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1 So private

2 Design and production: Photoengraving: GCS Printing: DEJAGLMC Printed on Antinoë to 270 gsm and Focus Art Natural to 150 gsm

3 For more than twent ears we have served clients who expect nothing but the ver best. We build a close relationship with each individual client to understand their ever need. Our private bankers are attentive, discreet and alwas at our disposition. The listen to ou and fulfil ever single one of our expectations as the work with ou to find the best possible proposals for the management of our wealth. We place great importance on the special personal relationship we form with ou, as this is what enables us to offer solutions tailored to our particular needs and perfectl suited to our investment and risk strateg. As specialists in private banking, our services are highl personalised and we provide them to onl an exclusive segment of clients. In this wa, our concerns become our own. Not onl do we provide ou with information on our investments as often as ou like, we also anticipate our requirements b suggesting innovative solutions that are full made to measure for ou. In addition to our in-house resources, we call on external allocation skills: as a subsidiar of a major European banking group, Eurobank EFG Private Bank Luxembourg S.A. uses a network of contacts and its open architecture to offer ou investment opportunities in thousands of funds around the world. We can also introduce ou to leading international experts in a range of advisor and execution fields, such as financial and estate planning. With us, ou will be at the heart of an efficient and productive organisation, open to ever opportunit and ever future success. Lena Lascari, CEO of Eurobank EFG Private Bank Luxembourg S.A.

4 f o r m i n g a l a s t i n g p e r s o n a l relationship w i t h o u, t h e c l i e n t, is o u r t o p p r i o r i t. w e p l a c e o u a t t h e c e n t r e o f o u r c o n c e r n s, m a k i n g it o u r j o b t o f i n d o u t e x a c t l w h a t o u r e x p e c ta t i o n s a re. t h a t w a, w e c a n o f f e r o u s o l u t i o n s t a i l o r e d t o o u r n e e d s and perfectl suited to our investment strateg.

5 A BANK TAILORED TO YOUR NEEDS Our bank works on a highl personal level: knowing each and ever one of our clients needs is our job. Our private bankers are there for ou whenever ou need them, read to provide ou with the best solutions for optimum management of our wealth. Services exclusivel for ou Banking that is trul tailored to our needs starts with the exclusivit of our services. To achieve this, and to maintain our high standards of excellence and ensure a personal working relationship, we have chosen to serve a ver exclusive clientele. You choose the strateg Whether ou prefer to seek or avoid risks, we have the right solution for ou. Our private bankers will establish our risk profile and make sure that all subsequent investments are in keeping with it. The structure of our investment portfolio and assets will be sstematicall analsed in the smallest detail before presenting ou with an arra of potential allocation options. You decide the rules If ou wish to be personall involved in managing our wealth, if ou are ver active and want to carr out several transactions, then our private bankers will be in contact with ou on a dail basis. You will regularl receive sound, goal-oriented and personalised advice, aimed at optimising the value of our portfolio. If, on the other hand, ou would rather let us deal with our affairs, requiring simpl to be kept regularl informed of how our portfolio is developing, then we have just the solution for ou: Discretionar Wealth Management. We take care of everthing and keep ou informed through regular, detailed reports on our investments, with no need for direct involvement on our part. A dedicated team that is alwas there for ou Whatever our risk profile and whichever level of personal involvement ou choose, ou will alwas be at the centre of our private bankers concerns. The will be there whenever ou need them to put their vast private banking experience at our service. If our personal advisor cannot be reached, his or her assistant will be there to take care of ou: these two advisors will be dedicated to ou personall.

