1 NOVATED LEASE AGREEMENT TERMS AND CONDITIONS THIS BOOKLET CONTAINS: Finance Schedule and Tax Invoice Terms and Conditions Services Schedule Customer name: Customer number:
2 Staple Finance Schedule here Page 2 of 16
3 Novated Lease Terms and Conditions 1. READING THIS LEASE 1.1 Definitions In this lease: Adjusted Contract Usage is calculated for this Lease on a day as follows: (a) first, divide the number of whole months which have elapsed under this lease up to that day by the number of months in its Finance Period, and (b) second, multiply the resulting fraction by the Contract Usage. The result of that multiplication is the Adjusted Contract Usage; Authorised Service Centre means such dealers and service outlets as are listed in the driver s kit provided to you with the Vehicle, or as may be nominated by TFM to you from time to time; Budgeted Cost means, for a Service, the Service charge treatment specified in clause 7.3(b); Business Day means any day on which TFM is open for business in the State; Contract Usage means the number of kilometres specified in the Finance Schedule; Employer means the person or persons named as Employer in the Finance Schedule; Excess Charge means the amount for each kilometre specified in the Finance Schedule; FBT means fringe benefits tax imposed by the Fringe Benefits Tax Act Finance Lease means a lease of the Vehicle as a Finance Lease as specified by you in the Finance Schedule; Finance Period means the period commencing on the Lease Commencement Date and ending on the last day of the period specified in the Finance Schedule; Finance Schedule means the document entitled Quote/Finance Schedule which specifies the details for this Lease and has been executed by you, the Employer and TFM; Fixed Cost means, for a Service, the Service charge treatment specified in clause 7.3(a); including and similar expressions indicate what is included without limiting what else might be included; Insolvency includes receivership, compromise, arrangement, administration, amalgamation, reconstruction, winding up, dissolution, scheme, assignment for the benefit of creditors, arrangement or compromise with creditors, bankruptcy or death; Lease means: (a) a Finance Lease; or (b) an Operating Lease. Page 3 of 16 It includes, for those Services which you select in the Finance Schedule or in a document varying this Lease, the applicable provisions of the Services schedule (which forms part of this Lease). Lease Commencement Date means the day specified as such in the Finance Schedule; Lessor or TFM means Toyota Fleet Management, a division of Toyota Finance Australia Limited and its successors and assigns; Market Value means, for a Vehicle on a day, the amount which TFM estimates would be the net proceeds of sale by TFM for that Vehicle, after deducting all applicable costs and Taxes incurred or which would be incurred by TFM in connection with obtaining that estimate and the notional sale; Operating Lease means a lease of the Vehicle as an Operating Lease as specified by you in the Finance Schedule; Payment Date, in relation to the rent and Service payment, means each day specified as such in cost of package settlements advice provided by TFM to the Employer when this Lease is entered into; PPSA means the Personal Property Securities Act 2009 (Cth); Recharge Cost means, for a Service, the Service charge treatment specified in clause 7.3(c); Residual Value means, for a Vehicle and a Finance Lease, the amount specified as such in the Finance Schedule; Service means a service provided, or to be provided, for or in connection with the Lease of the Vehicle; State means the State or Territory specified in the Finance Schedule; Tax means a tax (including any tax in the nature of a goods and services tax), rate, levy, impost and duty (other than a tax on the net overall income of TFM) and any interest, penalty, fine or expense relating to any of them; Termination Amount means, on a day, the amount calculated for the Vehicle by TFM which, on that day, equals the sum of: (a) each rent payment which is due for payment under this Lease after that day; (b) for a Finance Lease, the Residual Value of the Vehicle, and (c) for an Operating Lease, the Market Value of the Vehicle as it would have been at the expiry of that Operating Lease had you not repudiated that Operating Lease, in each case, discounted to a present value on that day by applying a discount rate equal to 75% of the implicit interest rate used by TFM to calculate the rent payable under this Lease; Vehicle includes all parts and accessories fitted to the vehicle;
4 you means the person named as Employee/Lessee in the Finance Schedule. It includes your successors and permitted assigns under clause 3.9 and any person to whom this Lease is novated. 1.2 Governing law This Lease is governed by the laws of the State and the parties submit to the non-exclusive jurisdiction of the courts of the State. 1.3 Execution This Lease will be executed by you signing the Finance Schedule and TFM signing the same or a duplicate of the Finance Schedule which may be in electronic form. You consent to TFM signing by an authorised person marking an electronic duplicate of the document. The Finance Schedule may be executed in any number of separate duplicates. Each signed duplicate constitutes an original and all duplicates taken together constitute one instrument. 2. DELIVERY 2.1 Lease TFM leases the Vehicle to you from the Lease Commencement Date. This Lease ends on the first to occur of: (a) the last day of the Finance Period; (b) when this Lease terminates in accordance with clause 6.4; and (c) when TFM terminates this Lease in accordance with clause 10.1(b). 2.2 Delivery (a) You must obtain delivery of the Vehicle within 7 days after the Lease Commencement Date and give TFM a written acknowledgment of delivery if asked to do so. (b) If you fail to take delivery of the Vehicle in accordance with clause 2.2(a) while it is available, TFM may treat that failure as your repudiation of this Lease and immediately terminate this Lease by written notice to you. If this happens you must pay to TFM by way of liquidated damages an amount equal to TFM s loss of profit on the transaction plus any costs incurred by TFM in connection with that termination. (c) TFM is not liable for any failure or delay by you in obtaining delivery of the Vehicle unless the matter is caused by TFM s wilful and unreasonable refusal to permit the Vehicle to be delivered or to pay the supplier for the Vehicle. 