IRREVOCABLE LIFE INSURANCE TRUST (FOR SURVIVORSHIP LIFE/SECOND-TO-DIE POLICY)

Size: px
Start display at page:

Download "IRREVOCABLE LIFE INSURANCE TRUST (FOR SURVIVORSHIP LIFE/SECOND-TO-DIE POLICY)"

Transcription

1 IRREVOCABLE LIFE INSURANCE TRUST (FOR SURVIVORSHIP LIFE/SECOND-TO-DIE POLICY) FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION. Specimen documents are made available for educational purposes only. This specimen form may be given to a client s attorney for consideration as a sample document, when requested. This specimen form shall not be given to a client. This document should not be used as drafted. It has not been adapted to the specific circumstances or objectives of any individual client, nor has it been prepared to meet the legal requirements of any particular state. Clients should be advised to seek legal counsel when entering into any transaction and in the preparation of all legal documents. All formalities required under applicable local law should be observed. ***** IRREVOCABLE TRUST AGREEMENT This irrevocable trust agreement is made this (day) of (month), (year), by and between (name of grantor), hereinafter referred to as "Grantor," and (name of trustee), hereinafter referred to as "Trustee." "Grantor's spouse" shall refer to (name of spouse). Grantor irrevocably transfers to Trustee the assets listed in Exhibit A attached to and made a part of this agreement, hereinafter sometimes called the "Trust Estate," to be held and administered by Trustee and its successors and assigns under the terms of this agreement, along with any other property that may be added to this trust from time to time. ARTICLE I USE OF TRUST ESTATE A. During the Lifetimes of Grantor and/or Grantor's Spouse 1. Trustee shall accumulate all trust income during the joint lifetimes of Grantor and Grantor's spouse, and during the lifetime of the survivor of them. 2. Within fifteen (15) days after the receipt of any property placed in this trust, Trustee shall give written notice to each adult child of Grantor or the guardian of each minor or Sample Document - Page 1 of 9

2 incapacitated child of Grantor, of such addition to the trust, and describe the property received. For a period of forty-five (45) days from the date of notification, the child or guardian may demand in writing to receive a share of the property equal to one (1) divided by the number of Grantor's then living children, multiplied by the total value of such addition to the trust received by Trustee. For purposes of this Article I.A.2., "the receipt of any property placed in this trust" shall mean any cash or other property, including life insurance policies or interests in said policies, which are transferred to Trustee to be held as part of the trust. 3. Notwithstanding the preceding provisions of this Article I, any power of withdrawal held by a child of Grantor shall terminate in any calendar year only to the extent of the greater of $5,000 or five percent (5%) of the trust property subject to the power(s), which property shall include that added to the trust after the creation of the power(s). The termination or partial termination of a power shall occur on the same date as the termination or partial termination of any new power created for the child in that year. If no new power is created, the power(s) will terminate on December 31 of said year, and each power then in existence shall terminate pro rata based on the total amount subject to the powers held by the child. 4. The power of withdrawal shall expire with respect to any child who is then subject to a bankruptcy proceeding. 5. Trustee may satisfy the exercise of a power of withdrawal by distributing to the child or guardian cash or other property of the trust, including life insurance policies or interests in said policies. B. At the Death of the Survivor of Grantor and Grantor's Spouse 1. Upon the death of the survivor of Grantor and Grantor's Spouse, Trustee shall have the power to pay, or apply for the benefit of, any child or children of Grantor such amounts of trust income or principal as Trustee, in its sole discretion, deems necessary for the health, education, maintenance and support of said child or children. Any such distribution shall not be charged against the share of principal to which such child is ultimately entitled under this trust. Trustee's power hereunder is subordinate to any powers of withdrawal under Article I.A. above. 2. Upon the death of the survivor of Grantor and Grantor's spouse, the remaining principal and any income shall be divided into as many equal shares as Grantor had children. Shares shall be distributed to the living child or children of Grantor who have attained the age of twenty-five (25) years and who is/are not mentally or physically incapacitated. In its discretion, Trustee may distribute a trust share to the guardian or person having the Sample Document - Page 2 of 9

3 care or custody of a child who is incapacitated or under the age twenty-five (25) if to do otherwise would subject the trust share to an undue administrative burden or cost. If a child of Grantor is deceased at the time of distribution, his or her share shall be distributed equally to the deceased child's lineal descendants; or, if there is none, the distribution shall be per stirpes among Grantor's living children. 3. If all beneficiaries described in Article I.B.2. above die prior to the total distribution of their shares in the trust, then the trust shall be divided into two (2) equal parts and one equal part distributed to the persons living who, if Grantor had died at that time, would be Grantor's next of kin under the then existing intestacy laws of the State of (name), in the proportions prescribed by such laws; and the other part distributed to the persons living who, if Grantor's spouse had died at that time, would have been the spouse's next of kin under the then existing intestacy laws of the State of (name), in the proportions prescribed by such laws. ARTICLE II MINORS AND DISABLED CHILDREN Trustee shall administer as one trust the trust shares of minor or physically or mentally incapacitated children of Grantor and Grantor's spouse as set forth in Article I.B.2. Trustee may distribute sums for this purpose from principal and income. Payments may be made directly to the children or to any guardian or other person having the care or custody of the children. Grantor intends that the above payments be made in the sole discretion of Trustee and in such proportions and to such children as Trustee deems necessary to provide for their health, education, maintenance and support, even if such payments are unequal among the children. Income and principal not distributed in Trustee's discretion shall be retained by Trustee and paid to the children upon reaching the age specified in Article I.B.2., or upon the termination of physical or mental incapacity. ARTICLE III LIFE INSURANCE POLICIES A. Trustee shall name itself owner and beneficiary of any life insurance policies transferred to or purchased by the trust. This trust agreement also shall apply to any converted or reissued life insurance policy received by Trustee in exchange for a policy forming part of the Trust Estate. B. Trustee has no duty to use trust income or principal to purchase life insurance policies, or to pay premiums to keep life insurance in force. Trustee may, in its sole discretion, pay premiums on policies owned by the trust. Trustee has no obligation with respect to any policy loans Grantor may have incurred on said policies prior to their transfer to the trust. Sample Document - Page 3 of 9

