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1 over 50s funeral benefit option An EXTRA 250 towards your funeral at no extra cost. An easy way to ensure your Legal & General Over 50s plan helps pay towards your funeral costs. Working in association with:

2 A helping hand for your loved ones. We predict that the average cost of a funeral could rise to 4,757 in 2016*, so we understand that many customers take out our Over 50s Life Insurance Plans to help their family cover their funeral costs. We ve teamed up with Dignity, one of the UK s leading providers of funeral services to give you a quick and easy way to get more from your insurance plan. Dignity will work hand in hand with your loved ones and help ease their worry and stress of organising a funeral. Introducing our Funeral Benefit Option Your Over 50s Life Insurance Plan offers the Funeral Benefit Option at no extra cost. With this option, the cash sum from your Life Insurance Plan will be paid directly to Dignity, rather than to your estate. When the time comes, Dignity will use the cash sum, together with their contribution of 250, to put towards your funeral costs. They will provide all the support and guidance your loved ones need to help them make your funeral arrangements. With Dignity your family is in expert hands They are one of the UK s leading providers of Funeral Services. Their 600 funeral directors have been working in their communities for generations. Dignity conducts over 62,000** funerals a year in the UK, with every single service being unique to each family. One call is all it takes to put their expert services into action. * Based on average funeral cost quoted by Mintel 2007 and funeral cost research carried out by Matter Communications on behalf of Legal & General 2011 ** Source: Dignity and Dignity Annual Report and Accounts 2011

3 An extra 250 Towards your funeral costs. If you choose our Funeral Benefit Option, the cash sum from your plan will be paid to Dignity, who will make an additional 250 contribution to your funeral with a Dignity Funeral Director. If the cost of your funeral is greater than the total cash sum plus the 250 funeral benefit, then your estate or personal representative would need to pay the difference. If however, the cash sum plus the 250 funeral benefit is greater than the cost of the funeral, then the difference will be paid to your estate by Legal & General and may be subject to inheritance tax. Our Funeral Benefit Option allows you to charge the cash sum from your Over 50s Life Insurance Plan. Charge is the legal term meaning that the cash sum from your Plan is paid directly to Dignity, rather than to your estate. If your policy is already in trust or assigned, the Funeral Benefit Option cannot be added. For more information please contact your financial or legal adviser. Working closely with you Dignity provide welcome packs within 28 days of applying, with all the information that you or your family will need including contact details, and instructions for your loved ones and executors at the time. If you wish, you or your family can notify Dignity of any special requests, such as a particular reading, hymn or piece of music, to help ensure your wishes are respected. All your family need to do at the time is make one phone call to Dignity. They don t have to worry about finding a funeral director. Dignity will then start making the arrangements immediately, providing all the support and guidance your family will need every step of the way. Inflation will, over time, reduce the value of the Fixed Plan cash sum paid out on death.

4 Why choose the funeral benefit option? It will ensure your family receives a helping hand towards your funeral expenses. Your loved ones will receive compassionate care and support from a Dignity Funeral Director. The Funeral Benefit Option is easy to arrange and there is no extra cost. You and your family can decide on your funeral arrangements, with all the support and guidance you need from Dignity.

5 Call us to find out more We may record and monitor calls. Lines are open 8am to 8pm Monday to Friday, 9am to 5pm Saturday. Legal & General Assurance Society Limited. Registered in England No Registered office: One Coleman Street, London EC2R 5AA. Legal & General Assurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. We are members of the Association of British Insurers. Q /13 H

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