2.3 Dealer and others are not TFM s agent You acknowledge and agree that the dealer, manufacturer, distributor or other supplier of the Vehicle or any Service to you is not TFM s agent for any purpose. Page 4 of Examination (a) You acknowledge that: (i) (ii) you have not told TFM or anyone else about the particular purpose for which you require the Vehicle or any Service; and you have not relied on TFM s skill or judgment in deciding to enter into this Lease. (b) You alone are responsible, to the fullest extent permitted by law, for examining and being satisfied with the Vehicle and each Service before you accept any of them, including: (i) (ii) that the Vehicle complies with its description; that the Service has been rendered with due care and skill and any materials supplied in connection with that Service are reasonably fit for your purposes; (iii) the condition, fitness, quality and suitability of the Vehicle and each Service for your purposes; and (iv) that the manufacturer s, vendor s or supplier s entitlements to intellectual property rights, guarantees and warranties are valid. (c) You acknowledge that, except as set out in clause 4.5, neither TFM nor anyone on its behalf has given or made any condition, guarantee or warranty to you as to the condition, fitness, quality or suitability of the Vehicle or any Service for your purposes. 3. USE OF THE VEHICLE 3.1 Property of TFM (a) The Vehicle will always be TFM s property. You only have a right to use it. (b) You must take all steps which TFM asks you to take to protect TFM s interest in the Vehicle. When ownership of the Vehicle is relevant you must make clear to other people that TFM owns the Vehicle. 3.2 Quiet enjoyment TFM may not interfere with your possession or use of the Vehicle unless this Lease allows it. 3.3 Location of the Vehicle You must keep the Vehicle: (a) under your control and not permanently part with possession; (b) secure against theft or damage while it is not in use; and (c) at the location stated in the Finance Schedule or such other place as you have notified TFM. You must not permanently remove the Vehicle from the State without notifying TFM in writing in advance.
5 3.4 Compliance with laws You must comply with all laws and registration or licensing requirements relating to the Vehicle or its use. 3.5 Registration 3.6 Use (a) During the Finance Period you must register and obtain third party insurance for the Vehicle in your name as if you were the owner, unless clause 16 applies or TFM asks you to register it in another name. (b) You must not register the Vehicle in any state or territory other than the State without TFM s written consent and taking such other steps as TFM requests. You must make sure that the Vehicle is used: (a) for the purpose for which it is designed and in accordance with the manufacturer s instructions and recommendations; and (b) safely and without risk to the health or property of any person. 3.7 Repair and maintenance Subject to clauses 14.1 or 14.2, you must keep the Vehicle in good repair and working order (fair wear and tear excepted), including having the Vehicle serviced at intervals recommended by the manufacturer. You must only use parts that are recommended or approved for that use by the manufacturer. 3.8 Alterations You must not, without TFM's consent: (a) make any alterations or additions to the Vehicle; or (b) install anything on or in the Vehicle. You must ensure that only an Authorised Service Centre makes any such alteration, addition or installation. Everything installed on or in the Vehicle will be part of the Vehicle and TFM s property. This includes all parts and accessories. 3.9 Dealing with the Vehicle You must not: (a) sell or assign; (b) lend, lease or otherwise part with possession of; or (c) create or allow any security or other third party interest over, the Vehicle or your interest in the Vehicle or in this Lease (or authorise anyone else to do so) without getting TFM s written consent. TFM, however, may do any of these things without your consent. Page 5 of Information At TFM s request, you must promptly provide to TFM any information or document which TFM reasonably asks for concerning this Lease, the Vehicle, a Service or your financial position Insolvency You must ensure that you do not commence Insolvency. 4. WARRANTIES 4.1 General You represent and warrant that: (a) your obligations under this Lease are valid and binding and are enforceable against you in accordance with its terms; (b) you do not enter into this Lease as trustee of any trust. 4.2 Your acknowledgment You acknowledge that TFM does not provide (nor has it provided to you) legal, accounting or taxation advice. You have either obtained your own independent advice or declined the opportunity to obtain independent advice before you signed this Lease. 4.3 Warranties (a) You must obtain from the manufacturer or other supplier of the Vehicle or any Service any warranties that you need in relation to them. (b) So that you can make warranty claims, TFM transfers to you, so far as the law permits, the benefit of any warranty which it may have for the Vehicle and the Services. This transfer ends when this Lease ends or terminates. 4.4 Warranties not to apply So far as the law permits, all conditions, guarantees and warranties on TFM s part, other than the conditions, guarantees and warranties stated in this Lease, which might apply or be implied in relation to this Lease, the Vehicle or the Services (whether by statute or otherwise) are excluded. 4.5 Limitation To the extent that any applicable or implied condition, guarantee or warranty on TFM s part cannot be excluded, TFM s liability for a breach of any such condition, guarantee or warranty is limited (to the extent permitted by law) at TFM s discretion, in the case of the Vehicle, to the replacement of the Vehicle or the supply of an equivalent vehicle, payment of the cost of replacing the Vehicle or acquiring an equivalent vehicle or the repair of the Vehicle or payment of the cost of having the Vehicle repaired and, in the case of a Service, to the supplying of the Service again or payment of the cost of having the Service supplied again.
