Work-Related Death ASBESTOS AND THE HOME RENOVATOR. Information for people following a fatality. A basic guide on what you need to know about asbestos

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Work-Related Death ASBESTOS AND THE HOME RENOVATOR. Information for people following a fatality. A basic guide on what you need to know about asbestos"

Transcription

1 ASBESTOS AND THE HOME RENOVATOR A basic guide on what you need to know about asbestos Work-Related Death Information for people following a fatality safe, fair, productive working lives

2 This publication is licensed under a Creative Commons Attribution Australia Licence v3.0. For terms see: Disclaimer While care has been taken to ensure the accuracy and currency of the information in this publication, at the time of reading it may not be sufficiently accurate, current or complete to suit your individual needs. Reliance on the information in this publication is at your own risk. SafeWork SA accepts no liability for any loss resulting from your reliance on it. To best meet your work health and safety obligations refer to current Acts, Regulations and Codes of Practice.

3 SafeWork SA is the government agency responsible for administering all work health and safety legislation in South Australia. This includes the investigation of workplace incidents in which people have been seriously or fatally injured. The purpose of an investigation is to: find out what happened prevent further similar injuries and fatalities determine if there have been any breaches of the Work Health and Safety Act 2012 (SA). Investigators will interview people who may be able to explain or provide information about what happened. This may include interviewing eyewitnesses, other workers and the Person Conducting a Business or Undertaking (PCBU). Family members may also be asked to make a statement during the investigation. The investigation process can be complicated and take time to complete. SafeWork SA will keep the next of kin updated throughout the investigation. Information about SafeWork SA s investigation process, the decision to prosecute and the court process is available on SafeWork SA s website at Coping with a friend, colleague or loved one s work-related death can be a difficult and distressing experience. The investigation of a work-related death can involve a number of legal, judicial and statutory authorities in determining what happened. Understanding the authorities different roles, responsibilities and processes can be helpful. Following a work-related death, you may also have a number of personal responsibilities to attend to, such as planning a funeral. This information is intended to guide you at an unexpected and distressing time. Bryan Russell Executive Director SafeWork SA 1

4 South Australia Police The police are called immediately following a work-related death and fulfil a number of important roles such as: inquiring into the circumstances of the death on behalf of the Coroner and preparing a report for the Coroner notifying the next of kin arranging for formal identification of the deceased conducting an investigation to establish whether any criminal offences were committed. Co-operation between SafeWork SA and South Australia Police SafeWork SA and South Australia Police work together closely and may conduct a joint investigation. In some circumstances this may not be possible and separate enquiries will be required. Sometimes it is important for SafeWork SA and South Australia Police to interview witnesses separately because the information required is different. Confidentiality provisions also bind each agency so it is not always appropriate or possible to share information. Depending on the circumstances of the workplace death, the deceased s body may be admitted to the Forensic Science South Australia Mortuary, transferred directly to a funeral home, or if the death occurred in a hospital, may be held temporarily in the hospital mortuary. The post-mortem In most cases, a post-mortem is required to determine the precise cause of death. A post-mortem examination, also known as an autopsy, is an examination of the outside of the body and internal organs by a doctor known as a pathologist. 2

5 It is conducted without unnecessary delay, usually within 48 hours of the death, to enable the body to be released to the deceased s family as soon as practicable. To discuss the timing of the release of the body further to your religious beliefs, please contact the State Coroner s Court, telephone The State Coroner should be advised immediately in writing of any objection to a post-mortem being conducted. The State Coroner has to determine a finding as to the specific cause of death so the decision as to whether a post-mortem is conducted rests with them, mindful of any next of kin objections. In some situations the State Coroner can determine the cause of death from the person s medical history and the police report on the circumstances surrounding the death. Obtaining a copy of the post-mortem report A copy of the post-mortem report may be made available to the next of kin through a nominated doctor who can explain the contents. If other special reports are prepared, these can also be made available. If, as the next of kin, you wish to receive a copy of the report, please write to the Manager, State Coroner s Court, 302 King William Street, Adelaide South Australia The letter should state your name, your relationship to the deceased and the name and address of the doctor to whom you would like the report sent. Arranging the funeral Arranging a funeral often requires making decisions at a distressing time. A funeral director will help you make the necessary arrangements, and liaise with the State Coroner s Court about the formal identification and release of the deceased. 3

6 To ensure the funeral arrangements reflect your needs: talk with the funeral director and/or your minister of religion ask questions discuss the options before making a decision select a funeral director that is licensed and has a good reputation. The Australian Funeral Directors Association lists its members online and the Yellow Pages also lists funeral directors. plan a personalised ceremony or service to help the healing process. You may also need to: consult the Will for any specific funeral requirements inform relatives and friends as soon as possible of the death as well as advising the insurance company, doctor/s, the cemetery or memorial park and any organisations, clubs organise the funeral service, e.g. location, type of service, casket or urn, flowers, music, cars, eulogy and pallbearers provide relevant information, e.g. surviving family members, location of services, for a newspaper notice. Returned service personnel may be entitled to an official war grave. If you think this may be the case, contact the Department of Veterans Affairs on or visit Death certificate You may find that it is difficult to progress financial matters until you have received a Death Certificate. The release of a Death Certificate may take some time, however you can request an interim Death Certificate. Once the Coroner has established a cause of death, the death will be formally registered with the Births, Deaths and Marriages Registration Office. You can apply for a Death Certificate, including an interim Death Certificate online at A copy will need to be sent to the claims manager as part of any claim for workers compensation. 4

