Determinants of Claim Frequency in CTP Schemes. Raewin Davies, Jack Jiang and Rosi Winn

Size: px
Start display at page:

Download "Determinants of Claim Frequency in CTP Schemes. Raewin Davies, Jack Jiang and Rosi Winn"

Transcription

1 Determinants of Claim Frequency in CTP Schemes Raewin Davies, Jack Jiang and Rosi Winn

2 Background A reducing trend in casualty rates for most states and territories over the past decade This contributes reduction in CTP claims for most states Developed a framework to analysis the drivers of reductions in both casualty rates and claim frequency

3 Casualties by State Changes in casualties per 1000 vehicles by State, Base year = Accident Year Ending 31-Dec NSW VIC QLD ACT SA NT

4 Claim Frequency by State 120 Change in Claim Frequency by State Base year = NSW VIC QLD ACT NT Accident Year Ending 31-Dec

5 General Framework Development of a CTP claim Factors influencing transport accident claims

6 Development of a CTP claim Accidents Non-casualty accidents Casualties At Fault Casualties Third Party Casualties Non-claimants Claimants * Based on an at-fault scheme design

7 Main factors Road Safety Design speed limits road surface quality Number and Severity of Accidents Number of vehicles on road Weather Conditions Rain Ice Fog Number and Severity of Casualties Mix of road users balance of cars, motorbikes, pedestrians etc in different areas Vehicle Safety Seat belts Airbags General design Driver Behaviours Alcohol Fatigue Use of seat belts Driving skills Number and Severity of Third Party Casualties Number of CTP Claims Number of passengers per vehicle Propensity to Claim Benefits available Benefit alternatives Medicare etc Judicial attitudes Claimant attitudes

8 Accidents NSW accident rate Accidents / 1000 vehicles Year Actual Fitted

9 Influence of Alcohol RBTs per 1000 vehicles NSW - Random breath testing Stationary Mobile % fail - stationary % fail - mobile 4.00% 3.50% 3.00% 2.50% 2.00% 1.50% 1.00% 0.50% 0.00% Failure rate

10 Influence of Alcohol NSW - Alcohol involvement in accidents Yes Unknown No

11 Influence of Alcohol NSW - Fatal crashes and RBT failues 1.50% 1.25% 1.00% 0.75% 0.50% 0.25% 0.00% Fatal crashes involving alcohol % Fail RBT Fatal % fail total (weighted)

12 Casualties NSW - Fatalities and casualties per accident Fatality rate Year Casualty rate Fatalities Casualties

13 Car Safety Measures

14 Car Safety Measures Crashworthiness by vehicle type Small Medium Large Significantly better Better than average Average Worse than average Significantly worse 4 WD 0% 20% 40% 60% 80% 100% % of vehicles by make of vehicle

15 Car Safety Measures Aggressivity by vehicle type Small Medium Large Significantly better Better than average Average Worse than average Significantly worse 4 WD 0% 20% 40% 60% 80% 100% % of vehicles by make of vehicle

16 Casualties per accident by road user NSW - Casualties per accident by road user Year Driver Passenger Motor cyclist Pedestrian Pedal cyclist

17 Casualties per accident by road user 125% NSW - % change in casualties per accident 100% 75% 50% 25% 0% % % Year Driver Passenger Motor cyclist Pedestrian Pedal cyclist

18 Casualties per accident by road user NSW - Driver and passenger casualties 18,000 16,000 14,000 12,000 10,000 8,000 6,000 4,000 2, Driver Passenger

19 CTP Claims NSW - s74 claims per casualty by road user Legislative changes New Act Driver Passenger Motor cyclist Pedestrian Pedal cyclist

20 CTP Claims Change in S74 claim rate (relative to claim rate) 30% 20% 10% 0% -10% % -30% -40% -50% Driver Passenger Motor cyclist Pedestrian Pedal cyclist

21 Influence of Rainfall Hypothesised recent drought may be contributing factor to low claim frequencies Created daily set of claim and rainfall data by region Covered period , NSW only Used data to do a number of analyses to understand effect of rainfall on claims

22 Sydney Region: Box plot for each decile

23 Sydney Region: Plot of Daily Claims vs Rainfall 21 Average Number of Claims Rainfall

24 Correlations Variable Daily Rainfall Log (1+daily rainfall) Sev 0 claims Sev 1 claims Sev 2 claims Sev 3 claims Sev 4 claims Sev 5 claims Sev 6 claims All claims

25 Matched Sampling Match data for cases of poor weather with suitable control event where weather was good Eg match a rainy Monday in February with a dry Monday in that February to provide an event control pair Compare accident experiences for periods with adverse conditions with control periods The estimate of the effect of the adverse factor is based on the combined data from many eventcontrol pairs

26 Matched Sampling Results Sydney Event-Control Ratio for Sydney Claims Sydney Region Ratio of Event to Control Claim Numbers 140% 130% Severity mm mm 5 15 mm mm 120% Severity 0 & % 100% Severity 2 & % Severity 4, 5 & % All claims % 60% 50% Severity 0 & 1 Severity 2 & 3 Severity 4, 5 & 6 All Claims Rainfall mm Rainfall mm Rainfall 5-15 mm Rainfall 15 mm +

