To All Lions Ski Club Members

Size: px
Start display at page:

Download "To All Lions Ski Club Members"

Transcription

1 To All Lions Ski Club Members At the EGM on Sunday 13 th September 2015, a vote of members present unanimously approved the two resolutions put forward to the membership; as outlined in our previous . Thus, from the 1 st October 2015 the details of the agreed partnership with Snozone will begin to be put in place and the new pricing structure will take effect. The full proposal ( Option 1 ) is available to view in the linked document This gives details of all the changes that will occur over the next few months, a list of FAQ s, Snozone membership terms and prices and advice on how to get the most out of a Snozone membership. A summary of the key details are given below: Transition Period - From 1 st October to 30 th November Sunday Sessions - Anyone attending a Lion s Sunday session will need to purchase a pass from the Snozone counter. These will be charged at for Snozone members and for non-snozone members. You will then need to pay Lion s sub s of 5 at sign in and collect bibs. The logistics in terms of the Lion s front desk operations are under review, in order to streamline the process, but please expect this to be broadly similar to the current process initially. Monday Sessions Please proceed as normal but be aware that the slope pass pricing will be the same as outlined for Sunday sessions (above) and 5 sub s will need paying to Margaret by all members race training. The committee is currently looking at the structure of Monday night instructor training and until there is further guidance there will be no sub s payable by instructors attending for instructor training or free skiing. Full Partnership Adoption From 1 st December As long as Lion s members have generated at least 90 Snozone memberships, the partnership agreement will be enacted and the pricing structure outlined in Option 1 will take effect. Everything will remain as per the above Transition Period other than the cost of the slope pass from the Snozone counter. Slope passes for Snozone members will cost between and (dependent upon the number of Snozone memberships generated by current Lion s members) and anyone who is not a Snozone member will be charged the prevailing standard two hour slope pass rate as set by Snozone. Sub s will still be payable to Lions by anyone training within the Lion s sessions. The above rates apply to both Sunday and Monday sessions. Anyone who becomes a Snozone member will be eligible for a free Lion s session in July 2016 and free Lion s race training sessions (eligibility criteria as per the Lion s website) in December If 90 memberships are not achieved then the partnership will not be enacted. If this is the case, anyone who has purchased a Snozone membership, for the primary reason of attending Lion s sessions, will have the option to have their membership refunded by Snozone. Purchasing a Snozone Membership. In order for our members to receive the lowest slope pass rate, they will also need to become Snozone members. All the details and benefits have been discussed in the previous and at the EGM, and are outlined in the linked document. For the partnership to be formally put in place we need at least 90 current Lion s members to become Snozone members prior to 1 st December We will receive a further reduction in slope pass rate if we achieve 150 memberships and again at 200 memberships.

2 If you are considering purchasing a Snozone membership, in order to receive the discounted Lion s rate and the other benefits of Snozone membership, please see page 8 of the linked document for further advice and please purchase your membership prior to 30 th November Instructors and Coaches. If you intend to continue instructing or coaching at Lion s sessions from 1 st October 2015, unfortunately you will be required to have a Snozone membership. As a club we realise that this is a big commitment, but please bear in mind that you will also be eligible for all the benefits of Snozone membership. We are currently looking at ways to offer greater value to our instructors, including new instructor training sessions/programmes and making the free July 2016 session a family fun day, when instructors will be free of instructing duties for the day. Any instructor or coach who attends Sunday Lion s session for the reason of instructing or coaching trainees in that session, will be entitled to a free slope pass and will not be required to pay subs. Five coaches will be similarly entitled on a Monday evening. In terms of logistics, all instructors/coaches will be required to visit the Snozone front desk and show a valid license in order to obtain a free slope pass for either Sunday mornings or for coaches at Monday sessions (Monday coach passes limited to 5). In order for a free pass to be issued, these individuals must already be entered into the Snozone ticketing system, which requires all instructors/coaches to send a copy of their license/s to julian@lions-skiclub.org (or a photocopy by hand) prior to October 1 st IMPORTANT: please do let us know if you are already a Snozone member or when you buy a membership; it would be a great shame if some memberships were overlooked when our ongoing slope rate is calculated on 30 th November The club understands that these are significant, and at times complicated, changes to what our members are used to. This new structure, although not something we went looking for, offers security for the club to operate at Snozone Castleford, whilst still allowing us to provide great value and high quality tuition to our members and guests. Please read this information carefully and work out the best options for your own family, but should you have any questions please julian@lions-skiclub.org. For specific details of Snozone membership, please contact Snozone directly. Regards Julian Nowell (Treasurer) on behalf of Lions Ski Club Committee. PS. There has been a problem with Hotmail accounts receiving s with attachments from the club; this is why the attachments have now been made available via the cloud. Should you be having any difficulty accessing this information from the cloud, please respond to this requesting a PDF copy via .

3 Partnership Agreement. Terms to become applicable 01/10/15: 1. The name of Lions Ski Club will change to This name will be used for all future branding and promotion, and as the SSE affiliation name of the Club. 2. It will be a requirement for members of Lions@Snozone (currently Lions Ski Club) to also hold a Snozone membership in order to obtain the preferential Lions@Snozone session rate. Lions@Snozone members who are not Snozone members will be required to pay Snozone s standard rate to participate in Lions@Snozone sessions after 30/11/15. All ticketing will take place through the Snozone front desk. 3. All Lions@Snozone members who are also Snozone members will have the same rights as any Snozone member to the benefits of the Snozone membership scheme. They will also be entitled to a complimentary Sunday session in July 2016 if the club generates 90 Snozone memberships by 30/11/ Lions@Snozone will no longer charge an annual membership fee but will require all participants in sessions to be registered as members of the club (unless guests), with a one off registration fee of 5 per person payable. Current Lions Ski Club members will be exempt from this charge. 5. Lions@Snozone will continue to operate the two training sessions, as currently carried out by Lions Ski Club, and will retain control of session content, instruction and administration through the club committee. 6. Snozone will assume the right to nominate one named member of their staff to the Lions@Snozone committee. 7. Lions@Snozone instructors and coaches will be required to have a Snozone membership, but will be exempt from slope fees for any session in which they act in an instructing capacity. All coaches/instructors will need to register their licenses with Lions@Snozone (by providing a copy) prior to being entered into the Snozone ticketing system. A valid license should be carried whilst coaching or instructing on the Snozone slope. Monday night free coach passes are currently restricted to five. 8. The preferential Lions@Snozone slope fee for club sessions will be set on 30/11/15 according to the following scale - based on the number of Snozone memberships on 30/11/15 associated with current Lions Ski Club members. In the interim period, 01/10/15 30/11/15, the slope fee will be set at for Snozone members and for non Snozone members (plus Lion s subs). Number of Snozone memberships generated from Lions Ski Club members. Preferential Lions@Snozone session rate charged by Snozone.* * Lion s subs will be payable in addition to this rate The agreed session fee, as determined above, will be fixed until 01/10/17, subject to 90 memberships being achieved by 30/11/ No Snozone membership promotions can be used to further reduce the cost of attending a Lions@Snozone session, although free slope time gained as part of joining the Snozone membership scheme may be redeemed for use in a Lions@Snozone session. 11. Lions@Snozone will be free to set and charge a subscription fee, subs, on top of the slope fee in order to cover the costs of operating the club. All those attending a Lions@Snozone session will be required to pay subs. This will likely be set at 5 per session initially. Instructors and coaches will not be required to pay. 12. Guests will be allowed to attend Lions@Snozone for a maximum of two sessions per annum (as determined by the SSE Club Insurance Policy T&C s). Guests will not be required to join the club. Guests who are Snozone members will pay the agreed Lions@Snozone slope fee. Guests who are not Snozone members will be expected to pay the prevailing Snozone standard rate for their slope pass. All guests will be required to pay Lions@Snozone subs. 13. All Lions@Snozone members will be subject to the membership rules of Lions@Snozone. Snozone members will also be subject to the membership rules of Snozone Ltd. Each organisation will be free to carry out disciplinary action independently according to their rules. Anyone using the Snozone slope will be subject to the standard slope use terms of Snozone Ltd.

