The American Express Qantas Corporate Platinum Card. Card Member benefits and services

Size: px
Start display at page:

Download "The American Express Qantas Corporate Platinum Card. Card Member benefits and services"

Transcription

1 The American Express Qantas Corporate Platinum Card Card Member benefits and services

2 The special privileges offered by a Corporate Platinum Card From snail mail to , landlines to mobiles and floppy discs to digital files our business tools are constantly evolving. So too are the travel, business and lifestyle benefits of the American Express Qantas Corporate Card program. Introducing Platinum your exclusive opportunity to attain the extra value, personal advantages and priority access of a Platinum Card, with the expense management benefits of our Corporate Card program. With service and rewards, the Corporate Platinum Card proves that to make a busy life less complicated and more productive, it s not only what you know but what you carry.

3 WELCOME TO PLATINUM Platinum Service Platinum Card Service 3 Platinum Travel Service 3 Platinum Qantas Corporate Specialist 3 Platinum Concierge 4 Platinum Rewards Membership Rewards Spirit 7 Platinum Travel Qantas Privileges 11 American Express Sydney Airport Lounge 11 Fine Hotels and Resorts 13 Small Luxury Hotels of the World 13 Peppers Retreats, Resorts and Hotels 13 Hertz #1 Club Gold 14 Avis Preferred Service Membership 14 Commission Free Foreign Currency and Travellers Cheques 14 Complimentary Business Travel Insurance 14 Platinum Lifestyle By Invitation Only 17 Priority Bookings and Premium Tickets 17 Fine Dining 17 Platinum Business Newspaper Subscription 19 Qantas Club Meeting Room Discount and Qantas Club Membership Discount 19 Tax Deductible Card Membership 19 Platinum Emergency Emergency Card Replacement 21 Emergency Cheque Cashing 21 International Medical and Legal Assistance 21 American Express Qantas The Corporate Platinum Card 23 Corporate Platinum Card Managing Your Corporate Platinum Card Account Online 23 Additional Benefits No Pre-set Spending Limits 24 Payments in Full 24 Paying Your Corporate Card Account 25 Away for an Extended Period 26 Corporate Cash and Travellers Cheques 26 Corporate Platinum Card Security 27 Corporate Platinum Card Renewal 27 Companion Card 27

4 2

5 PLATINUM SERVICES The Corporate Platinum Card provides access to a range of unprecedented, dedicated services which are designed to help you do more with your time, so you can focus on what s important your business needs. Platinum Card Service A dedicated team is at your service, helping you get the most from your Corporate Platinum Card. Whether it s emergency assistance, general information or queries about the Membership Rewards Spirit program our servicing team is there to assist you every step of the way. Platinum Travel Service With just one call, our team of travel professionals will help you take advantage of the Qantas privileges you are entitled to each year with the Corporate Platinum Card. You may want to use one of the offers on selected Qantas routes for an upcoming conference, or perhaps you ve chosen to accept the Qantas Club membership. Whatever your travel needs, the Platinum Travel Service team is there to ensure you are taken care of. Qantas Corporate Specialist Corporate Platinum Card membership gives you access to a Qantas Corporate Specialist. A Qantas Corporate Specialist will be the first point of contact within Qantas for enquiries about Qantas before you travel, at the airport or in the air; and will take ownership of your enquiry or facilitate your request providing you with invaluable service and support. Each Corporate Specialist has superior knowledge of Qantas products, services, processes and policies, and can support the services provided by your Corporate Travel Manager. As a Corporate Platinum Card Member you will also receive regular updates from Qantas through corporate publications. 3

6 Platinum Concierge Your Platinum Concierge is ready to assist you where possible Monday Friday, 8am 7pm AEST/AEDT. Whether it s a dining reservation, arranging tickets to an event for a client, or organising flowers or gifts for your valued clients, our Platinum Concierge 1 service professionals will see that your requests are dealt with promptly. You can contact Platinum Concierge, Platinum Travel Service and Platinum Card Service Monday Friday, 8am 7pm AEST/AEDT by calling Qantas Corporate Specialists are available on the same number, Monday Friday 8:30am 5:30pm AEST/AEDT. 1. There is no cost for Platinum Concierge consultation, although you are responsible for any purchase and/or shipping charges you authorise. Fees may apply for meetings and event planning. 4

7 PLATINUM SERVICES 5

8 6

9 PLATINUM REWARDS Success in business takes a lot of hard work and commitment, so it is always appealing to be rewarded. The Corporate Platinum Card provides you with a number of ways to keep motivation high, by rewarding yourself and your employees. Membership Rewards Spirit As a Corporate Platinum Card Member, you ll receive automatic and complimentary enrolment into Membership Rewards Spirit, a program specifically tailored to help turn your everyday business expenses into rewards. American Express Qantas Corporate Platinum Card Members can enjoy an accelerated earn rate of up to 1.5 Membership Rewards Spirit points per dollar 2 spent up to 225,000 points per annum, reverting to up to 1 point 2 for every dollar spent thereafter. The number of points that can be earned remains unlimited and once you ve earned them they won t expire as long as your account remains current. You can redeem these points for Qantas Points 3, frequent guest programs 4, unique experiences, or enjoy shopping online 5 using your points for your favourite brands at DAVIDJONES.COM.AU. You can redeem your current Membership Rewards points for Qantas Points 3 at a rate of 1 Membership Rewards point 5 for 1 Qantas Point 6. The Membership Rewards Spirit program offers a wide range of rewards for you to choose from, including the following categories: Qantas Points Merchandise Hotel Frequent Traveller Program Charitable Donations Retail Gift Cards Unique Experiences Wine and Food 7

10 2. Refer to americanexpress.com.au/corporatespiritmr for earn rates. 3. You must be a member of the Qantas Frequent Flyer program to earn and redeem points. A joining fee may apply. Membership and points are subject to the terms and conditions of the Qantas Frequent Flyer Program. Under Membership Rewards Spirit a minimum of 2,000 Membership Rewards points may be redeemed for Qantas Points at any one time and must be in whole numbers. Once Membership Rewards points have been redeemed for Qantas Points, they are governed by the Terms and Conditions of the Qantas Frequent Flyer program and cannot be reversed. 4. To redeem Membership Rewards points for points in our frequent guest partner programs or the Qantas Frequent Flyer program you must be a member of the partner program. Membership of the partner program is the Card Member s responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply. Once your points have been transferred they cannot be reversed and are subject to the partner program Terms and Conditions. 5. Membership Rewards enrolment required. Subject to the Terms and Conditions of the Membership Rewards Spirit program available at americanexpress.com.au/corporatespiritmr. Your Company must allow participation in Membership Rewards to be eligible to enrol. The Membership Rewards program points earn rate is subject to change on 3 months' notice. There is no expiry date for points earned while in the program so long as you are an American Express Card Member enrolled in Membership Rewards, and your account is kept in good standing and is not overdue. 6. Subject to the Terms and Conditions of the Membership Rewards Spirit program available at membershiprewards.com.au/termsandconditions. 8

11 PLATINUM REWARDS If you would like to have access to your Membership Rewards points no matter where you are in the world, visit americanexpress.com.au/spirit. You will need to be enrolled in Online Services, which will allow you to: Review your Membership Rewards points balance; Transfer your Membership Rewards points balance to one of the participating partner programs; and Redeem a reward from the online catalogue. To access Online Services you need to register with us. Please follow the instructions for secure registration at americanexpress.com.au/myaccount Visit our website at americanexpress.com.au/spirit to find out more about the Membership Rewards Spirit program. 9