4 C. Payment of the life insurance proceeds by an insurance company to the beneficiary designated in the policy shall be a full discharge of said insurance company with respect to such policy, and such insurance company shall not be responsible for the performance of Trustee's duties under this trust agreement. ARTICLE IV TRUST BENEFITS ARE NONASSIGNABLE Neither the principal nor the income of any trust created by this agreement shall be liable for the debts of any beneficiary, and no beneficiary shall have the power to sell, assign, encumber, or anticipate in any manner his or her interest in the trust, or the income of the trust, prior to its actual distribution to the beneficiary. ARTICLE V POWERS OF TRUSTEE Trustee shall have the following powers and authorizations in addition to any other powers and authorizations granted by law or elsewhere in this trust agreement: A. To retain cash or other property transferred to the trust, whether or not such property is authorized for investment. B. To make bona fide loans to any person, including a trust beneficiary, or to the estate of Grantor or Grantor's spouse. C. To sell, exchange, mortgage or lease any assets of the trust for a term ending within or extending beyond the term of the trust. D. To invest in any securities and properties it deems advisable, including, but not limited to, common stock, preferred stock, mutual funds, and corporate and government debt instruments. E. To exercise all rights of ownership over any property held in trust, and settle, compromise or submit for arbitration all claims due from or to the trust. F. To borrow money for any purpose incidental to the administration of the trust for the protection of trust assets, and to mortgage or pledge trust assets for payment. Sample Document - Page 4 of 9

5 G. To divide or distribute the trust whenever required, in whole or in part, in cash, securities or other property, or undivided interests. In making such a division or distribution, the judgment of the Trustee concerning its suitability as a trust investment and its valuation shall be binding on all parties. H. To purchase at fair market value (as of the date of purchase) assets from the estates of Grantor and Grantor's spouse, if, in Trustee's sole discretion, such purchases are in the best interests of the trust beneficiaries. I. To receive reasonable compensation for its services; to pay all reasonable expenses and charges of the trust; to allocate expenses, charges and credits between principal and income in accordance with applicable trust accounting rules, and to charge Trustee's customary annual fee to income. J. To employ brokers, bankers, custodians, investment counsel, attorneys, and other agents and to delegate to them such duties as Trustee deems proper, without liability for error or omission of such person retained with reasonable care and prudence. K. If the Trust Estate includes business interests formerly owned by Grantor or Grantor's spouse, Trustee is authorized to exercise all powers with respect to such business interests, as Trustee, in its sole discretion, deems advisable. L. If Grantor creates another trust or trusts, which trust provisions or trust shares are substantially the same as those in this trust, then, after the deaths of Grantor and Grantor's spouse, Trustee in its sole discretion may merge this trust with such other trust or trusts. M. If Trustee determines that continuation of the trust would be contrary to the best interests of the beneficiaries by reason of legislation, unforeseen circumstances, or because the value of the trust assets has reached such a level that, in Trustee's judgment, the continued administration of the trust would be burdensome and uneconomical, Trustee may terminate the trust. The principal and undistributed income of the terminated trust shall be distributed to those persons entitled to receive the trust income or shall be accumulated for their benefit. N. To execute and deliver all written instruments necessary or appropriate for the exercise of any Trustee power. O. To insure the life of any individual, or the joint lives of any individuals, in whom any trust beneficiary has an insurable interest. Sample Document - Page 5 of 9

6 ARTICLE VI TRUST ADDITIONS With the approval of Trustee, Grantor, Grantor's Spouse, or any other person may transfer cash, securities, life insurance policies, or other property to the trust by lifetime gift or testamentary transfer. All such additions shall be subject to the terms and conditions of this trust agreement. ARTICLE VII IRREVOCABLE TRUST This trust is irrevocable. Grantor relinquishes forever any power to terminate, revoke, alter, or amend the trust, or to exercise any dominion and control over any property transferred to the trust. ARTICLE VIII SUCCESSOR TRUSTEE A. Upon the death of the survivor of Grantor and Grantor's spouse, (name of Trustee) shall cease to serve as Trustee of this trust. At that time, (name of successor trustee) shall become successor trustee. The successor trustee shall have all the powers, rights, and duties of the original trustee. B. In addition, following the death of the survivor of Grantor and Grantor's spouse, a majority of the income beneficiaries of the trust may remove the trustee and substitute another trustee. The removal and appointment of another successor trustee shall be made in writing. C. trustee may resign at any time. The resignation shall not be effective until a successor trustee is appointed. D. At no time and in no event shall Grantor or Grantor's spouse be appointed as trustee. ARTICLE IX TRUST SITUS The State (or Commonwealth) of (name) is designated as the situs of the trust created under this agreement, and all questions pertaining to the validity and construction of this trust instrument or the administration of such trust shall be determined in accordance with the laws of (name) regardless of the jurisdiction in which this trust may at any time be administered. Sample Document - Page 6 of 9

7 ARTICLE X TRUSTEE'S FEES The fees of the Trustee shall be (state amount or specify how determined). ARTICLE XI CONSTRUCTION OF TERMS A. The terms "child," "children," "issue," and other similar terms shall refer both to natural children and their descendants, and to children by adoption and their descendants. [The draftsman should clarify how stepchildren will be treated if pertinent to the Grantor's family situation.] B. The term "Trustee" and any pronoun used to indicate the Trustee, or any beneficiary, shall be deemed to apply to one or more than one person and/or corporation or entity and to the masculine, feminine and/or neuter genders as the case may be. ARTICLE XII TRUSTEE'S BOND Grantor directs that any fiduciary acting under the trust created by this agreement shall not be required to enter bond or other security. ARTICLE XIII ENTIRE AGREEMENT This agreement represents the final and entire agreement between the parties, and supersedes all prior or contemporaneous agreements, express or implied, written or unwritten. ARTICLE XIV SEVERABILITY OF PROVISIONS If any part of this agreement is held to be invalid or otherwise unenforceable, the remainder of the agreement shall remain in force and effect to the full extent permitted by law. IN WITNESS WHEREOF, Grantor and Trustee, by its duly authorized officer, have executed this agreement on the date first written above. GRANTOR Sample Document - Page 7 of 9

8 (typed name of Grantor) TRUSTEE (typed name of Trustee) EXHIBIT A [Here list and describe assets transferred to the trust, including life insurance policies.] ***** Sample Document - Page 8 of 9

9 This information is provided by American General Life Insurance Company (AGL) and The United States Life Insurance Company in the City of New York (US Life), members of American International Group, Inc. (AIG). All companies mentioned, their employees, financial professionals, and other representatives, are not authorized to give legal, tax, or accounting, advice, including the drafting or execution of any legal document. Applicable laws and regulations are complex and subject to change. Any tax statements in this material are not intended to suggest the avoidance of U.S. federal, state or local tax penalties. AGL and US Life shall not be liable for any loss or damage caused by the use of, or reliance on, the tax, accounting, legal, investment or financial items contained in this material. FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION All rights reserved. Sample Document - Page 9 of 9

ARTICLE I USE OF TRUST ESTATE

ARTICLE I USE OF TRUST ESTATE Estate Planning IRREVOCABLE LIFE INSURANCE TRUST (FOR A ONE-LIFE POLICY) For Attorney Use Only. This specimen form may be given to the client's attorney for consideration when requested. It is not adapted