27 Matched Sampling Results All Regions in NSW Event-Control Ratio for All Claims 150% All Regions Ratio of Event to Control Claim Numbers 140% 130% 120% Severity mm mm 5 15 mm 15 + mm 110% Severity 0 & % Severity 2 & % Severity 4, 5 & % All claims % 60% 50% Severity 0 & 1 Severity 2 & 3 Severity 4, 5 & 6 All Claims Rainfall mm Rainfall mm Rainfall 5-15 mm Rainfall 15 mm +

28 Impact on Claim Frequency Has the level of rainfall had a significant impact on the claim frequency reductions that we have observed in recent years? Total Annual Rainfall (m) average Year

29 1.5% 1.0% 0.5% 0.0% -0.5% -1.0% Frequency Variations Year Difference to Average

30 Summary Accidents dramatically reduced between 1975 and 1992 Slower reduction in accidents since then Clear correlation between RBTs and fatal accidents Improvements in vehicle crashworthiness broadly consistent with declines in fatalities Increases from late 1990s appears partially attributable to increased use of 4WDs Unable to explain divergence between casualty for drivers and passengers There is some correlation between daily claim numbers and rainfall but has relatively small impact over any year

Determinants of Claim Frequency In CTP Schemes

Determinants of Claim Frequency In CTP Schemes - 1 - Determinants of Claim Frequency In CTP Schemes Prepared by Raewin Davies, Rosi Winn and Jack Jiang Presented to the Institute of Actuaries of Australia Accident Compensation Seminar 28 November to

More information

Fatality Claim Form. South Australia Compulsory Third Party (CTP)

Fatality Claim Form. South Australia Compulsory Third Party (CTP) South Australia Compulsory Third Party (CTP) Fatality Claim Form This form is to be completed by any person who is claiming compensation as a result of a person s death in a motor vehicle accident (please

More information

Motor Accident Notification Form

Motor Accident Notification Form Motor Accident tification Form This form is Approved Form AF2014-59, approved on 26 August 2014 by Karen Doran, delegate of the director-general, under section 276 of the Road Transport (Third- Party Insurance)

More information

Monthly Bulletin of Preliminary Traffic Crash Data September 2015

Monthly Bulletin of Preliminary Traffic Crash Data September 2015 Monthly Bulletin of Preliminary Traffic Crash Data September Fatality rates for -month period ending September Number of fatalities Rate per, population¹ Rate per, vehicles² Rate per million vehicle kilometres

More information

Basic facts Cycling accidents in Poland Conclusions. Bicycle safety. Aleksander Buczyński olek@zm.org.pl. Zielone Mazowsze www.zm.org.

Basic facts Cycling accidents in Poland Conclusions. Bicycle safety. Aleksander Buczyński olek@zm.org.pl. Zielone Mazowsze www.zm.org. Bicycle safety Aleksander Buczyński olek@zm.org.pl Zielone Mazowsze www.zm.org.pl September 2011 Why analyse cycling accidents? Difference between perceived and real danger Safety campaigns Understanding

More information

Differences between CTP Insurance Statistics and Crash Statistics

Differences between CTP Insurance Statistics and Crash Statistics Differences between CTP Insurance Statistics and Crash Statistics Ross McColl 1 (Presenter) 1 representing the Motor Accident Commission Biography Mr McColl has worked in the road safety field for over

More information

Information for people injured in road crashes

Information for people injured in road crashes Information for people injured in road crashes What is CTP insurance? All South Australian drivers pay a CTP insurance premium when they register their vehicle. The CTP premium provides drivers and/or

More information

TOTAL NUMBER OF DEATHS DUE TO LEVEL CROSSING ACCIDENTS

TOTAL NUMBER OF DEATHS DUE TO LEVEL CROSSING ACCIDENTS LEVEL CROSSING ACCIDENT FATALITIES The purpose of this publication is to provide an overview of level crossing fatalities in Australia. The information provided is based on unpublished data obtained from

More information

Characteristics of High Injury Severity Crashes on 80 110 km/h Rural Roads in South Australia

Characteristics of High Injury Severity Crashes on 80 110 km/h Rural Roads in South Australia Characteristics of High Injury Crashes on 80 110 km/h Rural Roads in South Australia, J. R. R. Centre for Automotive Safety Research, University of Adelaide, SOUTH AUSTRALIA, 5005 email: jamie@casr.adelaide.edu.au

More information

A guide for people injured in a motor vehicle crash.

A guide for people injured in a motor vehicle crash. A guide for people injured in a motor vehicle crash. This guide has been designed to help people who have been injured in a motor vehicle crash and who may be able to make a claim for personal injury compensation.

