Grant Gaudet. Branch Manager Raymond James Raymond Independent James Financial Services. Independent Financial Services. Suite Garden Street

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1 Grant Gaudet Born and raised in Charlottetown PEI, Grant moved to Abbotsford in He has two daughters and four grandchildren who provide him with many hours of joy. Married to Judy, they enjoy golfing, hiking, skiing, curling and travel. Grant has been a Kiwanis Club member for over twenty years, serving as Director, Treasurer and Club President. He is involved in the Abbotsford Chamber of Commerce and is a past Treasurer. He is currently acting a Secretary-Treasurer for South Fraser Community Futures. Over the years Grant has had key positions for Western Canada Summer Games and BC Disability Games, both held in Abbotsford. Miles Grant Clyne Gaudet FMA, FCSI, CIM Associate Financial Advisor Portfolio Manager Branch Manager Raymond Independent James Financial Services Suite Garden Street Abbotsford, BC, Branch V2T 4X1 #2881 Garden Street Abbotsford, ph: (604) BC, V2T 4X1 ph: fax: (604) e: Prince George Branch Grant has been a Financial Advisor since With over fifteen years of previous banking experience (Royal Bank and Canada Trust) he is an experienced professional with sound organizational capabilities, excellent inter-personal communication skills and assertiveness in competent problem solving, committed to a high level of service including tax planning, retirement and estate planning. through Ltd., member CIPF. Financial through Financial Planning Ltd., which

2 Ed Tougas Ed was born and raised in rural Manitoba. He followed his family to BC as a teen and later attended university in California and Oklahoma on golf scholarships. After eventually turning pro he later served as golf professional at Ledgeview Golf Club in Abbotsford for seventeen years from 1984 to His interest in finance led him out of the golf business and into financial advising. He started his career as an investment and retirement planner in 2000 and joined our team as a Financial Advisor in September of Ed provides comprehensive advice on Tax Strategies, Retirement Planning and Estate Planning. He also holds the position of Assistant Branch Manager. Miles Ed Tougas Clyne FMA, FCSI, CIM Associate Financial Advisor Portfolio Manager Branch Insurance Manager Agent Abbotsford Suite Branch Garden Street #2881 Abbotsford, Garden BC, Street V2T 4X1 Abbotsford, BC, V2T 4X1 ph: (604) Ed s wife of twenty-nine years, Karen, is employed as an administrative assistant at a local law firm. They have two beautiful daughters, Kristin and Kimberly. Ed supports many charity golf tournaments in the Abbotsford area. He has maintained his affiliation with the BCPGA as a retired member and still enjoys competing in a few local pro events as well as playing golf with clients. Ed is a client-centered advisor who believes in developing lasting relationships through helping clients develop and achieve their investment and retirement goals and objectives. Prince e: George Branch through Ltd., member CIPF. Financial through Financial Planning Ltd., which

3 Chris Gaudet Born and raised in Abbotsford, Chris attended high-school at MEI and then proceeded to study Business Finance at Trinity Western University. Throughout his secondary school years he played on the golf team and volunteered for the basketball team. In University, Chris assumed the role of Manager of Basketball Operations for the men s team, led by Stan Peters. Following University, Chris worked at the Royal Bank before joining Grant and Ed as a Financial Associate at. Chris passion for business was given to him by his father, local businessman Brian Gaudet. The focus on finance came from his uncle Grant. Both individuals remain important in his business, as well as personal life, and provide ongoing mentoring and leadership. Miles Chris Gaudet Clyne FMA, FCSI, CIM Associate Financial Associate Portfolio Manager Branch Manager Raymond Independent James Financial Services Suite Garden Street Abbotsford, BC, Branch V2T 4X1 #2881 Garden Street Abbotsford, ph: (604) BC, V2T 4X1 ph: fax: (604) e: Prince George Branch The oldest of three children, Chris has a younger brother Scott and younger sister Ashley. Besides being a big brother, he has learned a lot from his siblings, especially Scott who has Down Syndrome. Chris grew up attending Central Height Church and now attends Northview Community Church. He continues to be involved in basketball and is currently a coach with the Yale Senior Boys Basketball team. As he continues his career in the financial industry Chris plans to devote more time in the community with some charities and boards that interest him. Chris enters the business eager to help clients achieve all of their financial goals. His focus is on creating a premier client experience grounded in excellent service and results. Most importantly, he is excited to forge new long lasting relationships with great people. through Ltd., member CIPF. Financial through Financial Planning Ltd., which

