Consumer Action - Fraud Bingo
|
|
|
- Jewel Hunter
- 10 years ago
- Views:
Transcription
1 ion - Fraud Bingo What you will need to play Fraud Bingo Tips Fraud Bingo game cards (one card per person or one per 2-3 people if playing in teams) Game Markers (15 per player). Fraud Bingo Questions (cut out Fraud Bingo questions below to select randomly) Fraud Bingo Game Cards (50 different Fraud Bingo game cards are provided) For game markers Use buttons, dried beans, small candy or Cheerios. (If using edible food as markers, keep players dietary needs in mind.) If none of these things are available, use a pen, pencil, or marker to mark out the answers on disposable game cards. Game cards Copy Fraud Bingo playing cards on card stock if using more than once, or laminate the cards if possible. Playing in teams You may want to pair up players so 2-3 people can find answers on their game card as a team. Team playing creates discussion and learning can be gained in the process for those who may not know the answers. How to Play Pass out game cards, which contain answers to the fraud questions that the caller (trainer or another class participant) will draw at random and call out corresponding to the five letters in the word F-R-A-U-D. The first player who gets five answers in a vertical, horizontal or diagonal row on their Fraud Bingo game card wins the game. Another version of the game is Fraud Bingo blackout in which the winner must have all the answers on the game card filled. ion Fraud Bingo Game
2 Questions for Fraud Bingo F According to some estimates, what percent of seniors become victims of fraud each year? 30% A If someone calls you to say that you ve won a huge sweepstakes that you never entered, it s probably a F One of the reasons why seniors are targeted for fraud is that they are Trusting A How often can you request a free copy of your credit report? F The act of stealing personal information from your credit card is known as A A good place to store your important documents is in a bank F If you have questions about an investment offer, you should contact the & Exchange F You can make sure that no one is using your credit card without your authorization by checking the A You should always do this to your documents and credit card applications to prevent dumpster divers from stealing your personal information. A A loan taken out for home maintenance and remodeling and secured by your home is called a ion Fraud Bingo Game
3 F When a criminal goes though your garbage looking for credit card bills and other sensitive information, he is A You change your mind about having your house painted by a man who just stopped by uninvited. You have the right to cancel since it s been less than 3 days. This is known as the Cooling-off period F When a trusted person such as a family member or friend defrauds you, it is called U The government program offering discount drug prescriptions to seniors is called R When you sign for a loan that someone else is taking out, you are the U s that ask recipients to provide their bank account number to help share huge amounts of money are called Nigerian Letters R This report lets you know your billpaying history and list the credit cards and loans you have. You can get a free copy annually. U Criminals buy and sell names of people who often respond to sweepstakes or contests. These are known as s R When a criminal uses your personal information, such as your Social Security number, to open credit card accounts, it is called U A good place to see if there have been complaints filed against a company by their customers is the R Before you donate to a charity that you are not familiar with, you can see how the organization is spending its funds by accessing Guide Star U You should never pay a contractor in full before he starts working on your home. You should pay him throughout the course of his work in R A term used for s that claim to be from your bank, a reputable business or government agency U A low-income consumer with a small estate does not typically need this estate-planning tool. ion Fraud Bingo Game
4 R The federal agency that advocates for older persons is the U.S. Administration on Aging D When a homeowner s signature is forged on a blank deed to transfer ownership, this is called R Brokers solicit homeowners to refinance their existing mortgages and replace them with bad loans. This is a Refinancing D Promoters recruit investors and use them to recruit more investors. This is a D The law that requires clear disclosure of key terms of the lending agreement and all costs in credit transactions is called the D Provides multi-lingual consumer publications ion D If you become a victim of fraud, you should D A person who phones you to sell you products is known as a ion Fraud Bingo Game
