Blue Solutions Plus Specialty Services. Add specialty products to complement your health benefits

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Blue Solutions Plus Specialty Services. Add specialty products to complement your health benefits"

Transcription

1 Blue Solutions Plus Specialty Services Add specialty products to complement your health benefits

2 Add specialty products to your benefits for healthier outcomes and productive employees You want to offer a complete benefits package to your employees. We ve teamed up with industry-leading companies to offer specialty products and services you can pair with your medical benefits. Combining Independence Blue Cross (IBC) medical plans with specialty services creates a more diverse product portfolio, giving your company an advantage in the marketplace, with the ability to attract and retain the best employees. Offering these products may also help maintain the stability of your business by helping to protect one of your most valuable assets your employee s wellness and financial stability. Holistic view of your employees health Early disease detection and intervention Lower health care costs Healthy employees 1

3 Dental plans Affordable, cost-effective dental care can help members improve and maintain their oral and overall health. All dental plans include a large network of dentists, and members never need a claim form when using a participating provider. Plus, dental plans are designed to encourage prevention, early diagnosis, and treatment. DHMO dental plans Your employees choose a primary dental office (PDO) in the DHMO network to coordinate all of their care and specialty referrals. Preventive services like oral exams and cleanings are covered once every six months, with little to no copayment. A host of other services like X-rays, fillings, root canals, oral surgery, crowns, bridges, and dentures are also covered under the plans, with members responsible for a copayment per service. All DHMO plans are employer funded and members have no deductibles and no annual maximums. Groups can choose to add one of the following dental plans to their benefits: Keystone Basic Dental Exams, cleanings, X-rays and fillings are 100 percent covered after an office visit copay. Keystone Value Dental Exams and cleanings, and fluoride treatments for children under 19 are 100 percent covered after an office visit copay. Concordia Plus Plans are comprehensive and emphasize prevention, early diagnosis, and treatment. Preventive services are covered with little to no copayment. PPO dental plans We also offer access to a broad range of United Concordia PPO dental products. All programs include a comprehensive network of dentists, and members never need a claim form when using a participating provider. The programs also put a strong emphasis on prevention, early diagnosis, and treatment. Choose from one of these affordable options: Concordia Preferred PPO plans provide in-network and out-of-network benefits. Concordia Flex Traditional PPO plans provide the same coverage levels for in-network and out-of-network services. Both PPO products provide coverage for preventive, diagnostic, basic, major, and orthodontic services. Members can choose to receive services from any dentist but can save significantly when they see a network dentist. In addition, members can receive discounts on non-covered services from participating network dentists. Independence Blue Cross dental plans are administered by United Concordia, an independent company. For more information on dental plans and to find network dentists, please visit 2

4 IBC Vision Care Exclusive discounts through Visionworks retail centers High-quality designer and exclusive brands frames Eyeglass lenses Contact lenses Sunglasses Vision correction Vision care helps detect more serious medical conditions When your employees visit their vision provider, they are getting more than just their eyes checked. Eye exams can help detect more serious medical conditions like diabetes, hypertension, or heart disease. Vision benefits could help reduce your company s overall health care spending and increase employee productivity. Adding IBC Vision Care to your Blue Solutions Plus medical benefits will give you: Affordability: Low monthly premiums Easy implementation: Flexible administration and implementation process, plus a broad range of plans to select from Outstanding customer service: Available to answer your questions seven days a week 3

5 Access conveniently located providers IBC Vision Care is administered by Davis Vision, an independent company. The Davis Vision network includes more than 40,000 ophthalmologists, optometrists, and regional and national retailers, including Visionworks optical retail centers. 1 Visionworks retail centers are conveniently located across the Philadelphia five-county area and surrounding states. With IBC Vision Care, your employees can take advantage of: No frame limitations: They have the freedom to use their frame allowance at any network location, including Visionworks, toward any frame on the market today. Visionworks has highquality eyeglasses, designer frames, and a wide variety of contact lenses, reading glasses, and a specialty lenses at a great price. Fully covered designer brands: They can select any frame from the Exclusive Frame Collection of over 200 of the latest stylish, contemporary frames covered in full, or with a minimal copay. One-year warranty: Every frame or lens purchased at a participating provider is backed by an unconditional one-year breakage warranty for repair or replacement. Your employees get even more with IBC Vision Care: Contact lenses replacement: Davis Vision Contacts will ship replacement contact lenses or solution anywhere the same day, and employees are guaranteed low prices Vision correction discounts: Laser Vision Correction gives employees up to 25 percent off the participating provider s usual and customary fees, or 5 percent off any participating provider s advertised specials on laser vision correction services. 1. An affiliate of Independence Blue Cross has a financial interest in VisionWorks. 4

