Compliance. Quality. Efficiency.
|
|
- Marshall Bradford
- 8 years ago
- Views:
Transcription
1 Compliance. Quality. Efficiency.
2 One Company. One Commitment. SIG ANDERMAN EXECUTIVE CHAIRMAN & FOUNDER, ELLIE MAE, INC.
3 Helping Lenders Achieve Compliance, Quality & Efficiency At Ellie Mae, we ve been changing what s possible in the mortgage business since And while the industry has changed, our mission to automate mortgages so lenders can achieve compliance, quality and efficiency hasn t. Nor will it. We serve banks, credit unions and mortgage companies of all sizes. Our stock is traded on the New York Stock Exchange, and we continue to invest in research and development to fuel our mission. We re committed to our clients. We re committed to the mortgage business. And we re committed to innovating how mortgage professionals work and work together to originate, process and close high-quality, compliant loans. NYSE: ELLI A high-tech company with old-fashioned values that listens to clients. That s Ellie Mae.
4 All-in-One Solution. Our mission to automate the mortgage process is the guiding force behind our Encompass all-in-one mortgage management solution that gives lenders the power to cut costs and succeed in this hyper-competitive, zero-tolerance industry.
5 Compliance. Comply with confidence no matter what regulators throw at you. One loan can be subject to hundreds of regulations a burden for even the most well-staffed compliance team. Automate compliance with technology supported and maintained by Ellie Mae s industry-recognized compliance counsel and experts. Automatically have loans reviewed for potential RESPA- TILA, ATR/QM, HOEPA, HMDA, FHA, TILA and NMLS violations. Receive instant alerts to RESPA-TILA, HUD and LO Compensation concerns. Correct mistakes before they jeopardize closing dates or profit margins. Quality. Originate higher-quality, more profitable loans faster. Loan quality. Investors demand it, and you re on the hook to deliver. Meet today s heightened quality demands with ease using the bestpractice workflow provided by our program in Encompass. Produce higher-quality, compliant loans that investors can buy with confidence. Quickly get your loans purchased and off your warehouse line. Automate RESPA-TILA fee itemization, management and disclosure tracking and easily export proof of federal, state and local compliance to investors and regulators. Efficiency. Work quickly, work correctly and close loans faster than ever. Operating at high efficiency is the key to staying productive and profitable, and Encompass is built to help you do exactly that. An independent study by MarketWise Advisors, LLC revealed lenders using Encompass could achieve: $ savings and value per loan. $ reduction in per-loan origination costs. 477% projected ROI. Average payback period of 2.64 months. Encompass is one system of record that keeps data secure, documentation accurate and mortgages moving in the right direction. Lenders originate, underwrite and close loans using one system, not by shifting between different applications. Encompass provides one system of truth. One system for compliance, quality and efficiency.
6 Sometimes a problem takes five or six days to fix in postclosing, when you could have fixed it in five minutes up front if you knew about it. Encompass gives us the visibility we need to identify problems early, so in the end, there s really nothing to do but close the loan.
7 Meet the Team That Supports You Every Step of the Way As the mortgage industry grows more complex and competitive, your goals and needs evolve. So does Ellie Mae s commitment and responsibility to support them. Ellie Mae is a nationwide workforce incredibly qualified and devoted to supporting our clients goals. We re a team that includes: In-house compliance and regulatory experts and counsel. Veteran IT and SaaS experts. Dedicated account managers. Specialized implementation and training managers. Technical and mortgage industry support specialists. Specialized teams and services provide the support you need so you can close loans and serve your borrowers. Implementation services Ensure a successful implementation of our solutions and services. Technical support Get help and answers to your technical and mortgage industry questions. Training Learn how to maximize your investment in our solutions. Certification Earn recognition for accelerating business solutions and increasing productivity. Consulting services Leverage our expertise to ensure your business fires on all cylinders. Custom services Get our services specifically tailored to your user count, lending channels and business needs. AJ FRANCHI CHIEF INFORMATION OFFICER, GOLD STAR MORTGAGE FINANCIAL GROUP
8 JONATHAN CORR PRESIDENT AND CHIEF EXECUTIVE OFFICER, ELLIE MAE, INC. Any recognition we receive only fuels our commitment to better serve our clients and an evolving industry in need of meaningful automation.