5 Guide Star FREE FREE Guide Star
6 Guide Star FREE FREE Guide Star
7 Guide Star FREE FREE ion Guide Star
8 30% ion 30% FREE FREE Guide Star Guide Star
9 ion FREE Guide Star FREE 30% 30% Guide Star ion
10 ion Guide Star FREE Guide Star FREE 30% ion
11 Guide Star ion FREE Guide Star FREE 30% Sucker List ion
12 Guide Star ion FREE Guide Star FREE 30% 30% ion
13 Guide Star ion ion FREE Guide Star FREE 30% Sucker List 30%
14 ion Guide Star Guide Star FREE FREE ion 30% 30%
15 Guide Star Guide Star FREE FREE ion 30% Sucker List 30% ion
16 30% Guide Star FREE FREE ion 30% Sucker List Guide Star ion
17 30% Sucker List ion 30% FREE FREE Guide Star Guide Star ion
18 30% Nigerian FREE FREE Guide Star Guide Star
19 FREE FREE Guide Star Guide Star
20 FREE FREE ion Trusting Financing Cooling Off Period Guide Star
21 Nigerian Letters Cooling Off Period Cooling Off Period FREE FREE ion Trusting Financing Guide Star
22 Nigerian Letters Cooling Off Period Cooling Off Period FREE FREE ion Trusting Financing Guide Star
23 Cooling Off Period Trusting Nigerian Letters FREE FREE ion U.S. Admin. On Aging Trusting Financing
24 Cooling Off Period ion Trusting Trusting Financing FREE FREE Nigerian Letters U.S. Admin. On Aging
25 Trusting Cooling Off Period Nigerian Letters FREE FREE US Admin. ion Financing Trusting
26 FREE Guide Star FREE Guide Star
27 ion Guide Star Guide Star FREE FREE Consume ion Living Trust
28 Guide Star FREE Guide Star FREE ion Living Trust
29 Guide Star FREE FREE Guide Star
Preventing Senior Scams and Fraud
Preventing Senior Scams and Fraud An Educational Intervention Program Sponsored by the Schenectady County: Department of Consumer Affairs & Department of Senior and Long Term Care Services Purpose of this
Sticky Note Bingo (Cover Up)
Skills you can practice with this game: Sticky Note Bingo (Cover Up) Letter names (caller says letter name, shows letter as necessary) Letter sounds (caller says word, child finds letter for the beginning
ELDER CONSUMER SCAMS AND FRAUD
ELDER CONSUMER SCAMS AND FRAUD TELEMARKETING SCAMS Keep in mind: if it sounds too good to be true, it probably is. You have the right to refuse calls from telemarketers. Just say "no" and hang up the phone.
Mortgage Fraud Home Equity Scams Choosing a Loan
Mortgage Fraud You could lose your home and your money if you borrow from unscrupulous lenders who offer you a high-cost loan based on the equity you have in your home. Certain lenders target homeowners
AGE WELL SENIOR SERVICES REMINDS SENIORS TO BE ON THE LOOKOUT FOR SCAM ARTISTS
CONTACT: Dan Pittman 714.282.9994 [email protected] AGE WELL SENIOR SERVICES REMINDS SENIORS TO BE ON THE LOOKOUT FOR SCAM ARTISTS LAGUNA WOODS, California, April 11, 2012 Age Well Senior Services, Orange
Mortgage Fraud. Table of Contents. Home Equity Scams Choosing a Loan Home Equity Dos Home Equity Don ts
Mortgage Fraud Table of Contents Home Equity Scams Choosing a Loan Home Equity Dos Home Equity Don ts Reverse Mortgages Home Loan Law HOEPA Prevents For more information on Mortgage Fraud visit: You could
PROTECT YOURSELF A CONSUMER PROTECTION PAMPHLET
PROTECT YOURSELF A CONSUMER PROTECTION PAMPHLET Money Transfer Scams Many scammers ask consumers to send money by wire transfer through companies like Western Union and MoneyGram. If you wire money and
Preventing and Intervening in Situations of Financial Abuse
FINANCIAL LITERACY SERIES FOR OLDER ADULTS WHAT IS FINANCIAL ABUSE? Preventing and Intervening in Situations of Financial Abuse ONTARIO EDITION Financial abuse is the most common form of elder abuse in
How To Play The Math Game
Game Information 1 Introduction Math is an activity that is perfect for reviewing key mathematics vocabulary in a unit of study. It can also be used to review any type of mathematics problem. Math provides
CONTACT. information. All consumer complaints must be made in writing. Please call or write for a complaint form. Write to:
GREG ABBOTT Attorney General of Texas CONTACT information For more information or to obtain copies of brochures, call the Attorney General s Consumer Protection Hotline at (800) 621-0508, or contact your
How To Kit. Picture Bingo
How To Kit Picture Bingo Steps to Organizing a Picture Bingo Community Event 1. Find a space in the community to hold the event. (school, band office, nursing station, library, community hall) 2. Advertise
A CONSUMER'S GUIDE TO TITLE INSURANCE. from YOUR North Carolina Department of Insurance CONSUMER'SGUIDE
A CONSUMER'S GUIDE TO from YOUR North Carolina Department of Insurance CONSUMER'SGUIDE A MESSAGE FROM YOUR INSURANCE COMMISSIONER Greetings, The North Carolina Department of Insurance recognizes that insurance
What Is Predatory Lending?
