Provider Onboarding and Credentialing Marcia Brauchler, MPH, CPC, CPC-H, CPC-I, CPHQ, FACMPE, President, Highlands Ranch, CO

Size: px
Start display at page:

Download "Provider Onboarding and Credentialing Marcia Brauchler, MPH, CPC, CPC-H, CPC-I, CPHQ, FACMPE, President, Highlands Ranch, CO"

Transcription

1 Provider Onboarding and Credentialing Marcia Brauchler, MPH, CPC, CPC-H, CPC-I, CPHQ, FACMPE, President, Highlands Ranch, CO

2 State laws mandating minimum levels of professional liability insurance Introduction At least seven states (Colorado, Connecticut, Kansas, Massachusetts, New Jersey, Rhode Island, and Wisconsin) require physicians to obtain minimum levels of professional liability insurance, ranging from $100,000 to $1 million per occurrence and $300,000 to $3 million in the aggregate per year. In addition, at least seven states (Indiana, Louisiana, Nebraska, New Mexico, New York, Pennsylvania, and Wyoming) require physicians to carry minimum levels of professional liability insurance to qualify for state liability reforms, including caps on damages or patient compensation funds. It is extremely important to note that while many states do not require physicians to obtain minimum levels of professional liability insurance, as a practical matter, physicians may be required to have minimum levels of professional liability insurance to obtain hospital staff privileges and/or participate in health insurance plans. The American Medical Association (AMA) has compiled the following state-by-state information on physician professional liability insurance requirements and has included non-physician providers where the information is available as well. This document has been prepared for advocacy/informational purposes and should not be used for compliance/legal purposes. For more detailed and current information, please contact the appropriate state medical association or consult with a local attorney. Colorado Colorado requires mandatory coverage of at least $500,000 per incident and $1.5 million in the aggregate per year (or maintain an equivalent bond of cash security with the department of insurance). It is unprofessional conduct to not carry the minimum levels required. A physician who provides primary free health care services at a free clinic shall be deemed in compliance with this requirement provided the clinic maintains appropriate levels of professional liability insurance. State Statutes Physicians and Dentists COLO. REV. STAT Financial Responsibilities (1) Every physician or dentist, and every health care institution as defined in section , except as provided in section , which provide health care services shall establish financial responsibility, as follows: (a) If a physician or dentist, by maintaining, no later than January 1, 1990, as a condition of active licensure or authority to practice in this state, commercial professional liability insurance coverage with an insurance company authorized to do business in this state in a minimum indemnity amount of five hundred thousand dollars [$500,000] per incident and one million five hundred thousand dollars [$1.5 million] annual aggregate per year; except that this requirement is not applicable to a health care professional who is a public employee under the "Colorado Governmental Immunity Act". The board of medical examiners and the board of dental examiners may by rule exempt from or establish lesser

3 Optometrists financial responsibility standards than those prescribed in this section for classes of license holders who perform medical or dental services as employees of the United States government; who render limited or occasional medical or dental services; who perform less than full-time active medical or dental services because of administrative or other nonclinical duties or partial or complete retirement; or who provide uncompensated health care to patients but do not otherwise provide any compensated health care to patients; or for other reasons that render the limits provided in this paragraph (a) unreasonable or unattainable, but nothing in this paragraph (a) shall preclude or otherwise prohibit a licensed physician or dentist from rendering appropriate patient care on an occasional basis when the circumstances surrounding the need for care so warrant. (c) In the alternative, by maintaining a surety bond in a form acceptable to the commissioner of insurance in the amounts set forth in paragraph (a) or (b) of this subsection (1); (d) As an alternative, by depositing cash or cash equivalents as security with the commissioner of insurance in such applicable amounts; (e) As an alternative, any other security acceptable to the commissioner of insurance, which may include approved plans of self-insurance. COLO. REV. STAT Financial Responsibility (1) Every optometrist who provides health care services within the state of Colorado shall establish financial responsibility as follows: Podiatrists (a) By maintaining commercial professional liability insurance coverage with an insurance company authorized to do business in this state in a minimum indemnity amount of five hundred thousand dollars [$500,000] per incident and one million five hundred thousand dollars [$1.5 million] annual aggregate per year; or (b) By maintaining a surety bond in a form acceptable to the commissioner of insurance in the amounts set forth in paragraph (a) of this subsection (1); or (c) By depositing cash or cash equivalents as security with the commissioner of insurance in the amounts set forth in paragraph (a) of this subsection (1); or (d) By providing any other security acceptable to the commissioner of insurance, which may include approved plans of self-insurance. COLO. REV. STAT Podiatry License Required Professional Liability Insurance Required Exceptions (2) It is unlawful for any person to practice podiatry within the state of Colorado unless such person purchases and maintains professional liability insurance as follows: Chiropractors (a) If such person performs surgical procedures, professional liability insurance shall be maintained in an amount not less than five hundred thousand dollars [$500,000] per claim and one million five hundred thousand dollars [$1.5 million] per year for all claims; 2

4 COLO. REV. STAT Professional Liability Insurance Required (1) (a) It is unlawful for any person to practice chiropractic within this state unless the person purchases and maintains professional liability insurance in an amount not less than one hundred thousand dollars [$100,000] per claim with an aggregate liability limit for all claims during the year of three hundred thousand dollars [$300,000]. (b) Professional liability insurance required by this section shall cover all acts within the scope of practice as defined by section Professional liability coverage shall cover acupuncture and electrotherapy only if the licensee is authorized to perform these acts. (2) Notwithstanding subsection (1) of this section, the board may by rule exempt or establish lesser liability insurance requirements for any class of licensee which: (a) Practices chiropractic as employees of the United States government; (b) Renders limited or occasional chiropractic services; (c) Performs less than full-time active chiropractic services because of administrative or other nonclinical duties of partial or complete retirement; (d) Provides uncompensated chiropractic care to patients but does not otherwise provide compensated chiropractic care to patients; or (e) Practices chiropractic in such a manner that renders the amounts provided in subsection (1) of this section unreasonable or unattainable. Massage Therapists COLO. REV. STAT Professional liability insurance required It is unlawful for any person to practice massage therapy within this state unless the person purchases and maintains professional liability insurance in an amount not less than fifty thousand dollars [$50,000] per claim with an aggregate liability limit for all claims during the year of three hundred thousand dollars [$300,000]. Professional liability insurance required by this section shall cover all acts within the scope of massage therapy practice as defined by section Connecticut Connecticut requires mandatory coverage of at least $500,000 per incident and $1.5 million in the aggregate per year. Minimum levels are required to be licensed in the state. State Statutes Physicians CONN. GEN. STAT b Professional Liability insurance required. Reports from insurance companies. Exception to insurance requirement. Retired physician providing free services (a) Except as provided in subsection (c) of this section, each person licensed to practice medicine and surgery under the provisions of section who provides direct patient care services shall maintain professional liability 3

5 insurance or other indemnity against liability for professional malpractice. The amount of insurance which each such person shall carry as insurance or indemnity against claims for injury or death for professional malpractice shall not be less than five hundred thousand dollars [$500,000] for one person, per occurrence, with an aggregate of not less than one million five hundred thousand dollars [$1.5 million]. (c) A person subject to the provisions of subsection (a) of this section shall be deemed in compliance with such subsection when providing primary health care services at a clinic licensed by the Department of Public Health that is recognized as tax exempt pursuant to Section 501(c)(3) of the Internal Revenue Code of 1986 or any successor internal revenue code, as may be amended from time to time, provided: (1) Such person is not compensated for such services; (2) the clinic does not charge patients for such services; (3) the clinic maintains professional liability insurance coverage in the amounts required by subsection (a) of this section for each aggregated forty hours of service or fraction thereof for such persons; (4) the clinic carries additional appropriate professional liability coverage on behalf of the clinic and its employees in the amounts of five hundred thousand dollars [$500,000] per occurrence, with an aggregate of not less than one million five hundred thousand dollars [$1.5 million]; and (5) the clinic maintains total professional liability coverage of not less than one million dollars [$1 million] per occurrence with an annual aggregate of not less than three million dollars [$3 million]. Such person shall be subject to the provisions of subsection (a) of this section when providing direct patient care services in any setting other than such clinic. Nothing in this subsection shall be construed to relieve the clinic from any insurance requirements otherwise required by law. Chiropractors CONN. GEN. STAT b Professional Liability Insurance Required, when. Amount of insurance. Reporting requirements (a) Each person licensed to practice chiropractic under the provisions of section who provides direct patient care services shall maintain professional insurance or other indemnity against liability for professional malpractice. The amount of insurance which each such person shall carry as insurance or indemnity against claims for injury or death for professional malpractice shall not be less than five hundred thousand dollars [$500,000] for one person, per occurrence, with an aggregate of not less than one million five hundred thousand dollars [$1.5 million]. Naturopathy CONN. GEN. STAT a Professional liability insurance required, when. Amount of insurance (a) Each person licensed to practice naturopathy under the provisions of section who provides direct patient care services shall maintain professional liability insurance or other indemnity against liability for professional malpractice. The amount of insurance which each such person shall carry as insurance or indemnity against claims for injury or death for professional malpractice shall not be less than five hundred thousand dollars [$500,000] for one person, per occurrence, with an aggregate of not less than one million five hundred thousand dollars [$1.5 million]. Podiatry CONN. GEN. STAT a Professional liability insurance required, when. Amount of insurance. Reporting requirements (a) Each person licensed to practice podiatric medicine under the provisions of section or who provides direct patient care services shall maintain professional liability insurance or other indemnity against liability for professional malpractice. The amount of insurance which each such person shall carry as insurance or indemnity against claims for injury or death for professional malpractice 4

6 shall not be less than five hundred thousand dollars [$500,000] for one person, per occurrence, with an aggregate of not less than one million five hundred thousand dollars [$1.5 million]. Physical Therapists CONN. GEN. STAT d Professional liability insurance required. Reports from insurance companies - (a) Each person licensed to practice physical therapy under the provisions of this chapter who provides direct patient care services shall maintain professional liability insurance or other indemnity against liability for professional malpractice. The amount of insurance which each such person shall carry as insurance or indemnity against claims for injury or death for professional malpractice shall not be less than five hundred thousand dollars [$500,000] for one person, per occurrence, with an aggregate of not less than one million five hundred thousand dollars [$1.5 million]. Nursing CONN. GEN. STAT c Advanced practice registered nurses. Professional liability insurance required (a) Each person licensed as an advanced practice registered nurse under the provisions of section 20-94a who provides direct patient care services shall maintain professional liability insurance or other indemnity against liability for professional malpractice. The amount of insurance that each such person shall carry as insurance or indemnity against claims for injury or death for professional malpractice shall not be less than five hundred thousand dollars [$500,000] for one person, per occurrence, with an aggregate of not less than one million five hundred thousand dollars [$1.5 million]. The provisions of this subsection shall not apply to any advanced practice registered nurse licensed pursuant to section 20-94a and maintaining current certification from the American Association of Nurse Anesthetists who provides such services under the direction of a licensed physician. Dentistry CONN. GEN. STAT d Professional liability insurance required. Reports from insurance companies. Exception to insurance requirement. Retired dentist providing free services (a) Except as provided in subsection (c) of this section, each person licensed to practice dentistry under the provisions of this chapter who provides direct patient care services shall maintain professional liability insurance or other indemnity against liability for professional malpractice. The amount of insurance which each such person shall carry as insurance or indemnity against claims for injury or death for professional malpractice shall be not less than five hundred thousand dollars [$500,000] for one person, per occurrence, with an aggregate of not less than one million five hundred thousand dollars [$1.5 million]. Dental Hygienists CONN. GEN. STAT x Professional liability insurance required, when. Amount of insurance. Reporting requirements (a) Each person licensed to practice dental hygiene under the provisions of this chapter who provides direct patient care services shall maintain professional liability insurance or other indemnity against liability for professional malpractice. The amount of insurance that each such person shall carry as insurance or indemnity against claims for injury or death for professional malpractice shall not be less than five hundred thousand dollars [$500,000] for one person, per occurrence, with an aggregate of not less than one million five hundred thousand dollars [$1.5 million]. Optometry 5