More information

LIFE INSURANCE TRUST AGREEMENT

LIFE INSURANCE TRUST AGREEMENT LIFE INSURANCE TRUST AGREEMENT This Trust Agreement is made and entered into this June 12th 2005, by and between Harry Miller, (hereinafter referred to as "Grantor"), and Peter Stuart (hereinafter referred

More information

IRREVOCABLE LIVING TRUST

IRREVOCABLE LIVING TRUST Legal Note: The Documents here are provided for your information and that of your immediate family only. You are not permitted to copy any document provided to you. Each of these Documents provided are

More information

Living Trust Agreement

Living Trust Agreement Living Trust Agreement This Living Trust Agreement ("Agreement"), dated, between ("Grantor" or "Beneficiary") of and ("Trustee"). In consideration of the mutual covenants and promises set forth in this

More information

SPLIT-DOLLAR LIFE INSURANCE AGREEMENT (COLLATERAL ASSIGNMENT, EQUITY, TERM LOAN)

SPLIT-DOLLAR LIFE INSURANCE AGREEMENT (COLLATERAL ASSIGNMENT, EQUITY, TERM LOAN) SPLIT-DOLLAR LIFE INSURANCE AGREEMENT (COLLATERAL ASSIGNMENT, EQUITY, TERM LOAN) FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION. Specimen documents are made available for educational purposes

More information

WAIT-AND-SEE CORPORATE BUY-SELL AGREEMENT

WAIT-AND-SEE CORPORATE BUY-SELL AGREEMENT WAIT-AND-SEE CORPORATE BUY-SELL AGREEMENT FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION. Specimen documents are made available for educational purposes only. This specimen form may be

More information

PRIVATE SPLIT-DOLLAR LIFE INSURANCE AGREEMENT (CROSS-PURCHASE FUNDING)

PRIVATE SPLIT-DOLLAR LIFE INSURANCE AGREEMENT (CROSS-PURCHASE FUNDING) PRIVATE SPLIT-DOLLAR LIFE INSURANCE AGREEMENT (CROSS-PURCHASE FUNDING) FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION. Specimen documents are made available for educational purposes only.

More information

I/We enclose a fully executed copy of the Trustee Amendment for your records. I/We would also like to provide you with the information listed below.

I/We enclose a fully executed copy of the Trustee Amendment for your records. I/We would also like to provide you with the information listed below. Dear Fidelity Personal Trust Company, FSB: I/We enclose a fully executed copy of the Trustee Amendment for your records. I/We would also like to provide you with the information listed below. 1. Choose

More information

LLC Operating Agreement With Corporate Structure (Delaware)

LLC Operating Agreement With Corporate Structure (Delaware) LLC Operating Agreement With Corporate Structure (Delaware) Document 1080B www.leaplaw.com Access to this document and the LeapLaw web site is provided with the understanding that neither LeapLaw Inc.

More information

LIFE INSURANCE ENDORSEMENT METHOD SPLIT DOLLAR PLAN AGREEMENT

LIFE INSURANCE ENDORSEMENT METHOD SPLIT DOLLAR PLAN AGREEMENT Exhibit 10.21 LIFE INSURANCE ENDORSEMENT METHOD SPLIT DOLLAR PLAN AGREEMENT Insurer/Policy Number: Bank: New York Life Insurance Company Heritage Bank Of Commerce Insured: Relationship of Insured to Bank:

More information

5305-RA (07/09) Roth Individual Retirement Custodial Account [under Section 408(A) of the Internal Revenue Code]

5305-RA (07/09) Roth Individual Retirement Custodial Account [under Section 408(A) of the Internal Revenue Code] 5305-RA (07/09) Roth Individual Retirement Custodial Account [under Section 408(A) of the Internal Revenue Code] The Depositor whose name appears on the form establishing this IRA (the Form ) is establishing

More information

SAMPLE DURABLE POWER OF ATTORNEY. John Doe

SAMPLE DURABLE POWER OF ATTORNEY. John Doe This document was prepared by: John Doe 100 Main Street Austin, Texas 80201 Return To: John Doe 555 Simple Street Austin, Texas 80201 DURABLE POWER OF ATTORNEY OF John Doe NOTICE: THE POWERS GRANTED BY

More information

DURABLE POWER OF ATTORNEY

DURABLE POWER OF ATTORNEY This document was prepared by: John Doe 100 Main Street Miami, Florida 33109 Return To: John Doe 100 Main Street Miami, Florida 33109 DURABLE POWER OF ATTORNEY OF John Doe I. PRINCIPAL AND ATTORNEY-IN-FACT

More information

Flexible trust. Split trust retained and gifted benefits Survivorship option for joint life first death policies Choice of governing law

Flexible trust. Split trust retained and gifted benefits Survivorship option for joint life first death policies Choice of governing law For customers Personal Protection Flexible trust Split trust retained and gifted benefits Survivorship option for joint life first death policies Choice of governing law Page 1 of 9 Completion notes 1.

More information

SAMPLE MODEL LANGUAGE FOR EDWARD JONES TRUST COMPANY FOR THE USE OF LEGAL COUNSEL ONLY

SAMPLE MODEL LANGUAGE FOR EDWARD JONES TRUST COMPANY FOR THE USE OF LEGAL COUNSEL ONLY SAMPLE MODEL LANGUAGE FOR EDWARD JONES TRUST COMPANY FOR THE USE OF LEGAL COUNSEL ONLY This sample model language is provided for the reference of the drafting attorney as an educational and informational

More information

DURABLE POWER OF ATTORNEY. John Doe

DURABLE POWER OF ATTORNEY. John Doe This document was prepared by: John Doe 100 Main Street Atlanta, Georgia 33034 Return To: John Doe 100 Main Street Atlanta, Georgia 33034 DURABLE POWER OF ATTORNEY OF John Doe I. PRINCIPAL AND ATTORNEY-IN-FACT

More information

Terms & Conditions of Janney Montgomery Scott LLC Transfer on Death ( TOD ) Account Registration

Terms & Conditions of Janney Montgomery Scott LLC Transfer on Death ( TOD ) Account Registration Terms & Conditions of Janney Montgomery Scott LLC Transfer on Death ( TOD ) Account Registration Instructions: Carefully read the Terms & Conditions below and complete all applicable sections of the attached

More information

Buy-Sell Agreement (Between Partners of General Partnership) THIS AGREEMENT is made this the day of, 20, between., and (Partners); and

Buy-Sell Agreement (Between Partners of General Partnership) THIS AGREEMENT is made this the day of, 20, between., and (Partners); and Buy-Sell Agreement (Between s of General ship) THIS AGREEMENT is made this the day of, 20, between, and (s); and (ship). The partners are engaged in the business of under the ship name, and the firm's

More information

Code means the Internal Revenue Code of 1986, as amended.

