Want to advise on international and expat mortgages, but don t know where to start?

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2 Want to advise on international and expat mortgages, but don t know where to start? Here at Connect we can help you earn money by simply promoting an international mortgage service to your clients. We offer a number of free web tools and templates that will help you gene enquiries. You can then choose to either deal with these enquiries yourself or refer them on to us to contact on your behalf. You will then earn between 25% and 100% of the case commission depending on how you choose to work with us. As part of our service you will also be able to access a unique international mortgage sourcing system that will enable you to: Deal directly with international mortgage lenders. Access mortgage products & providers in over 30 different countries. Use a variety of application options to suit your own experience and business needs. Track the progress of your mortgage applications online. Typically earn around 2,500 from just one 150,000 mortgage. If you would like to find out more about our service, discuss a particular case or request a free demonstration of the sourcing system please contact us by phone on or by at helpdesk@connectbrokers.co.uk

3 Abu Dhabi 3.99% Loan Variable AED 70% Capital and 2% Loan Loans start from 250,000 AED Holiday Home and Property let Anguilla 3.832% Loan Tracker USD 60% Capital and Land purchase, Self build, Bridging loan, Purchase and renovation. REMORTGAGE: Unencumbered properties only Anguilla 4.086% Loan Tracker GBP 60% Capital and Land purchase, Self build, Bridging loan, Purchase and renovation. REMORTGAGE: Unencumbered properties only Antigua 3.332% Loan Tracker USD 60% Capital and Self build Antigua 3.586% Loan Tracker GBP 60% Capital and Self build Aruba 4.48% Loan Variable USD 70% Capital and Land purchase, Self build. REMORTGAGE: Unencumbered, Equity release (Home improvements only) Aruba 5.52% 2 Years Fixed USD 70% Capital and Australia 4.99% 2 years Fixed AUD 80% Capital and or 1% 2 Years Loans start from 250,000 USD Land purchase, Self build. REMORTGAGE: Unencumbered, Equity release (Home improvements only). 1% 2 Years Loans start from 100,000 AUD Holiday/Second home, Property Lets, New build. REMORTGAGE: Like for like

4 Bahamas 6.25% Loan Tracker USD 65% Capital and Self build, Bridging loan, Purchase and renovation. REMORTGAGE: None Barbados 4.086% Loan Tracker GBP 65% Capital and Self build, Bridging loan, Purchase and renovation. REMORTGAGE: Equity release (Home improvement), Unencumbered properties Bonaire 4.48% Loan Variable USD 70% Capital and Land purchase, Self build. REMORTGAGE: Equity release (Home improvement), Unencumbered properties British Virgin Islands 3.832% Loan Tracker USD 70% Capital and Residential, New build with Stage payments, Land purchase, Self build, Bridging loan, Purchase and renovation. REMORTGAGE: Residential, Equity release (Home improvement), Unencumbered British Virgin Islands 4.086% Loan Tracker GBP 70% Capital and Residential, New build with Stage payments, Land purchase, Self build, Bridging loan, Purchase and renovation. REMORTGAGE: Residential, Equity release (Home improvement), Unencumbered British Virgin Islands 5.50% 2 Years Fixed USD 70% Capital and 1% 2 Years Loans start from 250,000 USD Residential, New build with Stage payments, Land purchase, Self build, Bridging loan, Purchase and renovation. REMORTGAGE: Residential, Equity release (Home improvement), Unencumbered

5 Cayman Islands 3.586% Loan Tracker GBP 70% Capital and 1% None Loans start from 350,000 USD Residential, New builds with Stage payments, Land purchase, Self builds, Bridging loans, Purchase and renovation. REMORTGAGE: Residential, Equity release (Home improvements only), Unencumbered Cayman Islands 5.50% 2 Years Fixed USD 70% Capital and 1% 2 Years Loans start from 350,000 USD Residential, New builds with Stage payments, Land purchase, Self builds, Bridging loans, Purchase and renovation. REMORTGAGE: Residential, Equity release (Home improvements only), Unencumbered Curacao 4.52% Loan Variable USD 70% Capital and Residential, New build, Land purchase, Self build. REMORTGAGE: Equity release (Home improvement), Unencumbered Curacao 5.50% 2 Years Fixed USD 70% Capital and 1% 2 Years Loans start from 250,000 USD Residential, New build, Land purchase, Self build. REMORTGAGE: Equity release (Home improvement), Unencumbered Dubai 4.49% Loan Variable AED 70% Capital and 2% Loan Loans start from 1,000,000 AED Holiday Home and Property let France 2.05% 6 Years Fixed EUR 80% Capital and France 2.30% 10 Years Variable EUR 80% Capital and 1% 1 Year Loans start from 100,001 EUR PURCHASE: Residential properties, Holiday/second homes, Property lets, New build, Purchase and renovation REMORTGAGE: Residential properties, Holiday/second homes, Property lets. 1% 1 Year Loans start from 100,001 EUR PURCHASE: Residential properties, Holiday/second homes, Property lets, New build, Purchase and renovation REMORTGAGE: Residential properties, Holiday/second homes, Property lets *Vasriable

