: PHP 25, % Applicant. Proposed Insured. Premium Band 1. Proposed Insured : SMART INVESTOR PIA Age Sex. Sum Assured.

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1 Page 1 of 6 EQS-9029-A38132B OF Premium Band 1 Prulink Investor Account Plus is a single-pay variable life insurance product that provides living and death benefits. The living benefits are the partially and fully withdrawable values less upfront charges, insurance and maintenance charges, and subject to decreasing surrender charges, which are taken from the Policy's share in the separate fund(s). The death benefit is the higher of (a) the Policy's full withdrawal value, or (b) the minimum death benefit guarantee, subject to the additional provisions stated in the Policy Booklet. Optional Benefits can be attached to this product. Proposed Insured Age 50 Sex Male Single Premium PHP 100,000 Sum Assured PHP 25,000 Minimum Death Benefit PHP 125,000 This product is a variable contract. The benefits, namely the partial and full withdrawal values and the actual death benefit at time of death, all depend on the investment experience of the funds linked to the Policy. THE INVESTMENT RISKS ASSOCIATED WITH THIS PRODUCT ARE BORNE SOLELY BY THE POLICYOWNER. If, after buying the Policy, you decide it is not suitable to your needs, simply return the Policy Booklet with your Policy Data Page to us within 15 days from the date you receive them. We will return the value of units allocated to your Policy plus all charges. PruLink Bond Fund The PruLink Bond Fund seeks to achieve an optimal level of income in the medium term together with long term capital growth through investments in fixed income securities and money market instruments. PruLink Managed Fund The PruLink Managed Fund seeks to optimize medium to long term capital and income growth through investment in fixed income securities, money market instruments and shares listed on the Philippine Stock Exchange. Please note that the Policy Booklet and Policy Data Page are considered delivered and received by you three (3) days from the date of the Transaction Confirmation Advice if your address is in Metro Manila and five (5) days from the date of the Transaction Confirmation Advice if your address is outside Metro I have read and understood the disclosures in this Sales Illustration. My agent has explained to my satisfaction the principal features of the Policy and the manner in which the variable benefits will reflect the investment experience of the separate account(s). I fully understand that when buying this Policy, I am assuming all investment risks associated with it. In addition, I understand that the insurance charge, policy fee, annual management charge, any rider charge and extra charges are not fixed. These may change in accordance with prescribed laws, regulations or business requirements. Applicant 100 % PruLink Growth Fund The PruLink Growth Fund seeks to optimize medium to long term capital and income growth, with an emphasis on strong capital growth, through a greater focus of investment in shares of stocks listed in the Philippines. The fund also invests in fixed income securities, and money market instruments. PruLink Equity Fund The PruLink Equity Fund seeks to optimize medium to long term capital growth through investments in shares of stocks listed in the Philippines. PruLink ProActive Fund The PruLink ProActive Fund seeks to optimize medium to long term capital and income growth with emphasis on dynamic asset allocation by fund managers through investment in fixed income securities, money market instruments and shares of stocks. Proposed Insured This Sales Illustration shall form part of the insurance contract once the Policy is issued. For more information on what constitutes the entire insurance contract, please ask your servicing agent or refer to your Policy Booklet.

2 Prulink Investor Account Plus Page 2 of 6 PROTECTION BENEFITS PAGE EQS-9029-A38132B OF Enjoy the advantage of having a comprehensive plan complete with additional protection benefit/s which enhance/enhances the Prulink Investor Account Plus policy you are going to purchase. You have chosen the benefits below Benefit Benefit Type Benefit Amount Protection Benefit Basic Cover (Sum Assured) Lump Sum 25, , Non - Accelerated Total and Permanent Disability Lump Sum 100, , Sum of Protection Coverage Indicated 125, Conditions apply to each benefit illustrated above. Please refer to the Policy Contract for details. Single Premium Payable Benefits-to-Single Premium Payable Ratio Benefit-to-Single Premium Payable ratio (at issue) is the Sum of Protection Coverage Indicated plus Single Premium divided by Single Premium Payable. 100,

