Business Banking Accounts and Products
|
|
- Gregory McDowell
- 8 years ago
- Views:
Transcription
1 Banking Accounts and Products
2 BofI Federal Bank Accounts What Fits Your Need? Basic Interest Premier with Interest Analyzed Money Market HOA, Prop. Mgt., Non-Profit Org. Money Market CD CDARS CD Account Description moderate account activity with no interest minimal activity who want an interest earning account moderate account activity who want an interest earning account high monthly account balances and significant transaction volume. Offers a range of Cash Management Services Higher interest earning checking with limited transactions Higher interest earning checking with limited transactions cash that can be held for a length of time Ease and convenience with BofI to assure all your business CD s are FDIC insured High Yield Interest Initial Deposit Monthly Maintenance Fee Average Daily Balance Required To Avoid Monthly Fee Bill Pay Online Banking No Yes (a) Yes (a) Yes (a) Yes (a, f) Yes (b) Yes (b) 1, ,000 1,000 1, , ,000 25,000 5,000 2,500 Free Free Free Free Free Free Free Free Free Free Free Free Free Free Per Item Processing Fee 200 items 0.50 per item after 50 items 100 items Subject to account analysis 20 (c) items 25 (c) items Linked Account Transfer Protection Image Statements Free Free Free Free Free Free Free Free Cash Management Remote Deposit Anywhere Up to 60 items (d) Up to 60 items (d) Up to 60 items (d) Up to 60 items (d) Up to 60 items (d) Up to 60 items (d) Remote Deposit Capture ATM Fee Reimbursement Unlimited (e) Unlimited (e) Unlimited (e) Check Order Up to 100 off First set of 20 checks free First set of 20 checks free a) Interest is compounded daily on your entire collected balance and calculated on a 365/366 day basis. Interest is credited to your account monthly. Tiered rate of interest is subject to change at the bank s discretion at any time. We use the daily balance method to calculate the interest in your account. This method applies a daily periodic rate to the daily collected balance in your account. The collected balance is the balance of all deposits in your account on which we have received credit for the deposited funds (determined by the availability schedule of our Federal Reserve Bank for non-cash items). b) We use the average daily balance method to calculate the interest on your account. This method determines the average balance by adding the full amount of the principal in the account for each day within the statement period and dividing that figure by the number of days within the statement period. Interest is compounded daily and calculated on a 365/366 day basis. c) Federal regulations limit certain types of transfers from a money market or saving account to a combined maximum of six per month. If transfers exceed this limit more than occasionally, we will convert the account to a type not subject to transfer limits or close the account. A 10 fee is assessed for each excess transfer paid against the account. Unlimited lobby, and ATM withdrawals are permitted. d) Included in the per item processing monthly limitation. e) Excludes international ATM transactions. f) Tiered Interest Earning Account. g) Once you ve placed your order through Deluxe, contact us via or Online Banking to request the credit for the initial order. Account Terms and Conditions effective December 2013 REV
3 Banking Products Choose from a Range of Deposit Products that Work Best with Your, Regardless of Size and Transaction Volume Best-in-Class high-yield business solution that eliminates the need for fees: Basic : A checking account for emerging businesses with moderate account activity (less than 200 items) with no interest Interest : High-yield checking account for growing businesses with minimal activity (less than 50 items) who want an interest earning account Premier : High-yield checking account for established businesses with moderate account activity (less than 100 items) who want an interest earning account Analyzed : A customized checking account for established businesses with high balances that frequently use treasury products such as wire transfers and ACH transactions Money Market / Association Money Market 1 The perfect place to set aside funds for unexpected expenses: Highly competitive interest rate 5,000 / 2,500 average daily balance required to avoid monthly fee Low minimum opening deposit of 1,000 FREE debit card available FREE online images of statements & checks FREE online and mobile accessibility Certificates of Deposit Guaranteed returns and no market risk: Great CD rates 1,000 minimum amount to open an account Auto renewal with 10-day grace period Free electronic transfer of interest CDARS Access to multi-million-dollar FDIC Insurance Low 100K minimum balance The ease of working through one trusted relationship, earning one rate per maturity, and receiving consolidated statements 24/7 Banking REV
