More options More support More success. Group Retiree Medicare Capabilities
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1 More options More support More success Group Retiree Medicare Capabilities Y0071_15_19430_I_005_03/18/ MUBENMUB_005
2 More flexibility, better options. Some companies are committed to taking exceptional care of their retirees. For others, the bottom line is the driving factor. And the rest are somewhere in between. For this reason, having the right mix of products to draw from is essential. At Empire BlueCross BlueShield, our diverse portfolio features a wide range of plans to pick from. We are committed to helping you find the right health, prescription and supplemental benefit packages for your clients. Our Medicare Advantage medical and prescription drug plans are specifically designed for group retiree plan sponsors. These plans provide a good solution for plan sponsors that have lost their Retiree Drug Subsidy (RDS) tax deductions. Here is an overview of our portfolio: Medicare Advantage plans PPOs and HMOs Various plan designs and price points Savings and discounts through SpecialOffers Supplemental benefit options* such as: Dental Vision Hearing *Where available Health and wellness programs Clinical programs targeted at getting members the care that they need. Live calls with friendly reminders about needed screenings or medication adherence issues and helping them to connect with their doctor. Dedicated case managers for members with high risk for re-admission 24/7 nurse information help line SilverSneakers Fitness program nation s leading fitness program designed specifically for active older adults, dedicated to helping seniors reach their health goals Medicare prescription drug plans Part of Medicare Advantage plans or stand-alone plans Using an Employer Group Waiver Plan provides the greatest savings allowed under current CMS regulations and is an effective alternative to an RDS plan Allows plan sponsors to capture savings from the 50% manufacturers discount on brand drugs in the coverage gap Several Part D and non-d drug coverage options Preferred cost sharing pharmacy plans available in most states Options
3 Support Support you and your clients can rely on. For generations, companies and their employees have relied on Empire BlueCross BlueShield for plans that will be there when needed. Instilling and maintaining this level of confidence is an essential part of our mission for our plan members and for partners like you. What helps us accomplish this mission is a collective expertise in all aspects of Group Retiree Medicare benefits. This knowledge base is literally decades in the making. And it directly translates into support that helps you solve complicated problems with creative solutions and makes plan implementation more efficient with best-in-class processes. It s a key advantage that comes with Empire BlueCross BlueShield access to resources and know-how that makes life easier for you, the plan sponsors and their retirees. See for yourself. Support for you: Continuous assistance from your Commercial account executive Subject matter expert with specialized training to assist you with managing Group Retiree Medicare Advantage and Medicare Part D plans Dedicated employer service consultant contact to assist you, your staff and the group sponsor Support for the group sponsor: Focused implementation tailored to a seamless transition to Empire BlueCross BlueShield. The result is an orderly and smooth implementation over a 90-day period. A dedicated day-to-day contact with an employer service consultant for the management team that will be available to work with your client this makes working with us easy. Support for the retiree: A First Impressions Welcome Center specifically designed and available for open enrollment support Care managers who serve as advocates for retirees who are at high risk for re-admission. Our care managers will connect those retirees with complex care to the services, resources and care they need Group Retiree Medicare Customer Service representatives who have completed specialized senior sensitivity training and serve as advocates for retirees One member ID card for both medical and prescription drug products S
4 Learn more about what Empire BlueCross BlueShield has to help you succeed. We would appreciate the opportunity to have a discussion and learn how we can best support your specific needs. As part of this discussion, we can address any questions you have as well as review: Flexible and innovative products that adapt favorably to changes in legislation and the marketplace. Funding options fully insured, mixed or administrative services only (ASO). Brand value financial stability, integrity, experience and expertise. Simply contact your Empire BlueCross BlueShield account representative for more information. We re looking forward to speaking with you soon. uccess
5 With Empire BlueCross BlueShield, you ll find more of what you are looking for in a good partnership. We consider it a top priority to provide brokers and consultants like you with the resources you need to succeed. These resources come in many forms, but ultimately have the same result making it easier for you to provide outstanding Group Retiree Medicare solutions to your clients. We know this is no small feat. After all, your clients are all unique, as are the solutions that will work best for them. For example: Is the group looking to fulfill the promise of specific benefits? Is there a critical comfort level for what the Group Sponsor is willing to contribute toward the premium? What is an acceptable amount for the retiree to pay? What impact will legislative and tax code changes have? Success or failure comes down to how well details like these are understood and addressed. It s why we encourage you to have an open dialogue with us about your sales goals, strategies and specific client needs. Then, know you can count on us, to help create customized solutions or offer Standard plan options that provide good value for everyone. Our Group Retiree Medicare portfolio includes products that work with active and pre-65 retiree commercial products or on a stand-alone basis. Partnership
6 Empire BlueCross BlueShield is a Medicare Advantage Organization and a Prescription Drug Plan with a Medicare contract. Enrollment in Empire BlueCross BlueShield depends on contract renewal. Services provided by Empire HealthChoice HMO, Inc. and/or Empire HealthChoice Assurance, Inc., licensees of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans.
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