7 Paying for the funeral Some people make a provision in their Will for the payment of funeral costs. Some health funds, trade unions and other associations and clubs may provide a funeral benefit for members. Check whether these provisions are available to you. If you are experiencing financial hardship, you may be eligible for financial assistance from the Department for Communities and Social Inclusion s Funeral Assistance Program. You can contact them by telephone on The funeral director may request a deposit be paid before the funeral, and for the balance to be paid by an agreed date. Ensure you check the payment terms and conditions before you agree to them. If a workers compensation claim is accepted, a funeral benefit may be payable. Wills, grants and probate A Will is an important document that enables a person to exercise their legal rights of directing to whom and in what manner their assets should be distributed upon their death and to appoint someone to look after their affairs. When there is no Will or no valid Will, the estate may not be divided according to the wishes of the deceased because legislation sets out how it will be distributed. The executor/s is the nominated person/s in a Will responsible for the administration of an estate and distribution of the assets to beneficiaries. An executor needs to follow the process of officially proving the validity of the Will, known as obtaining probate. The Supreme Court of South Australia has exclusive jurisdiction in South Australia to make orders in relation to the: validity of the Will of a deceased person appointment of an executor or an administrator administration of a deceased estate. 5

8 The Probate Registry of the court deals with applications for grants of probate or administration and related matters. The registry keeps a record of probates and administration granted by the court. You can contact the Probate Registry by telephone on A Grant of Representation is a certificate issued under seal by the court appointing an administrator, or authenticating the right of an executor to administer the estate of a deceased person. The Probate Registry website ( provides information about: why and when a grant is needed how to make an application how to search for grants on the Probate Registry. If a person dies without making a Will, or their Will is not valid, then the person is said to have died intestate. This means the person has no say as to what happens to their property. It is more difficult and expensive for the beneficiaries to administer the person s estate if there is no valid Will. If you are deemed to be in a de facto relationship under the Family Relationships Act 1975 you must apply for an order in the civil jurisdiction of the Supreme Court, which recognises you as a putative (or de facto) spouse. Recognition as a putative spouse provides the same rights as a spouse. Generally, if a person has a child from the relationship with the deceased or has lived the last five out of six years with them, the order recognising a person as a putative spouse will be granted. The validity of a Will can be questioned for a number of reasons including: the person who made the Will did not have the capacity to do so at the time it was signed the person was unduly influenced by another person parts of the Will were changed after it was signed. The Will of any person can be challenged or contested after their death, although only those people who are defined in the Inheritance (Family Provision) Act 1972 are eligible to do this. 6

9 An application must be made within six months of the death of the person. One way to proceed with this is to ask a legal practitioner to make an application on your behalf. Workers compensation WorkCoverSA is a statutory authority with responsibility for issues relating to workers compensation further to the Workers Rehabilitation and Compensation Act A range of issues must be considered for WorkCoverSA to determine a workers compensation claim. A death occurring at work is not always compensable. The best way to test compensability is to lodge a claim. Workers compensation claim forms are available from employers, major post offices or WorkCoverSA online at You can telephone WorkCoverSA on If WorkCoverSA decides the death is compensable, a range of benefits may be payable subject to the specific circumstances. These may include meeting the cost of counselling for family members of a deceased worker, a funeral benefit, a lump sum to a surviving spouse and dependent children, and/or weekly payments to a dependent spouse and dependent children. In some circumstances, WorkCoverSA may determine that a dependent relative, other than a spouse or child, is entitled to a lump sum or weekly payments. You may also like to obtain legal advice. Free and low cost advice services are available by telephoning the Law Society of South Australia on Superannuation and life insurance Superannuation contributions are usually paid into a fund by the employer. There may also be funds from any previous employment. To find out about the deceased s superannuation, contact the employer or relevant union. To find out about contributions paid by any previous employers, contact the Australian Taxation Office Lost Members Register by telephoning

10 One or more life insurance policies may also have been held. Policy documents will be necessary to make enquires. Some superannuation funds also include life insurance, so check with the fund. Urgent bills In extenuating circumstances it is possible to postpone regular payments like home loans or direct debits. Contact your financial institution or credit service provider to see if this can be arranged. If there is a mortgage on your house, ask your lending institution whether payments are covered by insurance or if you can renegotiate the loan. Centrelink You may be entitled to certain benefits. For information about entitlements that may be available to you telephone Centrelink on Grief counselling Talking with someone outside of your family and circle of friends, such as a medical practitioner, a counsellor or a support group, can be helpful as these people have experience helping in similar situations. Counselling of family members of a deceased worker is often considered a reasonable medical expense and may be covered in a workers compensation claim. You might also be able to access counselling through an Employee Assistance Program, a union or a professional association. Counselling can help you to: talk about your loss understand the stages of grief and what you are feeling find ways to cope in the weeks and months after the loss obtain the support you need deal with symptoms like appetite or sleep disturbance, social isolation or difficulty with day-to-day tasks find ways to remember your loved one and move forward. Contact details for counselling support and advice services can be found on SafeWork SA s website, along with information about financial support. 8

