2013 IBM Health Benefit Comparison Charts

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "2013 IBM Health Benefit Comparison Charts"

Transcription

1 203 IBM Health Benefit Comparison Charts for IBM Active Employees These Health Benefit Comparison Charts provide a summary overview of the coverage available for medical services, mental health/substance abuse care, and prescription drugs under each IBM medical option, as well as the dental coverage available under each IBM dental option. For coverage information for the IBM-Vision Plan, log on to anthem.com/preenrollment (Employer ID = IBM) or refer to the Anthem Blue View Vision Chart available in the Reference Library on netbenefits.com/ibm. If you have questions about discounts available under the EyeMed Discount Card, contact EyeMed Vision Care at For more information about your IBM health benefit options, please refer to: Your Benefits Election page on NetBenefits at netbenefits.com/ibm for your available options and their costs. About Your Benefits, the IBM Summary Plan Description available in the Reference Library on NetBenefits, for detailed information on covered services and exclusions for all of your IBM benefit plans. These comparison charts provide a side-by-side view of general coverage information to help you see key plan features at a glance and choose the option that best matches your needs. If you want to know more about a specific provision, contact the administrator of your medical or dental option or call the IBM Employee Services Center for assistance. Under all IBM medical options, certain services may be subject to a medical necessity review to determine whether they are covered under the IBM health benefits program. Be aware that not every treatment is considered a covered health service under the IBM benefit plan, even though a physician or medical professional may perform or prescribe the procedure or treatment, and even if it is the only treatment available for a particular injury, sickness or mental illness.

2 Your Medical Options At-A-Glance The chart below shows what you pay for covered services under each IBM medical option. Your Medical Options At-A- Glance Annual Deductible (Individual/ Family). IBM PPO In-Network. $,04/ $3,3 Out-of-Network. $,930/ $5,996 IBM PPO Plus Annual Out-of-Pocket Maximum (Individual/ Family). $7,356/ $3,24 $3,496/ $24,289 In-Network None $4,898/ $7,346 Out-of-Network $,930/ $5,996 IBM Exclusive Provider Organization In-Network Only $3,496/ $24,289 None $6,748/ $2,46 Lifetime Benefit Maximum Per Person. Routine/ Preventive Services. Unlimited No charge No charge, PCP 2 / 25% SCP 2, no Unlimited 45%, no Other Office Hospitals Visits. Lab Services. and Surgery. Unlimited No charge No charge PCP 2 / 25% SCP 2, no Unlimited 45%, no Unlimited No charge No charge PCP 2 / 25% SCP 2, no no no no after no $674 copay per admission inpatient; 25% outpatient IBM High Deductible PPO with HSA (Note: Family and out-of-pocket maximums apply if two or more individuals are enrolled) In-Network $2,248/ $4,497 (in-and outof-network combined) $6,250/ $2,500 Out-of-Network $4,393/ $2,590 Unlimited No charge No charge, after PCP 2 / after SCP 2 Unlimited 45%, no Emergency Room. after in-network no $37 copay, (waived if admitted) Other Services 3. after no No charge for x-rays, DME and prosthetics; 20% for other imaging services Typical HMO In-Network Only Varies by HMO; from NetBenefits, select the Review/Update your Election link under Medical, then click the HMO plan option name to view coverage information. Annual applies to medical and mental health/substance abuse services combined Note: For Out-of-Area options, benefits for medical services will be paid at the in-network level for all IBM PPO options. Mental health/substance abuse care will be paid at the in-network level 2 PCP = Primary Care Physician; SCP = Specialty Care Physician if care is pre-certified and provided by an in-network provider (or other provider if there is no 3 Other Services include: imaging, x-rays, durable medical equipment (DME) and prosthetics in-network provider at your location).

3 Mental Health/Substance Abuse Coverage At-A-Glance The chart below shows what you pay for covered services under each IBM medical option. Mental Health Annual Deductible Annual Out-of-Pocket Maximum Inpatient Outpatient IBM PPO In-Network Shared with medical Shared with medical, 2 after ; precertification required 25%, no ; precertification required for 4 ; Out-of-Network Shared with medical Shared with medical, 2 ; precertification required 3 precertification required for IBM PPO Plus In-Network N/A Shared with medical, 2 20%; precertification required 25%; precertification required for Out-of-Network Shared with medical Shared with medical, 2 ; precertification required 3 4 ; precertification required for IBM Exclusive Provider Organization In-Network N/A Shared with medical, 2 $674 copay per admission; precertification required Emergency room: $37 copay, no (waived if admitted) IBM High Deductible PPO with HSA In-Network Shared with medical Shared with medical, 2 ; precertification required 25%; precertification required for 20% for office visits, after ; 30% for other services, after ; precertification required for Out-of-Network Shared with medical Shared with medical, 2 ; 4 ; precertification required 3 precertification required for Typical HMO In-Network Varies by HMO; from NetBenefits, select the Review/Update your Election link under Medical, then click the HMO plan option name to view coverage information See annual s and out-of-pocket maximums listed on the Medical Options At-A-Glance page; these amounts apply to medical and mental health/substance abuse services combined. 2 Mental health/substance abuse services will be covered at 00% once the participant reaches this amount in any eligible out-of-pocket expenses (medical, mental health/substance abuse or a combination of the two) or once the family out-of-pocket maximum is reached. 3 Precertification for inpatient services received out-of-network is required, otherwise you will be responsible for a $50 penalty plus costs of care not deemed medically necessary. 4 Outpatient treatment from an eligible out-of-network provider will be covered at 45% of the usual and prevailing rate, after the

