East Harbour Capital ( EHC ) is a financial services boutique located in the Biltmore Corridor of Phoenix, Arizona
|
|
- Sara Mitchell
- 8 years ago
- Views:
Transcription
1 EAST SERVICES OF AMERICA; Member FINRA & SIPC. East Harbour Capital and United Planners are not affiliated. This communication is strictly intended for individuals residing in the following states: AZ, CA, NY, OR, NC. No offers may be made or accepted from any resident outside the specific state(s) referenced.
2 ABOUT US SERVICES OF AMERICA; Member FINRA & SIPC. East Harbour Capital and United Planners are not affiliated. This communication is strictly intended for individuals residing in the following states: AZ, CA, NY, OR, NC. No offers may be made or accepted from any resident outside the specific state(s) referenced.
3 ABOUT US East Harbour Capital ( EHC ) is a financial services boutique located in the Biltmore Corridor of Phoenix, Arizona Our Managing Director is Erik R. Duncan; Mr. Duncan obtained his MBA in Finance & Real Estate from the Wharton School of Business / University of Pennsylvania and has 12+ years experience in the financial services industry, including: Investment Banking, Senior Associate: Citigroup/Smith Barney and Prudential Securities Incorporated: New York, NY Mr. Duncan is a licensed investment advisor (Series 7, 66 and 63) and Registered Representative of United Planners Financial Services of America ( UPFSA ); Member FINRA & SIPC. UPFSA monitors > $3 billion in assets under management held with various financial custodians including: Fidelity Institutional Wealth Services TD Ameritrade Institutional Schwab Institutional Pershing As a Registered Representative of UPFSA Mr. Duncan provides Securities and Advisory Services to, primarily, accredited investors. (See NOTES section for a full definition of accredited investor). SERVICES OF AMERICA; Member FINRA & SIPC. East Harbour Capital and United Planners are not affiliated. This communication is strictly intended for individuals residing in the following states: AZ, CA, NY, OR, NC. No offers may be made or accepted from any resident outside the specific state(s) referenced.
4 ABOUT US VALUE PROPOSITION Consistent, One-on-One Access to EHC s Managing Director Mr. Duncan prides himself on being available, consistently, for one on one consultation or web-based meetings. By contrast, other financial advisors and firms still adhere to the quantity metric of accumulating accounts and assets; as such, many financial advisors may not have the time or desire to continue the critical contact and daily attention to your investment accounts or financial plan. Fee-Based Investment Advisory and Financial Planning Helps Eliminate Bias toward Product Selling In today s financial services marketplace many financial advisors receive selling instruction and incentives for selling specific financial products or funds; our Managing Director does not work within such an arena and can, therefore, collaborate with you as part of your team rather than a product oriented representative. SERVICES OF AMERICA; Member FINRA & SIPC. East Harbour Capital and United Planners are not affiliated. This communication is strictly intended for individuals residing in the following states: AZ, CA, NY, OR, NC. No offers may be made or accepted from any resident outside the specific state(s) referenced.
5 ABOUT US INVESTMENT PHILOSOPHY Mr. Duncan adheres to the following investment philosophy in guiding his clients through bear and bull markets: The essence of investment management is the management of risks, not the management of returns. Well managed portfolios start with this precept. -- Benjamin Graham-- SERVICES OF AMERICA; Member FINRA & SIPC. East Harbour Capital and United Planners are not affiliated. This communication is strictly intended for individuals residing in the following states: AZ, CA, NY, OR, NC. No offers may be made or accepted from any resident outside the specific state(s) referenced.
6 CLIENT SOLUTIONS strictly intended for individuals residing in the following states: AZ, CA, NY, OR, NC. No offers may be made or accepted from any resident outside the specific state(s) referenced.
7 CLIENT SOLUTIONS INVESTMENT ADVISORY ACROSS ACCOUNT TYPES ACCOUNT TYPES MAY INCLUDE 401k, 401a, 403b IRA Rollover Traditional IRA Brokerage UNIFY YOUR INVESTMENT PLAN: Investors often hold accounts with various institutions, which may be more expensive and less efficient our Managing Director can assist in developing a unified investment plan across all accounts ADJUST YOUR RISK PROFILE: Investors may not have recently updated the risk profile or investment options for a given account, which may be inefficient in volatile markets CLOSELY EVALUATE YOUR COSTS & FEES: Investor costs may be reduced via consolidation of accounts & investment strategy strictly intended for individuals residing in the following states: AZ, CA, NY, OR, NC. No offers may be made or accepted from any resident outside the specific state(s) referenced.