More information

Four-wheel drive vehicle crash involvement patterns

Four-wheel drive vehicle crash involvement patterns Four-wheel drive vehicle crash involvement patterns August 2006 Report Summary 06/05 Introduction This document is a summary of a larger research report prepared by the Monash University Accident Research

More information

A GUIDE FOR PEOPLE INJURED IN A MOTOR VEHICLE ACCIDENT

A GUIDE FOR PEOPLE INJURED IN A MOTOR VEHICLE ACCIDENT A GUIDE FOR PEOPLE INJURED IN A MOTOR VEHICLE ACCIDENT CONTENTS General information 02 Early payment of expenses 03 The Accident Notification Form (ANF) 03 Who can make a claim Other driver or owner at

More information

CTP AT-FAULT DRIVER POLICY. Help, when you re injured and you are at fault. at-fault driver. Edition 1 QLD

CTP AT-FAULT DRIVER POLICY. Help, when you re injured and you are at fault. at-fault driver. Edition 1 QLD CTP AT-FAULT DRIVER Help, when you re injured and you are at fault at-fault driver Edition 1 QLD Step three Most external review panels will only deal with your complaint if you have already exhausted

More information

Western Australian CTP Scheme Update

Western Australian CTP Scheme Update Western Australian CTP Scheme Update Fab Zanuttigh - Manager Motor Vehicle Personal Injury Division Insurance Commission of Western Australia April 2007 INTRODUCTION Highlights - Past 3 Financial Years

More information

The characteristics of fatal road accidents during the end of year festive period

The characteristics of fatal road accidents during the end of year festive period The characteristics of fatal road accidents during the end of year festive period 1994-2003 March 2004 Traffic Management and Road Safety Unit Ministry of Public Infrastructure, Land Transport and Shipping

More information

Motor Accident Notification Form (MANF)

Motor Accident Notification Form (MANF) Motor Accident tification Form (MANF) As prescribed under section 84(2)(a) of the Road Transport (Third-Party Insurance) Act 2008 For Compulsory Third-Party (CTP) Insurance Claims in the Australian Capital

More information

Think Before You Drive is a global road safety initiative of the FIA Foundation, Bridgestone Corporation and motoring clubs worldwide. FIA Foundation for the Automobile and Society www.fiafoundation.com

More information

Compulsory Third Party Personal Injury Claim Notification

Compulsory Third Party Personal Injury Claim Notification Compulsory Third Party Personal Injury Claim tification To claim damages for personal injuries in a motor vehicle accident, please complete this form in BLOCK LETTERS 2. Do you have a solicitor acting

More information

Bicycle Crash Data 2012

Bicycle Crash Data 2012 Bicycle Crash Data 2012 Local Law 13 of 2011 requires the NYC Department of Transportation (NYCDOT) to report on the total number of bicycle crashes, injuries, and fatalities that are reported to city

More information

Young drivers where and when are they unsafe: analysis of road accidents in Great Britain 2000 2006

Young drivers where and when are they unsafe: analysis of road accidents in Great Britain 2000 2006 Young drivers where and when are they unsafe: analysis of road accidents in Great Britain 2000 2006 Original research by Email: jeanhopkin@compuserve.com August 2008 Copyright the IAM Motoring Trust Extracts

More information

VEHICLE SAFETY AND YOUNG DRIVERS STAGES 2 & 3: ANALYSIS OF YOUNG DRIVER CRASH TYPES AND VEHICLE CHOICE OPTIMISATION

VEHICLE SAFETY AND YOUNG DRIVERS STAGES 2 & 3: ANALYSIS OF YOUNG DRIVER CRASH TYPES AND VEHICLE CHOICE OPTIMISATION VEHICLE SAFETY AND YOUNG DRIVERS STAGES 2 & 3: ANALYSIS OF YOUNG DRIVER CRASH TYPES AND VEHICLE CHOICE OPTIMISATION by Michelle Whelan, Jim Scully & Stuart Newstead Report No. 292 November 2009 Project

More information

Bicycle Traffic Accidents in Japan

Bicycle Traffic Accidents in Japan 4 th IRTAD CONFERENCE 16-17 September, 2009, Seoul, Korea Bicycle Traffic Accidents in Japan - Influence of passengers and cyclists' manner on the accidents occurrence - Shinichi Yoshida Japan, Institute

More information

Motor Accident Personal Injury Claim Form

Motor Accident Personal Injury Claim Form Motor Accident Personal Injury Claim Form HAVE YOU BEEN INJURED IN A MOTOR VEHICLE ACCIDENT? If you have been injured in a motor vehicle accident in New South Wales, you may be able to access benefits

More information

Frequently Asked Questions: Compulsory Third-Party Insurance in the ACT

Frequently Asked Questions: Compulsory Third-Party Insurance in the ACT Frequently Asked Questions: Compulsory Third-Party Insurance in the ACT Who can claim? A CTP personal injury claim form may be lodged by: any person who has sustained personal injury as a result of a motor

More information

MOTORBIKE RIDERS AND CYCLISTS

MOTORBIKE RIDERS AND CYCLISTS HSRC MOTORBIKE RIDERS AND CYCLISTS 113 8 MOTORBIKE RIDERS AND CYCLISTS 8.1 INTRODUCTION Motorbike and bicycle riders constitute only a small portion of road accident victims. In the RAF system only 1%

More information

Code of Conduct for Commercial Drivers

Code of Conduct for Commercial Drivers Code of Conduct for Commercial Drivers RoadDriver 2011 Safe Use of Vehicles Watch your Speed Drive within the speed limit at all times. You should drive at speeds that are safe for the conditions, recognising

More information

School Bus Accident Report

School Bus Accident Report School Bus Accident Report Regardless of severity, the following School Bus Accident Report must be submitted by a school division whenever a school bus is involved in an accident. This report can be submitted