12 10

13 PLATINUM TRAVEL We understand business life often necessitates regular travel. That s why the American Express Qantas Corporate Platinum Card is designed to be the perfect travelling companion from taxis to hotels to insurance we ll help make your travel easier. And when you re redeeming your Qantas privileges for a business trip or a well-earned break, we can help you get to where you want to go. Qantas Privileges The Corporate Platinum Card provides a package of travel benefits above and beyond what you and your Company already enjoy. As a Platinum Card Member, you are entitled to purchase exclusive Qantas International Business fares to a selection of destinations each year 7, plus a choice of either: A one-year Qantas Club membership, or Qantas accommodation, or A Qantas Domestic Economy return flight. American Express Sydney Airport Lounge At Sydney s T1 International Airport, your American Express Corporate Platinum Card gives you access to our private lounge. Escape to an intimate calming atmosphere with comfy seating, delicious food, free Wi-Fi, shower suites and more. Located next to Gate 24 in the T1 Departures terminal. Simply show your Card for complimentary entry twice annually. 7. One international flight is available for Card Members to purchase each Membership Year and must be booked and ticketed before the end of the Membership Year. Availability is limited and seats may not be available on all flights or at the times you may wish to fly. Some flights may not have any seats available for redemption. Route availability and prices are subject to change without notice. All travel is subject to the International Flight Offer Conditions, Qantas Fare Conditions and Qantas Conditions of Carriage. For full Terms and Conditions, prices and available routes refer to americanexpress.com.au/corporatespiritmr 11

14 For further value, you can choose one of the following complimentary Qantas Travel benefits each Membership Year: One year Qantas Club Membership 8 For new members this includes the joining and annual fee. For existing members it will entitle you to a complimentary annual renewal. Qantas Club lounges offer you a place where you can relax and unwind, or you can keep working without interruption, utilising the range of office services available in the Business Centres. You will be welcome in Qantas Club lounges throughout Australia, and Qantas International Business, partner airlines and associated lounges worldwide 9. You will also enjoy a range of services and privileges designed to make your journey as comfortable and effortless as possible. Qantas Hotels Accommodation Sleep soundly in a 5-Star hotel with one night s accommodation from Qantas 10. Whether you re attending a conference or staying to relax following a business trip, Qantas has a wide range of accommodation in Australia and overseas to suit your needs. Qantas Domestic Economy return flight 11 Enjoy one Domestic Economy return flight with Qantas on one of a selection of routes within Australia. 8. One Qantas Club membership is available for Card Members to choose each Membership Year and must be redeemed before the end of the Membership Year. Membership of The Qantas Club is subject to The Qantas Club Terms and Conditions. Refer to qantas.com.au/info/flying/qantasclub/termsconditions 9. Subject to Qantas Club, partner airlines and associated lounges conditions of entry. 10. One night's accommodation offer is available for Card Members to choose from each Membership Year and must be redeemed before the end of the Membership Year. All accommodation is for 2 adults in one room for one night and is subject to space availability. Available at selected locations and properties. Qantas Hotels does not guarantee that rooms will be available on the dates you choose. During peak demand periods, trade fairs, special events, public holidays and school holidays, conditions may vary or rooms may not be available. Card Members are responsible for the cost of their own travel arrangements from their home to and from their choice of hotel. The cost of anything not specifically noted as being included in the accommodation is at Card Member's expense. 11. One Domestic Economy class flight is available for Card Members to choose each Membership Year and must be redeemed before the end of the Membership Year. Availability is limited and seats may not be available on all flights or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the Domestic Flight Offer Conditions, Qantas Fare Conditions and Qantas Conditions of Carriage. No Qantas Points will be awarded for travel on these flights. Visit amex.com.au/corporateplatinum for full Terms and Conditions and Route Mix. 12

15 PLATINUM TRAVEL Fine Hotels and Resorts Enjoy quality service at more than 500 of the world s foremost establishments. This includes room upgrades, continental breakfast for two each morning, and naturally you can expect late check-out as well as other benefits 12. Ask Platinum Travel Service for a copy of the latest Fine Hotels and Resorts Directory. Small Luxury Hotels of the World The Small Luxury Hotels of the World brand is a collection of approximately 400 independently-owned hotels in more than 60 countries, carefully selected for their style and sophistication. Exclusive benefits of your Corporate Platinum Card include continental breakfast, room upgrade, 12 noon check-in and 4pm late check-out 13. Ask Platinum Travel Service for a copy of the latest Small Luxury Hotels of the World Directory. Peppers Retreats, Resorts and Hotels Peppers is a collection of individual retreats, resorts and hotels offering boutique accommodation, ideal for your next business conference, a weekend away, short break or indulgent escape in spectacular locations throughout regional Australia. Choose from luxury outback cattle stations, romantic vineyard retreats, rainforest lodges, mountain resorts, premium golf getaways, historic country estates and exotic tropical islands 14. All are within easy reach of a major city such as Sydney, Melbourne or Brisbane. As a Corporate Platinum Card Member, you only need to pay for two nights and the third night is complimentary Subject to the Terms and Conditions of the operator. Subject to availability. 13. Subject to the Terms and Conditions of the operator. Subject to availability. 14. Offer subject to availability, not valid with any other special offer. Payment must be made with your Corporate Platinum Card. Valid for direct bookings only. Excludes public holiday periods. Bookings must be made in advance. Package is for double occupancy. Special offer must be mentioned at time of booking. Subject to the terms and conditions of the operator. 13

16 Hertz #1 Club Gold In addition to membership in Hertz #1 Club Gold, as a Corporate Platinum Card Member you ll also benefit from preferred customer service and complimentary car upgrades when you rent from a Hertz Gold location 15. Avis Preferred Service Membership 16 At 2,000 locations worldwide you can receive Avis Preferred priority service with less queues, paperwork and delays. Avis Preferred service is complimentary with your Corporate Platinum Card, plus you ll receive preferential treatment such as lowest kilometre vehicles, priority Avis car spaces, dedicated Preferred Service Managers and special offers. Commission Free Foreign Currency and Travellers Cheques Take advantage of commission free Foreign Currency and Travellers Cheques 17 ordered from American Express Foreign Exchange hand delivered to your place of business free of charge 18 within 48 hours when ordered online and settled via direct debit. To apply for this service call or visit fx4you.com Complimentary Business Travel Insurance Perhaps one of the most reassuring benefits of the Corporate Platinum Card is the insurance provided. Insurance coverage 19 is automatically provided when certain scheduled carrier travel tickets are charged to your Corporate Platinum Card. Additionally, you will be covered for personal trips charged to the Corporate Platinum Card while boarding, travelling on and exiting the certain carriers. And when you consider how costly this type of insurance can be, you'll also appreciate the financial benefits. For more information about your Platinum Travel Insurance coverage or to view the Terms and Conditions, please visit amex.com.au/corporateplatinum 15. Subject to the Terms and Conditions of the Hertz #1 Club Gold membership. 16. Subject to the Terms and Conditions of Avis Preferred Service. 17. A Disclosure Document will be provided where Travellers Cheques are sold and are available upon request. You should request an American Express Financial Services Guide and consider the appropriateness of Travellers Cheques in relation to your individual requirements. Travellers Cheques are issued under American Express International, Inc (ABN , AFSL No ). Incorporated with limited liability in Delaware, USA. Registered Trademark of American Express Company. 18. Hand delivered service applies to certain locations. 19. American Express Corporate Platinum Card Insurances are underwritten by ACE Insurance Limited (ABN , AFSL No ) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Corporate Platinum Card insurances policy of insurance between American Express Australia Limited (ABN , AFSL No ) (American Express) and ACE. This brochure does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions and consider the appropriateness of that insurance in relation to your individual requirements. 14