4 Prescription Drug Coverage IBM Managed Pharmacy Program Provisions of the IBM Managed Pharmacy Program apply if your prescription drug coverage is administered by CVS Caremark. Coverage for short-term medication: You may obtain up to a 30-day supply (plus up to two refills) from a retail pharmacy; you ll save money if you use a CVS Caremark network pharmacy. Coverage for long-term medication: If you are taking medication for a chronic condition, you must order your medication through the CVS Caremark mail order service or through a CVS pharmacy under Maintenance Choice after you have filled a 30-day supply (plus up to two refills) through a retail pharmacy; otherwise, your medications will not be covered and you will pay the entire cost for the refill at a retail pharmacy. Note: Prescription drug charges apply to the annual and out-of-pocket maximum under the IBM High Deductible PPO with Health Savings Account plan option. Preventive drugs are not subject to the annual under this plan. If Your Medication Requires Special Handling If you need covered prescription medication that requires special handling or administration such as chemotherapy and are currently receiving it through your doctor s office or other treatment center, you can order it through the CVS Caremark Specialty Pharmacy. By ordering covered prescription medication this way, you may pay less for it overall. Additionally, you may be able to have it shipped directly to you or your doctor s office at no additional charge. Contact CVS Caremark for more details. Different per prescription maximums apply; refer to the table below. Under the IBM Managed Pharmacy Program, you pay a percentage of the cost for prescription drugs, as shown in the chart below. Prescription Drug Coverage Participating Pharmacies (up to 30-day supply) Traditional Medications No Special Handling Required Your Share of the Cost Retail and Mail Order Non-Participating Pharmacies (up to 30-day supply) Mail Order (up to 90-day supply) Generic 20% of discounted cost, up to $22 30% of actual cost 20% of discounted cost, up to $24 Formulary Brand Name 20% of discounted cost, up to $73 30% of actual cost 20% of discounted cost, up to $83 Non-Formulary Brand Name 45% of discounted cost, up to $47 55% of actual cost 45% of discounted cost, up to $368 Specialty Medications Special Handling Required Generic 20% of discounted cost, up to $28 30% of actual cost 20% of discounted cost, up to $30 Formulary Brand Name 20% of discounted cost, up to $88 30% of actual cost 20% of discounted cost, up to $222 Non-Formulary Brand Name 45% of discounted cost, up to $83 55% of actual cost 45% of discounted cost, up to $457 If a generic with the identical active ingredient is available and you choose the equivalent brand name drug instead, you will pay the generic coinsurance plus the difference between the generic and the applicable brand name drug; per prescription maximums will not apply. Note: Benefits may vary for prescription drug benefits administered directly by HMOs. For additional coverage details, go to NetBenefits, select the Review/Update Your Election link under Medical, then click the HMO plan option name to view coverage information.

5 IBM Dental Options The charts below show what you pay for covered services under each IBM dental option. Note: Frequency and treatment limits may apply; contact the plan directly for details. IBM Dental Basic Dental Basic In-Network Out-of-Network Annual Deductibles/Benefit Maximums Annual None None Annual benefit maximum $500 per person, in- and out-of network combined Lifetime benefit maximum None None Orthodontia lifetime benefit maximum Not covered Not covered Preventive Care Routine exams, cleanings, x-rays, fluoride treatment Minor Restorative Care Amalgam fillings, composite fillings Reimbursed at 00% of negotiated fee for all eligible charges You pay 20% of the negotiated fee for all eligible charges. Major Restorative Care Root canal therapy; gingivectomy; periodontic, scaling and Not covered Not covered root planning; crowns and bridges; dentures, extractions Orthodontia Orthodontia treatment Not covered Not covered IBM Dental Plus You pay 20% of the U&P rate, plus any amount over the U&P rate for all eligible charges. You pay 20% of the U&P rate, plus any amount over the U&P rate for all eligible charges. Dental Plus In-Network Out-of-Network Annual Deductibles/Benefit Maximums Annual (excludes orthodontia) None $50 per person, waived for preventive care Annual benefit maximum (excludes orthodontia) $2,000 per person, in- and out-of network combined Lifetime benefit maximum None None Orthodontia lifetime benefit maximum $2,500 per person, in- and out-of network combined Preventive Care Routine exams, cleanings, x-rays, fluoride treatment Minor Restorative Care Amalgam fillings, composite fillings Major Restorative Care Root canal therapy; gingivectomy; periodontic, scaling and root planning; crowns and bridges; dentures, extractions Orthodontia Orthodontia treatment Reimbursed at 00% of the negotiated fee for all eligible charges You pay 20% of the negotiated fee for all eligible charges. You pay 35% of the negotiated fee for all eligible charges. You pay 50% of the negotiated fee plus any amount that exceeds the lifetime maximum. You pay 20% of the U&P rate, plus any amount over the U&P rate for all eligible charges. You pay 20% of the U&P rate, plus any amount over the U&P rate for all eligible charges. You pay 35% of the U&P rate, plus any amount over the U&P rate for all eligible charges. You pay 50% of the U&P rate, plus any amount that exceeds the lifetime maximum. These are the most common major restorative care procedures; other procedures may be covered. Also, some procedures have varying levels of treatment. Contact the plan directly for details.

6 3.IM-H-55N.06

2015 IBM Health Benefit Comparison Charts for IBM Active Employees

2015 IBM Health Benefit Comparison Charts for IBM Active Employees 2015 IBM Health Benefit Comparison Charts for IBM Active Employees These Health Benefit Comparison Charts provide a summary overview of the coverage available for medical, mental health/substance care

More information

Anthem BCBS PPO 80/60. Network Out-of-Network Network Out-of-Network Network Out-of-Network $1,750 per person. $2,500 per person $5,000 per family

Anthem BCBS PPO 80/60. Network Out-of-Network Network Out-of-Network Network Out-of-Network $1,750 per person. $2,500 per person $5,000 per family Plan PPO 90/70 PPO 80/60 PPO 75/50 Annual Medical Deductible Network Out-of-Network Network Out-of-Network Network Out-of-Network $250 per person $500 per person $500 per person $1,000 per person $900

More information

Benefits At A Glance Plan C

Benefits At A Glance Plan C Benefits At A Glance Plan C HIGHLIGHTS OF WELFARE FUND BENEFITS WELFARE FUND BENEFITS IN BRIEF Medical and Hospital Benefits Empire BlueCross BlueShield Plan C-1 Empire BlueCross BlueShield Plan C-2 All

More information

HDHP/HSA. $3,000 per person $6,000 per family (deductible includes medical & prescriptions) $7,000 per person $13,000 per family

HDHP/HSA. $3,000 per person $6,000 per family (deductible includes medical & prescriptions) $7,000 per person $13,000 per family Plan Aetna Select EPO BCBS PPO 90/70 BCBS HDHP/HSA High Option EPO EPO 80 Choice Choice Plus 80/60 Annual Medical Deductible Annual Out-of-Pocket Maximum (includes deductible) Network Only Network Out-of-Network