4 FAQ s 1. Why are these changes happening? - Snozone outlined their intent to reduce third party sessions on their slope around two years ago. Lion s were notified of this intent and were aware that a closer relationship, or integration, with Snozone would be expected at some point in the future. Snozone have recently moved forward with these plans, addressing the use of their slope by external clubs at both their Castleford and Milton Keynes sites. As the most significant third party user at the Castleford site, Lions have been offered a partnership deal, which will create a closer working relationship with Snozone and secure Lion s future as the preferred external ski club at Snozone Castleford. 2. Is this a good deal for Lions? - The short answer is yes! Since Snozone outlined their integration plans, there has been uncertainty for all external clubs at Snozone, making it difficult for Lions to plan for the future. Lions have always been privileged to have such good access to this great indoor facility and the freedom to operate as an independent ski club. This partnership deal will secure this independence and assure continuity for the club at this venue. Although some members will be negatively affected, mainly financially, overall this is the best deal for the club in general. We must remember that although we are a successful club and a valued source of income to Snozone, we do not own the snow we ski on! 3. Is there another option? - As outlined in Option 2, Lions do have the choice to continue without a partnership deal with Snozone. This would allow Lions to continue to operate in a similar fashion to now, but would mean a significant increase in slope fees for all members and further uncertainty about a secure future for Lions at Snozone Castleford. If Lions do not take up the partnership deal, there is a strong chance that Snozone would partner with another external club, again undermining Lions position at the site. There is though no option to stay exactly as we are now. Over the next couple of months there will be important changes whatever option we choose. 4. What is the Lions Ski Club committee s view on the proposal? The committee unanimously endorsed the calling of an EGM in order to allow the members to decide the future direction of the club. The committee also unanimously agreed to endorse, support and promote Option 1 as the best overall deal for the future of the club. Whilst there is an understanding that this option will not be of direct benefit to every current member of the club, in general it would offer the best outcome for the majority of members and help secure the long term viability of Lions Ski Club and its continued existence at Snozone Castleford. 5. How will this affect me? If the partnership deal is agreed, Lion s sessions will continue to operate as they do currently. There will be some administrative changes, most significantly that all ticketing for the sessions will be carried out by the Snozone front desk (this will be the case for Option 2 also). Lions will continue to collect subs, issue bibs, be responsible for running the sessions and all instructors will continue to be Lion s volunteers. The key changes, which will affect everyone are: 1) the slope fee charged to those skiing within a Lion s session will be dependent upon Snozone membership the fee for a Snozone member will be significantly lower than for a non-snozone member, 2) Lions will remove its charge for membership in order to partially offset the cost of Snozone membership, 3) Lions will have to increase the subs it charges to participants in its sessions in order to partly make up for the loss of Lion s membership fees. 6. Will I have to pay more to ski in Lion s sessions? - The answer to this depends upon individual circumstances, some people will pay less for their ski training over a typical year and some will pay more. It is impossible to cover all the possible scenarios in this document but all the information required to work this out for your own situation will be made available. In general, those that visit Lions/Snozone more regularly, purchase a Snozone membership and utilise the membership benefits, will likely save money, whereas those that visit infrequently will see an increase in their overall costs. In the most typical scenarios for Option 1, the breakeven point will be at around 15 visits to Lions for those purchasing a Snozone membership this number of visits would be lower for those who also use Snozone for sessions, coaching and general skiing. Although the cost of Snozone membership is higher than the traditional cost of Lion s membership, there are a number of benefits included in the membership, such as free slope passes and discounts, which can help

5 offset the cost. See the Snozone membership T&C s for full details also in the past year Snozone have offered a free ski week to members and sizeable discounts on slope passes through flash sales. In addition to the listed membership benefits, if the partnership is confirmed, Snozone will also offer a free Lion s session in July 16 and free race training in Dec 15 (to those eligible), to all Lion s members purchasing a Snozone membership. In essence, the more an individual skis at Lions and Snozone, the more value they will gain from these proposed changes. 7. How much will it cost to ski in a Lion s session if Lions become Snozone partners? This will depend upon a number of factors, but primarily whether you become a Snozone member and the number of Lion s members who take out a Snozone membership prior to 30/11/15 (see Option 1 for sliding scale). Generally, those who take out a Snozone membership will see a significantly lower price than those who do not. See below for a summary of the likely pricing (Lion s rate applies to both children and adults). Snozone Yes No No Yes Member? Lions@Snozone Yes Yes No No Member? Slope Fee Lions rate ( to 15.99) Prevailing Snozone Headline Rate* Prevailing Snozone Headline Rate* Lions rate ( to 15.99) Lions Subs Cost of session to to 39.99* to 39.99* to Notes - - Would need to join Lions after two sessions as a guest to be insured * Based on peak season rate which applies from 1 st Oct 15 at (J) and (A) for a two hour session. 8. How much does a Snozone membership cost and what are the benefits? - Please see the Snozone membership terms & prices PDF. 9. Will all Lions@Snozone members have to buy a Snozone membership? No! As outlined elsewhere in this document, a Snozone membership is only required to get the preferential Lions@Snozone slope rate when skiing in a Lion s session; as well as the other benefits associated with the membership. Generally, a Snozone membership should only be purchased by Lions@Snozone members who actually participate within training sessions. 10. Can children have a stand alone junior Snozone membership? All children can have an individual membership, but any child under 12 must be linked to a parent or guardian s adult membership or be part of a family membership (please see Snozone membership T&C s). This rule will affect many of our junior skiers and Lion s understand that some adults will need to purchase a Snozone membership in order that their children can become Snozone members. Although not ideal for all, this has been factored in to the breakeven point outlined above; please though, do calculate how this will affect your individual situation. Please also consider that Lion s do offer adult tuition, instructor training and free-skiing within their sessions and any adult joining Snozone with their children, in order to attain the reduced slope fee, will be eligible for all the benefits of Snozone membership. 11. Should I buy individual memberships or a family membership? Again this depends on individual circumstances. Whereas historically families have paid for a Lion s family membership, even if only the children ski with Lions, this would generally not be the best approach when purchasing Snozone memberships. Families should consider who will actually use the slope and buy Snozone memberships accordingly. A family can all be Lions@Snozone members but have only selected family members with a Snozone membership. Due to the Snozone membership referral system, whereby any individual member referring a new member will receive a free one hour slope pass, in most instances it is better value for a family to join as individual members, referring one another. It is also of benefit to the club for people to join as individuals, as the ongoing Lions@Snozone rate will be set on 30/11/15 according to a sliding scale based on the number of Lion s members who have a purchased a Snozone membership a family membership will only count as one membership in this calculation, whereas four individual memberships count as four.