17 PLATINUM TRAVEL Coverage 20 Accidental Death and Dismemberment Cover Corporate Platinum Card Members Up to $400,000 Medical Emergency Expenses Unlimited (except dental up to $1,000) Baggage Insurance Travel Inconvenience Insurance including: Flight Delay Missed Connection Luggage Delay Extended Flight Delay Up to $30,000 (also includes money and document cover) Up to $700 Up to $700 Up to $700 Up to $1,000 Resumption of Journey Up to $5,000 Travel Cancellation Cover Up to $30,000 Personal Liability Cover Up to $3,000,000 Hijack and Detention Cover Up to $28,000 Kidnap Cover Up to $28, American Express Qantas Corporate Platinum Card Insurances are underwritten by ACE Insurance Limited (ABN , AFSL No ) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Qantas Corporate Platinum Card insurances policy of insurance between American Express Australia Limited (ABN , AFSL No ) (American Express) and ACE. This brochure does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions and consider the appropriateness of that insurance in relation to your individual requirements. 15

18 16

19 PLATINUM LIFESTYLE Increasingly, the business world is extending beyond the office environment. Client dinners, industry events and networking opportunities all form an important part of the business landscape. With this in mind, Platinum Lifestyle benefits have been developed to provide advantages for Card Members opening doors and securing reservations to exclusive venues and events. By Invitation Only Your Corporate Platinum Card Membership opens doors to some truly unique experiences. Platinum s By Invitation Only offers you the choice to take advantage of a number of business and lifestyle events throughout the year. You and your guests could enjoy invitations to sporting occasions, business networking events and some unique experiences, all conveniently organised on your behalf. Priority Bookings and Premium Tickets Let American Express arrange priority bookings, secure great tickets and give recommendations for theatre productions, concerts, sporting and other special events. No more waiting in queues we do the running around for you, so you have more time to do the things that matter most. Fine Dining Corporate Platinum Card Membership delivers a very special welcome to you and your guests at some of Australia s finest restaurants. One table is reserved until 10am each day at all of our partner establishments. And as you would expect, we can reserve your table a few days, or weeks, in advance 21. Of course, we can make reservations for you when you are travelling too. For Fine Dining reservations, more information on our By Invitation Only events or ticket reservations, simply call and press 2 for Platinum Concierge. 21. Conditions apply. Restaurant partners are subject to change without notice. All bookings must be made through Platinum Concierge. Table size is based on settings of between 2 4 persons. Account must be settled with an American Express Qantas Corporate Platinum Card. 17

20 18

21 PLATINUM BUSINESS The benefits, enhanced access and consistent advantages offered by the Corporate Platinum Card can help make business life less complicated and more productive. Subscription to The Weekend Financial Review Gain a true business advantage with a subscription to The Weekend Financial Review 22. You will be kept up-to-date with in-depth coverage of the issues and events affecting Australian businesses today, and in the future. Your subscription is a benefit of your Corporate Platinum Card Membership. If you do not wish to receive this benefit, please call Save on Qantas Club Membership Qantas is pleased to offer a Qantas Club Corporate Membership rate for your Company when four or more employees join The Qantas Club. Your membership is welcome at Qantas Club lounges throughout Australia, and Qantas International Business, partner airlines and associated lounges worldwide, where you can relax and unwind, or keep working without interruption 9. Save on Qantas Meeting Rooms Meeting Room Member Rates have been extended to American Express Qantas Corporate Card Members for the Sydney and Melbourne Qantas Meeting Rooms. Meeting facilities are included in room hire rates and catering options are also available. Rates are based on the number of people attending the meeting and the time period. Tax Deductible Card Membership Fee The annual Card Membership fee for the Corporate Platinum Card is tax deductible, provided the Card is used as a business tool. You should consult with your accountant about your eligibility to claim your American Express Qantas Corporate Platinum Card annual fee as a tax deduction. 9. Subject to Qantas Club, partner airlines and associated lounges conditions of entry. 22. Offer only available in Australia where normal delivery exists. 19

22 20

23 PLATINUM EMERGENCY Nobody likes unwanted surprises, but business and life in general can be unpredictable. With your Corporate Platinum Card you have peace of mind in knowing that if the unexpected does occur, you re prepared whether at home or abroad. The superior level of Emergency Assistance offered by your American Express Qantas Corporate Platinum Card means help is at hand. Emergency Card Replacement If your Corporate Platinum Card is lost, stolen or destroyed, please call Platinum Card Service from within Australia, on , or toll free from overseas on , as soon as possible. Upon notification, the nearest American Express Travel Service office will issue you with a replacement Card, usually within 24 hours and at no extra cost. Emergency Cheque Cashing When you need to cash a personal cheque in a hurry, your Corporate Platinum Card acts as a valuable form of security. You can cash a personal cheque for up to $1,000 every 21 days overseas at American Express Global Foreign Exchange services offices worldwide. International Medical and Legal Assistance Though it may be far from your mind, it s still reassuring to know Corporate Platinum will look after you in the event of an emergency. You ll have prompt access to English-speaking local medical or legal professionals. If need be, we can put you in touch with an appropriate medical or hospital facility, or a reputable solicitor. This service is available 24 hours a day virtually anywhere in the world, for up to 90 days, whenever you travel more than 200km from your home. For emergency assistance 24 hours a day, call and press 3 for Platinum Card Service. 21

24 22

25 American Express Qantas Corporate Platinum Card Additional Benefits The Corporate Platinum Card A wide range of company expenses can be charged to a Corporate Platinum Card. It is widely accepted by thousands of restaurants, hotels, mobile telecommunications companies, couriers, stationery suppliers, petrol stations and many other business suppliers, worldwide. What are your Company s American Express Qantas Corporate Card program policies and procedures? Before using your Card please familiarise yourself with your Company s Corporate Card program policies and procedures and make contact with your Company s Program Administrator. Managing your Corporate Platinum Card Account Online To provide fully flexible, secure and convenient management of your Corporate Platinum Card Account, our Online Services are available for your use 24/7. Manage Your Card Account (MYCA) Switch off paper statements and receive online statements only. Check Your Account allows you to review your charges online, without having to wait for your monthly Statement of Account to arrive. You can also track your unbilled balance and new charges. Update your billing address to ensure you don t miss out on important communications from American Express. Account Alerts Receive an or SMS confirming receipt of a payment to the Corporate Platinum Card. Receive an or SMS advising the Corporate Platinum Card account balance. Receive an or SMS reminder when payment is due on your Corporate Platinum Card Account. Membership Rewards Spirit Program Review your Membership Rewards points balance. Transfer your Membership Rewards points to one of the participating partner programs. Redeem a reward from the online Membership Rewards catalogue. To access these Online Services you need to register with us. Please follow the instructions for secure registration at americanexpress.com.au/myaccount 23

26 No Pre-set Spending Limits As the Corporate Platinum Card is a Charge Card, requiring payment in full each month, you are generally not restricted or inconvenienced with a fixed spending limit. Instead, charges are approved on an ongoing basis, based on your ability to pay as is shown by your past spending, payment patterns and financial resources. In some circumstances, proof of resources and security may be required. However, as many companies have their own internal spending policies, a spending limit may be applied to your Corporate Platinum Card at your Company s request. Payments in Full As the Corporate Platinum Card is a Charge Card, your Account needs to be settled in full each month, otherwise penalties will apply. Please refer to the Card Member Terms and Conditions for further information. 24

