Our Bureau s manner of handling claim files. Mariana IONIȚĂ Secretay General of Romanian Motor Insurers Bureau

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1 Our Bureau s manner of handling claim files

2 Our Bureau s manner of handling claim files Accidents in RO Normally based in E Accidents in E Normally based in RO Total = 9,508 whereby E = Total = 25,287 whereby RO = 842

3 Our Bureau s manner of handling claim files Accidents in RO Registration plates GC System Accidents in GC System Registration plates in RO Total = 9,508 whereby GCS uninsured = 10,12% 2013 Total = 25,287 whereby RO uninsured = 0,93% Method: no. of claims files

4 Our Bureau s manner of handling claim files Accidents in RO Registration plates GC System Accidents in GC System Registration plates in RO 2013 Average claims: 3,300 Euro Average claims: 2,800 Euro

5 Our Bureau s manner of handling claim files Accidents in RO Normally based in E Accidents in E Normally based in RO Total = 9,508 whereby E = Total = 25,287 whereby RO = 842 Insured = 782 Uninsured = 145 Insured = 831 Uninsured = 11

6 Romanian Bureau is: only Green Card Bureau legal mandatory

7 TP contacts the Romanian Bureau:

8 TP contacts the Romanian Bureau:

9 TP contacts the Romanian Bureau: IT Program: Correspondent OR Romanian Bureau Uninsured claim file Without correspondent

10 List of correspondents - members of foreign National Bureaux belonging to the "Green Card" International System, designated by B.A.A.R. to handle and settle claim files, resulting from accidents occurred on Romanian territory and produced by insured of the companies mentioned above

11 TP contacts the Romanian Bureau Damage - ascertainment + assessment (specialized company) Damage assessment reviewing Technical expertise (if it is necessary)

12 Double check Significant decrease of the fraud

13 We strictly respect the RO legislation + IR: TP s offer 3 months from notification TP s payment in maximum 10 days Sanction: 0,2% per day delay penalties

14 Considering all the above it is very important as: Insurer Bureau To give the final answer QUICKLY Insurance cover Normally based

15

16 If for the moment you do not have any questions, you can always contact us

17 Gracias!

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