Code means the Internal Revenue Code of 1986, as amended. The American Funds Roth IRA Trust Agreement Pending IRS approval. Section 1 Definitions As used in this trust agreement ( Agreement ) and the related Application, the following terms shall have the meaning

More information

BUY-SELL AGREEMENT. AGREEMENT, made this _(1)_ day of (2), 19_(3)_, by and between. (4), (5), (6), hereinafter separately referred to as

BUY-SELL AGREEMENT. AGREEMENT, made this _(1)_ day of (2), 19_(3)_, by and between. (4), (5), (6), hereinafter separately referred to as BUY-SELL AGREEMENT The sample buy-sell agreement below is for information purposes only. Neither MEG Financial, Inc. nor any of its representatives offers legal or tax advice. Please consult your tax and

More information

[Single Purpose Entity] LIMITED LIABILITY COMPANY AGREEMENT. XXX LLC A Delaware Limited Liability Company. Dated as of

[Single Purpose Entity] LIMITED LIABILITY COMPANY AGREEMENT. XXX LLC A Delaware Limited Liability Company. Dated as of [Single Purpose Entity] LIMITED LIABILITY COMPANY AGREEMENT OF XXX LLC A Delaware Limited Liability Company Dated as of 1 TABLE OF CONTENTS ARTICLE I. DEFINITIONS...1 1.01 Definitions...1 1.02 Construction...2

More information

Sterling Health Services, Inc. Administrative Services Agreement

Sterling Health Services, Inc. Administrative Services Agreement 475 14 th Street, Suite 650 Oakland, CA 94612 P.O. Box 71107 Oakland, CA 94612 T: 1.800.617.4729 F: 1.877.517.4729 Sterling Health Services, Inc. Administrative Services Agreement This Administrative Services

More information

INVESTMENT MANAGEMENT AGREEMENT

INVESTMENT MANAGEMENT AGREEMENT 6100 Colwell Blvd., Suite 250 Irving, Texas 75039 214-522-3155 or 800-955-3155 INVESTMENT MANAGEMENT AGREEMENT NOT FOR PERSONAL ACCOUNTS FOR INDIVIDUALS FOR USE BY CHURCHES AND OTHER CHARITABLE INSTITUTIONS

More information

Split Dollar Life Insurance Agreement

Split Dollar Life Insurance Agreement Agreement Document 1562A Access to this document and the LeapLaw web site is provided with the understanding that neither LeapLaw Inc. nor any of the providers of information that appear on the web site

More information

Trust Deed for National Provident Lump Sum Cash Accumulation Scheme

Trust Deed for National Provident Lump Sum Cash Accumulation Scheme Trust Deed for National Provident Lump Sum Cash Accumulation Scheme as amended by Deeds of Amendment dated: 30 September 1991 29 May 1992 30 March 1993 21 July 1993 18 November 1993 21 December 1995 29

More information

MASTER TRUST DEED AND RULES governing the

MASTER TRUST DEED AND RULES governing the DATED 2015 MASTER TRUST DEED AND RULES governing the SELF INVESTED PERSONAL PENSION CONTENTS 1. ADOPTION OF NEW DEED AND RULES... 2 2. TRUST... 3 3. ROLE OF THE SCHEME TRUSTEE... 3 4. REGISTERED PENSION

More information

Sample Corporate Cross Purchase Agreement

Sample Corporate Cross Purchase Agreement Sample Corporate Cross Purchase Agreement (Optional Disability Buy-Out) This sample agreement has been prepared as a guide to assist attorneys. Our publication, Buy-Sell Arrangements, A Guide for Professional

More information

INDIVIDUAL HEALTH SAVINGS ACCOUNT APPLICATION

INDIVIDUAL HEALTH SAVINGS ACCOUNT APPLICATION INDIVIDUAL HEALTH SAVINGS ACCOUNT APPLICATION ACCOUNT HOLDER S INFORMATION Last Name First Name Middle Initial Street Address City State Zip Code Social Security No. Date of Birth Daytime Phone Health

More information

IDAHO STATUTORY FORM POWER OF ATTORNEY (Special)

IDAHO STATUTORY FORM POWER OF ATTORNEY (Special) IDAHO STATUTORY FORM POWER OF ATTORNEY (Special) IMPORTANT INFORMATION This power of attorney authorizes another person (your agent) to make decisions concerning your property for you (the principal).

More information

Title 18-A: PROBATE CODE

Title 18-A: PROBATE CODE Title 18-A: PROBATE CODE Article 6: NONPROBATE TRANSFERS Table of Contents Part 1. MULTIPLE-PARTY ACCOUNTS... 3 Section 6-101. DEFINITIONS... 3 Section 6-102. OWNERSHIP AS BETWEEN PARTIES, AND OTHERS;

More information

EMPLOYEES RETIREMENT PLAN OF ABC COMPANY. ARTICLE I Object, Name and Effective Date

EMPLOYEES RETIREMENT PLAN OF ABC COMPANY. ARTICLE I Object, Name and Effective Date EMPLOYEES RETIREMENT PLAN OF ABC COMPANY DRAFT COPY ARTICLE I Object, Name and Effective Date Object The Plan is a statement of the policy of ABC COMPANY on the retirement of its employees, the provisions

More information

Your agent is entitled to reasonable compensation unless you state otherwise in the special instructions.

Your agent is entitled to reasonable compensation unless you state otherwise in the special instructions. STATE OF COLORADO STATUTORY FORM POWER OF ATTORNEY (effective January 1, 2010) IMPORTANT INFORMATION This power of attorney authorizes another person (your agent) to make decisions concerning your property

More information

OPERATING AGREEMENT OF A WYOMING LIMITED LIABILITY COMPANY

OPERATING AGREEMENT OF A WYOMING LIMITED LIABILITY COMPANY OPERATING AGREEMENT OF A WYOMING LIMITED LIABILITY COMPANY THIS OPERATING AGREEMENT ("Agreement") is entered into the day of, 20, by and between the following persons: 5. 6. 7. 8. hereinafter, ("Members"

More information

BUY-SELL AGREEMENT. WHEREAS, the Stockholders together own 100% of the outstanding shares of capital stock of the Corporation, and

BUY-SELL AGREEMENT. WHEREAS, the Stockholders together own 100% of the outstanding shares of capital stock of the Corporation, and BUY-SELL AGREEMENT AGREEMENT, made this (1) day of (2), (3), by and between (4), (5), (6), hereinafter separately referred to as "Stockholder", and jointly as "Stockholders", and (7), a (8) corporation,

More information

SALARY CONTINUATION AGREEMENT

SALARY CONTINUATION AGREEMENT Exhibit 10(iii)(A).10-2 SALARY CONTINUATION AGREEMENT THIS AGREEMENT made and entered into effective as of the 31st day of January, 2006 ("Effective Date") between INSURERS ADMINISTRATIVE CORPORATION (lac),

More information

(b) The commissioner shall adopt regulations establishing the amount of the fee imposed pursuant to this section.