27 American Express Qantas Corporate Platinum Card Additional Benefits Paying Your Corporate Platinum Card Account We bill Card Members in various ways, depending on individual company billing policies and processes. The way your Company is billed by us determines how you will receive your monthly Statement of Account. You can expect to receive your Corporate Platinum Card Statement of Account every month. If your Company policy requires employees to be responsible for their own payments, you need to pay in full the New Balance amount that is indicated on your Statement of Account. You can pay this in a variety of ways including: Online, through americanexpress.com.au/myaccount; Direct Debit; Automatic Payment; BPAY 23 ; Phone; Mail; and In Person (visit one of our American Express Travel Service Offices, American Express Foreign Exchange Bureaux or Australia Post offices) 24. A $2 processing fee applies. 23. Please refer to your Statement of Account for full details. BPAY is a registered trademark of BPAY Pty Ltd. ABN American Express cannot guarantee Corporate Platinum Card Members who receive Online Statements can pay in person at Australia Post offices due to the print output of the barcode on the statement. 25

28 Away for an Extended Period If you are away for an extended period of time, please ensure your payments are up-to-date to remain in good standing by either: Accessing your statement via MYCA, 24/7; or Arranging for your Statement of Account to be forwarded to where you are staying; or Authorising your bank, professional colleague or a family member to pay your Account for you; or Estimating what you reasonably expect to spend while you are away and pre-paying that amount. For internet purposes, please ensure that you access a secure site. Corporate Cash and Travellers Cheques While the Corporate Platinum Card can be used for most day-to-day business expenses there will be times when cash is required. For your convenience, the Corporate Cash service ensures you are never stranded without access to cash. Alternatively, American Express Travellers Cheques provide a secure way to carry money while travelling. Corporate Cash Card Members enrolled in the Corporate Cash service can use their Cards to access cash from ATM locations worldwide. Withdrawn cash is billed to individual Corporate Platinum Card accounts and appears as charges on the next statement after the withdrawal occurs. A transaction fee applies to each withdrawal. Access to this service is not automatic. You require approval from your Company s authorised signatory to complete the separate Corporate Cash enrolment form. In addition, proof of identity to comply with government requirements may be required. (Note: You cannot delegate someone else in your Company to enrol on your behalf). Travellers Cheques Travellers Cheques on the Card allows Card Members to purchase Travellers Cheques from selected American Express Travel Service Offices 25. Additional fees may apply. For more information or to apply for Corporate Cash and Travellers Cheques simply call and press 3 for Platinum Card Service. 25. A Disclosure Document will be provided where Travellers Cheques are sold and are available upon request. You should request an American Express Financial Services Guide and consider the appropriateness of Travellers Cheques in relation to your individual requirements. Travellers Cheques are issued under American Express International, Inc (ABN , AFSL No ). Incorporated with limited liability in Delaware, USA. Registered Trademark of American Express Company 26

29 American Express Qantas Corporate Platinum Card Additional Benefits Cash and Travellers Cheques Limits If your company uses these services it may have set an internal policy limiting the amount of cash or Travellers Cheques you are able to withdraw or purchase. Corporate Platinum Card Security You are responsible for the safety and security of your Corporate Platinum Card and you can help ensure the safety of your Card by: Signing your Corporate Platinum Card as soon as you receive it; Always checking that the Card returned to you after use is your own Card and not someone else s; and Not releasing your Card number to unauthorised people. If unsure, don t give out your number. Corporate Platinum Card Renewal Your Corporate Platinum Card is valid for the period indicated on the face of your Card. Shortly before your Card is due to expire, a replacement Card will be issued, provided your Account is in good standing. Companion Card As a Corporate Card Member you can apply for a personal companion American Express Platinum Charge Card. This Card is designed to complement the Corporate Platinum Card and will help you keep your Company and personal expenses separate. The annual Charge Card fee for the Companion Card will be discounted to $ for as long as you remain a Corporate Card Member. To apply for the companion Platinum Charge Card, simply call and press 3 for Platinum Card Service. 26. The standard American Express Qantas Platinum Corporate Card annual fee is $1,

30 28

31 29

32 americanexpress.com.au/cs American Express Australia Limited ABN Registered Trademark of American Express Company. AU166001E 03/15

Altitude Business Gold Visa Card. spend on your business, reward yourself. movers & shakers Proudly supported by Westpac

Altitude Business Gold Visa Card. spend on your business, reward yourself. movers & shakers Proudly supported by Westpac Altitude Business Gold Visa Card spend on your business, reward yourself movers & shakers Proudly supported by Westpac Welcome to a great way to earn rewards Now that your Altitude Business Gold Credit

More information

More than managing the everyday, Earth Black provides a range of premium services to help you do more with your time.

More than managing the everyday, Earth Black provides a range of premium services to help you do more with your time. Introducing Earth Black Westpac s most rewarding card. The two credit cards that work as one to provide you with our highest level of rewards, premium travel and lifestyle services. All so you can make

More information

ANZ Airpoints Visa WELCOME GUIDE

ANZ Airpoints Visa WELCOME GUIDE ANZ Airpoints Visa WELCOME GUIDE Introducing the ANZ Airpoints Visa and the ANZ Airpoints Visa Platinum, the credit cards that reward you with Air New Zealand Airpoints Dollars. The ANZ Airpoints Visa

More information

Credit Cards. Credit Cards. boq.com.au

Credit Cards. Credit Cards. boq.com.au Credit Cards Credit Cards 1300 55 7 7 boq.com.au Citigroup Pty Limited ABN 88 004 35 080, AFSL 38098, Australian Credit Licence No. 38098 (Citigroup) is the credit provider and issuer of BOQ Credit Cards

More information

ready, steady, take off

ready, steady, take off ready, steady, take off Welcome to your Airpoints credit card All the key information you need to know about your Air New Zealand Airpoints Platinum MasterCard. Important information Your Air New Zealand

More information

AND PERSONAL FINANCE. Credit cards Personal loans Overdrafts

AND PERSONAL FINANCE. Credit cards Personal loans Overdrafts CREDIT CARDS AND PERSONAL FINANCE. Credit cards Personal loans Overdrafts We all have different plans in life. Your personal finances, your way. At Bank of Melbourne, our commitment to you starts with

More information

An infinite world of privileges

An infinite world of privileges An infinite world of privileges Personalised concierge services, offers and privileges reserved for members plus a comprehensive range of insurance and assistance, flexible cash withdrawal and payment

More information

your guide to your new BOQ Credit Card

your guide to your new BOQ Credit Card your guide to your new BOQ Credit Card Contents A card that you will love 1 Getting started 2 Flexible banking at your fingertips 3 Platinum Visa card 4 Blue Visa card 6 Low Rate Visa card 7 BOQ Rewards

More information

Visa Platinum Credit Card... Platinum Service, Premium Rewards.

Visa Platinum Credit Card... Platinum Service, Premium Rewards. Visa Platinum Credit Card... Platinum Service, Premium Rewards. The red carpet treatment. Introducing our Visa Platinum Credit Card with Qantas Points 1. At Qantas Credit Union we know our Members like

More information

Welcome to the American Express Corporate Card Program Cardmember Benefits and Services

Welcome to the American Express Corporate Card Program Cardmember Benefits and Services CORPORATE SERVICES EXPENSE MANAGEMENT SOLUTIONS Welcome to the American Express Corporate Card Program Cardmember Benefits and Services Contents Welcome to the advantages of the American Express Corporate

More information

Get in touch. Personal banking support for your personal economy

Get in touch. Personal banking support for your personal economy Get in touch Visit HSBC s Premier Centre Call 1300 131 605 or +61 2 9005 8114 (overseas), Monday Friday, 8am 8pm (AEST) hsbcpremier.com.au Personal banking support for your personal economy Issued by HSBC

More information

Travelling overseas? TRAVEL TIPS, MONEY AND INSURANCE FOR OVERSEAS TRAVEL

Travelling overseas? TRAVEL TIPS, MONEY AND INSURANCE FOR OVERSEAS TRAVEL Travelling overseas? TRAVEL TIPS, MONEY AND INSURANCE FOR OVERSEAS TRAVEL Travel and Foreign Exchange We provide a one-stop-shop for all your foreign exchange needs, making it easy for you to manage your

More information

Terms and Conditions. Suncorp Bank Rewards and Suncorp Bank Qantas Frequent Flyer Rewards for Suncorp Clear Options Personal Credit Cards

Terms and Conditions. Suncorp Bank Rewards and Suncorp Bank Qantas Frequent Flyer Rewards for Suncorp Clear Options Personal Credit Cards Terms and Conditions Suncorp Bank Rewards and Suncorp Bank Qantas Frequent Flyer Rewards for Suncorp Clear Options Personal Credit Cards Effective Date: July 2014 Table of Contents 1. Meaning of Words...