4 Cynthia Neufeld As Grant s Administrative Assistant for the past ten years, Cynthia works closely with Grant and Ed to ensure that clients get quick accurate and friendly service. She is a dynamic and detail-oriented person who is a frequent point of client contact and will be happy to address any questions you may have regarding administration, paperwork, and other such details. She tracks, follows up, and will communicate any challenges or issues if they arise. Cynthia enables us to have a high level of client service by keeping the process organized. In her previous career, she worked in the banking industry. Miles Cynthia Clyne Neufeld FMA, FCSI, CIM Cynthia keeps busy at home with international students along with her four wonderful children and a husband who is very involved in the community as a School Trustee as well as being a Project Manager for a property development company. Cynthia tries to stay fit with regular aerobics, is taking Spanish and other courses online, and in her free time she loves to read or have coffee with friends. Associate Administrative Portfolio Assistant Manager Branch Manager Raymond Independent James Financial Services Suite Garden Street Abbotsford, BC, Branch V2T 4X1 #2881 Garden Street Abbotsford, ph: (604) BC, V2T 4X1 ph: fax: (604) e: Prince George Branch through Ltd., member CIPF. Financial through Financial Planning Ltd., which

5 Financial Planning with Grant & Ed As we develop a successful working relationship we will help you achieve your financial planning goals by providing you with comprehensive strategic advice on advanced tax strategies, retirement planning, and intergenerational wealth transfer. Keys to a Successful Relationship: What You Can Expect You can trust that we will consistently and responsibly perform all requested services and be available for you. You can expect that we will: Act as your Advisors, putting your interests first. Strive to acquire understanding of your goals, investment risk tolerance, and time frame. Explain the implications of the strategies we propose. Update you by , mail, and phone on a regular basis. Meet with you regularly for review and discussion of real life issues, needs, and goals. Introduce you to other professionals as required. Treat you with respect, honesty, and dignity. Keys to a Successful Relationship: What We Can Expect Effective communication and mutual respect are essential to successful partnerships. We will expect from you: Complete disclosure since all advice will be based on the information you provide. Trust that our recommendations are always based on your best interests. Respect for all members of our team. Commitment and active participation in the financial planning process. Honest opinions of our services. Introduction of our services to others since the growth of our business is achieved through qualified personal recommendations. Keys to a Successful Relationship: Mutual Responsibilities Working together is essential to effective financial planning. To this end, we all need to make your financial strategies a priority. Both you and our team will: Inform each other of any new developments that might affect your financial strategies. Take the time to regularly meet for review. Be honest and forthcoming about your financial situation. Work to develop mutual trust, respect, and understanding. through Ltd., member CIPF. Financial planning and insurance products and services are offered through Financial Planning Ltd., which

6 Introducing Others to Grant & Ed As a client, you are in a unique position to introduce others to our team, so they too might benefit from our services. Who Should You Introduce? Family members, friends, or associates who want to experience continued financial success and who share your attitude, lifestyle, and level of wealth accumulation. Why Would Someone Be Interested in Working With Us? Our dedication to all our clients is a pledge of integrity, trust, quality service and above all else, hard work. We devote our best efforts to exceeding our clients service expectations. We focus on each of our clients as an individual, not as a number, by getting to know the individual and their family in order to understand their unique goals. We develop customized investment plans designed to meet the client s distinct objectives. All discussions are strictly confidential. There is no obligation or cost associated with an introductory meeting. We will treat your family member, friend, or associate with the same respect we offer you. How Do You Introduce Someone? Step 1 When topics of money, financial planning, insurance needs, or investments arise, tell your friends or family what you like about us as financial planners and explain how you have benefited from our services. Step 2 If they are interested, obtain their permission and call our office to provide us with their name, address, and phone number. Step 3 Tell your family member or friend that there is absolutely no obligation. We will send them an introduction package and call them to set up an introductory meeting. At the meeting, we will both have the opportunity to see if we want to pursue a working relationship. through Ltd., member CIPF. Financial planning and insurance products and services are offered through Financial Planning Ltd., which

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