HOW ASSOCIATES IN STORE 473 WORKED TOGETHER TO KICK THE HABIT!

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "HOW ASSOCIATES IN STORE 473 WORKED TOGETHER TO KICK THE HABIT!"

Transcription

1 SPOTLIGHT> HOW ASSOCIATES IN STORE 473 WORKED TOGETHER TO KICK THE HABIT! TOBACCO USERS: QUIT NOW AND PAY LESS FOR MEDICAL COVERAGE IN 2011 CHECK OUT NEW ASSOCIATE DISCOUNTS MAKE A PLAN FOR A HEALTHIER 2010 TAKE ADVANTAGE OF FREE PROGRAMS

2 DON T JUST MAKE A RESOLUTION, MAKE A PLAN Have a healthier, happier New Year by making a plan to: Take charge of your health Get control of your money This special New Year s issue of ORANGE LIFE highlights a few of the many Home Depot benefit plans and programs that provide the expertise you need to transform your resolutions into a plan. TAKE CHARGE OF YOUR HEALTH: SCHEDULE YOUR PHYSICAL EXAM TODAY Feeling fine? Even if you believe you re in good health, here are two good reasons to schedule your physical exam today. First, your physical exam and many health screenings are FREE when you see an in-network doctor. Second, you may not be aware of health issues until you receive those FREE in-network screenings: High blood pressure and high levels of cholesterol usually have no symptoms. In fact, more than 33 percent of people with high blood pressure don t know they have this condition. People with high blood sugar, which can lead to diabetes and kidney disease, may have mild symptoms or no noticeable symptoms. Cancer gives most people no symptoms or signs that exclusively indicate the disease. Make a plan to get your check-up soon and take charge of your health in (Health information from emedicinehealth.com.)

3 TOBACCO USERS: QUIT NOW AND PAY LESS FOR MEDICAL COVERAGE IN 2011 Tobacco use results in high costs to society and to companies that provide medical insurance: Tobacco use results in an annual cost of more than $96 billion per year for medical care. (Centers for Disease Control) Smokers cost companies about 25 percent more than nonsmokers for health care. (Hewitt Associates) Because tobacco use increases health care costs for all associates and the Company, beginning January 1, 2011, tobacco users associates and spouses covered under a Home Depot medical plan will pay more for coverage. Under The Home Depot medical plans, a tobacco user is someone who has smoked cigarettes, pipes, or cigars or used smokeless tobacco products in the six months before the medical coverage effective date. This means that if you use tobacco today, you must quit by July 1, 2010 to avoid the tobacco rate for medical coverage that will take effect on January 1, A good first step for tobacco users: call Quit for Life. COVER STORY: THE QUIT FOR LIFE PROGRAM WORKS FOR ASSOCIATES IN STORE 473 When Sherman Yerkes, from Store 473 read about the Quit for Life Program in the Benefits quarterly newsletter last summer, he immediately called Quit for Life and told as many people in the store as he could about his goal, making himself accountable to his coworkers. Sherman said the nicotine patches and telephone support he received from Quit for Life coaches were essential. Today, Sherman has been smoke-free since August 8. And he has shared his success with fellow associates 12 associates at his store, including Rose Marie Petroff, have started the Quit for Life Program. Read more about how Sherman, Rose Marie and others at Store 473 are kicking the habit on PLAN TO BE TOBACCO FREE BY JULY 1. CALL QUIT FOR LIFE TODAY. To help you kick the habit, The Home Depot offers the Quit for Life Program FREE to you and to your spouse if he or she is covered under a Home Depot medical plan. Quit for Life participants can receive coverage for prescription smoking cessation drugs, free one-on-one coaching services, free nicotine patches and more. Call Quit for Life at QUIT-4-LIFE ( ) or visit today. SHERMAN YERKES STORE 473 ROSE MARIE PETROFF STORE 473

4 KNOW WHERE TO GO IN ADVANCE TO FIND THE CARE YOU NEED When you need medical care, the best place to start is with your in-network primary care physician. But sometimes, you can t wait for an appointment or you have medical issues after office hours or during the weekend. If you can t wait to see your personal doctor, you need to have a plan in place to get care where it is most time and cost-efficient for you. The emergency room at your nearest hospital may not necessarily be your best option. Emergency rooms usually involve long wait times and expensive care in crowded conditions with many other sick people. Why put yourself or a family member through that if you don t have a true emergency when it could be faster, more comfortable and less expensive to go to a walk-in clinic or an urgent care center? WANT TO KNOW MORE ABOUT STRETCHING YOUR HEALTH CARE DOLLARS? WATCH BENEFITS BASICS 2. Being treated in the most appropriate facility will not only give you the best possible care but it also will save you money. Find out more by watching the Benefits Basics 2 video on Take a few minutes to do a little research and: 1. Find the Medical Care Options Chart on Using steps 2 and 3, fill in the information on the chart and put it in a prominent place. When you have a medical issue, you ll be glad you know exactly where to go quickly. 2. Find the facilities nearest you. On click Find a Provider on the left side of your screen. Then go to Medical > DocFind > Enter DocFind > Provider Category and click Facilities.* 3. Call the facilities or visit their Web site to learn more about the services they provide and get their hours of operation. Think about the services you might need for an illness or injury. For example, if you or your children play weekend sports, check to see if the urgent care center has x-ray equipment and can treat a sprain or broken bone. *Depending on where you live, you may not have access to certain facilities at an in-network level. If this is your situation, it s still important to locate your out-of-network options for the most cost-effective way to get treatment for non-emergency care.

