Guide. Winston Solicitors LLP

Car Accident Compensation Guide. Winston Solicitors LLP Car Accident Compensation Guide Winston Solicitors LLP Compensation guide If you are unlucky enough to be involved in an accident on the road, it is important that you receive advice on your rights, responsibilities

More information

WHAT TO DO RIGHT AFTER AN ACCIDENT

WHAT TO DO RIGHT AFTER AN ACCIDENT WHAT TO DO RIGHT AFTER AN ACCIDENT www.gaychackermitten.com 1-800-LAW-4030 INJURED IN AN ACCIDENT? HERE S WHAT YOU NEED TO KNOW NOW Personal injury law, known as tort law, is designed to protect you if

More information

THE GLOVE COMPARTMENT COMPANION ACCIDENTS HAPPEN. What Should You Do When They Happen To You? SPONSORED BY THE. Hunt Law Firm

THE GLOVE COMPARTMENT COMPANION ACCIDENTS HAPPEN. What Should You Do When They Happen To You? SPONSORED BY THE. Hunt Law Firm THE GLOVE COMPARTMENT COMPANION ACCIDENTS HAPPEN What Should You Do When They Happen To You? SPONSORED BY THE Hunt Law Firm 337-310-9111 www.huntlawfirm.com KEEP THIS GUIDE IN YOUR GLOVE COMPARTMENT AT

More information

WHAT HAPPENS IN A PERSONAL INJURY CASE

WHAT HAPPENS IN A PERSONAL INJURY CASE WHAT HAPPENS IN A PERSONAL INJURY CASE From Negotiating With Insurance Companies To Trial By Michael A. Schafer, Attorney at Law 440 South Seventh Street, Ste. 200 Louisville, Kentucky 40203 (502) 584-9511

More information

Beyond the Polyester Veil : A Personal Injury Negotiations Case Study

Beyond the Polyester Veil : A Personal Injury Negotiations Case Study Beyond the Polyester Veil : A Personal Injury Negotiations Case Study I m going to tell you something else almost as useful.i m going to tell you the big secret of handling your personal injury case. For

More information

Auto accidents can cause thousands or even millions of dollars in losses due to medical expenditures, an inability to work, a reduction in future

Auto accidents can cause thousands or even millions of dollars in losses due to medical expenditures, an inability to work, a reduction in future TEXAS AUTO ACCIDENTS Auto accidents can cause thousands or even millions of dollars in losses due to medical expenditures, an inability to work, a reduction in future earnings, or the untimely death of

More information

A Consumer Guide. An Explanation of New York s New York s No-Fault Insurance for Motor Vehicles

A Consumer Guide. An Explanation of New York s New York s No-Fault Insurance for Motor Vehicles 79 Wall Street Huntington, NY 11743 800.660.1466 631.425.9775 718.220.0099 631.415.5004 (fax) A Consumer Guide An Explanation of New York s New York s No-Fault Insurance for Motor Vehicles If you have

More information

Your Personal Guide To Your Personal Injury Lawsuit

Your Personal Guide To Your Personal Injury Lawsuit Your Personal Guide To Your Personal Injury Lawsuit Know How To Do Things Right When You ve Been Wronged You have questions. And most likely, you have a lot of them. The good news is that this is completely

More information

Consumer Awareness Guide to Choosing a Personal Injury Lawyer

Consumer Awareness Guide to Choosing a Personal Injury Lawyer Consumer Awareness Guide to Choosing a Personal Injury Lawyer Provided as an educational service by: Anthony D. Castelli, Esq. Concentration in Auto and Work Related Injuries (513) 621-2345 Read this guide

More information

How To Know The Laws Of A Bike Ride In California

How To Know The Laws Of A Bike Ride In California The Rules Of The Road For Colorado Cyclists Your Rights and Responsibilities as a Colorado Cyclist Crawford Weiss, LLC Phone (303) 741-0249 www.denversaccidentlawyer.com 2015 The Rules Of The Road For

More information

ZacharLawFirm.com (602) 494-4800 Page 1

ZacharLawFirm.com (602) 494-4800 Page 1 There are countless drivers across the state of Arizona that are uninsured or underinsured. In fact, it is estimated that one (1) out of every five (5) drivers on the road is driving without insurance.