4 Banking Products Cash Management Cash Management is an enhanced version of our basic online banking with additional security features (i.e. security tokens, wire pins, time restrictions and trusted IP addresses). Cash Management comes with 24/7 online account access and complete/a la carte account management services, such as: ACH Origination Bill Pay Premium: payments, payroll, invoices Wires Positive Pay Remote Deposit Capture Zero balance Payment portal Various file uploads FREE Online Banking Access account balances and history One-time and recurring funds transfers Bill Pay Account statement and check image viewing and downloads Self-directed research Financial management solutions Remote Deposit Anywhere (RDA) Remote Deposit Capture (RDC) Deposit paper checks of all types (corporate checks, consumer checks, cashier s checks, third-party checks, and money orders) electronically. Speed up your company s deposits through our deposit capture solutions: Use your smart phone or desktop scanner with our RDA Banking app Use our RDC scanners with the option to purchase or lease Mobile Banking Get on-the-go access to your accounts with our Banking app Check your available balance View transaction history Transfer funds between accounts Pay bills Mobile deposit (RDA) Bank products and services are offered by BofI Federal Bank. All deposit accounts through BofI Federal Bank brands are FDIC insured through BofI Federal Bank. All deposit accounts of the same ownership and / or vesting held at BofI Federal Bank are combined and insured under the same FDIC Certificate All deposit accounts through BofI Federal Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and / or vesting at BofI Federal Bank. 1 Important Notice: Federal regulations limit certain types of transfers from a money market or saving account to a combined maximum of six per month. If transfers exceed this limit more than occasionally, we will convert the account to a type not subject to transfer limits or close the account. A fee is assessed for each excess transfer paid against the account. A 10 fee is assessed for each excess transfer paid against the account. Unlimited lobby, and ATM withdrawals are permitted. See our Deposit Account agreement and Disclosures for details. We Mean REV
5 BofI Federal Bank Accounts For more details contact a Relationship Manager We Mean REV
Business Banking Accounts and Products
Banking Accounts and Products BofI Federal Bank Accounts What Fits Your Need? Basic Interest Analyzed Money Market CD CDARS CD Account Description es with moderate account activity with no interest es
More informationBusiness Checking Accounts*
YOUR SATISFACTION MATTERS Business s* Our goal is to convert your current business checking account to a new First Niagara account with comparable features, benefits and options. If you would like to switch
More informationPersonal and Business Checking and Savings Solutions
2015 Bank of Texas, a division of BOKF, NA. Member FDIC. Equal Housing Lender. TX CN 4000 Rev. 3/15 Personal and Business Checking and Savings Solutions Call our 24-Hour ExpressBank TABLE OF CONTENTS Personal
More informationPERSONAL PRODUCTS - ONLINE ACCOUNT OPENING AND WEBSITE
PERSONAL PRODUCTS - ONLINE ACCOUNT OPENING AND WEBSITE Community Bank and Trust of Florida P.O. Box 1570 Ocala, FL 34478 Welcome to Community Bank and Trust of Florida. The following disclosures are included
More information2014 Bank of Oklahoma, a division of BOKF, NA. Member FDIC. Equal Housing Lender.
2014 Bank of Oklahoma, a division of BOKF, NA. Member FDIC. Equal Housing Lender. OK CN 4000 Rev. 11/14 Personal and Business Checking and Savings Solutions TABLE OF CONTENTS Personal Checking 02 Personal
More informationTRUTH IN SAVINGS AGREEMENT AND DISCLOSURE
TRUTH IN SAVINGS AGREEMENT AND DISCLOSURE ESSENTIAL CHECKING ACCOUNT deposit $50 to open this account. BENEFITS CHECKING Rate Information Your interest rate and annual percentage yield may change. Frequency
More informationImportant Information About Your Certificate of Deposit, Retirement Account, & Coverdell Education Savings Account (CESA)
Truth In Savings Important Information About Your Certificate of Deposit, Retirement Account, & Coverdell Education Savings Account (CESA) Your Account- Rate Information These are the accounts you have
More informationTRUST. Understanding Your Deposit Account. Truth in Savings
Understanding Your Deposit Account Truth in Savings TRUST MEMBER FDIC TRUTH-IN-SAVINGS DISCLOSURE Important Account Opening Information. Federal law requires us to obtain sufficient information to verify
More informationADDENDUM TO THE DEPOSIT ACCOUNT DISCLOSURE AND SCHEDULE OF FEES AND CHARGES For Personal Accounts (All States*) Effective April 13, 2015
ADDENDUM TO THE DEPOSIT ACCOUNT DISCLOSURE AND SCHEDULE OF FEES AND CHARGES For Personal Accounts (All States*) Effective April 13, 2015 This Addendum, together with the applicable Schedule of Fees and
More informationFirst Intercontinental Bank Disclosures Member FDIC
First Intercontinental Bank Disclosures Member FDIC PERSONAL CHECKING SERVICES FREE CHECKING ACCOUNT Minimum amount to open the account $100.00 Monthly account maintenance fee $0.00 (none) Minimum balance
More informationPersonal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule
Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule (Effective August 20, 2015) REGIONS CHECKING With any Regions checking account, you get extra services to make banking
More informationReady to Go Checking. Simply Stated Product Guide
For us, it s important that you understand exactly how your Ready to Go Checking account works. Below is an explanation of the key terms and fees of your personal account. For additional details of terms
More informationAugust 9, 2013. Dear <Statement Address Line 1> Welcome Principal Bank Customer!