More information

Motorcycle and Scooter crashes Recorded by NSW Police from January to December 2011

Motorcycle and Scooter crashes Recorded by NSW Police from January to December 2011 Motorcycle and Scooter crashes Recorded by NSW Police from January to December 2011 Data supplied by the Centre for Road Safety, Transport for NSW Analysis completed by the Survive The Ride Association

More information

Producing TVCs which promote Motor Vehicles

Producing TVCs which promote Motor Vehicles INFORMATION SHEET Producing TVCs which promote Motor Vehicles Points to consider when producing a television commercial promoting motor vehicles: Commercials promoting new and used motor vehicles for sale

More information

Accident risk, behaviour and habits of older cyclists

Accident risk, behaviour and habits of older cyclists Faculty of Science, Department of Psychology, Assessment and Intervention Accident risk, behaviour and habits of older cyclists Carmen Hagemeister Groningen, 29 th August, 2012 Overview Aim of the study

More information

Road Safety Authority Provisional Review of Road Crashes 2013

Road Safety Authority Provisional Review of Road Crashes 2013 A review of 2013 fatal collision statistics December 31 st 2013 The following report summarises the main trends that have emerged in 2013. This has been prepared by the Road Safety Authority following

More information

Claim Form. Motor Vehicle. Section 1 (To be completed by Owner): Occupation. Name of insured. Address. Phone No [ ] Year Model.

Claim Form. Motor Vehicle. Section 1 (To be completed by Owner): Occupation. Name of insured. Address. Phone No [ ] Year Model. Section 1 (To be completed by Owner): Policy no Name of insured Occupation Expiry Date Phone No [ ] Make of Vehicle Mileage Registration No Year Model Co-Owner In whose name is the registered? For what

More information

Important message for customers wishing to make a claim on their policy

Important message for customers wishing to make a claim on their policy Important message for customers wishing to make a claim on their policy Before we can action your claim, can you please : Fully complete the attached claim form If your vehicle is driveable, call us to

More information

ROAD SAFETY RESEARCH AND ANALYSIS REPORT MONOGRAPH 20. Fatal and serious road crashes involving motorcyclists

ROAD SAFETY RESEARCH AND ANALYSIS REPORT MONOGRAPH 20. Fatal and serious road crashes involving motorcyclists ROAD SAFETY RESEARCH AND ANALYSIS REPORT MONOGRAPH 20 Fatal and serious road crashes involving motorcyclists Road Safety April 2008 MONO_20.indd 1 8/4/08 9:38:49 AM RESEARCH AND ANALYSIS REPORT ROAD SAFETY

More information

PRAIRIE ROSE SCHOOL DIVISION SECTION E: SUPPORT SERVICES (PART 3: TRANSPORTATION)

PRAIRIE ROSE SCHOOL DIVISION SECTION E: SUPPORT SERVICES (PART 3: TRANSPORTATION) EMJ ACCIDENTS INVOLVING SCHOOL BUSES File EMJ The Bus Driver shall immediately verbally inform the Supervisor of Operations who shall call the police to the scene of all accidents involving the school

More information

Motor Vehicle Insurance. Your guide to Premiums, Excesses, Discounts and Claim Payments

Motor Vehicle Insurance. Your guide to Premiums, Excesses, Discounts and Claim Payments Motor Vehicle Insurance Your guide to Premiums, Excesses, Discounts and Claim Payments Your guide to Premiums, Excesses, Discounts and Claim Payments The purpose of this guide is to provide further detail

More information

QLD. CTP At-fault Driver. Policy booklet

QLD. CTP At-fault Driver. Policy booklet QLD CTP At-fault Driver Policy booklet 01 Contents Your Compulsory Third Party At-fault Driver Policy 02 Definitions 03 At-fault driver cover 05 Specified injuries and benefits 06 Refusal of claims 07

More information

Oxfordshire Local Transport Plan 2011-2030 Revised April 2012. Objective 3 Reduce casualties and the dangers associated with travel

Oxfordshire Local Transport Plan 2011-2030 Revised April 2012. Objective 3 Reduce casualties and the dangers associated with travel 6. Road Safety Objective 3 Reduce casualties and the dangers associated with travel Road safety continues to be a core priority both nationally and locally reflecting the very high human and other costs

More information

YOUNG PEOPLE INVOLVED IN ROAD CRASHES IN SOUTH AUSTRALIA

YOUNG PEOPLE INVOLVED IN ROAD CRASHES IN SOUTH AUSTRALIA FACT SHEET YOUNG PEOPLE INVOLVED IN ROAD CRASHES IN SOUTH AUSTRALIA July 2013 Despite steady falls in South Australia s road toll over the past decade, young drivers continue to be overrepresented in road

More information

NTSU Fleet Vehicle Driving

NTSU Fleet Vehicle Driving Severity Date: Updated1/12/12 What Is Being Assessed: Describe the hazard & how it can The Driver Collision with other or pedestrians Assessed By: Colin Hutchinson NTSU Fleet Vehicle Driving and other

More information

Road fatalities in 2012. Road fatality: person killed in a traffic crash or deceased because of an injury within 30 days after the crash.