5 MAKE A PLAN TO REACH A HEALTHIER WEIGHT START AN AETNA HEALTH IMPROVEMENT PROGRAM TODAY If you need to lose weight, you are not alone. According to the Centers for Disease Control, 66 percent of Americans are overweight or obese. Those extra pounds mean extra health risks for heart disease, diabetes and many types of cancer, just to name a few. The good news is that as an Aetna medical plan participant, you can get professional help to reach a healthier weight, and that help is FREE. HEALTHY BODY, HEALTHY WEIGHT PROGRAM: DEVELOP A STRATEGY WITH YOUR PERSONAL COACH Based on your answers to the Health Assessment, you could receive a call from an Aetna health coach inviting you to participate in the Healthy Body, Healthy Weight Program. If you agree to participate, a world of resources will open up to you, including monthly one-on-one sessions with a personal health coach. Your coach is a registered nurse or specially trained health educator who can refer you to a registered dietician or weight-loss therapist, depending on your individual needs. He or she will work with you to identify any psychological barriers to losing weight and develop a personalized strategy that sets achievable goals and specific steps to reach those goals. If you are invited to participate, don t hesitate to say yes. The Healthy Body, Healthy Weight Program is free and completely confidential. And, it will help you feel better and look better. CARLENE NOTO STORE 405 FREE ONLINE HEALTHY LIVING PROGRAMS ON AETNA.COM You can participate in an online Healthy Living Program any time at your convenience. Aetna s online programs are personalized for your specific needs based on your responses to the Health Assessment. Along with nutrition, topics include weight management, stress management, depression, sleep issues and more. Visit and log in as a member for more information.

6 MORE SAVING. MORE PROTECTION. THESE NEW HOME DEPOT ASSOCIATE DISCOUNT PROGRAMS CAN SAVE YOU MONEY ON A VARIETY OF GOODS AND SERVICES. GET AN 80 PERCENT DISCOUNT FOR YOU AND YOUR FAMILY ON DEBIX IDENTITY PROTECTION Imagine your bank account cleaned out and your credit wrecked. Then, imagine the hours and hours you would have to spend trying to restore your lost funds and deal with creditors. That s the reality of identity theft, and it affects more than 8.2 million people each year. Debix Identity Protection provides one year of OnCall Credit Monitoring Alerts, Triple Bureau Credit Monitoring, up to $1 million of identity theft insurance and identity restoration services for only $20 per year per enrolled adult ($18 per year for each enrolled child) that s more than 80 percent off Debix s normal price of $120 per year. The discounted coverage is available to associates and their extended family members. Sign up at using the promotion code orangelife or call MAKE TAX TIME EASIER WITH A DISCOUNT ON TAX PREPARATION Leave the tax forms to the experts and pay less. As a Home Depot associate you ll receive a $20 discount through H&R Block or a $30 discount through Jackson Hewitt when you have your return prepared at one of their participating locations and show your coupon (see below). Discounts on online and software tax products also are available. More than 70,000 Home Depot associates used one of these companies to prepare their return in Note that these offers expire on April 15, Additionally, discounts for online and software tax products also are available. For H&R Block coupon and discounts, visit or call For Jackson Hewitt coupon and discounts, visit or call In-store coupon code: JMKE3 DISCOUNT ON BROOKS SHOES AND FOOT ORTHOTICS Whether you need comfortable, supportive shoes to serve customers in our stores or to walk or run through your neighborhood, you ll find the right shoe at And now, as a Home Depot associate, you ll receive a 40 percent discount on Brooks shoes. To make you even more comfortable on your feet, take advantage of a free clinical evaluation by a practitioner at a Hanger Patient Care Center and a 30 percent discount on most custom and off-the-shelf foot orthotics purchased at a Hanger facility. Find the Brooks shoes discount at > Brooks Shoes and enter Promo Code PROBROOKS at checkout. To find the Hanger facility nearest you, call Hanger ( ) or visit Relationships established with H&R Block, Jackson Hewitt and Debix exist directly between the associate and the vendor, not through The Home Depot.

7 GET CONTROL OF YOUR FINANCIAL FUTURE: SAY YES! TO FREE MONEY IN FUTUREBUILDER IN 2009, HOME DEPOT CONTRIBUTED MORE THAN 142 MILLION TO ASSOCIATES FUTUREBUILDER 401(k) ACCOUNTS Join thousands of your fellow associates who receive help building their financial futures through matching contributions in their FutureBuilder 401(k) accounts. Once you have completed one year of service (at least 1,000 hours in a 12-month period), the Company contributes: $1.50 for every $1 you contribute up to the first one percent of your pay; and 50 cents for every dollar you save from the next two to five percent of your pay. For an associate earning $28,000 a year and contributing five percent of pay $1,400 that s an additional $980 in Company matching contributions. Get the full power of the Company s matching contribution by saving at least five percent of your pay in the FutureBuilder 401(k) Plan. To change your contribution percentage, visit the Your Benefits Resources Web site at That s the power of The Home Depot. CECILE SEW GETS THE FULL POWER OF THE COMPANY FUTUREBUILDER 401(k) MATCH Cecile Sew of Store 903 knows that she can t rely solely on her Social Security check when she retires, so this 10-year associate is getting the full power of The Home Depot s Future- Builder 401(k) Plan by contributing at least five percent of her pay to the plan. When the stock market became challenging last year, Cecile took advantage of another FutureBuilder feature professional investment advice through Merrill Lynch Advice Access. The Company matching contribution is free money. Cecile said. I am extremely lucky that our Company provides this. And, I have had a good experience diversifying my investments using the experts at Merrill Lynch Advice Access.