9 Leading the Way We re focused on one thing: automating the mortgage industry. The industry and others have taken notice. San Francisco/Silicon Valley Business Times Best Places to Work, 2015 HousingWire HW TECH ; Winner, Market Influence, 2014 Software Magazine s Software 500, Deloitte Fast 500, HousingWire HW FAST50, 2014 Mortgage Executive Magazine Top 50 Mortgage Service Provider, 2014 Mortgage Technology Lenders Choice Award, 2013 Forbes Best Small Companies, 2013 Mortgage Technology Top 50 Service Providers, Mortgage Technology Steve Fraser Visionary Award (finalist), 2012 Mortgage Technology Fix-It Award (finalist), 2012 HOUSINGWIRE
10 Encompass gave us the ability to build as many of the business processes as possible into one system so that, when we need to do the mechanics, we only have to look under one hood rather than servicing an entire fleet.
11 Creating Meaningful Client Connections The annual Ellie Mae Experience user conference brings together mortgage leaders, prominent business influencers and Ellie Mae clients from across the country to get the training, strategy and insight they need to excel in an ever-changing industry. Join us at the next Ellie Mae Experience February 29 March 2, 2016 Wynn Las Vegas experience.elliemae.com TERRY CHUNG SVP, BUSINESS SOLUTIONS, FIRST CHOICE LOAN SERVICES, INC.
12 H. WALDMAN BOARD MEMBER, PATRICK KELLEY YOUTH FOUNDATION Ellie Mae s generous donation was a wonderful surprise. Their generosity and commitment to help the underprivileged youth in Las Vegas will directly touch the hearts and lives of more than 200 children. It was a great pleasure and honor that Ellie Mae was willing to work this past year with the Patrick Kelley Youth Foundation. We cannot thank them enough.
13 Committed to Our Clients, Committed to Our Communities Ellie Mae s commitment to service goes beyond our clients and into our communities through our employee-inspired EllieCares community outreach program. Ellie Mae supports employee participation by providing paid volunteer days that aren t counted against vacation time, and also matches employee contributions to certain company-sponsored fundraising events. EllieCares efforts have aided several local and national charities, including: Alameda County Community Food Bank American Red Cross Camp Boggy Creek Family Emergency Shelter Coalition Family Giving Tree Feeding America Habitat for Humanity Make-a-Wish Foundation Patrick Kelley Youth Foundation
14 The Best Solutions Come from the Best Places At Ellie Mae, we celebrate diversity and use it to cultivate a healthy, team-first culture that s dedicated to innovation, service and excellence. We continually invest energy, resources and revenue to improve our products, processes and people. It doesn t take long to understand why we ve been honored by Forbes and the San Francisco/Silicon Valley Business Times as one of the best places to work in the Bay Area. SAN FRANCISCO BUSINESS TIMES BAY AREA BEST PLACES TO WORK 2015 JAN HAWLEY SENIOR DIRECTOR, PRODUCT MARKETING, ELLIE MAE, INC.
15 At Ellie Mae, we re passionate about automating the mortgage industry, and creating a smart, collaborative environment where employees have the opportunity to excel in their area of expertise.
16 Ellie Mae, Inc Rosewood Drive Suite 500 Pleasanton, CA T F elliemae.com NYSE: ELLI 2016 Ellie Mae, Inc. Ellie Mae, Encompass, Ellie Mae Network and Ellie Mae Total Quality Loan program. All rights reserved. Other company and product names may be trademarks or copyrights of their respective owners.