7 CONN. GEN. STAT b Professional liability insurance required, when. Amount of insurance. Reporting requirements (a) Each person licensed to practice optometry under the provisions of this chapter who provides direct patient care services shall maintain professional liability insurance or other indemnity against liability for professional malpractice. The amount of insurance that each such person shall carry as insurance or indemnity against claims for injury or death for professional malpractice shall not be less than five hundred thousand dollars [$500,000] for one person, per occurrence, with an aggregate of not less than one million five hundred thousand dollars [$1.5 million]. Florida In Florida, professional liability coverage or other forms of financial responsibility are generally required. Physicians with hospital privileges must maintain either an escrow account consisting of cash or assets of not less than $250,000, liability insurance coverage of not less than $250,000 per claim or $750,000 in the annual aggregate, or obtain and maintain an unexpired, irrevocable letter of credit in an amount not less than $250,000 per claim or $750,000 in the aggregate. Physicians can also self-insure if he or she will pay $250,000 of any award within 60 days. State Statutes Medical Practice FLA. STAT Financial Responsibility (1) As a condition of licensing and maintaining an active license, and prior to the issuance or renewal of an active license or reactivation of an inactive license for the practice of medicine, an applicant must by one of the following methods demonstrate to the satisfaction of the board and the department financial responsibility to pay claims and costs ancillary thereto arising out of the rendering of, or the failure to render, medical care or services: (a) Establishing and maintaining an escrow account consisting of cash or assets eligible for deposit in accordance with s in the per claim amounts specified in paragraph (b). The required escrow amount set forth in this paragraph may not be used for litigation costs or attorney's fees for the defense of any medical malpractice claim. (b) Obtaining and maintaining professional liability coverage in an amount not less than $100,000 per claim, with a minimum annual aggregate of not less than $300,000, from an authorized insurer as defined under s , from a surplus lines insurer as defined under s (2), from a risk retention group as defined under s , from the Joint Underwriting Association established under s (4), or through a plan of self-insurance as provided in s The required coverage amount set forth in this paragraph may not be used for litigation costs or attorney's fees for the defense of any medical malpractice claim. (c) Obtaining and maintaining an unexpired, irrevocable letter of credit, established pursuant to chapter 675, in an amount not less than $100,000 per claim, with a minimum aggregate availability of credit of not less than $300,000. The letter of credit must be payable to the physician as beneficiary upon presentment of a final judgment indicating liability and awarding damages to be paid by the physician or upon presentment of a settlement agreement signed by all parties to such agreement when such final judgment or settlement is a result of a claim arising out of the rendering of, or the failure to render, medical care and services. The letter of credit may not be used for litigation costs or 6

8 attorney's fees for the defense of any medical malpractice claim. The letter of credit must be nonassignable and nontransferable. Such letter of credit must be issued by any bank or savings association organized and existing under the laws of this state or any bank or savings association organized under the laws of the United States which has its principal place of business in this state or has a branch office that is authorized under the laws of this state or of the United States to receive deposits in this state. (2) Physicians who perform surgery in an ambulatory surgical center licensed under chapter 395 and, as a continuing condition of hospital staff privileges, physicians who have staff privileges must also establish financial responsibility by one of the following methods: (a) Establishing and maintaining an escrow account consisting of cash or assets eligible for deposit in accordance with s in the per claim amounts specified in paragraph (b). The required escrow amount set forth in this paragraph may not be used for litigation costs or attorney's fees for the defense of any medical malpractice claim. (b) Obtaining and maintaining professional liability coverage in an amount not less than $250,000 per claim, with a minimum annual aggregate of not less than $750,000 from an authorized insurer as defined under s , from a surplus lines insurer as defined under s (2), from a risk retention group as defined under s , from the Joint Underwriting Association established under s (4), through a plan of self-insurance as provided in s , or through a plan of self-insurance which meets the conditions specified for satisfying financial responsibility in s The required coverage amount set forth in this paragraph may not be used for litigation costs or attorney's fees for the defense of any medical malpractice claim. (c) Obtaining and maintaining an unexpired irrevocable letter of credit, established pursuant to chapter 675, in an amount not less than $250,000 per claim, with a minimum aggregate availability of credit of not less than $750,000. The letter of credit must be payable to the physician as beneficiary upon presentment of a final judgment indicating liability and awarding damages to be paid by the physician or upon presentment of a settlement agreement signed by all parties to such agreement when such final judgment or settlement is a result of a claim arising out of the rendering of, or the failure to render, medical care and services. The letter of credit may not be used for litigation costs or attorney's fees for the defense of any medical malpractice claim. The letter of credit must be nonassignable and nontransferable. The letter of credit must be issued by any bank or savings association organized and existing under the laws of this state or any bank or savings association organized under the laws of the United States which has its principal place of business in this state or has a branch office that is authorized under the laws of this state or of the United States to receive deposits in this state. FLA. STAT Definitions As used in this chapter: (3) Practice of medicine means the diagnosis, treatment, operation, or prescription for any human disease, pain, injury, deformity, or other physical or mental condition. (4) Physician means a person who is license to practice medicine in this state. Osteopathic Physicians 7

9 FLA. STAT Financial Responsibility (1) As a condition of licensing and maintaining an active license, and prior to the issuance or renewal of an active license or reactivation of an inactive license for the practice of osteopathic medicine, an applicant must by one of the following methods demonstrate to the satisfaction of the board and the department financial responsibility to pay claims and costs ancillary thereto arising out of the rendering of, or the failure to render, medical care or services: (a) Establishing and maintaining an escrow account consisting of cash or assets eligible for deposit in accordance with s in the per-claim amounts specified in paragraph (b). The required escrow amount set forth in this paragraph may not be used for litigation costs or attorney's fees for the defense of any medical malpractice claim. (b) Obtaining and maintaining professional liability coverage in an amount not less than $100,000 per claim, with a minimum annual aggregate of not less than $300,000, from an authorized insurer as defined under s , from a surplus lines insurer as defined under s (2), from a risk retention group as defined under s , from the Joint Underwriting Association established under s (4), or through a plan of self-insurance as provided in s The required coverage amount set forth in this paragraph may not be used for litigation costs or attorney's fees for the defense of any medical malpractice claim. (c) Obtaining and maintaining an unexpired, irrevocable letter of credit, established pursuant to chapter 675, in an amount not less than $100,000 per claim, with a minimum aggregate availability of credit of not less than $300,000. The letter of credit must be payable to the osteopathic physician as beneficiary upon presentment of a final judgment indicating liability and awarding damages to be paid by the osteopathic physician or upon presentment of a settlement agreement signed by all parties to such agreement when such final judgment or settlement is a result of a claim arising out of the rendering of, or the failure to render, medical care and services. The letter of credit may not be used for litigation costs or attorney's fees for the defense of any medical malpractice claim. The letter of credit must be nonassignable and nontransferable. Such letter of credit must be issued by any bank or savings association organized and existing under the laws of this state or any bank or savings association organized under the laws of the United States which has its principal place of business in this state or has a branch office that is authorized under the laws of this state or of the United States to receive deposits in this state. (2) Osteopathic physicians who perform surgery in an ambulatory surgical center licensed under chapter 395 and, as a continuing condition of hospital staff privileges, osteopathic physicians who have staff privileges must also establish financial responsibility by one of the following methods: (a) Establishing and maintaining an escrow account consisting of cash or assets eligible for deposit in accordance with s in the per-claim amounts specified in paragraph (b). The required escrow amount set forth in this paragraph may not be used for litigation costs or attorney's fees for the defense of any medical malpractice claim. (b) Obtaining and maintaining professional liability coverage in an amount not less than $250,000 per claim, with a minimum annual aggregate of not less than $750,000 from an authorized insurer as defined under s , from a surplus lines insurer as defined under s (2), from a risk retention group as defined under s , from the Joint Underwriting Association established under s (4), through a plan of self-insurance as provided in s , or through a plan of self-insurance that meets the conditions specified for satisfying financial responsibility in s

10 The required coverage amount set forth in this paragraph may not be used for litigation costs or attorney's fees for the defense of any medical malpractice claim. (c) Obtaining and maintaining an unexpired, irrevocable letter of credit, established pursuant to chapter 675, in an amount not less than $250,000 per claim, with a minimum aggregate availability of credit of not less than $750,000. The letter of credit must be payable to the osteopathic physician as beneficiary upon presentment of a final judgment indicating liability and awarding damages to be paid by the osteopathic physician or upon presentment of a settlement agreement signed by all parties to such agreement when such final judgment or settlement is a result of a claim arising out of the rendering of, or the failure to render, medical care and services. The letter of credit may not be used for litigation costs or attorney's fees for the defense of any medical malpractice claim. The letter of credit must be nonassignable and nontransferable. The letter of credit must be issued by any bank or savings association organized and existing under the laws of this state or any bank or savings association organized under the laws of the United States which has its principal place of business in this state or has a branch office that is authorized under the laws of this state or of the United States to receive deposits in this state. Indiana Professional liability insurance is not mandatory in Indiana, but for physicians to qualify under the medical malpractice act, a physician must have insurance coverage of at least $250,000 per occurrence and $750,000 in the aggregate per year or file and maintain with the Insurance Commissioner cash or surety bond in these amounts. State Statutes Medical Malpractice Act Health Care Providers IND. CODE Application of article Sec. 1. A health care provider who fails to qualify under this article is not covered by this article and is subject to liability under the law without regard to this article. If a health care provider does not qualify, the patient's remedy is not affected by this article. IND. CODE Qualifications; proof of financial responsibility Sec. 2. For a health care provider to be qualified under this article, the health care provider or the health care provider's insurance carrier shall: (1) cause to be filed with the commissioner proof of financial responsibility established under IC ; and (2) pay the surcharge assessed on all health care providers under IC IND. CODE Establishment of financial responsibility Sec. 1. Financial responsibility of a health care provider and the provider's officers, agents, and employees while acting in the course and scope of their employment with the health care provider may be established under subdivision (1), (2), or (3): (1) By the health care provider's insurance carrier filing with the commissioner proof that the health care provider is insured by a policy of malpractice liability insurance in the amount of at least two hundred fifty thousand dollars ($250,000) per occurrence and seven hundred fifty thousand dollars ($750,000) in the annual 9