More information

ACCESSING YOUR MONEY OVERSEAS.

ACCESSING YOUR MONEY OVERSEAS. ACCESSING YOUR MONEY OVERSEAS. ACCESSING YOUR MONEY, ANYTIME, ANYWHERE No matter where you re going, you ll need easy, secure access to your money. Travel Money Card A prepaid MasterCard that lets you

More information

Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions. Citibank Rewards Credit Card - Signature Citi Prestige Credit Card

Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions. Citibank Rewards Credit Card - Signature Citi Prestige Credit Card Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions Citibank Rewards Credit Card - Signature Citi Prestige Credit Card Contents Page 1. Definitions 2 Chapter One 2. Participation

More information

Welcome home. Step through the front door of your new home sooner, with NAB s range of smart and flexible home loans.

Welcome home. Step through the front door of your new home sooner, with NAB s range of smart and flexible home loans. Welcome home Step through the front door of your new home sooner, with NAB s range of smart and flexible home loans. Smart move With the right advice from your mortgage broker and a smart, flexible home

More information

As exclusive as your needs. As individual as you are. Visa Platinum

As exclusive as your needs. As individual as you are. Visa Platinum As exclusive as your needs. As individual as you are. Visa Platinum For a lifestyle that is both distinctive and individual. Visa Platinum The more discerning among us expect exclusive services and quite

More information

Yellow Brick Road Empower Platinum Card

Yellow Brick Road Empower Platinum Card Yellow Brick Road Empower Platinum Card Features and Benefits Welcome Contents Using and managing your card 2 Rewards 4 Security 6 Your MasterCard Benefits 8 Terms and Conditions 11 Welcome to your new

More information

RBC Royal Bank Visa Business Platinum Avion. A world of travel rewards. And more.

RBC Royal Bank Visa Business Platinum Avion. A world of travel rewards. And more. RBC Royal Bank Visa Business Platinum Avion A world of travel rewards. And more. A world of travel rewards. And more. 3 Expense management has never been easier or more rewarding Welcome to RBC Royal Bank

More information

Frequently Asked Questions Najm Visa Platinum Credit Card

Frequently Asked Questions Najm Visa Platinum Credit Card Frequently Asked Questions Najm Visa Platinum Credit Card Table of Contents PremiumRewards... 1 Earning PremiumRewards... 4 Redeeming PremiumRewards... 5 Najm Visa Platinum Credit Card... 9 Platinum Benefits:...

More information

Card Services Rewards and Card Services Qantas Rewards Program Terms and Conditions

Card Services Rewards and Card Services Qantas Rewards Program Terms and Conditions Card Services Rewards and Card Services Qantas Rewards Program Terms and Conditions February 2012 Contents Page 1. Definitions 2 Chapter One 2. Participation and Agreement 4 3. Awarding of Points 4 4.

More information

Discover the benefits of your new RBC Rewards Visa * Classic card

Discover the benefits of your new RBC Rewards Visa * Classic card Discover the benefits of your new RBC Rewards Visa * Classic card Choice, flexibility and free rewards they re yours with the RBC Rewards Visa Classic card. Welcome to RBC Royal Bank s premiere no-fee

More information

Welcome to the convenience of a Bank of Melbourne. Visa Debit Card.

Welcome to the convenience of a Bank of Melbourne. Visa Debit Card. Welcome to the convenience of a Bank of Melbourne Visa Debit Card. Everyday Purchases Type of transaction ATM cash withdrawal In-store purchase In-store cash-out Bill payment How to access funds in Australia

More information

You re ready to take off

You re ready to take off You re ready to take off with the Virgin Australia Velocity Flyer Card. virgin money + credit cards good together What s inside for you. 1. Welcome aboard. 2. Rewards that will take you places. 3. But

More information

Maybank 2 Cards Reserve American Express Card Privilege Booklet. Humanising Financial Services Across Asia.

Maybank 2 Cards Reserve American Express Card Privilege Booklet. Humanising Financial Services Across Asia. Maybank 2 Cards Reserve American Express Card Privilege Booklet Humanising Financial Services Across Asia. The pair that takes you on a luxurious journey of travel We thank you in choosing Maybank 2 Cards

More information

Using your Credit Card

Using your Credit Card Using your Credit Card Effective from 7 November 2003 Contents Introduction 3 Section one: Benefits 1.1 Reward Points program 4 1.1.1 Earn Reward Points every day 4 1.1.2 Earn up to 3 Bonus Reward Points

More information

Altitude Business Rewards. Terms and conditions. Altitude Business Cards Altitude Business Gold Cards Altitude Business Platinum Cards

Altitude Business Rewards. Terms and conditions. Altitude Business Cards Altitude Business Gold Cards Altitude Business Platinum Cards Altitude Business Rewards Terms and conditions Altitude Business Cards Altitude Business Gold Cards Altitude Business Platinum Cards Effective 15 August 2015 Contents 1. When do these terms and conditions

More information

Including ANZ Business One Rewards Options

Including ANZ Business One Rewards Options Introducing ANZ Business One Rewards Options Including ANZ Business One Rewards Options Program Terms and Conditions Welcome We re delighted you have chosen ANZ Business One Rewards Options, the business

More information

Your guide to everyday banking.

Your guide to everyday banking. Your guide to everyday banking. Reimagine the future, with Citigold. Citigold is the wealth management and premium banking service created for clients with over $100,000 invested through Citibank. Our

More information

Altitude Rewards and Altitude Qantas

Altitude Rewards and Altitude Qantas Altitude Terms and Conditions Altitude Rewards and Altitude Qantas Effective 9 November 2014 Altitude Rewards 1 Contents Altitude Rewards terms and conditions...4 1. When do these terms and conditions

More information

How To Get Points From Worldpoints

How To Get Points From Worldpoints WorldPoints Rewards Program Rules It s easy to earn Points simply use your credit card for everyday purchases, like buying groceries, filling the gas tank or paying your utility bill. Your rewards at a

More information

A card built to put your money to work. Welcome to your Citi Dividend World Elite TM MasterCard.

A card built to put your money to work. Welcome to your Citi Dividend World Elite TM MasterCard. WELCOME Citi Dividend World Elite tm MasterCard Cash Back. Security. Convenience. SMART A card built to put your money to work. Welcome to your Citi Dividend World Elite TM MasterCard. Here s how it works:

More information

Macquarie Platinum Card

Macquarie Platinum Card Macquarie Platinum Card Features and Benefits Guide macquarie.com i Welcome Your privileges 2 Your card benefits at a glance 4 Macquarie Rewards 6 Complimentary insurance 8 Shop and pay with confidence

More information

Corporate Charge Card

Corporate Charge Card Corporate Charge Card User Guide PLEASE RETAIN THIS FOR YOUR REFERENCE. GUIDANCE ON USING THIS LEAFLET Your Velos Corporate Charge Card can help you simplify the management of business expenses while staying

More information

Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services

Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services Get 24-hour cardmember service for any account inquiries or to report a lost or stolen card. U.S. Bank FlexPerks Travel Rewards

More information

A card built to put your money to work. Welcome to your Citi Dividend World MasterCard.

