With just one phone call you can get access to all the major Bridging Lenders. Let us do the legwork for you whilst you earn.

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2 With just one phone call you can get access to all the major Bridging Lenders. Let us do the legwork for you whilst you earn. A little bit about us First 4 Bridging provide a personal and specialised service that will ensure that the Bridging Loans we offer are individually tailored to meet our clients specific requirements and circumstances. We will always ensure that you receive a fast decision (normally immediate). You can be assured of the best possible rates and terms available in the marketplace. Remember, we will consider ALL applications irrespective of the applicant s circumstances. We Offer - no max Rates from 0.75% per month Up to 80% LTV (On Central London Properties) Up to 100% of the purchase price with additional security Terms from 1 month to 3 years 1st and 2nd charges Status and non status loans available Foreign Nationals accepted UK Limited and Offshore companies accepted Fast completions 24 hour online tracking of your cases Decisions in principle within 1 hour First 4 Bridging 14 Basil Street Knightsbridge London SW3 1AJ Tel: sales@f4b.co.uk web:

3 Loans can be secured against the following Residential and commercial property (In England, Wales and Scotland) Land with or without planning permission Property condition not important Non-standard construction property Why use a Bridging loan? Bridging loans are available for a whole range of finance requirements and can be used for any purpose. Given that speed and convenience are two of the main advantages more people are beginning to realise that a bridging loan could be the ideal solution to a wide range of personal and business financial situations, especially when funds are required in days rather than weeks. There are many situations where a Bridging Loan would be useful and appropriate. For example: Capital raising for business purposes Consolidation Auctions purchase Refurbishment Projects Property Purchase If you would like more information on how a bridging loan may help your clients, please give us a call as we often find that an initial discussion can be very useful. We can then advise you on the most suitable product for your client s circumstances and guide you through the process to ensure a speedy completion. First 4 Bridging 14 Basil Street Knightsbridge London SW3 1AJ Tel: sales@f4b.co.uk web:

4 Residential Bridging & Refurbishment Bridging Finance is the term used for short term borrowing and like a mortgage is secured on property or land. A bridging loan can be used as a solution to a temporary cash flow problem. Since bridging finance is a much faster and simpler method than a conventional mortgage it can provide the answer for rapid funding, with a more flexible process, without rigid lending criteria. Bridging finance can be applied for by anyone who is property or home owner. Your bridging loan will be secured against your house or property. Bad credit loan enquiries are most welcomed as your loan is secured against your home, not your credit history. A bridging loan can be secured on residential, commercial property and land. 1st Charge 2nd Charge Suitable for owner occupied or investment properties, a 1st charge bridging loan can be used for any purpose, for example: Again, suitable for owner occupied or investment properties a 2nd charge bridging loan is an ideal option for commercial and business purposes, for example: Consolidation Property refurbishment Property purchases Cashflow requirements LTV s up to 80% Rates from 0.75% per month Term up to 3 years Cashflow for businesses Tax liabilities Investment property purchase Deposit for an investment property LTV up to 75% Rates from 1.15% per month Term up to 2 years Consent would be required from the first charge lender to register a 2nd charge on your property. First 4 Bridging 14 Basil Street Knightsbridge London SW3 1AJ Tel: sales@f4b.co.uk web:

5 Commercial Bridging & Development Finance In addition to providing bridging finance on residential properties, we can also provide facilities using commercial properties as security, on a 1st or 2nd charge basis. Commercial Bridging Suitable for owner occupied or investment properties, a 1st charge bridging loan can be used for any purpose, for example: Commercial property purchases Cashflow / consolidation Capital Raising Cashflow for businesses LTV s up to 70% Rates from 1% per month Term up to 2 years Development Finance is primarily designed to finance new build development projects. However, development finance is also available for part built projects and for property renovations and refurbishments. Funding products are flexible and can be tailored to suit the client s individual requirements. Finance is also available for problem sites, whereby clients have gone over budget or have run out of funds to complete the development. Funds are released in arrears, in stage payments and at each stage a Quantity Surveyor will visit the site to confirm the increase in value. Development Finance Development finance is provided on a first charge basis, and can be used for the following: New build development projects for single or multi property development Residential and commercial property renovations and refurbishments Property conversions Shop refurbishment and extensions Commercial construction Up to 50% of the land value and 100% of the build costs Up to 70% of the GDV Term up to 12 months Rates from 1% per month Payment roll-up subject to LTV Development finance is available to Small builders Experienced developers Limited companies Sole-trader builders

6 Enquiry form Intermediary details Company name Telephone number address Contact name Mobile number Broker fee Loan details Purpose of loan Loan amount Term of loan How will the loan be repaid Applicants details - Applicant 1 Applicants details - Applicant 2 Title Full name Title Full name Residential address Residential address D.O.B Marital status D.O.B Marital status Tel Mob Tel Mob Any adverse credit Any adverse credit Property value: Lender Property value: Lender Balance outstanding Balance outstanding Proposed security Address House Flat Other property description (commercial / no. of beds, baths etc) Current property value Purchase / Refinance Purchase price 1st charge / 2nd charge Freehold / Leasehold Length of lease Years Current mortgage lender Rental income Who will occupy the property Balance outstanding Do you own additional property Relationship to applicant Telephone number: Fax number: sales@f4b.co.uk