3 Prulink Investor Account Plus The values below are based on the projected performance of the fund where your Policy is linked (the Fund ). Because the Fund s performance is not guaranteed, the values are also not guaranteed. In addition, the assumed investment returns used in projecting the LOW, CURRENT, and HIGH values represent a range of possible returns that may be achieved by the Fund. The HIGH and LOW assumptions are only for illustration purposes and do not representthe upper and lower limit of the actual investment return that may occur. Policy Year Attained Age Top Up Amount ILLUSTRATION OF BENEFITS - PRULINK EQUITY FUND Withdrawal Amount Page 3 of 6 EQS-9029-A38132B OF The HIGH and LOW investment returns, at 10.00% and 4.00%, are those prescribed by the Insurance Commission. The illustrated "CURRENT" investment return is based on the actual average investment return experienced by the Fund in the last 36 months, as indicated in the Historical Unit Fund Performance page, except that if the average exceeds 10.00%, the illustrated investment return is capped at 10.00%. PROJECTED BENEFITS FULL WITHDRAWAL VALUE LOW (4.00%)* CURRENT (10.00%)* HIGH (10.00%)* , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , *Investment returns used are net of final tax, Annual Management Charge and other investment expenses. The projected benefits are already net of all charges. These charges are 1. Initial Charge of 3% of single premium. Each top-up shall also be subject to the Initial Charge of 3% of the top-up amount. 2. Insurance Charge, inclusive of premium tax and DST, which starts at an annual rate of PHP 9.00 per 1,000 of the sum assured. Each top-up shall also be subject to Insurance Charge. The Insurance Charge will be deducted from your fund on a monthly basis. Monthly deductions may increase because of top-ups. They may also change within one policy year as the Insurance Charge rates are based on the Proposed Insured s attained age. The Company reserves the right to adjust the Insurance Charge, but will not do so without giving you six (6) months advanced notice and prior approval of the Insurance Commission. 3. Rider Charges, if any, which will be deducted from your fund on a monthly basis. Monthly deductions may change within one policy year as Rider Charges are based on the Proposed Insured s attained age. The Company reserves the right to adjust the Rider Charges, but will not do so without giving you six (6) months advanced notice and prior approval of the Insurance Commission. 4. Policy Fee, deducted monthly from your fund starting month 2, amounting to PHP The Policy Fee is guaranteed not to exceed PHP per month. 5. For fund withdrawals, a Surrender Charge based on the amount withdrawn, at the following rates 5% on the first policy year, 4% on the second policy year, 3% on the third policy year, 2% on the fourth policy year, and 1% on the fifth policy year. 6. Annual Management Charge of 2.25% of the fund value for this particular Fund. The rate is guaranteed not to exceed 2.50%. Your fund value may run out due to partial withdrawals and deduction of charges. If your fund value is insufficient to pay for any of the Policy Fee, the Insurance Charge, the Rider Charge, or Extra Charge, if any, the policy automatically terminates on the day any such charges are due. In such an event, we refund to you the value of insufficient units. In this illustration, top-ups, if any, are made at the beginning of the policy year, and partial withdrawals, if any, are made at the end of the policy year. Partial withdrawals are funded by selling the number of units in your fund that will cover the amount of your partial withdrawal. Partial withdrawals will first be drawn from the units created from your single premium until they are exhausted. Once exhausted, succeeding partial withdrawals will then be drawn from units created from top -ups, on a first-in-first-out basis. The Surrender Charge that will be applied on each partial withdrawal shall be based on item 5 above. If partial withdrawals are drawn from units created from the single premium, the policy year will be counted from the date the single premium is paid. If partial withdrawals are drawn from units created from top -ups, the policy year will be counted from the date the top-up is made. Because the performance of the Fund is not guaranteed, the sufficiency of the fund value to support your partial withdrawal is also not guaranteed. Values illustrated in this page are Full Withdrawal Values net of withdrawals plus top -ups indicated in this page. If the Full Withdrawal Value is withdrawn, your Policy automatically terminates.