A card built to put your money to work. Welcome to your Citi Dividend World MasterCard. WELCOME Citi Dividend World MasterCard Cash Back. Security. Convenience. SMART A card built to put your money to work. Welcome to your Citi Dividend World MasterCard. Here s how it works: Earn at least

More information

Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services

Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services Questions about your U.S. Bank FlexPerks Visa Account Call Cardmember Services Get 24-hour cardmember service for any account inquiries or to report a lost or stolen card. U.S. Bank FlexPerks Travel Rewards

More information

Terms and Conditions. Premium and Standard Membership Rewards Program for Suncorp Clear Options Business Credit Cards

Terms and Conditions. Premium and Standard Membership Rewards Program for Suncorp Clear Options Business Credit Cards Terms and Conditions Premium and Standard Membership Rewards Program for Suncorp Clear Options Business Credit Cards Effective Date: May 2014 Table of Contents 1. Meaning of Words... 1 2. Participation

More information

Engine size Up to 1400 Up to 1600 1401-2000 1601-2000 Over 2000

Engine size Up to 1400 Up to 1600 1401-2000 1601-2000 Over 2000 Summary of the Expenses Policy for Senior Managers Please note that this summary does not apply to BBC Studios and Post Production, BBC Worldwide or BBC Performing Groups. Important principles and how

More information

BENEFITS GUIDE. RBC Royal Bank Visa Platinum Avion. Welcome to a world of travel rewards AVION

BENEFITS GUIDE. RBC Royal Bank Visa Platinum Avion. Welcome to a world of travel rewards AVION BENEFITS GUIDE RBC Royal Bank Visa Platinum Avion Welcome to a world of travel rewards AVION Enjoy a world of rewards. Reward yourself Your new RBC Royal Bank Visa Platinum Avion card offers an unparalleled

More information

Karur Vysya Bank-SBI Platinum Credit Card. Experience life. in true platinum

Karur Vysya Bank-SBI Platinum Credit Card. Experience life. in true platinum Karur Vysya Bank-SBI Platinum Credit Card Experience life in true platinum True Platinum Accelerated Cash Points Earn 5X Cash Points on all your Dining, Departmental Store and International Spends Welcome

More information

Planning a trip? We have you covered, from travel insurance to managing your money.

Planning a trip? We have you covered, from travel insurance to managing your money. Planning a trip? We have you covered, from travel insurance to managing your money. Getting ready for a trip? It s an exciting time with so much to look forward to and so much to prepare for. Getting ready

More information

Expenses made easy with visa business cards

Expenses made easy with visa business cards Expenses made easy with visa business cards 1890 251 251 www.bankofireland.com/business/creditcards VBC 37-335RU.16 (04/12) Bank of Ireland is regulated by the Central Bank of Ireland. Visa Business Card

More information

ENRICH TIERS Your journey to greater heights of privileges and preferential treatment

ENRICH TIERS Your journey to greater heights of privileges and preferential treatment ENRICH TIERS Your journey to greater heights of privileges and preferential treatment FOUR TIERS OF PRESTIGE As an Enrich member, you will start off on our Enrich Blue tier, and as you continue your journey

More information

SOLGOLD PLC TRAVEL POLICY

SOLGOLD PLC TRAVEL POLICY SOLGOLD PLC TRAVEL POLICY POLICY DATE APPROVED APPROVED BY TRAVEL POLICY 3 AUGUST 2012 MALCOLM NORRIS Contents Executive Summary... 2 1. International and Domestic Travel... 2 2. Safety Whilst Travelling...

More information

ANZ CashBack. programme guide

ANZ CashBack. programme guide ANZ CashBack programme guide CashBack rewards you for purchases you make with your CashBack card. Using your card CashBack Rewards CashBack rewards you for purchases you make with your CashBack card.

More information

Enjoy the privileges of your Black Account. Our guide to help you

Enjoy the privileges of your Black Account. Our guide to help you Enjoy the privileges of your Black Account Our guide to help you 2 Discover just how much your Black Account can do for you Your new Black Account has more to offer you than an ordinary current account.

More information

HSBC Premier Debit Card User Guide. 13 N Bangkok, Thailand

HSBC Premier Debit Card User Guide. 13 N Bangkok, Thailand HSBC Premier Debit Card User Guide 13 N Bangkok, Thailand Congratulations on receiving the HSBC Premier Debit Card for access to your HSBC account. Enjoy the convenience of shopping online, over the phone

More information

T&C. Definitions. General. 12.Membership and benefits of Lemon Tree Smiles are offered at the sole discretion of The Lemon Tree Hotels.

T&C. Definitions. General. 12.Membership and benefits of Lemon Tree Smiles are offered at the sole discretion of The Lemon Tree Hotels. T&C The terms and conditions given below are intended to protect your rights as a member of our rewards program, Lemon Tree Smiles. Should you require any clarifications you can contact Lemon Tree Smiles

More information

1/1/2008. Learn more. Book Now

1/1/2008. Learn more. Book Now Page 1 of 7 Whether you need to book air travel, rent a car, secure accommodations, or want to orchestrate a oneof-a-kind personal vacation, your Business Centurion membership offers extraordinary travel

More information

NAB Traveller Card User guide Including Terms and Conditions Effective 7 June 2014

NAB Traveller Card User guide Including Terms and Conditions Effective 7 June 2014 NAB Traveller Card User guide Including Terms and Conditions Effective 7 June 2014 i Welcome to the NAB Traveller Card When you re travelling, it s reassuring to know your NAB Traveller Card is packed

More information

SAS EuroBonus. Travel Cash. Frequently Asked Questions

SAS EuroBonus. Travel Cash. Frequently Asked Questions SAS EuroBonus Travel Cash Frequently Asked Questions YOUR MOST COMMON QUESTIONS ABOUT TRAVEL CASH 5 Q. How can I request a EuroBonus member Card with Travel Cash? 5 Q. Does it cost anything to get Travel

More information

Westpac Credit Cards. Credit cards

Westpac Credit Cards. Credit cards Westpac Credit Cards Credit cards As at 15 November 2013 You can buy the things you need now and pay off your card in a flexible way later. Contents 4 What do you get with a Westpac credit card? 6 Which

More information

MONTH/YEAR 01 / 12 01 / 15 VALID VALID FROM THRU. Experience life. in true platinum

MONTH/YEAR 01 / 12 01 / 15 VALID VALID FROM THRU. Experience life. in true platinum 4377 VALID FROM MONTH/YEAR VALID 01 / 12 01 / 15 THRU Experience life in true platinum True Platinum Accelerated Cash Points Cash Points Earn 5X Cash Points on all your Dining, Departmental Store and International

More information

Essential Information. NAB Business Payments Card.