(b) The commissioner shall adopt regulations establishing the amount of the fee imposed pursuant to this section. within the prescribed period, the commissioner may impose and collect a fee of not more than twenty-five dollars ($25.00) for each day the report is overdue. (b) The commissioner shall adopt regulations

More information

SPLIT-DOLLAR LIFE INSURANCE AGREEMENT (ENDORSEMENT METHOD, EMPLOYER-PAY-ALL, NON-EQUITY)

SPLIT-DOLLAR LIFE INSURANCE AGREEMENT (ENDORSEMENT METHOD, EMPLOYER-PAY-ALL, NON-EQUITY) Business Insurance SPLIT-DOLLAR LIFE INSURANCE AGREEMENT (ENDORSEMENT METHOD, EMPLOYER-PAY-ALL, NON-EQUITY) For Attorney Use Only. This specimen form may be given to the client's attorney for consideration

More information

EXHIBIT 10(cf) NATIONAL WESTERN LIFE INSURANCE COMPANY NON-QUALIFIED DEFERRED COMPENSATION PLAN

EXHIBIT 10(cf) NATIONAL WESTERN LIFE INSURANCE COMPANY NON-QUALIFIED DEFERRED COMPENSATION PLAN EXHIBIT 10(cf) NATIONAL WESTERN LIFE INSURANCE COMPANY NON-QUALIFIED DEFERRED COMPENSATION PLAN As Amended and Restated Effective as of January 1, 2009 NATIONAL WESTERN LIFE INSURANCE COMPANY NON-QUALIFIED

More information

ESTATE PLANNING OUTLINE

ESTATE PLANNING OUTLINE ESTATE PLANNING OUTLINE By LEONARD S. ROTH Attorney and Counselor at Law The Law Offices of Leonard S. Roth, P.C. 4265 San Felipe, Fifth Floor Houston, Texas 77027 (713) 622-4222 Board Certified in Tax

More information

SAMPLE BUY-SELL AGREEMENT Should be reviewed by an attorney familiar with the laws in your state before using for your business.

SAMPLE BUY-SELL AGREEMENT Should be reviewed by an attorney familiar with the laws in your state before using for your business. SAMPLE BUY-SELL AGREEMENT Should be reviewed by an attorney familiar with the laws in your state before using for your business. This Buy-Sell Agreement (this "Agreement") is made effective as of, between

More information

LIMITED LIABILITY COMPANY OPERATING AGREEMENT, LLC

LIMITED LIABILITY COMPANY OPERATING AGREEMENT, LLC LIMITED LIABILITY COMPANY OPERATING AGREEMENT, LLC A MemberManaged Limited Liability Company OPERATING AGREEMENT THIS OPERATING AGREEMENT is made and entered into effective, 20, by and among: [list the

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT This AGREEMENT, made this day of,2005 between (hereinafter referred to as the [Client(s)], and TCS Financial Services, Inc., a Registered Investment Adviser, whose mailing

More information

EQUITY SHARING AGREEMENT

EQUITY SHARING AGREEMENT EQUITY SHARING AGREEMENT This Equity Sharing Agreement (the Agreement ) is entered into as of the date set forth below by and between a California nonprofit corporation (the Church ), and (the Occupant

More information

It is always best to consult an attorney when preparing a document such as this. GENERAL POWER OF ATTORNEY

It is always best to consult an attorney when preparing a document such as this. GENERAL POWER OF ATTORNEY It is always best to consult an attorney when preparing a document such as this. GENERAL POWER OF ATTORNEY I, of of Ohio, appoint of Ohio as my Attorney-in-Fact or if he cannot serve or continue to serve

More information

I N V E S T M E N T A D V I S O R Y A G R E E M E N T

I N V E S T M E N T A D V I S O R Y A G R E E M E N T I N V E S T M E N T A D V I S O R Y A G R E E M E N T AGREEMENT, made this day of, 20 between the undersigned party,, whose mailing address is (hereinafter referred to as the CLIENT ), and TRADEWINDS CAPITAL

More information

Split Trust (Joint Life, First Event) - Discretionary

Split Trust (Joint Life, First Event) - Discretionary Split Trust (Joint Life, First Event) - Discretionary Important notes The trust form is designed for use only with Scottish Provident Self Assurance plans and Pegasus plans, provided the Pegasus plan does

More information

The Northern Trust Company of Delaware Provisions for Delaware Trusts

The Northern Trust Company of Delaware Provisions for Delaware Trusts The Northern Trust Company of Delaware Provisions for Delaware Trusts NOTICE AND DISCLAIMER Although the provisions in these materials are the product of much thought and effort, no sample provision is

More information

Antonio Gastelum, Inc. INVESTMENT MANAGEMENT AND ADVISORY AGREEMENT ( Agreement )

Antonio Gastelum, Inc. INVESTMENT MANAGEMENT AND ADVISORY AGREEMENT ( Agreement ) Antonio Gastelum, Inc. INVESTMENT MANAGEMENT AND ADVISORY AGREEMENT ( Agreement ) Management and Advisory Agreement This Investment Management and Advisory Services ( Advisory Services ) Agreement dated

More information

Last Will And Testament Of fname mname lname

Last Will And Testament Of fname mname lname Last Will And Testament Of fname mname lname I, fname mname lname, of city, state, being of sound mind and memory, hereby declare this to be my Last Will and Testament. I revoke any former Wills or amendments

More information

OPERATING AGREEMENT RALEIGH HOLDINGS, LLC. 12 September 2012

OPERATING AGREEMENT RALEIGH HOLDINGS, LLC. 12 September 2012 OPERATING AGREEMENT OF RALEIGH HOLDINGS, LLC 12 September 2012 RALEIGH HOLDINGS, LLC OPERATING AGREEMENT THIS OPERATING AGREEMENT, dated effective as of 3 August 2012 (the Operating Agreement ), is made

More information

Flexible Business Trust Deed

Flexible Business Trust Deed Flexible Business Trust Deed The documentation for the Flexible Business Trust is provided in draft format for the approval of your legal advisers. The appropriateness of this trust will depend on the