11 aggregate, except for the following: (A) If the health care provider is a hospital, as defined in this article, the minimum annual aggregate insurance amount is as follows: (i) For hospitals of not more than one hundred (100) beds, five million dollars ($5,000,000). (ii) For hospitals of more than one hundred (100) beds, seven million five hundred thousand dollars ($7,500,000). (2) By filing and maintaining with the commissioner cash or surety bond approved by the commissioner in the amounts set forth in subdivision (1). The commissioner may require the deposit of security to assure continued financial responsibility. IND. CODE Health care provider Sec. 14. "Health care provider" means any of the following: (1) An individual, a partnership, a limited liability company, a corporation, a professional corporation, a facility, or an institution licensed or legally authorized by this state to provide health care or professional services as a physician, psychiatric hospital, hospital, health facility, emergency ambulance service (IC ), dentist, registered or licensed practical nurse, physician assistant, midwife, optometrist, podiatrist, chiropractor, physical therapist, respiratory care practitioner, occupational therapist, psychologist, paramedic, emergency medical technicianintermediate, emergency medical technician-basic advanced, or emergency medical technician, or a person who is an officer, employee, or agent of the individual, partnership, corporation, professional corporation, facility, or institution acting in the course and scope of the person's employment. (2) A college, university, or junior college that provides health care to a student, faculty member, or employee, and the governing board or a person who is an officer, employee, or agent of the college, university, or junior college acting in the course and scope of the person's employment. (3) A blood bank, community mental health center, community mental retardation center, community health center, or migrant health center. (4) A home health agency (as defined in IC ). (5) A health maintenance organization (as defined in IC ). (6) A health care organization whose members, shareholders, or partners are health care providers under subdivision (1). (7) A corporation, limited liability company, partnership, or professional corporation not otherwise qualified under this section that: (A) as one (1) of its functions, provides health care; (B) is organized or registered under state law; and 10

12 (C) is determined to be eligible for coverage as a health care provider under this article for its health care function. Coverage for a health care provider qualified under this subdivision is limited to its health care functions and does not extend to other causes of action. IND. CODE Annual surcharge on health care providers Sec. 1. To create a source of money for the patient's compensation fund, an annual surcharge shall be levied on all health care providers in Indiana. IND. CODE Amount of surcharge Sec. 2. (b) Beginning July 1, 1999, the amount of the annual surcharge shall be one hundred percent (100%) of the cost to each health care provider for maintenance of financial responsibility. Beginning July 1, 2001, the annual surcharge shall be set by a rule adopted by the commissioner under IC (c) The amount of the surcharge shall be determined based upon actuarial principles and actuarial studies and must be adequate for the payment of claims and expenses from the patient's compensation fund. (d) The surcharge for qualified providers other than: (1) physicians licensed under IC ; and (2) hospitals licensed under IC 16-21; may not exceed the actuarial risk posed to the patient's compensation fund under IC (or IC before its repeal) by qualified providers other than physicians licensed under IC and hospitals licensed under IC (e) There is imposed a minimum annual surcharge of one hundred dollars ($100). IND. CODE Creation of fund Sec. 1. (a) The patient's compensation fund is created to be collected and received by the commissioner for exclusive use for the purposes stated in this article. (b) The fund and any income from the fund shall be held in trust, deposited in a segregated account, invested, and reinvested by the commissioner as authorized by IC and does not become a part of the state general fund. (c) Proceeds of the annual surcharge levied on all health care providers in Indiana under IC shall be deposited in the fund. Kansas Kansas requires mandatory coverage of at least $200,000 per occurrence and $600,000 in the aggregate per year as a condition of rending services in the state. 11

13 State Statutes Health Care Providers KAN. STAT. ANN Professional liability insurance to be maintained by health care providers as condition to rendering services in state, exception, limits of coverage; information to be furnished by insurer; termination of coverage, notice; contents of policies issued in state; duties of certain insurance companies; surcharge and information required of certain health care providers; occurrence form policy as alternative to required claims made policy for certain persons (a) A policy of professional liability insurance approved by the commissioner and issued by an insurer duly authorized to transact business in this state in which the limit of the insurer's liability is not less than $200,000 per claim, subject to not less than a $600,000 annual aggregate for all claims made during the policy period, shall be maintained in effect by each resident health care provider as a condition to rendering professional service as a health care provider in this state, unless such health care provider is a self-insurer. This provision shall not apply to optometrists and pharmacists on or after July 1, 1991 nor to physical therapists on and after July 1, 1995 nor to health maintenance organizations on or after July 1, Such policy shall provide as a minimum coverage for claims made during the term of the policy which were incurred during the term of such policy or during the prior term of a similar policy. Any insurer offering such policy of professional liability insurance to any health care provider may offer to such health care provider a policy as prescribed in this section with deductible options. Such deductible shall be within such policy limits. KAN. STAT. ANN Definitions As used in this act the following terms shall have the meanings respectively ascribed to them herein. (f) "Health care provider" means a person licensed to practice any branch of the healing arts by the state board of healing arts with the exception of physician assistants, a person who holds a temporary permit to practice any branch of the healing arts issued by the state board of healing arts, a person engaged in a postgraduate training program approved by the state board of healing arts,.... a podiatrist licensed by the state board of healing arts, an optometrist licensed by the board of examiners in optometry, a pharmacist licensed by the state board of pharmacy, a licensed professional nurse who is authorized to practice as a registered nurse anesthetist, a licensed professional nurse who has been granted a temporary authorization to practice nurse anesthesia under K.S.A and amendments thereto, a professional corporation organized pursuant to the professional corporation law of Kansas by persons who are authorized by such law to form such a corporation and who are health care providers as defined by this subsection, a Kansas limited liability company organized for the purpose of rendering professional services by its members who are health care providers as defined by this subsection and who are legally authorized to render the professional services for which the limited liability company is organized, a partnership of persons who are health care providers under this subsection, a Kansas not-for-profit corporation organized for the purpose of rendering professional services by persons who are health care providers as defined by this subsection, a nonprofit corporation organized to administer the graduate medical education programs of community hospitals or medical care facilities affiliated with the university of Kansas school of medicine, a dentist certified by the state board of healing arts to administer anesthetics under K.S.A and amendments thereto, a psychiatric hospital licensed under K.S.A b and amendments thereto,... KAN. STAT. ANN Health care stabilization fund, establishing and administration; board of governors, membership, organization, meetings, executive director and staff and general powers and duties; duties of commissioner of insurance; liability of fund; payments from fund; qualification of 12

14 health care provider for coverage under fund, termination; liability of provider for acts of other providers, university of Kansas medical center private practice foundation reserve fund, establishment, transfers from; provider coverage options, election; eligibility of psychiatric hospitals and certain inactive providers for coverage; termination of fund liability fore certain providers (a) For the purpose of paying damages for personal injury or death arising out of the rendering of or the failure to render professional services by a health care provider, self-insurer or inactive health care provider subsequent to the time that such health care provider or self-insurer has qualified for coverage under the provisions of this act, there is hereby established the health care stabilization fund. The fund shall be held in trust in the state treasury and accounted for separately from other state funds. The board of governors shall administer the fund or contract for the administration of the fund with an insurance company authorized to do business in this state. (l) On or after July 1, 1989, every health care provider shall make an election to be covered by one of the following options provided in this subsection (l) which shall limit the liability of the fund with respect to judgments or settlements relating to injury or death arising out of the rendering of or failure to render professional services on or after July 1, Such election shall be made at the time the health care provider renews the basic coverage in effect on July 1, 1989, or, if basic coverage is not in effect, such election shall be made at the time such coverage is acquired pursuant to K.S.A , and amendments thereto. Notice of the election shall be provided by the insurer providing the basic coverage in the manner and form prescribed by the board of governors and shall continue to be effective from year to year unless modified by a subsequent election made prior to the anniversary date of the policy. The health care provider may at any subsequent election reduce the dollar amount of the coverage for the next and subsequent fiscal years, but may not increase the same, unless specifically authorized by the board of governors. Any election of fund coverage limits, whenever made, shall be with respect to judgments or settlements relating to injury or death arising out of the rendering of or failure to render professional services on or after the effective date of such election of fund coverage limits. Such election shall be made for persons engaged in residency training and persons engaged in other postgraduate training programs approved by the state board of healing arts at medical care facilities or mental health centers in this state by the agency or institution paying the surcharge levied under K.S.A , and amendments thereto, for such persons. The election of fund coverage limits for a nonprofit corporation organized to administer the graduate medical education programs of community hospitals or medical care facilities affiliated with the university of Kansas school of medicine shall be deemed to be effective at the highest option. Such options shall be as follows: (1) OPTION 1. The fund shall not be liable to pay in excess of $100,000 pursuant to any one judgment or settlement for any party against such health care provider, subject to an aggregate limitation for all judgments or settlements arising from all claims made in the fiscal year in an amount of $300,000 for such provider. (2) OPTION 2. The fund shall not be liable to pay in excess of $300,000 pursuant to any one judgment or settlement for any party against such health care provider, subject to an aggregate limitation for all judgments or settlements arising from all claims made in the fiscal year in an amount of $900,000 for such provider. (3) OPTION 3. The fund shall not be liable to pay in excess of $800,000 pursuant to any one judgment or settlement for any party against such health care provider, subject to an aggregate limitation for all judgments or settlements arising from all claims made in the fiscal year in an amount of $2,400,000 for such health care provider. 13

15 (m) The fund shall not be liable for any amounts due from a judgment or settlement against resident or nonresident inactive health care providers who first qualify as an inactive health care provider on or after July 1, 1989, unless such health care provider has been in compliance with K.S.A , and amendments thereto, for a period of not less than five years. If a health care provider has not been in compliance for five years, such health care provider may make application and payment for the coverage for the period while they are nonresident health care providers, nonresident self-insurers or resident or nonresident inactive health care providers to the fund. Such payment shall be made within 30 days after the health care provider ceases being an active health care provider and shall be made in an amount determined by the board of governors to be sufficient to fund anticipated claims based upon reasonably prudent actuarial principles. The provisions of this subsection shall not be applicable to any health care provider which becomes inactive through death or retirement, or through disability or circumstances beyond such health care provider's control, if such health care provider notifies the board of governors and receives approval for an exemption from the provisions of this subsection. Any period spent in a postgraduate program of residency training approved by the state board of healing arts shall not be included in computation of time spent in compliance with the provisions of K.S.A , and amendments thereto. (n) Notwithstanding the provisions of subsection (m) or any other provision in article 34 of chapter 40 of the Kansas Statutes Annotated to the contrary, the fund shall not be liable for any claim made on or after July 1, 1991, against a licensed optometrist or pharmacist relating to any injury or death arising out of the rendering of or failure to render professional services by such optometrist or pharmacist prior to July 1, 1991, unless such optometrist or pharmacist qualified as an inactive health care provider prior to July 1, (o) Notwithstanding the provisions of subsection (m) or any other provision in article 34 of chapter 40 of the Kansas Statutes Annotated to the contrary, the fund shall not be liable for any claim made on or after July 1, 1995, against a physical therapist registered by the state board of healing arts relating to any injury or death arising out of the rendering of or failure to render professional services by such physical therapist prior to July 1, 1995, unless such physical therapist qualified as an inactive health care provider prior to July 1, Physical Therapy KAN. STAT. ANN Professional liability insurance coverage required as condition to practice physical therapy Professional liability insurance coverage shall be maintained in effect by each licensed physical therapist actively practicing in this state as a condition to rendering professional services as a physical therapist in this state. The board shall fix by rules and regulations the minimum level of coverage for such professional liability insurance. Louisiana Professional liability insurance is not mandatory in Louisiana, but for physicians to qualify for caps on damages, physicians must have coverage of at least $100,000 per claim or deposit with the board $125,000 in money, irrevocable letters of credit, federally insured certificates of deposit, bonds, securities, cash values of insurance, or any other security approved by the board. State Statutes Health Care Providers 14