6 France 2.5% 10 Years Fixed EUR 80% Capital and 1% Loan Loans start from 100,001 EUR PURCHASE: Residential properties, Holiday/second homes, Property lets, New build, Purchase and renovation REMORTGAGE: Residential properties, Holiday/second homes, Property lets France 2.50% 10 Years Variable EUR 80% Capital and 1% 1 Year Loans start between 50,000 and 100,000 EUR PURCHASE: Residential properties, Holiday/second homes, Property lets, New build, Purchase and renovation REMORTGAGE: Residential properties, Holiday/second homes, Property lets France 2.75% (3.75%) 7 Years Capped Variable EUR 85% Capital and 1% None Loans start from 300,000 EUR Residential, Holiday/second home, Property let, Self build, Purchase and renovation, Leaseback *Capped France 2.85% (3.85%) 7 Years Capped Variable EUR 85% Capital and 1% None Loans available between 100,000 and 300,000 EUR Residential, Holiday/second home, Property let, Self build, Purchase and renovation, Leaseback *Capped France 3.00% 7-14 Years Variable EUR 75% 1500 EUR None Loans available between 100,000 and 500,000 EUR Holiday/second home, Property let, Self build, Purchase and renovation, Leaseback * only France 3.30% 25 Years Fixed EUR 80% Capital and 1% Loan Loans start from 100,001 EUR Holiday/second home, New build, Leasebacks, Purchase and renovation. REMORTGAGE: Residential remortgage France 3.50% 25 Years Fixed EUR 80% Capital and 1% Loan Loans start between 50,000 and 100,000 EUR Holiday/second home, New build, Leasebacks, Purchase and renovation. REMORTGAGE: Residential remortgage

7 Hong Kong 1.85% Loan Variable HKD 50% Capital and 1000 HKD + 0.5% 2 Years Standard loans start from 1,000,000 HKD Property lets, New builds and Bridging finance REMORTGAGE: Residential, Property lets, New builds and Bridging finance Ireland 4.80 % Loan Variable EUR 50% Capital and 1% None Loans start from 75,000 EUR Self build, Purchase and renovation. REMORTGAGE: Holiday/Second home standard remortgage Ireland 5.30% 3 Years Fixed EUR 50% Capital and 1% 3 Years Loans start from 75,000 EUR Self build, Purchase and renovation. REMORTGAGE: Holiday/Second home standard remortgage Italy 3.15% (5.15%) 7 years Capped EUR 80% Capital and 1% None Loans start from 250,000 EUR *Capped Jamaica 5.332% Loan Tracker USD 60% Capital and Residential, New build, Land purchase, Self build, Bridging loan, Purchase and renovation. REMORTGAGE: Unencumbered properties only Jamaica 5.586% Loan Term Tracker GBP 60% Capital and Residential, New build, Land purchase, Self build, Bridging loan, Purchase and renovation. REMORTGAGE: Unencumbered properties only *UK Payments Jamaica 5.66% 2 years Fixed USD 60% Capital and 1% 2 years Loans start from 250,000 USD Residential, New build, Land purchase, Self build, Bridging loan, Purchase and renovation. REMORTGAGE: Unencumbered properties only Malta 3.775% Loan Variable EUR 60% Capital and 0.3% 3 Years Loans between 1 EUR and 120,000 EUR Residential, New build, Self build, Purchase and renovation. REMORTGAGE: Residential, Holiday/Second home *Low s *Small Loans

8 Portugal 3.594% Loan Term Tracker EUR 80% Capital and 780 EUR Loan Loans start from 250,001 EUR Holiday/Second home, Construction and Renovation. REMORTGAGE: None *Low fees Portugal 4.75% Loan Variable GBP 65% Capital and 0.5% GBP 2 years Loans start from 100,000 GBP New build with Stage payments, only available when full planning is available. Land purchase, Self build, Purchase and renovation. REMORTGAGE: Residential, Holiday/Second home *UK Payments Portugal 5.594% 2 Years Fixed EUR 80% Capital and 780 EUR Loan Loans start from 250,001 EUR Holiday/Second home, Construction and Renovation. REMORTGAGE: None Portugal 5.694% 2 Years Fixed EUR 80% Capital and 780 EUR Loan Loans between 50,000 to 150,000 Euros. Holiday/Second home, Construction and Renovation. REMORTGAGE: None Ras Al Khaimer 3.99% Loan Variable AED 70% Capital and 2% Loan Loans start from 250,000 AED Holiday Home and Property let Spain 2.5% 1 Year Fixed EUR 70% Capital and 1% Loan Loans start from 50,000 EUR. Property let, Self build, Purchase and renovation Spain 3.35% 1 Year Fixed EUR 60% Capital and 1.5% Loan Loans start from 50,000 EUR. Property let, Self build, Purchase and renovation Spain 3.75% 1 Year Fixed EUR 60% Capital and 1.75% Loan Loans start from 30,000 EUR. Self build, Purchase and renovation