Road fatalities in 2012. Road fatality: person killed in a traffic crash or deceased because of an injury within 30 days after the crash. Norway Source: IRTAD, Public Roads Administration Inhabitants Vehicles/1 000 inhabitants Road fatalities in 2012 Fatalities /100 000 inhabitants in 2012 5.0 million 703 145 2.9 1. Road safety data collection

More information

School Bus Accident Report Form

School Bus Accident Report Form School Bus Accident Report Form Regardless of severity, a School Bus Accident Report Form must be submitted by a school division whenever a school bus is involved in an accident. Please complete the following

More information

CTP CRASH Seminar March 2013. Jerome Maguire, Chief Executive Officer

CTP CRASH Seminar March 2013. Jerome Maguire, Chief Executive Officer CTP CRASH Seminar March 2013 Jerome Maguire, Chief Executive Officer 1 Introduction A bit about me Commenced as CEO of MAC in June 2012. Most recently CEO of Attorney- General s department. Public sector

More information

STAFFORDSHIRE COUNTY COUNCIL ROAD CASUALTY REVIEW

STAFFORDSHIRE COUNTY COUNCIL ROAD CASUALTY REVIEW 223/9/213 STAFFORDSHIRE COUNTY COUNCIL ROAD CASUALTY REVIEW 212 STAFFORDSHIRE COUNTY COUNCIL ROAD CASUALTY REVIEW 212 Contents 1. Accident and Casualty Statistics 2. Introduction 3. Long Term Progress/Casualty

More information

Drink Driving in Ireland. Dr Declan Bedford 13 th October 2008 RSA Conference Dublin

Drink Driving in Ireland. Dr Declan Bedford 13 th October 2008 RSA Conference Dublin Drink Driving in Ireland Dr Declan Bedford 13 th October 2008 RSA Conference Dublin This presentation Trends in fatal road crashes in Ireland Preliminary results of study into role of alcohol in fatal

More information

NSW & ACT. CTP At-fault Driver. Policy booklet

NSW & ACT. CTP At-fault Driver. Policy booklet NSW & ACT CTP At-fault Driver Policy booklet 01 Contents Your Compulsory Third Party At-fault Driver Policy 02 Definitions 03 At-fault driver cover 05 Specified injuries and benefits 06 Refusal of claims

More information

Deaths/injuries in motor vehicle crashes per million hours spent travelling, July 2008 June 2012 (All ages) Mode of travel

Deaths/injuries in motor vehicle crashes per million hours spent travelling, July 2008 June 2012 (All ages) Mode of travel Cyclists CRASH STATISTICS FOR THE YEAR ENDED 31 DECEMBER 212 Prepared by the Ministry of Transport CRASH FACTSHEET November 213 Cyclists have a number of risk factors that do not affect car drivers. The

More information

Traffic Accidents Trends and Characteristics in Jordan

Traffic Accidents Trends and Characteristics in Jordan International Journal of Civil & Environmental Engineering IJCEE-IJENS Vol:13 No:5 9 Traffic Accidents Trends and Characteristics in Jordan Bashar AL-Omari 1, Khalid Ghuzlan 2*, Hala Hasan 3 1 Associate

More information

Bicycle Crash Data 2013

Bicycle Crash Data 2013 Bicycle Crash Data 2013 Local Law 13 of 2011 requires the NYC Department of Transportation (NYCDOT) to compile the total number of bicycle crashes that are reported to city agencies beginning October 1,

More information

Important message for customers wishing to make a claim on their policy

Important message for customers wishing to make a claim on their policy Important message for customers wishing to make a claim on their policy Before we can action your claim, can you please: Fully complete the attached claim form and statutory declaration Return all these

More information

the Ministry of Transport is attributed as the source of the material

the Ministry of Transport is attributed as the source of the material Disclaimer All reasonable endeavours are made to ensure the accuracy of the information in this report. However, the information is provided without warranties of any kind including accuracy, completeness,

More information

Motor Accident Report Form

Motor Accident Report Form Motor Accident Report Form Tel: 01423 876000 Rural Insurance Group Limited The Lenz Hornbeam Park Harrogate HG2 8RE Fax: 01423 874127 INSURED Motor Accident Report Form Policy. Name Home Tel.. Work Tel..

More information

Comparison Across CTP Schemes in Australasia

Comparison Across CTP Schemes in Australasia Comparison Across CTP Schemes in Australasia Prepared by Aaron Cutter Presented to the Institute of Actuaries of Australia XIth Accident Compensation Seminar 1-4 April 2007 Grand Hyatt Melbourne, Australia

More information

20XX. Car safety rating 2015 by Folksam

20XX. Car safety rating 2015 by Folksam 20XX Car safety rating 2015 by Folksam Preface Folksam has a long tradition in the area of traffic safety research. We have been collecting and analyzing information about road traffic crashes and injuries

More information

Contributory factors to road accidents

Contributory factors to road accidents Contributory factors to road accidents Jonathan Mosedale, Andrew Purdy and Eddie Clarkson, Transport Statistics: Road Safety, Department for Transport Introduction The STATS19 national system of collection