6 GeoBlue Travel Insurance International health insurance and assistance services Do you have employees who travel internationally? GeoBlue group health plans combine quality service with state-of-the-art mobile technology to cover the health care needs of expatriates, their families, and business travelers around the globe. GeoBlue plans to meet your global business travel needs GeoBlue offers two group plans: GeoBlue Expat and GeoBlue Traveler. Both plans are designed to provide your employees with coverage when and where they need it from trusted doctors and hospitals. GEOBLUE TRAVELER For 2+ employees traveling for up to 180 days GeoBlue Traveler provides group supplemental medical benefits and services for international business travelers. The plan also provides: Blanket coverage so that members won t have to submit and maintain member rosters Rich benefits covering everything from medical evacuation and hospitalization to treatment for an upset stomach Coverage for employees when they are outside their home country for up to 180 days GEOBLUE EXPAT For 2+ employees traveling for six months or more Combining comprehensive global benefits with a new generation of medical assistance services, GeoBlue Expat is designed for employees and their families when they live internationally for six months or more. Features include: Robust, international-focused wellness program Global coverage with no restrictions on the time a member can spend in the United States GeoBlue network outside the U.S. and BlueCard program in the U.S., Puerto Rico, and U.S. Virgin Islands Benefits covering everything from medical evacuation and hospitalization to chronic and maternity care Flexible coverage available for U.S. outbound or third country nationals Optional life and long-term disability insurance GeoBlue is the trade name of Worldwide Insurance Services, LLC, an independent licensee of the Blue Cross and Blue Shield Association. GeoBlue products are underwritten by 4 Ever Life Insurance Company, an independent licensee of the Blue Cross and Blue Shield Association. 5

7 Health coordinators help your employees travel with confidence With both plans, your employees benefit from a worldwide community of English-speaking, Western-trained physicians and 24/7 conciergelevel assistance. Members can travel with confidence, knowing an experienced GeoBlue global health coordinator will: Help locate a doctor and schedule appointments Guarantee payments for cashless access to care Arrange for any necessary follow-up treatment Provide reliable expertise and rapid response to deliver these services worldwide Take care of employees around the world Learn about GeoBlue health insurance and support services. Contact your Independence Blue Cross account executive or visit Personal Solutions for global health enriches your employees benefits Personal Solutions from GeoBlue includes concierge-level services provided by a global health coordinator, as well as: Chronic care and maternity support Informed medical choice consultation Assistance in translating medications and medical terms Daily alerts detailing the latest security and health risks in your employees destination Personal Solutions also provides innovative mobile and online tools that empower employees to decide what level of care to seek and to quickly identify the best and most convenient options for them. Your employees can download the GeoBlue mobile app, which allows them to conveniently access the best local doctors, hospitals, and resources anywhere in the world. Users can: Search for a physician, dentist, or specialist using GPS technology Request an appointment Arrange direct billing to secure cashless access to care Find generic and brand medications Translate medical terms and phrases for symptoms and situations Display an ID card or fax a copy directly to a provider s office All they have to do is register on download the GeoBlue app on their smartphone from the app store, and log in with the address and password created when they register on the website. 6

8 Help your employees find a balanced approach to well-being GeoBlue provides a global Employee Assistance Program (EAP) that helps expatriates work towards a balanced approach to well-being. Before a work or life issue becomes a larger problem, or for support when facing difficulties, employees can contact an EAP counselor, who is ready to assist with issues, such as: Improving family communication Balancing work and home life Managing life changes Surviving the loss of a loved one Managing anxiety and depression Handling stress and managing workplace pressure Substance abuse Bullying and harassment Couples support Parenting Caring for an elder Referrals to local resources, including attorneys and financial professionals Global Wellness Coaches take your employees health to the next level GeoBlue Wellness Coaches trained by the Mayo Clinic help your employees assess their current levels of wellness and set achievable health goals. A Wellness Coach can help your employees with challenging areas like: Weight loss Healthy eating Exercise and physical activity Quitting smoking Stress management Adopting a healthier lifestyle The Wellness Coaching program includes up to five phone sessions, and participants and family members can access this service any time, day or night. Contact your IBC account executive or independent broker for more information about adding Specialty Services to your Blue Solutions Plus medical benefits. Please visit us at ibx.com/specialtyservices Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association /15

Blue Solutions Specialty Services

Blue Solutions Specialty Services Blue Solutions Specialty Services For small employers Offer your employees the most comprehensive benefits package Adult Dental Plans Accident & Critical Illness Insurance Global Travel Insurance ibx.com/bluesolutions

More information

Health plans. and Services. for the Global Traveler

Health plans. and Services. for the Global Traveler Health plans and Services for the Global Traveler GeoBlue SM is a leader and innovator serving the needs of world travelers. GeoBlue group health plans combine unsurpassed service with state-of-the-art

More information

LEARN. Your guide to health insurance

LEARN. Your guide to health insurance LEARN Your guide to health insurance Table of Contents Why health insurance is important...1 How the Affordable Care Act affects you...2 See if you may qualify for a subsidy...4 Types of health plans...6

More information

Your Independence Blue Cross. 2016 Blue Solutions Renewal Guide. For small employers

Your Independence Blue Cross. 2016 Blue Solutions Renewal Guide. For small employers Your Independence Blue Cross 2016 Blue Solutions Renewal Guide For small employers Table of Contents Get ready to renew your health plan 3 Two ways to offer plans 4 Blue Solutions Web-based Blue Solutions

More information

Your Guide to GeoBlue Expat

Your Guide to GeoBlue Expat New York University Abu Dhabi Your Guide to GeoBlue Expat Welcome to GeoBlue, a program designed to keep you safe and healthy as you travel the world. Your GeoBlue Expat health insurance plan features

More information

Healthier Smiles, Clearer Vision

Healthier Smiles, Clearer Vision Healthier Smiles, Clearer Vision Horizon Dental and Horizon Vision Plans for Individuals and Families HorizonBlue.com Since 1932, Horizon Blue Cross Blue Shield of New Jersey has been providing protection