9 Spain 4.10% 30 Years Fixed EUR 70% Capital and 1% Loan Loans start from 1 EUR. Land purchase, Self build, Purchase and renovation. REMORTGAGE: Equity release (Home improvements only), Unencumbered St Kitts and Nevis 3.832% Loan Tracker USD 60% Capital and Self build St Lucia 3.832% Loan Tracker USD 50% Capital and Self build St Maarten 3.832% Loan Tracker USD 70% Capital and Self build Thailand 6.00% Loan Variable USD 70% Capital and 1% Loan Loans from 2,500,000 THB Finance available on condominium properties only. On Condominium properties only. PURCHASE: Residential, Holiday/Second home, New build Turkey 6.15% Loan Variable GBP 75% Capital and 1.5% GBP 3 years Loans start from 23,000 GBP Holiday/second home, New build Turks and Caicos Islands 6.00% Loan Tracker GBP 70% Capital and or Land purchase, Self build.. REMORTGAGE: Unencumbered only

10 2.64% 30/11/17 Tracker GBP 70% Capital and or 0.75% 30/11/ 17 Loans from 500,000 GBP. PURCHASE: Residential only. REMORTGAGE: Like for like and equity release on residential properties % 30/11/17 Fixed GBP 70% Capital and or 0.75% 30/11/ 17 Loans from 150,000 GBP. PURCHASE: Residential only. REMORTGAGE: Like for like and equity release on residential properties % Loan Tracker GBP 75% Capital and 1895 GBP 1 year Loans between 50,000 to 500,000 GBP. FOREIGN NATIONALS & EXPATS PURCHASE: Buy to let only REMORTGAGE: Like for like and equity release on BTL properties % Loan Term Traker GBP 65% 0.5% 2 years Loans from 1000,000 GBP. FOREIGN NATIONALS & EXPATS PURCHASE: Buy to let, New builds, Purchase and renovation REMORTGAGE: Buy to let equity release (any purpose), unencumbered properties accepted % 2 Years Discount Variable GBP 75% Capital and or 2.5% None Loans between 125,000 to 1,500,000 GBP. EXPATS ONLY. Properties in South East England. PURCHASE: Buy to let properties and HMOs. REMORTGAGE: Like for like and equity release on Buy to let properties and HMOs *Discount *Large loan 5.31% 28/02/17 Fixed GBP 75% Capital and or 1% 28/02/ 17 Loans from 100,000 GBP. FOREIGN NATIONALS & EXPATS PURCHASE: Buy to let only. REMORTGAGE: Like for like and equity release on Buy to let properties % Loan Tracker GBP 85% Capital and 2% Loan Loans from 100,000 GBP. EXPATS ONLY: PURCHASE: Buy to Let HMO properties. REMORTGAGE: Like for like remortgages on Buy to Let & HMO properties

11 6.1% Loan Tracker GBP 85% Capital and 2% Loan Loans from 100,000 GBP. EXPATS ONLY: PURCHASE: Buy to Let HMO properties. REMORTGAGE: Like for like remortgages on Buy to Let & HMO properties USA 3.875% 15 Years Fixed USD 60% Capital and Up to 2% USD None Loans start from 50,000 USD Holiday/second home, Property let. REMORTGAGE: Residential, Holiday/second home, like for like remortgage and Equity Release USA 4.50% 5 Years Fixed USD 75% Capital and Up to 2% USD None Loans start from 50,000 USD Holiday/second home, Property let. REMORTGAGE: Residential, Holiday/second home, like for like remortgage and Equity Release USA 4.875% 30 Years Fixed USD 60% Capital and Up to 2% USD None Loans start from 50,000 USD Holiday/second home, Property let. REMORTGAGE: Residential, Holiday/second home, like for like remortgage and Equity Release About this document: This guide was created to provide information on selected mortgage products available through our international mortgage service. This document was created on 11th September 2015 and whilst we have tried to ensure that the information is accu, we do not accept any liability for any errors or omissions. If you are in any doubt as to the accuracy of the information within this document, please do not hesitate to contact us.

12 Connect offers over 10 years experience in the international and expat mortgage market. Our dedicated team of experienced advisers work tirelessly to try and provide you with the best mortgage deals available in today s marketplace. Through our specialist service we can help you access hundreds of products in over 30 different countries. Connect can currently secure mortgages in: Abu Dhabi, Anguilla, Antigua, Aruba, Australia, Bahamas, Barbados, Bonaire, British Virgin Islands, Caribbean, Cayman Islands, Curacao, Dubai, France, Germany, Gibraltar, Grenada, Hong Kong, Ireland, Isle of Man, Israel, Italy, Jamaica, Jersey, Portugal, Ras Al Khaimer, Singapore, South Africa, Spain, St Kitts & Nevis, St Lucia, St Maarten, St Vincent, Thailand, Turks and Caicos Islands, Turkey, & USA. Our team offer many years of international mortgage experience and are committed to proving you with an excellent service. If you would like to find out more about our service or discuss a particular enquiry please contact us. UK Tel Int Tel helpdesk@connectbrokers.co.uk