6 12. Why bother joining at all, why not just join Snozone? Fundamentally, joining the Snozone membership scheme will affect the price that members pay to ski in a Lion s session. Lion s membership is still required though, as it is this that provides insurance cover for the session and affiliation to Snowsports England. Whether you are a Snozone member or not, following a maximum of two guest visits you will be required to join Lions@Snozone in order to continue attending Lions@Snozone sessions. As outlined in the partnership proposal document (Option 1), being a member of Lions@Snozone will no longer incur payment of an ongoing annual membership fee. A 5pp registration/ administration fee will be charged to all new members, but all current Lions Ski Club members will be exempt from this charge. 13. Should I go out and buy a Snozone membership straightaway? A good number of Lion s members are already Snozone members too, as they use the slope for skiing outside of Lion s sessions and enjoy the discounts and free slope time provided by the Snozone membership. If this sounds like you, then it may well be a good idea to buy a Snozone membership too. In general though, the club s recommendation is to wait until after the EGM in order to see whether the partnership is agreed. If it is, the club will provide further information to all members on the best way to go about obtaining a Snozone membership and maximising the number of free hours credited to a membership. 14. What if I buy a Snozone membership and the partnership doesn t happen? If you buy a Snozone membership prior to 30/11/15 and the partnership does not come to fruition, Snozone will refund the membership fee. 15. Should I renew my Lion s membership as normal? No. Please wait until after the EGM and further information from the club. If Option 1 is supported there will be no need to renew your Lion s membership as this will happen automatically at no cost. If Option 2 is supported, the club will require renewal of Lion s membership from 1/10/15 and will issue instructions accordingly. 16. I am an instructor or coach, do I need a Snozone membership? Unfortunately, the answer is yes. All instructors and coaches will need a Snozone membership to teach within a Lions@Snozone session but will not be charged slope fees or subs for those sessions. All instructors and coaches will receive the same benefits as any other Snozone member with regard to free sessions and hours, and any other discounts and benefits. The club will be looking at further ways to add value for instructors and coaches, once the status of the club is decided upon. 17. Will my current Lion s jacket/ clothing need replacing if we become Lions@Snozone? - Should the partnership be approved, rebranding of the club would not happen overnight. It is unlikely that there would be a need for current clothing to be replaced during the current cycle. The club is already looking at the possibility for jackets etc to have additional branding added. 18. Where do I get further information? If you have further questions about these changes please julian@lions-skiclub.org. If you have specific queries regarding costs, terms or benefits of Snozone membership please contact Snozone directly.

7 Thank you for joining the Snozone membership scheme. Membership: 1) Members qualify for a 25% saving on recreational passes, group lessons, sledging sessions and coaching activities in season (Oct 1 st April 30th) and a 50% saving in our off season (May 1 st -September 30 th ). These savings apply to standard prices and may exclude certain events and sessions held at Snozone. 2) Membership is non transferable and non refundable and is valid for 12 months from the day of purchase. Membership discount is only applicable for the membership holder. The membership card must be shown on ticket collection at all times otherwise a discount will not be given. The membership card must also be shown to our bar and restaurant staff to enable discount on our food and beverage range. 3) Your membership is a one-off payment at the beginning of the membership with no monthly fees to pay and the term is for 12 months. After this period, we would like you to re-join, but it is not a rolling membership. We will therefore contact you approaching the 12 months completion. 4) These are your benefits and are only applicable upon production of your membership card. Free one hour main slope pass for every member you refer, so you need never pay as you go again! 2 free 1 hour main slope passes upon joining 15% off the SnoAcademy 15% off all shop merchandise 15% off all private lessons 15% off all products in our restaurant (excluding alcohol and confectionary) 15% off all children s parties and SnoCamps No booking fees when booking online Free parking at Milton Keynes when purchasing a lesson, recreational pass or coaching session ticket Free locker tokens (collected on arrival at site) 3% off the total of all holidays booked through Crystal 25% off taxi fares with Euro Car Taxis (Castleford only) A free wax and edge line for your ski s and snowboards once every 3 weeks. Plus regular members offers throughout the year

8 5) Please note replacement membership cards cost 5 each. 6) Membership discounts do not apply to certain special offers or where double discounts occur. 7) Proof of habitation or cohabitation must be provided upon joining. This may constitute a utility bill or bank statement, with photographic proof from either a passport or driving licence. The membership card is linked to photo-id so we will need to take your photograph upon joining. For student membership, students must produce a valid NUS card or other relevant student ID that that clearly states student status is valid for the whole membership term. 8) Junior memberships are available to children over 12 years of age. We re sorry but we do not sell stand alone memberships to children under 12 years of age. All children under 12 years must be linked to their parent s membership, either through a family membership or a single adult membership. I agree to these terms and conditions. NAME: SIGNATURE NAME: SIGNATURE (2 nd adult for family membership) ADDRESS: POSTCODE TELEPHONE No.. ADDRESS.. DATE OF JOINING CATEGORY OF MEMBERSHIP.. CARD NUMBER.. WHERE DID YOU HEAR ABOUT US?... TAKEN ON BEHALF OF SNOZONE: NAME SIGNATURE Please do read the Terms and Conditions carefully. If you are not sure about anything, please ask one of our team! If we can assist you with anything throughout your visit or during the term of your membership, please ask at the reception desk and we will provide immediate help. We really hope you enjoy your membership and we re delighted you ve joined our club

9 Snozone Membership Prices For Annual Membership. (Prepared by Lions Ski Club valid at September 2015). Membership Type Adult membership (16 years and above) Junior Membership (15 years and under) Student Membership (16 and over with valid student ID) Cost Notes* All children under 12 MUST be linked to a parent or guardian s adult or family membership. 80 Please enquire further with Snozone. Senior Membership 75 Please enquire further with Snozone. Family Membership (2 adults + 2 juniors) 298 Family add-ons: Child 3 = 47, Child 4 = 42 *Please see Snozone membership T&C s for full details, alternatively enquire with Snozone.