16 LA. REV. STAT. ANN Patient s Compensation Fund A.(1) Subject to the exceptions contained in Article VII, Section 9(A) of the Constitution of Louisiana, all funds collected pursuant to the provisions hereof shall be paid into the state treasury and shall be credited to the Bond Security and Redemption Fund. Out of the funds remaining in the Bond Security and Redemption Fund after a sufficient allocation is allocated from that fund to pay all obligations secured by the full faith and credit of the state due and payable within any fiscal year, the treasurer shall, prior to placing such remaining funds in the state general fund, pay into a special fund, which is hereby created in the state treasury and designated as the "Patient's Compensation Fund", in an amount equal to the total amount of funds paid into the treasury as a result of the voluntary collections from private health care providers provided for hereunder. The state recognizes and acknowledges that the fund and any income from it are not public monies, but rather are private monies which shall be held in trust as a custodial fund by the state for the use, benefit, and protection of medical malpractice claimants and the fund's private health care provider members, and all of such funds and income earned from investing the private monies comprising the corpus of this fund shall be subject to use and disposition only as provided by this Section. (2)(a) In order to provide monies for the fund, an annual surcharge shall be levied on all health care providers in Louisiana qualified under the provisions of this Part. (b) The surcharge shall be determined by the commissioner of insurance based upon actuarial principles and in accordance with an application for rates or rate changes, or both, filed by the Patient's Compensation Fund Oversight Board, established and authorized pursuant to Subsection D of this Section. (c) The application for rate changes filed by the board shall be submitted to the commissioner of insurance at least annually on the basis of an annual actuarial study of the patient's compensation fund. (d) The surcharge shall be collected on the same basis as premiums by each insurer, the risk manager, and surplus line agent. (e) The board shall collect the surcharge from health care providers qualified as self-insureds. (f) The surcharge for self-insureds shall be the amount determined by the board in accordance with regulations promulgated under the Administrative Procedure Act and in accordance with the rate set by the commissioner of insurance to be the amount of surcharge which the health care provider would reasonably be required to pay were his qualification based upon filing a policy of malpractice liability insurance. LA. REV. STAT. ANN State agency may provide malpractice coverage Each agency of the state which employs physicians, dentists or professional nurses to provide medical services for or on behalf of such agency and each agency of the state to whom any medical doctor, dentist or professional nurse donates their services may provide such persons with medical malpractice coverage at no cost to such persons. For the purposes of this Part the term "physician" shall mean any person holding a valid certificate to practice medicine issued pursuant to R.S. 37:1273; the term "dentist" shall mean any person holding a valid certificate to practice dentistry issued pursuant to R.S. 37:751 through R.S. 37:763; the term "professional nurse" shall mean any person holding a valid certificate to practice nursing pursuant to R.S. 37:921, R.S. 37:971 or R.S. 37:972. The coverage provided for herein shall apply only to those actions arising from services rendered as a direct result of such employment or donation. 15

17 LA. REV. STAT. ANN Limitation of recovery A. To be qualified under the provisions of this Part, a health care provider shall: (1) Cause to be filed with the board proof of financial responsibility as provided by Subsection E of this Section. (2) Pay the surcharge assessed by this Part on all health care providers according to R.S. 40: (3) For self-insured health care providers, initial qualification shall be effective upon acceptance of proof of financial responsibility by and payment of the surcharge to the board. Initial qualification shall be effective for all other health care providers at the time the malpractice insurer accepts payment of the surcharge. B.(1) The total amount recoverable for all malpractice claims for injuries to or death of a patient, exclusive of future medical care and related benefits as provided in R.S. 40: , shall not exceed five hundred thousand dollars [$500,000] plus interest and cost. (2) A health care provider qualified under this Part is not liable for an amount in excess of one hundred thousand dollars [$100,000] plus interest thereon accruing after April 1, 1991, and costs specifically provided for by this Paragraph for all malpractice claims because of injuries to or death of any one patient. The sole cost for which a health care provider qualified under this Part may be assessed by a trial court shall be limited to the cost incurred prior to the rendering of a final judgment against the health care provider, not as a nominal defendant, after a trial on a malpractice claim, including but not limited to, costs assessed pursuant to Code of Civil Procedure Article 970 in any instance where the board was not the offeror or offeree of the proposed settlement amount. The health care provider shall not be assessed costs in any action in which the fund intervenes or the health care provider is a nominal defendant after there has been a settlement between the health care provider and the claimant. E.(1) Financial responsibility of a health care provider under this Section may be established only by filing with the board proof that the health care provider is insured by a policy of malpractice liability insurance in the amount of at least one hundred thousand dollars [$100,000] per claim with qualification under this Section taking effect and following the same form as the policy of malpractice liability insurance of the health care provider, or in the event the health care provider is self-insured, proof of financial responsibility by depositing with the board one hundred twenty-five thousand dollars [$125,000] in money or represented by irrevocable letters of credit, federally insured certificates of deposit, bonds, securities, cash values of insurance, or any other security approved by the board. In the event any portion of said amount is seized pursuant to the judicial process, the self-insured health care provider shall have five days to deposit with the board the amounts so seized. The health care provider's failure to timely post said amounts with the board shall terminate his enrollment in the Patient's Compensation Fund. (2) For the purposes of this Subsection, any group of self-insured health care providers organized to and actually practicing together or otherwise related by ownership, whether as a partnership, professional corporation or otherwise, shall be deemed a single health care provider and shall not be required to post more than one deposit. In the event any portion of the deposit of such a group is seized pursuant to judicial process, such group shall have five days to deposit with the board the amounts so seized. The group's failure to timely post said amounts with the board will terminate its enrollment and the enrollment of its members in the Patient's Compensation Fund. 16

18 Massachusetts As a condition of licensure in Massachusetts, physicians must have medical liability insurance of at least $100,000 per claim and an annual aggregate of $300,000, or post an equivalent bond. State Statutes Physicians MASS. GEN. LAWS Ch Registration of physicians; alien applicants; examinations; renewal; required professional malpractice liability insurance; fees The board is authorized to promulgate regulations requiring physicians to obtain professional malpractice liability insurance or a suitable bond or other indemnity against liability for professional malpractice in such amounts as may be determined by the board. The board shall participate in any national data reporting system which provides information on individual physicians. Nurses MASS. GEN. LAWS Ch B Nursing practice; advanced practice; license practical nurses The board is authorized to promulgate regulations requiring advanced practice nurses to have professional malpractice liability insurance or a suitable bond or other indemnity against liability for professional malpractice in such amounts as may be determined by the board. CMR Board of Registration in Medicine 243 CMR 2.07 General Provisions Governing The Practice of Medicine (16) Mandatory Professional Malpractice Liability Insurance. As a condition of rendering any direct or indirect patient care in the Commonwealth on or after July 1, 1987, a licensee must obtain professional malpractice liability insurance as follows: (a) "Professional Malpractice Liability Insurance" shall include only insurance or self-insurance coverage provided by an entity which provides certification to the Board or the Division of Insurance, by a Member of the Casualty Actuarial Society, that funding of the entity is adequate to provide the coverage required under 243 CMR (b) The coverage amount shall be at least $100,000 per claim, with a minimum annual aggregate of not less than $300,000. Coverage may be provided on an individual or shared limit basis. (c) 243 CMR 2.00 shall not preclude any hospital or other health care facility from requiring greater coverage amounts as a condition of appointment or granting privileges. (d) These requirements shall not apply to the following categories of licensees: 1. Licensees with no direct or indirect responsibility for patient care in the Commonwealth. 17

19 2. Licensees whose patient care in the Commonwealth is limited to professional services rendered at or on behalf of federal, state, county or municipal health care facilities. 3. Licensees holding only limited registrations pursuant to M.G.L. c. 112, 9. (e) In lieu of obtaining such professional malpractice liability insurance, the licensee may petition the Board for permission to obtain a suitable bond or other indemnity against liability for professional malpractice, in the amounts specified above. (f) Coverage required by this regulation shall be continued until the expiration of any statute of limitations relevant to the events or occurrences covered. Compliance may be through occurrence coverage or claims-made with appropriate tail coverage. Missouri In Missouri, a physician or surgeon on the medical staff of any hospital in a county with a population of more than 75,000 people must (as a condition of his admission to or retention on the hospital medical staff) have medical malpractice insurance of at least $500,000 in medical malpractice insurance. This does not apply to a physician insured by a hospital. State Statutes Physicians or Staff Surgeons MO. REV. STAT Physicians or surgeons on staff of certain hospitals to furnish malpractice insurance, exceptions 1. Beginning on January 1, 1987, any physician or surgeon who is on the medical staff of any hospital located in a county which has a population of more than seventy-five thousand [75,000] inhabitants shall, as a condition to his admission to or retention on the hospital medical staff, furnish satisfactory evidence of a medical malpractice insurance policy of at least five hundred thousand dollars [$500,000]. The provisions of this section shall not apply to physicians or surgeons who: (1) Limit their practice exclusively to patients seen or treated at the hospital; and (2) Are insured exclusively under the hospital's policy of insurance or the hospital's self-insurance program. 2. This section shall not in any way limit or restrict the authority of any hospital in this state to issue rules or regulations requiring physicians or other health care professionals to carry minimum levels of professional liability insurance as a condition of membership on a hospital medical staff. Nebraska Professional liability insurance is not mandatory in Nebraska, but for physicians to qualify under Nebraska s Hospital-Medical Liability Act (and have a cap on total damages apply), physicians must have coverage of at least $500,000 per occurrence and $1,000,000 in the annual aggregate. 18

