1. Low Fixed lnteresuprofit Rates. 2. Longer Tenure of Financing. c) lt Equipment -

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1 01 December 20'15 Balai lktisas Malaysia Bangunan BlM, 51B, Jalan SS21/568, Damansara Utama, Petaling Jaya, Selangor President GOVERNMENT FINANCIAL ASSISTANCE PROGRAMMES BY MALAYSIAN INDUSTRIAL DEVELOPMENT FINANCE BERHAD (MIDF) FOR MALAYSIAN OWNED COMPANIES Greeting and Good Day form MIDFI \Mth the current sluggish economic situation, many local businesses are expected to be financially constrained ln order for local businesses to sustain and to boost the economy, the Government has allocated various funds to be managed by MIDF to assist companies/ enterprises in their business operations in the form of soft lpans This letter is to inform the members of your esteemed association on the availability of the Government Financial Assistance Programmes managed by MIDF MIDF was established in 1960 and is the premier development finance institution in Malaysia The primary objective of MIDF is to promote the development of manufacturing, manufacturingrelated services, and services industries in Malaysia MIDF provides a range of conventional as well as lslamic financing facilities such as machinery and equipment financing, industrial and commercial property financing, industrial hire purchases, leasing, term working capital financing, revolving credit and factoring for existing as well as new companies and enterprises The minimum financing amount to be offered is from RM50,000 and gp to a maximum amount of RM10,"'' n per financing application Advantaqes of MIDF Government Financial Assistance Proqrammes 1 Low Fixed lnteresuprofit Rates a) 4o/o per annum for Small and Medium Enterprises ("SMEs") b) 5o/o per annum for Non-SMEs 2 Longer Tenure of Financing a) lndustrial Land and Building / Factory / Commercial Property / Shop-lot - up to 25 years including grace period of up to 2 years b) Machinery / Equipment / lndustrial Hire Purchase / Leasing = up to 7 years including grace period of up to 1 year up to 4 years including grace period of up to 1 year c) lt Equipment - d) Purchase Revolving Credit & Sales Revolving Credit - up to 150 days for each drawdown including an option to rollover for a periodnot exceeding 60 days for eligible borrowers e) Factoring Facility - up to 150 days for each drawdown (eligible for vendors to the Government and Government-Li nked Companies) 0 Term Financing (to finance purchase of stock and consumables) - up to 3 years including grace period of up to 6 months Malaysian lndustrial Development Finance Berhad rsussr,') Level 15, Menara MIDF, 82 Jalan Rala Chulan, Kuala Lumpur, MALAYSIA POBox 121 '10, Kuala Lumpur, MALAYSIA Telephone : Facsimile : wwwmidlcommy

2 3 High Margin of Financing a) Up to 90% of cost of new assets (industrial land and building I factory / commercial property / shop-lot / machinery / equipment) b) Up to 65% for used / reconditioned machinery / equipment which are not more than 5 years old c) Up to '100o/o for Purchase Revolving Credit d) Up to B0% for Sales Revolving Credit and Factoring Facility e) Up to 90% for Term Working Capital Financing Enclosed herewith is MIDF's promotional flyer Applications received for flnancing under the above Government Financial Assistance Programmes are required to meet the stipulated eligible criteria of the Government Financial Assistance Programmes and subject to consideration of approval by MIDF lt is to be clearly understood that this letter is not to be construed that MIDF has given pre-approval for any application lnterested ln Reducinq Your Financial Expenses? lf any of the members of your association wishes to take advantage of the above Government FinancialAssistance Programmes, kindly us at inquiry-feedback@midfcommv or contact our Marketing Department, attention to Fadzlan Abu Bakar or Julia Jasmi at telephone number BB (ext 8598 / 1896) We look fonarard to hearing from you Thank you 1 MALAYSIA, RAKYAT DIDAHULUKAN, PENCAPAIAN DIUTAMAKAN" Yours faithfully, fot MALAYSIAN INDUSTRIAL DEVELOPMENT FINANCE BERHAD F Head, M R rtment & Product Development

3 Business to Next Level E gigh margin of financing of up to t00% Fixed interest rates as low as 4o/o per annum Up to 15 years tenure Zero processing fee Fast approval Documents required: Company's Profile 2 Company's Memorandum &Article of Association 3 Form24, 44, 49& 32Aor Form D & E (for sole-proprietorship & partnership) 3 years audited financial statement and latest current year management accounts Latest 6 months bank statement Photocopy,la ot directors and shareholders Please provide your contact no and address for our Sales personnel to contact you: Company Name Name ofcontact Designation person : : Telephooe No FaxNo Eruail ' - This reply slip is to be returned to MIDF via fax to or to dfd*markeiing@niidf commy

4 REPAYMENT SCHEDULE lnterest Rate 4% s% Years L0 L5 L0 L5 Months 1_ L20 L80 100,000 1,, r L, s 150,000 1,, ,12426 l-, ,, ,000 2, ,, ,15841 L, ,000 2, ,, , , ,000 3, , , , ,000 3, , , , ,000 4, , , , ,000 4, , , , ,000 5, , , , ,000 5, ,L2230 5, , ,000 6, , , ,8t ,000 6, ,87181, 7, ,2L ,000 7,191, s6 7, ,6! ,000 7, , , , , , , , s0, , 6, ,!7324 6,8242s 900, , , , ,000 9, ,L2034! , , ,49509 L0, s , ,74362 L4,02966 L l_,500, ,, ,18807 L2, ,800,000 L ,42569 L4,451,34 2,000,000 20, _4, , , , , , ,s00, , ,980!2 20,07131, 2,800,000 28, , , , , , ,300,000 33, , !376 26, ,s00, , , ,800,000 39, s' 41, , ,000,000 41, ,98037 ::a 43,L68!9 32, M, , , s XO 33, , , , , , , ,000,000 51", , ,L4262 Development Finance Division Malaysian lndustrial Development Finance Berhad lszss-m) Level 15, Menara MIDF, 82, Jalan Raja Chulan Kuala Lumpur MALAYSIA Telephone : Facsimile : wwwmidf commy

5 rge&qi o lndustricl Lond ond Foctorv Buildino (inclusive renov6tion Equipment ond/oi Softwore lt ) Commercicl Shop-lots (inclusive renovotion %;xr ) Mochinery r,,, l'ndustriol Equipment o Commerciol Vehicles Working Copitol Finoncing - Row Moteriols Purchcses; ond '-Rece,iYob esfingncing' * fhe obove does nof consfitufe an offer of credif All appticofions ore subiecl lo our usualferms I condifions ond credif evaluafion For more informolion, pleose KL Penong Johor Bhcsru Kolo Boru Kota Kinobolu - conlocl our soles Accounr Monoger:- 03-2t t /03-2t7386t3 /03*2772 tb BB l I 633 Or emoil your inquiry to lnquiry-feedbock@midfcommy,

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