NEW BRIGHTON CARE CENTER & SENIOR SUITES ASSISTED LIVING

Transcription

1 NEW BRIGHTON CARE CENTER & SENIOR SUITES ASSISTED LIVING Phne: (651) _Infrmatin Guide Welcme t New Brightn Care Center & Senir Suites Assisted Living. Please feel free t visit ur website:

2 New Brightn Care Center & Senir Suites Assisted Living New Brightn Care Center & Senir Suites Assisted Living Abut Us New Brightn Care Center has been family wned and perated since 1964, prviding the cmmunity with quality care in a hmelike atmsphere. Our gal is t wrk clsely with families, physicians and ur prfessinal staff t meet all special health needs. New Brightn Care Center is a 64 bed, skilled nursing facility, with five Assisted Living Apartments (Senir Suites Assisted Living) n site. This ptin makes fr easy transitin frm ne specialized unit t the ther if necessary. Our small size enables us t ffer quality persnalized care. Licensed nursing care is prvided 24 hurs a day with high nursing staff rati, using n nursing pls. IV Therapy is als available. Our Rms The Private Rms include, nurse call systems, large private bathrms, carpet, telephne service, ak armire and dresser, uphlstered chair, custm draperies and bedspread. There is an additinal daily charge f $25.50 a day fr a private rm. There are tw different types f Duble Rms Layut 1: Tw peple share ne rm and ne bathrm. There is a windw bed and the hallway bed. (Chices are based n current availability) Layut 2: Tw peple share ne rm and share a bathrm with adjining rm. There is a windw bed and the hallway bed. Infrmatin Page 1

3 New Brightn Care Center & Senir Suites Assisted Living Financing Lng-Term Care 101: Understanding the "ins and uts" f health care financing can be as cnfusing as finding the resurces themselves. Because everyne's financial situatin is unique and each State has slightly different guidelines fr many f their ecnmic prgrams, it is imprtant t seek the advice f a financial planner r attrney specializing in elder care. The fllwing infrmatin attempts t clarify several financing prgrams. It is imprtant t understand what csts yu may be facing, hw they have been determined and hw they will be paid. Medical Assistance (als called Medicaid r MA) is a public benefit available t lng-term care recipients wh are Minnesta residents, ver age 65 r disabled and wh qualify under the prgram's strict financial eligibility criteria. The applicant is limited t $3,000 in "Available" assets. Available assets include such items as, cash, bank accunts, investments, life insurance and annuity cash value, real estate such as cabins r cntracts fr deed, IRAs, 401(k)s and ther pensin plans. Unavailable r excluded assets include the hmestead fr six mnths, r while a spuse r disable child lives there, prepaid funeral plans, ne vehicle and husehld and persnal items. With a married Medical Assistance applicant, the available and unavailable assets are valued n the first day f institutinalizatin. The cmmunity Spuse can retain "ne-half" f the available assets, but is limited t a maximum f $89, r is entitled t a minimum f $23, Incme is allcated when Medical Assistance is in place. An institutinalized persn keeps $65 per mnth fr persnal needs. The Cmmunity Spuse is ensured at least $ per mnth with an allcatin frm the institutinalized spuse's incme if necessary. Asset Transfers (gifts) cause a perid f ineligibility fr Medical Assistance during which n lng-term care benefits are available. The perid f ineligibility is calculated by dividing the amunt f the transfer by the average mnthly nursing hme cst in Minnesta (currently $3134,00). The perid f ineligibility begins with the mnth when the transfer was cmpleted. A lk-back r reprting perid requires disclsure f all transfers cmpleted during the 36 mnths (60 mnths fr trusts) befre the mnth f applicatin). Hme and Cmmunity-Based Care may be funded thrugh the Elderly Waiver r Alternative Care Grant prgrams. The Elderly Waiver prgram requires full Medical Assistance eligibility. The individual is allwed t retain mre incme each mnth (currently $467.00). Reimbursement fr hme and cmmunitybased services can cntinue s lng as the cst t have the individual remain at hme safely stays belw the cst f caring fr that persn in a nursing facility. The Alternative Care Grant prgram is funded entirely by the State f Minnesta. Financial eligibility is established when the individual's resurces wuld last nly six mnths if they were Infrmatin Page 2