More information

Motor Vehicle Accidents

Motor Vehicle Accidents Motor Vehicle Accidents Crash!!! Oh no, now what? It is often hard to know what to do if you are involved in a motor vehicle accident. What rights and responsibilities do you have? And what actions, if

More information

Table of Contents. A Message From Attorney Edgar Snyder 1. Eligibility for Workers Compensation 3. Types of Workers Compensation Claims 5

Table of Contents. A Message From Attorney Edgar Snyder 1. Eligibility for Workers Compensation 3. Types of Workers Compensation Claims 5 Table of Contents A Message From Attorney Edgar Snyder 1 Eligibility for Workers Compensation 3 Types of Workers Compensation Claims 5 Workers Compensation Benefits Payments 9 The Hearing Process 13 The

More information

The Schlitt Law Firm A Consumer Guide to New York No-Fault Auto Insurance

The Schlitt Law Firm A Consumer Guide to New York No-Fault Auto Insurance The Schlitt Law Firm A Consumer Guide to New York No-Fault Auto Insurance The Schlitt Law Firm 79 Wall Street, Huntington, NY 11743 www.schlittlaw.com 631.425.9775 A Consumer Guide An Explanation of New

More information

Cooper Hurley Injury Lawyers

Cooper Hurley Injury Lawyers Cooper Hurley Injury Lawyers 2014 Granby Street, Suite 200 Norfolk, VA, 23517 (757) 455-0077 (866) 455-6657 (Toll Free) YOUR RIGHTS WHEN YOU ARE INJURED ON THE RAILROAD Cooper Hurley Injury Lawyers 2014

More information

A sentence or two of copy goes here, giving a general overview of what s included in the kit.

A sentence or two of copy goes here, giving a general overview of what s included in the kit. PREPARED RIDER KIT PREPARED RIDER KIT A sentence or two of copy goes here, giving a general overview of what s included in the kit. PREPARED RIDER INFORMATION FORM................................... 3

More information

2 Click here to contact us about your car accident

2 Click here to contact us about your car accident Please share this report with your friends and family. If someone you know has been in a car accident, they will thank you for sharing this information with them. 2 Click here to contact us about your

More information

Ferguson & Ferguson Serious Injury Attorneys. Since 1993. AUTOMOBILE ACCIDENT GUIDE Facts & Myths

Ferguson & Ferguson Serious Injury Attorneys. Since 1993. AUTOMOBILE ACCIDENT GUIDE Facts & Myths Ferguson & Ferguson Serious Injury Attorneys. Since 1993 AUTOMOBILE ACCIDENT GUIDE Facts & Myths AUTO ACCIDENT GUIDE By Randy W. Ferguson Ferguson & Ferguson GOOD START You now have access to information

More information

Auto Accident Rights & Responsibilities

Auto Accident Rights & Responsibilities For over 100 years people in Connecticut have relied on the law firm now known as. Today, the law firm s Connecticut injury attorneys focus their experience and resources on helping injured people recover

More information

MAXIMIZE YOUR PERSONAL INJURY SETTLEMENT

MAXIMIZE YOUR PERSONAL INJURY SETTLEMENT MAXIMIZE YOUR PERSONAL INJURY SETTLEMENT Part I: Find Insurance Coverage: Look at Accident Report & Write Letters People injured in a car accident in Florida should easily be able to locate car insurance

More information

Hip Replacement Recall. A Special Report

Hip Replacement Recall. A Special Report Hip Replacement Recall A Special Report What You MUST Know About Metal Toxicity and the Seven Biggest Mistakes that could prevent you from getting the compensation you deserve Your Hip Recall Help Team

More information

Handling Your Own Property Damage Claim After An Auto Accident in Texas

Handling Your Own Property Damage Claim After An Auto Accident in Texas Handling Your Own Property Damage Claim After An Auto Accident in Texas Table of Contents Handling Your Own Property Damage Claim after an Auto Accident in Texas... 1 Introduction... 3 Chapter 1... 4 Important

More information

TIPS AND ADVICE TO ENSURE THE BEST OUTCOME FOR YOUR PERSONAL INJURY CASE.