August 9, 2013 Dear Welcome Principal Bank Customer! We are pleased to announce that on Monday, September 9, 2013, Principal Bank s non-ira deposit accounts (checking, savings,
More informationWhat you need to know about your account
The information in this disclosure may not be entirely accessible to screen readers. If you have any questions please contact your Wells Fargo banker or call our National Business Banking Center at 1-800-225-5935.
More informationPERSONAL CHECKING ACCOUNT
Bank Services 5100 S. I-35 Svc. Rd. P.O. Box 95329 OKC, OK 73129 OKC, OK 73143 Phone: 405.672.7831 Fax: 405.670.5622 24 Hour Account Information Line: 405-670-0369 Banking Hours: Lobby Mon-Thurs 9:00 5:00
More informationPutting You and Your Business First
Putting You and Your Business First A guide to your new business accounts and services FirstMerit puts you and your business first. FirstMerit can make a true difference when it comes to helping you build
More informationBusiness Account Conversion Charts
Business Account Conversion Charts 23 SIMPLE BUSINESS CHECKING $9 monthly maintenance fee 9 Relationship Rewards 2 If your balance does not fall below $400 and you choose three additional relationship
More informationTruth in Savings Disclosure
First Community Credit Union Truth in Savings Disclosure Effective Date: 1702 Park Avenue Beloit, WI 53511 608-362-9077 6079 E. Riverside Blvd. Rockford, IL 61114 815-316-3052 2701 N. Pontiac Drive Janesville,
More informationWELCOME TO COMMUNITY BANKS OF COLORADO
WELCOME TO COMMUNITY BANKS OF COLORADO A guide for the conversion of Pine River Valley Bank and Miners & Merchants Bank and how it affects your business accounts. 1 CONTENT Introduction... 1 What s the
More informationBusiness Checking Accounts
Business Checking Accounts FREE Business Checking This product has no minimum balance or monthly fee and is designed for small businesses with very low transaction volumes. No minimum balance No monthly
More informationCONVERSION GUIDE. independent-bank.com
CONVERSION GUIDE independent-bank.com The Independent Way Independent Bank s origins extend back to 93 when it first formed a local bank to serve the needs of its community. Independent Bank pledges to
More informationTRUTH IN SAVINGS DISCLOSURE
TRUTH IN SAVINGS DISCLOSURE Effective 2-15-2016 TABLE OF CONTENTS TERMS AND CONDITIONS TRUTH IN SAVINGS DISCLOSURE...... 2 BALANCE COMPUTATION METHODS. 2 DAILY BALANCE METHOD. 2 AVERAGE DAILY BALANCE METHOD.
More informationAnnual Consumer Deposit Account Disclosure
Annual Consumer Deposit Account Disclosure March 2014 Banking Services: C H E C K I N G Back 2 Basics Checking Rate information: This account does not earn interest Minimum balance to avoid the imposition
More informationPersonal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule
Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule (Effective November 6, 2015) REGIONS CHECKING With any Regions checking account, you get extra services to make banking
More informationTRUTH IN SAVINGS DISCLOSURE
TRUTH IN SAVINGS DISCLOSURE TABLE OF CONTENTS TERMS AND CONDITIONS TRUTH IN SAVINGS DISCLOSURE...... 2 BALANCE COMPUTATION METHODS. 2 DAILY BALANCE METHOD. 2 AVERAGE DAILY BALANCE METHOD. 2 AVAILABLE BALANCE..