4 Prulink Investor Account Plus ILLUSTRATION OF DEATH BENEFITS Page 4 of 6 EQS-9029-A38132B OF The values below are based on the projected performance of the fund/s where your Policy is linked. Because fund performance is not guaranteed, the values are also not guaranteed. In addition, the assumed investment returns used in projecting the LOW, CURRENT, and HIGH values represent a range of possible returns that may be achieved by the fund. The HIGH and LOW assumptions are only for illustration purposes and do not represent the upper and lower limit of the actual investment return that may occur. The HIGH and LOW investment returns, meet the requirements prescribed by the Insurance Commission. The illustrated "CURRENT" investment return for Bond Fund, Managed Fund, Growth Fund, Equity Fund and ProActive Fund are based on the actual average investment return experienced by each of the said funds in the last 36 months, as indicated in the Historical Fund Performance page, except that if the average exceeds the HIGH rate, the illustrated investment return is capped at HIGH rate. Policy Year Attained Age DEATH BENEFIT LOW (4.00%)* CURRENT (10.00%)* HIGH (10.00%)* , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , *Investment returns used are net of final tax, Annual Management Charge and other investment expenses. The Death benefit as illustrated above is comprised of the following 1. Higher of (a) the Single Premium plus Sum Assured or (b) the Fund Value 2. Additional Term Benefit, if any. *** The projected benefits illustrated for the first two (2) years are for deaths due to accident, subject to the Guaranteed Issue Provision of the Policy. In case of death due to a cause other than accident, our liability shall be limited to the return of the value of units in your Policy, plus the Initial Charge and all Insurance Charges. When the fund value is insufficient to pay the Policy Fee, Insurance Charge, Rider Charge(s), or Extra Charge, if any, the policy automatically terminates on the day any such charges are due and all benefits end. In such an event, we refund to you the value of insufficient units.

5 Page 5 of 6 EQS-9029-A38132B OF VARIABLE LIFE INSURANCE PLAN HISTORICAL UNIT FUND PERFORMANCE The actual returns from PruLife UK's unit funds, net of final tax, Annual Management Charge and other investment expenses, are shown below. Past performance is not necessarily indicative of the future or likely performance of the fund. Unit Fund Performance as of June 04, 2013 Bond Managed Growth Equity (**) ProActive Money Market USD Bond Fund Asian Local Bond Fund Asia Pacific Equity Fund Fund Launch Date Sept. 24, 2002 Sept. 24, 2002 July 22, 2005 Oct. 1, 2007 Feb. 1, 2009 Feb. 1, 2009 June 3, 2003 Jan 30, 2012 Feb 26, 2013 Year % % % % % 2.08 % 0.10 % 4.28 % Not Available Year % 9.71 % % % % 1.76 % % Not Available Not Available Year % % % % % 0.55 % 9.50 % Not Available Not Available Year % % % % % % % Not Available Not Available Year % % % % Not Available Not Available 4.51 % Not Available Not Available Year % % % % Not Available Not Available 2.39 % Not Available Not Available Year % 9.86 % % % Not Available Not Available % Not Available Not Available Year % % Not Available Not Available Not Available Not Available 9.84 % Not Available Not Available Year % 3.87 % Not Available Not Available Not Available Not Available % Not Available Not Available Year % % Not Available Not Available Not Available Not Available 5.69 % Not Available Not Available Compound Annual Investment Return based on completed years Average Annual Investment Return for last 36 months preceding June 04, % % % % % 0.95 % 8.23 % 4.28 % Not Available % % % % % 0.33 % 8.91 % Not Available Not Available *Bond Fund, Managed Fund, Growth Fund, Equity Fund, ProActive Fund and Money Market Fund are denominated in Philippine Peso. **Prior to its launch date, the Equity Fund has served as an underlying fund of the Managed Fund and Growth Fund. The assets in the unit funds are valued on a daily basis using the marked-to-market valuation method. The unit prices of the unit funds are published every Friday on major newspapers. You may also log on to our website, for the latest unit prices. Certified true and correct Lee C. Longa EVP and Chief Financial Officer Date of Certification June 20, 2013

6 Page 6 of 6 EQS-9029-A38132B OF VARIABLE LIFE INSURANCE PLAN ACKNOWLEDGEMENT OF VARIABILITY Applicant's Name Application Number Agent's Name Agent's Code REY D GARCIA Agent's Unit I acknowledge that I have applied with Pru Life UK for a Variable Life Insurance Policy and have reviewed the illustration/s that shows/show how a life insurance policy could perform using the Company's assumptions and based on Insurance Commission' guidelines on investment returns. I understand that since fund performance may vary, the values of my units are not guaranteed and will depend on the actual performance of my chosen fund/s and that the value of my Policy could be less than the actual capital invested. The unit values of my variable life insurance policy are periodically published. I understand that the investment risks under the Policy are to be borne solely by me, as the Policy Owner. Applicant's Signature over Printed Name Date