6 5. INSURANCE 5.1 Risks You assume all risks and liabilities for the Vehicle and its use, maintenance, repair and storage. 5.2 Policies to be taken out You must take out the following insurances: (a) subject to clause 19(a), loss, theft or destruction of, or damage to, the Vehicle for its full replacement value; and (b) all other risks which TFM reasonably requires or which must be covered by law. 5.3 Authority You irrevocably authorise TFM: (a) to receive all money payable in relation to the insurance policy referred to in clause 5.2(a) or payable by any other person in respect of an insurable event under that clause. For this purpose you appoint TFM as your attorney to make, recover and/or compromise in your name any claim under that insurance or against any person; and (b) to appropriate any of that money at TFM s option towards repair and/or restoration of the Vehicle or towards any money payable by you under this Lease. 5.4 Your insurance obligations You must: (a) take out each insurance with a reputable insurance company; (b) have TFM s interest noted on each insurance policy; and (c) give TFM any information it requests about an insurance, including evidence of the policies, currency of cover, proof of payment of premiums and details of any related insurance. You must not: (d) do or fail to do anything which might allow an insurer to refuse any claim under any insurance; (e) vary any insurance without TFM s written consent; or (f) enforce, conduct, settle or compromise any claim without TFM s written consent. 5.5 Failure to take out insurance If you do not take out an insurance as required by this clause 5, TFM may take out that insurance itself and debit the premium to your Lease account. You must pay the amount debited to your account to TFM when TFM asks you to. 6. DAMAGE OR LOSS 6.1 You must restore damaged Vehicle If the Vehicle is damaged (but not to the extent that an insurer or TFM decides that their repair is impractical or uneconomic), you must restore it as far as possible to the same condition that it was in before the damage occurred. Page 6 of 16 You must apply any money received from an insurer or any other person in connection with the damage to your obligation to restore the Vehicle. 6.2 Total loss of Vehicle You must immediately notify TFM if the Vehicle is: (a) lost; (b) stolen; or (c) destroyed or damaged to such an extent that an insurer or TFM decides that its repair is impractical or uneconomic. 6.3 Your obligations following a total loss of Vehicle If an event described in clauses 6.2(a), (b) or (c) occurs you must, on the next Payment Date, pay to TFM the Termination Amount less any amount which TFM has received from an insurer or any other person as a result of the event. Your obligation to pay this amount is in addition to your obligation to pay to TFM any rent, Service payments or other amounts which are due or overdue on that Payment Date. 6.4 Consequential arrangements This Lease terminates on the day on which you comply with clause 6.3. TFM will refund to you any amount which it receives from an insurer or another person as a result of the event described in clauses 6.2 (a), (b) or (c), after you have made your payment under clause 6.3, and up to the amount which you paid under that clause. 7. RENT, PAYMENTS AND TAXES 7.1 Rent and Service payments You must pay the rent and the management fee specified in the Finance Schedule to TFM on each Payment Date. You must pay to TFM for each Service which you use: (a) the Fixed Cost or the Budgeted Cost specified in the Finance Schedule on each Payment Date; (b) the Recharge Cost on the next Payment Date after TFM issues an invoice to you in accordance with clause 7.5(d). You must pay to TFM, on early termination of any Service, an amount equal to the aggregate of all amounts pre-paid by TFM on your behalf for that Service. 7.2 Contract Usage TFM calculates the rent for this Lease on the basis that the Vehicle will travel no more than the Contract Usage. At any time during the Finance Period, TFM may review the number of kilometres travelled by the Vehicle. If the number of kilometres travelled at that time is greater than the Adjusted Contract Usage at that time, TFM may: (a) revise the Contract Usage and the revised Contract Usage will apply for the balance of the Finance Period; and (b) recalculate the rent to reflect the revised allowance.
7 7.3 Service charge treatment Each Service charge treatment falls within one of the following payment categories as specified in the Finance Schedule: (a) a Fixed Cost set by TFM before the Lease Commencement Date; (b) a Budgeted Cost set by TFM before the Lease Commencement Date. The Budgeted Cost may be varied in accordance with clause 7.4; and (c) the actual Recharge Cost paid or payable by TFM to an Authorised Service Centre or third party Service provider on your behalf. 7.4 Budgeted Cost reimbursement You acknowledge that any Budgeted Cost instalment specified in the Finance Schedule is only an estimate. TFM may, at any time, and will, on or about each anniversary of the Lease Commencement Date, in its absolute discretion review any Service for which a Budgeted Cost instalment is payable and may, in its absolute discretion, ask you to pay to or reimburse it an amount which TFM certifies is equal to the difference between TFM's actual payments for that Service up to that time and TFM's estimated payments for that Service up to that time. You must pay the requested amount to TFM within 7 days of the request. 7.5 Recharge Cost Where you select Recharge Cost as the Service charge treatment for a Service in the Finance Schedule, TFM will during the Finance Period: (a) arrange for the Service provider to invoice TFM directly in relation to the provision of the Service utilised by you; (b) verify the invoice raised by the Service provider; (c) where it is found to be in order, pay or provide for payment of the invoice; and (d) issue an invoice to you for the total amount paid or payable by TFM on your behalf. You may, with TFM s prior approval, pay an invoice raised by an Authorised Service Centre or third party Service provider directly. 