Essential Information. NAB Business Payments Card. Essential Information. NAB Business Payments Card. Contents Your NAB Business Payments Card Facility 3 How your card works 4 Your Facility Billing Account 4 Individual cards 5 Primary Cardholders 5 Other

More information

HSBC s Credit Card Rewards Program. Terms and Conditions HSBC Classic Credit Card and HSBC Platinum Credit Card

HSBC s Credit Card Rewards Program. Terms and Conditions HSBC Classic Credit Card and HSBC Platinum Credit Card HSBC s Credit Card Rewards Program Terms and Conditions HSBC Classic Credit Card and HSBC Platinum Credit Card As at 1 March 2014 Rewards Plus Program The meaning of words printed like this and some other

More information

CIBC Aero Classic Visa * Card

CIBC Aero Classic Visa * Card Your Benefits Guide Welcome to your CIBC Aero Classic Visa * Card Benefits at a Glance YOUR PREMIUM PASSPORT TO REWARD TRAVEL Welcome to your CIBC Aero Classic Visa Card 1 Earn Rewards Faster 2 Insurance

More information

FAQs FOR CREDIT CARDS. al khaliji France FAQs for Credit Cards

FAQs FOR CREDIT CARDS. al khaliji France FAQs for Credit Cards FAQs FOR CREDIT CARDS FAQs for Credit Cards Card basics 03 Managing your credit limit 03 Using your card 04 Paying your bills 05 If there are problems 06 Fees & charges 06 Other benefits 06 02 1. Card

More information

INDEX. Please click on a section title to go to the respective page WELCOME ON BOARD... 04

INDEX. Please click on a section title to go to the respective page WELCOME ON BOARD... 04 INDEX Please click on a section title to go to the respective page WELCOME ON BOARD... 04 KEY BENEFITS... 05» SAVINGS ON FUEL PURCHASES... 08» EARN FUEL WITH PAYBACK POINTS...08» EXPERIENCE ENTERTAINMENT...

More information

How To Get Travel Insurance On The Go From Bupa.Com.Au

How To Get Travel Insurance On The Go From Bupa.Com.Au TRAVEL INSURANCE FOR COVER ON THE GO BUPA. FIND A HEALTHIER YOU Insurance issued by CGU Insurance Limited (CGU) ABN 27 004 478 371 AFSL 238291. Any advice contained in this document is general advice only

More information

CAN YOU THINK OF OVER 1,000 WAYS TO REWARD YOURSELF? WE CAN.

CAN YOU THINK OF OVER 1,000 WAYS TO REWARD YOURSELF? WE CAN. CAN YOU THINK OF OVER 1,000 WAYS TO REWARD YOURSELF? WE CAN. THE LARGEST REWARDS PROGRAM OF ANY BANK IN AUSTRALIA.* Welcome to CommBank Awards. Inside, you ll find all the information on our range of partners,

More information

Westpac Holiday Travel Insurance Product Disclosure Statement. Premium, excess and claims guide

Westpac Holiday Travel Insurance Product Disclosure Statement. Premium, excess and claims guide Westpac Holiday Travel Insurance Product Disclosure Statement Premium, and claims guide Your guide to premiums, es and claims payment The purpose of this guide is to provide further detail about the amount

More information

Changes to your Bank of Queensland Credit Card

Changes to your Bank of Queensland Credit Card Changes to your Bank of Queensland Credit Card Contents Page Change of name 3 Interest Repayments 3 Fees and charges 4 Rewards 5 Additional benefits and protections 7 Account features and access 7 Additional

More information

CAN YOU THINK OF OVER 1,000 WAYS TO REWARD YOURSELF? WE CAN.

CAN YOU THINK OF OVER 1,000 WAYS TO REWARD YOURSELF? WE CAN. CAN YOU THINK OF OVER 1,000 WAYS TO REWARD YOURSELF? WE CAN. THE LARGEST REWARDS PROGRAM OF ANY BANK IN AUSTRALIA.* Welcome to CommBank Awards. Inside, you ll find all the information on our range of partners,

More information

Welcome to the. 2009 American Express. Corporate Relocation Card Program. Cardmember Benefits and Services

Welcome to the. 2009 American Express. Corporate Relocation Card Program. Cardmember Benefits and Services CORPORATE SERVICES Welcome to the American Express Corporate Relocation Card Program Cardmember Benefits and Services EES MANAGE GLOBALLY MAXIMIZE CONTROL DRIVE SAVINGS BENEFIT EMPLOYEES MANAGE GLOBALLY

More information

Webjet Terms & Conditions

Webjet Terms & Conditions Webjet Terms & Conditions FLIGHT INFORMATION Because we are reliant on the availability of seats, airfare rules and their associated pricing levels from either the airline directly or their distributing

More information

Loans for just about everything

Loans for just about everything Bankwest s Loans for just about everything I could use a holiday. Happy Banking What do you need money for? Are you thinking about a new car or starting home renovations? Perhaps a holiday on a tropical

More information

Mates Rates Package. From your friends at Kiwibank.

Mates Rates Package. From your friends at Kiwibank. Mates Rates Package. From your friends at Kiwibank. Join Kiwibank today and while you re a Mates Rates member, you ll get even better value banking. Check out what you ll get: Everyday Accounts Choice

More information

BUSINESS CHARGE CARD. User Guide

BUSINESS CHARGE CARD. User Guide BUSINESS CHARGE CARD User Guide Keeping control of business expenses This leaflet explains how to make the most of your Business Charge Card whether you will be using the card yourself, or managing the

More information

How To Get A Ticket Upgrade On Aa.Com

How To Get A Ticket Upgrade On Aa.Com 2013 Benefits Guide Going gold is a serious upgrade. 2 gold membership gives you a whole new world of benefits. Complimentary and 500 Mile Upgrades As a Gold member, you ll be able to request complimentary

More information

HSBC s Credit Card Rewards Program. Terms and conditions HSBC Premier World MasterCard

HSBC s Credit Card Rewards Program. Terms and conditions HSBC Premier World MasterCard HSBC s Credit Card Rewards Program Terms and conditions HSBC Premier World MasterCard Rewards Plus Program The meaning of words printed like this and some other key words is explained at the end of these

More information

Where will life s pleasures take you? www.airfrance.com www.klm.com

Where will life s pleasures take you? www.airfrance.com www.klm.com www.airfrance.com www.klm.com Flying Blue Service Center, 94852 IvrysurSeine Cedex, France. Société Air France, a public limited company with a capital of EUR 1,901,231,625, whose head office is at RoissyCharles

More information

ADMINISTRATIVE PROCEDURE San Mateo County Community College District

ADMINISTRATIVE PROCEDURE San Mateo County Community College District CHAPTER 8: Business Operations ADMINISTRATIVE PROCEDURE NO. 8.55.1 (AP 7400) ADMINISTRATIVE PROCEDURE San Mateo County Community College District Subject: AP 8.55.1 Domestic Conference and Travel Expenses

More information

How To Use Anz Credit Card

How To Use Anz Credit Card ANZ Credit Cards CONDITIONS OF USE 25.05.2015 CONSUMER CREDIT CARDS Containing terms and conditions for: ANZ Consumer Credit Cards ANZ Internet Banking ANZ Phone Banking ANZ Mobile Banking BPAY ANZ Contacts

More information

Helping you trade your way

Helping you trade your way Helping you trade your way 2 3 4 5 7 8 10 Enhance your investing and trading performance with Westpac Broking Make fast, easy orders Stay in control Pay for trades whichever way suits you Discover what

More information

January 2009. Q Rewards Terms and Conditions

January 2009. Q Rewards Terms and Conditions January 2009 Q Rewards Terms and Conditions 2 Contents Page 1. Definitions 4 2. Participation 4 3. Accumulation of Reward Points 4 4. Duration and Loss of Reward Points 5 5. Reward Redemption 6 6. Fast

More information

global currency card travel card save that could you money overseas smarts Proudly supported by Westpac

global currency card travel card save that could you money overseas smarts Proudly supported by Westpac global currency card a travel card save that could you money overseas smarts Proudly supported by Westpac Think local, shop global Introducing the Global Currency Card. It s the re-loadable prepaid Visa