More information

HEALTH CARE DENTAL CARE

HEALTH CARE DENTAL CARE UNIVERSITY OF DAYTON MEDICARE SUPPLEMENT PLAN OPEN ENROLLMENT HEALTH CARE DENTAL CARE 2016 Office of Human Resources 300 College Park Dayton, OH 45469-1614 Phone 937-229-2541 Fax 937-229-2009 O65 1 Health

More information

OPERATING ENGINEERS HEALTH & WELFARE FUND BENEFIT PLANS SUMMARY COMPARISON FOR ACTIVES and EARLY RETIREES

OPERATING ENGINEERS HEALTH & WELFARE FUND BENEFIT PLANS SUMMARY COMPARISON FOR ACTIVES and EARLY RETIREES PPO Kaiser Permanente For Non-PPO Providers Employee Premium None None None None None Explanation of s and Options Available to You If you choose a doctor who is not contracted with Anthem Blue Cross the

More information

Your Plan: Anthem Bronze PPO 5500/30%/6450 w/hsa Your Network: Prudent Buyer PPO

Your Plan: Anthem Bronze PPO 5500/30%/6450 w/hsa Your Network: Prudent Buyer PPO Your Plan: Anthem Bronze PPO 5500/30%/6450 w/hsa Your Network: Prudent Buyer PPO This summary of benefits is a brief outline of coverage, designed to help you with the selection process. This summary does

More information

Health Plans Comparison Chart

Health Plans Comparison Chart Health Plans Comparison Chart PPO Deductible Coinsurance (Plan pays) Annual Out-of-Pocket Maximum (Medical) (all medical s, deductibles and coinsurance for covered services will apply. Once limit is met,

More information

2016 Open Enrollment: November 2 20

2016 Open Enrollment: November 2 20 2016 Open Enrollment: November 2 20 Important Dates Monday, November 2: Open Enrollment Begins Friday, November 13: Benefits Fair, Administrative Campus Center Friday, November 20: Last Day of Open Enrollment

More information

Northeastern University 2015 Medical Benefits

Northeastern University 2015 Medical Benefits Northeastern University 2015 Medical Benefits Northeastern s 2015 Open Enrollment Effective Date: January 1, 2015 2015 Medical Plan Options Blue Choice New England Core POS Plan New Plan Blue Choice New

More information

OPERATING ENGINEERS HEALTH & WELFARE FUND BENEFIT PLANS SUMMARY COMPARISON FOR ACTIVE and RETIRED PARTICIPANTS

OPERATING ENGINEERS HEALTH & WELFARE FUND BENEFIT PLANS SUMMARY COMPARISON FOR ACTIVE and RETIRED PARTICIPANTS Employee Premium None None None None None Explanation of Plans and Options Available to You Deductible Annual Out-of-Pocket Calendar Year (Applicable to members who reside in California & Nevada Only.)

More information

KAISER PERMANENTE PLAN (Non-Medicare Eligible)

KAISER PERMANENTE PLAN (Non-Medicare Eligible) CEMENT MASONS HEALTH AND WELFARE TRUST FUND FOR NORTHERN CALIFORNIA RETIRED CEMENT MASONS AND THEIR ELIGIBLE DEPENDENTS EFFECTIVE JANUARY 1, 2015 GENERAL When You Can Change Plans Type of Plan, Service

More information

Coventry HealthAmerica Small Business Solutions PENNSYLVANIA

Coventry HealthAmerica Small Business Solutions PENNSYLVANIA Coventry HealthAmerica Small Business Solutions PENNSYLVANIA Plan Name Coinsurance Single 2x Family PCP Office Visit Specialist Office Visit Convenience Care Urgent Care Emergency Room Labs X-ray Diagnostics

More information

NATIONAL HEALTH & WELFARE FUND PLAN C

NATIONAL HEALTH & WELFARE FUND PLAN C H E A LT H A N N U I T Y I O N V A C AT P E N S I O N NATIONAL HEALTH & WELFARE FUND PLAN C BENEFITS AT A GLANCE Introduction The IATSE National Health & Welfare Fund was set up to provide health care

More information

Your Plan: Anthem Silver HMO 1500/30%/6550 Your Network: California Care HMO

Your Plan: Anthem Silver HMO 1500/30%/6550 Your Network: California Care HMO Your Plan: Anthem Silver HMO 1500/30%/6550 Your Network: California Care HMO This summary of benefits is a brief outline of coverage, designed to help you with the selection process. This summary does

More information

BRYN MAWR COLLEGE MEDICAL INSURANCE BENEFITS COMPARISON EFFECTIVE NOVEMBER 1, 2009

BRYN MAWR COLLEGE MEDICAL INSURANCE BENEFITS COMPARISON EFFECTIVE NOVEMBER 1, 2009 BENEFITS Description of Plan Annual Deductible (January - December) - Individual - Family PERSONAL CHOICE PPO BRYN MAWR COLLEGE KEYSTONE HEALTH PLAN EAST KEYSTONE POS Provides comprehensive health Provides

More information

WEST SUBURBAN HEALTH GROUP HEALTH PLAN COMPARISON CHART July 1, 2015

WEST SUBURBAN HEALTH GROUP HEALTH PLAN COMPARISON CHART July 1, 2015 Effective 07-01-2015 WEST SUBURBAN HEALTH GROUP HEALTH PLAN COMPARISON CHART July 1, 2015 red font indicates change Lifetime Benefit Maximum None None None None Deductible None None None None Out-of-Pocket

More information

Sherwin-Williams Medical, Prescription Drug and Dental Plans Plan Comparison Charts

Sherwin-Williams Medical, Prescription Drug and Dental Plans Plan Comparison Charts Sherwin-Williams Medical, Prescription Drug and Dental Plans Plan Comparison Charts You and Sherwin-Williams share the cost of certain benefits including medical and dental coverage and you have the opportunity

More information

WEST SUBURBAN HEALTH GROUP HEALTH PLAN COMPARISON CHART July 1, 2015

WEST SUBURBAN HEALTH GROUP HEALTH PLAN COMPARISON CHART July 1, 2015 Effective 07-01-2015 WEST SUBURBAN HEALTH GROUP HEALTH PLAN COMPARISON CHART July 1, 2015 red font indicates BLUE NE OPTIONS TIERED EPO RATE (Navigator) EPO RATE Lifetime Benefit Maximum None None None