10 Important Points To Note When Purchasing A Snozone Membership. If you are considering purchasing a Snozone membership, in order to receive the discounted Lion s rate and the other benefits of Snozone membership, please be aware of the following and please purchase your membership before 30 th November 2015: Only buy a Snozone membership for those people that actually ski on the slope and can benefit from the price reduction and membership benefits. (See note below re: Under 12 memberships). In most cases individual memberships for family members will work out cheaper than a family membership. We have very few families where all family members participate in either our sessions or with Snozone. Lions will benefit most by people buying individual memberships rather than family memberships, as both an individual and a family membership count as 1 towards our total number of memberships generated. Make the most of Snozone s referral system whereby any member referring a new member will have a free slope pass credited to their account. So, when you first purchase a membership make sure you are referred by an existing Snozone member and when purchasing a number of individual memberships for family members, ensure you refer each other. If one individual is likely to ski more than other family members, they should be the main referrer; as any individual can make multiple referrals and be credited with multiple free slope passes. Talk to your fellow Lions and agree referring from family to family. Snozone requires that all under 12 s having an individual Snozone membership must be associated with the adult membership of a parent or guardian. For many of our members this rule will apply and although this may seem restrictive, please bear in mind that the adult member will also receive all of the benefits of Snozone membership and be eligible for the heavily discounted Lion s session rate. Also be aware that Lion s sessions are not just for children, we offer great value and high quality ski tuition to adults every Sunday morning! We also offer a training pathway for parents to become qualified instructors at Lions, allowing instructing on the slope for free on a Sunday morning and the eligibility for attendance on Monday evenings for either instructor training or just free skiing. Use free membership hours when they are worth the most to you. Slope pass prices are much higher in season (Oct-Apr) than off season (May-Sept), so try to use free hours in season. You can use free hours to offset the cost of a Lion s session, but since Lion s sessions are very heavily discounted against the standard rate, this is unlikely to be the best value option. Slope tickets are reduced by 50% in the off season (25% in season) with a Snozone membership. Make the most of skiing for as little as 10 when the slope is at its quietest. Try to print off the membership forms and complete them prior to your arrival at Snozone and remember to take along the required ID documents. Where possible, also try to avoid joining on a Sunday morning prior to the session, as this is likely to lead to lengthy queues. Use your membership to get discounts at the bar and shop, and don t forget the Lion s Sunday morning breakfast deal, 3.99 for a hot drink and breakfast sandwich before 11am. When you buy a Snozone membership, make sure Snozone are aware you are a Lion s member. Also please let Lions know that you have now joined Snozone. The more Snozone memberships bought by Lion s members, the lower our ongoing session price will be. DO NOT renew your Lion s membership as this is no longer necessary. Note: this will be reviewed should we not generate 90 Snozone memberships and fail to enact the partnership. Hope this helps!

Number of participants engaged Year 1 (2013-14) 30 300 Year 2 (2014-15) +40 +400 Year 3 (2015-16) +20 +200 Year 4 (2016-17) +20 +200 Total 110 +1100

Number of participants engaged Year 1 (2013-14) 30 300 Year 2 (2014-15) +40 +400 Year 3 (2015-16) +20 +200 Year 4 (2016-17) +20 +200 Total 110 +1100 Satellite clubs NGB Delivery information template NGB Snowsport England NGB Satellite clubs lead Susie Moore, susie@snowsportengland.org.uk and contact t07891622648 2013-17 Whole Sport Plan satellite club

More information

Aston University - Touch Pay at Stock

Aston University - Touch Pay at Stock Touch Pay at Aston University cashless payment account 2011/2010 Terms and Conditions of issue and use 1. Touch Pay at Aston University overview 1.1. All Aston University members, when registered on the

More information

Undergraduate Full-time Finance Information 2016

Undergraduate Full-time Finance Information 2016 Undergraduate Full-time Finance Information 2016 www.weston.ac.uk You ll probably already know that there are lots of benefits of going to university - you ll meet new people, develop new ideas, and get

More information

Frequently Asked Questions Najm Visa Platinum Credit Card

Frequently Asked Questions Najm Visa Platinum Credit Card Frequently Asked Questions Najm Visa Platinum Credit Card Table of Contents PremiumRewards... 1 Earning PremiumRewards... 4 Redeeming PremiumRewards... 5 Najm Visa Platinum Credit Card... 9 Platinum Benefits:...

More information

Practical arrangements for admissions candidates in King s

Practical arrangements for admissions candidates in King s Practical arrangements for admissions candidates in King s Please read this document to the end. It would be worth also re-reading it just before you travel to Cambridge to remind yourself and because

More information

LEGAL & GENERAL HOME FINANCE. Guide to Lifetime Mortgages

LEGAL & GENERAL HOME FINANCE. Guide to Lifetime Mortgages LEGAL & GENERAL HOME FINANCE Guide to Lifetime Mortgages A lifetime mortgage could give you the freedom to really enjoy your retirement. We re delighted you re finding out more about lifetime mortgages.

More information

HOW TO ORGANISE AN ALUMNI REUNION

HOW TO ORGANISE AN ALUMNI REUNION HOW TO ORGANISE AN ALUMNI REUNION UCL Alumni Relations Development & Alumni Relations Office UCL Gower Street London WC1E 6BT Tel: +44(0)20 3108 3832 Email: alumni@ucl.ac.uk www.ucl.ac.uk/alumni ReunionPackLandscape_Cover.indd

More information

Membership Retention - Ideas for Clubs. January 2011

Membership Retention - Ideas for Clubs. January 2011 Membership Retention - Ideas for Clubs January 2011 Introduction A vital part of your club s Marketing Strategy should be thinking of ways in which you can retain your existing members. With competition

More information

Epsom Staff Association Epsom Staff Association Benefits Package Your Benefits

Epsom Staff Association Epsom Staff Association Benefits Package Your Benefits Epsom Staff Association Epsom Staff Association Benefits Package Your Benefits Epsom Staff Association Guide To Benefits The Epsom Staff Association is the representative body for the staff of H.R.Richmond

More information

2013 BRITISH SCHOOLS CHAMPIONSHIPS

2013 BRITISH SCHOOLS CHAMPIONSHIPS Organisation / Entries: Events Team, British Judo Association, Suite B, Loughborough Technology Centre, Epinal Way, Loughborough, LE11 3GE, Great Britain. Tel: +44 (0)1509 631695 Fax: +44 (0)1509 631680

More information

Fundraising Pack. Registered Charity No: 1059467

Fundraising Pack. Registered Charity No: 1059467 Fundraising Pack Registered Charity No: 1059467 Thank you for making The Royal Wolverhampton NHS Trust Charity your chosen Charity and deciding to fundraise for us. Your support will make an incredible

More information

3rd Level. Student Plus Account. Ireland s No.1 Student Bank

3rd Level. Student Plus Account. Ireland s No.1 Student Bank 3rd Level Student Plus Account Ireland s No.1 Student Bank Contents 01 Introduction 03 The AIB Student Plus Account 04 Account Stuff 06 Student Leap Card 08 AIB Phone, Internet & Mobile Banking 10 AIB

More information

Fees and Charges 2014/2015. Issue 1. Lynnsport & Leisure Park, Greenpark Avenue, King s Lynn, Norfolk PE30 2NB

Fees and Charges 2014/2015. Issue 1. Lynnsport & Leisure Park, Greenpark Avenue, King s Lynn, Norfolk PE30 2NB Fees and Charges 2014/2015 Issue 1 Lynnsport & Leisure Park, Greenpark Avenue, King s Lynn, Norfolk PE30 2NB Grass Pitches Grass Pitches Football Pitch, including changing facilities 53.75 Junior Football

More information

2ND LEVEL STUDENTS AIB STUDENT ACCOUNT FOR 2ND LEVEL STUDENTS

2ND LEVEL STUDENTS AIB STUDENT ACCOUNT FOR 2ND LEVEL STUDENTS 2ND LEVEL STUDENTS AIB STUDENT ACCOUNT FOR 2ND LEVEL STUDENTS 1 2 WHAT S IN HERE What s it about Page 02 Student Account Page 04 How to open your AIB Student Account Page 06 Spark Something Page 08 Ways

More information

Manchester City F.C. City Live Frequently Asked Questions

Manchester City F.C. City Live Frequently Asked Questions Manchester City F.C. City Live Frequently Asked Questions www.mcfc.co.uk Version 1.0 July 2013 Page 1 of 6 CityLive A pre-season party like no other that will allow you to get closer to the first team

More information

LEGAL & GENERAL HOME FINANCE. Guide to Lifetime Mortgages

LEGAL & GENERAL HOME FINANCE. Guide to Lifetime Mortgages LEGAL & GENERAL HOME FINANCE Guide to Lifetime Mortgages A lifetime mortgage could give you the freedom to really enjoy your retirement. We re delighted you re finding out more about lifetime mortgages.