11 SafeWork SA safe, fair, productive working lives safework.sa.gov.au Government of South Australia, MARCH 2014

A death in the workplace

A death in the workplace Office of Fair and Safe Work Queensland A death in the workplace A guide for family and friends A death in the workplace a guide for families and friends Page 1 of 13 The State of Queensland Department

More information

What to do after someone has died a guide

What to do after someone has died a guide DEPARTMENT OF THE ATTORNEY-GENERAL AND JUSTICE www.nt.gov.au What to do after someone has died a guide The death of a loved one can be a particularly difficult time for friends and family. This guide is

More information

2. Probate 2.1. Probate, what is it? 2.2. When will I need probate? 2.3. How do I apply for probate?

2. Probate 2.1. Probate, what is it? 2.2. When will I need probate? 2.3. How do I apply for probate? Latitude Insurance Term Life Insurance Claims Fact Pack (NSW) GPO Box 1571, Sydney NSW 1025 Telephone: 1800 800 230 Facsimile: (02) 8249 3884 Dear Customer, This document has been provided to assist you

More information

A guide for beneficiaries

A guide for beneficiaries A guide for beneficiaries March 2013 who? why? what? why? 20 frequently asked questions about being an beneficiary. what? what? This booklet provides a guide, in question and answer format, for beneficiaries

More information

CLAIM FOR COMPENSATION FOR A WORK-RELATED DEATH

CLAIM FOR COMPENSATION FOR A WORK-RELATED DEATH CLAIM FOR COMPENSATION FOR A WORK-RELATED DEATH Seafarers Rehabilitation and Compensation Act 1992 Information about claiming compensation In this document, all references to the employer mean the employer

More information

FINAL DETAILS Practical Considerations and A Guide for Survivors When Death Occurs

FINAL DETAILS Practical Considerations and A Guide for Survivors When Death Occurs FINAL DETAILS Practical Considerations and A Guide for Survivors When Death Occurs The death of a spouse or loved one is a very difficult time. Yet even during this period of grief and emotional readjustments,

More information

Goldsmith Williams Guide to Probate

Goldsmith Williams Guide to Probate Goldsmith Williams Guide to Probate Contents 1/ An Introduction 2/ Your First Steps 3/ Your First Steps Cont. 4/Obtaining the Grant of Representaion 5/ Obtaining the Grant of Representation Cont 6/ Administering

More information

Claim for Compensation for a Work-related death

Claim for Compensation for a Work-related death SRC 184 (March 2014) Claim for Compensation for a Work-related death This form is to be completed if you wish to claim compensation under the Safety, Rehabilitation and Compensation Act 1988 (SRC Act)

More information

TRAINING INFORMATION PROGRAM (NATIONAL) What to do when death comes visiting

TRAINING INFORMATION PROGRAM (NATIONAL) What to do when death comes visiting (NATIONAL) What to do when death comes visiting 1 CONTENTS Expected Death 3 Unexpected Death 3 Involvement of the Coroner 3 Informing DVA 3 Entitlements Veterans Entitlements Act (VEA) 4 War Widows(ers)...

More information

ESTATE MATTERS ADVICE/INSTRUCTION BOOKLET

ESTATE MATTERS ADVICE/INSTRUCTION BOOKLET ESTATE MATTERS ADVICE/INSTRUCTION BOOKLET West Burleigh Professional Centre 39 Tallebudgera Creek Road West Burleigh QLD 4219 Ph 07 5586 2222 Fax 07 5586 2233 Email info@reaburn.com.au Website www.reaburn.com.au

More information

FUNERAL ORGANISER. Ultimate care for you, your wishes and your family. Proud Member of InvoCare

FUNERAL ORGANISER. Ultimate care for you, your wishes and your family. Proud Member of InvoCare FUNERAL ORGANISER Ultimate care for you, your wishes and your family Proud Member of InvoCare TO MY FAMILY I have completed this guide as a way of relieving you of the sole responsibility and decision

More information

Asbestos-Related Diseases - Claim for Compensation

Asbestos-Related Diseases - Claim for Compensation Asbestos-Related Diseases - Claim for Compensation (Member of the family) Asbestos-Related Diseases (Occupational Exposure) Compensation Act 2011 2 WHO CAN MAKE A CLAIM Certain family members of a person

More information

Managing the tax affairs of someone who has died

Managing the tax affairs of someone who has died Page 1 of 13 Managing the tax affairs of someone who has died Introduction This guide will help you finalise the tax affairs of a deceased person. It tells you what tax returns you may need to lodge and

More information

A guide to. Coroners and Inquests

A guide to. Coroners and Inquests A guide to Coroners and Inquests A guide to Coroners and Inquests Contents 1. What is a coroner? 3 2. What do coroners do? 4 3. What is the role of a coroner s officer? 4 4. Are all deaths reported to

More information

Chapter 11: ADF-related compensation

Chapter 11: ADF-related compensation Chapter 11: ADF-related compensation 11.0.1 Overview This Chapter deals with assistance available if a member dies or suffers personal injury or disease as a result of their service. 11.0.2 Contents This

More information

Funeral Organiser Planning Your Goodbye

Funeral Organiser Planning Your Goodbye Funeral Organiser Planning Your Goodbye This complimentary booklet is supplied courtesy of THIS DOCUMENT IS IMPORTANT Personal Information Guide GUARDIAN PLAN It should be kept in a safe place known to

More information

MAURICE BLACKBURN LAWYERS WORKCOVER SOUTH AUSTRALIA

MAURICE BLACKBURN LAWYERS WORKCOVER SOUTH AUSTRALIA MAURICE BLACKBURN LAWYERS WORKCOVER SOUTH AUSTRALIA 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to suffer.