More information

2015 Health Plans. 2-50 Employees. Platinum Gold Silver Bronze

2015 Health Plans. 2-50 Employees. Platinum Gold Silver Bronze 2015 Health Plans 2-50 Employees Platinum Gold Silver Bronze Table of contents Blue Solutions for small business employers 1 Your 2015 Blue Solutions plan guide 2 What s new and important for 2015 3 Flexible

More information

2016 Blue Solutions Health Plans

2016 Blue Solutions Health Plans 2016 Blue Solutions Health Plans For small employers Platinum Gold Silver Bronze Table of contents How Blue Solutions works for you... 1 Your guide to Blue Solutions plans... 2 What s new for 2016... 3

More information

Your Guide To Health Insurance Networks, Plans, and Programs - Large Group

Your Guide To Health Insurance Networks, Plans, and Programs - Large Group Your Guide To Health Insurance Networks, Plans, and Programs - Large Group AmeriHealth New Jersey and Large Groups AmeriHealth New Jersey is the only health insurer focused solely on the state of New Jersey.

More information

Benefits strength in numbers Aetna International Expat Trust*

Benefits strength in numbers Aetna International Expat Trust* Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Benefits strength in numbers Aetna International Expat Trust* www.aetnainternational.com * Companies must have

More information

Anthem Extras Packages

Anthem Extras Packages Anthem Extras Packages Dental, Vision and more Virginia benefits that complement your Medicare Supplement plan Packaged benefits better together Healthy teeth and eyes help contribute to your overall well-being.

More information

Blue Student Health SM. Bryn Mawr College. International Program

Blue Student Health SM. Bryn Mawr College. International Program Blue Student Health SM Bryn Mawr College International Program Why choose Blue Student Health? National and international coverage 24/7 nurse helpline Care coordination with your student health center

More information

Find the plan that s right for you

Find the plan that s right for you Take a glance at what our plans have to offer Plans at a glance for s and families Effective January 1, 2014 Find the plan that s right for you Our easy-to-understand plans offer comprehensive benefits

More information

TEMPLE UNIVERSITY 1199C & PTEA PART TIME EMPLOYEES BENEFITS SUMMARY

TEMPLE UNIVERSITY 1199C & PTEA PART TIME EMPLOYEES BENEFITS SUMMARY TEMPLE UNIVERSITY 1199C & PTEA PART TIME EMPLOYEES BENEFITS SUMMARY E-Class 51,96,9C, Part-Time July, 2010 1199C & PTEA BENEFIT SUMMARY INDEX Health Insurance Options... 2 Personal Choice Plan... 3 Keystone

More information

Coverage Comparison Chart

Coverage Comparison Chart Coverage Comparison Chart Premera Blue Cross $500 Deductible/$1000 Deductible/CDHP Deductible PPO Plans $500-Deductible PPO Alaska Plan $1,000-Deductible PPO Alaska Plan CDHP $1,500-Deductible HSA-qualifed

More information

Individual and Family Plans

Individual and Family Plans Effective: January 1, 2015 Individual and Family Plans find a plan that fits you live by your own plan a plan for your life Everyone s needs are unique, and it s important to find a plan that best fits

More information

Dental and vision coverage for your total health

Dental and vision coverage for your total health Dental and vision coverage for your total health The mouth and eyes are important parts of your body, and your health. Regular dental and vision checkups can help nd early warning signs of disease. So

More information

LEARN. Your guide to health insurance. How to choose the best plan for you and your family

LEARN. Your guide to health insurance. How to choose the best plan for you and your family LEARN Your guide to health insurance How to choose the best plan for you and your family Table of Contents Understanding health insurance...1 Health care law and you...2 Health insurance basics...4 Why

More information

TEMPLE UNIVERSITY 1199C & PTEA PART TIME EMPLOYEES BENEFITS SUMMARY

TEMPLE UNIVERSITY 1199C & PTEA PART TIME EMPLOYEES BENEFITS SUMMARY TEMPLE UNIVERSITY 1199C & PTEA PART TIME EMPLOYEES BENEFITS SUMMARY E-Class 51, 96, 9C, Part-time July 2015 1199C & PTEA BENEFIT SUMMARY INDEX Health Insurance Options... 2 Personal Choice Plan... 3 Keystone

More information

Dental and Vision Plan Information for OSU/A&M System Employees

Dental and Vision Plan Information for OSU/A&M System Employees Employee Benefit Options Guide Plan Year 2016 January 1 through December 31, 2016 Dental and Vision Plan Information for OSU/A&M System Employees www.sib.ok.gov Oklahoma State University/A&M System Monthly

More information

Take control of your total health with the right vision and dental coverage

Take control of your total health with the right vision and dental coverage Take control of your total health with the right vision and dental coverage The mouth and eyes are important parts of your body and your health. Regular dental and vision checkups can help find early warning

More information

... for your interest in a Medicare Supplement plan from Blue Cross and Blue Shield of Georgia.