More information

Application for Benefits under the Motor Accidents (Compensation) Act

Application for Benefits under the Motor Accidents (Compensation) Act Application for Benefits under the Motor Accidents (Compensation) Act Application for Benefits The MAC Act provides a wide range of benefits to compensate people injured in a motor vehicle accident for

More information

CHAPTER 1 Land Transport

CHAPTER 1 Land Transport Section 1 Road Transport - PART I - Summary of the Present Situation 1 Road Traffic Accident Trends 1-1 Long-term trends fell to below 6,000 for the first time in 54 years since 1953 Number of road traffic

More information

Traffic Collision Statistics Report

Traffic Collision Statistics Report Traffic Collision Statistics Report 2012 EXECUTIVE SUMMARY Executive Summary 2012 Traffic Collision Statistics Report Executive Summary Motor vehicle collisions resulting in a fatality, injury or property

More information

MOTOR VEHICLE ACCIDENT QUESTIONNAIRE & CHECKLIST

MOTOR VEHICLE ACCIDENT QUESTIONNAIRE & CHECKLIST EQUILAW Solicitors Ph: 02 6542 5566 Market House 4 Market Street Muswellbrook NSW 2333 Fax: 02 6543 4397 info@equilaw.com.au equilaw.com.au MOTOR VEHICLE ACCIDENT QUESTIONNAIRE & CHECKLIST Bring this completed

More information

Comprehensive Motor Vehicle Insurance

Comprehensive Motor Vehicle Insurance Comprehensive Motor Vehicle Insurance Premium, Excess and Claims Guide Preparation date: 1 March 2014 toyotainsurance.com.au Contents Introduction 1 How we calculate your premium 2 Pricing factors 2 Changes

More information

Drink driving European Commission Guidelines

Drink driving European Commission Guidelines Drink driving European Commission Guidelines Roberto FERRAVANTE Rome, 3 April 2014 Deputy Head of the Road Safety Unit Directorate-General for Mobility and European Commission Road fatalities in EU-28

More information

Territory Car Insurance

Territory Car Insurance Territory Car Insurance Territory Car Insurance Premium, Excess, Discount and Options Guide (PED) Current as at 16 August 2015 Important qualification The information in this document is current as at

More information

THE SOUTH AUSTRALIAN CTP SCHEME WHERE TO FROM HERE? AND WHY? Geoff Vogt, CEO Motor Accident Commission of SA

THE SOUTH AUSTRALIAN CTP SCHEME WHERE TO FROM HERE? AND WHY? Geoff Vogt, CEO Motor Accident Commission of SA THE SOUTH AUSTRALIAN CTP SCHEME WHERE TO FROM HERE? AND WHY? Geoff Vogt, CEO Motor Accident Commission of SA CURRENT STATUS - FINANCE 2006 2005 Net earned premium $385.6m $378.0m Net incurred claims $368.7m

More information

Effect of tyre tread depth on accident involvement during summer in Finland

Effect of tyre tread depth on accident involvement during summer in Finland Young Researchers Seminar 2011 Young Researchers Seminar 2011 DTU, Denmark, 8 10 June, 2011 DTU, Denmark, June 8-10, 2011 Effect of tyre tread depth on accident involvement during summer in Finland Riikka

More information

A guide for. Requesting care. in the NSW Motor Accidents Scheme

A guide for. Requesting care. in the NSW Motor Accidents Scheme A guide for Requesting care in the NSW Motor Accidents Scheme MAA 2014 2 Contents 1. Introduction 2. Principles 3. The Compulsory Third Party insurance scheme How to check claim details Accident Notification

More information

Serious injury due to land transport accidents, Australia 2006 07

Serious injury due to land transport accidents, Australia 2006 07 INJURY RESEARCH AND STATISTICS SERIES Number 53 Serious injury due to land transport accidents, Australia 2006 07 Geoff Henley and James E Harrison December 2009 Australian Institute of Health and Welfare

More information

INCREASING MOTORCYCLE HELMET USE

INCREASING MOTORCYCLE HELMET USE INCREASING MOTORCYCLE HELMET USE Head injuries among motorcyclists are a growing concern Rapid growth in the use of motorized twowheeled vehicles in many countries has been accompanied by increases in

More information

East Ayrshire Council Road Safety Plan

East Ayrshire Council Road Safety Plan East Ayrshire Council Road Safety Plan Foreword Road crashes are not inevitable - the deaths and injuries which occur each year need not happen. However, in order to reduce these incidents a major effort

More information

Road safety a work-environment issue

Road safety a work-environment issue Road safety a work-environment issue Roads and streets form part of the workplace of many employees. Besides professional drivers, these include home-help and home-nursing personnel, security staff and

More information

1. Injured Persons Position in in Vehicle (PLEASE PRINT NEATLY USING CAPITAL LETTERS)

1. Injured Persons Position in in Vehicle (PLEASE PRINT NEATLY USING CAPITAL LETTERS) Common Law Law Claim Claim Form Form Please answer all all questions and and tick tick boxes boxes where where appropriate. Leaving Leaving a question a question blank blank may may delay delay the processing

More information

AAMI COMPREHENSIVE CAR INSURANCE - PREMIUM, EXCESSES & CLAIMS GUIDE

AAMI COMPREHENSIVE CAR INSURANCE - PREMIUM, EXCESSES & CLAIMS GUIDE AAMI COMPREHENSIVE CAR INSURANCE - PREMIUM, EXCESSES & CLAIMS GUIDE Your Guide to Premium, Excess, Discounts and Claim Payments This AAMI Comprehensive Car Insurance Premium, Excesses & Claims Guide (Guide)

More information

ANCIS. The Australian National Crash In-depth Study. David Logan (MUARC)

ANCIS. The Australian National Crash In-depth Study. David Logan (MUARC) ANCIS The Australian National Crash In-depth Study David Logan (MUARC) What is ANCIS? Study of modern vehicle real world crash performance and occupant injuries Criteria: Occupants of crashed vehicles

More information

Can the TAC help you?