TIPS AND ADVICE TO ENSURE THE BEST OUTCOME FOR YOUR PERSONAL INJURY CASE. A CONSUMER S GUIDE TO A SUCCESSFUL PERSONAL INJURY CLAIM TIPS AND ADVICE TO ENSURE THE BEST OUTCOME FOR YOUR PERSONAL INJURY CASE. MATERIAL PROVIDED BY: DICAUDO & YODER, LLC A CONSUMER S GUIDE TO A SUCCESSFUL

More information

WHAT ATTORNEYS AND CLAIMS ADJUSTERS REALLY NEED TO KNOW ABOUT COLLISION INVESTIGATION 2 nd Edition

WHAT ATTORNEYS AND CLAIMS ADJUSTERS REALLY NEED TO KNOW ABOUT COLLISION INVESTIGATION 2 nd Edition WHAT ATTORNEYS AND CLAIMS ADJUSTERS REALLY NEED TO KNOW ABOUT COLLISION INVESTIGATION 2 nd Edition Robert E. Stearns, B.S., ACTAR #661 Kinetic Energy Press Rocklin, California Copyright 2007, All Rights

More information

Steps to take after a TAC accident

Steps to take after a TAC accident Steps to take after a TAC accident Henry Carus + Associates 1 YOU DESERVE MORE Contents 4 Introduction 6 6 basic steps to follow 7 Report your accident DISCLAIMER WARNING THIS GUIDE CONTAINS GENERAL ADVICE

More information

New York Law Journal. Wednesday, July 31, 2002

New York Law Journal. Wednesday, July 31, 2002 New York Law Journal Wednesday, July 31, 2002 HEADLINE: BYLINE: Trial Advocacy, Cross-Examination: The Basics Ben B. Rubinowitz and Evan Torgan BODY: Cross-examination involves relatively straightforward

More information

Buying Car Insurance

Buying Car Insurance Buying Car Insurance We blame the insurance companies And their agents for not thoroughly explaining And urging you to buy The most important auto insurance protection available They won t tell you, so

More information

Medical Malpractice VOIR DIRE QUESTIONS

Medical Malpractice VOIR DIRE QUESTIONS Medical Malpractice VOIR DIRE QUESTIONS INTRODUCTION: Tell the jurors that this is a very big and a very important case. Do a SHORT summary of the case and the damages we are seeking. This summary should

More information

Top 10 Mistakes To Avoid In Your Personal Injury Case

Top 10 Mistakes To Avoid In Your Personal Injury Case 1. Giving a statement anyone other than the police, especially insurance companies. Insurance companies want to get you to give recorded statements immediately. They know that if you are unrepresented,

More information

The Insurance and Whiplash Guide I Hope You ll Never Have To Use But If You Do You ll Be Glad You Read This First!

The Insurance and Whiplash Guide I Hope You ll Never Have To Use But If You Do You ll Be Glad You Read This First! The Insurance and Whiplash Guide I Hope You ll Never Have To Use But If You Do You ll Be Glad You Read This First! A special thanks goes to Dr. Steven Eggleston, DC, Esq. for his expertise and his years

More information

Cycle Accident Compensation Guide. Winston Solicitors LLP

Cycle Accident Compensation Guide. Winston Solicitors LLP Cycle Accident Compensation Guide Winston Solicitors LLP Compensation guide If you are unlucky enough to be involved in pedal cycle accident, it is important that you receive advice on your rights, responsibilities

More information

STEPS IN A LOUISIANA PERSONAL INJURY LAWSUIT

STEPS IN A LOUISIANA PERSONAL INJURY LAWSUIT STEPS IN A LOUISIANA PERSONAL INJURY LAWSUIT Having at least a basic understanding of the most common steps involved in a typical personal injury case may help empower you as a victim. Broussard & Hart,

More information

What you should know

What you should know What you should know when you have been injured in a motor vehicle accident This booklet provides information about insurance benefits and other compensation that may be available to you when you have

More information

Crashed your car? Information on claims for damage to your car, in and out of court

Crashed your car? Information on claims for damage to your car, in and out of court Crashed your car? Information on claims for damage to your car, in and out of court 1 After a car accident This brochure will take you through the important steps you need to take if your car is damaged

More information

61 Umbrella Liability copyright dated: 09/11/11

61 Umbrella Liability copyright dated: 09/11/11 61 Umbrella Liability copyright dated: 09/11/11 Learn How to Protect Your Income & Your Assets Against the Cost of a Civil Lawsuit According to the Insurance Information Institute every year 1 in 12 Americans

More information

Cycling and the Law: Know your Rights!

Cycling and the Law: Know your Rights! Cycling and the Law: Know your Rights! Patrick Brown Rights of The Injured Cyclist When a cyclist is struck by a car or truck, the injuries to the cyclist can be significant. It can have a dramatic impact

More information