20 State Statutes Health Care Providers NEB. REV. STAT Health care provider; proof of financial responsibility; filing by insurer Financial responsibility of a health care provider may be established only by filing with the director proof that the health care provider is insured pursuant to sections to or by a policy of professional liability insurance in a company authorized to do business in Nebraska. Such insurance shall be in the amount of five hundred thousand dollars [$500,000] per occurrence and, in cases involving physicians or certified registered nurse anesthetists, but not with respect to hospitals, an aggregate liability of at least one million dollars [$1,000,000] for all occurrences or claims made in any policy year shall be provided. In the case of hospitals and their employees, an aggregate liability amount of three million dollars [$3,000,000] for all occurrences or claims made in any policy year shall be provided. The filing shall state the premium charged for the policy of insurance. NEB. REV. STAT Health care provider, defined Health care provider means: (1) A physician; (2) a certified registered nurse anesthetist; (3) an individual, partnership, limited liability company, corporation, association, facility, institution, or other entity authorized by law to provide professional medical services by physicians or certified registered nurse anesthetists; (4) a hospital; or (5) a personal representative as defined in section who is successor or assignee of any health care provider designated in subdivisions (1) through (4) of this section. NEB. REV. STAT Health care provider; qualified under act; conditions (1) To be qualified under the Nebraska Hospital-Medical Liability Act, a health care provider or such health care provider's employer, employee, partner, or limited liability company member shall: (a) File with the director proof of financial responsibility, pursuant to section or , in the amount of five hundred thousand dollars [$500,000] for each occurrence. In the case of physicians or certified registered nurse anesthetists and their employers, employees, partners, or limited liability company members an aggregate liability amount of one million dollars [$1 million] for all occurrences or claims made in any policy year for each named insured shall be provided. In the case of hospitals and their employees, an aggregate liability amount of three million dollars [$3,000,000] for all occurrences or claims made in any policy year or risk-loss trust year shall be provided. Such policy may be written on either an occurrence or a claims-made basis. Any risk-loss trust shall be established and maintained only on an occurrence basis. Such qualification shall remain effective only as long as insurance coverage or risk-loss trust coverage as required remains effective; and (b) Pay the surcharge and any special surcharge levied on all health care providers pursuant to sections to NEB. REV. STAT Excess Liability Fund (1) There is hereby created an Excess Liability Fund to be collected and received by the director for the exclusive use and purposes stated in the Nebraska Hospital-Medical Liability Act. Such fund and any income from it shall be held by the State Treasurer in trust, deposited in a separate account, and invested and reinvested pursuant to law. (2) To create the fund, an annual surcharge shall be levied on all health care providers in Nebraska who have qualified under sections and The surcharge for each health care provider shall be determined by the director subject to the following limitations: 19

2014 Session Laws of Kansas CHAPTER 56

2014 Session Laws of Kansas CHAPTER 56 314 CHAPTER 56 HOUSE BILL No. 2516 AN ACT concerning health care provider liability insurance; relating to mutual insurance companies organized to provide health care provider liability insurance; health

More information

Session of 2015. SENATE BILL No. 117. By Committee on Financial Institutions and Insurance 1-29

Session of 2015. SENATE BILL No. 117. By Committee on Financial Institutions and Insurance 1-29 Session of 0 SENATE BILL No. By Committee on Financial Institutions and Insurance - 0 0 AN ACT concerning insurance; relating to self-insurance under the health care provider insurance availability act;

More information

Kansas Health Care Stabilization Fund General Information (As of July 1, 2014)

Kansas Health Care Stabilization Fund General Information (As of July 1, 2014) Kansas Health Care Stabilization Fund General Information (As of July 1, 2014) The HCSF Board of Governors The Health Care Stabilization Fund Board of Governors is a state agency governed by an eleven

More information

IC 34-18-1-1 Application of article Sec. 1. This article does not apply to an act of malpractice that occurred before July 1, 1975.

IC 34-18-1-1 Application of article Sec. 1. This article does not apply to an act of malpractice that occurred before July 1, 1975. IC 34-18 IC 34-18-1 ARTICLE 18. MEDICAL MALPRACTICE Chapter 1. Application IC 34-18-1-1 Application of article Sec. 1. This article does not apply to an act of malpractice that occurred before July 1,

More information

AN ACT RELATING TO HEALTH INSURANCE; AMENDING A SECTION OF THE NEW MEXICO INSURANCE CODE TO PROVIDE FOR FREEDOM OF CHOICE OF

AN ACT RELATING TO HEALTH INSURANCE; AMENDING A SECTION OF THE NEW MEXICO INSURANCE CODE TO PROVIDE FOR FREEDOM OF CHOICE OF AN ACT RELATING TO HEALTH INSURANCE; AMENDING A SECTION OF THE NEW MEXICO INSURANCE CODE TO PROVIDE FOR FREEDOM OF CHOICE OF HOSPITAL AND PRACTITIONER TO INCLUDE LICENSED PROFESSIONAL MENTAL HEALTH COUNSELORS

More information

Kansas Legislator Briefing Book 2015

Kansas Legislator Briefing Book 2015 K a n s a s L e g i s l a t i v e R e s e a r c h D e p a r t m e n t Kansas Legislator Briefing Book 2015 L-1 Health Care Stabilization Fund and Kansas Medical Malpractice Law L-2 The Health Care Compact

More information

Kansas Legislator Briefing Book 2016

Kansas Legislator Briefing Book 2016 K a n s a s L e g i s l a t i v e R e s e a r c h D e p a r t m e n t Kansas Legislator Briefing Book 2016 L-1 Creation of Operator Registration Act and Changes in Adult Care Home Licensure Act L-2 Health

More information

State of Rhode Island and Providence Plantations DEPARTMENT OF BUSINESS REGULATION Division of Insurance 1511 Pontiac Avenue Cranston, RI 02920

State of Rhode Island and Providence Plantations DEPARTMENT OF BUSINESS REGULATION Division of Insurance 1511 Pontiac Avenue Cranston, RI 02920 Table of Contents State of Rhode Island and Providence Plantations DEPARTMENT OF BUSINESS REGULATION Division of Insurance 1511 Pontiac Avenue Cranston, RI 02920 INSURANCE REGULATION 21 MEDICAL MALPRACTICE

More information

58-13-1. Title. This chapter is known as the "Health Care Providers Immunity from Liability Act."

58-13-1. Title. This chapter is known as the Health Care Providers Immunity from Liability Act. 58-13-1. Title. This chapter is known as the "Health Care Providers Immunity from Liability Act." Enacted by Chapter 253, 1996 General Session 58-13-2. Emergency care rendered by licensee. (1) A person

More information

Kansas Health Care Stabilization Fund

Kansas Health Care Stabilization Fund Kansas Health Care Stabilization Fund Website http://hcsf.kansas.gov 300 S.W. 8 th Avenue, Second Floor E-mail hcsf@hcsf.org Topeka, Kansas 66603-3912 Fax: 785-291-3550 Phone 785-291-3777 Bulletin 2014-5

More information

2009 Medical Malpractice Claims Report

2009 Medical Malpractice Claims Report 2009 Medical Malpractice Claims Report Department of Commerce & Insurance November 1, 2009 Table of Contents 2009 Tennessee Medical Malpractice Report INTRODUCTION...2 I. REPORTING ENTITIES...3 II. REPORTING

More information

The Diagnosis of a Nurse in North Carolina

The Diagnosis of a Nurse in North Carolina GENERAL ASSEMBLY OF NORTH CAROLINA 1993 SESSION CHAPTER 464 SENATE BILL 954 AN ACT TO PERMIT THE DIRECT PAYMENT OF CERTIFIED SOCIAL WORKERS AND CERTAIN ADVANCED PRACTICE REGISTERED NURSES UNDER HEALTH

More information

DEPARTMENT OF INSURANCE

DEPARTMENT OF INSURANCE 760 IAC 1-19-2 Pre-existing condition limitations Authority: IC 27-1-3-7 Affected: IC 27-8-5 DEPARTMENT OF INSURANCE Sec. 2. LIMITATIONS. In the case of persons insured under a prior carrier's group disability

More information

Public Notice of Proposed Rule-Making

Public Notice of Proposed Rule-Making State of Rhode Island and Providence Plantations DEPARTMENT OF BUSINESS REGULATION Division of Design Professionals 1511 Pontiac Avenue, Bldg. 69-2 Cranston, Rhode Island 02920 Public Notice of Proposed

More information

VOLUNTEER HEALTH SERVICES ACT Act of Dec. 4, 1996, P.L. 893, No. 141 AN ACT Providing for volunteer health services; limiting liability of a

VOLUNTEER HEALTH SERVICES ACT Act of Dec. 4, 1996, P.L. 893, No. 141 AN ACT Providing for volunteer health services; limiting liability of a VOLUNTEER HEALTH SERVICES ACT Act of Dec. 4, 1996, P.L. 893, No. 141 AN ACT Cl. 35 Providing for volunteer health services; limiting liability of a volunteer license holder; and requiring reports. TABLE

More information

GENERAL ASSEMBLY OF NORTH CAROLINA SESSION 1999 SESSION LAW 1999-199 HOUSE BILL 714

GENERAL ASSEMBLY OF NORTH CAROLINA SESSION 1999 SESSION LAW 1999-199 HOUSE BILL 714 GENERAL ASSEMBLY OF NORTH CAROLINA SESSION 1999 SESSION LAW 1999-199 HOUSE BILL 714 AN ACT TO PROVIDE FOR DIRECT PAYMENT OF CERTIFIED SUBSTANCE ABUSE PROFESSIONALS UNDER HEALTH INSURANCE POLICIES AND PLANS.

More information

NEBRASKA PROPERTY AND LIABILITY INSURANCE GUARANTY ASSOCIATION ACT

NEBRASKA PROPERTY AND LIABILITY INSURANCE GUARANTY ASSOCIATION ACT NEBRASKA PROPERTY AND LIABILITY INSURANCE GUARANTY ASSOCIATION ACT Section. 44-2401. Purpose of sections. 44-2402. Kinds of insurance covered. 44-2403. Terms, defined. 44-2404. Nebraska Property and Liability

More information

16 LC 37 2118ER A BILL TO BE ENTITLED AN ACT BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA:

16 LC 37 2118ER A BILL TO BE ENTITLED AN ACT BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA: Senate Bill 347 By: Senator Bethel of the 54th A BILL TO BE ENTITLED AN ACT 1 2 3 4 5 6 To amend Title 33 of the Official Code of Georgia Annotated, relating to insurance, so as to provide for extensive

More information

Table of Contents ARCHIVE

Table of Contents ARCHIVE Table of Contents 17.02.11 - Administrative Rules of the Under the Workers Compensation Law -- Security for Compensation -- Self-Insured Employers 000. Legal Authority.... 2 001. Title And Scope.... 2

More information

plan, hereinafter referred to as the Plan, means the statutory, COMMISSIONER OF INSURANCE 82-33

plan, hereinafter referred to as the Plan, means the statutory, COMMISSIONER OF INSURANCE 82-33 COMMISSIONER OF INSURANCE 82-33 Ins 3.35 Wisconsin health care liability insurance plan. (1) FINDINGS. (a) Legislation has been enacted authorizing the commissioner of insurance to promulgate a plan to

More information

GENERAL ASSEMBLY OF NORTH CAROLINA SESSION 2009 H 1 HOUSE BILL 82

GENERAL ASSEMBLY OF NORTH CAROLINA SESSION 2009 H 1 HOUSE BILL 82 GENERAL ASSEMBLY OF NORTH CAROLINA SESSION 00 H 1 HOUSE BILL Short Title: Increase Auto Insurance Liability Limits. (Public) Sponsors: Referred to: Representatives Faison and Jackson (Primary Sponsors).

More information

HOUSE BILL No. 2087. By Committee on Insurance 1-26. AN ACT enacting the Kansas professional employer organization licensing

HOUSE BILL No. 2087. By Committee on Insurance 1-26. AN ACT enacting the Kansas professional employer organization licensing Session of 00 HOUSE BILL No. 0 By Committee on Insurance - 0 0 AN ACT enacting the Kansas professional employer organization licensing act. Be it enacted by the Legislature of the State of Kansas: Section.