More information

LEVEL 1 Official BASI Training Centre

LEVEL 1 Official BASI Training Centre LEVEL 1 Mini-GAP Official BASI Training Centre Training Course Tignes/Courchevel 26th November - 10th December 2011 18th March - 31st March 2012 Courses run by: Please think before you print New Generation

More information

Gap Year German & Ski Instructors Exam

Gap Year German & Ski Instructors Exam 2015 Gap Year German & Ski Instructors Exam 1 Deutsch-Institut Tirol www.deutschinstitut.com office@deutschinstitut.com 1 Contents Overview 3 Accommodation 5 Included 6 Not Included 7 Programme Timetable

More information

We are delighted you are thinking of switching your accounts to Queensland s most loved bank * and

We are delighted you are thinking of switching your accounts to Queensland s most loved bank * and Welcome to Heritage! We are delighted you are thinking of switching your accounts to Queensland s most loved bank * and becoming part of the Heritage family. You will find that at Heritage Bank, we deliver

More information

How To Get A College Degree

How To Get A College Degree PEMBROKE COLLEGE CAMBRIDGE Postcode CB2 1RF Telephone (01223) 338100 FINANCING YOUR STUDIES AT PEMBROKE 2015-2016 PLEASE READ THIS DOCUMENT CAREFULLY AS IT LAYS OUT SOME OF THE COSTS YOU WILL INCUR AND

More information

Q & A 20% Privilegecard discount Monday 6 July - Sunday 12 July

Q & A 20% Privilegecard discount Monday 6 July - Sunday 12 July Q & A 20% Privilegecard discount Monday 6 July - Sunday 12 July You must have worked for Tesco for at least six months to qualify for the double discount. General Questions When does the 20% Privilegecard

More information

BELL TERMS AND CONDITIONS

BELL TERMS AND CONDITIONS BELL TERMS AND CONDITIONS Adult courses The following terms and conditions apply to all bookings for courses at Bell Cambridge and Bell London, regardless whether the course is booked directly or through

More information

Now celebrating our 25 th year! Guest information 2011-12

Now celebrating our 25 th year! Guest information 2011-12 Now celebrating our 25 th year! Guest information 2011-12 Support Totalskidskolan! Be a member! Totalskidskolan is a non-profit making organisation and needs more members. We aim to support the extra

More information

Running a successful golf club

Running a successful golf club Running a successful golf club Issue 1 Membership and Customer Relationship Management (CRM): Why profiling is key to retention An ebook by NFS Technology Group www.nfs- hospitality.com How to run a successful

More information

Spectrum Community Forum Grants. Application Pack

Spectrum Community Forum Grants. Application Pack Spectrum Community Forum Grants Application Pack Community Forum Grants (765120) Grant Application Form 1. What is the Community Forum Grant and what will it support? Community Forum Grants may be used

More information

T&C. Definitions. General. 12.Membership and benefits of Lemon Tree Smiles are offered at the sole discretion of The Lemon Tree Hotels.

T&C. Definitions. General. 12.Membership and benefits of Lemon Tree Smiles are offered at the sole discretion of The Lemon Tree Hotels. T&C The terms and conditions given below are intended to protect your rights as a member of our rewards program, Lemon Tree Smiles. Should you require any clarifications you can contact Lemon Tree Smiles

More information

Changing the shape of British retirement. www.homewise.co.uk

Changing the shape of British retirement. www.homewise.co.uk Changing the shape of British retirement Free Phone 0800 043 33 66 About us Welcome to Homewise Like many people, you may have spent years looking forward to a dream retirement lifestyle, perhaps wanting

More information

Consumers Billing Rights with electricity & gas companies

Consumers Billing Rights with electricity & gas companies Consumers Billing Rights with electricity & gas companies Useful information Contents 3 Reasons for an unexpectedly high energy bill 5 Prices may increase during a billing cycle 5 Back-billing 6 Concessions

More information

Welcome to the Challenge Alaska Adaptive Ski School

Welcome to the Challenge Alaska Adaptive Ski School Welcome to the Challenge Alaska Adaptive Ski School This manual is written to help you understand Challenge Alaska, Alyeska Resort and your role as a staff member or volunteer. Challenge Alaska is a non-profit

More information

Customer eticketing Solutions

Customer eticketing Solutions Customer eticketing Solutions KB Group has successfully deployed online booking solutions for many organisations. A full list of customer sites is available in the eticketing section of the KB Group website.

More information

How do I get my money back?

How do I get my money back? How do I get my money back? A guide to misrepresentation in the Timeshare Market 0844 20 90 177 call our hotline now or visit www.timesharemoneyback.co.uk CONTENTS How do I get my money back? Page 3 About

More information

Manchester Parks & Recreation Bradford Ski & Board Program

Manchester Parks & Recreation Bradford Ski & Board Program Manchester Parks & Recreation Bradford Ski & Board Program The Bradford Ski & Board Program will be offered again this year to students in grades 3-12 in both Manchester & Essex. Lessons in skiing or snowboarding

More information

Swindon Borough Council. Resident Parking Permit Terms and Conditions of Use

Swindon Borough Council. Resident Parking Permit Terms and Conditions of Use Swindon Borough Council Resident Parking Permit Terms and Conditions of Use p1 Swindon Borough Council Resident Parking Permit Terms and Conditions of Use Introduction The terms and conditions of use gives

More information

Fundraising Co-ordinator. Applicant Information Pack

Fundraising Co-ordinator. Applicant Information Pack Fundraising Co-ordinator Applicant Information Pack Contents Page 3 Page 4 Page 5 Page 8 Introduction Job Description Personal Specification What s in it for me? Introduction Thank you for your interest

More information

SNOWSPORT ENGLAND COACHING SCHEME (ALPINE) HOW DO I BECOME AN INSTRUCTOR?

SNOWSPORT ENGLAND COACHING SCHEME (ALPINE) HOW DO I BECOME AN INSTRUCTOR? SNOWSPORT ENGLAND COACHING SCHEME (ALPINE) HOW DO I BECOME AN INSTRUCTOR? How do I become an Instructor? Snowsport England awards two levels of ski instructor qualification for people wishing to instruct

More information

Volunteering expenses

Volunteering expenses Volunteering expenses Summary Whilst unpaid, volunteering shouldn t cost a volunteer anything either. That s why it s good practice to reimburse a volunteer for expenses incurred in the course of their

More information

ICAEW on Personal Finance

ICAEW on Personal Finance ICAEW on Personal Finance Living away from home for the first time Jack decided he didn t want to go to university after finishing his A-levels. Instead he applied for a Higher Apprenticeship within a

More information

Voluntary Car Schemes. A Toolkit for Good Practice. What is a voluntary car scheme?