More informationBusiness Account Disclosures & Fee Schedule. Effective June 1, 2013
Business Account Disclosures & Fee Schedule Effective June 1, 2013 ACCOUNT DISCLOSURES...3 Basic Business Checking Account...3 Business Checking Account...3 Analyzed Business Checking Account...3 Business
More informationBusiness Account Fee and Information Schedule. What you need to know about your account
Account Fee and Information Schedule What you need to know about your account Effective April 29, 2016 Table of contents Introduction............................................... 1 Banking services
More informationBusiness Schedule of Deposit Account Charges. Business Deposit Account Schedule of Interest
Business Schedule of Deposit Account Charges Business Deposit Account Schedule of Interest This Schedule of Business Deposit Account Charges and Business Deposit Account Schedule of Interest is a part
More informationSAME GREAT BANK. SHINY NEW SYSTEM. A guide for our new system upgrade on October 12, 2015, and how it affects your accounts at Bank Midwest.
SAME GREAT BANK. SHINY NEW SYSTEM. A guide for our new system upgrade on October 12, 2015, and how it affects your accounts at Bank Midwest. 1 CONTENT Introduction... 1 What s the point of this?... 2 A
More informationDisclosure of Account Terms
Disclosure of Account Terms Account Type Min. to open Daily Min Balance to obtain yield Basic Checking $0 N/A Choice Checking $0 N/A Premium Checking $0 N/A Statement Savings, Holiday Clubs $50 $300-24,999
More informationWelcome to Bank of the Cascades! New Customers from Bank of America Account & Services Guide
Welcome to Bank of the Cascades! New Customers from Bank of America Account & Services Guide Welcome to Bank of the Cascades Things to Know About Us We re excited to welcome you to Bank of the Cascades!
More informationLOUCHEM FEDERAL CREDIT UNION
Main Office 4415 Cane Run Road Phone: 502.447.6300 Fax: 502.992.0448 LOUCHEM FEDERAL CREDIT UNION www.louchemfcu.org Courier-Journal/WHAS Office Courier-Journal Building Phone: 502.582.4530 Fax: 502.582.4585
More informationPutting You First. A guide to your new accounts and services
Putting You First A guide to your new accounts and services FirstMerit is committed to putting you first. For more than 165 years, we ve delivered solutions that help our customers finance homes, pay for
More informationDEPOSIT ACCOUNT AGREEMENT
DEPOSIT ACCOUNT AGREEMENT All America Bank P.O. Box 300 Mustang, OK 73064 November 17, 2015 This disclosure contains information about terms, fees, and interest rates for some of the accounts we offer.
More informationACCOUNT DISCLOSURES & FEE SCHEDULE PERSONAL BANKING
ACCOUNT DISCLOSURES & FEE SCHEDULE PERSONAL BANKING Information about Our Consumer Deposit Accounts/Disclosure on Account Terms This disclosure describes many important features and terms of our consumer
More informationEverything you need to know as New Century Bank & Select Bank Merge
Merger Handbook Everything you need to know as New Century Bank & Select Bank Merge Table of Contents CUSTOMER LETTER... 3 KEY ITEMS TO NOTE....................................... 4 KEY DATES..............................................
More informationC O N V E R S I O N G U I D E
CONVERSION GUIDE The Independent Way Independent Bank s origins extend back to 93 when it first formed a local bank to serve the needs of its community. Independent Bank pledges to deliver unparalleled
More informationHow To Get A Credit Union Card With A Dividend Rate Of 2.5%
TRUTH-IN-SAVINGS DISCLOSURE SAVINGS The dividend rate and Annual Percentage Yield (APY) on your account is disclosed on the Security Service Federal Credit Union Current Dividend Rates sheet which accompanies
More informationElectronic Fund Transfers Initiated By Third Parties. Preauthorized credits. Preauthorized payments. Electronic check conversion.