4 New Brightn Care Center & Senir Suites Assisted Living admitted t a nursing facility and frced t pay n their wn. Reimbursement fr hme and cmmunity-based services can cntinue s lng as the cst t have individual remain at hme safely stays belw 75% f the cst f caring fr that persn in a nursing facility. Medicare is a Federal health insurance prgram that assists individuals age 65 and lder (as well as sme disabled persns under age 65). Eligibility is linked t eligibility fr Scial Security r Railrad Retirement benefits. Unlike Medicaid, Medicare is nt a means-tested prgram. Medicare Part A pays fr the fllwing: Cst f nrmal hspital services. Extended care services (in a "skilled-nursing facility" assuming the fllwing cnditins are met): 3 day prir hspital stay Admittance t a Skilled Nursing Facility within 30 days f hspital release Treatment in Skilled Nursing Facility fr same cnditin f hspitalizatin Need fr skilled care n a daily basis Cnditin shws measurable imprvement Facility is Medicare certified and physician writes a care plan. This benefit is limited t 100 days, and can be terminated when the service becmes custdial in nature. While days 1 thrugh 20 are cvered in full, days 21 thrugh 100 are subject t a $95 per day c-payment which may r may nt be cvered by private health insurance. Hme Health Services (which meet certain criteria): Shrt term; intermittent basis fr skilled nursing Care. Physical and/r speech therapy if patient is hme bund and Dr. rdered. 80% f durable medical equipment that meets guidelines Nt in excess f 35 hurs per week r 8 hurs per day f skilled nursing care. Hspice Services: In-hme r facility Dr. certified that patient is terminally ill and prgnsis f less than six mnths t live Care prvided by Medicare participating prgram Infrmatin Page 3

5 New Brightn Care Center & Senir Suites Assisted Living Medicare Part B cvers: Eighty percent f reasnable charges frm Physicians and ther health care prfessinals after deductible is met including: Medically necessary ambulance service Physical, speech and ccupatin therapy (within limited financial parameters) Hme health services, dctr certified as medically necessary Medical supplies and equipment Out patient surgery What Medicare des nt cver: Mst nursing hme Care Prescriptin drugs nt given in the hspital In-hme daily rutine care/maintenance Rutine physical exams and x-rays Hearing aids and hearing lss examinatins Dental care. Filling Medicare's Gaps: Given the expense f medical care, individuals are searching fr ways t fill Medicare's gaps. While it is an individual decisin as t hw much yu can affrd and what yu need, the fllwing are several ptins that prvide additinal cverage: Medicare Supplements Managed Care Plans Lng term care insurance Medicare Supplements (als called Medigap plicies) are designed t supplement Medicare's benefits. Federal and State law regulate these plicies. These plicies range frm Plan "A" thrugh Plan "J", with Plan A prviding a basic benefit package while the ther 9 plans include the basic package plus different cmbinatins f additinal benefits. All Medigap insurers must at least ffer Plan "A". Medigap plicies pay mst, if nt all, Medicare cinsurance amunts and may prvide cverage fr Medicare's deductibles. Enrllment in Medigap Supplements can be purchased within a time-limited perid after yur Medicare becmes effective. Medicare Supplements d nt pay fr services that Medicare is nt paying. Managed Care Plans (als called Crdinated Care r Prepaid Plans r HMO's), allw yu t select care prviders frm thse wh are part f the netwrk. Yu will have a primary care dctr wh is respnsible fr managing yur medical care, admitting yu t a hspital and referring yu t specialists. Mst plans require a fixed mnthly premium and small c-payments when yu use services. Yu cntinue t pay the Part B premium t Medicare. Yu hwever d nt pay Medicare's deductibles and cinsurance. Infrmatin Page 4