More information

DEATH OF A TEACHER BCTF AND/OR EMPLOYER-RELATED BENEFITS

DEATH OF A TEACHER BCTF AND/OR EMPLOYER-RELATED BENEFITS DEATH OF A TEACHER BCTF AND/OR EMPLOYER-RELATED BENEFITS The following checklist will be useful as a guide when you are called upon by the survivors and/or the executor of the estate. GROUP LIFE INSURANCE

More information

When Someone Dies in Hospital

When Someone Dies in Hospital Page 1 When Someone Dies in Hospital The management and staff of Eastern Health wish to express our sincere condolences to you at this time. Eastern Health staff will do their best to support you to understand

More information

Will Guide. Your will, your way.

Will Guide. Your will, your way. Will Guide Your will, your way. Questions about wills The information provided in this guide does not constitute legal advice. We recommend you consult a solicitor before acting upon any of the information

More information

F O R Y O U R F A M I L Y

F O R Y O U R F A M I L Y FOR YOUR FAMILY Your partner or loved ones will face many decisions upon your death. We hope this brochure makes it easier for them to make those decisions then and easier for you to talk with them about

More information

Checklist to Use When A Person Dies

Checklist to Use When A Person Dies Checklist to Use When A Person Dies Coping with the loss of a loved one is difficult. We hope the following information will help you focus on what needs to be done. You may wish to delegate some of these

More information

CLAIM FOR WORKERS COMPENSATION

CLAIM FOR WORKERS COMPENSATION CLAIM FOR WORKERS COMPENSATION Seafarers Rehabilitation and Compensation Act 1992 Information about claiming workers compensation In this document, all references to the employer mean the employer against

More information

S.I.A Sydney Safety Conference

S.I.A Sydney Safety Conference S.I.A Sydney Safety Conference Harmonised Work Health and Safety Laws Presenter: Bill Kritharas, Partner Date: 23 October 2012 adelaide brisbane canberra melbourne newcastle perth sydney upper hunter Introduction

More information

Guide. CLAIM FOR death benefits TO THE. Claim Number DID A 7266A 45 (2014-09)

Guide. CLAIM FOR death benefits TO THE. Claim Number DID A 7266A 45 (2014-09) Guide TO THE CLAIM FOR death benefits Claim Number DID A 7266A 45 (2014-09) Compensation paid by the SAAQ I Compensation paid by the SAAQ The various death benefits paid by the SAAQ are the following:

More information

A Guide for Beneficiaries of a Deceased Estate

A Guide for Beneficiaries of a Deceased Estate A Guide for Beneficiaries of a Deceased Estate Huonville: 8/16 Main St, Huonville 7109 DX 70754, Huonville PO Box 239, Huonville 7109 Ph: 03 6264 2967 Hobart: Level 1, 18 Elizabeth St, Hobart 7000 DX 231,

More information

Helping you get things in order. Releasing funds and closing accounts for loved ones that have passed away

Helping you get things in order. Releasing funds and closing accounts for loved ones that have passed away Helping you get things in order Releasing funds and closing accounts for loved ones that have passed away We re here to help If you ve recently lost a family member or friend, we understand that this is

More information

A client s guide on what to do when someone dies

A client s guide on what to do when someone dies A client s guide on what to do when someone dies This short guide aims to give some practical information on what to do when someone passes away. This is a difficult and often stressful time for family

More information

Victims of Crime Compensation

Victims of Crime Compensation Victims of Crime Compensation Information about compensation entitlements for those affected by homicide. Victim Support Service is not qualified to offer legal advice or interpret legislation. This brochure

More information

Application for Benefits under the Motor Accidents (Compensation) Act Fatal Accident Application

Application for Benefits under the Motor Accidents (Compensation) Act Fatal Accident Application Application for Benefits under the Motor Accidents (Compensation) Act Fatal Accident Application Losing a family member in a motor vehicle accident is a traumatic and difficult experience. The Motor Accidents

More information

CEPU Representatives Guidelines Australia Post Workers Compensation

CEPU Representatives Guidelines Australia Post Workers Compensation CEPU Representatives Guidelines Australia Post Workers Compensation Introduction This Union Representatives Guide provides information on the following rights and entitlements of workers' compensation

More information

Bereaved customers. Helping you deal with a deceased person s account

Bereaved customers. Helping you deal with a deceased person s account Bereaved customers Helping you deal with a deceased person s account How this leaflet will help This guide will help if you need to settle the banking affairs of someone who has died. When you are bereaved,

More information

Your guide to managing accounts after a death.