8 The Benefits Department The Home Depot 2455 Paces Ferry Road, C-18 Atlanta, GA IN MARCH, YOUR BENEFITS RESOURCES WEB SITE WILL GET EVEN BETTER In March, the Your Benefits Resources Web site s makeover will be complete. The new look will feature key information clearly highlighted to allow you to find what you need at a glance. The site will offer quicker, easier navigation as well. Make a point to visit the improved Your Benefits Resources Web site where it will be easier than ever to manage your FutureBuilder 401(k) account, check your spending account balance, take advantage of associate discounts and more. OLQ12010

City of Tucson. Health and Wellness

City of Tucson. Health and Wellness City of Tucson Health and Wellness Did you know? That you have all of these CIGNA resources and programs FREE to you? 24/7 Customer Service Health Pregnancies, Health Babies Program Healthy Rewards Program

More information

A new way of looking at health care

A new way of looking at health care Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Welcome to your Aetna Whole Health plan SM A new way of looking at health care 51.02.310.1 B (8/15) Getting off

More information

Program Guide. Good Health Starts Here.

Program Guide. Good Health Starts Here. Program Guide Good Health Starts Here. Welcome to the Hoo s Well@ wellness program The University of Virginia cares about your good health. When you re healthy, you have the energy and focus to do your

More information

Online Health Coach Programs. oxfordhealth.com

Online Health Coach Programs. oxfordhealth.com Online Health Coach Programs oxfordhealth.com Overview Our online health coach programs create personalized health improvement plans that help activate and encourage you to embrace behaviors that can lead

More information

2016 Wellness Benefits and Incentive Rewards

2016 Wellness Benefits and Incentive Rewards Simple Steps to Living Well Together 2016 Wellness Benefits and Incentive Rewards Caring for Your Health Worldwide ACHIEVING AND MAINTAINING GOOD HEALTH IMPORTANT STEPS FOR YOUR WELL-BEING The FOREIGN

More information

Exercise. Good Weight A PT E R. Staying Healthy

Exercise. Good Weight A PT E R. Staying Healthy Eat Healthy Foods Keep at a Good Weight Exercise Don t Smoke Get Regular Checkups Take Care of Stress A PT E R CH Staying Healthy 6 81 How Can I Stay Healthy? You can do many things to prevent poor health

More information

My world is about keeping what I have on my health plan wish list. Aetna MedicareSM Plan (HMO)

My world is about keeping what I have on my health plan wish list. Aetna MedicareSM Plan (HMO) My world is about keeping what I have on my health plan wish list. Aetna MedicareSM Plan (HMO) Benefits you really want. If you re looking for benefits that go beyond Original Medicare, coupled with predictable

More information

Manage your health care and your budget

Manage your health care and your budget Manage your health care and your budget Aetna HealthFund Health Reimbursement Arrangement (HRA) Plan A new way to manage your family s health Integrated Rx 32.02.302.1 E (8/08) An easy-to-use threemanage

More information

University of Arizona Integrative Health Center

University of Arizona Integrative Health Center University of Arizona Integrative Health Center Frequently Asked Questions created for Maricopa County Employees 1. What is the Integrative Health Center? The University of Arizona Integrative Health Center

More information

NJWELL SHBP/SEHBP. Overview for Employees enrolled in the SHBP/SEHBP

NJWELL SHBP/SEHBP. Overview for Employees enrolled in the SHBP/SEHBP NJWELL SHBP/SEHBP Overview for Employees enrolled in the SHBP/SEHBP What is NJWELL? Incentive-based wellness program available to active employees and covered spouses/partners who participate in the State

More information

2015 HSA Plan Quick Guide

2015 HSA Plan Quick Guide 2015 HSA Plan Quick Guide The HSA Plan consists of two parts that work together to give you more control over how you receive and pay for medical care and services, both now and in the future: the Health

More information

Open enrollment is earlier this fall, in October instead of November.

Open enrollment is earlier this fall, in October instead of November. In January 2014, the entire country will implement provisions of the Affordable Care Act (ACA, or Health Care Reform). University Human Resources is making many changes to the UVa Health Plan in response

More information

Simple. 2015 Benefit Guide. Personal. Empowering.

Simple. 2015 Benefit Guide. Personal. Empowering. 2015 Benefit Guide Simple. Personal. Empowering. An easy-to-use guide to understanding your UnitedHealthcare benefits offered by the Cook County Pension Fund. Open Enrollment is November 1 - November 30

More information

SIMPLICITY. 2015 Your Plan Explained

SIMPLICITY. 2015 Your Plan Explained Hello SIMPLICITY 2015 Your Plan Explained PFIZER UnitedHealthcare Group Medicare Advantage (PPO) Effective January 1, 2015, through December 31, 2015 Group Number: 12367, 12368 Benefit Highlights UnitedHealthcare

More information

FOREIGN SERVICE BENEFIT PLAN

FOREIGN SERVICE BENEFIT PLAN Summary of 2016 Benefits for the FOREIGN SERVICE BENEFIT PLAN Caring for Your Health Worldwide Summary of 2016 Benefits for the FOREIGN SERVICE BENEFIT PLAN High Option Benefits MEDICAL SERVICES SECTION

More information

Member Programs brochure

Member Programs brochure Member Programs brochure winhealthplans.com teladoc Talk to a doctor anytime for free No appointments. No waiting rooms. No need to leave home. More affordable than the ER, and more immediate than Urgent