Predatory lending often starts with a phone call, mailing, e-mail, television commercial, or knock at your door. The home improvement scam is one of many tactics predatory lenders will use to convince
BUYER'S DISCLOSURE STATEMENT
BUYER'S DISCLOSURE STATEMENT CITY OF WALNUT CREEK INCLUSIONARY HOUSING PROGRAM ADMINISTRATIVE COVER SHEET (Remove Upon Completion) BLANK LINES: CHECKLIST Eligible Purchaser Income Level, p. 3, Section
Credit Card Fraud Training
Credit Card Fraud Training Lesson Plan A Consumer Action Publication Consumer Action created this project in partnership with Chase 2009 Consumer Action Credit Card Fraud Training Lesson Plan (For the
Key Points: Conventional Loans:
Key Points: Conventional Loans: Less regulation and more discretion than government loans. Can be cheaper than FHA and VA because FHA requires 2 mortgage insurances and VA requires VA funding fee. Sometimes
The game when played by pairs students allow them to help each other with the terms.
Biz Term Bingo Directions: Hand out a copy of the blank bingo board to each student (or pair of students). Give a list of the Biz Terms to each student. They can choose any of the terms from the list and
Putting Telephone Scams... On Hold
Putting Telephone Scams... On Hold Federal Trade Commission Toll-free 1-877-FTC-HELP Federal Trade Commission Toll-free 1-877-FTC-HELP www.ftc.gov For the Consumer www.ftc.gov For the Consumer Telemarketing
Cornerstones: Click, Clack, Moo Flash Card Games: Instructions
Flash Card Games: Instructions The Secret Word Distribute a card to each student, and tell them to keep their word secret. One at a time, each student signs or says a series of clues a word that begins
When it comes to title insurance, the choice is yours. CONSUMER S GUIDE TO TITLE INSURANCE 4 BR 2 BA 1 THING. to know before you sign.
When it comes to title insurance, the choice is yours. CONSUMER S GUIDE TO TITLE INSURANCE 4 BR 2 BA 1 THING to know before you sign. What is title insurance? Are you aware that you have a choice when
What is Title Insurance? What is a Title Search and Examination? What is a Title Defect or Encumbrance?
B uying a home is, for most of us, the most substantial single investment we ll ever make and all of us want to make sure we do it right! Indeed, for many people the purchase of a home is the American
WHAT IS TITLE INSURANCE?
WHAT IS TITLE INSURANCE? A title is the collective ownership records of a piece of real estate, including the transfer of any property rights and any loans using the property as collateral. A clear line
Litigation Related to a Mortgage: Expert Witness Considerations
MORTGAGE EXPERT WITNESS Litigation Related to a Mortgage: Expert Witness Considerations By Joffrey Long Joffrey Long Joffrey Long is a mortgage lender / broker who makes, arranges and services both private
What s your Consumer IQ?
What s your Consumer IQ? How savvy a consumer are you? Take this quiz to see how much you know about consumer issues, laws and scams. 1. You receive a credit card offer in the mail. According to the big
2. The Fair Housing Act requires lenders to display what in all branch offices? 3. Which is LEAST LIKLEY to be an indicator of predatory lending?
Course: Lesson: National Mortgage Loan Originator Review Crammer (ml) Ethics 1. At closing, buyer Steve sees that the lender changed the terms of the loan that they had agreed to, but he felt he had no
Math Board Games. For School or Home Education. by Teresa Evans. Copyright 2005 Teresa Evans. All rights reserved.