Your guide to managing accounts after a death. Your guide to managing accounts after a death. We re here to help. If you ve recently suffered a loss, we sympathise and understand that you have a lot to deal with right now. We ve prepared this brochure

More information

When your partner or relative dies in a work-related accident

When your partner or relative dies in a work-related accident When your partner or relative dies in a work-related accident Information for partners and relatives EnergySafety Introduction The loss of your partner or relative in a work-related accident is likely

More information

VICTORIAN TRANSPORT ACCIDENT CLAIMS - A GUIDE TO YOUR ENTITLEMENTS

VICTORIAN TRANSPORT ACCIDENT CLAIMS - A GUIDE TO YOUR ENTITLEMENTS VICTORIAN TRANSPORT ACCIDENT CLAIMS - A GUIDE TO YOUR ENTITLEMENTS This guide includes the following: What is a transport accident? Who is the TAC? How do I make a claim? When will I know if my claim has

More information

Superannuation And Insurance For. People With Cancer (NEW SOUTH WALES EDITION)

Superannuation And Insurance For. People With Cancer (NEW SOUTH WALES EDITION) Superannuation And Insurance For People With Cancer (NEW SOUTH WALES EDITION) Prepared by John Berrill John Berrill Maurice Blackburn Lawyers Level 20, 201 Elizabeth Street, Sydney Phone: 1800 810 812

More information

WILLS AND ESTATES MAKING A WILL, OBTAINING GRANTS OF REPRESENTATION, DISPUTES & CLAIMS AGAINST A DECEASED ESTATE & ESTATE PLANNING

WILLS AND ESTATES MAKING A WILL, OBTAINING GRANTS OF REPRESENTATION, DISPUTES & CLAIMS AGAINST A DECEASED ESTATE & ESTATE PLANNING WILLS AND ESTATES MAKING A WILL, OBTAINING GRANTS OF REPRESENTATION, DISPUTES & CLAIMS AGAINST A DECEASED ESTATE & ESTATE PLANNING The most difficult time in any person s life is when a loved one is ill

More information

ASBESTOS COMPENSATION IN TASMANIA A GUIDE

ASBESTOS COMPENSATION IN TASMANIA A GUIDE ASBESTOS COMPENSATION IN TASMANIA A GUIDE Asbestos Compensation Commissioner Disclaimer This information is for guidance only and not to be taken as an expression of the law. It should be read in conjunction

More information

WHAT TO DO IF I DIE! The important papers you need to know about are summarized below

WHAT TO DO IF I DIE! The important papers you need to know about are summarized below TO MY SURVIVOR(S) WHAT TO DO IF I DIE! Before you do anything else, draw out whatever money we have in the savings and checking accounts to have something to live on so the bank doesn't freeze the assets

More information

When someone dies. In this publication we provide a detailed and practical guide on what to do when someone dies. January 2014

When someone dies. In this publication we provide a detailed and practical guide on what to do when someone dies. January 2014 January 2014 When someone dies In this publication we provide a detailed and practical guide on what to do when someone dies. S y d n e y A d e l a i d e 2 When someone dies CONTENTS What to do... Within

More information

Guidelines for the NSW Sporting Injuries Schemes

Guidelines for the NSW Sporting Injuries Schemes Guidelines for the NSW Sporting Injuries Schemes Disclaimer This publication may contain work health and safety and workers compensation information. It may include some of your obligations under the various

More information

What is the purpose of the grant of representation?

What is the purpose of the grant of representation? PA2 How to obtain probate - A guide for people acting without a solicitor What is the Probate Service? The Probate Service is part of HM Courts & Tribunals Service. It administers the system of probate

More information

Part 1 To be filled in by the worker. The following information is provided as guidance to workers filling in Part 1.

Part 1 To be filled in by the worker. The following information is provided as guidance to workers filling in Part 1. Form Workers compensation claim form Part 1 To be filled in by the worker. The following information is provided as guidance to workers filling in Part 1. Notify your employer of your injury or disease

More information

WHAT TO DO WHEN A DEATH OCCURS

WHAT TO DO WHEN A DEATH OCCURS WHAT TO DO WHEN A DEATH OCCURS Prepared by SENIOR RIGHTS ASSISTANCE (206) 448 5720 General Introduction: Senior Rights Assistance (SRA) has prepared this educational brochure to give you basic information

More information

Claim for Compensation for a Work-related death

Claim for Compensation for a Work-related death SRC184(Feb2008) Claim for Compensation for a Work-related death This form is to be completed if you wish to claim compensation under the Safety, Rehabilitation and Compensation Act 1988 (SRC Act) for the

More information

Victim Services Funeral Grants & Benefits

Victim Services Funeral Grants & Benefits Victim Services Funeral Grants & Benefits Funeral Gr s Funeral Grants and Benefits Life Insurance Life insurance companies ensure that policy benefits are paid at the time of death. Either a life insurance

More information

Form Workers compensation claim form

Form Workers compensation claim form Form Workers compensation claim form Part 1 of the claim form is to be filled in by the worker. The following information is provided as guidance to workers filling in Part 1 Notify your employer of your

More information

harris law Succession Planning Explanatory Notes lawyers + consultants solutions

harris law Succession Planning Explanatory Notes lawyers + consultants solutions harris law solutions Succession Planning Explanatory Notes lawyers + consultants Level 7 320 Adelaide Street Brisbane QLD 4000 GPO Box 2918 Brisbane QLD 4001 Ph: (07) 3211 8144 A Succession Plan (or Estate

More information

2. Probate 2.1. Probate, what is it? 2.2. When will I need probate? 2.3. How do I apply for probate?

2. Probate 2.1. Probate, what is it? 2.2. When will I need probate? 2.3. How do I apply for probate? GE Money Term Life Insurance Claims Fact Pack (WA) GPO Box 1571, Sydney NSW 1025 Telephone: 1800 800 230 Facsimile: (02) 8249 3884 Dear Customer, This document has been provided to assist you through the