7.6 Taxes 7.7 GST You must pay and if paid by TFM reimburse to TFM any Tax which is payable in relation to this Lease or any document or transaction contemplated by it. (a) In this clause 7.7: (i) acquisition, adjustment event, consideration, GST, GST law, input tax credit, service, supply, taxable supply and tax invoice each has the meaning which it is defined to have in the A New Tax System (Goods and Services Tax) Act 1999; and (ii) TFM includes any GST group to which TFM may from time to time be a member under GST law and the representative member of that group under GST law. Page 7 of 16 (b) Unless otherwise stated, an amount payable by you for any supply made under or in connection with this Lease is exclusive of GST. If any payment by you under or in connection with this Lease is consideration in whole or in part for a taxable supply by TFM, you must, when you make the payment, pay to TFM an additional amount equal to that payment (or part) multiplied by the rate of GST prevailing at the time the supply is made. TFM on receiving that additional amount from you must provide you with a tax invoice for the supply. (c) If at any time an adjustment event arises in respect of any supply made by TFM under this Lease, a corresponding adjustment must be made between TFM and you in respect of any amount paid by you to TFM under clause 7.7(b) and payments to give effect to the adjustment must be made. (d) Where you are required under this Lease to pay, reimburse or indemnify TFM for an amount, you must pay the relevant amount (plus any applicable additional amount in accordance with clause 7.7(b)). TFM will calculate that relevant amount after determining the amount of any input tax credit it is entitled to claim in respect of that relevant amount. (e) If TFM makes or you make an acquisition under this Lease as agent for the other from a third party, that acquisition will be an arrangement for the purposes of Subdivision 153B of the A New Tax System (Goods and Services Tax) Act 1999 and the provisions of that Subdivision will apply. TFM and you will make genuine and continuing efforts to facilitate the application of that Subdivision to any such acquisition. You acknowledge for example that, where you select any of the following Services for a Vehicle in the Finance Schedule, TFM will acquire that Service as your agent and the provisions of that Subdivision will apply: (i) compulsory third party insurance renewals (clause 16 of the Services Schedule); (ii) other roadside assistance (clause 18.3 of the Services Schedule); (iii) comprehensive insurance (clause 19(a) of the Services Schedule); (iv) any additional Service (clause 22 of the Services Schedule). 7.8 Interest on overdue amounts (a) You must pay interest on the daily balance of any amount which you do not pay on time, and on any amount which TFM debits to your account in accordance with this Lease, for the period it remains unpaid. (b) The interest rate which you must pay on each daily balance is the rate 2% above the implicit interest rate used by TFM to calculate rent under this Lease, calculated on the basis of a 365 day year.
8 (c) TFM may capitalise, at times determined by TFM or, if it does not make a determination, then on the first day of each month, any interest which is not paid when due for payment. You must pay interest on capitalised interest at the rate and in the manner referred to in clause 7.8(a). (d) Your obligation to pay an outstanding amount to TFM on the day it becomes due for payment is not affected by clauses 7.8(a) and (c). 7.9 Manner of payment You must make your payments under this Lease to TFM by direct debit or in such other manner as TFM requests or agrees. Whenever you make a payment you must quote the account number given to you by TFM. If a payment is due on a day that is not a Business Day, it must be made on the Business Day before that day Unconditional obligations (a) A payment made by you under this Lease is not refundable in whole or in part. (b) Your obligation to pay an amount due under this Lease is also absolute and unconditional. So far as the law permits, you must not for any reason withhold, or make a deduction from, any amount payable under this Lease including because: (i) (ii) the Vehicle is lost, stolen, destroyed or damaged; you claim to have a set-off, counter-claim, defence or other right against TFM or anyone else; (iii) you are not satisfied with a Service either before or after you accept it; or (iv) you choose to terminate a Service before this Lease ends. (c) TFM may set-off any money which is due from it to you (under this Lease or otherwise) against any money due for payment by you to TFM under this Lease or any other agreement or deed between you and TFM Additional payments If you must withhold, or make a deduction in respect of, Tax from a payment under this Lease you must: (a) promptly pay the amount deducted to the appropriate government agency; (b) within 30 days of the end of the month in which the deduction is made, give TFM a copy of the documents evidencing the payment; and (c) on the due date, pay TFM an additional amount necessary (as determined by TFM) to ensure that TFM receives a net amount (after allowance for any further deduction and any Tax on the additional amount) equal to the amount it would have received if no deduction had been made. You indemnify TFM against the Tax and any amounts recoverable from TFM in respect of the Tax. You waive any statutory or other right to recover from TFM any amount paid under this clause. Page 8 of Application of payments TFM may apply any payment made by you towards satisfying any of your payment obligations which have become due, in any way it sees fit, even if you state otherwise. 8. INDEMNITY AND COSTS 8.1 Indemnity You indemnify TFM against all loss, claims, liabilities and expenses suffered by TFM as a result of: (a) any loss, theft or destruction of or damage to the Vehicle; (b) the use, maintenance, repair and storage of the Vehicle; (c) the provision of a Service; (d) any person being injured or killed or any property being damaged or destroyed, whether directly or indirectly by the Vehicle or its use; (e) your failure to comply with any of your obligations under this Lease; (f) the termination of this Lease before the end of the Finance Period; (g) without limiting clause 8.1(f), for a Vehicle under an Operating Lease, the Market Value of that Vehicle which you return under clause 10.2 being less than the Termination Amount; (h) the expiry of this Lease; (i) (j) without limiting clauses 8.1(f) or (h), for a Vehicle under a Finance Lease, the net sale or re-leasing proceeds received by TFM in accordance with clause 12.1 or the valuation obtained by TFM in accordance with clause 12.2 for that Vehicle being less than the Residual Value of that Vehicle (if you return it under clause 11.2) or the Termination Amount (if you return it under clause 10.2); TFM exercising its rights under this Lease including taking possession of the Vehicle; (k) your use of, or any inability to use, the fuel card for the Vehicle; (l) until you tell TFM about any possible unauthorised use of the fuel card, any unauthorised use of the fuel card for the Vehicle; (m) your termination of a Service before this Lease ends; (n) your continued use of a Service after this Lease ends or terminates. 8.2 About your indemnities Each indemnity under clause 8.1: (a) does not cover any thing to the extent that, if the indemnity did cover it, the indemnity would be void; and (b) is a continuing obligation, separate and independent from each of your obligations under this Lease and survives termination, or the acceptance of repudiation, of this Lease. TFM does not have to incur expense or make a payment before enforcing an indemnity.