More information

Benefit Coverage Chart & Rates

Benefit Coverage Chart & Rates Benefit Coverage Chart & Rates Effective July 1, 2014- June 30, 2015 PPO Medical Coverage by Category The following coverages are included with the PPO plan: o Prescription o Vision Additional Benefits

More information

Retiree Health Care Plan Benefits 2012 Enrollment Guide. Medical Coverage: Pre-Medicare Retirees

Retiree Health Care Plan Benefits 2012 Enrollment Guide. Medical Coverage: Pre-Medicare Retirees Retiree Health Care Plan Benefits 2012 Enrollment Guide Medical Coverage: Pre-Medicare Retirees You ll choose from four medical plans: Basic, Comprehensive, Health Reimbursement Arrangement (HRA) and Health

More information

WEST SUBURBAN HEALTH GROUP HEALTH PLAN COMPARISON CHART July 1, 2013

WEST SUBURBAN HEALTH GROUP HEALTH PLAN COMPARISON CHART July 1, 2013 Effective 07-01-2013 WEST SUBURBAN HEALTH GROUP HEALTH PLAN COMPARISON CHART July 1, 2013 HARVARD PILGRIM HEALTH CARE BLUE CROSS BLUE SHIELD TUFTS HEALTH PLAN BLUE NE OPTIONS TIERED EPO RATE (Navigator)

More information

Lesser of $200 or 20% (surgery) $10 per visit. $35 $100/trip $50/trip $75/trip $50/trip

Lesser of $200 or 20% (surgery) $10 per visit. $35 $100/trip $50/trip $75/trip $50/trip HOSPITAL SERVICES Hospital Inpatient : Paid in full, Non-network: Hospital charges subject to 10% of billed charges up to coinsurance maximum. Non-participating provider charges subject to Basic Medical

More information

2015 Medical Plan Options Comparison of Benefit Coverages

2015 Medical Plan Options Comparison of Benefit Coverages Member services 1-866-641-1689 1-866-641-1689 1-866-641-1689 1-866-641-1689 1-866-641-1689 1-800-464-4000 Web site www.anthem.com/ca/llns/ www.anthem.com/ca/llns/ www.anthem.com/ca/llns/ www.anthem.com/ca/llns/

More information

Health Insurance Matrix 01/01/16-12/31/16

Health Insurance Matrix 01/01/16-12/31/16 Employee Contributions Family Monthly : $121.20 Bi-Weekly : $60.60 Monthly : $290.53 Bi-Weekly : $145.26 Monthly : $431.53 Bi-Weekly : $215.76 Monthly : $743.77 Bi-Weekly : $371.88 Employee Contributions

More information

Kraft Foods Group, Inc. Retiree Medical and Prescription Plan Summary High Deductible Health Plan

Kraft Foods Group, Inc. Retiree Medical and Prescription Plan Summary High Deductible Health Plan General Provisions Deductible (eligible medical and prescription drug expenses apply to the deductible) Kraft Foods Group, Inc. Retiree Medical and Prescription Plan Summary Care can be obtained in-network

More information

Benefit Coverage Chart & Rates Effective July 1, 2014 June 30, 2015

Benefit Coverage Chart & Rates Effective July 1, 2014 June 30, 2015 Benefit Coverage Chart & Rates Effective PPO Medical Coverage by Category The following coverages are included with the PPO plan: o Prescription o Vision Additional Benefits o Dental o Dental & Orthodontia

More information

Service AvMed Cigna Leon Cares Humana HMO Humana PPO UnitedHealthcare. Out-of- Network

Service AvMed Cigna Leon Cares Humana HMO Humana PPO UnitedHealthcare. Out-of- Network 2016 Medicare Advantage Plans Comparison Chart This comparison chart is a side-by-side representation of services offered through the AvMed, Cigna, UHC, and Humana Medicare Advantage Plans for both in-network

More information

Cigna Open Access Plans for Tennessee

Cigna Open Access Plans for Tennessee Individual & Family Plans Insured by Connecticut General Life Insurance Company Cigna Open Access Plans for Tennessee medical & PHARMACY INSURANCE with the ONE-AND-ONLY YOU IN MIND. 858436 a 12/12 Services

More information

Coverage Comparison Chart

Coverage Comparison Chart Coverage Comparison Chart Premera Blue Cross $500 Deductible/$1000 Deductible/CDHP Deductible PPO Plans $500-Deductible PPO Alaska Plan $1,000-Deductible PPO Alaska Plan CDHP $1,500-Deductible HSA-qualifed

More information

OF MIRAMAR 2016 RETIREE BENEFIT HIGHLIGHTS

OF MIRAMAR 2016 RETIREE BENEFIT HIGHLIGHTS Thank you for your years of service to the City of Miramar. Your benefits are a very important part of your compensation package as a City of Miramar Retiree and I wanted to deliver a personal message

More information

WEST SUBURBAN HEALTH GROUP IMPORTANT - PLEASE READ

WEST SUBURBAN HEALTH GROUP IMPORTANT - PLEASE READ WEST SUBURBAN HEALTH GROUP IMPORTANT - PLEASE READ The attached benefit comparison chart is a high level overview of the plans offered by WSHG. The plan documents available to registered users on the carrier

More information

2016 Retiree Open Enrollment Benefits Briefing Non Medicare

2016 Retiree Open Enrollment Benefits Briefing Non Medicare 2016 Retiree Open Enrollment Benefits Briefing Non Medicare October 28: Bankhead Theater, Livermore October 29: The Grand Theater, Tracy LLNL-PRES-678554 This work was performed under the auspices of the

More information

WEST SUBURBAN HEALTH GROUP. HEALTH PLAN COMPARISON CHART July 1, 2016

WEST SUBURBAN HEALTH GROUP. HEALTH PLAN COMPARISON CHART July 1, 2016 WEST SUBURBAN HEALTH GROUP Effective 07-01-2016 HEALTH PLAN COMPARISON CHART July 1, 2016 red font indicates change or Lifetime Benefit Maximum None None None None None None None None None None Deductible

More information

Find the plan that s right for you

Find the plan that s right for you Take a glance at what our plans have to offer Plans at a glance for s and families Effective January 1, 2014 Find the plan that s right for you Our easy-to-understand plans offer comprehensive benefits