More information

Lump sum benefit payment request for your superannuation or account based pension

Lump sum benefit payment request for your superannuation or account based pension Lump sum benefit payment request for your superannuation or account based pension How to claim a benefit To claim a benefit you will need to complete the attached Benefit Payment Request and send it direct

More information

Insurance. Life. Insurance. Product Disclosure Statement and Policy

Insurance. Life. Insurance. Product Disclosure Statement and Policy Insurance Life Insurance Product Disclosure Statement and Policy Effective 11 October 2013 The information provided in this PDS is general information only and does not take into account your individual

More information

Department of Indian Affairs and Northern Development 11.7

Department of Indian Affairs and Northern Development 11.7 Department of Indian Affairs and Northern Development 11.7 Funeral Costs General Principle A supplement may be provided to pay necessary funeral costs of any person who dies in BC if the estate of the

More information

We hope you will find this guide useful, but if there is anything you do not understand, or if you need help with your claim, please contact us

We hope you will find this guide useful, but if there is anything you do not understand, or if you need help with your claim, please contact us LYNCH WOOD PARK LYNCH WOOD PETERBOROUGH PE2 6FY WWW.PHOENIXLIFE.CO.UK CLAIM GUIDE When somebody close to you has died and you need to deal with an insurance company, the last thing you need is to be faced

More information

What to do when someone dies

What to do when someone dies What to do when someone dies www.gov.uk/after-a-death/overview In the first few days... Get a medical certificate from a GP or hospital doctor. You ll need this to register the death. Register the death

More information

A Practical Guide for Executors

A Practical Guide for Executors Understand the initial steps to be taken after someone has died. Understand an Executor s duties and responsibilities. Understand what a Grant of Probate is. bandhattonbutton.com 024 7663 2121 Why choose

More information

What is the purpose of the Grant of Representation?

What is the purpose of the Grant of Representation? PA2 How to obtain probate - A guide for people acting without a solicitor What is the Probate Service? The Probate Service is part of HM Courts & Tribunals Service. It administers the system of probate,

More information

Life Insurance and Other Death Benefits

Life Insurance and Other Death Benefits Life Insurance and Other Death Benefits Life insurance death benefits may represent a significant portion of the deceased s estate. It is important to identify what insurance policies may exist and to

More information

Death claim form dependant Return to Work Act

Death claim form dependant Return to Work Act Form Death claim form dependant Return to Work Act This claim form is to claim for compensation following the work-related death of a worker under Northern Territory workers compensation legislation. A

More information

DEATH. traveller OVERSEAS

DEATH. traveller OVERSEAS artrave martrav DEATH traveller OVERSEAS ler smar artrave Each year around 1,000 Australians die overseas, usually through illness or accident. The death of a loved one is always distressing for family

More information

Workers Compensation claim form

Workers Compensation claim form Form Workers Compensation claim form STOP - this form is available to be filled in electronically on the NT WorkSafe web site www.worksafe.nt.gov.au. Fill the form in electronically then save a copy to

More information

NHS. North Tees and Hartlepool. Practical help and advice after a death What do we do next? Information for relatives, carers and friends

NHS. North Tees and Hartlepool. Practical help and advice after a death What do we do next? Information for relatives, carers and friends North Tees and Hartlepool NHS Foundation Trust NHS Practical help and advice after a death What do we do next? Information for relatives, carers and friends We are sorry to hear that you have just learned

More information

Factsheet MRC25 How to Make a Claim under the Military Rehabilitation and Compensation Act 2004

Factsheet MRC25 How to Make a Claim under the Military Rehabilitation and Compensation Act 2004 Purpose Factsheet MRC25 How to Make a Claim under the Military Rehabilitation and Compensation Act 2004 This Factsheet provides information about the compensation coverage and benefits available for Australian

More information

City Securities Corporation December 02, 2014

City Securities Corporation December 02, 2014 City Securities Corporation Strouse Keller Income Advisors Paula Strouse and Chad Keller Financial Advisors 30 South Meridian Street Suite 600 Indianapolis, IN 46204 317-634-4400 800-800-CITY(2489) strousekeller@citysecurities.com

More information

Referring cases to the Treasury Solicitor (BV)

Referring cases to the Treasury Solicitor (BV) (BV) A guide for local authorities and hospitals. The Estates Group of TSol s Bona Vacantia Division administers the estates of people who die intestate and without known kin. The Treasury Solicitor (TSol)

More information

Superannuation & Disability Claims Securing your future

Superannuation & Disability Claims Securing your future Superannuation & Disability Claims Securing your future Great people Great results Great value Established 1952 Superannuation & Disability Claims When you are unable to work because of injury or illness,

More information

PUBLIC TRUSTEE SCALE OF FEES COMMENCING 1 JULY 2015

PUBLIC TRUSTEE SCALE OF FEES COMMENCING 1 JULY 2015 PUBLIC TRUSTEE SCALE OF FEES COMMENCING 1 JULY 2015 1 CHAPTER A PRELIMINARY PART 1 GENERAL 1. This Scale of Fees commences operation on 1 July 2015. 2. The Dictionary in Schedule 1 defines words and phrases

More information

Practical information

Practical information Practical information What to do when someone dies in the Isle of Man Overview There are three things you must do in the first few days after someone dies. 1. Get a medical certificate you ll get this