More information

CORPORATE WELLNESS PROGRAM

CORPORATE WELLNESS PROGRAM WEIGHT LOSS CENTERS CORPORATE WELLNESS PROGRAM REDUCE COSTS WITH WORKPLACE WELLNESS 5080 PGA BLVD SUITE 217 PALM BEACH GARDENS, FL 33418 855-771- THIN (8446) www.thinworks.com OBESITY: A PERVASIVE PROBLEM

More information

Carewise Health personal health management

Carewise Health personal health management Carewise Health personal health management Your guide to a healthier tomorrow National Elevator Industry Health Benefit Plan Live well Have you tried to improve your health in the past, yet didn t achieve

More information

Good health happens together

Good health happens together Good health happens together CITY OF BALTIMORE 2016 HEALTH CARE OPTIONS WHAT S INSIDE BENEFITS OVERVIEW WELLNESS RESOURCES ONLINE TOOLS Thank you for considering UnitedHealthcare. We are proud to again

More information

Health Assessment Toolkit GuidanceResources

Health Assessment Toolkit GuidanceResources Health Assessment Toolkit GuidanceResources Health Assessment ToolKit Table of Contents 1. The Healthy You: The Importance of Taking Care of Your Health 2. Introduction to the HealthyGuidance program 3.

More information

Cigna s Shared Administration Program the next generation

Cigna s Shared Administration Program the next generation Cigna s Shared Administration Program the next generation 841161 b 04/12 Offered by: Connecticut General Life Insurance Company or Cigna Health and Life Insurance Company. in-network access to care Through

More information

LIFESTYLE RETURNS STEPS PROGRAM

LIFESTYLE RETURNS STEPS PROGRAM LIFESTYLE RETURNS STEPS PROGRAM ARE YOU READY TO GET ENGAGED IN YOUR HEALTH? We know that the way we live has a real impact on the way we feel. When we take care of ourselves, we have more drive and energy.

More information

We recognize that employees are our greatest asset and take pride in offering a highly competitive, comprehensive & affordable benefits plan.

We recognize that employees are our greatest asset and take pride in offering a highly competitive, comprehensive & affordable benefits plan. It s About You All We recognize that employees are our greatest asset and take pride in offering a highly competitive, comprehensive & affordable benefits plan. We recognize that employees are our greatest

More information

Lumenos HIA Lumenos HIA Plus. Getting healthy. Staying healthy. And saving money while you do it.

Lumenos HIA Lumenos HIA Plus. Getting healthy. Staying healthy. And saving money while you do it. A consumer-driven health plan designed to help individuals and families control their out-of-pocket health expenses Getting healthy. Staying healthy. And saving money while you do it. MCEBR550A (3/09)

More information

A new twist. on the Health Management program. What you need to do. What you need to know HEALTHY SMART

A new twist. on the Health Management program. What you need to do. What you need to know HEALTHY SMART A new twist on the Health Management program HEALTHY What you need to know What you need to do SMART Your health is important. We all know that the health decisions you make not only affect you today,

More information

Manage your health care and your budget

Manage your health care and your budget Manage your health care and your budget Aetna HealthFund Health Reimbursement Arrangement (HRA) A new way to manage your family s health Standard Medical 32.02.301.1 D (8/07) An easy-to-use th manage your

More information

HEALTH INSURANCE EMPLOYEE EDUCATION: PREVENTIVE CARE

HEALTH INSURANCE EMPLOYEE EDUCATION: PREVENTIVE CARE HEALTH INSURANCE EMPLOYEE EDUCATION: PREVENTIVE CARE Mott Community College Health Benefits Task Force DISCLAIMER The content in this presentation is informational. Each employee should review the benefit

More information

2011 WellPoint Associate Wellness Programs Program Name Eligibility Program Summary More Information

2011 WellPoint Associate Wellness Programs Program Name Eligibility Program Summary More Information Program Name Eligibility Program Summary More Information Wellness Credit Program Wellness Credit Program, spouses and who are enrolled in a Total Rewards medical plan (see Wellness Credit Program Guidelines

More information

Experience. Wellness. Everywhere. SM

Experience. Wellness. Everywhere. SM Experience. Wellness. Everywhere. SM Our New Wellness Programs A Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association.

More information

Enrollment Guide For Group Employees. Making the Important Choices Easier. BlueCare

Enrollment Guide For Group Employees. Making the Important Choices Easier. BlueCare Enrollment Guide For Group Employees Making the Important Choices Easier. BlueCare Health plan benefits How can Blue help you? When your employer offers Blue Cross and Blue Shield of Florida benefits,

More information

How to get the most from your UnitedHealthcare health care plan.

How to get the most from your UnitedHealthcare health care plan. How to get the most from your UnitedHealthcare health care plan. Your UnitedHealthcare health care plan includes many features and benefits that help you get the care you need and enjoy better overall

More information

LEARN. Your guide to health insurance

LEARN. Your guide to health insurance LEARN Your guide to health insurance Table of Contents Why health insurance is important...1 How the Affordable Care Act affects you...2 See if you may qualify for a subsidy...4 Types of health plans...6

More information

How Care Management Can Help You. Disease Management Program. ILLINOIS 2015 ISSUE ii

How Care Management Can Help You. Disease Management Program. ILLINOIS 2015 ISSUE ii ILLINOIS 2015 ISSUE ii How Care Management Can Help You Got a question or concern about your health? Care Management helps members with special needs. It pairs a member with a care manager. The care manager

More information

INTRODUCING YOUR NEW WELLNESS PROGRAM see inside for details >

INTRODUCING YOUR NEW WELLNESS PROGRAM see inside for details > INTRODUCING YOUR NEW WELLNESS PROGRAM see inside for details > what s inside? 2 3 4 5 6 Letter From the President Get in the Know...and Feel Great! Designed Wellness Telephone-Based Coaching Web Portal

More information

Take Charge of Your Health!

