Transforming the Vision Business

Transcription

1 For Broker Use tools on mobile devices. The new Administration will enable greater flexibility as required by the ACA, and options for families through our Integrated strategy. ` ` Removal of routine eye exam and discontinuation of the Standard Program (SVP) M / United HealthCare Services, Inc. M12345

2 For Broker and General Agent Use In anticipation of changes to comply with the Affordable Care Act (ACA), we have made significant investments in a new administrative system that will substantially improve our member and provider experience. Our members will see online enhancements including printable EOBs and have access to tools on mobile devices. The new Administration will enable greater flexibility in our products and plan administration, including new vision benefit offerings for pediatric members as required by the ACA, and options for families through our Integrated, as outlined here. For Broker Use tools on mobile devices. The new Administration will enable greater flexibility as required by the ACA, and options for families through our Integrated strategy. ` ` Removal of routine eye exam and discontinuation of the Standard Program (SVP) Describes the important changes to the vision administration system to comply with the Affordable Care Act. Positioning Coverage for 2014 Additional enhancements We are committed to working with you to successfully navigate an evolving healthcare environment. include improved member and provider experiences with online tools. The new Administration will enable greater flexibility in our products and plan administration, including new vision benefit offerings for pediatric patients as required by the ACA, and options for families through our Integrated Delivery, as outlined in the article.

3 For Broker Use tools on mobile devices. The new Administration will enable greater flexibility as required by the ACA, and options for families through our Integrated strategy. ` ` Removal of routine eye exam and discontinuation of the Standard Program (SVP) Describes changes to existing websites that will enhance the member and provider experience.

4 For Broker Use tools on mobile devices. The new Administration will enable greater flexibility as required by the ACA, and options for families through our Integrated strategy. ` ` Removal of routine eye exam and discontinuation of the Standard Program (SVP) A short online narrated presentation to help you learn more about UnitedHealthcare and some of our key differentiators like network strength, plan design flexibility, as well as our competitive broker compensation program. When you think of UnitedHealthcare, you may typically think of us as just a medical carrier. But we are one of the strong vision carriers in the industry with 49 years experience and more than 18 million covered lives nationwide.

5 1 Proprietary Information of UnitedHealth Group. Do not distribute or reproduce without express permission of UnitedHealth Group. For Broker Use tools on mobile devices. The new Administration will enable greater flexibility as required by the ACA, and options for families through our Integrated strategy. ` ` Removal of routine eye exam and discontinuation of the Standard Program (SVP) Integrated Why an integrated strategy? All UnitedHealthcare medical plans (2 to 50 eligible) will embed pediatric vision on 1/1/14 The employee, spouse and children over the age of 19 will not have vision coverage By offering a comprehensive plan to your clients, you can create seamless coverage for the entire family We can help streamline the process How will it work? UeS will auto-quote vision on all 2 to 50 medical new business and renewal opportunities beginning with 1/1/14 effective dates If medical is selected, a voluntary vision plan (V1008) will be installed Employer will have the opportunity to buy-up or opt-out of coverage Employees will opt-in for the coverage through the medical enrollment form Why it makes sense? Ease of administration with one bill, one account management team, one portal for administration Packaged Savings on nonvoluntary plan designs Consistent network experience for pediatric and adults Increased revenue opportunity for you One-page overview providing the main features of how our Integrated will work for you.

6 For Broker Use tools on mobile devices. The new Administration will enable greater flexibility as required by the ACA, and options for families through our Integrated strategy. ` ` Removal of routine eye exam and discontinuation of the Standard Program (SVP) Explains that 2-50 medical plan quotes will automatically include a voluntary vision quote beginning on 1/1/14.

7 For Broker Use tools on mobile devices. The new Administration will enable greater flexibility as required by the ACA, and options for families through our Integrated strategy. ` ` Removal of routine eye exam and discontinuation of the Standard Program (SVP) A short online module to learn more about a new distribution strategy in the 2 to 50 space called Integrated. One of the concerns with the pediatric vision benefit being embedded into medical plans is that families will have a disjointed experience when the medical is written with one carrier and the vision with another carrier. Writing both coverages with one carrier will create a streamlined and cohesive family experience. Our Integrated will help consolidate the family experience and make it easier to navigate their benefits.

