WHERE THE HECK IS IT? Underwriter s Field Locator

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1 WHERE THE HECK IS IT? Underwriter s Field Locator FIELD NAME LOCATION(S) 1008 / LT NOTES: 1008 Transmittal Underwriter Comments LT Underwriter Comments 4506T ORDERED: AKA: APPRAISAL EXPIRATION DATE: APPRAISAL INSPECTION DATE: APPRAISAL RECEIVED DATE: APPRAISAL VALUATION METHOD: Additional Documentation Fields Screen 1003 Pg 3 (Additional Names) Parties Screen **Note: entry of only 3 alternate names allowed on Use Parties screen for additional names. Additional screen for multiple names in development** (top left) tab Field not identified APPRAISED VALUE: 1008 APPRAISER LICENSE #: APPRAISER NAME: APPROVED RATE/MAX RATE: APPROVAL DATE: APPROVAL EXPIRATION DATE: > Appraisal Details **not yet opened for data entry** Conventional Government field not identified in government screens > Appraisal Details **not yet opened for data entry** Conventional Government field not identified in government screens Approved Rate > Home Screen / Max Approved Rate > **Note: Rates are not currently printing on the Loan Approval sheet > Add l UW Info

2 APR: AUS - INITIAL & FINAL AUS DETAILS (DU/LP): Compliance > TIL Disclosure Calendar Application Summary Underwriting > Additional Underwriting Info & Underwriting Method BORROWER AGE: 1003 Pg 1 ULDD > Borrower Tab **Note auto populates from DOB BUILDING STATUS: CANCELLED DATE: CAIVRS: CHDAP: CHUMS ID: CITIZENSHIP: CLEAR TO CLOSE: CONDO PROJECT DETAILS: See Construction Method Home Screen > Borrowers FHA LT > Underwriting Information No specific field, determined by program code FHA/VA Addendum A > HUD/VA Addendum > Additional Conditions FHA LT > Risk Assessment Home Screen > Borrowers Pg 3 Declarations CONDO PROJECT CLASSIFICATION: 1008 Tab CONDO PROJECT NAME: 1008 CONSTRUCTION METHOD: for Site Built/Modular FHA LT for Existing/Proposed/Less than 1 yr CPM PROJECT ID: 1008

3 CREDIT DOCS EXPIRATION DATE: **In Process for development** CREDIT SCORES: Home > Borrowers (3 scores each for both borrowers) ULDD > Borrower Tab **Note: Representative score needs to be manually entered in In process for development, but not currently mapping over from Home screen DAP: 1008 > Secondary Financing 1003 Pg 3, Details of Transaction ULDD > Related Loan Second Mortgage DENIED DATE: DEBT RATIOS: System generated. Displayed on DENIAL REASON: DESK REVIEW INDICATOR: DOC TYPE: > Underwriting Details DOWN PAYMENT SOURCE: 1003 Pg 1 > Source of Downpayment (AU) EARNEST MONEY DEPOSIT: CONVENTIONAL: FHA & VA: 1003 Pg 2 > Asset or Details of Transaction 1003 Pg 2 Asset ECONOMIC LIFE: FHA Conditional Commitment > Specific Conditions ENERGY EFFICIENT MTG (EEM): FHA LT > check box under Loan Purpose EXCEPTION APPROVAL: No field provided. Use Second Signature in. Mgmt to place notes regarding exception details in the Note Screen GIFT FUNDS: CONVENTIONAL: 1003 Pg 1 & Assets 1003 Pg 2 FHA: FHA LT, 1003 Pg1 & 1003 Pg2 Assets VA: 1003 Pg1 & 1003 Pg2 Assets FHA CASE NUMBER: Home > Status

4 FHA CASE NUMBER DATE: FIELD REVIEW: FICO SCORES: Home > Critical Dates Home > Borrowers (3 scores each for both borrowers) **Note: Representative score needs to be manually entered in In process for development, but not currently mapping over from Home screen FILE ASSIGNMENTS: FINAL AUS DATE: FIRST TIME HOMEBUYER: FLOOD ZONE: FLOOD INSURANCE POLICY NO: FNMA SPECIAL FEATURE CODES: FUNDING FEE (VA): GUS AUS: HOMEBUYER EDUCATION: HMDA: IMPOUNDS: INITIAL AUS DATE: INTEREST RATE: Home > File Assignments ULDD > Loan Info FHA/VA Addendum Tab (check box) Tab ULDD > General Tab (choose Delivery Destination as Fannie) ULDD > Loan Info Tab > Underwriting Method > Other AUS ULDD > Borrower Tab > Counseling Type & Format 1003 Page 3 > Information for Government Monitoring Purposes ULDD > Details > Loan Info **Referred to as Escrow Waiver > Loan Info 1003 Pg 1