Take Charge of Your Health! Take Charge of Your Health! Find your path with ActiveHealth Informed Care Management Set your course with ActiveHealth Management Getting on the path to better health just became a lot easier. ActiveHealth

More information

Quit plan. Your free guide on how to stop smoking. www.want2stop.info

Quit plan. Your free guide on how to stop smoking. www.want2stop.info Quit plan Your free guide on how to stop smoking www.want2stop.info Thinking? about stopping Around three quarters of those people in Northern Ireland who smoke say they would like to stop. If you are

More information

With COVA HealthAware, it pays to be healthy!

With COVA HealthAware, it pays to be healthy! With COVA HealthAware, it pays to be healthy! The COVA HealthAware benefits plan rewards you for healthy activities you may already be doing! Administered by Aetna, this plan includes a Health Reimbursement

More information

Insurance. how insurance works

Insurance. how insurance works Insurance how insurance works why health insurance is important Health insurance is one of the best ways you can protect yourself and your family in case you get sick or injured and need medical care.

More information

FROM COVERAGE TO CARE. A Roadmap to Better Care and a Healthier You

FROM COVERAGE TO CARE. A Roadmap to Better Care and a Healthier You FROM COVERAGE TO CARE A Roadmap to Better Care and a Healthier You Congratulations on taking the first steps to better health! WELCOME to A Roadmap to Better Care and a Healthier You! This roadmap walks

More information

A Guide to Using your Consumer-Directed Health Plan (CDHP)

A Guide to Using your Consumer-Directed Health Plan (CDHP) A Guide to Using your Consumer-Directed Health Plan (CDHP) and Health Savings Account (HSA) A Guide to Using Your At The Hartford, we offer competitive benefits and programs to help you live well and coverage

More information

GROUP MEDICARE. supplement plans

GROUP MEDICARE. supplement plans 2016 GROUP MEDICARE supplement plans Create a Healthier Organization Your employees are your organization s most valuable asset. As they retire, you want to show your commitment to them and manage health

More information

Insurance. how to use health insurance

Insurance. how to use health insurance Insurance how to use health insurance taking charge of your health insurance Now that you have health insurance, you are able to get the health care you need, when you need it. You won t have to wait until

More information

EVERYTHING YOU NEED TO KNOW. New Yorkers know how to live. We know how to keep them covered.

EVERYTHING YOU NEED TO KNOW. New Yorkers know how to live. We know how to keep them covered. ENROLLMENT KIT EVERYTHING YOU NEED TO KNOW ABOUT BECOMING HIP New Yorkers know how to live. We know how to keep them covered. JOIN HIP TODAY HIP HEALTH PLAN OF NEW YORK Having great health coverage is

More information

How to use. Your One Medical Membership

How to use. Your One Medical Membership How to use Your One Medical Membership One Medical Group is a doctor s office that treats you differently. Now that your employer has established a partnership with us, you can join our practice for free.

More information

Understand what s new and think differently...

Understand what s new and think differently... Understand what s new and think differently... Together, we can think differently about our new programs and benefit options that are designed to help you make wiser, healthier choices. Annual enrollment:

More information

Aetna Life Insurance Company

Aetna Life Insurance Company Aetna Life Insurance Company Hartford, Connecticut 06156 Amendment Policyholder: Group Policy No.: Effective Date: UNIVERSITY OF PENNSYLVANIA POSTDOCTORAL INSURANCE PLAN GP-861472 This Amendment is effective

More information

Nurse Advice Line 1-877-813-1417

Nurse Advice Line 1-877-813-1417 Do you have a health question? Speak with a RN for free! Contact a registered nurse any time, day or night, for answers to your health questions. nurses can help when: You re unsure if you need to visit

More information

WKU Wellness Portal Frequently Asked Questions

WKU Wellness Portal Frequently Asked Questions WKU Wellness Portal Frequently Asked Questions Wellness Portal/Zone What is the wellness portal? What is the wellness zone? The wellness web portal is your homepage and link to the WKU Employee Wellness

More information

YOUR FAST TRACK TO LIVING WELL. A Step Ahead Get answers to your diabetes questions. Member Rights The care and service you need. www.aultcare.

YOUR FAST TRACK TO LIVING WELL. A Step Ahead Get answers to your diabetes questions. Member Rights The care and service you need. www.aultcare. good health SPRING 2014 YOUR FAST TRACK TO LIVING WELL A Step Ahead Get answers to your diabetes questions Member Rights The care and service you need www.aultcare.com IN BRIEF Do You Have Questions? Find

More information

Enjoy the extras at no extra cost

Enjoy the extras at no extra cost Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Enjoy the extras at no extra cost Aetna Dental Programs and Discounts www.aetna.com 00.02.335.1 G (8/14) Aetna

More information

Successful Wellness Program

Successful Wellness Program 6 Key Steps TO A Successful Wellness Program by Don Hall, DrPH, CHES 2 6 KEY STEPS TO A SUCCESSFUL WELLNESS PROGRAM What Are the Benefits of Wellness? You certainly know the consequences of not feeling

More information

It pays to be healthy. COVA HealthAware

It pays to be healthy. COVA HealthAware It pays to be healthy. COVA HealthAware Presented by the Commonwealth of Virginia www.covahealthaware.com 00.02.434.1 (4/13) COVA HealthAware is a new plan option from the Commonwealth of Virginia. This

More information

Your guide to better health Grow healthy. Live well.