8 CLIENT SOLUTIONS INVESTMENT ADVISORY Wide spectrum of investment advice, offerings and account types for exposure across various US and International markets Equities *401k ETFs *401a Mutual Funds *403b Non-publicly traded vehicles Alternative Investments *IRA *Brokerage Accounts Consistent one-on-one consultation with our Managing Director Keen attention to investment & portfolio risk within your various accounts Prioritize short- and long-term objectives of your capital Unique, tactical portfolio models suited to your overall financial plan Portfolio models monitored daily strictly intended for individuals residing in the following states: AZ, CA, NY, OR, NC. No offers may be made or accepted from any resident outside the specific state(s) referenced.
9 CLIENT SOLUTIONS FINANCIAL PLANNING Wealth Accumulation Social Security Analysis Estates, Trusts Education Funding ARE YOU ON TRACK FOR FINANCIAL INDEPENDENCE? : Our wide array of financial planning tools and analytics will closely evaluate your portfolios, your various income sources & your financial income goals to see if changes may improve, statistically, the likelihood you will not run out of money. DO YOU HAVE A PLAN FOR SOCIAL SECURITY WITHDRAWLS? : We can help you to develop a strategy for when to begin withdrawing SS income and when, a spousal benefit, may be well-timed for your particular goals. DO YOU HAVE A FUNDING STRATEGY FOR EDUCATION OR FAMILY INHERITANCE? We can closely collaborate with your estate attorney so as to develop an investment plan suited to your estate planning objectives; and we can help to create an efficient investment solution for education goals. strictly intended for individuals residing in the following states: AZ, CA, NY, OR, NC. No offers may be made or accepted from any resident outside the specific state(s) referenced.
10 CLIENT SOLUTIONS FINANCIAL PLANNING Comprehensive financial planning for individuals, families or businesses designed to address the following questions: What kind of written plan do you have for forecasting income and living expenses in the short- and long-term to ensure you don t run out of money? In today s global investment arena so many assets tend to move in the same direction, which may cause challenges to your financial goals. Do you have a strategy to identify this potential weakness in your current portfolio? Wide array of financial planning analytics and software to address: Disciplined Budget Analysis and Wealth Accumulation, Retirement Planning Debt Reduction Analysis & Social Security Analysis Create a blue print financial plan, execute initial strategies and update the financial plan no less than 1x year to increase the likelihood you will achieve financial strength and flexibility strictly intended for individuals residing in the following states: AZ, CA, NY, OR, NC. No offers may be made or accepted from any resident outside the specific state(s) referenced.
11 INVESTMENT PHILOSOPHY strictly intended for individuals residing in the following states: AZ, CA, NY, OR, NC. No offers may be made or accepted from any resident outside the specific state(s) referenced.
12 INVESTMENT PHILOSOPHY SIEGEL S PARADOX Our Managing Director adheres to the following mathematical concept in guiding his clients through bear and bull markets thus, striving, to minimize losses in challenging markets. If a fixed fraction, x, of a given amount of money, P, is lost and then the same fraction x of the remaining amount is gained, the result is less than the original and equal to the final amount if a fraction, x, is first gained, then lost. (1) Examples are below: INITIAL LOSS -10% +11% -20% +25% -30% +42% % RETURN TO BREAK EVEN (1) Weisstein, Eric W. "Siegel's Paradox." From MathWorld--A Wolfram Web Resource. SERVICES OF AMERICA; Member FINRA & SIPC. East Harbour Capital and United Planners are not affiliated. This communication is strictly intended for individuals residing in the following states: AZ, CA, NY, OR, NC. No offers may be made or accepted from any resident outside the specific state(s) referenced.
13 INVESTMENT PHILOSOPHY TACTICAL INVESTING Our Managing Director s investment approach utilizes tactical asset management to adjust to market conditions & economic climates: Investment RULE #1: Minimize Losses Historically, investors and financial advisors implemented a wait, hold and hope approach many believed the markets would reward patience; history has shown this to be a painful practice (i.e. 2000, 2008/2009, Summer 2011) Our Managing Director implements an active investment strategy with the goal of minimizing risk, preserving capital and participating in up markets; he believes minimizing losses is fundamental to increasing the odds of long term portfolio success strictly intended for individuals residing in the following states: AZ, CA, NY, OR, NC. No offers may be made or accepted from any resident outside the specific state(s) referenced.
