Notice of Chapter 7 Bankruptcy Case, Meeting of Creditors, & Deadlines

Transcription

1 Certificate of Service Page 1 of 5 B9A (Official Form 9A) (Chapter 7 Individual or Joint Debtor No Asset Case) (12/10) UNITED STATES BANKRUPTCY COURT District of Idaho Notice of Chapter 7 Bankruptcy Case, Meeting of Creditors, & Deadlines A chapter 7 bankruptcy case concerning the debtor(s) listed below was filed on 4/29/11. Case Number JDP You may be a creditor of the debtor. This notice lists important deadlines. You may want to consult an attorney to protect your Rights. All documents filed in the case may be inspected at the bankruptcy clerk's office at the address listed below. NOTE: The staff of the bankruptcy clerk's office cannot give legal advice. See Reverse Side For Important Explanations Debtor(s) (name(s) used by the debtor(s) in the last 8 years, including married, maiden, trade, and address): Kerry Randall Angelos Jacqueline Lee Angelos Case Number: JDP Attorney for Debtor(s) (name and address): Kerry Randall Angelos Telephone number: Social Security/Taxpayer ID/Employer ID/Other Nos.: xxx xx 2561 xxx xx 2393 Bankruptcy Trustee (name and address): Jeremy Gugino 410 S. Orchard Street Suite 144 Boise, ID Telephone number: (208) Meeting of Creditors Date: June 2, 2011 Time: 01:00 PM Location: MK Central Plaza, 720 Park Blvd., Suite 210, Boise, ID The presumption of abuse does not arise. Presumption of Abuse under 11 U.S.C. 707(b) See "Presumption of Abuse" on reverse side. Deadlines: Papers must be received by the bankruptcy clerk's office by the following deadlines: Deadline to Object to Debtor's Discharge or to Challenge Dischargeability of Certain Debts: 8/1/11 Deadline to Object to Exemptions: Thirty (30) days after the conclusion of the meeting of creditors. Creditors May Not Take Certain Actions: In most instances, the filing of the bankruptcy case automatically stays certain collection and other actions against the debtor and the debtor's property. Under certain circumstances, the stay may be limited to 30 days or not exist at all, although the debtor can request the court to extend or impose a stay. If you attempt to collect a debt or take other action in violation of the Bankruptcy Code, you may be penalized. Consult a lawyer to determine your rights in this case. Please Do Not File a Proof of Claim Unless You Receive a Notice To Do So. Creditor with a Foreign Address: A creditor to whom this notice is sent at a foreign address should read the information under "Do Not File a Proof of Claim at This Time" on the reverse side. Address of the Bankruptcy Clerk's Office: U.S. Bankruptcy Court, Suite West Fort Street Boise, ID Telephone number: Hours Open: Monday Friday 8:00 AM 5:00 PM Date: 4/29/11 For the Court: Clerk of the Bankruptcy Court: Elizabeth A Smith

2 Certificate of Service Page 2 of 5 EXPLANATIONS B9A (Official Form 9A) (12/10) Filing of Chapter 7 Bankruptcy Case A bankruptcy case under Chapter 7 of the Bankruptcy Code (title 11, United States Code) has been filed in this court by or against the debtor(s) listed on the front side, and an order for relief has been entered. Legal Advice The staff of the bankruptcy clerk's office cannot give legal advice. Consult a lawyer to determine your rights in this case. Creditors Generally May Not Take Certain Actions Prohibited collection actions are listed in Bankruptcy Code 362. Common examples of prohibited actions include contacting the debtor by telephone, mail or otherwise to demand repayment; taking actions to collect money or obtain property from the debtor; repossessing the debtor's property; starting or continuing lawsuits or foreclosures; and garnishing or deducting from the debtor's wages. Under certain circumstances, the stay may be limited to 30 