Math Board Games For School or Home Education by Teresa Evans Copyright 2005 Teresa Evans. All rights reserved. Permission is given for the making of copies for use in the home or classroom of the purchaser
How the Fannie Mae Foundation can help.
How the Fannie Mae Foundation can help. If you re like most Americans, homeownership is a major part of the American dream. The Fannie Mae Foundation can help you understand the steps you will need to
What is a Community Land Trust?
What is a Community Land Trust? Community Land Trusts are community-based membership organizations whose missions include permanent stewardship of land for community benefit and perpetual preservation
NON-RESIDENTS PURCHASING REAL PROPERTY IN THE U.S.
NON-RESIDENTS PURCHASING REAL PROPERTY IN THE U.S. A. The Attorneys Role in the Purchase of Real Estate The purchase of real estate in the U.S. without the proper assistance can become a complex transaction.
Unit One: The Basics of Investing
Unit One: The Basics of Investing DISCLAIMER: The information contained in this document is solely for educational purposes. CompareCards.com, owned by Iron Horse Holdings LLC is not a registered investment
When Fraud Comes Knocking
When Fraud Comes Knocking Identity theft occurs when someone uses your name, Social Security number, credit card number, or other personal information without your permission. It is a very serious crime.
Before you agree to buy a house, make sure
SPECIAL ALERT Office of the Attorney General, Consumer Protection Division Home Buyers: Beware of Flipping Scams Bought by "flipper" $24,000 February Before you agree to buy a house, make sure you re not
Houseonomics. housing prices. personal income Consumer price index. by Gary Smith and Margaret H. Smith. http://www.smithfinancialplace.
Houseonomics 350 300 housing prices 250 200 150 100 personal income Consumer price index 50 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 by Gary Smith and Margaret H. Smith http://www.smithfinancialplace.com
27 Ways To Buy Multi-Family Properties With NO MONEY DOWN
27 Ways To Buy Multi-Family Properties With NO MONEY DOWN By David Lindahl RE Mentor, Inc 100 Weymouth Street, Building D Rockland, MA 02370 REMENTOR.COM 2 Legal Notice This information is designed to
MORTGAGE TERMS. Assignment of Mortgage A document used to transfer ownership of a mortgage from one party to another.
MORTGAGE TERMS Acceleration Clause This is a clause used in a mortgage that can be enforced to make the entire amount of the loan and any interest due immediately. This is usually stipulated if you default
MAKING MATH MORE FUN BRINGS YOU FUN MATH GAME PRINTABLES FOR HOME OR SCHOOL
MAKING MATH MORE FUN BRINGS YOU FUN MATH GAME PRINTABLES FOR HOME OR SCHOOL THESE FUN MATH GAME PRINTABLES are brought to you with compliments from Making Math More Fun at and Math Board Games at Copyright
LENDING & MORTGAGE Payday & Title Loans-Advanced Fee Loans-Predatory Lending-Reverse Mortgage-Property Tax Freeze
LENDING & MORTGAGE Payday & Title Loans-Advanced Fee Loans-Predatory Lending-Reverse Mortgage-Property Tax Freeze Decisions about credit and loans involve a number of factors, including how much money
Source of cases. Who investigates. Today s Goals. Why else am I here? So, why am I here? You Can Help! 10/9/2015
So, why am I here? You Can Help! By: Meghan K. Roche, Assistant United States Attorney DISCLAIMER: The opinions contained herein are not representative and/or binding on the United States and its agencies.