... for your interest in a Medicare Supplement plan from Blue Cross and Blue Shield of Georgia. Thank you...... for your interest in a Medicare Supplement plan from Blue Cross and Blue Shield of Georgia. With a Medicare Supplement plan, you can have peace of mind knowing you have reliable coverage

More information

The Right Choice for Small Employers. Carolina ADVANTAGE

The Right Choice for Small Employers. Carolina ADVANTAGE The Right Choice for Small Employers Carolina ADVANTAGE CarolinaADVANTAGE Small-business owners make big decisions every day to keep their businesses growing. Deciding on whether or not to offer affordable

More information

Self-Insured Schools of California: Schools Helping Schools

Self-Insured Schools of California: Schools Helping Schools Self-Insured Schools of California: Schools Helping Schools FOUNDATION SISC PPO PLAN Administered by Blue Shield of California 2014/2015 Enrollment Guide Blue Shield of California is proud to be the benefit

More information

OUTLINE OF COVERAGE HEALTH NET LIFE INSURANCE COMPANY INDIVIDUAL MEDICARE SUPPLEMENT OPTIONAL SUPPLEMENTAL BENEFITS GUIDE

OUTLINE OF COVERAGE HEALTH NET LIFE INSURANCE COMPANY INDIVIDUAL MEDICARE SUPPLEMENT OPTIONAL SUPPLEMENTAL BENEFITS GUIDE OUTLINE OF COVERAGE HEALTH NET LIFE INSURANCE COMPANY INDIVIDUAL MEDICARE SUPPLEMENT OPTIONAL SUPPLEMENTAL BENEFITS GUIDE Health Net Life Insurance Company Individual Medicare Supplement plans provides

More information

HEALTH CARE BENEFIT HIGHLIGHTS

HEALTH CARE BENEFIT HIGHLIGHTS HEALTH CARE BENEFIT HIGHLIGHTS Dear UAW Trust Member, ADDENDUM TO THE BENEFIT HIGHLIGHTS, SCHEDULE OF BENEFITS, AND SUMMARY PLAN DESCRIPTION PREVIOUSLY PUBLISHED. 2015 The UAW Retiree Medical Benefits

More information

Thank you... for your interest in our Medicare Supplement insurance plans.

Thank you... for your interest in our Medicare Supplement insurance plans. Thank you... for your interest in our Medicare Supplement insurance plans. They ll help you stay healthy and keep medical costs down. You get an added layer of peace of mind through benefits such as these:

More information

Specialty Benefit Solutions Member Benefits Guide

Specialty Benefit Solutions Member Benefits Guide Specialty Benefit Solutions Member Benefits Guide Understanding your Specialty Benefit Solutions (SBS) ID card Your personal Member ID card contains valuable information for utilizing your Specialty Benefit

More information

Self-Insured Schools of California: Schools Helping Schools

Self-Insured Schools of California: Schools Helping Schools Self-Insured Schools of California: Schools Helping Schools FOUNDATION SISC PPO (HSA Eligible) PLAN Administered by Blue Shield of California 2014/2015 Enrollment Guide Blue Shield of California is proud

More information

2015 HEALTH INSURANCE OPTIONS

2015 HEALTH INSURANCE OPTIONS INSURANCE PLUS Rose Gagliardi 15 West Main Street President Oyster Bay, NY 11771 516-922-1200 / 212-268-4473 516-922-2801 fax rose@insuranceplusny.com www.insuranceplusny.com September 16, 2015 2015 HEALTH

More information

DECISION GUIDE. 2015 Regence Medicare Advantage PPO Plans

DECISION GUIDE. 2015 Regence Medicare Advantage PPO Plans DECISION GUIDE 2015 Regence Medicare Advantage PPO Plans Regence BlueShield serves select counties in the state of Washington and is an Independent Licensee of the Blue Cross and Blue Shield Association

More information

Federal Employees Dental and Vision Insurance Program

Federal Employees Dental and Vision Insurance Program Federal Employees Dental and Vision Insurance Program The Federal Employees Dental and Vision Insurance Program (FEDVIP) is a supplemental dental and vision program authorized by the Federal Employee Dental

More information

Affordable dental plan and package options for Medicare Supplement plan members

Affordable dental plan and package options for Medicare Supplement plan members Affordable dental plan and package options for Medicare Supplement plan members Last updated: November 2014 Blue Shield of California rates effective: August 1, 2014 Something to smile about Make the choice,

More information

Vision Service Plan (VSP)

Vision Service Plan (VSP) Vision Service Plan doctors take the time to get to know you and your eyes. Through a WellVision Exam, our doctors look for more than just vision problems. They can detect signs of serious health conditions

More information

Employee Benefits Summary. Plan Year 2014/15

Employee Benefits Summary. Plan Year 2014/15 Employee Benefits Summary Plan Year 2014/15 WELCOME -3- Mount Ida College offers a competitive benefits package to all eligible faculty and staff. The following is a summary of the benefit plans offered.

More information

getwell Bridge the gap between your health plan and your wallet

getwell Bridge the gap between your health plan and your wallet getwell SM by SureBridge getmore Discount Services Bridge the gap between your health plan and your wallet $10/mo GetMore helps you fight the rising cost of health care by helping you receive quality health-related

More information

GROUP MEDICARE. supplement plans

GROUP MEDICARE. supplement plans 2016 GROUP MEDICARE supplement plans Create a Healthier Organization Your employees are your organization s most valuable asset. As they retire, you want to show your commitment to them and manage health

More information

Exciting changes to your Independence Blue Cross health coverage.

