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1 Oil and Gas Plan From 1 November 2009

2 Get in touch To join Bupa International s Oil and Gas plan all you need is three or more employees who work overseas on oil rigs in the oil and gas industry. For further information please contact us, If you have any questions, please get in touch with us. You can call us between 8am and 6pm GMT, Monday to Friday on: +44 (0) (from outside the UK) (from inside the UK) or send us a fax on: +44 (0) (from outside the UK) (from inside the UK) or us at: or log onto our website at: When you join Bupa International, you can be secure in the knowledge that you have prompt access to the medical advice, wherever and whenever you need it. Healthline, Evacuation and Repatriation: z open 24 hours a day, 365 days a year z medical advice and information z find local medical facilities z medical referrals z authorise evacuation or repatriation z legal, embassy and visa information z interpreter referral service MembersWorld: z view membership status track claims online** z update personal details access hospital directory z webchat much more z download claim forms Bupa webchat * Please note that we cannot guarantee the security of as a method of communication. Some companies do monitor traffic, so please bear this in mind when sending us confidential information. ** MembersWorld may not track claims in the USA as we use a third party here.

3 Tailor-made for your industry In the oil and gas industry, safeguarding your employees health makes sound commercial sense. You need to know they are fully covered, both on and offshore. Should a member of your company fall ill, it s natural to want the very best health cover available not only for their sake, but also for the smooth running of your business. This is exactly what the Bupa International Oil and Gas plan can offer. Wherever your employees live and work, whether outside their home country, in a remote location or a major city, they will have worldwide cover - including the USA at no extra cost. For informed advice and support, your employees will also have instant telephone access from anywhere in the world to our multi-lingual team of dedicated health professionals. Assistance Cover helps give you total reassurance Should one of your workforce become seriously ill, injured or require in-patient treatment, you need to know they have access to the best medical attention available. The quality of medical care varies throughout the world. Not every hospital has the medical facilities we consider necessary for our members. That s why we ve introduced the Assistance Cover option, with two levels of cover to choose from: Evacuation straight to the nearest centre of medical excellence This is an option for anyone concerned about the quality of local health care. We offer cover for emergency evacuation, if medically necessary, to the nearest centre of medical excellence equipped to deal with your employee s condition, wherever they are in the world. Repatriation opt to be treated in their home country Our higher level of Assistance Cover gives you the choice of returning your staff to their national country of origin for treatment if, for medical reasons, the treatment is not available locally.

4 Bupa International Oil and Gas Plan in summary Overall annual maximum Essential Classic Gold Sterling 500, , ,000 $ US Dollar $900,000 $900,000 $1,200,000 Euro 750, ,000 1,000,000 Out-patient treatment Out-patient surgical operations Paid in full Paid in full Paid in full Consultants fees for consultations Pathology, X-ray and diagnostic tests Costs for treatment by therapists and complementary medicine practitioners Consultants fees and psychologists fees for psychiatric treatment (after two years membership) Not covered 3,000, $4,800 or 4,500 each 3,000, $4,800 or 4,500 each Costs for treatment by a family doctor Prescribed drugs and dressings Not covered 600, $960 or 900 each In-patient treatment Hospital accommodation Surgical operations, including pre- and post-operative care Nursing care, drugs and surgical dressings Physicians fees Paid in full Paid in full Paid in full Theatre charges and intensive care Pathology, X-rays, diagnostic tests and physiotherapy Prostheses and appliances

5 Further benefits Essential Classic Gold Cancer treatment Paid in full Paid in full Paid in full MRI, CT and PET scans Paid in full Paid in full Paid in full Emergency local road ambulance journeys related to day-case or in-patient treatment Paid in full Paid in full Paid in full Emergency dental treatment Not covered Not covered 400, $700 or 600 each Home nursing after in-patient treatment Not covered Not covered 600, $1,000 or 900 each Healthline services Included Included Included Optional benefits (if purchased) USA Cover 100 percent of costs in network. 80 percent of costs out of network. Treatment must be pre-authorised. Assistance Cover (Evacuation and Repatriation) The overall annual maximum benefit limit does not apply. Full details on the benefits of the plan including the general terms and conditions, exclusions and benefit limits are available on request.

6 Medical cover Financial health protection Travel cover Care homes International medical cover Home healthcare Health assessment Health information Health coaching The world of Bupa bupa.co.uk Bupa International offers you Global medical plans for individuals and groups Assistance, repatriation and evacuation cover 24-hour multi-lingual helpline Call +44 (0) bupa-intl.com Your calls will be recorded and may be monitored IN-OILG-E71-09v1

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