14 Bear Market Overview October 2007 March 2009 NASDAQ: 100: Down 54% S&P: Down 56% Down 54% Needs 117% Gain to Get to Even Down 56% Needs 127% Gain to Get to Even The CRUEL Math of Big Losses Source: ** Past Performance is no assurance of a future result; be invested in directly. Market indices listed above are unmanaged and cannot strictly intended for individuals residing in the following states: AZ, CA, NY, OR, NC. No offers may be made or accepted from any resident outside the specific state(s) referenced.
15 CONTACT INFORMATION 2415 E. CAMELBACK ROAD SUITE 700 PHOENIX, AZ (P) 602/ strictly intended for individuals residing in the following states: AZ, CA, NY, OR, NC. No offers may be made or accepted from any resident outside the specific state(s) referenced.
16 THANK YOU strictly intended for individuals residing in the following states: AZ, CA, NY, OR, NC. No offers may be made or accepted from any resident outside the specific state(s) referenced.
17 NOTES (1) Accredited Investors May Include: A natural person who has individual net worth, or joint net worth with the person s spouse, that exceeds $1 million, excluding the value of the primary residence A natural person with income exceeding $200,000 in each of the two most recent years or joint income with a spouse exceeding $300,000 for those years and a reasonable expectation of the same income level in the current year A business in which all the equity owners are accredited investors SERVICES OF AMERICA; Member FINRA & SIPC. East Harbour Capital and United Planners are not affiliated. This communication is strictly intended for individuals residing in the following states: AZ, CA, NY, OR, NC. No offers may be made or accepted from any resident outside the specific state(s) referenced.
How to Evaluate An Investment Advisor
Key Questions to Ask an Investment Advisor Specially Prepared for Continental Airlines Pilots Nearing Retirement You have built a substantial retirement nest egg over the years. Soon, you can relax and
More informationFinancial Advisor Value Proposition Page 2. Financial Advisor Types Page 4. Investment and Financial Planning Careers Page 5
Index Financial Advisor Value Proposition Page 2 Financial Advisor Types Page 4 Investment and Financial Planning Careers Page 5 Selecting a Sound Financial Advisor Page 6 Common Advisor Concerns Financial
More informationFinancial Strategies for the 21st Century
2 The Life Cycle 2 The Wealth Management Model 3 Putting the Pieces Together online report consulting group Strategies for the 21st Century summary a brief introduction to managing your wealth While individuals
More informationOne California Street, Suite 2800 San Francisco, CA 94111. 415.249.6337 www.deltaim.com
An Introduction to the Delta Tactical Strategy and Investment Philosophy One California Street, Suite 2800 San Francisco, CA 94111 415.249.6337 www.deltaim.com Who We Are and What We Do Registered Investment
More informationSOURCING FINANCIAL SOLUTIONS FOR CAPITAL INVESTMENTS
SOURCING FINANCIAL SOLUTIONS FOR CAPITAL INVESTMENTS OUR ADVICE AND EXPERTISE CAN YIELD EXCEPTIONAL RESULTS OVER TIME Sourcing financial solutions for the investment success of each and every one of our
More informationG&G Planning Concepts, Inc. Part 2A of Form ADV The Brochure
G&G Planning Concepts, Inc. Part 2A of Form ADV The Brochure 9 East 40 th Street, 15 th Floor, New York, NY 10016 www.gassmanfg.com Updated: March 28, 2014 This brochure provides information about the
More informationHow do I choose the right advisor?
