Your Home in Florida. Guide for International Buyers
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1 Your Home in Florida Guide for International Buyers
2 Your Home In Florida GUIDE FOR INTERNATIONAL BUYERS PROPERTY STYLES TOP VACATION HOME COMMUNITIES RETURN ON INVESTMENT. 1 WHY ORLANDO? STEPS TO BUY A HOME IN FLORIDA LAKE NONA MEDICAL CITY BUYING WITH US 2
3 Why You Should Buy a Home in Orlando Contact one of Urban City Realty agents for further information. REAL ESTATE AT UNBELIEVABLY AFFORDABLE PRICES: Orlando offers the opportunity to own properties at incredibly low prices, compared to other cities. Plain and simple, you get a lot for your money! Which makes it the perfect place to invest in real estate. In addition, with the currency exchange fluctuations in some countries, it makes sense to have an investment in US Dollars, and own in a place like Orlando, where rental success is already proven. AMAZING LIFESTYLE: Orlando offers irresistible lifestyle options for virtually everyone. One of the fastest-growing major metros in the country, Orlando boasts both high-rise luxury living and distinct neighborhoods, a state-of-theart performing arts center, sophisticated dining and a sports arena that plays host to the NBA s Orlando Magic in the downtown core, all with the sparkling backdrop of nightly fireworks from world-famous tourist attractions. This is a welcoming, uniquely livable community offering small-town charm with big-city amenities. STRATEGIC LOCATION: Orlando is the heart of Central Florida. It is less than an hour from the famous beach in Cocoa Beach, Port Canaveral and the Kennedy Space Center; and a couple of hours St. Augustine, Daytona and Miami. NUMBER 1 FAMILY VACATION DESTINATION IN THE WORLD: Orlando welcomed an astonishing 62 million visitors in 2014, breaking the previous record of 59 million visitors set in Orlando is not only an incredible place to vacation, invest and live and here are a few reasons why: Orlando is the 3rd most competitive U.S. location for business, 2nd fastest growing major metro in the U.S., Top 10 "American City of the Future", #5 leading metro in job creation, 4th U.S. city most Americans are moving to, among many more 3
4 Watch Video 4
5 Steps To Buy Your Home in It is always good to know the steps you need to take into consideration when buying a real estate property in Florida. We are here to guide your through those steps, and make sure they become enjoyable. Florida When you start looking for a house to buy, first look for the right partner to guide you through the process of buying a home! Be sure to look for a Real Estate Agent who is professional, knowledgeable, experienced and licensed.. (If you buy the house in cash you can skip to Step 3) Start looking for a home without knowing how much you can spend, is like trying to reach a destination without direction. Buyers often they start searching for a home before they know how much they can afford to spend or if your bank will finance the purchase. The best thing to do is to get pre-approved for a mortgage loan, which is a very easy and quick process, before you begin your Search.. Finding your dream home is usually the best part of the experience of buying a home. Before you begin, you must determine what kind of home you want: Detached single family home, townhome, villa home or condominium.