Indicated below are types of Electronic Fund Transfers we are capable of handling, some of which may not apply to your account. Please read this disclosure carefully because it tells you your rights and
More informationPersonal Checking & Savings Options
Personal Checking & Savings Options Smart solutions for individuals and families Many Flexible Options to Fit Any Lifestyle. Checking Account Comparison Find the right checking account for you by using
More informationAccount Disclosures and Rules &Regulations
P E R S O N A L B A N K I N G Account Disclosures and Rules &Regulations Funds Availability Disclosure This disclosure contains important information about your account. Save it for future reference. Please
More informationYour New Accounts Overview
Your New Accounts Overview Important information for Bank of America customers Account conversion date: October 20, 2014 Debit & ATM card conversion date: October 17, 2014 Additional details are in this
More informationImportant Account Information
Important Account Information Account Information and Conversion Detail Guide for River Valley Financial Bank Clients Transitioning to German American Bank. This account information guide will help you
More informationWelcome Back to Community Banking. Macon-Atlanta State Bank Transition Toolkit
Welcome Back to Community Banking Macon-Atlanta State Bank Transition Toolkit 1 Welcome Letter from President/CEO James R. Neill 3 About Us 4 Key Transition Dates 5 Deposit Accounts 6-7 Statements Account
More informationTruth in Savings Disclosure Information This disclosure contains the rules that govern your deposit account as of January 21, 2016
Truth in Savings Disclosure Information This disclosure contains the rules that govern your deposit account as of January 21, 2016 Account Description Kasasa Cash : A free, variable rate checking account
More informationmaintain a minimum balance of $750.00 in the account each day to obtain the disclosed annual percentage yield.
MASTER DISCLOSURE 1 ALLIANCE BANK COCHRANE BRANCH 103 S. MAIN STREET P.O. BOX 69 COCHRANE, WI 54622-0069 October 2, 2015 This disclosure contains information about terms, fees, and interest rates for some
More informationTRUTH-IN-SAVINGS DISCLOSURE
TRUTH-IN-SAVINGS DISCLOSURE Rev. 11-21-2014 COMMON FEATURES: a. Transaction Limitation - We reserve the right at any time to require not less than seven days notice in writing before each withdrawal from
More informationWelcome to Bank of the West!
Welcome to Bank of the West! Please keep these important documents with your Deposit Account Disclosure booklet and retain them for future reference. Schedule of Fees and Charges for Personal Deposit Accounts...Page
More informationHello. Welcome to MainSource Bank.
Hello. Welcome to MainSource Bank. Welcome to a great bank. We re MainSource Bank. We re strong. We re stable. And most importantly, we re absolutely committed to being the kind of bank our customers want
More informationCMA Affinity Program Offers
CMA Affinity Program Offers Union Bank is proud to partner with the California Medical Association to serve the unique financial needs of your practice, your staff, and yourself. We approach our customer
More informationREALSite FAQ for Possibilities CHECKING
REALSite FAQ for Possibilities CHECKING 1. How do I deposit money? -Use Direct Deposit for your payroll or government checks; this gives you instant access to your funds without having to visit a branch.
More informationMonthly Earnings Allowance
BUSINESS ACCOUNT FEE SCHEDULE The Fee Schedule is part of your Account Agreement. For all accounts but Certificates of Deposit, there is no minimum balance to open. Refer to the Account Disclosures and
More informationHow To Change Your Checking Account At Nb Az Checking Account Line Up
YOUR CHECKING ACCOUNT WILL CHANGE JULY 2, 2012 The transition will be seamless Your account number, checks and debit card all remain the same. Your electronic transfers, bill pay and direct deposits will
More informationCUSTOMER GUIDE WELCOME ARTHUR STATE BANK CUSTOMERS. Trust. Integrity. Since 1922. NMLS #463813
CUSTOMER GUIDE WELCOME ARTHUR STATE BANK CUSTOMERS Trust. Integrity. Since 1922. NMLS #463813 Table of Contents Transition Overview... 2 Service Interruptions over the Transition Weekend... 2 Debit Cards....2
More informationCOMMERCIAL DEPOSIT ACCOUNT TERMS AND CONDITIONS
COMMERCIAL DEPOSIT ACCOUNT TERMS AND CONDITIONS Also for use by FIDUCIARIES WELCOME TO M&T This section includes information about the names and features of your company s deposit accounts at M&T Bank
More informationConversion at a Glance. Important Dates and Information. Legend
Conversion at a Glance Midland States Bank will be converting Heartland Bank accounts over the April 17 weekend. After the close of business on Friday, April 17, your accounts held at Heartland Bank will
More informationPersonal Savings Account Disclosures. How to Contact Us. Important legal information, disclosures and terms you should know.