Voluntary Car Schemes. A Toolkit for Good Practice. What is a voluntary car scheme? What is a voluntary car scheme? A voluntary car scheme is an organised form of car sharing, which uses a pool of volunteer drivers to take people on pre arranged journeys. There is usually a co-ordinator

More information

The Warren. SeaWake POWER BOATING. The simple and affordable alternative to powerboat ownership

The Warren. SeaWake POWER BOATING. The simple and affordable alternative to powerboat ownership The Warren Now at SeaWake POWER BOATING The simple and affordable alternative to powerboat ownership What is Seawake? Seawake is a powerboat membership club You pay an annual membership fee and in return

More information

Fare Class Codes A A. C C Full Fare Business Class (not used by Virgin Atlantic) D D Discounted Upper Class

Fare Class Codes A A. C C Full Fare Business Class (not used by Virgin Atlantic) D D Discounted Upper Class Fare Class Codes A A Virgin Atlantic does not operate a First Class cabin, instead it operates Upper Discounted First Class (not Class as a J-Class (Premium Business) for its top tier of travel. used by

More information

CLUBSTRUCTURES September 2010

CLUBSTRUCTURES September 2010 CLUBSTRUCTURES September 2010 This Guide has been prepared by Lawinsport.com in conjunction with Charles Russelll LLP lawinsport.com. All rights reserved. Reproduction of any material from this publication

More information

Centro Corporate Travel Scheme

Centro Corporate Travel Scheme Centro Corporate Travel Scheme Travel discounts for your business All you need to know What is the Centro Corporate Travel Scheme? It is a ticket loan scheme which enables a company to purchase discounted

More information

Your Guide. to doing business with American Express

Your Guide. to doing business with American Express Your Guide to doing business with American Express Contact Information Internet General Information Point-of-Purchase Materials Online Merchant Services Marketing Opportunities americanexpress.co.uk/signage

More information

Mail Collect TM application form

Mail Collect TM application form Mail Collect TM application form To apply for our Mail Collect, please print and fill in this form and send it to the following address: Royal Mail, Mail Collect Team, PO Box 740, Dearne, S73 OUF. Please

More information

The Rangers Community Share Issue

The Rangers Community Share Issue The Rangers Community Share Issue Intro We are asking people to invest in a fund which has the sole purpose of acquiring a significant stake in the Club. Why We believe that the Club is best owned democratically

More information

Your Guide. to doing business with American Express

Your Guide. to doing business with American Express Your Guide to doing business with American Express Contact Information Internet General Information Point-of-Purchase Materials Online Merchant Services Marketing Opportunities americanexpress.co.uk/ondisplay

More information

INTRODUCTION. Make sure you do all you can to find work

INTRODUCTION. Make sure you do all you can to find work welcome guide INTRODUCTION Universal Credit s been set up to make sure you get the support you need to find and progress in work, and benefit from all the positives having a job brings. Put simply, if

More information

THE NATIONAL TREASURY REPUBLIC OF SOUTH AFRICA RSA GOVERNMENT RETAIL BOND. The smart way to save

THE NATIONAL TREASURY REPUBLIC OF SOUTH AFRICA RSA GOVERNMENT RETAIL BOND. The smart way to save THE NATIONAL TREASURY REPUBLIC OF SOUTH AFRICA RSA GOVERNMENT RETAIL BOND The smart way to save Summary of Retail Bond This booklet is a summary of the RSA Retail Bond Owner s manual and should be read

More information

Job Description - Head of HR - Post Number PERS/01 - Band 2

Job Description - Head of HR - Post Number PERS/01 - Band 2 NATIONAL GALLERY HR DEPARTMENT Job Description - Head of HR - Post Number PERS/01 - Band 2 Job Purpose To develop an HR strategy ensuring organisational development and effectiveness in order to support

More information

Our personal current accounts. Switch to First Trust Bank. Ask at any branch 0845 6005 925

Our personal current accounts. Switch to First Trust Bank. Ask at any branch 0845 6005 925 Our personal current accounts Switch to First Trust Bank Ask at any branch 0845 6005 925 Welcome to First Trust Bank We offer you all the benefits you would expect from your bank; a great range of quality

More information

The sensible. to bank accounts for seasonal employees. Introducing the Barclaycard Wage Card brought to you by Concordia

The sensible. to bank accounts for seasonal employees. Introducing the Barclaycard Wage Card brought to you by Concordia The sensible alternative to bank accounts for seasonal employees Introducing the Barclaycard Wage Card brought to you by Concordia 2 An easier way to pay your seasonal employees Many of our growers have

More information

FAQ s for Ski Centre General Information 1. When is the Ski Centre open? 2. How can I keep up to date with offers and news about the Ski Centre?

FAQ s for Ski Centre General Information 1. When is the Ski Centre open? 2. How can I keep up to date with offers and news about the Ski Centre? FAQ s for Ski Centre General Information 1. When is the Ski Centre open? Our Winter Season runs from the start of October until the end of March, and Summer Season from April to September. Our opening

More information

Club Accounts. 2011 Question 6.

Club Accounts. 2011 Question 6. Club Accounts. 2011 Question 6. Anyone familiar with Farm Accounts or Service Firms (notes for both topics are back on the webpage you found this on), will have no trouble with Club Accounts. Essentially

More information

VIRTUAL OFFICE APPLICATION FORM

VIRTUAL OFFICE APPLICATION FORM PAGE 1 of 5 VIRTUAL OFFICE APPLICATION FORM Our Virtual Office service provides you with a prestige Central London address and 0207 telephone number, with your mail and calls handled securely and professionally.

More information

VIRTUAL OFFICE SERVICES INFORMATION

VIRTUAL OFFICE SERVICES INFORMATION VIRTUAL OFFICE SERVICES INFORMATION A Media Centre Virtual Office service gives you the advantage of a professional telephone answering service and/or the use of a mailing address without being physically

More information

SKIDDLE IN A NUTSHELL

SKIDDLE IN A NUTSHELL SKIDDLE IN A NUTSHELL THE VITAL STATISTICS Skiddle.com is the biggest what s on guide in the UK! 117,000 opt-in subscribers Over 29,000 forthcoming events online Over 15,000 promoters regularly using the

More information

EVENT GUIDE. Oxfordshire s biggest affordable homes show. Help to Buy South. The Kassam Stadium, Autumn 2014 SHARED OWNERSHIP HELP TO BUY RENT TO BUY

EVENT GUIDE. Oxfordshire s biggest affordable homes show. Help to Buy South. The Kassam Stadium, Autumn 2014 SHARED OWNERSHIP HELP TO BUY RENT TO BUY Oxfordshire s biggest affordable homes show SHARED OWNERSHIP HELP TO BUY RENT TO BUY Help to Buy South The Kassam Stadium, Autumn 2014 EVENT GUIDE Find out about homes and schemes available, including

More information

GUIDE TO RETIREMENT PLANNING FINANCIAL GUIDE. Making the most of the new pension rules to enjoy freedom and choice in your retirement