6 New Brightn Care Center & Senir Suites Assisted Living Lng Term Care Insurance are plicies which cver nursing hme care csts as well as sme hme health care csts (depending n yur plicy). While premiums fr these plicies can be mre expensive then ther types f insurance, they are a gd prtectin against lng-term care csts that can be devastating. Lk t yur financial advisr r insurance agent specializing in lng term care insurance t discuss the apprpriate plicies fr yu. The infrmatin in Financing Lng-Term Care 101 can be fund via the Care Prviders f Minnesta website at: Helpful Phne Numbers: If yu think that yu r a family member is eligible fr Cunty services, cntact yur Cunty agency fr mre infrmatin and intake frms. Anka Aitkin Becker Beltrami Bentn Big Stne Infrmatin Blue Earth Brwn Carltn Carver Cass Chippewa Chisag Clay Clearwater Ck Cttnwd Crw Wing Dakta Ddge / Duglas Faribault Fillmre Freebrn Page 5

7 New Brightn Care Center & Senir Suites Assisted Living Gdhue Grant Hennepin Hustn Hubbard Isanti Infrmatin Itasca Jacksn Kanabec Kndiyhi Kittsn Kchiching Lac qui Parle Lake Lake f the Wds Le Seur Lincln Lyn McLed Mahnmen Marshall Martin Meeker Mille Lacs Mrrisn Mwer Murray Nicllet Nbles Nrman Olmsted Otter Tail Penningtn Pine Pipestne Plk Ppe Ramsey Red Lake Redwd / Renville Rice Rck Page 6

8 New Brightn Care Center & Senir Suites Assisted Living Rseau St. Luis Sctt Sherburne Sibley Stearns Steele Stevens Swift Tdd Traverse Wabasha Wadena Waseca / Washingtn Watnwan Wilkin Winna Wright Yellw Medicine Lng-distance Caregiving: Families are nw living further apart frm each ther. This is difficult because yur elders require everincreasing assistance, yet the distance between yu makes it difficult t perfrm the tasks f a primary caregiver. There are several ways t help manage lng distance caregiving. Infrmatin Try t visit as sn as pssible t assess the situatin. Take ntes f pssible prblem areas and gather infrmatin abut senir resurces in their area. Make sure legal and financial affairs are in place. Keep cpies f imprtant papers and telephne numbers f cntacts (Refer t cntact frms). Plan ahead t have back up family care prviders in case yu need t make an unexpected visit t yur relative. It is als a gd idea t bank sme vacatin r sick days frm wrk fr these visits as well. Set up a system f supprt. Ask a friend r relative in twn t check with yur parent n a regular basis. Be prepared t cntact that persn t learn f any changes. Seek the assistance f a Prfessinal Geriatric Care Manager specializing in assessing and mnitring the needs f the elderly. Page 7

9 New Brightn Care Center & Senir Suites Assisted Living Cnsider all the ptins befre mving yur relative, but begin talking with them abut this pssibility. Yu culd be surprised t learn they are willing t mve clser t yu, but they never mentined this fr fear f burdening yu with their prblems. Retain a cpy f the Yellw Pages that serves yur parent s cmmunity. The next time yur parent calls and yu need t lcate resurces, yu wn t need t search ut numbers r call infrmatin lng-distance. The infrmatin in Lng distance Caregiving can be fund via the Care Prviders f Minnesta website at: SENIOR SUITES OF NEW BRIGHTON Assisted Living & Husing with Services The Senir Suites f New Brightn are perated by the New Brightn Care Center. New Brightn Care Center and Park River Estates Care Center in Cn Rapids are wned and perated by Nrth Cities Health Care Inc.. The Senir Suites are part f the New Brightn Care Center Campus. The Senir Suites are distinct frm the Lng Term Care Facility, yet clients have the security f knwing that emergencies are respnded t by using the in-apartment wireless pendent call system. The facility staffs 24 hurs per day, 365 days a year with licensed staff. The Senir Suites are licensed as a Husing with Services and as an Assisted Living Prvider by the state f Minnesta. The apartments and services cater t a frail senir ppulatin wh n lnger can live ttally independent but are nt yet in need f Lng Term Care services. Large handicap bathrms with shwer, bench and grab bar are included in each apartment. Infrmatin Page 8

10 New Brightn Care Center & Senir Suites Assisted Living Senir Suites Pricing: If yu are interested in learning mre abut ur facility r wuld like t set up a tur... Cntact Kirsten Erkkila, Scial Services Directr: Fr a Virtual Tur visit ur website: Infrmatin Page 9