Compliance. Quality. Efficiency. Origination Insight Report
Origination Insight Report FEBRUARY 2015 INTRODUCTION The Ellie Mae Origination Insight Report provides monthly data and insights from a robust sampling of closed loan applications that flow through Ellie
More information20 Hour Mortgage Loan Originator SAFE Comprehensive Course Number: 1013 Provider ID: 1400024
20 Hour Mortgage Loan Originator SAFE Comprehensive Course Number: 1013 Provider ID: 1400024 Day 1 Agenda (1.0 hour) Session 1 - Part I: (1.0 hour) Session 1 - Part II: (1.5 hours) Session 2: Mortgage
More informationOrigination Insight Report
Origination Insight Report DECEMBER 2014 INTRODUCTION The Ellie Mae Origination Insight Report provides monthly data and insights from a robust sampling of closed loan applications that flow through Ellie
More informationTRUSTED INTELLIGENCE 1
TRUSTED INTELLIGENCE 1 POINT OF VIEW CFPB Know Before You Owe 2 Background The Consumer Financial Protection Bureau (CFPB) established new disclosure rules that become effective on mortgage applications
More informationUNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K
(Mark One) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended
More informationLaserPro Powers America s Lenders
LaserPro Powers America s Lenders Compliant Loan Origination, Processing and Document Preparation Solution LaserPro Powers America s Lenders More than 3,200 lenders nationwide depend on LaserPro for compliant
More informationProducts. LoanComplete TM Streamline Loan Processing, Reduce Costs and Ensure Regulatory Compliance with an Automated Life-of-Loan Solution
Products LoanComplete TM Streamline Loan Processing, Reduce Costs and Ensure Regulatory Compliance with an Automated Life-of-Loan Solution Products The loan processing environment has become increasingly
More informationEARLYRESOLUTION DEFAULT MANAGEMENT ACROSS MULTIPLE CHANNELS DRIVE HIGHER PERFORMANCE
EARLYRESOLUTION DEFAULT MANAGEMENT DRIVE HIGHER PERFORMANCE ACROSS MULTIPLE CHANNELS R DRIVE HIGHER PERFORMANCE ACROSS MULTIPLE CHANNELS It s been a wild ride lately in the mortgage servicing industry.
More information2016 Ellie Mae. All rights reserved. Finding Competitive Advantage Through Smarter Business Intelligence and Benchmarking
Finding Competitive Advantage Through Smarter Business Intelligence and Benchmarking Session Presenters Parvesh Sahi, Vice President Business Development Ellie Mae Jordan Brown, CEO MarketWise Advisors
More informationMORE EFFICIENT WORKFLOW
HOW FINANCIAL SERVICES FIRMS USE TECHNOLOGY TO TURN DATA INTO ACTIONABLE INSIGHT MORE EFFICIENT WORKFLOW The desire to capitalize on data is leading firms to streamline workflow through expert collaboration
More informationCommunity bankers. regulatory environment. grow mortgage revenue. in today s ever-changing, helping community banks
Community bankers helping community banks grow mortgage revenue in today s ever-changing, regulatory environment. We re community bankers just like you. Triumph Mortgage partners with community banks of
More informationCREATING AND SUSTAINING SMALL BUSINESS JOBS 2012 ECONOMIC DEVELOPMENT REPORT
CREATING AND SUSTAINING SMALL BUSINESS JOBS 2012 ECONOMIC DEVELOPMENT REPORT TO OUR PARTNERS 2012 was a year to work harder and smarter in delivering more flexible SBA 504 financing to the maximum number
More informationCardiology. Cardiology Solutions Improve patient care, workflow efficiency, and your bottom line.
Cardiology Cardiology Solutions Improve patient care, workflow efficiency, and your bottom line. Our organization is much more efficient since we ve implemented NextGen. With NextGen s integrated solution,
More informationBlackBerry Business Solutions. Welcome to a world where your
BlackBerry Business Solutions Welcome to a world where your business goes with you. What you ll find inside: BlackBerry Business Solutions In an ideal world, your business would be everywhere you are.
More informationBroker Quality Control Policy Manual Table of Contents. Table of Contents. [Sample Client]
TABLE OF CONTENTS... 1 CHAPTER 1 INTRODUCTION... 3 1.1 GOALS AND OBJECTIVES... 3 1.2 REQUIRED REVIEW... 3 1.3 APPLICABILITY... 3 CHAPTER 2 ACCOUNTABILITY AND MONITORING... 4 2.1 INTERNAL CONTROLS... 4
More informationAll in Good Faith. mortgagedashboard. How Know Before You Owe Changes Everything. Jorge Sauri jorges@mortgagedashboard.com
All in Good Faith How Know Before You Owe Changes Everything. Jorge Sauri jorges@mortgagedashboard.com mortgagedashboard August 1, 2015, marks the end of a long road for federal regulations that promise
More informationSun West Overview. Privately Held Flexibility to respond to Customers needs. CONFIDENTIAL Sun West Mortgage Company, Inc.