Exciting changes to your Independence Blue Cross health coverage. 1901 Market Street Philadelphia, PA 19103-1480 PRESORTED FIRST-CLASS MAIL U.S. POSTAGE PAID PERMIT NO. 1308 SOUTHEASTERN, PA Exciting changes to your Independence Blue Cross health coverage. See inside

More information

Aetna Affordable Health Choices SM Plan Brochure

Aetna Affordable Health Choices SM Plan Brochure Aetna Affordable Health Choices SM Plan Brochure CoWorx Staffing Services, LLC Affordable Premiums Family Coverage Available Enroll Today! Call SRC toll-free at 1-888-772-9682 Monday-Friday, 8 a.m. to

More information

Health Plans That Work for You

Health Plans That Work for You Health Plans That Work for You Blue Cross offers a variety of high-quality, affordable health plan options to fit your employees needs and your bottom line. VantageBlue Ideal if you re looking for: Traditional

More information

Thank you... ... for your interest in a Medicare Supplement plan from Anthem Blue Cross.

Thank you... ... for your interest in a Medicare Supplement plan from Anthem Blue Cross. Thank you...... for your interest in a Medicare Supplement plan from Anthem Blue Cross. With a Medicare Supplement plan, you can have peace of mind knowing you have reliable coverage from a trusted company.

More information

Oxford Benefit Management (OBM) Member Benefi ts Guide

Oxford Benefit Management (OBM) Member Benefi ts Guide Oxford Benefit Management (OBM) Member Benefi ts Guide 84269_M52327.indd 1 Table of contents Welcome to Oxford Benefi t Management (OBM)..................................... 1 Accessing Info.................................................................

More information

MICHIGAN PUBLIC SCHOOL EMPLOYEES RETIREMENT SYSTEM

MICHIGAN PUBLIC SCHOOL EMPLOYEES RETIREMENT SYSTEM MICHIGAN PUBLIC SCHOOL EMPLOYEES RETIREMENT SYSTEM 2015 Health Plan Seminar Medicare Plus Blue is a PPO plan with a Medicare contract. Enrollment in Medicare Plus Blue depends on contract renewal. H9572_S_15MPSERSSem

More information

IMRF-endorsed health insurance programs

IMRF-endorsed health insurance programs IMRF-endorsed health insurance programs Read this booklet for information on choosing a health care plan endorsed by the IMRF Board of Trustees. This booklet also includes information about: Medicare Part

More information

Self-Insured Schools of California: SISC PPO

Self-Insured Schools of California: SISC PPO Helping SISC III SELF-INSURED SCHOOLS OF CALIFORNIA Self-Insured of California: Helping SISC PPO Administered by Blue Shield of California 2013/2014 Enrollment Guide Blue Shield of California is proud

More information

dental plans for employees and their families

dental plans for employees and their families dental plans for employees and their families Dental exams can detect serious illnesses Dental coverage isn t just about a nicer smile. Better overall health begins with routine oral exams, which help

More information

Lumenos HIA Lumenos HIA Plus. Getting healthy. Staying healthy. And saving money while you do it.

Lumenos HIA Lumenos HIA Plus. Getting healthy. Staying healthy. And saving money while you do it. A consumer-driven health plan designed to help individuals and families control their out-of-pocket health expenses Getting healthy. Staying healthy. And saving money while you do it. MCEBR550A (3/09)

More information

Student health plans from HTH Worldwide. The leader in health plans and services for study abroad programs and international students in the U.S.

Student health plans from HTH Worldwide. The leader in health plans and services for study abroad programs and international students in the U.S. Student health plans from HTH Worldwide The leader in health plans and services for study abroad programs and international students in the U.S. Our mission is to serve the international education community

More information

Self-Insured Schools of California: SISC PPO (HSA Eligible)

Self-Insured Schools of California: SISC PPO (HSA Eligible) Helping SISC III SELF-INSURED SCHOOLS OF CALIFORNIA Self-Insured of California: Helping SISC PPO (HSA Eligible) Administered by Blue Shield of California 2013/2014 Enrollment Guide Blue Shield of California

More information

Delta Dental Individual and Family

Delta Dental Individual and Family Delta Dental Individual and Family for the Arkansas Retired Teachers Association DENTAL AND VISION PLANS AT A PRICE THAT WILL MAKE YOU SMILE. WHY DENTAL INSURANCE? To improve your health People with dental

More information

Individual Health Insurance A Family of Plans Designed Around Your Needs

Individual Health Insurance A Family of Plans Designed Around Your Needs Individual Health Insurance A Family of Plans Designed Around Your Needs All for You - trusted, reliable, affordable health insurance for you and your loved ones For over 70 years, Blue Cross and Blue

More information

dental plans and term life insurance coverage

dental plans and term life insurance coverage dental plans and term life insurance coverage Dental coverage Complete your Blue Shield health coverage with an affordable dental plan. Did you know that more than 90% of all common diseases have oral

More information

DentalEssentials. Dental insurance for individuals and families

DentalEssentials. Dental insurance for individuals and families DentalEssentials Dental insurance for individuals and families Regular dental care is an important part of an overall healthy lifestyle Unfortunately, the cost of dental treatment, coupled with the lack

More information

Employ Benefits 2015

Employ Benefits 2015 Employ Benefits 2015 Employ Benefits As a health care organization, we understand the importance of personal wellness. In fact, the richness and diversity of our benefits helped us become Modern Healthcare

More information

It pays to be healthy. COVA HealthAware

It pays to be healthy. COVA HealthAware It pays to be healthy. COVA HealthAware Presented by the Commonwealth of Virginia www.covahealthaware.com 00.02.434.1 (4/13) COVA HealthAware is a new plan option from the Commonwealth of Virginia. This

More information

Your Guide to Health Insurance Learn how to choose the best health plan

Your Guide to Health Insurance Learn how to choose the best health plan Your Guide to Health Insurance Learn how to choose the best health plan Subsidy Welcome Thank you for considering AmeriHealth New Jersey as your health insurer. We know the importance of having quality

More information

Cornerstone Benefits Highlights. MEDICAL DENTAL VISION and MORE

Cornerstone Benefits Highlights. MEDICAL DENTAL VISION and MORE Cornerstone Benefits Highlights 015 MEDICAL DENTAL VISION and MORE Welcome to Your 2015 Cornerstone Benefit Guide Your Benefits Package As a Cornerstone employee, you are eligible for a number of great

More information

Benefits Highlights. Health Care Disability Benefits Retirement Life & Other Insurance Programs Work & Family and Other GE Benefits

Benefits Highlights. Health Care Disability Benefits Retirement Life & Other Insurance Programs Work & Family and Other GE Benefits Benefits Highlights Health Care Disability Benefits Retirement Life & Other Insurance Programs Work & Family and Other GE Benefits GE Benefits: Adding value beyond your paycheck The Company offers a wide

More information

CHI Mercy Medical Center revised as of 1/1/15 CHI. Benefits at a Glance. Healthy CHI SPIRIT. Physical and financial health and wellness

CHI Mercy Medical Center revised as of 1/1/15 CHI. Benefits at a Glance. Healthy CHI SPIRIT. Physical and financial health and wellness CHI Mercy Medical Center revised as of 1/1/15 CHI Benefits at a Glance CHI Healthy SPIRIT Physical and financial health and wellness SM Our mission to create healthier communities extends to our own workplace.

More information

2 Medical Health Insurance Plans Dental Plan Option Vision Plan Option

2 Medical Health Insurance Plans Dental Plan Option Vision Plan Option STUDENT OSTEOPATHIC MEDICAL ASSOCIATION 2013-2014 SCHOOL YEAR PLAN SUMMARIES COLLEGE HEALTH INSURANCE PROGRAM 2 Medical Health Insurance Plans Dental Plan Option Vision Plan Option The 2013-2014 complete

More information

Dental, vision, and life insurance plans. a complete plan is a better plan. find a plan that fits you. Individual and Family Plans

Dental, vision, and life insurance plans. a complete plan is a better plan. find a plan that fits you. Individual and Family Plans Effective: January 1, 2016 Individual and Family Plans Dental, vision, and life insurance plans find a plan that fits you a complete plan is a better plan Blue Shield offers more than just medical coverage.

More information

2016 Health insurance plans

2016 Health insurance plans 2016 Health insurance plans CHOOSE Find out if you may be eligible for financial help Compare plans and choose the best one for you Learn how you can get the most out of your membership Table of contents

More information

Save money on your dental & vision care!

Save money on your dental & vision care! Save money on your dental & vision care! Your dental and vision health is important, but can often be expensive. With the Compass Rose Discount Dental and Vision Plan, provided FREE to Compass Rose Health

More information

Anthem BCBS PPO 80/60. Network Out-of-Network Network Out-of-Network Network Out-of-Network $1,750 per person. $2,500 per person $5,000 per family

Anthem BCBS PPO 80/60. Network Out-of-Network Network Out-of-Network Network Out-of-Network $1,750 per person. $2,500 per person $5,000 per family Plan PPO 90/70 PPO 80/60 PPO 75/50 Annual Medical Deductible Network Out-of-Network Network Out-of-Network Network Out-of-Network $250 per person $500 per person $500 per person $1,000 per person $900

More information

Self-Insured Schools of California:

Self-Insured Schools of California: Helping SISC III SELF-INSURED SCHOOLS OF CALIFORNIA Self-Insured of California: Helping Access+ HMO SaveNet 2013/2014 Enrollment Guide Blue Shield of California offers health benefits to school districts

More information

Can high-quality health plans cost less?

Can high-quality health plans cost less? Can high-quality health plans cost less? HorizonBlue.com Your Plan Decision Guide For 2016 Individual & Family Health Insurance Coverage Why choose Horizon Blue Cross Blue Shield of New Jersey? Largest

More information

Benefits Quick Reference Guide GRADUATE STUDENT EMPLOYEES

Benefits Quick Reference Guide GRADUATE STUDENT EMPLOYEES 2016 Benefits Quick Reference Guide GRADUATE STUDENT EMPLOYEES About This Quick Reference Guide This Benefits Quick Reference Guide provides you an at-a-glance view of your comprehensive benefits package,

More information

It Pays to Think Ahead. 2014 Benefit Summary

It Pays to Think Ahead. 2014 Benefit Summary It Pays to Think Ahead. 2014 Benefit Summary Benefits Overview Aurora Public Schools is proud to offer a comprehensive benefits package to eligible employees. The complete benefit package is briefly summarized

More information

2014 New York Small Group (1-50) Health Plan Portfolio (Oxford Product Offerings) Robust Benefits, Broad Network, Innovative Online Tools

2014 New York Small Group (1-50) Health Plan Portfolio (Oxford Product Offerings) Robust Benefits, Broad Network, Innovative Online Tools 2014 New York Small Group (1-50) Health Plan Portfolio ( Product Offerings) Robust Benefits, Broad Network, Innovative Online Tools Offering a variety of plan designs, ranging from open access to primary

More information

2015 New Jersey Small Group (1-50) Health Plan Portfolio (Oxford Product Offerings) Robust Benefits, Broad Network, Innovative Online Tools

2015 New Jersey Small Group (1-50) Health Plan Portfolio (Oxford Product Offerings) Robust Benefits, Broad Network, Innovative Online Tools 2015 New Jersey Small Group (1-50) Health Plan Portfolio (Oxford Product Offerings) Robust Benefits, Broad Network, Innovative Online Tools Offering a variety of plan designs, ranging from open access

More information

Solutions. Quality Service Plan Choice Value-Added Programs. for small business.

Solutions. Quality Service Plan Choice Value-Added Programs. for small business. Solutions Quality Service Plan Choice Value-Added Programs for small business. How does a small business attract and keep talented workers? One of the most important and attractive employee benefits an

More information

Benefit Program Summary

Benefit Program Summary Benefit Program Summary The Cleveland Clinic is comprised of ten of Northeast Ohio s most prestigious hospitals and offers its employees career opportunities in state-of-the-art facilities that cover the

More information

2016 Retiree Open Enrollment Benefits Briefing Non Medicare

2016 Retiree Open Enrollment Benefits Briefing Non Medicare 2016 Retiree Open Enrollment Benefits Briefing Non Medicare October 28: Bankhead Theater, Livermore October 29: The Grand Theater, Tracy LLNL-PRES-678554 This work was performed under the auspices of the

More information

Individual Dental Insurance

Individual Dental Insurance Individual Dental Insurance From Delta Dental of Wisconsin Be your own individual with dental plans from the most trusted name in dental benefits. Plan designs and rates subject to change without notice.

More information

2016 COPAY AND DEDUCTIBLE PLANS

2016 COPAY AND DEDUCTIBLE PLANS 2016 COPAY AND DEDUCTIBLE PLANS Health Insurance for Individuals & Families Welcome to PreferredOne PreferredOne.com Your Health, Your Choice, Many Options At PreferredOne, our name says it all you and

More information

2013-2014 Benefits Summary

2013-2014 Benefits Summary 2013-2014 Benefits Summary Welcome! Personal needs greatly influence the choices we make in our daily lives. This is true even in the selection of health, life and supplemental benefits. Aurobindo Pharma

More information

Caring for those who Care. A Look at the 2015 Benefits and Rewards of Being an HCR ManorCare Employee

Caring for those who Care. A Look at the 2015 Benefits and Rewards of Being an HCR ManorCare Employee Caring for those who Care A Look at the 2015 Benefits and Rewards of Being an HCR ManorCare Employee BENEFITS Your Wellness Matters HCR ManorCare s benefits are a shared investment in your health and well-being.

More information

1-877-COVER ME. If you have any questions, give us a call at (1-877-268-3763) The Complete Guide to Flexcare for Residents of Ontario

1-877-COVER ME. If you have any questions, give us a call at (1-877-268-3763) The Complete Guide to Flexcare for Residents of Ontario If you have any questions, give us a call at 1-877-COVER ME (1-877-268-3763) Flexcare is offered through Manulife Financial (The Manufacturers Life Insurance Company). Plans underwritten by The Manufacturers

More information

Take charge of your health.

Take charge of your health. Take charge of your health. Choose Aetna, Choose Affordable Coverage The information you need to choose quality and affordable health benefits and insurance coverage. 63.43.300.1 (1/11) HEALTH CARE REFORM

More information

Small Business Solutions

Small Business Solutions Small Business Solutions Dental Benefits and Insurance Plan Options Florida Dental benefits plans and dental insurance plans are offered, underwritten or administered by Aetna Life Insurance Company (Aetna).

More information

Key Advantage With Expanded Benefits Benefits Summary

Key Advantage With Expanded Benefits Benefits Summary Key Advantage With Expanded Benefits Benefits Summary Effective July 1, 2008 or October 1, 2008 Benefit Highlights How The Plan Works.......................................... 1 Summary Of Benefits..........................................

More information

Give your employees something they can all smile about.

Give your employees something they can all smile about. Give your employees something they can all smile about. Capital Advantage Insurance Company is giving everybody something to smile about with BlueCross Dental, the region s only Blue-branded dental plan.

More information

The Choice of Successful Businesses. 800.481.3380 info@armadacare.com www.armadacare.com/ultimatehealth

The Choice of Successful Businesses. 800.481.3380 info@armadacare.com www.armadacare.com/ultimatehealth The Choice of Successful Businesses 800.481.3380 info@armadacare.com www.armadacare.com/ultimatehealth Discover Ultimate Health Every type of company has a select group of individuals who are ultimately

More information

Open Enrollment Guide Seminarian Health Plans

Open Enrollment Guide Seminarian Health Plans Open Enrollment Guide Seminarian Health Plans Plan Year August 1, 2015 - July 31, 2016 The Episcopal Church Medical Trust Our Health, Our Members, Our Church Introduction The Episcopal Church Medical Trust

More information

Frequently Questioned Services

Frequently Questioned Services Frequently Questioned Services This chart lists items the Office of Personnel Management often receives inquiries on as to how, or if, the items are covered under our benefit Programs. Links to Program

More information

Through It All. Health Coverage for Individuals and Families. Plans that fit every need, lifestyle and budget. 800-531-4456 bcbstx.

Through It All. Health Coverage for Individuals and Families. Plans that fit every need, lifestyle and budget. 800-531-4456 bcbstx. Health Coverage for Individuals and Families Plans that fit every need, lifestyle and budget. Through It All. 800-531-4456 bcbstx.com SM Call 800-531-4456, visit bcbstx.com, or contact an independent Blue

More information

Medicare Supplement plans at a glance

Medicare Supplement plans at a glance Medicare Supplement plans at a glance Medicare Supplement plan information is effective as of January 1, 2013 S2468_12_249A CMS Accepted 09032012 blueshieldca.com/findamedicareplan Use this brochure to:

More information

2013 IBM Health Benefit Comparison Charts

2013 IBM Health Benefit Comparison Charts 203 IBM Health Benefit Comparison Charts for IBM Active Employees These Health Benefit Comparison Charts provide a summary overview of the coverage available for medical services, mental health/substance

More information

Canon Anthem/GeoBlue U.S.A. Plan

Canon Anthem/GeoBlue U.S.A. Plan Canon Anthem/GeoBlue U.S.A. Plan Welcome to GeoBlue The Anthem/GeoBlue U.S.A. Plan includes access to the Blue Cross and Blue Shield provider network within the U.S. Your coverage features a full range

More information

PPO. Participating Provider Option. Your Guide to the National Participating Provider Option Plan. Blue Cross and Blue Shield

PPO. Participating Provider Option. Your Guide to the National Participating Provider Option Plan. Blue Cross and Blue Shield PPO Participating Provider Option Your Guide to the National Participating Provider Option Plan Blue Cross and Blue Shield Contents PPO Gives You Choices.......................................1 Benefits

More information

The exclusive prescription, dental and health discounts program free to NACo member counties

The exclusive prescription, dental and health discounts program free to NACo member counties The exclusive prescription, dental and health discounts program free to NACo member counties Live Healthy the discount program that puts wellness and people first Going the extra mile for your county s

More information

2015 PLAN YEAR BENEFITS FOR YOU AND YOUR FAMILY

2015 PLAN YEAR BENEFITS FOR YOU AND YOUR FAMILY 2015 PLAN YEAR BENEFITS FOR YOU AND YOUR FAMILY 1 Dear Fellow Employee, CPSI, the parent company of Evident and TruBridge, is dedicated to providing a comprehensive and competitive benefits package for

More information

The BlueCard Program T H E W O R L D W E V E G O T Y O U C O V E R E D. www.bluekc.com

The BlueCard Program T H E W O R L D W E V E G O T Y O U C O V E R E D. www.bluekc.com The BlueCard Program ACROSS THE COUNTRY AND AROUND T H E W O R L D W E V E G O T Y O U C O V E R E D As a Blue KC member, you have more freedom to choose the doctors and hospitals that best suit you and

More information

Individual Health Insurance

Individual Health Insurance Individual Health Insurance Plans with a Wide Range of Options to Fit Your Budget Apply Today! Call us toll-free at 1-866-445-1396 Visit us on the web at bcbsnm.com Contact your authorized independent

More information

Veterans Affairs Dental Insurance Program (VADIP)

Veterans Affairs Dental Insurance Program (VADIP) Veterans Affairs Dental Insurance Program (VADIP) Official Plan for the Department of Veteran Affairs Dental Insurance Program L1214401379[exp0216][All States][DC,GU,MP,PR,VI] What is Veteran Affairs Dental

More information

Solutions. Ancillary. Product

Solutions. Ancillary. Product 2015 Ancillary Product Solutions 31SN0184 R11/14 Blue Cross and Blue Shield of Louisiana is incorporated as Louisiana Health Service & Indemnity Company and an independent licensee of the Blue Cross and

More information

Blue Cross and Blue Shield of Louisiana Multi-State Plan

Blue Cross and Blue Shield of Louisiana Multi-State Plan Blue Cross and Blue Shield of Louisiana Multi-State Plan High-Quality, Affordable Health Insurance Options for Louisiana Residents Blue Cross and Blue Shield of Louisiana is a Qualified Health Plan Issuer

More information

2016 Dental Direct Plans Blue Cross Dental

2016 Dental Direct Plans Blue Cross Dental 2016 Dental Direct Plans Blue Cross Dental 1 Relax we can help you choose the dental plan that s right for you. First, we want to say thanks for considering Blue Cross Dental Direct! For more than 35 years,

More information

HDHP/HSA. $3,000 per person $6,000 per family (deductible includes medical & prescriptions) $7,000 per person $13,000 per family

HDHP/HSA. $3,000 per person $6,000 per family (deductible includes medical & prescriptions) $7,000 per person $13,000 per family Plan Aetna Select EPO BCBS PPO 90/70 BCBS HDHP/HSA High Option EPO EPO 80 Choice Choice Plus 80/60 Annual Medical Deductible Annual Out-of-Pocket Maximum (includes deductible) Network Only Network Out-of-Network

More information

Regence Medicare Advantage PPO Plans. Regence BlueCross BlueShield of Oregon is an Independent Licensee of the Blue Cross and Blue Shield Association

Regence Medicare Advantage PPO Plans. Regence BlueCross BlueShield of Oregon is an Independent Licensee of the Blue Cross and Blue Shield Association DECISION GUIDE 2015 Medicare Advantage PPO Plans BlueCross BlueShield of Oregon is an Independent Licensee of the Blue Cross and Blue Shield Association Y0062_07978 Approved OR PPO 2015 GET STARTED READ.

More information