Can the TAC help you? Can the TAC help you? The Transport Accident Commission (TAC) pays for the reasonable cost of treatment and support services for people injured in transport accidents. You may be eligible to have medical

More information

Measuring & Monitoring the Impact of Environmental Changes on Financial Outcomes for Personal Injury Claims

Measuring & Monitoring the Impact of Environmental Changes on Financial Outcomes for Personal Injury Claims Measuring & Monitoring the Impact of Environmental Changes on Financial Outcomes for Personal Injury Claims Prepared by Karen Whittred Presented to the Institute of Actuaries of Australia Accident Compensation

More information

Relative risk of fatal crash by blood alcohol level. 0 10 20 30 40 50 60 70 80 90 100 110 120 130 140 150 BAC (mg/100ml)

Relative risk of fatal crash by blood alcohol level. 0 10 20 30 40 50 60 70 80 90 100 110 120 130 140 150 BAC (mg/100ml) Alcohol/drugs CRASH FACTSHEET November 2013 CRASH STATISTICS FOR THE YEAR ENDED 31 DECEMBER 2012 Prepared by the Ministry of Transport In 2012 driver alcohol/drugs were a contributing factor 1 in 82 fatal

More information

Appendix 1: ICD 10 AM (6th Edition) Cause of Injury Code and Description

Appendix 1: ICD 10 AM (6th Edition) Cause of Injury Code and Description ICD 10 AM Cause of Injury Codes and Descriptions Page 1 of 61 Appendix 1: ICD 10 AM (6th Edition) Cause of Injury Code and Description V00.00 Pedestrian injured in collision with pedestrian conveyance,

More information

CTP PERSONAL INJURY CLAIM INFORMATION KIT

CTP PERSONAL INJURY CLAIM INFORMATION KIT CTP PERSONAL INJURY CLAIM INFORMATION KIT Contents Your road to recovery starts here What should I do now? 4 What am I covered for? 5 How is my claim processed? 6 Problems or Disagreements 8 Finalising

More information

MOTOR VEHICLE ACCIDENT Claim Report

MOTOR VEHICLE ACCIDENT Claim Report MOTOR VEHICLE ACCIDENT Claim Report HBA General Insurance and Mutual Community General Insurance Insurer: Mutual Community General Insurance Pty Ltd Abn 59 007 895 543 Please retain this page for your

More information

PEDESTRIAN AND BICYCLE ACCIDENT DATA. Irene Isaksson-Hellman If Insurance Company P&C Ltd.

PEDESTRIAN AND BICYCLE ACCIDENT DATA. Irene Isaksson-Hellman If Insurance Company P&C Ltd. PEDESTRIAN AND BICYCLE ACCIDENT DATA Irene Isaksson-Hellman If Insurance Company P&C Ltd. Vulnerable road users 2 Number Number Official accident statistics 45 35 4 3 35 25 3 25 2 2 15 15 1 1 5 5 5 4 5

More information

Motor Vehicle Accident Report Form

Motor Vehicle Accident Report Form Motor Vehicle Accident Report Form 1300 725 788 Your Car, Your Choice Know Your Rights Service & Quality Guaranteed One Call Does It All Owner s Particulars (PLEASE COMPLETE IN BLOCK LETTERS) Full Name

More information

Understand Insurance Motor Research Report

Understand Insurance Motor Research Report Understand Insurance Motor Research Report Prepared by Quantum Market Research for Understand Insurance Background to this report To better understand consumer attitudes around their car insurance, Understand

More information

Casualties in Greater London during 2013 June 2014

Casualties in Greater London during 2013 June 2014 Transport for London Surface Transport z Fact sheet Surface Planning Casualties in Greater London during 2013 June 2014 This fact sheet provides a summary and initial analysis of personal injury road traffic

More information

Road fatalities in 2012

Road fatalities in 2012 Cambodia Source: IRTAD, National Road Safety Committee Inhabitants Vehicles/1 000 inhabitants Road fatalities in 2012 Fatalities /100 000 inhabitants in 2012 14.7 million 148 1 966 13.4 Cambodia joined

More information

Identifying Factors Underlying Injury

Identifying Factors Underlying Injury Moving Towards Competency in Injury Prevention Identifying Factors Underlying Injury Thomas Songer, PhD University of Pittsburgh Center for Injury Research & Control Lecture Objectives On completion of

More information

NRMA Motor Insurance Premium, Excess, Discounts & Helpline Benefits NSW, QLD, ACT & TAS