Sun West Overview Headquartered in Cerritos, California - Sun West has been serving our nationwide client base since 1980. Our diversified loan program experience includes FHA Single Family, FHA Reverse
More informationWhy SaaS Makes Sense in a Changing Economy
Why SaaS Makes Sense in a Changing Economy When the economy takes a downward turn, corporate IT budgets are usually one of the first casualties. This is the case with the current recession, as evidenced
More informationUNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K
(Mark One) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended
More informationFinancing your home to fit the rest of your life. UBS Mortgage
Financing your home to fit the rest of your life UBS Mortgage I didn t realize that UBS even offered home financing. But when I told my Financial Advisor that I was in the market for a vacation home, he
More informationCustomer Case Study Ent:Front Range Heat Replacement
Customer Case Study Ent:Front Range Heat Replacement Provided by: a Cherwell Value Added Reseller 1 Ent Federal Credit Union Swaps Out HEAT To Achieve a Revitalized Service Desk and Harness True IT Management
More informationProduct. EasyLender Mortgage Comprehensive Loan Origination and Processing Software That Helps You Compete, Profit and Succeed
Product EasyLender Mortgage Comprehensive Loan Origination and Processing Software That Helps You Compete, Profit and Succeed Product To compete in today s mortgage industry you need to provide modern
More informationMortgage Banking. Solutions in Compliance, Transactions, and Defense. Attorney Advertising
Mortgage Banking Solutions in Compliance, Transactions, and Defense Attorney Advertising The mortgage banking industry is changing rapidly. We offer broad regulatory experience, formidable skill in litigation,
More informationINNOTAS EBOOK The Transformational CIO
INNOTAS EBOOK The Transformational CIO The Change Agent That Drives Business Strategy Table of Contents Introduction.... 3 Shifting the Focus to Strategic IT Projects.... 4 Adding Value Through IT Operations....
More informationWinning in a challenging market
IRESS Case Study Winning in a challenging market IRESS solutions for enterprise MSO is transforming the way we manage new mortgage applications, enabling us to provide a slicker service for intermediaries
More informationA Strategic Approach to Residential Mortgage Lending
A Strategic Approach to Residential Mortgage Lending Presented by Tracy Jean Ashfield Strategic Mortgage Solutions The Consulting and Training Division of Prime Alliance Solutions, Inc. October 19, 2009
More informationA LEADER IN MULTIFAMILY AND HEALTHCARE LENDING
A LEADER IN MULTIFAMILY AND HEALTHCARE LENDING Greystone will work hard to help you accomplish your financial needs. We will use our creativity, drive and passion to deliver unparalleled business solutions
More informationINTERACT WITH CAPITOL FEDERAL
TALK with an Associate in Capitol Federal s Customer Service Center 888-8CAPFED. EMAIL your questions to Capitol Federal securely online at capfed.com/contact. VISIT any one of Capitol Federal s convenient
More informationShine a light on where you re most profitable
Shine a light on where you re most profitable Combining your human resources and your accounting aligns your people and financial strategies to give you true visibility in your job costing. The model is
More informationThe Financial Advisor s Guide to Social Media Regulations
The Financial Advisor s Guide to Social Media Regulations For US, UK and Canada With the right preparation and attention to detail, firms should feel confident about their ability to reach out to customers
More informationNon Profit Social Financing. What do you need to know?
Non Profit Social Financing What do you need to know? What is CAIC? A social finance fund providing mortgages, construction financing & loans to groups, organizations & cooperatives with a project of social
More informationSOLUTIONS TODAY FOR TOMORROW S COMPLEX MORTGAGE INDUSTRY
SOLUTIONS TODAY FOR TOMORROW S COMPLEX MORTGAGE INDUSTRY SWBC Lending Solutions provides cost effective and compliant lending products for originators, loan servicers, and portfolio managers. Built off
More informationPricing Analytics The three-minute guide
Pricing Analytics The three-minute guide Pricing Analytics The three-minute guide 1 What is pricing analytics? Where it all comes together Advanced analytics aimed at customer and business outcomes are
More informationAre your brokerage feeds putting your data at risk? Exploring brokerage feed options
Are your brokerage feeds putting your data at risk? Exploring brokerage feed options As a compliance officer, determining which brokerages to include in your personal trading policy is an important step
More information7 Secrets To Websites That Sell. By Alex Nelson
7 Secrets To Websites That Sell By Alex Nelson Website Secret #1 Create a Direct Response Website Did you know there are two different types of websites? It s true. There are branding websites and there
More informationTip Sheet. Keep in mind we are not a law firm and this is not legal advice. All advertising should be reviewed by an attorney prior to distribution.