More information

NOTE 15: RISK MANAGEMENT AND INSURANCE

NOTE 15: RISK MANAGEMENT AND INSURANCE NOTE 15: RISK MANAGEMENT AND INSURANCE A. Public Entity Risk Pool Public School Insurance Fund The Public School Insurance Fund (the Fund) is a public entity risk pool reported within the enterprise funds.

More information

13 LC 36 2263T A BILL TO BE ENTITLED AN ACT

13 LC 36 2263T A BILL TO BE ENTITLED AN ACT Senate Bill 141 By: Senators Beach of the 21st, Gooch of the 51st, Albers of the 56th and Miller of the 49th A BILL TO BE ENTITLED AN ACT 1 2 3 4 5 6 7 8 9 10 To establish the "Patient Injury Act"; to

More information

ADDENDUM TO AGREEMENT BETWEEN CHIROPRACTIC CARE OF MINNESOTA, INC. AND PROVIDER

ADDENDUM TO AGREEMENT BETWEEN CHIROPRACTIC CARE OF MINNESOTA, INC. AND PROVIDER ADDENDUM TO AGREEMENT BETWEEN CHIROPRACTIC CARE OF MINNESOTA, INC. AND PROVIDER This HealthPartners Workers Compensation Addendum (the Addendum ), dated as of the date set forth on the signature page (the

More information

About Mcare. (ii) Pay expenses of the fund incurred during the preceding claims period.

About Mcare. (ii) Pay expenses of the fund incurred during the preceding claims period. The Medical Care Availability and Reduction of Error Fund ( Mcare ) was created by Act 13 of 2002 ( Act 13 ), and signed into law on March 20, 2002. Mcare is the successor to the Medical Professional Liability

More information

Practitioner Profile General Information License Number:

Practitioner Profile General Information License Number: Practitioner Profile General Information Primary Practice Address: (456.039 (1) (a) 3., F.S.) Medicaid: (456.039 (1) (b) (5) d., F.S.) Select Medicaid Statement: This practitioner does participate in the

More information

CHAPTER 243. MEDICAL MALPRACTICE AND HEALTH- RELATED SELF-INSURANCE PLANS

CHAPTER 243. MEDICAL MALPRACTICE AND HEALTH- RELATED SELF-INSURANCE PLANS Ch. 243 SELF-INSURANCE PLANS 31 243.1 CHAPTER 243. MEDICAL MALPRACTICE AND HEALTH- RELATED SELF-INSURANCE PLANS Sec. 243.1. Purpose. 243.2. Definitions. 243.3. Standards for self-insurance plans. 243.4.

More information

52ND LEGISLATURE - STATE OF NEW MEXICO - FIRST SESSION, 2015

52ND LEGISLATURE - STATE OF NEW MEXICO - FIRST SESSION, 2015 SENATE BILL 1 ND LEGISLATURE - STATE OF NEW MEXICO - FIRST SESSION, INTRODUCED BY Carrol H. Leavell AN ACT RELATING TO WORKERS' COMPENSATION; AMENDING SECTIONS OF THE WORKERS' COMPENSATION ACT TO DIRECT

More information

Readopt with amendment, Ins 3800, effective 12-01-06 (Doc. #8754), to read as follows: CHAPTER Ins 3800 MEDICAL PROFESSIONAL LIABILITY INSURANCE

Readopt with amendment, Ins 3800, effective 12-01-06 (Doc. #8754), to read as follows: CHAPTER Ins 3800 MEDICAL PROFESSIONAL LIABILITY INSURANCE Adopted Rule 11/25/14 1 Readopt with amendment, Ins 3800, effective 12-01-06 (Doc. #8754), to read as follows: CHAPTER Ins 3800 MEDICAL PROFESSIONAL LIABILITY INSURANCE Statutory Authority: RSA 400-A;15,

More information

02 LC 28 0671-ECS (SCS) The Senate Insurance and Labor Committee offered the following substitute to SB 476: A BILL TO BE ENTITLED AN ACT

02 LC 28 0671-ECS (SCS) The Senate Insurance and Labor Committee offered the following substitute to SB 476: A BILL TO BE ENTITLED AN ACT The Senate Insurance and Labor Committee offered the following substitute to SB : A BILL TO BE ENTITLED AN ACT To provide a short title; to amend Title of the Official Code of Georgia Annotated, relating

More information

AN ACT IN THE COUNCIL OF THE DISTRICT OF COLUMBIA

AN ACT IN THE COUNCIL OF THE DISTRICT OF COLUMBIA AN ACT IN THE COUNCIL OF THE DISTRICT OF COLUMBIA Codification District of Columbia Official Code 2001 Edition 2007 Winter Supp. West Group Publisher To amend AN ACT To provide for regulation of certain

More information

Connecticut General Statutes Chapter 376 Physical Therapists

Connecticut General Statutes Chapter 376 Physical Therapists Connecticut General Statutes Chapter 376 Physical Therapists Sec. 20-66. Definitions. As used in this chapter, unless the context otherwise requires: (1) "Physical therapist" means a person licensed to

More information

Introduction. General Policy Statements

Introduction. General Policy Statements Policies and Procedures For Administration of the Health Care Provider Insurance Availability Act Adopted by the Health Care Stabilization Fund Board of Governors Introduction The Kansas Health Care Stabilization

More information

HOUSE BILL NO. HB0303. Sponsored by: Representative(s) Simpson, Childers and Ross A BILL. for. AN ACT relating to the medical malpractice insurance

HOUSE BILL NO. HB0303. Sponsored by: Representative(s) Simpson, Childers and Ross A BILL. for. AN ACT relating to the medical malpractice insurance 00 STATE OF WYOMING 0LSO-0 HOUSE BILL NO. HB00 Medical malpractice liability fund. Sponsored by: Representative(s) Simpson, Childers and Ross A BILL for AN ACT relating to the medical malpractice insurance

More information

OREGON LAWS 2013 Chap. 5

OREGON LAWS 2013 Chap. 5 CHAPTER 5 AN ACT SB 483 Relating to resolution of matters related to health care; creating new provisions; amending ORS 30.278, 31.250 and 743.056; and declaring an emergency. Be It Enacted by the People

More information

PART XXIII. MEDICAL MALPRACTICE (La. R.S. 40:1299.41 et seq.)

PART XXIII. MEDICAL MALPRACTICE (La. R.S. 40:1299.41 et seq.) PART XXIII. MEDICAL MALPRACTICE (La. R.S. 40:1299.41 et seq.) 1299.41. Definitions and general applications A. As used in this Part: (1) "Ambulance service" means an entity under circumstances in which

More information

The New Municipal Health Insurance Law: Final FY12 Budget Proposal (H. 3535 w/ Gov s Amendments in H. 3581)

The New Municipal Health Insurance Law: Final FY12 Budget Proposal (H. 3535 w/ Gov s Amendments in H. 3581) The New Municipal Health Insurance Law: Final FY12 Budget Proposal (H. 3535 w/ Gov s Amendments in H. 3581) Section Language Effect New Definitions SECTION 51 Chapter 32B of the General Laws is hereby

More information

STATE OF KANSAS SENATE CHAMBER. I move to amend HB 2216, as amended by Senate Committee, on page 18, following line 4, by

STATE OF KANSAS SENATE CHAMBER. I move to amend HB 2216, as amended by Senate Committee, on page 18, following line 4, by fa_2015_hb2216_s_1866 STATE OF KANSAS SENATE CHAMBER MADAM PRESIDENT: I move to amend HB 2216, as amended by Senate Committee, on page 18, following line 4, by inserting: "New Sec. 9. There is hereby established

More information

FLORIDA PERSONAL INJURY PROTECTION

FLORIDA PERSONAL INJURY PROTECTION POLICY NUMBER: COMMERCIAL AUTO CA 22 10 01 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. FLORIDA PERSONAL INJURY PROTECTION For a covered "auto" licensed or principally garaged in,

More information

HOUSE BILL 2587 AN ACT

HOUSE BILL 2587 AN ACT Senate Engrossed House Bill State of Arizona House of Representatives Fifty-second Legislature First Regular Session 2015 HOUSE BILL 2587 AN ACT AMENDING SECTIONS 35-142 AND 35-315, ARIZONA REVISED STATUTES;

More information

SENATE FILE NO. SF0141. Senate Labor, Health and Social Services Committee A BILL. for. AN ACT relating to medical malpractice reform, the medical

SENATE FILE NO. SF0141. Senate Labor, Health and Social Services Committee A BILL. for. AN ACT relating to medical malpractice reform, the medical 00 STATE OF WYOMING 0LSO-00 SENATE FILE NO. SF0 Medical malpractice reform-review panel. Sponsored by: Senate Labor, Health and Social Services Committee A BILL for AN ACT relating to medical malpractice

More information

CHAPTER 2013-66. Committee Substitute for Committee Substitute for Senate Bill No. 468

CHAPTER 2013-66. Committee Substitute for Committee Substitute for Senate Bill No. 468 CHAPTER 2013-66 Committee Substitute for Committee Substitute for Senate Bill No. 468 An act relating to property and casualty insurance rates, fees, and forms; amending s. 215.555, F.S.; postponing the

More information

COLORADO REVISED STATUTES

COLORADO REVISED STATUTES COLORADO REVISED STATUTES Title 12 Professions and Occupations Article 38 Nurses Effective July 1, 2013 DISCLAIMER The Colorado Revised Statutes are available on the internet for public use by the Committee

More information

FLORIDA PERSONAL INJURY PROTECTION

FLORIDA PERSONAL INJURY PROTECTION POLICY NUMBER: COMMERCIAL AUTO CA 22 10 01 08 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. FLORIDA PERSONAL INJURY PROTECTION For a covered "auto" licensed or principally garaged in,

More information

MCARE legislation does not apply to dentists: it should

MCARE legislation does not apply to dentists: it should MCARE legislation does not apply to dentists: it should In 2002, the Legislature of the Commonwealth of Pennsylvania enacted an act known as the (Medical Care Availability and Reduction of Error Act) also

More information

Physical Therapist Licensing Act

Physical Therapist Licensing Act 45:9-37.11. Short title This act shall be known and may be cited as the "Physical Therapist Licensing Act of 1983." L.1983, c. 296, s. 1. 45:9-37.12. Legislative findings and declarations The Legislature

More information

Public Act No. 10-38

Public Act No. 10-38 1 of 8 8/27/2010 10:34 AM Substitute House Bill No. 5286 Public Act No. 10-38 AN ACT CONCERNING LICENSURE OF MASTER AND CLINICAL SOCIAL WORKERS. Be it enacted by the Senate and House of Representatives

More information

Chapter 750 1999 EDITION. Health Care Service Contractors; Multiple Employer Welfare Arrangements; Legal Expense Organizations

Chapter 750 1999 EDITION. Health Care Service Contractors; Multiple Employer Welfare Arrangements; Legal Expense Organizations Chapter 750 1999 EDITION Health Care Service Contractors; Multiple Employer Welfare Arrangements; Legal Expense Organizations HEALTH CARE SERVICE CONTRACTORS 750.003 Purpose 750.005 Definitions 750.015