Discover the difference with a Registered Investment Advisor. How do I choose the right advisor? Important questions to ask before you hire an investment advisor. This content is made available by Charles
More informationHow To Plan For Your Future
Wealth Management at Janney Montgomery Scott W e a l t h M a n a g e m e n t Janney Montgomery Scott understands that wealth like life is more than just an event. It is an ongoing process of growth and
More informationOne California Street, Suite 2800 San Francisco, CA 94111. 415.249.6337 www.deltaim.com
An Introduction to the Delta Tactical Strategy and Investment Philosophy One California Street, Suite 2800 San Francisco, CA 94111 415.249.6337 www.deltaim.com Who We Are and What We Do Registered Investment
More informationFinding the Right Investment Advisor: Key Questions Pilots Need to Ask Now
Finding the Right Investment Advisor: Key Questions Pilots Need to Ask Now At Cleary Gull, we think the best way to find the right investment advisor is to focus on the four Ps: people, philosophy, process
More informationTax Impact Series: Tax Planning 2015
Tax Impact Series: Avoid Manage Defer Tax Planning 2015 Keep More of What You Earn February 2015 www.amgfunds.com 800.368.4410 Not FDIC Insured May Lose Value Not Bank Guaranteed BR131-0215 Avoid Manage
More informationInvesting for your present and future financial
Advisor Select Investing for your present and future financial needs can seem overwhelming. It shouldn t be, and it doesn t have to be. Implementing a well-conceived investment strategy is vital to helping
More informationRetirement Solutions. Grow Your Retirement Business With Pershing. Your Business Without Limits TM
Retirement Solutions Grow Your Retirement Business With Pershing Your Business Without Limits TM Grow Your Retirement Business With Pershing Open architecture platform Simplified account management Unbiased
More informationInvesting in high quality, well managed companies for your prosperity and peace of mind
Investing in high quality, well managed companies for your prosperity and peace of mind Welcome to Maxwell Noll For over three decades, Maxwell Noll has provided peace of mind investing for clients. Our
More informationConsulting Group: An Introduction
2 Disciplined Investment Process 3 Investment Advisory Programs 5 Global Resources, Local Perspective product consulting group Consulting Group: An Introduction summary The last several years have proven
More informationBuilding Your. Retirement Roadmap
Building Your Retirement Roadmap Today s Agenda Discuss a roadmap for saving to help you meet your retirement goals Look at key financial principles to follow Review action steps to consider 2 The Foundation
More informationPart 2A of Form ADV: Firm Brochure. Accredited Investors Inc. 5200 W. 73rd Street Edina, MN 55439
Part 2A of Form ADV: Firm Brochure Accredited Investors Inc. 5200 W. 73rd Street Edina, MN 55439 Telephone: 952-841-2222 Email: Ross@Accredited.com Web Address: www.accreditedinvestors.com 02/23/2015 This
More informationWELCOME TO STA Wealth Management
WELCOME TO STA Wealth Management Since the founding of STA Wealth Management in 2002 by experienced financial industry executives in Houston, Texas, we have focused on delivering comprehensive portfolio
More informationSponsored By: ValMark Advisers, Inc. 130 Springside Drive, Suite 300 Akron, Ohio 44333-2431 www.valmarksecurities.com
Wrap Fee Program Disclosure Document to be presented with ValMark Advisers, Inc. ADV Part 2A Sponsored By: ValMark Advisers, Inc. 130 Springside Drive, Suite 300 Akron, Ohio 44333-2431 www.valmarksecurities.com
More informationMorgan Stanley. R & R Partners. 522 Fifth Avenue, 15th Floor New York, NY 10036 (212)-296-1031. www.morganstanleyfa.com/rudowramos
R & R Partners 522 Fifth Avenue, 15th Floor New York, NY 10036 (212)-296-1031 www.morganstanleyfa.com/rudowramos 0 Table of Contents Our Mission Page 2 Wealth Management Page 3 Why R and R Partners? Page
More informationWealth Management Solutions
Wealth Management Solutions Delray Financial Group LLC is an independent regional boutique wealth management firm whose sole business is to serve its clients. With over 25 years of personalized, professional
More informationCatalyst Macro Strategy Fund
Catalyst Macro Strategy Fund MCXAX, MCXCX & MCXIX 2015 Q2 About Catalyst Funds Intelligent Alternatives We strive to provide innovative strategies to support financial advisors and their clients in meeting
More informationGet help achieving your financial goals.