Personal Savings Account Disclosures How to Contact Us Important legal information, disclosures and terms you should know. Table of Contents TABLE OF CONTENTS... 2 PERSONAL SAVINGS ACCOUNT... 3 VARIABLE
More informationGetting to know your Account the basics
This Deposit Account Disclosure and Bank Fee Schedule and the Deposit Account Agreement for Personal and Business Accounts ( Agreement ) are part of the Deposit Account Agreement that governs your Account
More informationA guide to your new accounts and services.
A guide to your new accounts and services. 2 Table of Contents 4 Welcome 6 The Big Picture 8 The Details 12 Personal Checking 14 Personal Savings, Money Market, CDs and IRAs 18 Business Banking Opportunities
More informationBestBank Business Account Disclosure The information described is accurate as of September 1, 2015. Member FDIC
BestBank Business Account Disclosure The information described is accurate as of September 1, 2015. Member FDIC Disclosures Regarding Electronic Wholesale Credit Transactions Subject to Uniform Commercial
More informationTRUTH-IN-SAVINGS DISCLOSURE
TRUTH-IN-SAVINGS DISCLOSURE REGULAR CHECKING ACCOUNT Minimum balance to avoid imposition of fees - If your minimum monthly balance falls below $100.00 for the monthly statement cycle we will impose a maintenance
More informationFee Schedule: Business Products & Services;
Fee Schedule: Business Products & Services; Account Analysis for Personal and Business Accounts California Georgia Tennessee October 1, 2015 For use with Account Agreement and Disclosures Fee Schedule:
More informationBusiness Checking & Savings Options
Business Checking & Savings Options Solutions for businesses of all sizes and types Smart, Tailored Solutions Select the business banking package, stand-alone checking, or savings account that best fits
More informationTRUTH IN SAVINGS DISCLOSURE STATEMENT
TRUTH IN SAVINGS DISCLOSURE STATEMENT This brochure, including any individual account brochures that accompany this brochure, is intended to provide you with information about one or more accounts offered
More informationHow To Get A Free Credit Card From A Bank Account
Basic : There are no minimum balance requirements for this account. Refer to the Service Fees Disclosure for a complete listing of fees and charges. Super : You must deposit $50.00 to open this account.
More informationProducts and Services
Products and Services Enjoy Life s Journey 401.233.4700 navigantcu.org Federally insured by the National Credit Union Administration. Products and Services Navigant Credit Union provides you with the products
More informationConversion Guidebook IMPORTANT INFORMATION REGARDING CHANGES TO YOUR ACCOUNTS TERMS AND SERVICES FOR CUSTOMERS OF 1ST BANK
Conversion Guidebook IMPORTANT INFORMATION REGARDING CHANGES TO YOUR ACCOUNTS TERMS AND SERVICES FOR CUSTOMERS OF 1ST BANK TABLE OF CONTENTS Table of Contents... 2 Welcome Letter... 3 Deposit Accounts...
More informationPRODUCT GUIDE. Welcome IMPORTANT ACCOUNT INFORMATION FOR PIERCE COMMERCIAL BANK CUSTOMERS
PRODUCT GUIDE Welcome IMPORTANT ACCOUNT INFORMATION FOR PIERCE COMMERCIAL BANK CUSTOMERS Heritage Bank Main Office 201 5th Avenue SW Olympia, WA 98501 Welcome to Heritage Bank Pierce Commercial Bank is
More informationwelcome NORTH AKRON SAVINGS BANK CUSTOMERS
welcome NORTH AKRON SAVINGS BANK CUSTOMERS welcome TO PEOPLES BANK! Remember why you chose a community bank? Chances are you wanted to have your financial services institution know you, know your particular
More informationConsumer & Business Pricing Addendum
Consumer & Business Pricing Addendum This addendum contains important product and pricing information. Please retain for your records. Effective June 29, 2012 1, 2, 3, 4 Overdraft Item Paid $15.00 or less
More informationWelcome Guide. Providence Bank. Countryside Customers. for State Bank of
Providence Bank Welcome Guide for State Bank of Countryside Customers IL South Holland Elmhurst Frankfort Orland Park Wheaton IN Dyer Munster Schererville We are excited to be your community bank. 42261
More informationMountain West Bank Business E-Z Switch Kit 800-641-5401 MOUNTAINWESTBANK.COM
Mountain West Bank Business E-Z Switch Kit MOUNTAIN WEST BANK SWITCH KIT FOR SMART BUSINESSES Save your business money with E-Z Switch from Mountain West Bank. No financial institution is better positioned
More informationWe re thrilled to share some exciting news! On May 8, 2015, Integrity Bank will become a division of S&T Bank.