More information

LOUISIANA REVISED STATUTE 37: 3200-3221 THE LOUISIANA RADIOLOGIC TECHNOLOGIST LICENSING LAW

LOUISIANA REVISED STATUTE 37: 3200-3221 THE LOUISIANA RADIOLOGIC TECHNOLOGIST LICENSING LAW LOUISIANA REVISED STATUTE 37: 3200-3221 THE LOUISIANA RADIOLOGIC TECHNOLOGIST LICENSING LAW LOUISIANA STATE RADIOLOGIC TECHNOLOGY BOARD OF EXAMINERS 3108 CLEARY AVENUE, SUITE 207 METAIRIE, LOUISIANA 70002

More information

NURSE PRACTICE ACT STATUTES & ADMINISTRATIVE REGULATIONS

NURSE PRACTICE ACT STATUTES & ADMINISTRATIVE REGULATIONS NURSE PRACTICE ACT STATUTES & ADMINISTRATIVE REGULATIONS July 2014 Revised April 2015 KANSAS STATE BOARD OF NURSING LANDON STATE OFFICE BUILDING 900 SW JACKSON, SUITE 1051 TOPEKA, KS 66612-1230 www.ksbn.org

More information

NC General Statutes - Chapter 58 Article 53 1

NC General Statutes - Chapter 58 Article 53 1 Article 53. Group Health Insurance Continuation and Conversion Privileges. Part 1. Continuation. 58-53-1. Definitions. As used in this Article, the following terms have the meanings specified: (1) "Group

More information

New York State Public Health Law TITLE II-D HEALTH CARE PRACTITIONER REFERRALS

New York State Public Health Law TITLE II-D HEALTH CARE PRACTITIONER REFERRALS New York State Public Health Law TITLE II-D HEALTH CARE PRACTITIONER REFERRALS Sec. 238. Definitions. 238-a. Prohibition of financial arrangements and referrals. 238-b. Provider requests for payment. 238-c.

More information

580 Act 2008-45 LAWS OF PENNSYLVANIA. No. 2008-45 AN ACT

580 Act 2008-45 LAWS OF PENNSYLVANIA. No. 2008-45 AN ACT 580 Act 2008-45 LAWS OF PENNSYLVANIA No. 2008-45 HB 1804 AN ACT Amending the act of December 20, 1985 (P.L.457, No.112), entitled An act relating to the right to practice medicine and surgery and the right

More information

$&71R SENATE BILL NO. 1105 (SUBSTITUTE FOR SENATE BILL 812 BY SENATOR SCHEDLER)

$&71R SENATE BILL NO. 1105 (SUBSTITUTE FOR SENATE BILL 812 BY SENATOR SCHEDLER) Regular Session, 2001 $&71R SENATE BILL NO. 1105 (SUBSTITUTE FOR SENATE BILL 812 BY SENATOR SCHEDLER) BY SENATOR SCHEDLER AN ACT To enact Part XXV of Chapter 1 of Title 22 of the Louisiana Revised Statutes

More information

HOUSE BILL No. 2577 page 2

HOUSE BILL No. 2577 page 2 HOUSE BILL No. 2577 AN ACT enacting the addictions counselor licensure act; amending K.S.A. 74-7501 and K.S.A. 2009 Supp. 74-7507 and repealing the existing section; also repealing K.S.A. 65-6601, 65-6602,

More information

CHAPTER 179. BE IT ENACTED by the Senate and General Assembly of the State of New Jersey: 1. R.S.34:15-104 is amended to read as follows:

CHAPTER 179. BE IT ENACTED by the Senate and General Assembly of the State of New Jersey: 1. R.S.34:15-104 is amended to read as follows: CHAPTER 179 AN ACT concerning the workers' compensation security funds and amending and repealing various sections of chapter 15 of Title 34 of the Revised Statutes. BE IT ENACTED by the Senate and General

More information

Assignment of Benefits

Assignment of Benefits of Benefits Alabama Alaska *California Colorado Connecticut Delaware Florida Georgia Idaho Illinois Maine Missouri Nevada New Hampshire New Jersey North Carolina Oregon Rhode Island Tennessee Texas Virginia

More information

ANNUAL REPORT Per SCR 111 of 2007

ANNUAL REPORT Per SCR 111 of 2007 ANNUAL REPORT Per SCR 111 of 2007 BY LOUISIANA PATIENT S COMPENSATION FUND October 1, 2008 A BRIEF HISTORY OF THE LOUISIANA PATIENT S COMPENSATION FUND In the early 1970 s, a problem of crisis proportions

More information

Medical Malpractice Reform

Medical Malpractice Reform Medical Malpractice Reform 49 This Act to contains a clause wherein the state legislature asks the state Supreme Court to require a plaintiff filing a medical liability claim to include a certificate of

More information

CHAPTER 17. AN ACT concerning medical professional liability, insurance reform and patient protection and revising parts of the statutory law.

CHAPTER 17. AN ACT concerning medical professional liability, insurance reform and patient protection and revising parts of the statutory law. CHAPTER 17 AN ACT concerning medical professional liability, insurance reform and patient protection and revising parts of the statutory law. BE IT ENACTED by the Senate and General Assembly of the State

More information

Key Provisions of Tennessee Senate Bill 200 Effective July 1, 2014, through July 1, 2016

Key Provisions of Tennessee Senate Bill 200 Effective July 1, 2014, through July 1, 2016 2014 Construction of Statute Definition of Injury (Causation) Revises Section 50-6-116, Construction of Chapter, to indicate that for dates of injury on or after July 1, 2014, the chapter should no longer

More information

Holly C. Bakke, Commissioner, Department of Banking and Insurance.

Holly C. Bakke, Commissioner, Department of Banking and Insurance. Note: The Department's email address and fax number for the submission of public comments was inadvertently omitted from the copy of the proposal that appears in the New Jersey Register. They have been

More information

CHAPTER 2011-233. Committee Substitute for Committee Substitute for Committee Substitute for Committee Substitute for House Bill No.

CHAPTER 2011-233. Committee Substitute for Committee Substitute for Committee Substitute for Committee Substitute for House Bill No. CHAPTER 2011-233 Committee Substitute for Committee Substitute for Committee Substitute for Committee Substitute for House Bill No. 479 An act relating to medical malpractice; creating ss. 458.3175, 459.0066,

More information

CHAPTER 409. AN ACT concerning organized delivery systems for health care services or benefits.

CHAPTER 409. AN ACT concerning organized delivery systems for health care services or benefits. CHAPTER 409 AN ACT concerning organized delivery systems for health care services or benefits. BE IT ENACTED by the Senate and General Assembly of the State of New Jersey: C.17:48H-1 Definitions relative

More information

CHAPTER 15-52 STATE MEDICAL CENTER

CHAPTER 15-52 STATE MEDICAL CENTER CHAPTER 15-52 STATE MEDICAL CENTER 15-52-01. School of medicine and health sciences. The primary purpose of the university of North Dakota school of medicine and health sciences is to educate physicians

More information

CHAPTER 85. 1. Section 1 of P.L.1947, c.262 (C.45:11-23) is amended to read as follows:

CHAPTER 85. 1. Section 1 of P.L.1947, c.262 (C.45:11-23) is amended to read as follows: CHAPTER 85 AN ACT concerning advanced practice nurses, amending P.L.1947, c.262, amending the title and body of P.L.1991, c.377 and supplementing that act. BE IT ENACTED by the Senate and General Assembly

More information

NEW MEXICO NURSING PRACTICE ACT CHAPTER 61 ARTICLE 3. 61-3-1. Short title. Chapter 61, Article 3 NMSA 1978 may be cited as the "Nursing Practice Act".

NEW MEXICO NURSING PRACTICE ACT CHAPTER 61 ARTICLE 3. 61-3-1. Short title. Chapter 61, Article 3 NMSA 1978 may be cited as the Nursing Practice Act. NEW MEXICO NURSING PRACTICE ACT CHAPTER 61 ARTICLE 3 61-3-1. Short title. Chapter 61, Article 3 NMSA 1978 may be cited as the "Nursing Practice Act". History: 1953 Comp., 67-2-1, enacted by Laws 1968,

More information

11 NYCRR 73.0. Text is current through February 15, 2002, and annotations are current through August 1, 2001.

11 NYCRR 73.0. Text is current through February 15, 2002, and annotations are current through August 1, 2001. 11 NYCRR 73.0 OFFICIAL COMPILATION OF CODES, RULES AND REGULATIONS OF THE STATE OF NEW YORK TITLE 11. INSURANCE DEPARTMENT CHAPTER III. POLICY AND CERTIFICATE PROVISIONS [FN1] SUBCHAPTER B. PROPERTY AND

More information

L o n g Te r m D i s a b i l i t y I n s u r a n c e. O p t i o n s

L o n g Te r m D i s a b i l i t y I n s u r a n c e. O p t i o n s L o n g Te r m D i s a b i l i t y I n s u r a n c e O p t i o n s Long Term Disability Insurance Group Insurance for School Employees INTRODUCTION This booklet will help you understand MESSA's Optional

More information

Application for Limited Professional Liability Coverage Insured Paramedical Employee

Application for Limited Professional Liability Coverage Insured Paramedical Employee Application for Limited Professional Liability Coverage Insured Paramedical Employee ProAssurance Indemnity Company, Inc. 1242 East Independence Street, Suite 100 Springfield, MO 65804 417.887.3120 800.492.7212

More information

Medical Malpractice Insurance Feasibility Study in Ohio

Medical Malpractice Insurance Feasibility Study in Ohio Preliminary Report on the Feasibility of an Ohio Patients Compensation Fund February, 2003 Pinnacle Actuarial Resources, Inc. 2817 Reed Road, Suite #2 Bloomington, IL 61704 (309) 665-5010 . Table of Contents

More information

PLEASE READ. The official text of New Jersey Statutes can be found through the home page of the New Jersey Legislature http://www.njleg.state.nj.