More information

BYLAWS ASSOCIATION OF TEXAS COLLEGE AND UNIVERSITY FACILITIES PROFESSIONALS ARTICLE I - OFFICES

BYLAWS ASSOCIATION OF TEXAS COLLEGE AND UNIVERSITY FACILITIES PROFESSIONALS ARTICLE I - OFFICES BYLAWS ASSOCIATION OF TEXAS COLLEGE AND UNIVERSITY FACILITIES PROFESSIONALS ARTICLE I - OFFICES 1. REGISTERED OFFICE AND REGESTERED AGENT The initial registered office and registered agent of the Corporation

More information

HEALTH SAVINGS CUSTODIAL ACCOUNT AGREEMENT

HEALTH SAVINGS CUSTODIAL ACCOUNT AGREEMENT HEALTH SAVINGS CUSTODIAL ACCOUNT AGREEMENT Form 5305-C under section 223(a) of the Internal Revenue Code. FORM (December 2011) The account owner named on the application is establishing this health savings

More information

mabc Investment Advisors, LLC PO Box 71 1322 Houston, TX 77271 Tel: 713-777-0260 7914 Candle Ln Houston, TX 77071 Cell: 713-516-2310

mabc Investment Advisors, LLC PO Box 71 1322 Houston, TX 77271 Tel: 713-777-0260 7914 Candle Ln Houston, TX 77071 Cell: 713-516-2310 REGULAR NON-DISCRETIONARY INVESTMENT ADVISORY SERVICES AGREEMENT AGREEMENT, made this day of, 20 between the undersigned party, whose mailing address is (hereinafter referred to as the Client ), and mabc

More information

Putnam SIMPLE IRA Plan and Disclosure Statement

Putnam SIMPLE IRA Plan and Disclosure Statement Putnam SIMPLE IRA Plan and Disclosure Statement Putnam SIMPLE Individual Retirement Trust Account Plan...1 Putnam SIMPLE IRA Disclosure Statement...16 Form 5305-S (Rev. March 2002) Department of the Treasury

More information

ROTH IRA ACCOUNT AGREEMENT

ROTH IRA ACCOUNT AGREEMENT Toll Free: 1-800-962-4238 www.pensco.com ROTH IRA ACCOUNT AGREEMENT PENSCO Trust Company (PENSCO Trust) as Custodian hereby adopts this Roth Individual Retirement Account Custodial Account Agreement. The

More information

Application Instructions

Application Instructions Application Instructions 1. Print and fill out entire (PHSA) Application. 2. Write a $20.00 check payable to New York Community Bank for your PHSA set up fee. 3. Mail application and check to: NYCB Plaza

More information

TRUST PROVISIONS WITH THE PRIVATE TRUST COMPANY, N.A., AS TRUSTEE

TRUST PROVISIONS WITH THE PRIVATE TRUST COMPANY, N.A., AS TRUSTEE TRUST PROVISIONS WITH THE PRIVATE TRUST COMPANY, N.A., AS TRUSTEE READ THIS PAGE BEFORE PROCEEDING The Private Trust Company, N.A. ( The Private Trust Company ) is pleased to provide the following trust

More information

SAMPLE IRREVOCABLE TRUST DECLARATION OF TRUST

SAMPLE IRREVOCABLE TRUST DECLARATION OF TRUST SAMPLE IRREVOCABLE TRUST DECLARATION OF TRUST DECLARATION OF TRUST, made as of this day of, 20, among, having an address at, as grantor (hereinafter referred to as the "Grantor"), and, having an address

More information

Sample LLC Operating Agreement

Sample LLC Operating Agreement GA-00LLC-1 Sample LLC Operating Agreement This agreement is a sample operating agreement and should be modified to meet your needs. It provides for the LLC to be operated by one or more managers OR by

More information

M E M O R A N D U M. Drafting Attorneys The Private Trust Company, N.A. Provisions For Use When Drafting Trusts

M E M O R A N D U M. Drafting Attorneys The Private Trust Company, N.A. Provisions For Use When Drafting Trusts M E M O R A N D U M TO: FROM: RE: Drafting Attorneys The Private Trust Company, N.A. Provisions For Use When Drafting Trusts The Private Trust Company, N.A., is not engaged in the practice of law and is

More information

LIVING TRUST CHARITABLE REMAINDER ANNUITY

LIVING TRUST CHARITABLE REMAINDER ANNUITY LIVING TRUST CHARITABLE REMAINDER ANNUITY I, Peter Miller Residing at : 1287 Pine Avenue Dallas, County of, Las Collinas State of Texas hereby transfer to George Summerlin residing at 6765 Park Avenue,

More information

YOUR INSURED FUNDS. National Credit Union Administration Office of Consumer Protection

YOUR INSURED FUNDS. National Credit Union Administration Office of Consumer Protection YOUR INSURED FUNDS National Credit Union Administration Office of Consumer Protection The National Credit Union Administration (NCUA) operates the National Credit Union Share Insurance Fund (NCUSIF) to

More information

LADENBURG THALMANN FINANCIAL SERVICES INC. QUALIFIED EMPLOYEE STOCK PURCHASE PLAN ARTICLE I BACKGROUND

LADENBURG THALMANN FINANCIAL SERVICES INC. QUALIFIED EMPLOYEE STOCK PURCHASE PLAN ARTICLE I BACKGROUND Adopted by Board: May 21, 2002 Adopted by Shareholders: November 6, 2002 Amendments Approved by Compensation Committee: December 29, 2005 Amendment Approved by Board: September 15, 2006 Amendment Approved

More information

SELF-DIRECTED RETIREMENT SAVINGS PLAN APPLICATION

SELF-DIRECTED RETIREMENT SAVINGS PLAN APPLICATION SELF-DIRECTED RETIREMENT SAVINGS PLAN APPLICATION CALEDON TRUST COMPANY LIRA Locked in Retirement Account* LRSP Locked in Retirement Savings Plan* RSP - Retirement Savings Plan - Member Plan RSP - Retirement

More information

OPERATING AGREEMENT of. This Operating Agreement (the "Agreement") made and entered into this 21st day of June, 2016 (the "Execution Date"), of,,

OPERATING AGREEMENT of. This Operating Agreement (the Agreement) made and entered into this 21st day of June, 2016 (the Execution Date), of,, OPERATING AGREEMENT of This Operating Agreement (the "Agreement") made and entered into this 21st day of June, 2016 (the "Execution Date"), BY: of,, (the "Member"). BACKGROUND: A. The Member wishes to

More information

Declaration of Trust

Declaration of Trust Declaration of Trust Part 1. Trust Name This revocable living trust shall be known as the Sheila Jenkins Revocable Living Trust. Part 2. Declaration of Trust Sheila Jenkins, called the grantor, declares