Welcome Guide We re thrilled to share some exciting news! On May 8, 2015, Integrity Bank will become a division of S&T Bank. As an Integrity Bank customer you are accustomed to More, Faster, Better banking,
More informationFee Schedule: Personal Products & Services
Fee Schedule: Personal Products & Services California Georgia Tennessee October 1, 2014 For use with Account Agreement and Disclosures An Important Message Effective October 1, 2015, we will make changes
More informationPersonal Checking Accounts
Personal Checking Accounts FREE Checking For individuals who want a convenient checking account with no minimum balance requirement or monthly fees. No minimum balance requirement or monthly maintenance
More informationWelcome to Bank of the West!
Welcome to Bank of the West! Please keep these important documents with your Deposit Account Disclosure booklet and retain them for future reference. Schedule of Fees and Charges for Personal Deposit Accounts...Page
More informationImportant Information About Systems Conversion
Important Information About Systems Conversion The conversion from American Bank systems will occur over the weekend of April 22-24, 2016. Please read the following important information and instructions.
More informationTRUTH-IN-SAVINGS DISCLOSURE
TRUTH-IN-SAVINGS DISCLOSURE The Truth-in-Savings Act (TIS) is a section of the Federal Deposit Insurance Corporation Improvement Act of 1991. The National Credit Union Administration is charged with enforcing
More informationBusiness Deposit Accounts Fee and Information Schedule
Business Deposit Accounts Fee and Information Schedule June 1, 2015 Contact Us www.bankbac.com Customer Service Department (877) 226-5820 Monday-Friday: 8am - 6pm Saturday 9am -12pm BAC Community Bank
More informationSmall Business Account Services and Prices Schedule. Illinois, Indiana, Michigan, Wisconsin
Small Business Account Services and Prices Schedule Illinois, Indiana, Michigan, Wisconsin Effective August 3, 2015 TABLE OF CONTENTS SERVICES AND FEES...1 Overdraft and Returned Item NSF...1 Online Banking...1
More informationTRUTH IN SAVINGS DISCLOSURE STATEMENT
TRUTH IN SAVINGS DISCLOSURE STATEMENT This brochure, including any individual account information brochures that accompany this brochure, is intended to provide you with information about one or more accounts
More informationHow To Convert To M&T Bank
CONSUMER DEPOSIT ACCOUNT TERMS AND CONDITIONS WELCOME TO M&T A GUIDE TO THE TERMS OF YOUR PERSONAL DEPOSIT ACCOUNTS This section includes information about the names and features of your deposit accounts
More informationWelcome. Popular Community Bank Transition to Banc of California. (Contains newly updated information)
Welcome Popular Community Bank Transition to Banc of California (Contains newly updated information) Transition Weekend: November 7-10, 2014 Your transition to Banc of California. This booklet and enclosed
More informationDEPOSIT ACCOUNT AGREEMENT AND REGULATORY DISCLOSURE Contents Branch Locations... 3 Customer Identification Program... 3 Important Information about
DEPOSIT ACCOUNT AGREEMENT AND REGULATORY DISCLOSURE Contents Branch Locations... 3 Customer Identification Program... 3 Important Information about Procedures for Opening a New Account... 3 Customer Information...