More information

PROVIDENCE MEDICARE ADVANTAGE PLANS. 2015 Plan Comparison Western Oregon and Clark County Washington H9047_2015PHP40_ACCEPTED

PROVIDENCE MEDICARE ADVANTAGE PLANS. 2015 Plan Comparison Western Oregon and Clark County Washington H9047_2015PHP40_ACCEPTED PROVIDENCE MEDICARE ADVANTAGE PLANS 2015 Plan Comparison Western Oregon and Clark County Washington H9047_2015PHP40_ACCEPTED Service area map Columbia River Washington Oregon Clark Providence Medicare

More information

The State Health Benefits Program Plan

The State Health Benefits Program Plan State of New Jersey Department of the Treasury Division of Pensions and Benefits STATE HEALTH BENEFITS PROGRAM PLAN COMPARISON SUMMARY FOR STATE EMPLOYEES EFFECTIVE APRIL 1, 2008 (March 29, 2008 for State

More information

California Ironworkers Field Welfare Plan 1/1/2014 Open Enrollment Benefit Plan Comparison Non-Medicare Retired Participants Residing in Nevada

California Ironworkers Field Welfare Plan 1/1/2014 Open Enrollment Benefit Plan Comparison Non-Medicare Retired Participants Residing in Nevada Non- Choice of Providers Calendar Year Deductible *The Fund s Calendar Year Deductible is never waived. However, some services are not subject to the Deductible. If you live in Nevada, your network of

More information

Health Insurance Marketplace in Illinois Plan Comparison Charts

Health Insurance Marketplace in Illinois Plan Comparison Charts 2015 Independent Authorized Agent for An Independent Licensee of the Blue Cross Blue Shield Association Health Insurance Marketplace in Illinois Plan Comparison Charts preventive services and maternity

More information

Employee Benefits Summary. Plan Year 2014/15

Employee Benefits Summary. Plan Year 2014/15 Employee Benefits Summary Plan Year 2014/15 WELCOME -3- Mount Ida College offers a competitive benefits package to all eligible faculty and staff. The following is a summary of the benefit plans offered.

More information

Open Enrollment Guide Seminarian Health Plans

Open Enrollment Guide Seminarian Health Plans Open Enrollment Guide Seminarian Health Plans Plan Year August 1, 2015 - July 31, 2016 The Episcopal Church Medical Trust Our Health, Our Members, Our Church Introduction The Episcopal Church Medical Trust

More information

Benefit Program Summary

Benefit Program Summary Benefit Program Summary The Cleveland Clinic is comprised of ten of Northeast Ohio s most prestigious hospitals and offers its employees career opportunities in state-of-the-art facilities that cover the

More information

Plan Choices: PPO Plan HSA/High Deductible Plan

Plan Choices: PPO Plan HSA/High Deductible Plan Evraz Claymont Steel Comparison of Benefits 2010 MEDICAL - Claymont This summary is an overview only. The terms and conditions of the benefits described in this guide are determined solely by Health Plan

More information

It Pays to Think Ahead. 2014 Benefit Summary

It Pays to Think Ahead. 2014 Benefit Summary It Pays to Think Ahead. 2014 Benefit Summary Benefits Overview Aurora Public Schools is proud to offer a comprehensive benefits package to eligible employees. The complete benefit package is briefly summarized

More information

Tier II: Providers and HPN/Geisinger. After Deductible 80% - Ancillary Services (x-rays, labs) (of Professional Allowance) After Deductible

Tier II: Providers and HPN/Geisinger. After Deductible 80% - Ancillary Services (x-rays, labs) (of Professional Allowance) After Deductible Health Insurance Third-Party Administrator: Geisinger Health Plan Coverage: *Begins the first month after benefit eligibility Deductibles *Dependent children covered to age 26 Annual, calendar year deductibles

More information

Open. Enrollment. Welcome to

Open. Enrollment. Welcome to Open Welcome to Enrollment 2 0 1 0 Open enrollment for active full-time employees and eligible part-time faculty will take place from October 1 through October 31, 2009. Because LACCD is joining the CalPERS

More information

Pace University CIGNA Medical Detailed Benefit Summaries July 1, 2015 - June 30, 2016

Pace University CIGNA Medical Detailed Benefit Summaries July 1, 2015 - June 30, 2016 Consumer Core HDHP In Net $50 (ONLY APPLICABLE TO THOSE Network Core $25 ALREADY ENROLLED) Network Choice Fund In Network In Network In Network Deductible $1,300/$2,600 (Cumulative) N/A N/A Coinsurance

More information

MAYFLOWER MUNICIPAL HEALTH GROUP ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ PPO REVIEW OF BENEFITS

MAYFLOWER MUNICIPAL HEALTH GROUP ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ PPO REVIEW OF BENEFITS Fiscal Year 2015 2016 MAYFLOWER MUNICIPAL HEALTH GROUP ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ PPO REVIEW OF S ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

More information

When You Can Change Plans. Care is provided through physicians or medical staff at a Kaiser Permanente facility located in the member's service area.

When You Can Change Plans. Care is provided through physicians or medical staff at a Kaiser Permanente facility located in the member's service area. CEMENT MASONS HEALTH AND WELFARE TRUST FUND ACTIVE CEMENT MASONS AND THEIR ELIGIBLE DEPENDENTS EFFECTIVE FEBRUARY 1, 2013 PLAN FEATURES DIRECT PAYMENT PLAN KAISER PERMANENTE When You Can Change Plans Type

More information

2012 Health Care Benefit Highlights

2012 Health Care Benefit Highlights 2012 Health Care Benefit Highlights Addendum to the 2011 Benefit Highlights, Schedule of Benefits, and Summary Description previously published. Dear UAW Trust Member, The UAW Retiree Medical Benefits

More information

Medical Plan Comparison - Retirees Age 65 or Over

Medical Plan Comparison - Retirees Age 65 or Over * Plan Type Medicare Cost Plan with Prescription Coordinates with Medicare and includes Medicare prescription drug program Medicare Cost Plan with Prescription Medicare Advantage Plan with Prescription

More information

State Retiree Medicare Advantage Plans

State Retiree Medicare Advantage Plans State Retiree Medicare Advantage Plans October/November 2015 Copyright 2013 by The Segal Group, Inc. All rights reserved. Your 2016 Retiree Benefits www.cms.illinois.gov/thetrail 2 Eligibility Who is Required