9 8.3 You must pay all costs You must comply with all of your obligations under this Lease at your cost. 8.4 Commission You agree that TFM may pay commission, brokerage, fees or other remuneration to any person for introducing you to TFM or TFM to you. You realise and accept that, if any such amount has been paid, the rent payable by you under this Lease may be higher than it would have been if you had approached TFM (or TFM had approached you) direct. 8.5 Fees and charges You must pay any fees or charges from time to time levied by TFM in relation to this Lease in accordance with its then standard procedures to cover its reasonable costs including any establishment fee, reimbursement fees or where: (a) you request TFM to provide you with any information, including any documentation, confirmation or statement; (b) you request TFM to provide a service for the Vehicle which is not then a Service; (c) any cheque or direct debit from you to pay an amount due under this Lease is dishonoured; (d) TFM issues a late payment or other such notice; (e) TFM considers a request from you for a variation of the Vehicle, a Service or this Lease or an assignment of this Lease; (f) you make a payment other than by direct debit; or (g) you terminate this Lease before the date on which it ends. 9. TFM S RIGHTS 9.1 Rectification TFM may (but need not) do anything necessary to remedy your failure to fully comply with any of your obligations under this Lease. 9.2 Inspection and seizure TFM may enter the place where the Vehicle is kept to: (a) at any time on reasonable notice, inspect it or to see whether you are complying with your obligations under this Lease; or (b) at any time, take possession of the Vehicle when exercising its rights under this Lease. 9.3 TFM s rights and their exercise (a) TFM s rights, powers and remedies under this Lease are in addition to any of its legal rights, powers and remedies. (b) TFM may exercise a right, power or remedy under this Lease at its discretion, and separately or concurrently with another right, power or remedy. Page 9 of 16 (c) A single or partial exercise of a right, power or remedy under this Lease by TFM does not prevent a further exercise of that or an exercise of any other right, power or remedy. (d) TFM s failure to exercise or delay in exercising a right, power or remedy under this Lease does not prevent its exercise. (e) TFM is not liable for any loss caused by the exercise, attempted exercise, failure to exercise or delay in exercising a right, power or remedy under this Lease whether by reason of its negligence or for any other reason. 9.4 Certificates A certificate or statement given by or on behalf of TFM regarding any amount owing by you under this Lease or any interest rate referred to in this Lease is sufficient evidence of the matters certified unless the contrary is proved. 9.5 Notices Any notice to be given by TFM to you may, in addition to any other manner in which it may be given, be sent by prepaid post addressed to you at your last known place of residence or business. You will be taken to have received it on the second Business Day following posting. 9.6 Authority to open mail You authorise TFM to open all mail which TFM may receive in your name (or such other name requested by TFM) by virtue of TFM's office appearing as the registered address including mail relating to registration, compulsory third party insurance and infringement notices. TFM will send to you any notices sent to its office as soon as practicable after receipt. TFM is not liable for any loss, claim, liability or expense caused by TFM opening your mail or any delay in forwarding a notice to you, except where that loss, claim, liability or expense is caused by a wilful act or omission or negligence of TFM. 10. REPUDIATION 10.1 Your fundamental obligations under this Lease (a) Without limiting clause 2.1, your fundamental obligations under this Lease are that you must: (i) (ii) pay all rent, Service payments and other amounts which you owe under this Lease on time and as required by this Lease; comply with your obligations under clauses 3.1(b), 3.3, 3.4, 3.5, 3.6, 3.7, 3.8, 3.9, 3.11, 5.1 and 23.1; and (iii) not cause or permit any event or circumstance to arise which would entitle TFM to terminate any other agreement or arrangement which it has entered into with you. (b) If you do not comply with one of your fundamental obligations under this Lease then you will be taken to have repudiated this Lease. Despite anything else which you and TFM may
10 have agreed, you will also be taken to have repudiated every other agreement or deed between you and TFM relating to the lease, hire, finance or maintenance of vehicles or the payment for services in connection with vehicles. TFM may then accept any of your repudiations by giving you a notice terminating this Lease or any other relevant agreement or deed. (c) TFM's obligation to provide Services ceases when it gives you a notice of termination Your obligations following repudiation If TFM gives you a notice under clause 10.1 you must immediately: (a) return the Vehicle in good repair and working order (fair wear and tear excepted) to the place that TFM nominates; (b) pay to TFM the Excess Charge for each kilometre or hour by which the Actual Usage exceeds the Adjusted Contract Usage as at the return date; (c) pay to TFM any other amount which you still owe under this Lease; and (d) sign and hand over with the Vehicle all certificates and documents necessary to transfer the registration or licence of the Vehicle to the person that TFM nominates. If the notice which TFM gives you also applies to an agreement or deed other than this Lease, you must also do whatever you are required to do under that agreement or deed, or which TFM is entitled to require you to do, as a consequence of your repudiation of it Reinstatement of Lease After it accepts your repudiation of this Lease TFM may, in its absolute discretion, still permit you to reinstate this Lease. If TFM permits you to reinstate this Lease you would have to: (a) pay all overdue rent, Service payments and any other amounts which you then owe under this Lease (calculated as if you had not repudiated this Lease); and (b) remedy any other fundamental obligation which you have not complied with. TFM may impose other conditions. 