Mortgage Acts and Practices Act (MAP) Advertising Rule (Regulation N) Tip Sheet Keep in mind we are not a law firm and this is not legal advice. All advertising should be reviewed by an attorney prior
More informationToday s Document Management System
Today s Document Management System Go Paperless; Go to the Cloud; Go Mobile; Foster Collaboration Paper-based processes are costly and inefficient. To be successful in today s challenging mortgage environment,
More informationYMCA CAMPAIGNER HANDBOOK
1 YMCA CAMPAIGNER HANDBOOK TABLE OF CONTENTS INFORMATION PAGE Introduction 3 Campaigner Responsibilities 4 Donor Prospect Development 5 Campaign Success Tips 6 Steps/Script For Solicitation 7 Filling Out
More informationA GROWING NEED. A CUSTOM SOLUTION. A COMPANY YOU CAN TRUST.
A GROWING NEED. A CUSTOM SOLUTION. A COMPANY YOU CAN TRUST. EVERYTHING IS COMING TOGETHER FOR YOU AND YOUR CUSTOMERS. THE HOME EQUITY CONVERSION MORTGAGE (HECM) LENDING PLATFORM from Reverse Mortgage Funding
More informationFive Great Reasons to Consider Gift Checks
Gift Checks Online Press Kit Five Great Reasons to Consider Gift Checks Let s face it there s only so many ways to give someone a gift, and those options haven t changed much in decades. But Gift Checks
More informationSecure your financial future with a Reverse Mortgage today!
Secure your financial future with a Reverse Mortgage today! 1 What Are Your Retirement Goals? Are you on track to meet your needs and satisfy your wants, now and in the future? Pay off your existing mortgage*
More informationThe International Council of Shopping Centers (ICSC)
Discover just how much ICSC membership can help your business grow. The International Council of Shopping Centers (ICSC) is the global trade association of the retail real estate industry. Our education,
More informationMISMO Software Compliance Certification Program Overview VERSION 4.0
MISMO Software Compliance Certification Program Overview VERSION 4.0. 1 Contents 1.0 Purpose and Value Proposition... 3 1.1 Purpose of the MISMO Software Compliance Certification Program... 3 1.2 Interoperability
More informationTransforming Your Idea into a. Successful Company
1 Transforming Your Idea into a What it takes to be an entrepreneur Successful Company Steps to launch a product business Steps to launch a service business Legal Aspects of startup companies By Robert
More informationPlease be sure to only initial below the description of the category of how you would like to do business with AFR.
Dear Lending Partner, It is our pleasure to introduce the different ways you can do business with American Financial Resources Wholesale and Correspondent Lending Divisions. To better serve you, you will
More informationHow To Close A House On A Mortgage
Coming to Grips With Settlement Coming to Grips With Settlement What to Know Before Your Closing The closing, also known as the settlement, is the last step in getting your mortgage and actually becoming
More informationWhite Paper. Today s Document Management System: Go Paperless; Go to the Cloud; Go Mobile; Foster Collaboration
White Paper : Go Paperless; Go to the Cloud; Go Mobile; Foster Collaboration Paper-based processes are costly and inefficient. To be successful in today s challenging mortgage environment, mortgage companies
More informationTITLE I-RESIDENTIAL MORTGAGE LOAN ORIGINATION STANDARDS
TITLE I-RESIDENTIAL MORTGAGE LOAN ORIGINATION STANDARDS Residential Mortgage Origination: Adds a number of new regulations and requirements to mortgage loan originators. The bill requires originators to
More informationEnergy Solutions with Powerful Results. Energy Industry Team
Energy Solutions with Powerful Results Energy Industry Team Overview Experience. Kilpatrick Townsend s Energy Team serves clients who develop and finance solar, biomass, clean fuels, and energy storage
More informationHow To Use Intacct
Intacct Financial Management and Accounting System Intacct is the award winning cloud financial management and accounting system specifically designed to help small and midsized enterprises improve company
More informationPwC Perspectives CFPB s Integrated Mortgage Disclosures under RESPA/TILA Know Before You Owe Introduction Background of Know Before You Owe
PwC Perspectives CFPB s Integrated Mortgage Disclosures under RESPA/TILA Know Before You Owe Issue 1/September 2014 Implementing the simplified definition of an Application Introduction Welcome to the
More informationPolicy Guidance on Supervisory and Enforcement Considerations Relevant to Mortgage