More information

Your Plan: Anthem Gold HMO 500/20%/5000 Your Network: California Care HMO

Your Plan: Anthem Gold HMO 500/20%/5000 Your Network: California Care HMO Your Plan: Anthem Gold HMO 500/20%/5000 Your Network: California Care HMO This summary of benefits is a brief outline of coverage, designed to help you with the selection process. This summary does not

More information

RETIRED LABORERS HEALTH AND WELFARE PLAN - COMPARISON OF BENEFITS - EFFECTIVE SEPTEMBER 1, 2015 LABORERS

RETIRED LABORERS HEALTH AND WELFARE PLAN - COMPARISON OF BENEFITS - EFFECTIVE SEPTEMBER 1, 2015 LABORERS When You Can Change Plans Type of Plan Geographical Area Covered Choice of Physicians Specialized Care: In-Network Outside Network Out-of-Area Care Claim Forms Annual Deductible RETIRED HEALTH AND WELFARE

More information

National PPO 1000. PPO Schedule of Payments (Maryland Small Group)

National PPO 1000. PPO Schedule of Payments (Maryland Small Group) PPO Schedule of Payments (Maryland Small Group) National PPO 1000 The benefits outlined in this Schedule are in addition to the benefits offered under Coventry Health & Life Insurance Company Small Employer

More information

2016 Plan Comparison For HealthFlex Exchange Participants

2016 Plan Comparison For HealthFlex Exchange Participants 2016 Plan Comparison For HealthFlex Exchange Participants This comparison highlights key differences and similarities between plans offered through HealthFlex Exchange in 2016. All plans use the same network

More information

STANDARD AND SELECT NETWORK PRODUCTS FROM TUFTS HEALTH PLAN

STANDARD AND SELECT NETWORK PRODUCTS FROM TUFTS HEALTH PLAN STANDARD AND SELECT NETWORK PRODUCTS FROM TUFTS HEALTH PLAN 2015 PLAN OPTIONS Standard Network: The Standard Network plans provide members with a choice of more than 25,000 participating doctors and 90

More information

Comparison of Health Care Plans Metro Interagency Insurance Program Effective Date: July 1, 2015

Comparison of Health Care Plans Metro Interagency Insurance Program Effective Date: July 1, 2015 Comparison of Health Care Plans Metro Interagency Insurance Program Effective Date: July 1, 2015 Wellmark Blue Cross Blue Shield Customer Service: 1-800-277-8380 Participating Provider Directory Information:

More information

2016 COPAY AND DEDUCTIBLE PLANS

2016 COPAY AND DEDUCTIBLE PLANS 2016 COPAY AND DEDUCTIBLE PLANS Health Insurance for Individuals & Families Welcome to PreferredOne PreferredOne.com Your Health, Your Choice, Many Options At PreferredOne, our name says it all you and

More information

!"#$%$&!"'()*+,-".-,/ &01*+("12"31+4156"$,+0"!*7("819".5(<(/4*<("&,5( :(()";(,-40"&,5( !"#$%$&!",/)"'()*+,5(

!#$%$&!'()*+,-.-,/ &01*+(1231+4156$,+0!*7(819.5(<(/4*<(&,5( :(();(,-40&,5( !#$%$&!,/)'()*+,5( submitted anytime during the year to your institution HR/Benefits Office, and the tobacco premium will be waived beginning the first of the month following submission of the form. Important: A member is

More information

Individual Health Insurance

Individual Health Insurance Individual Health Insurance Plans that fit every need, lifestyle and budget. Through It All. 866-303-BLUE (2583) bcbsok.com SM Call 866-303-BLUE (2583), visit bcbsok.com, or contact an independent Blue

More information

MNHG Health Plan Benefit Comparison

MNHG Health Plan Benefit Comparison Deductible - applies to: In-patient Admissions; Out-patient Surgery; ER, High Tech Imaging (MRI, CT, & PET) and Diagnostic Tests & Procedures. Does not apply to routine office visits or pharmacy. Per plan

More information

Operating Engineers Public Employees Health and Welfare Trust Fund Plan D vs PERS CHOICE and PERS SELECT PPO Plan

Operating Engineers Public Employees Health and Welfare Trust Fund Plan D vs PERS CHOICE and PERS SELECT PPO Plan Calendar Year Deductible $500 Individual / $1,000 Family per calendar year Does not apply to PPO physician office visits, PPO preventive care or hospital emergency room charges for an emergency medical

More information

Your Plan: Anthem Gold HMO 35/25%/6600 Your Network: California Care HMO

Your Plan: Anthem Gold HMO 35/25%/6600 Your Network: California Care HMO Your Plan: Anthem Gold HMO 35/25%/6600 Your Network: California Care HMO This summary of benefits is a brief outline of coverage, designed to help you with the selection process. This summary does not

More information

ROCHESTER INSTITUTE OF TECHNOLOGY 2014 Medical Benefits Comparison Chart Medicare-Eligible Retirees in the Rochester Area

ROCHESTER INSTITUTE OF TECHNOLOGY 2014 Medical Benefits Comparison Chart Medicare-Eligible Retirees in the Rochester Area Contacting the Carrier Voice: (877) 883-9577 TTY: (585) 454-2845 Website: Voice: (800) 665-7924 TTY: (800) 252-2452 Website: www.excellusbcbs.com www.mvphealthcare.com Deductible Carry Over None None Deductible,

More information

2015 Medicare Supplement Program

2015 Medicare Supplement Program 2015 Medicare Supplement Program NUSCO Retiree Health Plan Medicare Eligible Retirees and Surviving Spouses Your Medicare Supplement Program This guide can help you better understand your Medicare Supplement

More information

IN THIS SECTION SEE PAGE. Diageo: Your 2015 Employee Benefits 67

IN THIS SECTION SEE PAGE. Diageo: Your 2015 Employee Benefits 67 Diageo: Your 2015 Employee Benefits 67 Prescription Drug Program If you are enrolled in one of the Preferred Provider Organization Options (PPOs) (in either the Select or Enhanced option), or the HMO through

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the Summary Plan Description (SPD) or Plan Document at www.pebtf.org or by calling 1-800-522-7279.