11. EXPIRY OF THIS LEASE 11.1 Services cease on expiry TFM's obligation to provide Services ceases when this Lease ends What you must do When this Lease ends you must: (a) return the Vehicle in good repair and working order (fair wear and tear excepted) to the place that TFM nominates; (b) pay to TFM the Excess Charge for each kilometre or hour by which the Actual Usage exceeds the Contract Usage; Page 10 of 16 (c) pay to TFM any other amount which you still owe under this Lease; and (d) sign and hand over with the Vehicle all certificates and documents necessary to transfer the registration or licence of the Vehicle to the person that TFM nominates Holding over If you do not return the Vehicle on the date on which TFM gives you a notice under clause 10.1 in accordance with clause 10.2(a) or on the expiry date of this Lease in accordance with clause 11.2(a), you must pay rent to TFM, on demand, for each day from the relevant date until you return the Vehicle to TFM in accordance with the relevant clause, in an amount for each day equal to the rent for the last rental period before that date divided by the number of days in that rental period. 12. DISPOSAL OF VEHICLE 12.1 TFM to sell or re-lease Vehicle As soon as practicable after you return the Vehicle under a Finance Lease to TFM, TFM must either: (a) offer the Vehicle for sale at a public auction; or (b) attempt to re-lease the Vehicle Valuation If it is impossible or impracticable for TFM to sell or re-lease the Vehicle within 60 days after their return to TFM, TFM will determine the Market Value of the Vehicle as at the day it was returned TFM s position TFM is not liable in negligence or otherwise for any failure or delay in selling, re-leasing, determining the Market Value or recovering possession of the Vehicle or because it does not obtain the best available amount by doing one of these things. 13. PPSA 13.1 Waivers In respect of the PPSA: (a) you and TFM contract out of each provision which section 115(1) or 115(7) permits them to contract out, other than: (i) (ii) sections 117 and 118 (relationship with land laws); and sections 134(1) and 135 (retention of collateral); (b) you waive each right to receive a notice which section 144 or 157(3) permits you to waive; and (c) to the extent permitted by law, you waive your rights to receive anything from TFM under section 275 and agree not to make any request of TFM under that section.
11 13.2 Confidentiality You and TFM agree that neither party will disclose any information of the kind referred to in section 275(1) of the PPSA unless section 275(7) of the PPSA applies, in which case TFM may disclose such information. This means that neither you nor TFM may disclose or confirm: a copy of the Lease documents; details of the amount or terms of the Lease; or details of the Vehicle, unless: the other person has consented in writing; or the law requires or allows disclosure; or you are in default under the Lease Assistance If TFM determines that this Lease or any transaction under it is or contains a security interest (within the meaning of the PPSA) you will do anything which TFM reasonably requests (such as obtaining consents, signing or producing documents, getting documents signed or completed and supplying information) for the purpose of ensuring that any such security interest is enforceable, perfected and otherwise effective, and enabling TFM to apply for any registration or give any notification in connection with that security interest. Page 11 of 16
12 14. MAINTENANCE 14.1 Full Maintenance Where you select Full Maintenance as a Service for the Vehicle in the Finance Schedule, subject to clauses 14.3 and 14.4, TFM will pay for all normal preventative maintenance services (in accordance with the manufacturer's handbook) by an Authorised Service Centre required to be carried out during the Finance Period together with corrective repairs, maintenance and service (including major breakdown repair) of the Vehicle necessary to maintain, so far as practicable, the Vehicle in good repair and working order (fair wear and tear excepted), including repairs, maintenance and service to: (a) motor; (b) transmission; (c) drive line; (d) braking system including reline and overhaul of components; (e) cooling system including hoses, radiators, belts and vents; (f) any factory or, when the Vehicle is delivered, dealer fitted electrical, computer, entertainment, navigation or communication system including wires, fuses, globes, switches and batteries; (g) exhaust system; (h) oil and water leaks, including gaskets, welsh plugs and fans; (i) (j) airconditioning and heater components including re-gas; suspension components; and (k) fuel systems Routine Maintenance Where you select Routine Maintenance as a Service for the Vehicle in the Finance Schedule, subject to clauses 14.3 and 14.4, TFM will pay for all normal preventative maintenance services (in accordance with the manufacturer's handbook) by an Authorised Service Centre required to be carried out during the Finance Period. However, TFM will not pay for: (a) the repair of damage caused by continuing to drive the Vehicle after a fault has occurred which you should have been aware of; (b) ordinary wear and tear which does not affect the safety or use of the Vehicle; (c) the repair of damage caused by contaminated fuel or fuel which is not specified in the manufacturer's handbook as appropriate for the Vehicle; (d) the maintenance or repair of non-factory fitted parts or accessories (including any electrical, computer, entertainment, navigation or communication system in the Vehicle) and repairs other than as specified in the manufacturer's handbook; SERVICES SCHEDULE Page 12 of 16 (e) the replacement of batteries; and (f) the maintenance or repair of such other items as TFM and you may agree should be excluded Abuse of Vehicle TFM is not obliged or required to pay for any costs incurred in relation to any inspection, maintenance or repair carried out on the Vehicle: (a) which in the reasonable opinion of TFM or the Authorised Service Centre, is caused by the misuse, abuse or neglect of the Vehicle or driving in a manner or in conditions not considered by TFM to be normal; (b) which is not carried out