More information

INVESTMENT MANAGEMENT AGREEMENT BETWEEN CHICAGO TRANSIT AUTHORITY RETIREE HEALTH CARE TRUST (the TRUST) AND [INVESTMENT MANAGER]

INVESTMENT MANAGEMENT AGREEMENT BETWEEN CHICAGO TRANSIT AUTHORITY RETIREE HEALTH CARE TRUST (the TRUST) AND [INVESTMENT MANAGER] INVESTMENT MANAGEMENT AGREEMENT BETWEEN CHICAGO TRANSIT AUTHORITY RETIREE HEALTH CARE TRUST (the TRUST) AND [INVESTMENT MANAGER] THIS AGREEMENT, dated as of this day of, 20 is made by and between [NAME

More information

Edward Jones Trust Company Traditional Individual Retirement Account Trust Agreement

Edward Jones Trust Company Traditional Individual Retirement Account Trust Agreement Edward Jones Trust Company Traditional Individual Retirement Account Trust Agreement (Under Section 408(a) of the Internal Revenue Code) IRS Form 5305 (Rev. March 2002) This Trust Agreement is incorporated

More information

Investment Objectives and Management

Investment Objectives and Management DISCLOSURE STATEMENT DESERET POOLED INCOME FUND The Corporation of the President of the Church of Jesus Christ of Latter-day Saints (the "Church") has created the Deseret Pooled Income Fund, (the "Fund")

More information

PROBATE COURT OF FRANKLIN COUNTY, OHIO ROBERT G. MONTGOMERY, JUDGE. WRONGFUL DEATH TRUST DECLARATION [Loc. R. 70.2]

PROBATE COURT OF FRANKLIN COUNTY, OHIO ROBERT G. MONTGOMERY, JUDGE. WRONGFUL DEATH TRUST DECLARATION [Loc. R. 70.2] PROBATE COURT OF FRANKLIN COUNTY, OHIO ROBERT G. MONTGOMERY, JUDGE IN RE TRUST OF: Deceased FBO: Beneficiary CASE NO.: WRONGFUL DEATH TRUST DECLARATION [Loc. R. 70.2] Pursuant to the provisions of Ohio

More information

NC General Statutes - Chapter 54 Article 14F 1

NC General Statutes - Chapter 54 Article 14F 1 Article 14F. Savings Accounts. 54-109.53. Shares. (a) The capital of a credit union consists of the payments made by members on shares, undivided surplus, and reserves. (b) Shares may be subscribed to,

More information

ABILITY TO TRANSFER "S" CORPORATION STOCK TO INTER VIVOS TRUSTS (Business Advisory No. 10)

ABILITY TO TRANSFER S CORPORATION STOCK TO INTER VIVOS TRUSTS (Business Advisory No. 10) ABILITY TO TRANSFER "S" CORPORATION STOCK TO INTER VIVOS TRUSTS (Business Advisory No. 10) Over the years, we have found that many of our clients elect to transfer their shares of "S" corporation stock

More information

NEVADA STATUTORY POWER OF ATTORNEY NRS 162A.620

NEVADA STATUTORY POWER OF ATTORNEY NRS 162A.620 RECORDING REQUESTED BY: SPACE ABOVE THIS LINE FOR RECORDER'S USE NEVADA STATUTORY POWER OF ATTORNEY NRS 162A.620 THIS IS AN IMPORTANT LEGAL DOCUMENT. IT CREATES A DURABLE POWER OF ATTORNEY FOR FINANCIAL

More information

The Western Pennsylvania Annual Conference. Of The United Methodist Church. Health Insurance Program

The Western Pennsylvania Annual Conference. Of The United Methodist Church. Health Insurance Program The Western Pennsylvania Annual Conference Of The United Methodist Church Health Insurance Program Effective January 1, 2016 Table of Contents Article I Introduction Article II Definitions Article III

More information

I. INTRODUCTION DEFINITIONS

I. INTRODUCTION DEFINITIONS I. INTRODUCTION RULES FOR REGISTRATION OF SHARES IN BENEFICIARY FORM shall be governed by these Rules and construed in accordance with the laws of the state of Minnesota. These Rules for registration of

More information

BY-LAWS OF VT TECHNOLOGY SERVICES & OPERATIONS CORPORATION

BY-LAWS OF VT TECHNOLOGY SERVICES & OPERATIONS CORPORATION BY-LAWS OF VT TECHNOLOGY SERVICES & OPERATIONS CORPORATION VT Technology Services and Operations Corporation ("the Corporation"), a nonstock corporation duly formed under the provisions of the Virginia

More information

North Carolina Public School Teachers and Professional Educators Investment Plan 403(b) Volume Submitter Plan

North Carolina Public School Teachers and Professional Educators Investment Plan 403(b) Volume Submitter Plan SPECIMEN DOCUMENT 5/09/14 North Carolina Public School Teachers and Professional Educators Investment Plan 403 Volume Submitter Plan Base Plan Document [Note: This document will be submitted to the IRS

More information

CUSTODIAL AGREEMENT ROTH IRA

CUSTODIAL AGREEMENT ROTH IRA Page 1 of 9 IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions

More information

Sample Shareholder Agreement

Sample Shareholder Agreement Appendix 1 Sample Shareholder Agreement #1 Taken from http://smallbusiness.findlaw.com/business-forms-contracts/form4-2.html 18 January 2007 Sample Shareholder Agreement AGREEMENT made and entered into

More information

OPERATING AGREEMENT MEMBER MANAGED RECITAL: AGREEMENTS: 1.1 Name. The name of this limited liability company (the "Company") is.

OPERATING AGREEMENT MEMBER MANAGED RECITAL: AGREEMENTS: 1.1 Name. The name of this limited liability company (the Company) is. OPERATING AGREEMENT MEMBER MANAGED DATE: PARTIES: RECITAL: The parties to this agreement (the "Members") are entering into this agreement for the purpose of forming a limited liability company under the

More information

Cincinnati/29736.3 U.S. BANCORP OUTSIDE DIRECTORS DEFERRED COMPENSATION PLAN

Cincinnati/29736.3 U.S. BANCORP OUTSIDE DIRECTORS DEFERRED COMPENSATION PLAN U.S. BANCORP OUTSIDE DIRECTORS DEFERRED COMPENSATION PLAN U.S. BANCORP OUTSIDE DIRECTORS DEFERRED COMPENSATION PLAN TABLE OF CONTENTS Page ARTICLE I DEFINITIONS... 1 1.1 Definitions... 1 1.2 Number and

More information

PEPCO HOLDINGS, INC. EXECUTIVE PERFORMANCE SUPPLEMENTAL RETIREMENT PLAN

PEPCO HOLDINGS, INC. EXECUTIVE PERFORMANCE SUPPLEMENTAL RETIREMENT PLAN PEPCO HOLDINGS, INC. EXECUTIVE PERFORMANCE SUPPLEMENTAL RETIREMENT PLAN The Potomac Electric Power Company Executive Performance Supplemental Retirement Plan (the "Pepco plan") was established, effective