GUIDE TO RETIREMENT PLANNING FINANCIAL GUIDE. Making the most of the new pension rules to enjoy freedom and choice in your retirement GUIDE TO RETIREMENT PLANNING Making the most of the new pension rules to enjoy freedom and choice in your retirement FINANCIAL GUIDE WELCOME Making the most of the new pension rules to enjoy freedom and

More information

SENSIS CORPORATE HEALTH PLAN

SENSIS CORPORATE HEALTH PLAN SENSIS CORPORATE HEALTH PLAN The Health Insurer - Navy Health The health insurer for the Sensis Health Plan is Navy Health - a not-for-profit, member based Fund. Navy Health is one of Australia s restricted

More information

Who can claim? You may claim if you have been awarded a full NHS Bursary as long as you are not:

Who can claim? You may claim if you have been awarded a full NHS Bursary as long as you are not: Am I entitled to claim back travel or accommodation costs as a result of attending a practice placement? (Students starting courses on or after 1 September 2012 only) If you have to undertake practice

More information

Moving to Australia? Choose the bank more Australians choose.

Moving to Australia? Choose the bank more Australians choose. Moving to Australia? Choose the bank more Australians choose. Contents Welcome to the Commonwealth Bank of Australia. 3 International service, local knowledge. 3 Set up your banking before you arrive.

More information

English Ski Council Ltd t/a Snowsport England Civil Liability Frequently Asked Questions

English Ski Council Ltd t/a Snowsport England Civil Liability Frequently Asked Questions What is Civil Liability Insurance? English Ski Council Ltd t/a Snowsport England Civil Liability Frequently Asked Questions Civil Liability Insurance provides for legal liability following negligence,

More information

Let s get started with your Ffrees Account

Let s get started with your Ffrees Account Let s get started with your Ffrees Account Now that your Ffrees Card has arrived, this handy guide will give you any information you need to get started with your brand new Ffrees Account. Step 1 Activate

More information

CPD Spotlight Quiz September 2012. Working Capital

CPD Spotlight Quiz September 2012. Working Capital CPD Spotlight Quiz September 2012 Working Capital 1 What is working capital? This is a topic that has been the subject of debate for many years and will, no doubt, continue to be so. One response to the

More information

Sam s Instant Savings Program FAQs Updated 8/20/12

Sam s Instant Savings Program FAQs Updated 8/20/12 Sam s Instant Savings Program FAQs Updated 8/20/12 General Information Q: What is the Sam's Instant Savings Program? A: Instant Savings (formerly known as evalues) is a membership benefit that delivers

More information

17 Finkle Street, Kendal Cumbria, LA9 4AB Helpline 01539 728180 HELP WITH TRANSPORT. Disabled Parking Badges 2. Transport to hospital appointments 3

17 Finkle Street, Kendal Cumbria, LA9 4AB Helpline 01539 728180 HELP WITH TRANSPORT. Disabled Parking Badges 2. Transport to hospital appointments 3 17 Finkle Street, Kendal Cumbria, LA9 4AB Helpline 01539 728180 HELP WITH TRANSPORT Contents Disabled Parking Badges 2 Transport to hospital appointments 3 Volunteer driver services 5 Bus Travel 6 Rail

More information

Event Terms & Conditions

Event Terms & Conditions Event Terms & Conditions Welcome Thank you for choosing Ultimate Karting Sydney to hold your event. From the moment you walk in the door, you quickly realise that our Center is one of advance technologies

More information

Derby Leisure Card. www.derby.gov.uk/leisurecard. Discounted prices on leisure facility activities. Issue Jan 2016

Derby Leisure Card. www.derby.gov.uk/leisurecard. Discounted prices on leisure facility activities. Issue Jan 2016 Derby Leisure Card Discounted prices on leisure facility activities Issue Jan 2016 www.derby.gov.uk/leisurecard The Derby Leisure Card is a annual discount card, giving you reduced prices on activities

More information

Fundraising and Awareness Planning Guide

Fundraising and Awareness Planning Guide Fundraising and Awareness Planning Guide Thank you for your interest in becoming a fundraising and awareness partner with The Breast Cancer Society, Inc. Your efforts are appreciated and needful. It is

More information

The Ulysses Club of New Zealand Incorporated

The Ulysses Club of New Zealand Incorporated The Ulysses Club of New Zealand Incorporated Copyright Registered Trade Mark Guide to Running a National Rally and AGM January 2015 edition Guide to Running a National Rally and AGM: Index: 1) General

More information

National Solidarity Bond Frequently Asked Questions Issue 3

National Solidarity Bond Frequently Asked Questions Issue 3 1. What is the National Solidarity Bond? 2. Who can purchase the National Solidarity Bond? 3. What is the minimum & maximum amount needed to purchase the Bond? 4. Do I get paid annual interest on the National

More information

Digital Communications Manager. Applicant Information Pack

Digital Communications Manager. Applicant Information Pack Digital Communications Manager Applicant Information Pack Contents Page 3 Page 4 Page 6 Page 8 Introduction Job Description Personal Specification Terms and Conditions of Employment Introduction Thank

More information

1. I have something called a Chapter 13 plan. What is that exactly?

1. I have something called a Chapter 13 plan. What is that exactly? 1. I have something called a Chapter 13 plan. What is that exactly? The Bankruptcy Code requires that every Chapter 13 bankruptcy have a plan. It is a summary sent to your creditors that, in effect, tells

More information

Civil & Employers Liability Insurance: Frequently Asked Questions

Civil & Employers Liability Insurance: Frequently Asked Questions Angling Trust Civil & Employers Liability Insurance: Frequently Asked Questions Can the club transfer to this new facility immediately? Your club should transfer when its existing cover expires. If you

More information

Equity Release Guide. www.seniorissues.co.uk

Equity Release Guide. www.seniorissues.co.uk Equity Release Guide www.seniorissues.co.uk For more information or to speak to one of our trained advisers please telephone our Senior Issues Team on 0845 855 4411 The Caesar & Howie Group 7/3/2008 EQUITY

More information

Belmont 16 Foot Sailing Club. Privacy Policy

Belmont 16 Foot Sailing Club. Privacy Policy Belmont 16 Foot Sailing Club Privacy Policy APRIL 2014 1 P age Belmont 16 Foot Sailing Club Ltd (the 16s ) respects your right to privacy and is committed to protecting your personal information. This

More information

Mates Rates Package. From your friends at Kiwibank.