Mortgage- and Lender-Related Settlement Costs. Charges for Establishing and Transferring Ownership. Amounts Paid to State and Local Governments
Mortgage- and Lender-Related Settlement Costs Charges for Establishing and Transferring Ownership Amounts Paid to State and Local Governments "All-in-One" Pricing of Settlement Costs Estimates of Settlement
Anti- Fraud Guide. Mariano Ciriotti Group Compliance Director Small World May 2013 Version 1.0. Contents:
Anti- Fraud Guide Mariano Ciriotti Group Compliance Director Small World May 2013 Version 1.0 Contents: Introduction Fraudulent Abuse of Money Transfers Fraud Examples Tips for Customers Reporting Fraud
Guide for Homebuyers
Guide for Homebuyers Tips for Getting a Safe Mortgage You Can Afford Q u i c k S u m m a ry Figure out what you can afford. Contact at least 3 different lenders or brokers. When you call, say: I m buying
Learning English with CBC Radio Living in Alberta. First Time Home Buyers: Mortgage Fraud
Learning English with CBC Radio Living in Alberta First Time Home Buyers: Mortgage Fraud by Maroro Zinyemba Project Manager: Justine Light Daylight Consulting Inc. Integration Enhancement Topic: First
BINGO RECORDS CLASS A, B AND C
STATE OF WASHINGTON GAMBLING COMMISSION Protect the Public by Ensuring that Gambling is Legal and Honest BINGO RECORDS CLASS A, B AND C Dear Bingo Licensee: Your low volume bingo class is exempt from daily
THINGS YOU SHOULD KNOW ABOUT IDENTITY THEFT
THINGS YOU SHOULD KNOW ABOUT IDENTITY THEFT Compliments of: Fripp Island Security and FIPOA Security Committee November 2013 1 INTRODUCTION Identity theft is a serious crime. It occurs when your personal
Free Fall & Harvest Bingo
Free Fall & Harvest Bingo for pre-school through grade one Table of Contents: Pages 3-16 Fourteen different boards, make as many copies of each as wanted. Game boards should be printed in color. Pages
A Consumer s Guide to Sweepstakes and Lotteries
A Consumer s Guide to Sweepstakes and Lotteries A Consumer s Guide to Sweepstakes and Lotteries Direct mail sweepstakes promotions offer consumers the chance to win money and prizes in return for opening
Chapter Four: Saving and Investing
Chapter Four: Saving and Investing Chapter Learning Objectives 1. Compare advantages and disadvantages of saving early versus saving later. 2. Explain the importance of short-term and long-term saving
MINNESOTA STATE LOTTERY GAME PROCEDURES BINGO PROGRESSIVE PRINT-N-PLAY LOTTO GAME ADOPTED: AUGUST 23, 2010 AMENDED: SEPTEMBER 8, 2010
MINNESOTA STATE LOTTERY GAME PROCEDURES BINGO PROGRESSIVE PRINT-N-PLAY LOTTO GAME ADOPTED: AUGUST 23, 2010 AMENDED: SEPTEMBER 8, 2010 MINNESOTA STATE LOTTERY GAME PROCEDURES BINGO PROGRESSIVE PRINT-N-PLAY
Math BINGO MOST POPULAR. Do you have the lucky card? B I N G O
MOST POPULAR Math BINGO Do you have the lucky card? Your club members will love this MATHCOUNTS reboot of a classic game. With the perfect mix of luck and skill, this is a game that can be enjoyed by students
Loan Estimate. Loan Terms. Projected Payments. Costs at Closing. Save this Loan Estimate to compare with your Closing Disclosure.
Loan Estimate DATE ISSUED APPLICANTS PROPERTY SALE PRICE Loan Terms Save this Loan Estimate to compare with your Closing Disclosure. LOAN TERM 30 years PURPOSE Purchase PRODUCT 5 Year Interest Only, 5/3
Rethinking Seller-Financing!
Jeff Bennett 201-580-4228 [email protected] www.thenotecoach.com Rethinking Seller-Financing! How Real Estate Agents Can Close More Deals and Earn Higher Commissions By Jeff Bennett As a real estate
Gambling games. Lesson 6
Lesson 6 Gambling games SPECIFIC OUTCOMES Explore the connections among physical activity, emotional wellness and social wellness by becoming familiar with the definition of addiction learning the definition
Depending on the size and complexity of your project, you may choose to work with a number of different professionals:
FEDERAL TRADE COMMISSION CONSUMER INFORMATION consumer.ftc.gov Hiring a Contractor Whether you re planning an addition for a growing family or simply getting new storm windows, finding a competent and
housing information www.housing-information.org Reverse Mortgages A project of Consumer Action
housing information www.housing-information.org Reverse Mortgages A project of Consumer Action One of the major benefits of buying a home is the opportunity to build equity, or ownership, in the property.