days or not exist at all, although the debtor can request the court to extend or impose a stay. Presumption of Abuse If the presumption of abuse arises, creditors may have the right to file a motion to dismiss the case under 707(b) of the Bankruptcy Code. The debtor may rebut the presumption by showing special circumstances. Meeting of Creditors A meeting of creditors is scheduled for the date, time and location listed on the front side. The debtor (both spouses in a joint case) must be present at the meeting to be questioned under oath by the trustee and by creditors. Creditors are welcome to attend, but are not required to do so. The meeting may be continued and concluded at a later date without further notice. Do Not File a Proof of Claim at This Time There does not appear to be any property available to the trustee to pay creditors. You therefore should not file a proof of claim at this time. If it later appears that assets are available to pay creditors, you will be sent another notice telling you that you may file a proof of claim, and telling you the deadline for filing your proof of claim. If this notice is mailed to a creditor at a foreign address, the creditor may file a motion requesting the court to extend the deadline. Discharge of Debts The debtor is seeking a discharge of most debts, which may include your debt. A discharge means that you may never try to collect the debt from the debtor. If you believe that the debtor is not entitled to receive a discharge under Bankruptcy Code 727(a) or that a debt owed to you is not dischargeable under Bankruptcy Code 523(a)(2), (4), or (6), you must start a lawsuit by filing a complaint in the bankruptcy clerk's office by the "Deadline to File a Complaint Objecting to Discharge of the Debtor or to Determine Dischargeability of Certain Debts" listed on the front side. The bankruptcy clerk's office must receive the complaint and any required filing fee by that Deadline. Exempt Property The debtor is permitted by law to keep certain property as exempt. Exempt property will not be sold and distributed to creditors. The debtor must file a list of all property claimed as exempt. You may inspect that list at the bankruptcy clerk's office. If you believe that an exemption claimed by the debtor is not authorized by law, you may file an objection to that exemption. The bankruptcy clerk's office must receive the objections by the "Deadline to Object to Exemptions" listed on the front side. Bankruptcy Clerk's Office Any paper that you file in this bankruptcy case should be filed at the bankruptcy clerk's office at the address listed on the front side. You may inspect all papers filed, including the list of the debtor's property and debts and the list of the property claimed as exempt, at the bankruptcy clerk's office. Creditor with a Foreign Address Consult a lawyer familiar with United States bankruptcy law if you have any questions regarding your rights in this case. Refer to Other Side for Important Deadlines and Notices

3 Certificate of Service Page 3 of 5 United States Bankruptcy Court District of Idaho In re: Case No JDP Kerry Randall Angelos Chapter 7 Jacqueline Lee Angelos Debtors CERTIFICATE OF NOTICE District/off: User: strumbull Page 1 of 3 Date Rcvd: Apr 29, 2011 Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on May 01, db/jdb +Kerry Randall Angelos, Jacqueline Lee Angelos,, Account Billing Services, Inc, PO Box 3232, Nampa, ID Action Collection Service, 1325 Vista Ave, Boise, ID Allied Interstate, LLC, c/o Qwest, PO Box , Columbus, OH Alternative Wastewater Systems, Inc, Racetrack Way, Caldwell, ID American West Bank, 41 W. Riverside, Suite 500, Spokane, WA Banner Bank, 3030 W. Nob Hill Blvd, Yakima, WA Banner Bank, PO Box 907, Walla Walla, WA Bingo