More information

Matters to consider following a death

Matters to consider following a death Matters to consider following a death On behalf of the staff at Hamilton Health Sciences, we would like to offer our sincere condolences at this time of loss. Doctor Nurse Social Worker Chaplain Please

More information

14. Probate in the State of Washington

14. Probate in the State of Washington -63-14. Probate in the State of Washington What Is Probate? Probate is a court-supervised procedure that determines the ownership of property of a deceased person (a decedent). When a person dies, all

More information

The level of Death and TPD insurance members receive when they join Triple S is as follows:

The level of Death and TPD insurance members receive when they join Triple S is as follows: > 1 Triple S Death and Total and Permanent Disablement (TPD) insurance provides cover to help ease the financial burden in case of your illness, injury or death. The level of Death and TPD insurance members

More information

CTP PERSONAL INJURY CLAIM INFORMATION KIT

CTP PERSONAL INJURY CLAIM INFORMATION KIT CTP PERSONAL INJURY CLAIM INFORMATION KIT Contents Your road to recovery starts here What should I do now? 4 What am I covered for? 5 How is my claim processed? 6 Problems or Disagreements 8 Finalising

More information

NT WORKERS COMPENSATION CLAIM FORM

NT WORKERS COMPENSATION CLAIM FORM Information for Workers Guidance to PART 1 of the Claim Form Notify your employer of your injury, verbally or in writing, as soon as practicable. Fully complete PART 1 (questions 1 to 8) of the following

More information

UNCLAIMED MONEY HOW TO CLAIM YOUR MONEY

UNCLAIMED MONEY HOW TO CLAIM YOUR MONEY UNCLAIMED MONEY HOW TO CLAIM YOUR MONEY Do not complete this form to claim funds where your search shows the Type of money as 'Banking', 'Life' or 'Company Gazette'; or if you are claiming funds listed

More information

MAURICE BLACKBURN LAWYERS ROAD ACCIDENT INJURIES SOUTH AUSTRALIA

MAURICE BLACKBURN LAWYERS ROAD ACCIDENT INJURIES SOUTH AUSTRALIA MAURICE BLACKBURN LAWYERS ROAD ACCIDENT INJURIES SOUTH AUSTRALIA 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn

More information

Guide to trusts and being a trustee

Guide to trusts and being a trustee Contents P3 P4 P5 Fast facts Could you use a trust? What are the benefits? P10 What trusts do we offer? P10 The split trust P10 The gift trust P10 The probate trust P10 Trusts for joint life policies P11

More information

Superannuation And Insurance For. People With Blood Cancer (SOUTH AUSTRALIAN EDITION)

Superannuation And Insurance For. People With Blood Cancer (SOUTH AUSTRALIAN EDITION) Superannuation And Insurance For People With Blood Cancer (SOUTH AUSTRALIAN EDITION) Prepared by John Berrill John Berrill Maurice Blackburn Lawyers Level 10, 456 Lonsdale Street, Melbourne Phone: 1800

More information

A Seasons Guide to pre-planning your administrative affairs and funeral.

A Seasons Guide to pre-planning your administrative affairs and funeral. A Seasons Guide to pre-planning your administrative affairs and funeral. Stop! I wanted to be cremated Be Prepared! Cremation or burial isn t the only question your family will face when you pass away.

More information

Guide to Executorship and Probate

Guide to Executorship and Probate Guide to Executorship and Probate NSW Trustee & Guardian provides professional and independent executor services to the people of NSW. Contents Introduction 3 What does it mean to be appointed an executor?

More information

F O R Y O U R F A M I L Y

F O R Y O U R F A M I L Y FOR YOUR FAMILY Your partner or loved ones will face many decisions upon your death. We hope this brochure makes it easier for them to make those decisions then and easier for you to talk with them about

More information

LAWYERS New South Wales & Victoria. A transport accident is an incident directly caused by a motor car or motor vehicle, a railway train, or a tram.

LAWYERS New South Wales & Victoria. A transport accident is an incident directly caused by a motor car or motor vehicle, a railway train, or a tram. LAWYERS New South Wales & Victoria Transport Accident Commission (TAC) Claims FREQUENTLY ASKED QUESTIONS What is a transport accident? A transport accident is an incident directly caused by a motor car

More information

When Someone Dies. Practical help for family and friends. What do we do now?

When Someone Dies. Practical help for family and friends. What do we do now? When Someone Dies Practical help for family and friends What do we do now? Introduction Nearly everyone will experience the death of a loved one or friend. It is a time of decision making, often in the

More information

Will, trust and estate disputes

Will, trust and estate disputes Will, trust and estate disputes Contents Types of claim Is the Will valid? Inheritance Act Claims Have you not been left sufficient financial provision following the death of a friend or relative? Promissory

More information

Why you should have a Will

Why you should have a Will Wills & Estates Why you should have a Will Appoint who you want as executor/s Otherwise, there may be a costly dispute about who is entitled to administer your estate. There could also be confusion over

More information

understanding your household workers insurance policy A guide to your policy cover and conditions

understanding your household workers insurance policy A guide to your policy cover and conditions understanding your household workers insurance policy A guide to your policy cover and conditions HHWPG August 2014 contents About WorkCover Queensland 3 About your household workers insurance policy 3

More information

Helping you through this difficult time.