More information

LEGACY PLAN Medical In-Ntwk Out-of-Ntwk

LEGACY PLAN Medical In-Ntwk Out-of-Ntwk Preventive Services Age, gender and frequency criteria Adult physical/immunizations Well child visits/immunizations Screenings 0 Co-Insurance (after deductible) Out-of-Pocket Maximums Office Visit (copays)

More information

Banner Health - Choice Plus Coverage Period: 1/1/2015-12/31/2015

Banner Health - Choice Plus Coverage Period: 1/1/2015-12/31/2015 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the plan document at www.bannerbenefits.com by clicking on the Resources tab and then Plan

More information

Employer Health Insurance

Employer Health Insurance Employer Health Insurance Product Guide 2015 plans for employers with 1-50 employees 1 and 51-99 employees 2 1 These plans are offered to employers considered small for purposes of the Affordable Care

More information

Anthem Blue Cross Life and Health Insurance Company Your Plan: Solution PPO 1500/15/20 Your Network: Prudent Buyer PPO

Anthem Blue Cross Life and Health Insurance Company Your Plan: Solution PPO 1500/15/20 Your Network: Prudent Buyer PPO Anthem Blue Cross Life and Health Insurance Company Your Plan: Solution PPO 1500/15/20 Your Network: Prudent Buyer PPO This summary of benefits is a brief outline of coverage, designed to help you with

More information

I AM: MATCH ME TO MY HEALTH PLAN A RESIDENT OF FLORIDA * HAPPIEST WHEN I M HEALTHIEST LIKE NO ONE ELSE

I AM: MATCH ME TO MY HEALTH PLAN A RESIDENT OF FLORIDA * HAPPIEST WHEN I M HEALTHIEST LIKE NO ONE ELSE Insured by Cigna Health and Life Insurance Company MATCH ME TO MY HEALTH PLAN I AM: X A RESIDENT OF FLORIDA * X HAPPIEST WHEN I M HEALTHIEST X LIKE NO ONE ELSE 863952 D2C FL 09/13 *These plans are available

More information

Through It All. Health Coverage for Individuals and Families. Plans that fit every need, lifestyle and budget. 800-531-4456 bcbstx.

Through It All. Health Coverage for Individuals and Families. Plans that fit every need, lifestyle and budget. 800-531-4456 bcbstx. Health Coverage for Individuals and Families Plans that fit every need, lifestyle and budget. Through It All. 800-531-4456 bcbstx.com SM Call 800-531-4456, visit bcbstx.com, or contact an independent Blue

More information

The 2016 Health Care Plan Comparison Chart provides you with high-level coverage details on medical, dental and vision plans.

The 2016 Health Care Plan Comparison Chart provides you with high-level coverage details on medical, dental and vision plans. 2016 HEALTH PLAN COMPARISON CHART The 2016 Health Care Plan Comparison Chart provides you with high-level coverage details on medical, dental and vision plans. Andre Jacobs Field Services North America,

More information

Benefits at a Glance: Visa Inc. Policy Number: 00784A

Benefits at a Glance: Visa Inc. Policy Number: 00784A Benefits at a Glance: Visa Inc. Policy Number: 00784A Visa Inc. Benefits at a Glance Policy #00784A Effective Date: January 1, 2016 Visa Inc. offers Medical, Pharmacy, Vision, Dental and Medical Evacuation

More information

UT HMO 3000 80/60 UT HMO 2000 70/50 UT HMO 2000 80/60 HSA. In Network In Network In Network $3,000/$6,000 $2,000/$4,000 $2,000/$4,000

UT HMO 3000 80/60 UT HMO 2000 70/50 UT HMO 2000 80/60 HSA. In Network In Network In Network $3,000/$6,000 $2,000/$4,000 $2,000/$4,000 Aetna 51-100 HealthNetworkOnly Member benefits Plan name UT HMO 3000 80/60 UT HMO 2000 70/50 UT HMO 2000 80/60 HSA In Network In Network In Network Calendar year deductible (Individual/Family) Calendar

More information

2015 Medical and Dental Plan Comparison Chart

2015 Medical and Dental Plan Comparison Chart Benefits for Professional Staff 2015 Medical and Dental Plan Comparison Chart This workplace has been recognized by the American Heart Association for meeting criteria for employee wellness. This chart

More information

Your Plan: Anthem Gold PPO 500/20%/4500 Your Network: Prudent Buyer PPO

Your Plan: Anthem Gold PPO 500/20%/4500 Your Network: Prudent Buyer PPO Your Plan: Anthem Gold PPO 500/20%/4500 Your Network: Prudent Buyer PPO This summary of benefits is a brief outline of coverage, designed to help you with the selection process. This summary does not reflect

More information

GHI-COMPREHENSIVE BENEFITS PLAN/EMPIRE BLUECROSS BLUESHIELD HOSPITAL PLAN (GHI-CBP)

GHI-COMPREHENSIVE BENEFITS PLAN/EMPIRE BLUECROSS BLUESHIELD HOSPITAL PLAN (GHI-CBP) GHI-COMPREHENSIVE BENEFITS PLAN/EMPIRE BLUECROSS BLUESHIELD HOSPITAL PLAN (GHI-CBP) GHI-CBP option consists of two components: GHI, an EmblemHealth company, offering benefits for medical/physician services,

More information

Westinghouse Electric Company Benefits Summary

Westinghouse Electric Company Benefits Summary Electric Company Benefits Summary Health and Well Being Financial Protection Retirement Benefits Vacation and Holidays Other Company-Provided Benefits Revised April 2015 MEDICAL BENEFITS Carriers: HEALTH

More information

PPO Schedule of Payments (Maryland Large Group) Qualified High Deductible Health Plan National QA2000-20

PPO Schedule of Payments (Maryland Large Group) Qualified High Deductible Health Plan National QA2000-20 PPO Schedule of Payments (Maryland Large Group) Qualified High Health Plan National QA2000-20 Benefit Year Individual Family (Amounts for Participating and s services are separated in calculating when

More information

Health Insurance Benefits Summary

Health Insurance Benefits Summary Independent licensee of the Blue Cross and Blue Shield Association Health Insurance Benefits Summary Community Blue SM PPO Health Maintenance Exam (1) Covered 100%, one per calendar year, includes select