Your guide to better health Grow healthy. Live well. Your guide to better health Grow healthy. Live well. FREDERICK COUNTY PUBLIC SCHOOLS Look Inside Where do I go for health tools and resources? How can I get and stay healthy? What mobile applications are

More information

Health Insurance Basics. Ashley Frevert, Field Navigator Northeast Nebraska Community Action Partnership, Inc. Pender, Nebraska

Health Insurance Basics. Ashley Frevert, Field Navigator Northeast Nebraska Community Action Partnership, Inc. Pender, Nebraska Health Insurance Basics Ashley Frevert, Field Navigator Northeast Nebraska Community Action Partnership, Inc. Pender, Nebraska What Is Health Insurance? Health Coverage your legal entitlement to payment

More information

United States Fire Insurance Company: International Technological University Coverage Period: beginning on or after 9/7/2014

United States Fire Insurance Company: International Technological University Coverage Period: beginning on or after 9/7/2014 or after 9/7/2014 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual Plan Type: PPO This is only a summary. If you want more detail about your coverage and

More information

Health Assessment/online Health Coaching Program completion *effective 1/1/2015* INSTRUCTIONS

Health Assessment/online Health Coaching Program completion *effective 1/1/2015* INSTRUCTIONS Health Assessment/online Health Coaching Program completion *effective 1/1/2015* INSTRUCTIONS Important: To earn the incentive, you must complete or retake your Compass TM health assessment and one online

More information

Welcome to the Student Health & Wellness Services (SH&WS)

Welcome to the Student Health & Wellness Services (SH&WS) Student Health Insurance Plan Information 2014 2015 Welcome to the Student Health & Wellness Services (SH&WS) Cleveland State University offers health care to all students of the University community.

More information

Corporate Health & Wellness

Corporate Health & Wellness Corporate Health & Wellness Healthier Companies Do your healthcare costs continue to rise while your benefi t brokers sit on the sideline? At Clarke & Company Benefi ts, wellness is part of our client

More information

A Roadmap to Better Care and a Healthier You

A Roadmap to Better Care and a Healthier You FROM COVERAGE TO CARE A Roadmap to Better Care and a Healthier You Step 2 Understand your health coverage Your ROADMAP to health 2 Understand your health coverage Check with your insurance plan or state

More information

WellStyle Rewards GET STARTED GUIDE

WellStyle Rewards GET STARTED GUIDE WellStyle Rewards GET STARTED GUIDE EFFECTIVE 1/1/14 2 CONGRATULATIONS! Your health plan from MVP Health Care includes WellStyle Rewards, a program that recognizes you for taking meaningful steps toward

More information

Benefits Handbook Date November 1, 2012. Alere Marsh & McLennan Companies

Benefits Handbook Date November 1, 2012. Alere Marsh & McLennan Companies Date November 1, 2012 Marsh & McLennan Companies is a suite of wellness benefits designed to help you and your family members maintain and improve your health. Using the wellness benefits can open your

More information

Frequently Asked Questions

Frequently Asked Questions Frequently Asked Questions Background Information What is UC Living Well? UC Living Well is a system-wide wellness initiative coordinated by the UC Office of the President. The goal of UC Living Well is

More information

TotalCare Wellness Programs Reduce Health Care Costs and Improve Productivity

TotalCare Wellness Programs Reduce Health Care Costs and Improve Productivity TotalCare Wellness Programs Reduce Health Care Costs and Improve Productivity Up to 70% of an employer s health care spending is attributed to unhealthy lifestyle behaviors Poor Health Behaviors Drive

More information

INTRODUCING. the Healthyroads Wellness Program. Benefits to Help You and Your Family Achieve Better Health

INTRODUCING. the Healthyroads Wellness Program. Benefits to Help You and Your Family Achieve Better Health INTRODUCING } the Healthyroads Wellness Program Benefits to Help You and Your Family Achieve Better Health } Dear UA Choice Health Plan Participant: A healthy organization cannot exist without healthy

More information

Understanding Your Health Insurance Plan

Understanding Your Health Insurance Plan Understanding Your Health Insurance Plan Slide Catalog for Assisters Updated May 6, 2015 Health Insurance Costs Terms to Know: Premium Premium: The monthly bill you pay to your health insurance company.

More information

Copayment: The amount you must pay for each medical visit to a participating doctor or other healthcare provider, usually at this time service.

Copayment: The amount you must pay for each medical visit to a participating doctor or other healthcare provider, usually at this time service. Basic Terms How to calculate Out of Pocket Costs on a Hospital Stay: If you have a $2000 deductible and 30% coinsurance health insurance plan. If you have a $10,000 emergency room or hospital stay your

More information

St. Mary s College. of California. Student health plan handbook. Janis E. Carter, Health Net Supporting our members behavioral health needs.