BILLING CODE: 4810-AM-P BUREAU OF CONSUMER FINANCIAL PROTECTION Policy Guidance on Supervisory and Enforcement Considerations Relevant to Mortgage Brokers Transitioning to Mini-Correspondent Lenders AGENCY:
More informationBRIDGE. the gaps between IT, cloud service providers, and the business. IT service management for the cloud. Business white paper
BRIDGE the gaps between IT, cloud service providers, and the business. IT service management for the cloud Business white paper Executive summary Today, with more and more cloud services materializing,
More informationCompliance Management EFFECTIVE MULTI-CUSTODIAL COMPLIANCE AND SALES SURVEILLANCE
Compliance Management EFFECTIVE MULTI-CUSTODIAL COMPLIANCE AND SALES SURVEILLANCE Broker-dealers that have implemented best practices consistently report that they have increased confidence in their ability
More informationUnderstanding Your Credit Score
Understanding Your Credit Score Contents Your Credit Score A Vital Part of Your Credit Health...... 1 How Credit Scoring Helps You........ 2 Your Credit Report The Basis of Your Score............. 4 How
More informationATEL Growth Capital Fund 8, LLC. Financing Tomorrow s Technologies... Today
ATEL Growth Capital Fund 8, LLC Financing Tomorrow s Technologies... Today RISK FACTORS Investors are encouraged to carefully read the Prospectus for ATEL Growth Capital Fund 8, LLC which has been provided
More informationWITH AGILE TECHNOLOGY
FUTURE-PROOF BANKING STRATEGIES Technology Transformation STARTS NOW Banks now better understand the strategic nature of their core systems and are ready to embark on critical technology projects to support
More informationTRID Compliance - Using the Old HUD Forms and New Closing Disclosure Forms Simultaneously
TRID Compliance - Using the Old HUD Forms and New Closing Disclosure Forms The new Consumer Finance Protection Bureau (CFPB) TILA-RESPA Integrated Disclosure (TRID) regulations have already caused frenzy
More informationSecure your financial future with a Reverse Mortgage today!
Steve Rivas President Call me with any questions always here to help. (888) 944-6262 steve@wphomeloans.com www.wphomeloans.com Secure your financial future with a Reverse Mortgage today! 1 What Are Your
More information{Regulatory Compliance Update.} December 10, 2014
{Regulatory Compliance Update.} December 10, 2014 Presenter Elizabeth Snyder, CRCM, Regulatory Compliance Manager Elizabeth leads Plante Moran s regulatory compliance team. As a compliance specialist with
More information6Six Ways Undisclosed
Mortgage Fraud Mitigation Buyers Guide 6Six Ways Undisclosed Debt Monitoring Can Help Increase Your ROI Expert Summary Undisclosed debt has been identified as one of the leading causes of mortgage fraud
More informationLoan financing for service providers
Loan financing for service providers May 2014 Disclaimer The materials presented in this document are for general information only and should not be taken as constituting professional advice. Users should
More informationFY2016 Budget Presentation
FY2016 Budget Presentation Organizational Structure Gavin Gee Director Lisa Baker Administrative Assistant Jim Burns Securities Bureau Chief Investment Products and Professionals Dave Jensen Supporting
More informationPrivate Wealth Solutions An exceptional experience for discerning clients
Private Wealth Solutions An exceptional experience for discerning clients The client experience is everything. In today s financial services environment, where services and price can be quickly matched
More informationSecure Your Success. Intel Security Partner Program
Secure Your Success Intel Security Partner Program Today s digital security threats are more sophisticated and complex than ever. At the same time, computing advancements are opening up new possibilities
More informationMITS Distributor Analytics
Product Datasheet For TrulinX Users MITS Distributor Analytics A powerful combination of reporting features MITS Distributor Analytics gives you a competitive edge when it comes to making decisions that
More informationBorrower Interest Rate Date Form
Correspondent Lending Compliance Quick Reference Closing Requirements This section describes Plaza s policies for loan delivered for purchase through our Correspondent channel. Unless otherwise mentioned
More informationManaging Sub-Servicer Relationship and Oversight Roundtable
Managing Sub-Servicer Relationship and Oversight Roundtable Participants Leslie Meaux, Director of Monitoring & Asset Management-Ginnie Mae René Mondoñedo, Senior Mortgage Banking Analyst-Ginnie Mae Julio
More informationThe 8 Questions You Must Ask Before Working With Any Business Credit Building Company!