by an Authorised Service Centre; (c) which arises because you do not have the Vehicle inspected, maintained or repaired at the times recommended in the manufacturer's handbook; or (d) where the Vehicle has travelled in excess of the Adjusted Contract Usage at the time the inspection, maintenance or repair is carried out. You must reimburse TFM on demand for the proportion of any payment made by TFM for inspection, maintenance or repairs which, in TFM's opinion, was made (except for fair wear and tear) because of a circumstance described in clauses 14.3(a), (b), (c) or (d) Maintenance not covered The obligations of TFM under clauses 14.1 or 14.2 do not include or extend to, and you are responsible for: (a) any damage caused by accident, fire, storm, tempest, theft, malicious destruction or damage and such other insurable risks as TFM may reasonably stipulate; (b) any defects, damage or want of repair covered by a third party warranty or resulting from or occurring during any breach by you of your obligations; (c) (except as set out in clause 15) tyre replacement; (d) (except as set out in clause 17) all fuel charges; (e) the regular wash and polish of the Vehicle; (f) arranging for the transportation or towing of the Vehicle when it has become unfit for use to an Authorised Service Centre. This clause 14.4(f) does not affect your entitlement to roadside assistance in accordance with clauses 18.1 or 18.3; or (g) the maintenance or repair of non-factory or non-dealer fitted parts or accessories (including any cranes or hoists). 15. TYRES Where you select Replacement Tyres as a Service for the Vehicle in the Finance Schedule, TFM will during the Finance Period pay for replacement tyres and tubes (in the same specification and quality as
13 originally fitted to the Vehicle) for the Vehicle (up to the number specified in the Finance Schedule for the Vehicle) which have been determined by the Authorised Service Centre to be reasonably necessary. 16. TFM TO RENEW REGISTRATION Where you select Registration Renewals and CTP Insurance Renewals as a Service for the Vehicle in the Finance Schedule TFM will, during the Finance Period, renew the Vehicle s registration (in your name or such other name requested by TFM and with the office of TFM which it specifies as the registered address) and renew the compulsory third party insurance for the Vehicle up to, in each case, the number of renewals specified in the Finance Schedule. You must take any steps in connection with registration or compulsory third party insurance as TFM requests, including arranging for an inspection of the Vehicle as may be required by the transport authority in the State. 17. FUEL CARD AND FBT 17.1 Fuel card Where you select a Fuel Card as a Service for the Vehicle in the Finance Schedule the following provisions apply during the Finance Period. (a) TFM will give you a fuel card for the Vehicle. (b) As between you and TFM, the fuel card is TFM's property. You must return any mutilated or disused fuel card to TFM. You must also tell TFM as soon as you become aware of the loss, theft or any possible unauthorised use of the fuel card. TFM will give you a replacement fuel card. (c) You may only use the fuel card within the period of validity indicated on the fuel card. TFM will give you a replacement fuel card. (d) TFM may cancel the fuel card by giving you 2 Business Days' notice. (e) You may cancel the fuel card by giving TFM 2 Business Days' notice. (f) You must return the fuel card to TFM when this Lease expires or terminates Purchases using the fuel card When you purchase petroleum products using a fuel card, you will receive a voucher from the supplier. You must: (a) declare the odometer reading on the Vehicle at the time of purchase; (b) confirm that the details contained on the voucher are accurate. The fuel card provider will process and report each purchase electronically (or manually using a voucher system) to TFM. TFM will pay for each purchase made by you using a fuel card. You acknowledge that TFM makes a taxable supply of petroleum products to you each time that you purchase them using a fuel card. Page 13 of Purchase disputes (a) TFM will not consider any dispute about a purchase of petroleum products using a fuel card unless you tell TFM before the next Payment Date that you dispute the details of a purchase. (b) If you tell TFM that you dispute a purchase, TFM will investigate the purchase and inform you of the outcome. Where TFM discovers that a purchase has been incorrectly debited or credited, TFM will adjust the account balance for this Lease accordingly FBT records Where you specify in the Finance Schedule that the FBT method for the Vehicle is to be operating cost, you: (a) must keep logbook and odometer records for the Vehicle as required by law; and (b) acknowledge that if you do not, for a particular period, keep those records, the Employer will not be entitled to a reduction in the operating cost of the Vehicle on account of business journeys undertaken in the Vehicle during that period FBT declaration The FBT year for a Vehicle commences on 1 April and concludes on 31 March. Within 5 Business Days of 31 March in each FBT year during the Finance Period you must give TFM an FBT declaration (in a form approved by TFM) declaring: (a) the odometer reading at 31 March; (b) if applicable, the days during the FBT year that the Vehicle was unavailable for personal use; (c) if applicable, the amount of your contributions to the expenses for the Vehicle. You promise that each declaration which you give to TFM is accurate. TFM relies on your accuracy to prepare its reports in accordance with clause You acknowledge that: (d) if you do not provide a declaration under clause 17.5(a) within 5 Business Days of 31 March, TFM will calculate your FBT liability using the highest statutory fraction; and (e) you are responsible for any FBT liability for the Vehicle. TFM is not responsible for any such liability. 18. EMERGENCY SERVICES 18.1 Roadside Assistance Where you select TFM Roadside Assistance (either TFM Standard Roadside Assistance or TFM Premium Roadside Assistance) as a Service for the Vehicle in the Finance Schedule, TFM will, during the Finance Period, pay for the registration of the Vehicle with that Service.