St. Mary s College. of California. Student health plan handbook. Janis E. Carter, Health Net Supporting our members behavioral health needs. Commercial St. Mary s College of California Student health plan handbook Janis E. Carter, Supporting our members behavioral health needs. Jesus Hao, Ensuring your plan information is up to date. Welcome

More information

Cardiac Rehabilitation. Exercise and Education Program

Cardiac Rehabilitation. Exercise and Education Program Cardiac Rehabilitation Exercise and Education Program Cardiac Rehabilitation Dear Patient: Cardiac rehabilitation is an important part of your recovery. Our progressive cardiac rehabilitation program

More information

Glossary of Health Coverage and Medical Terms

Glossary of Health Coverage and Medical Terms Glossary of Health Coverage and Medical Terms This glossary defines many commonly used terms, but isn t a full list. These glossary terms and definitions are intended to be educational and may be different

More information

G Cash rewards. G Valuable discounts. G 24/7 Health Coach

G Cash rewards. G Valuable discounts. G 24/7 Health Coach G Cash rewards G Valuable discounts G 24/7 Health Coach Whether you re up in the middle of the night with a sick child or looking for ways to manage a long term condition, we can provide support and resources.

More information

Aetna Medicare Advantage HMO SHBP Summary of Benefits and Coverage: What this Plan Covers & What it Costs

Aetna Medicare Advantage HMO SHBP Summary of Benefits and Coverage: What this Plan Covers & What it Costs This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.state.nj.us/treasury/pensions/health-benefits.shtml or

More information

HOW TO ENROLL ELIGIBILITY IMPORTANT INFORMATION ABOUT OUR NEW VOLUNTARY BENEFITS PLATFORM

HOW TO ENROLL ELIGIBILITY IMPORTANT INFORMATION ABOUT OUR NEW VOLUNTARY BENEFITS PLATFORM YOUR 2014 VOLUNTARY BENEFITS Protecting your financial well-being is just as important as taking care of your health. In addition to the core benefits Carolinas HealthCare System offers, such as medical,

More information

Your pharmacy, as near as your mailbox Aetna Rx Home Delivery

Your pharmacy, as near as your mailbox Aetna Rx Home Delivery Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Your pharmacy, as near as your mailbox Aetna Rx Home Delivery www.aetna.com 05.02.308.1-KC B (12/13) Start saving

More information

Consumer Guide to. Health Insurance. Oregon Insurance Division

Consumer Guide to. Health Insurance. Oregon Insurance Division Consumer Guide to Health Insurance Oregon Insurance Division The Department of Consumer and Business Services, Oregon s largest business regulatory and consumer protection agency, produced this guide.

More information

Health Management: Creating & Managing a Successful Wellness Program. Presented by Erick Hathorn, Health Management Practice Leader

Health Management: Creating & Managing a Successful Wellness Program. Presented by Erick Hathorn, Health Management Practice Leader Health Management: Creating & Managing a Successful Wellness Program Presented by Erick Hathorn, Health Management Practice Leader 1 Today s Agenda Why Wellness Today s Reality Healthcare is Changing Case

More information

Informational Series. Community TM. Glossary of Health Insurance & Medical Terminology. (855) 624-6463 HealthOptions.

Informational Series. Community TM. Glossary of Health Insurance & Medical Terminology. (855) 624-6463 HealthOptions. Informational Series Glossary of Health Insurance & Medical Terminology How to use this glossary This glossary has many commonly used terms, but isn t a full list. These glossary terms and definitions

More information

he Ultimate Baby Boomers Guide to Life Insurance

he Ultimate Baby Boomers Guide to Life Insurance The Ultimate Baby Boomers Guide to Life Insurance he Ultimate Baby Boomers Guide to Life Insurance Contents Life Insurance Quotes for Baby Boomers- 3 Our Best Advice How the New Living Benefits Riders

More information

ways SHwell to feel Your guide to the SelectHealth Wellness program

ways SHwell to feel Your guide to the SelectHealth Wellness program ways SHwell to feel Your guide to the SelectHealth Wellness program Feel what? What do you get when you combine your SelectHealth plan with our wellness services? Something we like to call SHwellness.

More information

Open Access Aetna Select

Open Access Aetna Select An HMO Plan with a nationwide network of health care providers With Aetna, you get a powerful health care resource. The Open Access Aetna Select features a nationwide network that includes over 800,000

More information

Solutions. Health Advocate Chronic Care Management Program

Solutions. Health Advocate Chronic Care Management Program Solutions Health Advocate Chronic Care Management Program Taking Control Immunizations, preventive screenings and managing chronic conditions are key to controlling costs. Yet physicians often have limited

More information

COMPANY CORPORATE WELLNESS PROGRAM BOOKLET

COMPANY CORPORATE WELLNESS PROGRAM BOOKLET COMPANY CORPORATE WELLNESS PROGRAM BOOKLET 01 - Table of Contents TABLE OF CONTENTS Table of Contents Page 1 Facts About Corporate Wellness Page 2 How to Get Started Page 3-4 Company Information Worksheet

More information

HEALTH INSURANCE CHOICES FOR AMERICAN INDIANS

HEALTH INSURANCE CHOICES FOR AMERICAN INDIANS HEALTH INSURANCE CHOICES FOR AMERICAN INDIANS HEALTH INSURANCE IS AN IMPORTANT RESOURCE THAT CAN KEEP YOU AND YOUR FAMILY HEALTHY. If you have ongoing health issues, health insurance can help pay for treatment

More information

The Federal Employees Health Benefits Program and Medicare

The Federal Employees Health Benefits Program and Medicare The Federal Employees Health Benefits Program and Medicare This booklet answers questions about how the Federal Employees Health Benefits (FEHB) Program and Medicare work together to provide health benefits

More information

BlueChoice. Making the Important Choices Easier. bcbsfl.com. Enrollment Guide For Group Employees

BlueChoice. Making the Important Choices Easier. bcbsfl.com. Enrollment Guide For Group Employees BlueChoice Enrollment Guide For Group Employees Making the Important Choices Easier. bcbsfl.com Health plan benefits Enrolling in your benefits When your employer offers Blue Cross and Blue Shield of Florida

More information

Caring for depression

Caring for depression Caring for depression Aetna Health Connections SM Disease Management Program Get information. Get help. Get better. 21.05.300.1 B (6/08) Get back to being you How this guide can help you Having an ongoing

More information

Weight-Loss Surgery. Regain your quality of life.