6 A BANK THAT S OPEN TO EXCELLENCE Open architecture to maximise our options In addition to the products and services provided in-house b Eurobank EFG Private Bank Luxembourg S.A., we offer ou access to over 400 external fund managers. In practice we open the doors to a total of over 20,000 investment funds. B utilising these third-part providers our investments can be spread worldwide, achieving optimum diversification. The support of our global network We are in constant communication with our member banks and branches around the world, enabling us to guarantee an effective, real-time response to situations as the occur. Expert advice from a team of highl specialised advisors If ou need to consult an expert on a particular technical issue, we can make available to ou on demand the services of highl specialised independent advisors. The will be able to give ou the specific information and advice that ou need, as and when required, in a wide range of areas of expertise: financial engineering, estate planning, accounting, equit management, and so on. The combination of our own know-how and knowledge of our needs and expectations, together with the expertise of the best independent advisors in their respective fields, is our guarantee of unrivalled premium service in private banking. Alwas quick to react We maintain the highest level of vigilance to ensure that we can anticipate and respond to the constant developments in markets, working best pratices and regulations. We keep ou informed in real time of possible repercussions on the management of our wealth and discuss with ou how best to protect it in a changing world.

7 A COMPLETE ARRAY OF SERVICES Our services 100% Private Banking The classic services of a private bank: discretionar, advisor and external asset management. Our other fields of competence Ver private banking is the core of our business at Eurobank, but we also offer a diversified range of ancillar services. Financial engineering: endowments, foundations, trusts, and so on. Estate planning: how best to pass on our wealth to the next generation. Fiduciar agreements. Lifestle financing: achts, private aircraft, works of art, etc. Investment funds. Alternative investment consultanc: real estate, hedge funds, private equit and so on. With its vast range of experience and expertise in the field of institutional asset management, Eurobank EFG Private Bank Luxembourg S.A. also provides services to major insurance companies, banks and multinational corporations. The bank also offers a range of high added value, qualit services to complex and specialised investment funds: mutual funds, private equit, venture capital, funds of funds, hedge funds, and more. Creation of specific structures to suit our particular needs. o u r a i m is t o p u s h b a c k t h e b a r r i e r s o f b a n k i n g a n d m a k e everthing possible.

8 Luxembourg ma be a small countr in terms of population and surface area, but over the past few decades it has risen to eighth place among the world s financial markets, becoming one of the most prosperous states in Europe in the process. Toda, the Grand Duch is ranked second in the world table of investment funds, after the United States, but above all it is the Eurozone s leading centre of private banking. LUXEMBOURG THE LAND OF PRIVATE BANKING Luxembourg s success is hardl surprising when one considers that the countr enjos great political stabilit and exemplar economic development. It also has both a competitive fiscal polic and a pragmatic sstem of government that has attracted financial institutions and investors. Another reason behind its success is that man of the world s best banking professionals have come to work in the Grand Duch. As befits a countr which has three national languages of its own, these experts come from all over the planet and together speak most of the languages current in the international communit. Luxembourg is toda indisputabl a centre of excellence in private banking, offering complete and innovative solutions for wealth management. In addition, being a founder member of the European Union, Luxembourg has connections to the rest of the continent and to the world via its airport and the TGV high-speed rail network. Our private bankers can come to meet ou in person at the venue of our choice, giving ou personal advice as ou need it, when ou need it. All of these advantages explain wh we chose Luxembourg as our operating base. From here, we are able to offer our demanding international clients the preferential context and premium services that the have the right to expect.

9 l u x e m b o u r g h a s r i s e n t o b e c o m e t h e c e n t r e o f e x c e l l e n c e o f p r i v a t e b a n k i n g in e u r o p e b offering innovative solutions for wealth management.

10 s p e c i a l i s e d in w e a l t h m a n a g e m e n t f o r a n e x c l u s i v e cl i e n te l e, eurobank efg private bank luxembourg s.a. guarantees its clients qualit and expertise that are founded on experience and the solidit of a major international banking group.

11 AN INDEPENDENT PRIVATE BANK, PART OF A WORLDWIDE NETWORK Eurobank EFG Private Bank Luxembourg S.A. has been in Luxembourg for over twent ears. We are an independent private bank, operating under Luxembourg regulations and part of the EFG Group. We also have close ties to Eurobank EFG, the parent compan in Athens, one of the leading banks of Greece and the Balkans. Although we are independent, we are part of a Group with a presence in over thirt countries around the world, enabling us to draw on its resources and expertise.

12 Eurobank EFG Private Bank Luxembourg S.A. 5, rue Jean Monnet L-2180 Luxembourg P.O. Box 897 L-2018 Luxembourg Tel. : (+352) Fax : (+325)

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