Special Alert Bulletin for Entrepreneurs and Business Owners Who Need Business Financing The 8 Questions You Must Ask Before Working With Any Business Credit Building Company! There are few business credit
More informationGLOSSARY OF TERMS. Amortization Repayment of a debt in regular installments of principal and interest, rather than interest only payments
GLOSSARY OF TERMS Ability to Repay (ATR) The Ability to Repay rule protects consumers from taking on mortgages that exceed their financial means, by mandating the documentation / proof of income and assets.
More informationPrivate foundations Establishing a vehicle for your charitable vision
Private foundations Establishing a vehicle for your charitable vision I didn t know where to start. The advice I received on creating a private foundation pointed me in the right direction, and now I m
More informationDon t be the last to know.
White Paper Commercial Portfolio Risk Management Doesn t Stop with Underwriting Don t be the last to know. Carriers that proactively manage risk during the policy term can better anticipate and respond
More informationReverse Mortgage Risks - Potential Risks For the Consumer
For Release Upon Delivery 9:00 a.m., June 29, 2009 Testimony of ANN F. JAEDICKE Deputy Comptroller for Compliance Policy Office of the Comptroller of the Currency Before the SPECIAL COMMITTEE ON AGING
More informationGuide to Purchasing a Home
Your journey to homeownership starts at your credit union. Purchasing your first home is a big decision, and it may even seem overwhelming. Rest assured Beacon Credit Union is here to assist you in understanding
More informationMORTGAGE COMPLIANCE & COMPETITIVE ADVANTAGE. Manage compliance so you can focus on the game instead of the rules
MORTGAGE COMPLIANCE & COMPETITIVE ADVANTAGE Manage compliance so you can focus on the game instead of the rules Play the game Compliance. That one word stirs up plenty of reactions: uncertainty, stress,
More informationNSBA: Small Business Congress. Sam Hodges Founder & Managing Director, Funding Circle
NSBA: Small Business Congress Sam Hodges Founder & Managing Director, Funding Circle Disclaimer This document provides general and preliminary information about Funding Circle s (FC) commercial lending
More informationCFPB THE NEW DISCLOSURE FORMS AND REQUIREMENTS BE READY!!
CFPB THE NEW DISCLOSURE FORMS AND REQUIREMENTS BE READY!! CELIA C. FLOWERS FLOWERS DAVIS, P.L.L.C. and EAST TEXAS TITLE COMPANY Tyler, Texas 75701 TILA and RESPA History 2012 TEXAS LAND TITLE INSTITUTE
More informationRE: Truth in Lending Act (Regulation Z) Loan Originator Compensation Docket # CFPB 2012-0037
October 16, 2012 Ms. Monica Jackson Office of the Executive Secretary Bureau of Consumer Financial Protection 1700 G Street NW Washington, D.C. 20552 RE: Truth in Lending Act (Regulation Z) Loan Originator
More informationTRID In the Weeds. Article by Alice Alvey January 2015
TRID In the Weeds Article by Alice Alvey January 2015 TRID BY ALICE ALVEY Alice Alvey It s not easy to see into the weeds of this regulation by attending a few webinars. It takes hundreds of man-hours
More informationTable of Contents. Table of Contents... 1. Chapter 1 Introduction... 3. 1.1 Goals & Objectives... 3 1.2 Required Review... 3 1.3 Applicability...
[ Client]... 1 Chapter 1 Introduction... 3 1.1 Goals & Objectives... 3 1.2 Required Review... 3 1.3 Applicability... 4 Chapter 2 Accountability and Monitoring... 5 2.1 Internal Controls... 5 Chapter 3
More informationCFPB FINAL RULES SUN WEST IMPLEMENTATION GUIDE
CFPB FINAL RULES SUN WEST IMPLEMENTATION GUIDE January 02, 2015 In case of any queries regarding the information available in this guide, please reach us at qmteam@swmc.com. Sun West Mortgage Company,
More information2015 TILA-RESPA Compliance: Is Your Business Ready?
2015 TILA-RESPA Compliance: Is Your Business Ready? The long-anticipated Truth-in-Lending (TILA), and Real Estate Settlement Procedures Act (RESPA) changes that were finalized in 2013 go into effect this
More informationTechnology. Too often lenders view technology as something out of their area of expertise. After
Business And Technology The executives at Motivity Solutions prove that automation makes sense in creating new efficiencies. Too often lenders view technology as something out of their area of expertise.