NRMA Motor Insurance Premium, Excess, Discounts & Helpline Benefits NSW, QLD, ACT & TAS 1 NRMA Insurance Premium, Excess, Discounts & Helpline Benefits NSW, QLD, ACT & TAS This NRMA Insurance Premium, Excess and Discounts Guide should be read with the NRMA Insurance Product Disclosure Statement

More information

2. The Insured (Vehicle owner)

2. The Insured (Vehicle owner) mobile plant liability claim form WFI Insurance Limited, ABN 24 000 036 279 The issue of this form must not be taken as an admission of liability. Form is to be completed as far as possible by the driver

More information

Application for Benefits under the Motor Accidents (Compensation) Act

Application for Benefits under the Motor Accidents (Compensation) Act Application for Benefits under the Motor Accidents (Compensation) Act Application for Benefits The MAC Act provides a wide range of benefits to compensate people injured in a motor vehicle accident for

More information

CTP News. [ accident compensation ] In this edition, we:

CTP News. [ accident compensation ] In this edition, we: d finitive [ accident compensation ] Keeping you informed. MARCH 2015 CTP News A solid understanding of industry news, along with insights into market performance, are vital for CTP insurers. This d finitive

More information

ITARDA INFORMATION. No.106. Special feature

ITARDA INFORMATION. No.106. Special feature ITARDA INFORMATION Special Special Motor vehicle accidents with child passengers ~ Is your child well-protected from danger? ~ Introduction Child casualties in traffic accidents by means of transport for

More information

MULTI-STATE WORKERS COMPENSATION GUIDANCE MATERIAL

MULTI-STATE WORKERS COMPENSATION GUIDANCE MATERIAL AUSTRALIAN CAPITAL TERRITORY When is a travel injury covered under Workers? Workers are covered for journeys arising out of or in the course of their employment, including: Between home and work Between

More information

Does rainfall increase or decrease motor accidents?

Does rainfall increase or decrease motor accidents? Does rainfall increase or decrease motor accidents? Or, a reflection on the good, the bad and the ugly (in statistics) Prepared by Gráinne McGuire Presented to the Institute of Actuaries of Australia 16

More information

Claim notification form

Claim notification form Before filling in this form you are encouraged to seek independent legal advice. Date sent / / Claim notification form Low value personal injury claims in road traffic accidents( 1,000-10,000) Are you

More information

REPUBLIC OF BULGARIA

REPUBLIC OF BULGARIA REPUBLIC OF BULGARIA STATE-PUBLIC CONSULTATIVE COMMISSION ON THE PROBLEMS OF ROAD SAFETY MINISTRY OF INTERIOR Road Safety Conference INSTITUTIONAL FRAMEWORK І. Institutional framework SPCCPRS Established

More information

New York Car Accident Lawyers

New York Car Accident Lawyers New York Car Accident Lawyers What you need to know when you are hurt in a car accident An ebook by Stuart DiMartini, Esq. 1325 Sixth Avenue, 27 th Floor New York, NY 10019 212-5181532 dimartinilaw.com

More information

Scientific Issues in Motor Vehicle Cases

Scientific Issues in Motor Vehicle Cases Organized by Larry Coben and Jim Ronca, lawyers at Anapol Schwartz. 2011 All Rights Reserved. Scientific Issues in Motor Vehicle Cases Reconstruction and Crashworthiness The attorneys who call on accident

More information

Trends in Large Common Law Personal Injury Claims

Trends in Large Common Law Personal Injury Claims Trends in Large Common Law Personal Injury Claims Prepared by Gae Robinson and Gillian Harrex Presented to the Institute of Actuaries of Australia XIV General Insurance Seminar 2003 9-12 November 2003

More information

DMV. OREGON TRAFFIC ACCIDENT AND INSURANCE REPORT Tear this sheet off your report, read and carefully follow the directions.

DMV. OREGON TRAFFIC ACCIDENT AND INSURANCE REPORT Tear this sheet off your report, read and carefully follow the directions. OREGON TRAFFIC ACCIDENT AND INSURANCE REPORT Tear this sheet off your report, read and carefully follow the directions. ONLY drivers involved in an accident resulting in any of the following MUST file

More information

2. Road Traffic Accident Conditions During 2009

2. Road Traffic Accident Conditions During 2009 2. Road Traffic Accident Conditions During 2009 In recent years, the factors behind the drop in the number of fatalities is basically a result of comprehensive promotion of countermeasures based on the

More information

CLAIMS HANDLING GUIDELINES. for CTP Insurers

CLAIMS HANDLING GUIDELINES. for CTP Insurers CLAIMS HANDLING GUIDELINES for CTP Insurers Initially issued 2000 Reissued: 1 July 2004; 18 September 2006; 1 July 2008; 1 October 2008, 1 May 2014 INTRODUCTION The MAA Claims Handling Guidelines (the

More information

Motorcyclists killed and injured (1980 2012)

Motorcyclists killed and injured (1980 2012) Motorcyclists CRASH FACTSHEET November 2013 CRASH STATISTICS FOR THE YEAR ENDED 31 DECEMBER 2012 Prepared by the Ministry of Transport In 2012, 50 motorcyclists 1 died and a further 1,138 were injured

More information