More information

American Speech-Language-Hearing Association Travel Policies

American Speech-Language-Hearing Association Travel Policies American Speech-Language-Hearing Association Travel Policies INTRODUCTION: ASHA s travel policies have been developed to assist volunteer leaders, public members, and other individuals who travel on Association

More information

The Hong Kong Jockey Club Membership MasterCard Benefits Directory

The Hong Kong Jockey Club Membership MasterCard Benefits Directory The Hong Kong Jockey Club Membership MasterCard Benefits Directory 中 文 版 Content 1. Important Points to Remember Page 1 2. Member Privileges - The Hong Kong Jockey Club Membership Card Rewards Programme

More information

Rewarding you with instant member benefits. 1 July 2014. Enjoy more with HOSTPLUS extras

Rewarding you with instant member benefits. 1 July 2014. Enjoy more with HOSTPLUS extras Rewarding you with instant member benefits 1 July 2014 Enjoy more with HOSTPLUS extras Get the most out of your membership Just because we re focused on helping you save for the future, doesn t mean we

More information

Current accounts. Helping you get more from everyday banking

Current accounts. Helping you get more from everyday banking Current accounts Helping you get more from everyday banking To find out more visit natwest.com/currentaccounts or call 0800 200 400 or visit your local branch 1 The NatWest Customer Charter Our commitment

More information

A Wealth of Privileges

A Wealth of Privileges A Wealth of Privileges Introducing Brown Shipley An exclusive experience from Brown Shipley managed by your personal banking team No fee Visa Infinite Card Premium Travel and Medical Insurance Exclusive

More information

CLASSIC ACCOUNT PLAY I VE GOT THE CONFIDENCE TO DO WHAT I WANT

CLASSIC ACCOUNT PLAY I VE GOT THE CONFIDENCE TO DO WHAT I WANT CLASSIC ACCOUNT PLAY I VE GOT THE CONFIDENCE TO DO WHAT I WANT Classic Account Contents Welcome 1 Your Lloyds Bank Visa debit card 2 Ways to bank 4 Money Manager 8 Moving your money 10 Using cheques 12

More information

castles Proudly Supported by Westpac Premier Advantage Package

castles Proudly Supported by Westpac Premier Advantage Package castles Proudly Supported by Westpac Premier Advantage Package Thank you for considering Westpac. We aim to delight our customers and earn all of their business. That s why we created the Premier Advantage

More information

CIBC TELUS Rewards Visa * Card

CIBC TELUS Rewards Visa * Card YOUR BENEFITS GUIDE Welcome to your CIBC TELUS Rewards Visa * Card YOUR BENEFITS GUIDE BENEFITS AT A GLANCE Thank You for Choosing the CIBC TELUS Rewards Visa Card 1 How to Earn 2 How to Redeem 2 Go Paperless

More information

kaplan care insurance Guide 2015 Travel, academic and medical insurance policy www.kic.org.uk

kaplan care insurance Guide 2015 Travel, academic and medical insurance policy www.kic.org.uk kaplan care insurance Guide 2015 Travel, academic and medical insurance policy www.kic.org.uk welcome to kaplan care Kaplan Care has been specially designed for international students by Kaplan International

More information

KAPLAN CARE INSURANCE GUIDE 2015 TRAVEL, ACADEMIC AND MEDICAL INSURANCE POLICY www.kic.org.uk

KAPLAN CARE INSURANCE GUIDE 2015 TRAVEL, ACADEMIC AND MEDICAL INSURANCE POLICY www.kic.org.uk KAPLAN CARE INSURANCE GUIDE 2015 TRAVEL, ACADEMIC AND MEDICAL INSURANCE POLICY www.kic.org.uk WELCOME TO KAPLAN CARE Kaplan Care has been specially designed for international students by Kaplan International

More information

Terms and conditions. BOQ Specialist Banking Package. Dated November 2014

Terms and conditions. BOQ Specialist Banking Package. Dated November 2014 Terms and conditions BOQ Specialist Banking Package Dated November 2014 2 This page has been intentionally left blank Banking Package This document consists of PART A: Summary of banking package features

More information

ANZ Credit Cards CONDITIONS OF USE 20.07.2015 CONSUMER CREDIT CARDS

ANZ Credit Cards CONDITIONS OF USE 20.07.2015 CONSUMER CREDIT CARDS ANZ Credit Cards CONDITIONS OF USE 20.07.2015 CONSUMER CREDIT CARDS Containing terms and conditions for: ANZ Consumer Credit Cards ANZ Internet Banking ANZ Phone Banking ANZ Mobile Banking BPAY ANZ Contacts

More information

Hang Seng Commercial Card Benefits Directory

Hang Seng Commercial Card Benefits Directory Contents 1. Important Points to Remember 2. Customer Privileges Better Business Expense Management Financial Flexibility Superior Privileges Membership Rewards Programme Comprehensive Protection 3. Payment

More information

using your Professional Card

using your Professional Card using your Professional Card Safe, convenient payment throughout the world 2 04 05 08 09 12 13 15 17 19 22 23 The benefits of your card Before you start using your card What you need to know about your

More information

Bankwest Qantas Rewards

Bankwest Qantas Rewards Credit Cards Bankwest Qantas Rewards Terms and Conditions 1 October 2014 making banking easier Customer enquiries Please call 13 17 19 or visit bankwest.com.au. Where to report lost or stolen cards or

More information

An Expense Management Programme for every company

An Expense Management Programme for every company CORPORATE EXPENSE MANAGEMENT SOLUTIONS American Express Corporate Services An Expense Management Programme for every company ES I MAXIMISE CONTROL I DRIVE SAVINGS I BENEFIT EMPLOYEES I MAXIMISE CONTROL

More information

Home Loan Refinancing Guide

Home Loan Refinancing Guide Home Loan Refinancing Guide Contents How refinancing works... 3 Steps to refinancing... 4 Choose the home loan that s right for you... 4 Give your loan a regular 'health check'... 9 Aussie is a trade mark

More information

TRAVEL POLICY FOR THE U.S. SCIENCE SUPPORT PROGRAM (USSSP) OFFICE

TRAVEL POLICY FOR THE U.S. SCIENCE SUPPORT PROGRAM (USSSP) OFFICE TRAVEL POLICY FOR THE U.S. SCIENCE SUPPORT PROGRAM (USSSP) OFFICE Table of Contents TRAVEL AUTHORIZATION 2 AIR TRANSPORTATION GENERAL 2 EXPEDITION-RELATED TRAVEL 3 AIR CARRIER SELECTION 3 SATURDAY NIGHT

More information

www.healthcareinternational.com

www.healthcareinternational.com REVOLUTIONISING TRAVEL INSURANCE www.healthcareinternational.com Welcome to HealthCare International As a specialist provider of private medical and related personal insurances, we have the experience

More information

Addition of New Premium Cards to the Suite of ANA and Diners Club Co-branded Cards

Addition of New Premium Cards to the Suite of ANA and Diners Club Co-branded Cards Press release February 13, 2012 Citi Cards Japan, Inc. All Nippon Airways Co., Ltd. Addition of New Premium Cards to the Suite of ANA and Diners Club Co-branded Cards Citi Cards Japan, Inc. (Headquarter:

More information

One Signature. Many Privileges.

One Signature. Many Privileges. One Signature. Many Privileges. Discover the power of Your new Signature Card Signature Welcome Your Signature welcomes you with an exclusive gift Signature Gift Value (`) e-gift Voucher from Yatra.com

More information

The card that makes perfect business sense.

The card that makes perfect business sense. Benefits Guide RBC Royal Bank Visa* CreditLine for Small Business TM The card that makes perfect business sense. BUSINESS Convenience ACCESS REWARDS Welcome to RBC Royal Bank Visa* CreditLine for Small

More information