PFA HEALTH INSURANCE. your access to quick treatment

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1 PFA HEALTH INSURANCE your access to quick treatment

2 PFA HEALTH INSURANCE PFA Health Insurance is a healthcare insurance, which among other things gives you access to quick treatment at private hospitals, private clinics or at specialists. When you fall ill, it also affects your family, friends and your place of work. Therefore, it is a great advantage for all to start examinations and treatment as soon as possible. Your PFA Health Insurance gives access to quick treatment at private hospitals, private clinics or at specialists. Please contact PFA if you should fall ill or get injured. Then we will help you to move on so that you can resume your everyday life as soon as possible. FOR YOUR PARTNER Your spouse or cohabiting partner can also take out PFA Health Insurance at an advantageous cost. Your partner s health insurance must be paid once a year using the payment service BetalingsService. Payments are not deductible on the income tax return. Please note that any pre-existing illnesses, and illnesses which have arisen as a consequence of a pre-existing illness, cannot be covered until two years after the establishment of your partner s health insurance. Call our Advisory Services Centre at (+45) and ask for a registration form.

3 IF YOU NEED US What to do Examination and treatment presuppose that you have obtained a referral or a recommendation from your own doctor.* Contact PFA to obtain an approval before you get examined or start treatment. PFA reserves the right to appoint a treatment facility within PFA s quality controlled network. After treatment, PFA will settle the accounts directly with the treatment facility. * If you need chiropractor assistance, it is not necessary to consult your own doctor first. Already when you call us, we are able to promise that we will cover the examination and any following treatment. In some cases we may need additional information, for instance if you need to have an operation approved. Contact PFA Health Centre (+45) or send us an at if you need your health insurance.

4 PFA HEALTH INSURANCE COVERS Treatment, operation, pre-examinations and re-examinations at private hospitals, private clinics or at specialists Rehabilitation Recuperation Medicine Chiropractor and physiotherapist Dietician Acupuncture and zone therapy Psychiatrist Psychologist, including emergency counselling Detox programmes in connection with abuse of alcohol, medicine and other intoxicants Temporary home help and home nursing care. Your children between the age of 1 and 21 are automatically covered by your health insurance. They also have the same advantages of examinations and treatment that you have. Please read more about your cover in the insurance conditions.

5 WHAT IS NOT COVERED? Chronic illnesses which have arisen before you received PFA Health Insurance Cosmetic operations Glasses, contact lenses, hearing aids or dental treatment Childlessness treatment and after-effects of pregnancy and childbirth Emergency treatment (for instance in relation to situations that require doctors from the emergency service or casualty ward) A need for treatment which came into existence before you were covered by PFA Health Insurance. You are free to take advantage of the possibilities of examination, treatment etc. already from the first day when you enter into the health insurance plan, however, please note that the need for treatment must have come into existence during the insurance period. If you have registered for a voluntary health insurance, please note that pre-existing illnesses, and illnesses that have arisen as a consequence thereof, will not be covered until two years after entry into the health insurance plan.

6 BN 4014_A+C_UK ( ) PFA Pension Sundkrogsgade 4 DK-2100 Copenhagen O Telephone (+45)

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