Investments, Northup Way, Bellevue, WA Briggs Engineering, Inc, 1800 W. Overland Rd., Boise, ID Caldwell Municipal Irrigation District, PO Box 880, Caldwell, ID Cascade Bank, 2828 Colby Avenue, Everett, WA Centurion Financial Group, NE 8th Street, Suite 1825, Bellevue, WA Chase Auto Finance, PO Box 78068, Phoenix, AZ City of Boise Utility Billing, PO Box 2760, Boise, ID Collection Bureau, Inc, PO Box 1219, Nampa, ID Country Wide Home Loans, PO Box , Dallas, TX Country Wide Home Loans, PO Box 5170, Simi Valley, CA Covenant Mortgage Corporation, PO Box 1758, Mercer Island, WA Creditors Financial Group, LLC, PO Box , Aurora, CO Creditors Financial Group, LLC, c/o Bank of America, PO Box , Aurora, CO Custom Pools and Patio, 4048 Chinden Blvd, Boise, ID DYCK O NEAL INC, P O BOX 13370, ARLINGTON TX, (address filed with court: DYCK O NEAL, PO Box 13370, Arlington, TX ) DeBest Inc, W. President Drive, Boise, ID Dick Bingham, Northup Way, Bellevue, WA Dykas, Shaver and Nipper, LLP, PO Box 877, Boise, ID E R Solutions, Inc, c/o Pay Pal, PO Box 9004, Renton, WA Enhanced Recovery Company, 8014 Bayberry Rd., Jacksonville, FL FBCS Inc, PO Box 792, Fort Mill, SC First Mortgage Company, LLC, PO Box 14576, Oklahoma City, OK Firstsource Advantage, LLC, PO Box 628, Buffalo, NY Foundation Management, Inc, c/o Ken Sato, 1040 First Ave, #252, New York, NY GE Capital, PO Box , Pasadena, CA GMAC Mortgage, PO Box 79135, Phoenix, AZ Gem State Radiology, PO Box 9649, Boise, ID Geneva Equities, 141 Citation Way, Suite 7, Hailey, ID Gerald Gustafson, PO Box 55, Mehama, OR HSBC, PO Box 5891, Carol Stream, IL Harry Dorssers, 74 Boulevard, Italie Monte Carlo, Monaco,, MC Hillsdale College, c/o Acker and Associates Law, 525 SW Jackson St, Portland, OR Idaho Emergency Physicians, PO Box 4008, Boise, ID Idaho Power, PO Box 34966, Seattle, WA Integra Telecom, 1201 NE Lloyd Blvd, Suite 500, Portland, OR Integrated Financial, c/o Bill Dyer, 7785 W. Sahara Ave, Suite 100, Las Vegas, NV Intermountain Gas, PO Box 64, Boise, ID Interpath Laboratory, PO Box 1208, Pendleton, OR Jacobs Marsh, LLC, 5500 Main Street #101, Williamsville, NY Kingston Management Services, PO Box , Littleton, CO Lloyd Lumber, PO Box 398, Nampa, ID MRS Associates, 1930 Olney Ave., Cherry Hill, NJ Mercedes-Benz Financial, PO Box 77860, Fort Worth, TX Mori Enterprises, LLC, NE 7th Ave. #100-C, Vancouver, WA Morse Family Revocable Trust, c/o US Bank, PO Box 70870, St. Paul, MN Mr and Mrs Michael Fender, Knaus Rd., Lake Oswego, OR NCO Financial Systems, Inc, 9180 West Barnes Drive, Boise, ID Nampa Meridian Irrigation District, 1503 First St. South, Nampa, ID Nationstar Mortgage, 350 Highland Drive, Lewisville, TX Parking Services, 4739 University Way NE #1646, Seattle, WA Patra Properties, LLC, c/o Ed Bowman, 280 W. Cottonwood Ct., Primary Health, PO Box , Boise, ID Pristine Pool and Spa, 3410 N. Eagle Road, Meridian, ID Rexius Forest By-Products, Inc., c/o Tim J. Helfrich, PO Box 450, Fruitland, ID Rexius Forest By-Products, Inc., c/o Fredrick A. Batson, PO Box 1147, Eugene, OR Rexius Forest By-Products, Inc., c/o William G. Dryden, PO Box 1539, Boise, ID SKO Brenner American, Inc, PO Box 230, Frmngdale, NY ST Alphonsus, PO Box 99400, Louisville, KY Specialized Loan Servicing, LLC, c/o ANB Financial, 8742 Lucent Blvd, Suite 300, Highlands Ranch, CO Sterling Savings Bank, PO Box 2128, Spokane, WA TRH Lenders, LLC, NE 8th Street, Suite 1825, Bellevue, WA Tom Hezelrig, Scott Switzer, NE 8th Street, Suite 1825, Bellevue, WA