Helping you through this difficult time. Helping you through this difficult time. New York Life Insurance Company New York Life Insurance and Annuity Corporation (A Delaware Corporation) 51 Madison Avenue New York, NY 10010 www.newyorklife.com

More information

What you have to do after someone has passed away

What you have to do after someone has passed away What you have to do after someone has passed away A guide to the organizations and affairs that should be dealt with following a death Contents Foreword...2 First Things...3 Collecting the Documents You

More information

A guide for executors

A guide for executors A guide for executors MARCH 2013 who? why? what? why? what? 18 frequently asked questions about being an executor. This booklet provides a guide, in question and answer format, for executors about their

More information

Understanding trusts. Your easy to follow guide

Understanding trusts. Your easy to follow guide Understanding trusts Your easy to follow guide Understanding trusts: Your easy to follow guide Important note The information in this guide is based on our understanding of current legislation and HM Revenue

More information

Sunsuper insurance claims guide

Sunsuper insurance claims guide Sunsuper insurance claims guide Want to know more about: Making a claim How a claim is assessed 1 December 2015 make your dreams more than dreams Getting Started What has happened to you or your loved

More information

Victims of Crime Compensation

Victims of Crime Compensation Victims of Crime Compensation VICTIM SUPPORT SERVICE INC ORPORATED Victim Support Service... providing services statewide. Victim Support Service (VSS) is not qualified to offer legal advice. This brochure

More information

Life. Product Disclosure Statement and Insurance Policy

Life. Product Disclosure Statement and Insurance Policy Life Product Disclosure Statement and Insurance Policy CGU Life Product Disclosure Statement and Policy Life Preparation date: 01/02/2013 Contents About This Insurance 1 Overview 1 Who is the product

More information

IN THE SUPREME COURT OF VICTORIA IN ITS PROBATE JURISDICTION 20 No. In the matter of the Will of [name] Deceased. Application by [name] Plaintiff(s)

IN THE SUPREME COURT OF VICTORIA IN ITS PROBATE JURISDICTION 20 No. In the matter of the Will of [name] Deceased. Application by [name] Plaintiff(s) Date of document: Filed on behalf of the plaintiff. Prepared by: [name and address of lodging party] Tel: [number] ORIGINATING MOTION FOR A GRANT OF PROBATE Ref: DX: CODE: [solicitor code] E-mail: [e-mail

More information

Dennett, Craig and Pate

Dennett, Craig and Pate What to do when a loved one dies A survivor s checklist. IMMEDIATELY FOLLOWING THE DEATH, YOU SHOULD: 1. Contact the funeral home to take your loved one into their care. 2. Contact your minister. 3. Alert

More information

GUIDE FOR PERSONAL REPRESENTATIVES

GUIDE FOR PERSONAL REPRESENTATIVES 21/ 7/08 GUIDE FOR PERSONAL REPRESENTATIVES Gepp & Sons Solicitors 58 New London Road Chelmsford Essex CM2 0PA 21/ 7/08 INTRODUCTION The appointment as an Executor or Administrator of an estate can be

More information

Work-Related Injuries and Fatalities What You and Your Family Need to Know About Your Benefits

Work-Related Injuries and Fatalities What You and Your Family Need to Know About Your Benefits Work-Related Injuries and Fatalities What You and Your Family Need to Know About Your Benefits RI 84-2 Revised December 2008 Previous editions are not usable. Additional retirement information and all

More information

PART D: PROSECUTION DETAILS

PART D: PROSECUTION DETAILS HOW TO COMPLETE YOUR CRIMINAL INJURIES COMPENSATION APPLICATION FORM PLEASE COMPLETE THE FORM USING DARK INK, AND ENSURE YOU KEEP A COPY OF YOUR APPLICATION FORM AND ALL YOUR DOCUMENTS. PART A: APPLICANT

More information

Public Trustee (Fees & Charges Notice) (No.1) 2015. Public Trustee Act 1978, section 17 PUBLIC TRUSTEE (FEES AND CHARGES NOTICE) (NO.

Public Trustee (Fees & Charges Notice) (No.1) 2015. Public Trustee Act 1978, section 17 PUBLIC TRUSTEE (FEES AND CHARGES NOTICE) (NO. Public Trustee (Fees & Charges Notice) (No.1) 2015 Section Public Trustee Act 1978, section 17 PUBLIC TRUSTEE (FEES AND CHARGES NOTICE) (NO.1) 2015 TABLE OF PROVISIONS Page PART 1 PRELIMINARY... 5 1. Short

More information

Milestone Financial Group January 09, 2015

Milestone Financial Group January 09, 2015 Milestone Financial Group David Hunt, CFP Financial Advisor 205-B Plaza Drive Greenville, NC 27858 252-756-7005 TF 877.706.7005 dave@milestonefinancialgroup.com Settling an Estate Settling an Estate What

More information

2015 Work-Related Injuries & Fatalities

2015 Work-Related Injuries & Fatalities 2015 Work-Related Injuries & Fatalities www.feddesk.com FREE Federal & Military Guides Since 2002 2015 Work-Related Injuries & Fatalities Published by Feddesk.com FREE Federal and Military Guides Since

More information

Application for Compensation

Application for Compensation Application for Compensation This Application for Compensation form for injured workers is an approved form under the Workers Compensation and Rehabilitation Act 2003 (the Act). The general information

More information