How to Stop and Avoid Foreclosure in Today's Market
Solutions Home Buyers, Inc. 800-478-9213 ext. 700 SolutionsHomeBuyersFL.com How to Stop and Avoid Foreclosure in Today's Market This Guide Aims To Help You Navigate the foreclosure process [Type the company
Hiring a Contractor. Federal Trade Commission consumer.ftc.gov
Hiring a Contractor Federal Trade Commission consumer.ftc.gov Adding a room, renovating a basement, or doing some much-needed repairs? Finding a good contractor is important a home improvement project
Fannie Mae Short Sale: Improving the Short Sale Experience
Fannie Mae Short Sale: Improving the Short Sale Experience An Important Note About the Content of This Presentation While every effort has been made to ensure the accuracy of the content, Fannie Mae s
Guide to Purchasing a Home
Your journey to homeownership starts at your credit union. Purchasing your first home is a big decision, and it may even seem overwhelming. Rest assured Beacon Credit Union is here to assist you in understanding
THANK YOU FOR CHOOSING CAPITAL ONE BANK
KNOW ALL THE STEPS THANK YOU FOR CHOOSING CAPITAL ONE BANK WE RE HAPPY THAT YOU VE COME TO US FOR YOUR HOME LOAN NEEDS, AND WE LOOK FORWARD TO MAKING THE APPLICATION PROCESS AS CLEAR AS POSSIBLE. THIS
Reverse Mortgage Information Guide
Reverse Mortgage Information Guide Table of Contents FHA Reverse Mortgages 3 Common Misconceptions about Reverse Mortgages 4 How the Program Works 4 Benefits of a HECM loan 4 HECM vs. Traditional Mortgage
BINGO TRAINING. Last Updated August 2014
BINGO TRAINING Last Updated August 2014 Overview The Weekly Sunday Bingo at St John s is by far our greatest money maker. For the 2013-2014 Year, we made close to $225,000 in profit from Bingo. This effort
Protecting Yourself from Identity Theft
identity theft unit new york county district attorney s office Protecting Yourself from Identity Theft cyrus r. vance, jr. district attorney 5 / 2010 questions and answers Dear Friends, cyrus r. vance,
How to Stop and Avoid Foreclosure in Today's Market
How to Stop and Avoid Foreclosure in Today's Market This Guide Aims To Help You Navigate the foreclosure process [Type the company name] Discover all of your options [Pick the date] Find the solution or
Insurance module. Trainer s introduction. Learning objectives. After completing the module, learners will be able to:
Insurance module Trainer s introduction Anyone who owns a vehicle in Canada must have some familiarity with the basics of insurance. Other types of insurance are similar in principle, but differ in important
The Top Seven Financial Pitfalls Every Homeowner Facing Foreclosure Must Avoid
The Top Seven Financial Pitfalls Every Homeowner Facing Foreclosure Must Avoid The foreclosure process is perplexing, even for those experienced in real estate. Real estate agents, attorneys, mortgage
GAME CONDITIONS Implementation: July 23, 2014. Lottery Corporation Inc. ("ALC") and shall apply to the ibingo lottery scheme until amended by ALC.
GAME CONDITIONS Implementation: July 23, 2014 1. EFFECTIVE DATE ibingo Game Conditions shall come into effect when ibingo strips and cards are first offered for sale on ALC.ca by the Atlantic Lottery Corporation
A Real Estate Investment Company. Home Selling Guide ARCANE PROPERTIES 716 800 1414 [email protected] 1
A Real Estate Investment Company Home Selling Guide ARCANE PROPERTIES 716 800 1414 [email protected] 1 Who Are We? Arcane Properties is a full service real estate solutions firm that purchases and
- all the money you receive in a year - money from wages, tips, interest you earn, dividends, capital gains, etc.
4D Income Taxes there are 5 different categories Single You must be unmarried at the end of the year. Married filing jointly this is how most married people will file. Married filing separately occasionally,
Protect Your Personal Information. Tips and tools to help safeguard you against identity theft
Protect Your Personal Information Tips and tools to help safeguard you against identity theft Trademark of Visa International Service Association; Visa Canada Association is a licensed user. What is Identity