More informationWells Fargo Settlement Agent Communications
Wells Fargo Settlement Agent Communications News for Wells Fargo Settlement Agents September 14, 2015 Wells Fargo says thank you! When the Consumer Financial Protection Bureau (CFPB) announced the TILA
More informationFirst American Nationwide Documents
First American Nationwide Documents Overview First American Nationwide Documents specializes in loan document preparation and electronic loan delivery services for the mortgage lending industry. We offer
More informationNOVEMBER 20, 2013. What the new simplified mortgage disclosures mean for consumers
NOVEMBER 20, 2013 What the new simplified mortgage disclosures mean for consumers Mortgages are complex transactions that may include risky features, so we ve issued a rule that will simplify and improve
More informationA Beginner s Guide to Financial Freedom through the Stock-market. Includes The 6 Steps to Successful Investing
A Beginner s Guide to Financial Freedom through the Stock-market Includes The 6 Steps to Successful Investing By Marcus de Maria The experts at teaching beginners how to make money in stocks Web-site:
More informationAbility to Repay/Qualified Mortgages FAQ
The Ability to Repay (ATR)/Qualified Mortgages (QM) provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act require lenders to make a reasonable, good faith determination of a borrower
More informationVA LOAN Reference Guidance
VA LOAN Reference Guidance This guide offers a quick look at vital information you need in the process of buying or refinancing a home using your VA benefits. Through it, we intend to give you quick answers
More informationYOUR HOME OWNERSHIP GUIDE We are working for you.
YOUR HOME OWNERSHIP GUIDE We are working for you. WWW.AtlantaMortgageSpecialists.Com 3855 Shallowford Road, Suite 120 Marietta, GA 30062 NMLS#109600 Ph: 678-712-2063 Equal Housing Opportunity Lender ABOUT
More informationADVERTISEMENT SUBMISSION FORM
STATE OF NEVADA DEPARTMENT OF BUSINESS AND INDUSTRY DIVISION OF MORTGAGE LENDING 7220 Bermuda Road, Suite A Las Vegas, NV 89119 (702) 486-0782 Fax (702) 486-0785 www.mld.nv.gov ADVERTISEMENT SUBMISSION
More informationIntroduction to Mortgage Lending
Many experts think that credit unions have a high potential for greater growth in the mortgage lending area. In this chapter we explain the development of mortgage lending at credit unions, how mortgage
More informationNovember 6, 2012. The Honorable Richard Cordray Director Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20006-4702
November 6, 2012 The Honorable Richard Cordray Director Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20006-4702 Re: Integrated Mortgage Disclosures under the Real Estate Settlement
More informationRathbone Greenbank Investments Why invest with us?
Rathbone Greenbank Investments Why invest with us? The value of your investments and the income from them may go down as well as up, and you may get back less than you invested. Ethical investors Why invest
More informationTHE QUESTION emerges: WHY WORK ANYwhere ELSE?
Banking Unusual THE QUESTION emerges: WHY WORK ANYwhere ELSE? CONTENTS HISTORY Peoples Today CULTURE Values Awards PRODUCTS & PRICING Product List Pricing Structure SUPPORT TEAMS Mortgage Operations Capital
More informationHow To Partner With Marketing Solutions: Financial Services
Marketing Solutions: Financial Services Overview Digital disruption, regulatory demands and increased competition are changing the way financial services brands reach out to and engage with their audiences.
More informationSOLUTIONS FOR RETIREMENT SERVICES
SOLUTIONS FOR RETIREMENT SERVICES ONBOARDING RISK & COMPLIANCE OPERATIONS & IT PARTICIPANT SERVICES PLAN SPONSOR & ADVISOR SERVICES REPORTING TRADING DOCUMENT PREPARATION DISBURSEMENTS DATA AGGREGATION
More informationTable of Contents. Enjoy your retirement years 1. Loan App: Checklist 7
Table of Contents Enjoy your retirement years 1 Program Overview Why get a HECM? 1 HECM vs. Traditional Mortgages 1 HECM Benefits 1 Loan App: Checklist 7 Contact Information 8 Q and A 2 HECM SAVER Overview
More informationCapgemini and Pegasystems: Delivering Business Value through Partnership
Capgemini and Pegasystems: Delivering Business Value through Partnership Continuous process improvement to drive sustainable results Our partnership combines Capgemini s consulting and industry strengths
More information