PLEASE READ. The official text of New Jersey Statutes can be found through the home page of the New Jersey Legislature http://www.njleg.state.nj. PLEASE READ The official text of New Jersey Statutes can be found through the home page of the New Jersey Legislature http://www.njleg.state.nj.us/ New Jersey Statutes Annotated (N.J.S.A.), published by

More information

SENATE BILL 1204 AN ACT

SENATE BILL 1204 AN ACT PLEASE NOTE: In most BUT NOT ALL instances, the page and line numbering of bills on this web site correspond to the page and line numbering of the official printed version of the bills. Senate Engrossed

More information

STATE OF OKLAHOMA PHYSICAL THERAPY PRACTICE ACT Title 59 O.S., Sections 887.1-887.18 INDEX

STATE OF OKLAHOMA PHYSICAL THERAPY PRACTICE ACT Title 59 O.S., Sections 887.1-887.18 INDEX Last amended 11/1/15 STATE OF OKLAHOMA PHYSICAL THERAPY PRACTICE ACT Title 59 O.S., Sections 887.1-887.18 INDEX 887.1. Short title 887.2. Definitions 887.3. Licensing requirements 887.4. Physical Therapy

More information

Indiana State Board of Nursing

Indiana State Board of Nursing Indiana State Board of Nursing A compilation of the Indiana Code and Indiana Administrative Code 2008 Edition Indiana Professional Licensing Agency Indiana State Board of Nursing Indiana Government Center-South

More information

Title 32: PROFESSIONS AND OCCUPATIONS

Title 32: PROFESSIONS AND OCCUPATIONS Title 32: PROFESSIONS AND OCCUPATIONS Chapter 45-A: PHYSICAL THERAPIST PRACTICE ACT Table of Contents Section 3111. DEFINITIONS... 3 Section 3111-A. SCOPE OF PRACTICE... 3 Section 3112. BOARD CREATED;

More information

Appendix 1: State Licensure and Liability Policies for Volunteer Physicians; American Medical Association Publication, 2007

Appendix 1: State Licensure and Liability Policies for Volunteer Physicians; American Medical Association Publication, 2007 Appendix 1: State Licensure and Liability Policies for Volunteer Physicians; American Medical Association Publication, 2007 State Alabama Volunteer/Limited License Offered No provisions for volunteer or

More information

(128th General Assembly) (Amended Substitute Senate Bill Number 89) AN ACT

(128th General Assembly) (Amended Substitute Senate Bill Number 89) AN ACT (128th General Assembly) (Amended Substitute Senate Bill Number 89) AN ACT To amend sections 4723.01, 4723.06, 4723.48, 4723.482, and 4723.50; to amend, for the purpose of adopting new section numbers

More information

RULES OF TENNESSEE DEPARTMENT OF COMMERCE AND INSURANCE INSURANCE DIVISION

RULES OF TENNESSEE DEPARTMENT OF COMMERCE AND INSURANCE INSURANCE DIVISION RULES OF TENNESSEE DEPARTMENT OF COMMERCE AND INSURANCE INSURANCE DIVISION CHAPTER 0780-1-76 SELF-INSURING ASSOCIATIONS AND NON-PROFIT TABLE OF CONTENTS 0780-1-76-.01 Purpose and Scope 0780-1-76-.11 Examinations

More information

ASSEMBLY, No. 655 STATE OF NEW JERSEY. 210th LEGISLATURE PRE-FILED FOR INTRODUCTION IN THE 2002 SESSION

ASSEMBLY, No. 655 STATE OF NEW JERSEY. 210th LEGISLATURE PRE-FILED FOR INTRODUCTION IN THE 2002 SESSION ASSEMBLY, No. STATE OF NEW JERSEY th LEGISLATURE PRE-FILED FOR INTRODUCTION IN THE 00 SESSION Sponsored by: Assemblyman FRANCIS L. BODINE District (Burlington) Assemblyman LARRY CHATZIDAKIS District (Burlington)

More information

SENATE BILL 721. By Green BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF TENNESSEE:

SENATE BILL 721. By Green BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF TENNESSEE: SENATE BILL 721 By Green AN ACT to amend Tennessee Code Annotated, Title 50 and Title 56, relative to workers compensation. BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF TENNESSEE: new chapter:

More information

52ND LEGISLATURE - STATE OF NEW MEXICO - FIRST SESSION, 2015

52ND LEGISLATURE - STATE OF NEW MEXICO - FIRST SESSION, 2015 SENATE JUDICIARY COMMITTEE SUBSTITUTE FOR SENATE BILL ND LEGISLATURE - STATE OF NEW MEXICO - FIRST SESSION, AN ACT RELATING TO MANAGED HEALTH CARE; AMENDING AND ENACTING SECTIONS OF THE NEW MEXICO INSURANCE

More information

NC General Statutes - Chapter 58 Article 49 1

NC General Statutes - Chapter 58 Article 49 1 Article 49. Determination of Jurisdiction Over Providers of Health Care Benefits; Regulation of Multiple Employer Welfare Arrangements. 58-49-1. Purposes. The purposes of this section and G.S. 58-49-5

More information

KANSAS STATE BOARD OF HEALING ARTS KANSAS STATUTES ANNOTATED KANSAS ADMINISTRATIVE REGULATIONS PHYSICAL THERAPY FOREWORD

KANSAS STATE BOARD OF HEALING ARTS KANSAS STATUTES ANNOTATED KANSAS ADMINISTRATIVE REGULATIONS PHYSICAL THERAPY FOREWORD KANSAS STATE BOARD OF HEALING ARTS KANSAS STATUTES ANNOTATED AND KANSAS ADMINISTRATIVE REGULATIONS FOREWORD In 1963, the Kansas Legislature provided for the registration of physical therapists by the Board

More information

Board of Registered Nursing P.O. Box 944210 Sacramento, CA 94244-2100. Main Phone: (916) 322-3350. Nursing Practice Act

Board of Registered Nursing P.O. Box 944210 Sacramento, CA 94244-2100. Main Phone: (916) 322-3350. Nursing Practice Act Board of Registered Nursing P.O. Box 944210 Sacramento, CA 94244-2100 Main Phone: (916) 322-3350 Nursing Practice Act The Nursing Practice Act (NPA) is the body of California law that mandates the Board

More information

FORC QUARTERLY JOURNAL OF INSURANCE LAW AND REGULATION

FORC QUARTERLY JOURNAL OF INSURANCE LAW AND REGULATION FORC QUARTERLY JOURNAL OF INSURANCE LAW AND REGULATION Summer 1998 June 20, 1998 Vol. X, Edition II CAPTIVE INSURANCE COMPANIES AND WORKERS COMPENSATION GROUP FUNDS IN THE SOUTHEAST: A COMPARATIVE VIEW

More information

STATE OF NEBRASKA STATUTES RELATING TO MEDICINE AND SURGERY PRACTICE ACT PERFUSION PRACTICE ACT GENETIC COUNSELING PRACTICE ACT

STATE OF NEBRASKA STATUTES RELATING TO MEDICINE AND SURGERY PRACTICE ACT PERFUSION PRACTICE ACT GENETIC COUNSELING PRACTICE ACT 2012 STATE OF NEBRASKA STATUTES RELATING TO MEDICINE AND SURGERY PRACTICE ACT PERFUSION PRACTICE ACT GENETIC COUNSELING PRACTICE ACT Department of Health and Human Services Division of Public Health Licensure

More information

Ethics and Professional Conduct for Colorado CPAs CR&R. Course #4000M Course Material

Ethics and Professional Conduct for Colorado CPAs CR&R. Course #4000M Course Material Ethics and Professional Conduct for Colorado CPAs CR&R Course #4000M Course Material ETHICS AND PROFESSIONAL CONDUCT FOR COLORADO CPAS CR&R (COURSE #4000M) Table of Contents Page Introduction I-1 Review

More information

HOUSE OF REPRESENTATIVES FINAL BILL ANALYSIS SUMMARY ANALYSIS

HOUSE OF REPRESENTATIVES FINAL BILL ANALYSIS SUMMARY ANALYSIS HOUSE OF REPRESENTATIVES FINAL BILL ANALYSIS BILL #: CS/HB 639 FINAL HOUSE FLOOR ACTION: SPONSOR(S): Health Quality Subcommittee; Harrell and others 117 Y s 0 N s COMPANION BILLS: (SB 604) GOVERNOR S ACTION:

More information

How To Protect A Medically Indigent Person In Kansas

How To Protect A Medically Indigent Person In Kansas CHARITABLE HEALTH CARE PROVIDER PROGRAM Information on the Charitable Health Care Provider Program may be found at http://www.kdheks.gov/olrh/chp.htm. Questions regarding the Program should be directed

More information

corporation with its principal place of business in the City of

corporation with its principal place of business in the City of TEXAS DEPARTMENT OF INSURANCE Division of Workers Compensation Self-Insurance Regulation MS-60 7551 Metro Center Dr., Ste 100 Austin, Texas 78744-1645 (512) 804-4775 FAX (512) 804-4776 www.tdi.texas.gov

More information

Introduced by M. of A. WEPRIN -- Multi-Sponsored by -- M. of A. BRENNAN -- read once and referred to the Committee on Insurance

Introduced by M. of A. WEPRIN -- Multi-Sponsored by -- M. of A. BRENNAN -- read once and referred to the Committee on Insurance STATE OF NEW YORK 2908 2015-2016 Regular Sessions IN ASSEMBLY January 20, 2015 Introduced by M. of A. WEPRIN -- Multi-Sponsored by -- M. of A. BRENNAN -- read once and referred to the Committee on Insurance

More information

corporation with its principal place of business in the City of

corporation with its principal place of business in the City of TEXAS DEPARTMENT OF INSURANCE Division of Workers Compensation Self-Insurance Regulation MS-60 7551 Metro Center Dr., Ste 100 Austin, Texas 78744-1645 (512) 804-4775 FAX (512) 804-4776 www.tdi.texas.gov

More information

Professional Liability Claims Reporting (PLCR)

Professional Liability Claims Reporting (PLCR) Florida Office of Insurance Regulation Professional Liability Claims Reporting (PLCR) If you have any questions during your submission process, please contact PLCR Inquiries@fldfs.com Overview Section

More information

MISSISSIPPI LEGISLATURE REGULAR SESSION 2005

MISSISSIPPI LEGISLATURE REGULAR SESSION 2005 MISSISSIPPI LEGISLATURE REGULAR SESSION 2005 By: Senator(s) Posey To: Public Health and Welfare SENATE BILL NO. 2792 1 2 3 4 5 6 7 8 9 10 11 12 13 14 AN ACT TO AMEND SECTIONS 73-21-85 AND 73-21-111, MISSISSIPPI

More information

SURA/JEFFERSON SCIENCE ASSOCIATES, LLC COMPREHENSIVE HEALTH AND WELFARE BENEFIT PLAN. Amended and Restated

SURA/JEFFERSON SCIENCE ASSOCIATES, LLC COMPREHENSIVE HEALTH AND WELFARE BENEFIT PLAN. Amended and Restated SURA/JEFFERSON SCIENCE ASSOCIATES, LLC COMPREHENSIVE HEALTH AND WELFARE BENEFIT PLAN Amended and Restated Effective June 1, 2006 SURA/JEFFERSON SCIENCE ASSOCIATES, LLC COMPREHENSIVE HEALTH AND WELFARE

More information

Public Act No. 16-97

Public Act No. 16-97 Public Act No. 16-97 AN ACT CONCERNING ADOPTION OF THE CONNECTICUT UNIFORM LIMITED LIABILITY COMPANY ACT. Be it enacted by the Senate and House of Representatives in General Assembly convened: Section

More information

Maryland Insurance Administration s 2005 Report on the Availability and Affordability of Health Care Medical Professional Liability Insurance in

Maryland Insurance Administration s 2005 Report on the Availability and Affordability of Health Care Medical Professional Liability Insurance in Maryland Insurance Administration s 2005 Report on the Availability and Affordability of Health Care Medical Professional Liability Insurance in Maryland November, 2005 Maryland Insurance Administration's

More information

02 SB476/CSFA/3 BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA:

02 SB476/CSFA/3 BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA: Senate Bill By: Senators Thompson of the rd, Stokes of the rd, Tanksley of the nd and Hecht of the th AS PASSED SENATE A BILL TO BE ENTITLED AN ACT To provide a short title; to amend Title of the Official

More information