5 INVESTOR DELEGATIONS: Underwriting > Additional Fields LDP/GSA: Home Screen > Borrowers FHA LT > Underwriting Information LOAN AMOUNT: 1003 LOAN APPROVAL RECAP: LOAN PROGRAM CODE: For extended comments on 1008 Transmittal / FHA LT / VA Analysis Summary **in development stage** Temporary Workaround: Highlight all information typed in summary section of 1008/LT/VA Analysis. Open a Word document and paste the information. Title the document Addendum to 1008 or LT or VA Analysis worksheet as appropriate. Save document and upload to Byte under Type: Addendum to 1008/LT/VA Analysis. Category should default to Underwriting. Home > Loan Info Underwriting > Loan Info LOCK INFO: Home Screen > Registration & Lock Info Lock History screen Lock-in Information screen Lock Confirmation in Stored Documents LOCK EXPIRATION: Lock-In Information LTV/CLTV/HCLTV: Application Summary MCC DETAILS: No fields identified MIP PERCENTAGE: ULDD > Loan Info Tab MORTGAGE INSURANCE DETAILS: ULDD > MI Tab Home > Loan Info **monthly MI premium % only (click Fill button) Document Prep 2 Screen NUMBER OF STORIES: Home screen > Subject Property Info (next to units) **field appears only if property is designated as a condo OCCUPANCY TYPE: Home Screen 1008

6 Tab PROGRAM INFO: Home Screen PROPERTY RIGHTS: Pg 1 PROPERTY TYPE: Home > Subject Property Info 1008 Tab PUD PROJECT CLASSIFICATION: 1008 Tab PURCHASE PRICE: 1003 Pg 3 > Details of Transaction PURPOSE OF LOAN: > Loan Info QUALIFICATION DETAILS: 1008 FHA LT VA Loan Analysis Application Summary QUAL RATE: Pg 1 FHA LT VA Loan Analysis ULDD > Loan Info RATIOS: RESUBMITTED DATE: RENTAL INCOME: RISK CLASS: System generated. Displayed on Underwriting > Underwriting Details Application Summary 1003 Pg 3 > REO FHA LT > Risk Assessment

7 ROOMS/BDRM/BATH/RENT: RUSH REASON: SECOND APPRAISAL: SECOND SIGNATURE: SPECIAL FEATURE CODES: SUBORDINATE FINANCING: CONVENTIONAL: FHA: SUSPENSE DATE: SUSPENSE REASON: TBD: TOTAL SCORECARD: > Additional Info Additional Documentation Field Screen Underwriting > Additional Underwriting Info ULDD > General > Choose FNMA or FHLMC Delivery Destination > Loan Info 1003 Pg 3 > Details of Transaction for a new 2 nd 1008 ULDD > Loan Info FHA LT > Secondary Financing > Source/EIN > Type > Amount Home Screen > Subject Property Info > check box FHA LT > Risk Assessment TRANSACTION DETAILS: 1003 Pg 3 TRANSFERRED APPRAISAL: UNDERWRITER NAME: Home > File Assignments UNITS: 1003 Pg USDA: Home > Loan information enter Funding Fee % Underwriting > Underwriting Method other AUS VA CREDIT STANDARDS: VA Loan Analysis item # 46 VA FUNDING FEE:

8 VA MAINTENANCE INFO: VA Loan Analysis > item # 19 VA MILITARY STATUS: VA Loan Summary > item # 10 VA PAST CREDIT RECORD: VA Loan Analysis > item # 45 VA RESIDUAL INCOME: VA Loan Analysis > item 43 VVOE ORDER DATE: Additional Documentation Field Screen YEAR BUILT: 1003 Pg 1 ZFHA:

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