14 18.2 Accident Management Where you select Accident Management (either Accident Management or Accident & Claims Management) as a Service for the Vehicle in the Finance Schedule, TFM will, during the Finance Period, pay for the registration of the Vehicle with that Service Other Roadside Assistance Where you select Other Roadside Assistance as a Service for the Vehicle in the Finance Schedule TFM will during the Finance Period obtain and pay for membership for the Vehicle with the appropriate State based motoring association. 19. INSURANCE Where you select: (a) Comprehensive Insurance as a Service for the Vehicle in the Finance Schedule, TFM will renew the insurances required by clause 5.2(a) during the Finance Period (up to the number of renewals specified in the Finance Schedule); (b) Novated Lease Protection as an insurance Service for the Vehicle in the Finance Schedule, TFM will pay for that insurance for the Vehicle for the Finance Period; and (c) any additional insurance (GAP insurance, Payment Protection insurance or Extended Factory Warranty) as a Service for the Vehicle in the Finance Schedule, then TFM will pay for each selected insurance for the Vehicle for the Finance Period General You acknowledge that TFM, in providing any of these reports, relies on information provided by third parties and agree that TFM is not liable in any way for any error or omission in a report where that error or omission is as a result of the third party information. 21. RELIEF VEHICLE Where you select Relief Vehicle as a Service in the Finance Schedule and the Vehicle is in TFM's opinion unfit for use for a specified period as agreed between TFM and you, TFM will (using its best endeavours) arrange for you to use a relief vehicle during the agreed period. TFM will supply that relief vehicle from a TFM office in the State. The use of a relief vehicle is conditional on you continuing to comply with all of the terms and conditions of this Lease for the Vehicle and the relief vehicle. 22. ADDITIONAL SERVICES Where you select in the Finance Schedule that this Lease includes any additional Services for the Vehicle, then TFM will provide those additional Services on the terms and conditions annexed to that Finance Schedule. 23. GENERAL 23.1 Directions You must, in connection with any Service, comply with any direction which TFM gives to you. 20. REPORTING 20.1 Lease reports TFM will during the Finance Period provide the following reports for the Vehicle: (a) for you - a quarterly novated lease statement; (b) for the Employer - a quarterly novated lease employee summary; (c) for both you and the Employer on expiry or termination of this Lease, a novated lease termination statement FBT reports Where you select a fuel card as a Service for a Vehicle in the Finance Schedule TFM will for each FBT year during the Finance Period provide the following FBT reports for the Vehicle (calculated in accordance with the FBT method specified in the Finance Schedule): (a) for the Employer - an annual FBT report novated lease; and (b) for you a quarterly FBT analysis and forecast. This is included in the quarterly novated lease statement given to you under clause 20.1(a). Page 14 of Renewal arrangements You may, in connection with any of the Services specified in clauses 16 (TFM to renew registration), 18.3 (Other Roadside Assistance) and 19(a) (Comprehensive Insurance), either: (a) renew the relevant Service yourself and then obtain reimbursement from TFM. You must, when applying for reimbursement, give TFM a copy of the relevant documents endorsed with payment details; or (b) request TFM to renew the relevant Service. You must make the request, and give TFM originals of the relevant documents, at least 14 days before the relevant renewal date. You must make sure that TFM receives all of those documents on time. TFM is not responsible for the renewal if it does not, for any reason, receive those documents on time.
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16 NOVATED LEASING CENTRE toyotafleetmanagement.com.au Copyright Toyota Finance Australia Limited Toyota Fleet Management is a division of Toyota Finance Australia Limited ABN Australian Credit Licence A member of the Toyota Group of Companies. Page 16 of 16 TFM022 (08/2012)
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DATED DAY OF 2015 PERSONAL ALERT SYSTEMS REBATE SCHEME PROVIDER PANER DEED between MINISTER FOR COMMUNITIES AND SOCIAL INCLUSION - and - [INSERT PARTY NAME] ACN [INSERT] Page 1 of 1 TABLE OF CONTENTS BACKGROUND...
Our standard terms and conditions for Your Advanced Personal Loan. For loans approved on or after 6 June 2015 6 June 2015 Important Information The information set out below forms part of your disclosure
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David Jones Storecard and David Jones American Express Card Member Agreement, Financial Services Guide and Purchase Protection Terms and Conditions Issued May 2016 DAVID JONES STORECARD AND DAVID JONES
Deed Execution version Eastern Goldfields Regional Prison Redevelopment Project Receivables Purchase Deed The State of Western Australia represented by the Minister for Works, a body corporate constituted
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Toyota Extra Care Extended Factory Warranty Terms and Conditions Preparation date: 1 April 2012 toyotaextracare.com.au 2 Contents Introduction 4 Welcome to Toyota Extra Care Extended Factory Warranty 4
Policy of Insurance under the HBCF (Home Building Compensation Fund) How to read the policy (i) The policy covers you for the types of loss, and for the amounts of loss, described in clause 1. (ii) Clause
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