Weight-Loss Surgery. Regain your quality of life. Weight-Loss Surgery Regain your quality of life. If you are struggling with obesity consider weight-loss surgery at Aiken Regional. For the more than 10 million severely overweight people in the United

More information

Cigna Open Access Plans for Tennessee

Cigna Open Access Plans for Tennessee Individual & Family Plans Insured by Connecticut General Life Insurance Company Cigna Open Access Plans for Tennessee medical & PHARMACY INSURANCE with the ONE-AND-ONLY YOU IN MIND. 858436 a 12/12 Services

More information

Company medical plan to include new option and Healthy for Life premium rate in 2016

Company medical plan to include new option and Healthy for Life premium rate in 2016 Company medical plan to include new option and Healthy for Life premium rate in 2016 Dear employees: We are all aware that health care costs and wellness are major issues throughout the country. Companies

More information

BCSC Health Center Information

BCSC Health Center Information BCSC Health Center Information Welcome Packet BCSC Health Center 1950 Doctors Park Drive Suite C Columbus, IN 47203 Phone: 812.375.8810 Fax: 812.375.8879 Website: www.bcsc.k12.in.us/bcschealthcenter Frequently

More information

renewable term Your Guide to Wawanesa Life s LifeStyle Term Plan

renewable term Your Guide to Wawanesa Life s LifeStyle Term Plan renewable term Your Guide to Wawanesa Life s LifeStyle Term Plan LIFESTYLE TERM What is Wawanesa Life s LifeStyle Term plan? The LifeStyle Term plan consists of 10, 20 or 30-year renewable and convertible

More information

Certified Nutritionist Career Information. The Four Different Types of Nutritionist Specialties

Certified Nutritionist Career Information. The Four Different Types of Nutritionist Specialties Certified Nutritionist Career Information A certified nutritionist will work with clients who desire to eat a healthier diet in order to lose weight or improve their overall health. The job of the nutritionist

More information

LEARN. Your guide to health insurance. How to choose the best plan for you and your family

LEARN. Your guide to health insurance. How to choose the best plan for you and your family LEARN Your guide to health insurance How to choose the best plan for you and your family Table of Contents Understanding health insurance...1 Health care law and you...2 Health insurance basics...4 Why

More information

Blue Cross and Blue Shield of Oklahoma, a Division of Health Care Service Health Corporation, a Mutual Legal Reserve Company, an Independent Licensee

Blue Cross and Blue Shield of Oklahoma, a Division of Health Care Service Health Corporation, a Mutual Legal Reserve Company, an Independent Licensee Blue Cross and Blue Shield of Oklahoma, a Division of Health Care Service Health Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association. 012

More information

A Plan For Better Health

A Plan For Better Health A Plan For Better Health Welcome to Crystal Run Health Plans PPO Plans Your health and that of your family is most important. Your health plan should be designed for all your needs giving you access to

More information

Extra! Extra! Read all about our special benefits and services. KS-MEM-0168-13 10.13 (Medicaid/CHIP)

Extra! Extra! Read all about our special benefits and services. KS-MEM-0168-13 10.13 (Medicaid/CHIP) Extra! Extra! Read all about our special benefits and services. KS-MEM-0168-13 10.13 (Medicaid/CHIP) Welcome to Amerigroup Kansas! We re happy you re with us. We cover all of your KanCare benefits. Plus

More information

What is the overall deductible? Are there other deductibles for specific services? Is there an out-of-pocket limit on my expenses? No.

What is the overall deductible? Are there other deductibles for specific services? Is there an out-of-pocket limit on my expenses? No. High Deductible Health Plan - 80 Plan Coverage for: Individual + Family Plan Type: POS This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the

More information

Wellness Program Frequently Asked Questions (FAQs)

Wellness Program Frequently Asked Questions (FAQs) Wellness Program Frequently Asked Questions (FAQs) Introduction: This document serves to provide answers to frequently asked questions about the State of Maryland Wellness Program implemented for Maryland

More information

Student Health Service FAQs for the Parent and Family Liaison

Student Health Service FAQs for the Parent and Family Liaison 1 Student Health Service FAQs for the Parent and Family Liaison Do I need to send my son or daughter with our prescription insurance card to the University Pharmacy (located at the Student Health Service)

More information

Danita Thomas Heagy, DC, LLC 4425 US 1 South, Suite 109 St Augustine FL 32086-3127 904-797-5100 www.drdanita.com

Danita Thomas Heagy, DC, LLC 4425 US 1 South, Suite 109 St Augustine FL 32086-3127 904-797-5100 www.drdanita.com WELCOME! Thank you for choosing this office to assist you with your health care. Once the exam is complete, I will present my findings and recommendations to you briefly. At the Health Dialogue, we will

More information

Personal Health Care Journal

Personal Health Care Journal Personal Health Care Journal U.S. Administration on Aging Take an active role in your own health care! Protect Detect Report Protect Your Personal Information Treat your Medicare, Medicaid and Social Security

More information