More information

2015 HEALTH INSURANCE OPTIONS

2015 HEALTH INSURANCE OPTIONS INSURANCE PLUS Rose Gagliardi 15 West Main Street President Oyster Bay, NY 11771 516-922-1200 / 212-268-4473 516-922-2801 fax rose@insuranceplusny.com www.insuranceplusny.com September 16, 2015 2015 HEALTH

More information

PLAN DESIGN AND BENEFITS POS Open Access Plan 1944

PLAN DESIGN AND BENEFITS POS Open Access Plan 1944 PLAN FEATURES PARTICIPATING Deductible (per calendar year) $3,000 Individual $9,000 Family $4,000 Individual $12,000 Family Unless otherwise indicated, the Deductible must be met prior to benefits being

More information

Health Insurance Matrix 07/01/012-06/30/13

Health Insurance Matrix 07/01/012-06/30/13 Employee Contributions Family Monthly : $212.14 Bi-Weekly : $106.07 Monthly : $388.36 Bi-Weekly : $194.18 Monthly : $429.88 Bi-Weekly : $214.94 Monthly : $677.30 Bi-Weekly : $338.65 Employee Contributions

More information

2014 Medical and Dental Plan Comparison Chart

2014 Medical and Dental Plan Comparison Chart Benefits for Residents 2014 Medical and Dental Plan Comparison Chart This chart is only a summary. For details, limitations, and exclusions, please contact your Professional Staff Benefits Office for the

More information

GEHA 2014. Health Savings AdvantageSM High-deductible health plan with a health savings account (HSA) (800) 821-6136 geha.com

GEHA 2014. Health Savings AdvantageSM High-deductible health plan with a health savings account (HSA) (800) 821-6136 geha.com GEHA 2014 Health Savings AdvantageSM High-deductible health plan with a health savings account (HSA) (800) 821-6136 geha.com CODE Self Only 341 Self + Family 342 Enrollment checklist 1. Research health

More information

Kaukauna Area School District Employee Benefits Booklet 2015. Kaukauna Area School District. 2015 EMPLOYEE BENEFITS GUIDE

Kaukauna Area School District Employee Benefits Booklet 2015. Kaukauna Area School District. 2015 EMPLOYEE BENEFITS GUIDE Kaukauna Area School District Employee Benefits Booklet 2015 Kaukauna Area School District. 2015 EMPLOYEE BENEFITS GUIDE Quick Reference Guide Benefit Vendor Phone & Website Health Network Health Plan

More information

2015 Summaries of Medical Benefits and Coverage Glossary of Health Coverage and Medical Terms

2015 Summaries of Medical Benefits and Coverage Glossary of Health Coverage and Medical Terms 2015 Summaries of Medical Benefits and Coverage Glossary of Health Coverage and Medical Terms University of Chicago Colleagues: The University of Chicago is required under Health Care Reform to provide

More information

MNHG Health Plan Benefit Comparison June 1, 2015 to May 31, 2016

MNHG Health Plan Benefit Comparison June 1, 2015 to May 31, 2016 Deductible - applies to: In-patient Admissions; Out-patient Surgery; ER, High Tech Imaging (MRI, CT, & PET) and Diagnostic Tests & Procedures. Does not apply to routine office visits or pharmacy. Per plan

More information

2016 HealthFlex Plan Comparison: PPO B1000 with HRA and HDHP H1500 with HSA

2016 HealthFlex Plan Comparison: PPO B1000 with HRA and HDHP H1500 with HSA Caring For Those Who Serve 1901 Chestnut Avenue Glenview, Illinois 60025-1604 1-800-851-2201 www.gbophb.org 2016 HealthFlex Plan Comparison: PPO B1000 with HRA and HDHP H1500 with HSA Please note: This

More information

Additional Information Provided by Aetna Life Insurance Company

Additional Information Provided by Aetna Life Insurance Company Additional Information Provided by Aetna Life Insurance Company Inquiry Procedure The plan of benefits described in the Booklet-Certificate is underwritten by: Aetna Life Insurance Company (Aetna) 151

More information

LEARN. Your guide to health insurance

LEARN. Your guide to health insurance LEARN Your guide to health insurance Table of Contents Why health insurance is important...1 How the Affordable Care Act affects you...2 See if you may qualify for a subsidy...4 Types of health plans...6

More information

Benefits At A Glance Freedom 500

Benefits At A Glance Freedom 500 Benefits At A Glance Freedom 500 Plan Year 2013 This information is intended to provide only an overview of the major features of Insperity s employee benefits programs. Full details are contained in the

More information

PPO Hospital Care I DRAFT 18973

PPO Hospital Care I DRAFT 18973 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.ibx.com or by calling 1-800-ASK-BLUE. Important Questions

More information

2015 IBM Benefits Summary

2015 IBM Benefits Summary 2015 IBM Benefits Summary Table of Contents 2015 IBM Benefits Summary 3 Eligibility 3 About your health and disability benefits 3 Medical Choices 3 IBM PPO (Preferred Provider Organization) 3 3 IBM PPO

More information

Coventry Health and Life Insurance Company PPO Schedule of Benefits

Coventry Health and Life Insurance Company PPO Schedule of Benefits State(s) of Issue: Oklahoma PPO Plan: OI08C30050 30 Coventry Health and Life Insurance Company PPO Schedule of Benefits Covered Services Contract Year Deductible For All Eligible Expenses (unless otherwise

More information

Essentials Rx 15 (HMO) Plan offered by PacificSource Medicare. Annual Notice of Changes for 2014

Essentials Rx 15 (HMO) Plan offered by PacificSource Medicare. Annual Notice of Changes for 2014 Essentials Rx 15 (HMO) Plan offered by PacificSource Medicare Annual Notice of Changes for 2014 You are currently enrolled as a member of Essentials Rx 15 (HMO) Plan. Next year, there will be some changes

More information

Insurance Benefits For Employees C H E S T E R F I E L D C O U N T Y P U B L I C S C H O O L S

Insurance Benefits For Employees C H E S T E R F I E L D C O U N T Y P U B L I C S C H O O L S CCPS Insurance Benefits For Employees 2015 C H E S T E R F I E L D C O U N T Y P U B L I C S C H O O L S CHESTERFIELD COUNTY PUBLIC SCHOOLS BENEFITS DEPARTMENT Enrollment or Changes in Coverage 748-1226,

More information