6 Depending upon the type of home you are purchasing (already existing or a to-be-built home), you can anticipate that your Closing will take place anywhere from 30 to 120 days from the signing of your purchase agreement. As you prepare for your Closing, there are a number of things you will need to do. Your real-estate agent will walk you through the closing process every step of the way to ensure that your Closing is timely, easy and smooth. 6 (If you are going to purchase your home with cash, you can skip this step.) With U.S. mortgage rates low, many international home buyers choose to finance their purchase. Not all lenders in the U.S. offer home loans to foreign buyers, but this type of loan is available. An international home buyer should expect to pay between 25% to 30% of the value of the home being purchased, as a down payment. As the borrower, you will be asked to provide documentation to show sufficient income, bank statements, reference letters from your banking or credit institution, and two forms of identification. Also, it is beneficial to gain an understanding of lending fees, insurance costs and property taxes. Total closing costs are typically 2 to 5 percent of the loan amount. 5 4 When you have located your home, in the community you love, you will work with your real estate agent and make an offer to purchase. Once approved, you will supply the seller an earnest money deposit along with a preapproval letter from the bank and proof of available funds. Your next step will be to get a mortgage to make sure you can finalize your purchase, unless you are paying all cash. 7 8 CLOSE ON YOUR HOME The Closing is your final step in becoming a U.S. homeowner. On the day of your Closing, everyone involved finalizes the purchase agreement and transfers ownership of the home from the seller to the buyer. For an international buyer, the Closing can take place without you, the buyer, being physically present in the U.S. The buyer would simply assign Power of Attorney to the buyer s lawyer or another representative who would then close the deal on the buyer s behalf. This is a common practice done throughout the U.S. You Are Now A U.S. Homeowner. Congratulations. And Welcome Home! GET A PROPERTY MANAGER As specialists in our business we know that choosing someone to take care of your investment requires trust. You're placing your precious home in someone else's hands. Your property management company will manage every aspect of keeping your vacation rental booked and ready for guests and owners to enjoy. Their goal is to enable you to make the most revenue from your rental home without having to do any of the busy work involved with managing and operating it. When the time comes to choose a property management company we will provide you with the most reliable one for you to choose! 6
7 Types Of Properties SINGLE FAMILY A detached home They show faster appreciation, Higher rent and occupancy short-term rental. They normally offer private screened-in porch TOWNHOME A sharing home. A home sharing common wall with at least one other property. CONDO Multi-floor building. Low Rise typically 3 stories or less Mid Rise usually 5 to 9 stories High Rise typically 10 or more stories 7
8 Top Vacation Home Communities
9 BellaVida Resort offers private, peaceful living in the heart of one of the most desirable destinations in the world 9
10 Sonoma Resort is conveniently located next to "The Loop", a premier shopping and entertainment mecca.. It offers exceptional amenities with resort style living 10
11 Champions Gate is the newest and most exciting vacation home resort community in the Orlando/Kissimmee area. One of the most successful communities to be built in the short term rental market. 11
12 Festival Resort a private resort community only 5 minutes to Walt Disney World. Private gated neighborhood surrounded by 200 acres of natural woodlands & lakes and Amazing resort amenities. 12
13 Greatest Resort Amenities Storey Lake is the resort we describe as the one that s got it all Just For You and Family STOREY LAKE! New Lake front vacation home resort. Perfect for you and your Family Enjoy Resort pool Get Ready to enjoy a fantastic gradual-entry huge pool, water slides, spas, kiddie pool and much more.. Imaginative & Contemporary Resort Storey Lake features 4 and 5 bedroom pool townhomes and 5 and 6 bedroom pool homes. 13
14 Exclusive Resort Amenities It will include 3 story clubhouse with upscale restaurants, lounge and bar. Watch Video With millions of dollars spent in the development of Encore, see what it all has to offer. There s more than just a pool, It will have its own waterpark, Sand Volleyball, tennis & basketball court and more Gated Community within Reunion Encore Resort is offering 4-10 bedroom vacation homes offering short term rentals capabilities. 14
15 RETURN On INVESTMENT Example of return on investment scenario 2 EXPENSES 78% Expenses Monthly Yearly Property Taxes , Property Insurance % Home Assoc. Fee , Utilities , INVESMTENT Purchase price $300,000 Phone, Cable, internet Repairs, Maintenance Yard Maintenance , Return Income Figures Weeks Rented 30 Weeks Yearly Average Daily Rate , Closing Cost $10,000 Pool Maintenance , Family & Friends Savings 4 Weeks 6, Furniture Package $25,000 Management Fee , Total 53, Annual Licenses Total Annual Expense Total Investment $335,000 Cleaning Fee (1pre Res) $100 3, Total Annual Return 23, Rental Commission 20% 9, Credit Card Fee 2% *Income & Expenses figures are considered estimate 14, Consult with an accountant 15