Mates Rates Package. From your friends at Kiwibank. Mates Rates Package. From your friends at Kiwibank. Join Kiwibank today and while you re a Mates Rates member, you ll get even better value banking. Check out what you ll get: Everyday Accounts Choice

More information

INTERNATIONAL STUDENTS HANDBOOK 2016. Tuition Fees

INTERNATIONAL STUDENTS HANDBOOK 2016. Tuition Fees HEALTH FINANCIAL & WELLBEING MATTERS 23 INTERNATIONAL STUDENTS HANDBOOK 2016 You are strongly advised not to attempt a course of study without guaranteed financial support from home or elsewhere. In order

More information

LEAVING HOME & ARRIVING IN THE UK DON T LEAVE HOME WITHOUT:

LEAVING HOME & ARRIVING IN THE UK DON T LEAVE HOME WITHOUT: CHECKLISTS: THE ESSENTIALS LEAVING HOME & ARRIVING IN THE UK DON T LEAVE HOME WITHOUT: Your passport or national identity card & your travel tickets Your medical certificate Your SAWS work card (if you

More information

28 INCREDIBLY ENTICING OFFERS TO BUILD YOUR EMAIL LIST

28 INCREDIBLY ENTICING OFFERS TO BUILD YOUR EMAIL LIST 28 INCREDIBLY ENTICING OFFERS TO BUILD YOUR EMAIL LIST THE ULTIMATE LIST! www.shinealightmedia.com Introduction Email Marketing is one of THE most effective ways to quickly, directly and personally reach

More information

A Pocketful of Fun. Your handy guide to thousands of RCI holidays!

A Pocketful of Fun. Your handy guide to thousands of RCI holidays! A Pocketful of Fun Your handy guide to thousands of RCI holidays! Destination: Anywhere! RCI offers you the widest choice of destinations around the world. Here s the first thing about RCI that you probably

More information

Corporate Credit Card Procedure

Corporate Credit Card Procedure Corporate Credit Card Procedure 1. Introduction 1.1 Purpose The purpose of this procedure is to describe the processes involved in the management of Union credit cards for use while conducting Union business

More information

Sports Health Insurance. application form for clubs with 10 members or more

Sports Health Insurance. application form for clubs with 10 members or more Sports Health Insurance application form for clubs with 10 members or more Here to Help We hope you will find this application form easy and straightforward to complete but if you require any assistance

More information

Your Career in BOOKKEEPING & FINANCE starts here!

Your Career in BOOKKEEPING & FINANCE starts here! Australia s Leading Training Experts Accounting, Bookkeeping & Business CERTIFICATE III IN ACCOUNTS ADMINISTRATION FNS30315 Your Career in BOOKKEEPING & FINANCE starts here! www.appliededucation.edu.au

More information

anz@work Employee banking benefits to suit your life

anz@work Employee banking benefits to suit your life anz@work Employee banking benefits to suit your life Make the most of your employer s relationship At ANZ we value our key business relationships, like the one we share with your employer. Through this

More information

International Guide to Getting Started

International Guide to Getting Started International Guide to Getting Started Your guide to enrolling and starting your studies with us 1 T 0800 358 2232 E study@northampton.ac.uk W www.northampton.ac.uk International Student Support Services

More information

Arbs2U Is it right for me? 17 October 2014

Arbs2U Is it right for me? 17 October 2014 17 October 2014 Contents Section 1 Preface... 3 Document Feedback... 3 Section 2 Introducing Arbitrage... 4 A brief discussion on Betting... 4 What is Arbitrage?... 5 What are the risks involved?... 7

More information

Mates Rates Package. From your friends at Kiwibank.

Mates Rates Package. From your friends at Kiwibank. Mates Rates Package. From your friends at Kiwibank. Join Kiwibank today and while you re a Mates Rates member, you ll get even better value banking. Check out what you ll get: Everyday Accounts Choice

More information

The Difference Between Providing A Pension And Retirement

The Difference Between Providing A Pension And Retirement Pensions made simple Take control of your future MIND THE GAP PENSIONS MADE SIMPLE FROM AVIVA Contents Page 1 First things first 2 2 Why pensions are so important 4 3 How a pension plan works 8 4 The tax

More information

Volunteering Out of Pocket Expenses Reimbursement Policy

Volunteering Out of Pocket Expenses Reimbursement Policy Volunteering Out of Pocket Expenses Reimbursement Policy Policy version: 05 Policy last reviewed: 13/01/2014 Next policy review date: January 2015 Reviewer: Monitoring group(s): Volunteers Steering Group

More information

credit card Your Welcome Guide

credit card Your Welcome Guide credit card Your Welcome Guide We would like to welcome you as a new Co-operative Membership credit cardholder. welcome This guide tells you all you need to know to make the most of your Co-operative Membership

More information

Cambridgeshire Music Terms and Conditions Date: 10/07/2015

Cambridgeshire Music Terms and Conditions Date: 10/07/2015 Cambridgeshire Music Terms and Conditions Date: 10/07/2015 We have tried to put our terms clearly here. If you are not sure that you understand please ask before ordering or making a payment. This document

More information

E D M O N T O N ADMINISTRATIVE PROCEDURE

E D M O N T O N ADMINISTRATIVE PROCEDURE DEPARTMENT DELEGATED AUTHORITY CONTACT FINANCIAL SERVICES CHIEF FINANCIAL OFFICER, FINANCIAL SERVICES DEPARTMENT TRAVEL COORDINATORS DEFINITIONS Account Coding A defined list of SAP cost elements used

More information

Sports Health Insurance. application form for clubs with 20 members or more

Sports Health Insurance. application form for clubs with 20 members or more Sports Health Insurance application form for clubs with 20 members or more Here to Help We hope you will find this application form easy and straightforward to complete but if you require any assistance

More information

SHARED OWNERSHIP BUYERS GUIDE

SHARED OWNERSHIP BUYERS GUIDE SHARED OWNERSHIP BUYERS GUIDE SHARED OWNERSHIP SHARED OWNERSHIP PROVIDES AN AFFORDABLE WAY TO BUY A HOME. YOU PURCHASE A SHARE IN A BRAND NEW HOME AND PAY A SUBSIDISED RENT ON THE PART YOU DON T OWN. IN

More information

The first question any business embarking on an advertising campaign should ask themselves is why are we doing this?

The first question any business embarking on an advertising campaign should ask themselves is why are we doing this? Advertising The topics covered in this section include: Why you need to advertise? Deciding when to advertise and how often Deciding on your target audience Where should you advertise? How much you should

More information

CFC CFC GLOBAL UMBRELLA WELCOME GUIDE. SETUP PROCESS 03 Steps 1-4 and Agency Update 04 Setting Up with Agencies. CONTACT 21 Contact CFCG

CFC CFC GLOBAL UMBRELLA WELCOME GUIDE. SETUP PROCESS 03 Steps 1-4 and Agency Update 04 Setting Up with Agencies. CONTACT 21 Contact CFCG CFC CFC Global LLP CFC GLOBAL UMBRELLA WELCOME GUIDE 01 UMBRELLA SERVICES EXPENSES EXPLAINED Expenses Explained CFCG Referral Details and Form to 19 1-46 21 CONTACT 21 Contact CFCG WELCOME! As a contractor

More information

VENTRA GROUP SALES. FAQs. What options do I have for Group Sales? Frequently Asked Questions

VENTRA GROUP SALES. FAQs. What options do I have for Group Sales? Frequently Asked Questions VENTRA GROUP SALES Frequently Asked Questions The transition to Ventra offers new opportunities for organizations that previously purchased CTA bulk sales fare cards. CTA is committed to making the transition

More information

Am I entitled to claim back travel or accommodation costs as a result of attending a practice placement?

Am I entitled to claim back travel or accommodation costs as a result of attending a practice placement? Am I entitled to claim back travel or accommodation costs as a result of attending a practice placement? (courses commencing on or after 1 September 2012) If you have to undertake practice placements as

More information