8 An annual eye exam is an important part of total health and wellness for the entire family. The medical plan you offer your employees may provide some important vision benefits for children under the age of These include an annual routine eye exam and an annual eyewear benefit. While children may have vision coverage included in their medical plan, it s essential to provide vision benefits to adults as well as children. UnitedHealthcare is committed to providing cost-effective and comprehensive vision benefits to meet the needs of your employees entire family. To provide a robust and consistent family experience, we offer a comprehensive portfolio of vision plans that will automatically be quoted alongside your medical coverage. If you elect a UnitedHealthcare medical plan for your group, we will automatically install a voluntary vision plan with your policy unless you opt-out or choose to buy up to an employer-paid plan design. Due to the voluntary nature of coverage, your employees need to make the selection to opt-in for coverage using the medical enrollment form. It s important to offer a UnitedHealthcare vision plan along with your medical plan. Here s why: ` Only children under the age of 19 1 may receive vision coverage via the medical plan. Older dependents will not have this vision coverage. ` Most UnitedHealthcare medical plans exclude adult vision coverage. 2 ` Eye care is an important part of overall health. Eye care providers may be able to identify, monitor and report chronic conditions such as diabetes, hypertension, vascular disease and high cholesterol. ` Integrating UnitedHealthcare vision with medical results in a cost-effective, accessible benefit for improving eye health as well as overall health for your employees. For small business employers (2 to 50 eligible employees) For Broker Use tools on mobile devices. The new Administration will enable greater flexibility as required by the ACA, and options for families through our Integrated strategy. ` ` Removal of routine eye exam and discontinuation of the Standard Program (SVP) UnitedHealthcare vision coverage for small business Auto-quoted and auto-installed for convenience. The Affordable Care Act (ACA) is going to transform how health care is used and delivered in the United States. Pediatric vision care may now be included in your medical plan. A newly created collateral piece designed to help your employer groups understand the new vision benefit offerings for pediatric patients as required by the ACA, and options for families through our Integrated.

9 For small business members (2 to 50 eligible employees) An annual eye exam is an important part of total health and wellness for both children and adults. UnitedHealthcare is committed to providing cost-effective and comprehensive vision benefits for the entire family. Only children under the age of 19 1 may receive vision coverage in your medical plan. Adults and older dependents will not have this vision coverage. Add UnitedHealthcare vision to your medical coverage today. You and your older dependents will see the savings. Reasons to enroll in a vision plan: Your children under the Annual eye exams are important for the whole family. age of 19 may receive Most medical plans do not provide vision coverage for adults. vision care under your An annual eye exam is just as important for adults as it is medical plan. Adults for children. and older dependents will not have this vision Eye care is an important part of your overall health. Eye care coverage. providers may be able to identify, monitor and report chronic conditions such as diabetes, hypertension, vascular disease and high cholesterol. Our vision plan includes: Finding a provider is easy. You can receive eye care at any of our Eye exams nationwide network providers, including a well-balanced mix of Complete set of private practice and retail locations. We know convenience and eyeglasses or contacts choice are important. 20% to 40% discount on See the value. With our vision plans, you can save 40%-70% on popular lens options your eyewear, including eyeglasses or contact lenses. Our plans Access to discounts on are designed to offer flexibility, value and freedom of choice with laser vision correction low out-of-pocket costs. Preferred pricing on premium hearing aids Discounts on extra pairs of eyewear Refer to your benefit summary for plan specifics. For Broker Use tools on mobile devices. The new Administration will enable greater flexibility as required by the ACA, and options for families through our Integrated strategy. ` ` Removal of routine eye exam and discontinuation of the Standard Program (SVP) insurance Save 40%-70% on your family s eye care needs A newly created collateral piece designed to help our members understand the new vision benefit offerings for pediatric patients as required by the ACA, and the value of offering a vision plan for the entire family to create a cohesive family experience.

10 Integrated Why an integrated strategy? How will it work? Why it makes sense? All UnitedHealthcare medical plans (2 to 50 eligible) will embed pediatric vision on 1/1/14 The employee, spouse and children over the age of 19 will not have vision coverage By offering a comprehensive plan to your clients, you can create seamless coverage for the entire family We can help streamline the process UeS will auto-quote vision on all 2 to 50 medical new business and renewal opportunities beginning with 1/1/14 effective dates If medical is selected, a voluntary vision plan (V1008) will be installed Employer will have the opportunity to buy-up or opt-out of coverage Employees will opt-in for the coverage through the medical enrollment form Ease of administration with one bill, one account management team, one portal for administration Packaged Savings on nonvoluntary plan designs Consistent network experience for pediatric and adults Increased revenue opportunity for you 1 Proprietary Information of UnitedHealth Group. Do not distribute or reproduce without express permission of UnitedHealth Group.