16 Lake Nona Medical City Lake Nona is a 7000 acre mixed use planned community within the city limits of Orlando. Also known as Medical City, Lake Nona has it all! Modern neighborhoods that appeal to a diverse array of lifestyles, recreational facilities, retails centers and an emerging biomedical research and educational hub which includes the University of Central Florida College of Medicine and Health Sciences Campus, Sanford-Burnham Medical Research Institute, the Orlando VA Medical Center, Nemours Children's Hospital and a University of Florida Research and Academic Center. Most of the newcomers here are very affluent and in the upper middle class, settling for the proximity to Orlando's emerging Medical City in Lake Nona.. Watch Video
17 MOST DESIRABLE COMMUNITIES in Lake Nona Laureate Park Now open and featuring homes with modern transitional architectural styles and an abundance of intelligent forward-thinking components, this altogether wired-in, futureevoking community has some of Orlando s most intelligent minds as its neighbors. Located near Lake Nona s Medical City, Laureate Park will give its residents the opportunity to realize that not all neighborly chit-chat has to revolve around the weather. Lake Nona Golf and Country Club One of the most exciting and inviting private golf and country club communities in the world, Lake Nona Golf and Country Club is a private sanctuary of luxury real estate offering a wealth of world-class amenities nestled along the shores of Lake Nona. NorthLake Park Located in the northernmost section of Lake Nona, the 500- acre, neo-traditional NorthLake Park community is home to a host of excellent amenities including an award-winning A-rated elementary school and YMCA all under one roof, an outdoor Olympic pool, soccer fields, basketball and tennis courts and a neighborhood dog park. Single-family and multi-family homes, as well as apartments are planned throughout this region.. VillageWalk Bringing a new concept in living to Lake Nona and Central Florida, Pulte s VillageWalk at Lake Nona offers resort-style homes in a unique neighborhood design where waterfront property is the norm. Streets are connected by quaint bridges forming a walkway to a Town Center that provides an excellent neighborhood gathering place with conveniences such as a café, salon, day spa, home goods boutique, gas station, and a full-time activities director. Enclave at VillageWalk Enclave at VillageWalk features Life Tested Executive home designs starting from the high $500 s. All of our floor plans are Life Tested, which means they re built for the way you live. At Enclave at VillageWalk you ll enjoy open gathering areas perfect for entertaining, improved storage, spiral staircases and 10 ceilings. This private, gated community features 3-car garage homes with tile roofs, paver driveways and lead walks as well as 70 wide home sites. Somerset Park Opening in the Spring of 2015, Somerset Park is a gated neighborhood located in the west portion of the Lake Nona community. Home collections from Century Homes and M/I Homes will bring a wide variety of choices for homebuyers. 17
18 BUYING WITH US We understand that every client has particular needs and preferences and that every transaction and every property is unique. Working with Urban City Realty you can rest assured that we are more than your Realtors representing you in the purchase of your home in Florida, we are your partners. Vacation, investment and retirement home buyers in many cases live overseas, and we understand that you need someone reliable and trustworthy to be your eyes and ears during the purchase process. From the start: We will help you find the "right" home based on your wants and needs, by working together and utilizing our expertise and connections in the real estate industry. Financing has never been easier: Throughout the years we have amassed a list of the best lenders who specialize in loans, both foreign and domestic Negotiate contracts and terms: We have hundreds of contracts under our belt. We will help you to get the best price and terms regardless of what property you choose. Overseeing the process from A to Z; properly fill out contracts, meeting deadlines, and staying in contact with both the lenders and Title Company to make sure no issues go unnoticed. After the sale: Regardless of your need we have connections in all facets of the business to ensure a smooth process both during and after the sale. (Accountants, Insurance, Property Management, etc.) Are you considering moving to central Florida and buy a business? We are experienced and licensed Business brokers of Florida and we specialize in assisting individuals and companies search for Florida Businesses. Whether you are looking to obtain a Visa, add to your current business, or achieve the American Dream of becoming a business owner, you can count on us!
19 VACATION HOMES INVESTMENT HOMES MULTI-GENERATIONAL HOMES TOWNHOMES Choose Florida For The Right Investment Choose Urban City Realty For the Best in Business Sandra Montano Nuria Laso Office: Address: 6917 Narcoossee Rd. #716 Orlando, Fl NOW IS TIME TO BUY 19
20 Connet us via social media Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since. /yutubeid *.twittername linkedinid 20
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