I ll drive. Life happens in your car. Let s make sure it s a good one.

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1 auto center you navigate, I ll drive. Life happens in your car. Let s make sure it s a good one.

2 GET BEHIND THE WHEEL FOR LESS. Buying a car should be fun, not frustrating. Hit the road in no time with our improved car buying process. Whether you re buying your first car, a new family vehicle, or the sports car of your dreams, you ll find a flexible and affordable auto loan that fits your needs. Take advantage of our auto lending and buying services, as well as our team of auto buying experts, and save money from start to finish.

3 Flexible Auto Loans Choose from a variety of auto loans, all designed to get you in your new or used vehicle for less. Our auto loans offer: Rate discount of 0.25% for automatic payment from your Truliant account Low rates and easy application process Up to 100% financing for qualified buyers Flexible terms up to 84 months Auto Refinance Loan If you have a vehicle financed elsewhere, a Truliant Auto Refinance Loan could help you save by lowering your monthly payment and interest rate. Fuel Efficient Auto Loan If your vehicle gets 29 miles per gallon (MPG) or more on the highway, we d like to say thank you for going green. Our Fuel Efficient Auto Loan offers a 0.25% rate discount to save you money on your monthly payment and total financing costs. Boat & RV Loan We offer competitive rates for almost any type of boat or recreational vehicle with extended terms up to 144 months. First Auto Loan If you are a recent college graduate, starting your first job, or the parent of someone who wants to purchase their first vehicle, our First-time or Parent-assisted Car-buyer program may be right for you! We offer affordable financing on new and used vehicles.

4 Easy from start to finish Easy Pre-Approvals Apply over the phone with ExpressLoan or online at Truliant.org and get approved in 20 minutes or less. ExpressCheck This special check gives you on-the-spot purchasing and negotiating power for your new car, truck, boat or recreational vehicle. Your check is good for 90 days, and you are under no obligation to pay until you use it. Dealer Direct Financing When you re at the dealership and ready to buy, just let the dealer know you re a Truliant member! We partner with hundreds of dealerships to offer our Credit Union financing on the spot. WANT TO LEARN MORE? For more information about our auto lending and buying services, visit Truliant.org.

5 Tell us what you want, we ll go FIND it Auto Buying Service Skip the hassle of a trip to the dealership. Our Credit Union Auto Buying Service (CUABS) is easy to use and can save you thousands when purchasing a new or used vehicle. Get preapproved, then speak with a CUABS representative about your dream car s make, model, color and options. Simple and hassle-free process Huge selection at discounted prices On-site loan approvals and trade-ins Delivery to home or office PROTECT YOURSELF GAP Insurance In the event of total loss or theft, your insurance company may not give you a payoff amount equal to your loan balance. GAP insurance covers the difference. Low-Cost Warranty Program Our warranty program covers most major repairs, allows for towing service and offers you a rental if you need one. Lower Insurance Premiums As a member-owner, you re eligible for a discount on auto and home insurance through Nationwide and Travelers, our insurance partners. Credit Insurance This insurance can be rolled into your monthly payment and will help protect your family in the event of loss of life, accident or illness.

6 How to reach us Burlington Charlotte Greensboro/ High Point Richmond Winston-Salem/ Kernersville Other Areas credit union auto buying CUABS.com Internet Truliant.org Truliant Federal Credit Union is federally insured by the National Credit Union Administration and is an Equal Housing Lender. All rates and terms are subject to change and all loans are subject to credit approval. Some products and services are only available in FL, GA, NC, OH, SC, TN and VA S 2/14

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