More informationACCOUNT DISCLOSURES & FEE SCHEDULE BUSINESS BANKING
ACCOUNT DISCLOSURES & FEE SCHEDULE BUSINESS BANKING Information about Our Business Deposit Accounts/Disclosure on Account Terms This disclosure describes many important features and terms of some of our
More informationCustomer Guide. Details about your. Whidbey Island Bank account
Customer Guide Details about your Whidbey Island Bank account Welcome to Heritage Bank Our Family of Banks Important Account information On May 1, 2014 Whidbey Island Bank merged with Heritage Bank, a
More informationYour Guide for Personal and Business Banking Services Important Information About Your Accounts
Your Guide for Personal and Business Banking Services Important Information About Your Accounts At The First and The First of Baldwin County We re all about Community! T hat s why we are joining together
More informationBUSINESS ACCOUNTS DISCLOSURE
BUSINESS ACCOUNTS DISCLOSURE Prime Alliance Bank Main Office 1868 So. 500 West Woods Cross, UT 84087 April 14, 2014 This disclosure contains information about terms, fees, and interest rates for some of
More informationTRUTH-IN-SAVINGS DISCLOSURE
TRUTH-IN-SAVINGS DISCLOSURE LAST DIVIDEND DECLARATION DATE: 762015 The rates, fees and terms applicable to your account at the Credit Union are provided in this Truth-in-Savings Disclosure. The Credit
More informationU.S. Bank Checking Account Update
U.S. Bank Checking Account Update U.S. Bank checking account customers in Idaho, Kansas, Missouri and Nevada may experience an account update on the dates noted below. Updated account features many of
More informationWELCOME TO THE FIRST COMMONWEALTH BANK COMMUNITY MEMBER FDIC
WELCOME TO THE FIRST COMMONWEALTH BANK COMMUNITY MEMBER FDIC WELCOME FIRST COMMUNITY BANK CUSTOMERS TABLE OF CONTENTS How to Use this Guide... 3 Customer Assistance... 3 Important Dates to Know... 4 New
More informationSmall Business Account Services and Prices Schedule. Arizona
Small Business Account Services and Prices Schedule Arizona Effective August 3, 2015 TABLE OF CONTENTS SERVICES AND FEES...1 Overdraft and Returned Item NSF...1 Online Banking...1 ATM, Debit and Charge
More informationWhat are the benefits of MoneyMaking Checking when I meet al qualifications? What are the requirements that must be met to qualify for the benefits?
What are the benefits of MoneyMaking Checking when I meet all qualifications? Earn 2.01% APY (Annual Percentage Yield) on balances up to $25,000 Earn 0.25% APY on any amount in excess of $25,000 (APY earned
More informationThis account features unlimited check writing, no monthly service fee and no minimum balance. $50 minimum deposit to open.
Truth in Savings Click here for checking account rates Understanding Your Deposit Account America s Best Free Checking This account features unlimited check writing, no monthly service fee and no minimum
More informationC O N V E R S I O N G U I D E
CONVERSION GUIDE The Independent Way The Independent Bank charter was founded in 93 by a group of businessmen who wanted to form a local bank to serve the needs of their community. Independent Bank pledges
More informationTRUTH IN SAVINGS DISCLOSURE. Strong. Stable. Local. Personal.
TRUTH IN SAVINGS DISCLOSURE Strong. Stable. Local. Personal. MAY 2015 THIS TRUTH IN SAVINGS DISCLOSURE BOOKLET includes information you need to know about deposit accounts at 1st Source Bank. It notes
More information800.325.2265 stbank.com. Annual Percentage Yield
800.325.2265 stbank.com S&T Bank Deposit Rates (Effective February 3, 2016 through February 9, 2016) Growth/Income CD Time Deposits Available for amounts up to $500,000 Opening Balance (Please see Footnote
More informationSavings Account Customer Agreement
Savings Account Customer Agreement Agreement Definitions: This document is an addendum ( Savings Addendum ) to your Union Plus Card Program Customer Agreement ( Card Program Agreement ) and contains additional
More informationRATE SCHEDULE. Minimum Opening Deposit. Dividend Period. Monthly Monthly Monthly (Calendar) $5.00 $5.00
Dividend ACCOUNT TYPE Rate/Annual Percentage Yield (APY) Share/Savings 0.15 / 0.15 0.30 / 0.30 Looney Tunes 0.15/0.15 0.30/0.30 Christmas Club 0.75 / 0.75 1.00 / 1.00 Compounded DIVIDENDS Credited Dividend
More informationWelcome. Details you must know regarding your Bank of Sacramento business accounts are enclosed.
Welcome Details you must know regarding your Bank of Sacramento business accounts are enclosed. It is very important you are aware of upcoming deadlines and ramifications of the conversion to Banner Bank.
More information