More information

Traditional IRA Custodial Agreement (Under section 408(a) of the Internal Revenue Code)

Traditional IRA Custodial Agreement (Under section 408(a) of the Internal Revenue Code) Traditional IRA Custodial Agreement (Under section 408(a) of the Internal Revenue Code) Form 5303-A (Rev. March 2002) Department of the Treasury, Internal Revenue Service. Do not file with the Internal

More information

SOCIETY FOR FOODSERVICE MANAGEMENT FOUNDATION. (a Delaware nonprofit, non-stock corporation) Bylaws ARTICLE I NAME AND PURPOSE

SOCIETY FOR FOODSERVICE MANAGEMENT FOUNDATION. (a Delaware nonprofit, non-stock corporation) Bylaws ARTICLE I NAME AND PURPOSE SOCIETY FOR FOODSERVICE MANAGEMENT FOUNDATION (a Delaware nonprofit, non-stock corporation) Bylaws ARTICLE I NAME AND PURPOSE Section 1.1. Name. The name of the Corporation is Society for Foodservice Management

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT AGREEMENT, made this day of, 20 between the undersigned party, whose mailing address is (hereinafter referred to as the CLIENT ), and SCARBOROUGH CAPITAL CORPORATION, a registered

More information

Relevant Life Policy Trust and Nomination Forms

Relevant Life Policy Trust and Nomination Forms Relevant Life Policy Trust and Nomination Forms Important notes The forms are only suitable for use with Scottish Provident Self Assurance plans that have been applied for as relevant life policies. Both

More information

COVERDELL EDUCATION SAVINGS ACCOUNT

COVERDELL EDUCATION SAVINGS ACCOUNT COVERDELL EDUCATION SAVINGS ACCOUNT Form 5305-EA (Revised March 2002) under Section 530 of the Internal Revenue Code The Depositor whose name appears on the Application is establishing a Coverdell Education

More information

LEGISLATIVE BILL 72. Approved by the Governor May 13, 2015

LEGISLATIVE BILL 72. Approved by the Governor May 13, 2015 LEGISLATIVE BILL 72 Approved by the Governor May 13, Introduced by Schumacher, 22. A BILL FOR AN ACT relating to decedents' estates; to amend sections 30-3880, 30-3881, 30-3882, and 77-2018.02, Reissue

More information

STATE OF COLORADO STATUTORY FORM POWER OF ATTORNEY IMPORTANT INFORMATION

STATE OF COLORADO STATUTORY FORM POWER OF ATTORNEY IMPORTANT INFORMATION On April 9, 2009, Colorado enacted the Uniform Power of Attorney Act, C.R.S. 15-14-701, et seq., effective January 1, 2010. The Act significantly changes the laws concerning the use of powers of attorney

More information

PARTNERSHIP AGREEMENT

PARTNERSHIP AGREEMENT PARTNERSHIP AGREEMENT I. INTRODUCTORY The parties to this agreement,, hereinafter referred to as the first party, and, hereinafter referred to as the second party, and both hereinafter referred to as the

More information

VIP Empire Stable LLC

VIP Empire Stable LLC VIP Empire Stable LLC A New York Limited Liability Company Operating Agreement THIS OPERATING AGREEMENT is made and entered into as of April 1, 2002 by and among VIP Empire Stable, a New York LLC (the

More information

SECURITIES LENDING AUTHORIZATION

SECURITIES LENDING AUTHORIZATION SECURITIES LENDING AUTHORIZATION This AGREEMENT ( Agreement ) made as of the day of, 2009, by and between the WEST VIRGINIA BOARD OF TREASURY INVESTMENTS, a public body corporate of the State of West Virginia

More information

Biola University Defined Contribution Retirement Plan

Biola University Defined Contribution Retirement Plan Biola University Defined Contribution Retirement Plan Table of Contents ARTICLE I ARTICLE II ARTICLE III ARTICLE IV ARTICLE V ARTICLE VI ARTICLE VII ARTICLE VIII ARTICLE IX ARTICLE X Definitions...3 Establishment

More information

ARTICLE I WD-40 COMPANY ARTICLE II

ARTICLE I WD-40 COMPANY ARTICLE II CERTIFICATE OF INCORPORATION OF WD-40 COMPANY ARTICLE I The name of the corporation (the "Corporation") is: WD-40 COMPANY ARTICLE II The address of the Corporation's registered office in the State of Delaware

More information

State of West Virginia STATUTORY FORM POWER OF ATTORNEY IMPORTANT INFORMATION

State of West Virginia STATUTORY FORM POWER OF ATTORNEY IMPORTANT INFORMATION State of West Virginia STATUTORY FORM POWER OF ATTORNEY IMPORTANT INFORMATION This power of attorney authorizes another person (your agent) to make decisions concerning your property for you (the principal).

More information

STATUTORY SHORT FORM POWER OF ATTORNEY FOR PROPERTY. Includes Amendments Required By Public Act 96-1195 Form Valid July 1, 2011

STATUTORY SHORT FORM POWER OF ATTORNEY FOR PROPERTY. Includes Amendments Required By Public Act 96-1195 Form Valid July 1, 2011 STATUTORY SHORT FORM POWER OF ATTORNEY FOR PROPERTY Includes Amendments Required By Public Act 96-1195 Form Valid July 1, 2011 NOTICE TO THE INDIVIDUAL SIGNING THE ILLINOIS STATUTORY SHORT FORM POWER OF

More information

UTAH 75-5 DURABLE POWER OF ATTORNEY FORM

UTAH 75-5 DURABLE POWER OF ATTORNEY FORM UTAH 75-5 DURABLE POWER OF ATTORNEY FORM I. NOTICE - This legal document grants you (Hereinafter referred to as the Principal ) the right to transfer unlimited financial powers to someone else (Hereinafter

More information

AMENDMENT TO THE OPERATING AGREEMENT OF BOULDER DANCE, LLC

AMENDMENT TO THE OPERATING AGREEMENT OF BOULDER DANCE, LLC AMENDMENT TO THE OPERATING AGREEMENT OF BOULDER DANCE, LLC The following Amendment to the Operating Agreement of Boulder Dance, LLC is adopted this day of 2005 by agreement of all Members. The purpose

More information

day of National Insurance Number Postcode

day of National Insurance Number Postcode Flexible Pension Plan/ Personal Pension Plan/ Stakeholder Pension Plan Important please ensure that you have: 1213 Completed Parts A to F Consulted your legal, tax or financial adviser before signing this

More information