4 Certificate of Service Page 4 of 5 District/off: User: strumbull Page 2 of 3 Date Rcvd: Apr 29, US BANK, PO BOX 5229, CINCINNATI OH (address filed with court: US Bank, PO Box , St. Louis, MO ) Umpqua Bank, c/o Theresa Erisey, One SW Columbia St, Suite 1400, Portland, OR United Water, PO Box , Pittsburgh, PA Warner Law Offices, 2672 W. Idaho St., Boise, ID Washington First National Bank, rd Ave NE #110, Seattle, WA Water Environment Services, PO Box 6940, Portland, OR ZIONS FIRST NATIONAL BANK, LEGAL SERVICES UT ZB , P O BOX 30709, SALT LAKE CITY UT (address filed with court: Zions Bank, One South Main Street, Salt Lake City, UT 84133) Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center. tr +EDI: BJGUGINO.COM Apr :08:00 Jeremy Gugino, 410 S. Orchard Street, Suite 144, Boise, ID ust + /Text: ustp.region18.bs.ecf@usdoj.gov Apr :03:10 US Trustee, Washington Group Central Plaza, 720 Park Blvd, Ste 220, Boise, ID EDI: AMEREXPR.COM Apr :08:00 American Express, Box 0001, Los Angeles, CA EDI: ACCE.COM Apr :08:00 Asset Acceptance, LLC, PO Box 2036, Warren, MI EDI: ARSN.COM Apr :08:00 Associated Recovery Systems, PO Box , Escondido, CA EDI: BANKAMER.COM Apr :08:00 Bank of America, PO Box 15026, Wilmington, DE EDI: BANKAMER.COM Apr :08:00 Bank of America, PO Box 15019, Wilmington, DE EDI: BANKAMER.COM Apr :08:00 Bank of America, PO Box , Los Angeles, CA EDI: CHASE.COM Apr :08:00 Chase Card Services, PO Box 94014, Palatine, IL /Text: tina.oyafunke@capitalone.com Apr :02:22 Chevy Chase Bank, 6151 Chevy Chase Drive, Laurel, MD /Text: BOISECITYATTORNEY@CITYOFBOISE.ORG Apr :01:54 City of Boise, PO Box 500, Boise, ID /Text: bankruptcysupport@flagstar.com Apr :01:41 Flagstar Bank, Box , Pittsburgh, PA /Text: bankruptcysupport@flagstar.com Apr :01:41 Flagstar Bank, 5151 Corporate Drive, Troy, Michigan EDI: GMACFS.COM Apr :08:00 GMAC, PO Box , Bloomington, MN EDI: HFC.COM Apr :08:00 HSBC Card Services, PO Box 60136, City of Industry, CA EDI: HFC.COM Apr :08:00 HSBC Card Services Inc., PO Box 5241, Carol Stream, IL /Text: lossprevention@myhomefed.com Apr :03:09 Home Federal Bank, PO Box 190, Nampa, ID EDI: IRS.COM Apr :08:00 Internal Revenue Service, Chief, Special Procedures, 550 W Fort Street, MSC 041, Boise, ID Fax: Apr :14:14 Intermountain Credit Services, Inc, PO Box 2758, Boise, ID /Text: lindyschecksafe@comcast.net Apr :02:40 Lindy s Collection, PO Box 99, New Ulm, MN EDI: WFFC.COM Apr :08:00 Wells Fargo, PO Box 54349, Los Angeles, CA EDI: WFFC.COM Apr :08:00 Wells Fargo Bank, PO Box 29746, Phoenix, AZ EDI: WFFC.COM Apr :08:00 Wells Fargo Card Services, PO Box 30086, Los Angeles, CA EDI: WFFC.COM Apr :08:00 Wells Fargo Card Services, PO Box 10347, Des Moines, IA TOTAL: 24 ***** BYPASSED RECIPIENTS (undeliverable, * duplicate) ***** * +Action Collection Service, 1325 Vista Ave, Boise, ID * GE Capital, PO Box , Pasadena, CA ##+Centrum Financial Group, th Ave. Ste 1300, Seattle, WA ##+Dan Kirby, th Avenue NW, Olympia, WA ##+Michael Mastro, 510 Rainier Avenue South, Seattle, WA TOTALS: 0, * 2, ## 3 Addresses marked + were corrected by inserting the ZIP or replacing an incorrect ZIP. USPS regulations require that automation-compatible mail display the correct ZIP. Addresses marked ++ were redirected to the recipient s preferred mailing address pursuant to 11 U.S.C. 342(f)/Fed.R.Bank.PR.2002(g)(4). Addresses marked ## were identified by the USPS National Change of Address system as undeliverable. Notices will no longer be delivered by the USPS to these addresses; therefore, they have been bypassed. The debtor s attorney or pro se debtor was advised that the specified notice was undeliverable.

5 Certificate of Service Page 5 of 5 District/off: User: strumbull Page 3 of 3 Date Rcvd: Apr 29, 2011 ***** BYPASSED RECIPIENTS (continued) ***** I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief. Meeting of Creditor Notices only (Official Form 9): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required by the bankruptcy rules and the Judiciary s privacy policies. Date: May 01, 2011 Signature: