2 Dear Reader: Presented herewith is the Annual Gaming Report pursuant to Section 56 of the Gaming Control Act for the year ending March 31, The Annual Gaming Report covers the activities of the Alcohol and Gaming Division relative to the gaming industry during the 2012/2013 fiscal year, and explains its working mandate received from my responsibility pursuant to Part II of the Gaming Control Act for "regulating casinos and other lottery schemes and for administering this Part in the public interest and in accordance with the principles of honesty and integrity." Yours truly, Honourable John M Donell ac Minister of Service Nova Scotia and Municipal Relations
3 ALCOHOL AND GAMING DIVISION 3 TABLE OF CONTENTS TABLE OF CONTENTS...3 ABOUT THE DIVISION...4 Mandate...4 Workforce....4 CORE FUNCTIONS...4 Registration and Licensing Investigation and Enforcement PROVINCIAL GAMING ACTIVITY Overview...8 Fiscal Year 2012/ Video Lottery Terminals Casinos...14 ALC Lotteries Charitable Bingo Charitable Ticket Lotteries CANADIAN JURISDICTIONAL GAMING COMPARISON...24
4 4 ALCOHOL AND GAMING DIVISION ABOUT THE DIVISION Mandate Pursuant to Section 40 of the Gaming Control Act, the Minister of Service Nova Scotia and Municipal Relations is "responsible for regulating casinos and other lottery schemes and for administering this Part in the public interest and in accordance with the principles of honesty and integrity." On behalf of the Minister, the Alcohol and Gaming Division (the "Division") licenses and monitors the conduct of casinos, bingos, lotteries and other games of chance (except harness racing), to ensure that these games are carried out in the best social and economic interests of Nova Scotians. Workforce With its head office located in Dartmouth, and a regional office in Sydney, the Alcohol and Gaming Division maintains a workforce around the province. CORE FUNCTIONS Registration and Licensing Pursuant to the Gaming Control Act, the Nova Scotia Alcohol and Gaming Division registers individuals and companies who supply goods and services to regulated gaming activities. During the 2012/2013 fiscal year, the Division s registry consisted of a total of 143 casino gaming, casino non-gaming, and bingo suppliers, compared to a total of 126 in 2011/2012.
5 ALCOHOL AND GAMING DIVISION 5 The Division also conducts security checks on personnel related to the gaming industry, including all casino staff, employees of the Nova Scotia Provincial Lotteries and Casino Corporation and the Alcohol and Gaming Division. Different levels of security clearances are applied, depending on one s position in an organization or the type of service one provides (i.e., suppliers of actual gambling equipment are held to a higher degree of scrutiny than the suppliers of non-gaming related suppliers such as restaurant equipment). In 2012/2013, the Division conducted security checks on 201 new and 258 renewal casino employees, compared to 284 new and 248 renewal casino employees in 2011/2012. Furthermore, the Division conducted security checks on 15 ticket lottery suppliers to the Atlantic Lottery Corporation (ALC) in 2012/2013. The Alcohol and Gaming Division issues gaming licenses to organizations that raise funds for charitable purposes, including bingos, ticket lotteries (prize value over $500), and carnival games of chance. In addition, permits are issued for ticket lotteries with a prize value of less than $500. Licenses are issued in accordance with the provisions of the applicable regulations and policies, as established by the Alcohol and Gaming Division.
6 6 ALCOHOL AND GAMING DIVISION Gaming Registration Issuance 2012/ /2012 Casino Registrations Gaming supplier Non-gaming supplier - exemption Non-gaming supplier Casino employees Bingo Registrations Bingo supplier 5 4 ALC Registrations Lottery Equipment Suppliers TOTAL Series bingo and ticket lottery licenses are issued to organizations wishing to carry on a series of regular events. Single licenses are issued for individual events. Games of chance events include commercial carnivals, fun-night Monte Carlo events, and games conducted during annual fairs and exhibitions. Gaming License Active 2012/ /2012 Bingo (Series + Single + Manor) Ticket Lottery License 1,172 1,100 Ticket Lottery Permit 5,023 5,041 Break-open Games of chance/carnival TOTAL 6,892 6,777
7 ALCOHOL AND GAMING DIVISION 7 Investigation and Enforcement Investigation and Enforcement regularly inspects licensed premises to ensure that gaming activities comply with the applicable regulations. For example, video lottery play is checked for underage play and credit granting, and bingos are checked for such things as the proper use of bingo operating equipment. Furthermore, Investigation and Enforcement staff conduct inspections at the two casinos to ensure compliance with casino regulations and detailed internal control procedures. Investigation and Enforcement has a staff complement located throughout the province. The gaming analyst section of Investigation and Enforcement conducts regular as well as random testing of casino slot machine software to ensure each machine is compliant with the legislated minimum payout percentage, as well as other requirements. The Section also monitors payout percentages for video lottery terminals (VLTs) in liquor licensed premises in the province. Investigation and Enforcement is also responsible for reviewing and making recommendations with respect to all approval requests from the casino operator pertaining to: casino surveillance and security systems; permitted games of chance played in casinos; Rules of Play; and slot machine installations, modifications, removals and relocations.
8 8 ALCOHOL AND GAMING DIVISION PROVINCIAL GAMING ACTIVITY Overview The Nova Scotia Alcohol and Gaming Division is responsible for the regulation of legal gaming in this province. These gaming activities include video lottery terminals (VLTs), casinos, Atlantic Lottery Corporation (ALC) products, bingos and charitable ticket lotteries. For the purpose of measuring the volume of gaming activities on a consistent basis, the Alcohol and Gaming Division uses the wager as a base unit. This figure represents the amount of money actually wagered on each gaming activity before prizes are awarded, operating expenses are deducted, and other assorted expenditures are accounted for. The wager for each type of gaming activity is defined in the following manner: cash deposited when referring to VLTs; cash deposited and value of tickets inserted into casino slot machines plus the chips purchased for table games when referring to casinos; cash paid for the purchase of bingo cards when referring to bingo; and cash paid for the purchase of tickets when referring to ticket lotteries.
9 ALCOHOL AND GAMING DIVISION 9 Fiscal Year 2012/2013 Total gaming wager in the province decreased by 7.8 per cent in 2012/2013 to $1.306 billion, from $1.416 billion in 2011/2012. Prizes of $993 million in 2012/2013 were down from $1.08 billion in 2011/2012, and accounted for 76.1 per cent of the total wager. Net gaming revenue amounted to $312 million in 2012/2013, down 6.4 per cent from $334 million in 2011/2012. Total Wager By Gaming Activity ($ thousands) Change VLTs $579,753 $676, % Casinos 427, , % ALC Lotteries 214, , % Bingo 50,419 52, % Charitable Lotteries 34,590 34, % Total Wager $1,305,989 $1,416, % Prizes 993,445 1,082, % Net Revenue $312,544 $334, % The VLT wager decreased by 14.3 per cent, representing a decline of $97 million. Casino wager dropped 4.0 per cent, with $18 million less wagered this year. Bingo wager dropped 4.1 per cent, to $50.4 million in 2012/2013. Wagers for ALC lotteries rose 3.3 per cent to $214.0 million in 2012/2013, while wagers for charitable lotteries were unchanged at $34.6 million. The proportion of total wager accounted for by VLTs was 44.4 per cent in 2012/2013, down from 47.8 per cent in 2011/2012. The proportion of total wager for casinos increased to 32.7 per cent, from 31.4 per cent in 2011/2012. The proportion of total wager
10 10 ALCOHOL AND GAMING DIVISION spent on ALC lotteries represented 16.4 per cent of total wager, while bingos and charitable lotteries accounted for 3.9 and 2.6 per cent respectively. Provincial revenue from gaming decreased 15.4 per cent on a year over year basis, to $142.7 million in 2012/2013, compared to $168.7 million last year, and accounted for 10.9 per cent of the total wager. Commercial revenue fell 6.8 per cent to $72.6 million in 2012/2013, from $77.8 million in 2011/2012. Operating expenses increased 16.8 per cent to $71.0 million, from $60.8 million last year. At $26.3 million, charitable revenue was down 1.8 per cent from $26.8 million the year before.
11 ALCOHOL AND GAMING DIVISION 11 Total Wager Distribution ($ thousands) Change Total Wager $1,305,989 $1,416, % Prizes 993,445 1,082, % Net Revenue $312,544 $334, % Operating Expenses 70,983 60, % Commercial Revenue 72,556 77, % Charitable Revenue 26,287 26, % Provincial Revenue $142,718 $168, %
12 12 ALCOHOL AND GAMING DIVISION Video Lottery Terminals In 2012/2013, VLT wager dropped 14.3 per cent to $579.7 million, from $676.8 million in 2011/2012. The VLT wager accounted for 44.4 per cent of the total provincial gaming wager in 2012/2013, compared to 47.8 per cent the year before. Prize payouts from VLTs totalled $465.9 million in 2012/2013, a decrease of 13.7 per cent from the previous year, and represented 80.4 per cent of the total VLT wager. VLT Wager Distribution ($ thousands) Change Total Wager $579,753 $676, % Prizes 465, , % Net Revenue $113,872 $137, % Operating Expenses 21,242 20, % Commercial Revenue 17,268 20, % Charitable Revenue 3,886 4, % Provincial Revenue $71,476 $91, % At $3.9 million, charitable revenue from VLTs was down 20.2 per cent from the previous year. Similarly, commercial revenue decreased 13.9 per cent to $17.3 million, from $20.0 million in 2011/2012. During the same period, operating expenses rose 2.5 per cent to $21.2 million, from $20.7 million in 2011/2012. Provincial revenue from VLTs fell 21.9 per cent to $71.5 million in 2012/2013, compared to $91.5 million last year. Provincial revenue represented 12.3 per cent of total VLT wager in 2012/2013, compared to 13.5 per cent the year before.
13 ALCOHOL AND GAMING DIVISION 13
14 14 ALCOHOL AND GAMING DIVISION Casinos At $427.2 million, the wager at Nova Scotia s Halifax and Sydney casinos this year was down 4.0 per cent from $444.9 million in 2011/2012. Casino wager accounted for 32.7 per cent of the total provincial wager in 2012/2013, compared to 31.4 per cent the year before. Prize payouts at the casinos decreased 4.0 per cent to $354.9 million this year, representing 83.1 per cent of the total casino wager. Provincial revenue from casino operations dropped 28.1 per cent to $28.8 million in 2012/2013, from $40.1 million in 2012/2012. Last year, an increase in provincial revenue was primarily due to a one-time HST credit of $11.1 million, which had reduced expenses along with other operating costs in 2011/2012. Casino Wager Distribution ($ thousands) Change Total Wager $427,192 $444, % Prizes 354, , % Net Revenue $72,296 $75, % Operating Expenses 2,019 (8,734) % Commercial Revenue 41,461 43, % Provincial Revenue $28,816 $40, % Commercial revenue dropped 5.6 per cent on a year over year basis, to $41.5 million, while operating expenses fell per cent to $2.0 million from -$8.7 million last year.
15 ALCOHOL AND GAMING DIVISION 15 Casino Nova Scotia Halifax Sydney Wager ($ millions) $321.3 $334.5 $105.9 $110.4 Revenue to Province ($ millions) Gaming Floor Area (sq. ft.) $20.9 $30.2 $7.9 $9.9 34,000 34,000 11,100 11,100 Employees Visitors 939, , , ,296 Slot Machines Table Games
16 16 ALCOHOL AND GAMING DIVISION ALC Lotteries At $214.0 million, total wager for ALC lotteries increased 3.3 per cent in 2012/2013, from $207.3 million a year ago. ALC lotteries accounted for 16.4 per cent of the total provincial wager this year, a decrease from 14.6 per cent in 2011/2012. Prizes paid out for ALC lotteries in 2012/2013 increased to $119.1 million, from $117.5 million last year. Prizes represented 55.6 per cent of total ALC lotteries wager, compared to 56.7 per cent last year. ALC Lotteries Wager Distribution ($ thousands) Change Total Wager $214,035 $207, % Prizes 119, , % Net Revenue $94,944 $89, % Operating Expenses 39,780 40, % Commercial Revenue 13,827 13, % Charitable Revenue % Provincial Revenue $41,285 $35, % Operating expenses of $39.8 million for ALC lotteries in Nova Scotia in 2012/2013 were essentially unchanged $40.0 million in 2011/2012. Commercial revenue of $13.8 million in 2012/2013 was unchanged from last year. Revenue to charities decreased 46.9 per cent to $52 thousand in 2012/2013, from $98 thousand in 2011/2012. Provincial revenue from ALC lotteries rose 15.2 per cent to $41.3 million, from $35.8 million last year.
17 ALCOHOL AND GAMING DIVISION 17
18 18 ALCOHOL AND GAMING DIVISION Charitable Bingo Total charitable bingo wager decreased 4.1 per cent to $50.4 million in 2012/2013, from $52.6 million last year. Charitable revenue fell 7.4 per cent to $8.8 million, from $9.5 million last year. Bingo prizes amounted to $36.9 million in 2012/2013, and accounted for 73.2 per cent of the total charitable bingo wager. The prize value awarded this year was down 3.7 per cent from $38.3 million in 2011/2012. Charitable Bingo Wager Distribution ($ thousands) Change Total Wager $50,419 $52, % Prizes 36,893 38, % Net Revenue $13,526 $14, % Operating Expenses 3,953 3, % Charitable Revenue 8,787 9, % Provincial Revenue $786 $ % In the 2012/2013 fiscal year, financial reports were received from 210 bingo licensees, compared to 224 licensees in 2011/2012. In 2012/2013, 45.7 per cent of the 210 bingo licensees had gross receipts under $150,000, and generated 16.2 per cent of the total charitable bingo wager. Conversely, 20.0 per cent of charitable bingos had gross receipts exceeding $300,000, and yielded 53.0 per cent of the total charitable bingo wager.
19 ALCOHOL AND GAMING DIVISION 19 In 2012/2013, there were 34 media bingos (TV or radio bingo) that generated $7.5 million in wagers, compared to 36 media bingos last year with a total wager of $7.8 million. Charitable revenue from media bingos amounted to $2.7 million this year, down 5.3 per cent from $2.9 million in 2011/2012.
21 ALCOHOL AND GAMING DIVISION 21 Charitable Ticket Lotteries The wager on charitable ticket lotteries was $34.6 million in 2012/2013, unchanged from last year. Prizes awarded in charitable ticket lotteries decreased 2.6 per cent to $16.7 million in 2012/2013, and accounted for 48.2 per cent of total charitable ticket lotteries wager. Charitable revenue rose 10.3 per cent to $13.6 million this year, from $12.3 million in 2011/2012. Provincial revenue amounted to $355 thousand this year, down 2.7 per cent from $365 thousand last year. Charitable revenue represented 39.2 per cent of total charitable ticket lotteries wager, while the province realized 1.0 per cent. At $4.0 million, operating expenses for charitable ticket lotteries this year decreased 16.3 per cent from $4.8 million in 2011/2012. Operating expenses accounted for 11.5 per cent of the total charitable ticket lottery wager in 2012/2013, compared to 13.8 per cent last year. Charitable Lotteries Wager Distribution ($ thousands) Change Total Wager $34,590 $34, % Prizes 16,684 17, % Net Revenue $17,906 $17, % Operating Expenses 3,989 4, % Charitable Revenue 13,562 12, % Provincial Revenue $355 $ %
22 22 ALCOHOL AND GAMING DIVISION In 2012/2013, financial reports were received from 1,104 charitable ticket lottery licensees, compared to 1,040 last year. Of the 1,104 charitable ticket lotteries, 1,027 (93.0 per cent) reported ticket sales of $50 thousand or less. Conversely, 13 (1.2 per cent) ticket lotteries reported sales of over $300 thousand, totalling $22.2 million (64.3 per cent) of the total charitable ticket lotteries wager.
24 24 ALCOHOL AND GAMING DIVISION Province CANADIAN JURISDICTIONAL GAMING COMPARISON Agencies Involved Casinos VLTs Internet NL PE NS NB QC ON MB SK AB BC NT YT NU Service Newfoundland, Consumer Affairs Division Atlantic Lottery Corporation PEI Lotteries Commission Department of Environment, Labour and Justice, Consumer Services Division Atlantic Lottery Corporation Nova Scotia Alcohol and Gaming Division Nova Scotia Gaming Corporation Atlantic Lottery Corporation New Brunswick Gaming Control Branch NB Lotteries and Gaming Corporation Atlantic Lottery Corporation Régie des alcools, des courses et des jeux Loto-Québec Alcohol and Gaming Commission of Ontario Ontario Lottery and Gaming Corporation Manitoba Gaming Control Commission Manitoba Lotteries Corporation Saskatchewan Liquor and Gaming Authority Saskatchewan Gaming Corporation Saskatchewan Indian Gaming Authority Alberta Gaming and Liquor Commission Alberta Gaming Research Council BC Gaming Policy and Enforcement Branch British Columbia Lottery Corporation Consumer Services, Community Operations Department of Consumer Services, Consumer Services Branch Yukon Lottery Commission Department of Community and Government Services, Consumer Affairs Section U U U U U U U U U U U U U U U U U U U U U U U
25 Service Nova Scotia and Municipal Relations Alcohol and Gaming Division Halifax Torrington Place, 2nd floor 780 Windmill Road P.O. Box 545 Dartmouth NS B2Y 3Y8 Tel: (902) Toll Free: Fax: (902) Sydney 1030 Upper Prince Street, Suite 1 Sydney NS B1P 5P6 Tel: (902) Toll Free: Fax: (902)
Component of Statistics Canada Catalogue no. 75-001-X Perspectives on Labour and Income Article Gambling 2011 by Katherine Marshall September 23, 2011 Statistics Canada Statistique Canada Standard symbols
Canadian Gambling Digest - Prepared by the Responsible Gambling Council on behalf of the Canadian Partnership for Responsible Gambling. March 3st,. Canadian Gambling Digest 8-9 Introduction Table of Contents
Canadian Gambling Digest 213-214 Prepared by the Responsible Gambling Council on behalf of the Canadian Partnership for Responsible Gambling. August, 215. Canadian Gambling Digest 213-14 Introduction a
Problem and Responsible Gambling Strategy Proposal for Enhancement to Address Increasing Problem Gambling Needs in Alberta 2005 2006 Approved April 2005 (AADAC and AGLC Board) PROPOSAL FOR FUNDING Problem
2007 ADULT GAMBLING PREVALENCE STUDY 2007 Adult Gambling Prevalence Study ACKNOWLEDGEMENTS Crown copyright, Province of Nova Scotia, 2008 The 2007 Nova Scotia Adult Gambling Prevalence Study has benefited
Summary of CSLS Long Term Fiscal & Economic Projections 2014 to 2038 M ANITOBA B UREAU OF S TATISTICS RIGHT ANSWERS RIGHT NOW January 18, 2016 Summary of CSLS Long Term Fiscal & Economic Projections In
NATIONAL STUDY OF AUTOMOBILE INSURANCE RATES Third Release Atlantic Provinces 71 COMMUNITIES vs. British Columbia, Alberta Saskatchewan, Manitoba & Ontario 3,985,162 Auto Insurance Rates Compared October
Control and sale of alcoholic beverages, for the year ending March 31, 2013 Released at 8:30 a.m. Eastern time in The Daily, Thursday, April 10, 2014 Beer and liquor stores and agencies sold $21.4 billion
BINGO Contents A. Introduction B. Background C. Current Bingo Policies D. Current Situation Assessment E. Landscape of Other Provincial Bingo Programs F. Summary of Findings Public Views and Stakeholder
Control and sale of alcoholic beverages, for the year ending March 31, 2012 Released at 8:30 a.m. Eastern time in The Daily, Thursday, April 11, 2013 Beer and liquor stores and agencies sold $20.9 billion
Tel: (902) 424-8915 Fax: (902) 424-0648 March 23, 2006 The Honourable Carolyn Bolivar-Getson Minister of Environment and Labour P.O. Box 697 HALIFAX, NS B3J 2T8 Dear Madam: Pursuant to the requirements
4.0 Health Expenditure in the Provinces and Territories Health expenditure per capita varies among provinces/territories because of different age distributions. xii Population density and geography also
2.23 Gambling Reabilitation Services Introduction Figure 1 Since 1995 provincial revenues from gambling activities ave increased over 56% from $69.2 million in 1995 to $108 million in 2004. Te majority
MONTE CARLO CHARITY EVENT TERMS AND CONDITIONS SASKATCHEWAN LIQUOR AND GAMING AUTHORITY Monte Carlo Charity Events - TABLE OF CONTENTS Section Page 1. Definitions...1 2. General...1 3. Ticket Requirements...2
Chapter 1 Notices / News Releases 1.1 Notices 1.1.1 CSA Staff Notice 45-314 Updated List of Current Exempt Market Initiatives January 28, Introduction CSA Staff Notice 45-314 Updated List of Current CSA
Resolving Customer Complaints When a Problem Occurs - We Can Help As an MCAP Client you have come to expect a high level of customer service. If you have a complaint regarding our service or policy, we
BCLC Submission to the Standing Senate Committee on Legal and Constitutional Affairs Bill C-290 OCTOBER 22, 2012 Summary of submission: This submission is presented by British Columbia Lottery Corporation
Introduction This response to The Office of the Auditor General of British Columbia was prepared by the Gaming Policy and Enforcement Branch (GPEB), on behalf of the Ministry of Public Safety and Solicitor
Alcohol and Gaming Commission of Ontario Gaming Registration & Lotteries 90 SHEPPARD AVENUE EAST SUITE 200 TORONTO ON M2N 0A4 Tel.: 416 326-8700 Fax: 416 326-5555 1 800 522-2876 toll free in Ontario Website:
Alcohol and Gaming Commission of Ontario Gaming Registration & Lotteries Commission des alcools et des jeux de l=ontario Inscription pour les jeux et loteries 20 Dundas Street West 20, rue Dundas ouest
Section V General Instructions Since the insurance legislation in the various jurisdictions in Canada is not exactly the same, certain differences must be accommodated. Everything related to each jurisdiction
PLEASE NOTE This document, prepared by the Legislative Counsel Office, is an office consolidation of this regulation, current to July 19, 2014. It is intended for information and reference purposes only.
Debt Reduction Plan 2005 Debt Reduction and the Offshore Offset Agreement Honourable Peter Christie Minister of Finance April 28, 2005 Contents Summary..................................1 Introduction...............................3
SLOT MACHINES Contents A. Introduction B. Background C. Current Slot Machine Policies D. Current Situation Assessment E. Landscape of Other Provinces F. Summary of Findings Public Views and Stakeholder
TICKET LOTTERIES Contents A. Introduction B. Current Ticket Lottery Policies C. Current Situation Assessment D. Landscape of Other Provinces E. Summary of Findings Public Views and Stakeholder Consultations
New Brunswick Minimum Wage Factsheet Post-Secondary Education, Training and Labour September 2016 Contents INTRODUCTION... 3 PART 1 - MINIMUM WAGE RATES IN NEW BRUNSWICK... 3 1.1 Recent history of minimum
Chapter 4 Section 4.01 Alcohol and Gaming Commission of Ontario Casino Gaming Regulation Follow-up to VFM Section 3.01, 2010 Annual Report Background Casino gaming in Ontario is primarily overseen by two
United States Gaming Industry Overview U.S. gaming revenue grew 7% in 2004 to reach an all-time high of $77.6 billion. Tribal gaming showed the greatest increase, up 12% from 2003 revenues. Lotteries and
Internet Gambling in Canada: Prevalence, Patterns and Land-Based Comparisons Dr. Robert Wood & Dr. Robert Williams University of Lethbridge Current Study Funded by a Level IV grant from the Ontario Problem
The Oil Well Service Vehicle Cycle Exemption Permit, Water Well Drilling Rig Exemption Permit, and the Municipal Firefighting Vehicle Permit require driver and/or vehicle information as part of the application
The Dietitian Workforce in Canada Meta-Analysis Report MARCH 2011 www.dietitians.ca www.dietetistes.ca Dietitians of Canada 2011. All rights reserved. DIETITIANS OF CANADA 1 Executive Summary The purpose
Gambling and Problem Gambling in Prince Edward Island Prepared by Jason Doiron, Ph.D. Submitted to Prince Edward Island Department of Health February, 2006 Doiron i TABLE OF CONTENTS Table of Contents...
Engineers Canada 2012 Membership Survey June 3, 2013 Contents List of Tables... i List of Figures... ii Descriptions of Membership Categories... iii 1 Introduction... 1 2 Membership Composition... 1 2.1
Yukon Bureau of Statistics 2 9 # $ > 0-2 + 6 & ± 8 < 3 π 7 5 9 ^ Highlights: Yukon Statistics 203 Taxation Year There were 27,200 income taxfilers in Yukon in 203, an increase of 290, or.%, compared to
SCHEDULE A ACCREDITED INVESTOR STATUS CERTIFICATE TO BE COMPLETED BY BRITISH COLUMBIA, ALBERTA, SASKATCHEWAN, MANITOBA, ONTARIO, QUÉBEC, NEWFOUNDLAND AND LABRADOR, NOVA SCOTIA, NEW BRUNSWICK AND PRINCE
ALCOHOL AND GAMING COMMISSION OF ONTARIO POOLING BINGO HALLS: ADVERTISING & MARKETING GUIDELINES September 2010 6183 (2010/09) TABLE OF CONTENTS Introduction..3 Definitions........3 Hall Marketing Plan...4
INTERNAL AUDIT AND ADVISORY SERVICES Review of: British Columbia Lottery Corporation Review of the British Columbia Lottery Corporation (BCLC) Internal Audit & Advisory Services Ministry of Finance Date
MULTILATERAL INSTRUMENT 33-107 PROFICIENCY REQUIREMENTS FOR REGISTRANTS HOLDING THEMSELVES OUT AS PROVIDING FINANCIAL PLANNING AND SIMILAR ADVICE PART 1 PROFICIENCY REQUIREMENTS 1.1 Proficiency Requirements
Canadian Health Care Trend Survey Results 2015 Consistent Results Across Most of The Board Our 2015 Health Care Trend Survey demonstrates that drug, health and dental cost trend factors have remained consistent
Municipal Revenue Sources Review Inter jurisdictional Comparison of Revenue Tools August, 2012 Summary of Revenue Tools in Other Provinces Across Canada, local governments have four general tools for revenue
2 Investment Dealers Association of Canada Dual Registration of Life Insurance Agents and Securities Salespersons The respective securities and insurance legislation and governing bodies of each of the
Saskatchewan Liquor and Gaming Authority Plan for 2015-16 saskatchewan.ca Statement from the Minister I am pleased to present the Saskatchewan Liquor and Gaming Authority s (SLGA) plan for 2015-16. Government
Economic Impacts of MLS Home Sales and Purchases in Canada and the Provinces Economic Impacts of MLS Home Sales and Purchases in Canada and the Provinces Prepared for: The Canadian Real Estate Association
VIVRE À FOND LA FRANCOPHONIE CANADIENNE THREE-WEEK PROGRAM for Grades 8 and 9 Application deadline: march 31 Apply for a $2,000 bursary! Follow us! #destinationclic www.fb.com/destination.clic @OLP-PLO
March 1, 2016 David Bradley, CEO Ontario Trucking Association 555 Dixon Road Toronto, ON M9W 1H8 Dear Mr. Bradley, RE: Commercial Vehicle Operators Registry (CVOR) I am writing to request that the Ontario
STATISTICS Nursing Education in Canada, Consolidated Statistics for Entry-to-Practice Certificate, Diploma and Baccalaureate Programs: 2006-2007 The Canadian Association of Registered Psychiatric Nurse
the Québec government s debt The Québec Government Debt Legal deposit - Bibliothèque et Archives nationales du Québec December 2007 ISBN 978-2-550-51549-4 (Print) ISBN 978-2-550-51550-0 (PDF) Gouvernement
Canadian Motor Vehicle Traffic Collision Statistics 2014 Collected in cooperation with the Canadian Council of Motor Transport Administrators Her Majesty the Queen in Right of Canada, represented by the
Access to Basic Banking Services Opening a personal deposit account and cashing Government of Canada cheques or other instruments In order to improve access to basic banking services, legislation requires
Alcohol and Gaming Commission of Ontario Commission des alcools et des jeux de l Ontario 90 Sheppard Avenue East 90, avenue Sheppard Est Suite 200 Bureau 200 Toronto ON M2N 0A4 Toronto ON M2N 0A4 416-326-8700
FCC Ag Economics: Farmland Values Explained Summer 2015 Values Explained 1 Introduction Agriculture is a diverse and complex sector. Like a CEO of any business, a producer cannot solely focus on the production
Getting Server Ready (Bars, Restaurants etc.) Alberta: Proserve - http://proserve.aglc.ca/index.aspx?tabid=1 ProServe is Alberta's liquor staff training program. It is designed to help make sure that serving
STATE OF WASHINGTON GAMBLING COMMISSION Protect the Public by Ensuring that Gambling is Legal and Honest BINGO RECORDS CLASS A, B AND C Dear Bingo Licensee: Your low volume bingo class is exempt from daily
Including Frequently Asked Questions The purchase of lottery tickets is a popular form of gambling for many British Columbians. To help ensure the integrity of gaming in British Columbia, all lottery retailers
Consultation Document Automobile Insurance Reform The Department of Government Services is addressing several issues related to automobile insurance reform which are in addition to the Terms of Reference
A Canadian Perspective Philippe Nault Legislative Policy and Regulatory Affairs Branch Canada Revenue Agency November 29, 2006 Taxation Powers The Government of Canada may raise money by any mode or system
SECTION V Insurers must accommodate for the differences in legislation from jurisdiction to jurisdiction in Canada. Each jurisdiction s requirements can now be found in this section, including filing requirements/dates
BLUEPRINT FOR THE FEDERATION OF IDENTITY MANAGEMENT Identity Policy and Programs (IPP) June 7, 2010 - Draft Page 1 of 29 TABLE OF CONTENTS BLUEPRINT FOR THE...4 Executive Summary...4 FEDERATION OF IDENTITY
Gaming Policy and Enforcement Branch STANDARD PROCEDURES for Social Occasion Casinos and Wheel of Fortune Events SEPTEMBER 2015 Know your limit, play within it. For Help: 1-888-795-6111 or w w w.bcresponsiblegambling.ca
www.bdo.ca taxation Tax Facts 2013 Current to June 20, 2013 Tax Facts 2013 provides you with a summary of 2013 personal income tax rates and amounts, as well as corporate tax rates (as at July 1, 2013),
Canadian Labour Market: Employment This labour market fact sheet includes an analysis of current data for Canada and the provinces on: - Full- and part-time employment; - Temporary employment; - Working
Proportion of Gaming Revenue Derived from Problem Gamblers Dr. Robert Williams & Dr. Robert Wood University of Lethbridge Alberta, Canada Alberta Gaming Research Institute Conference Public Policy Implications
FRASER RESEARCHBULLETIN June 2016 Canadians Celebrate Tax Freedom Day on June 7, 2016 by Milagros Palacios, Charles Lammam, and Feixue Ren Summary In 2016, the average Canadian family will earn $105,236
13 BARGAINING PROPOSAL BRITISH COLUMBIA TEACHERS FEDERATION Document Number: U102 Date: Time: Overview How BC teacher salaries rank among the provinces and territories in 2011 Minimum The minimum salary
2010 National Physician Survey : Family Physician Usage of Electronic Medical Records Inese Grava-Gubins, Artem Safarov, Jonas Eriksson College of Family Physicians of Canada CAHSPR, Montreal, May 2012
Internet Connectivity Among Aboriginal Communities in Canada Since its inception the Internet has been the fastest growing and most convenient means to access timely information on just about everything.
LEGISLATIVE FISCAL ESTIMATE [Second Reprint] SENATE, No. 1565 STATE OF NEW JERSEY 215th LEGISLATURE DATED: AUGUST 22, 2012 SUMMARY Synopsis: Type of Impact: Agencies Affected: Authorizes Internet gaming
Your New Banking Rights What you should know about access to basic banking services Table of Contents Protecting Consumers: The New Federal Banking Regulations...2 Opening a Personal Bank Account...3 When
Marihuana for Medical Purposes Regulations October 16, 2014 Overview Provide an overview of the evolution of marihuana for medical purposes regulations in Canada Status of the old program/ Allard Injunction
Human Resources and Skills Development Canada PART-TIME STUDENT LOAN AND/OR GRANT APPLICATION CANADA STUDENT LOANS PROGRAM A. PERSONAL DATA Last name Ressources humaines et Développement des compétences
Canadian Provincial and Territorial Early Hearing Detection and Intervention (EHDI) Programs: PROGRESS REPORT www.sac-oac.ca www.canadianaudiology.ca 1 EHDI PROGRESS REPORT This progress report represents
MEMBER RETIREMENT INCOME OPTIONS Achieve Your Retirement Dreams Achieve Your Retirement Dreams With a Registered Retirement Income Fund (RRIF) Wise Ways to Make the Most of Your Money Now that you re getting
Corporate NO: R157 Report COUNCIL DATE: JUNE 25, 2007 REGULAR COUNCIL TO: Mayor & Council DATE: June 20, 2007 FROM: Acting General Manager, Planning and Development FILE: 0480-20 SUBJECT: Comments Regarding
Proposed Amendments to the Fatal Accidents Act Discussion Paper Prepared by the Department of Justice Contents About the proposed Amendments to the Fatal Accident Act... 3 Background and Purpose... 4 Proposed
Day-to-Day Banking Opening a Personal Deposit Account or Cashing a Federal Government Cheque at Scotiabank Cheque Holding Policy Opening A Personal Deposit Account We make it easy to open a personal deposit
The Canadian Payroll Association 1600 250 Bloor Street East Toronto, ON M4W 1E6 Tel: 416-487-3380 Toll-free: 1-800-387-4693 Fax: 416-487-3384 Payroll Infoline: firstname.lastname@example.org Membership: email@example.com
Scotiabank Big Boost for Small Business Contest Official Contest Rules & Regulations By entering the Scotiabank Big Boost for Small Business contest (the Contest ), entrants agree to abide by these Official