Get help achieving your financial goals. TIAA-CREF: Committed to your overall financial well-being Did you know? TIAA was founded in 1918 to provide retirement security to university faculty. TIAA-CREF
More informationEnjoy the Benefits of Professional Wealth Management Quantitative InnovationsSM Investment Advisory Program
Enjoy the Benefits of Professional Wealth Management Quantitative InnovationsSM Investment Advisory Program As an individual investor, you have access to more investment options than ever. With these choices,
More informationHOMETOWN Financial Planning and Asset Management
Part 2A of Form ADV: Firm Brochure HOMETOWN Financial Planning and Asset Management Terry Nelson, CFP TM MS 1957 Lake Street Roseville, MN 55113 terry@hometownfp.com www.hometownfp.com (651) 638-9428 Fax:
More information30 Questions to Ask When Choosing a Financial Planner
30 Questions to Ask When Choosing a Financial Planner Prepared by George Salter, JD, MBA, CFP James E. Salter, MBA P.O. Box 125 P.O. Box 125 Alamo, CA 94507 Alamo, CA 94507 george@blossomwm.com james@blossomwm.com
More informationThe unique value of Target-Date Funds
The unique value of Target-Date Funds By Jake Gilliam, Senior Multi-Asset Class Portfolio Strategist supporting Charles Schwab Investment Management September, 2015 Target-Date Funds are excellent low-maintenance
More informationboston partners financial group llc
boston partners financial group llc III 1 boston partners financial group llc about boston partners What sets us apart from other financial service firms is the support and collaboration of our associates
More informationWealth management and customized investment portfolios for individuals and institutions looking to preserve and grow wealth.
Wealth management and customized investment portfolios for individuals and institutions looking to preserve and grow wealth. wealth MANAGEMENT Choosing the right investment advisor is one of the most important
More informationAnnuities: Key concepts and considerations 640299.10
: Key concepts and considerations Fidelity Brokerage Services, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917. 2013 FMR LLC. All rights reserved. 1 640299.10 Agenda Overview of annuities How
More informationImagine Your Future Set YourGoals Chart Your Course. The Importance of Financial Planning
Imagine Your Future Set YourGoals Chart Your Course The Importance of Financial Planning Ask yourself these questions: Financial Planning Provides Direction and Discipline It s important to know where
More informationInitial Planning Questionnaire
Initial Planning Questionnaire Josh Koehnen CERTIFIED FINANCIAL PLANNER TM Registered representative of and offering securities and advisory services through Independent Financial Group, LLC (IFG) member
More informationABOUT LPL FINANCIAL. The strength of partnership
ABOUT LPL FINANCIAL The strength of partnership supporting financial advisors who serve you the need for objective advice has never been greater Amid an ever-changing investment landscape, investors need
More informationFlexible technology. Empower your business with Pershing s NetX360
Flexible technology Today s fiercely competitive environment requires powerful, flexible technology to optimize your productivity and performance. Pershing s open architecture platform gives you the freedom
More informationPersonal Wealth Management
Personal Wealth Management Integrated Wealth Management Multi Generational Wealth Planning Retirement Plan Solutions Personalized Wealth Management AspenCross Financial Group (AFG) personal wealth management
More informationABOUT LPL FINANCIAL. serving. financial advisors. and their clients
ABOUT LPL FINANCIAL serving financial advisors and their clients the need for objective advice has never been greater Amid an ever-changing investment landscape, investors need an expert and experienced
More informationInvestor Presentation. Website: www.tarsiercm.com Phone: 202-256-9707 E-mail: frockwell@tarsiercm.com
Investor Presentation Website: www.tarsiercm.com Phone: 202-256-9707 E-mail: frockwell@tarsiercm.com Executive Summary Overview: The Tarsier Insider Buying Strategy is a large cap, long only, equity strategy
More informationVintage Financial Services, LLC. 101 North Main Street, Suite 800. Ann Arbor, MI 48104 (734) 668 4040. www.vintagefs.com
Vintage Financial Services, LLC 101 North Main Street, Suite 800 Ann Arbor, MI 48104 (734) 668 4040 www.vintagefs.com E mail: Succeed@VintageFS.com Brochure dated January 27, 2015 This brochure updates
More information10-Year Treasury Constant Maturity Rate (DGS10)
10-Year Treasury Constant Maturity Rate (DGS10) S&P 500 Stock Price Index (SP500) CBOE Volatility Index: VIX (VIXCLS) The Cost of Market Timing Risk of missing the best days in the market 1993-2012 Pilots
More informationIntroduction to SP Financial Group. Raymond James & Associates, Inc., member New York Stock Exchange/SIPC
Introduction to of Raymond James was formed to provide specialized fixed-income portfolio services to independent registered investment advisors, financial planners, and asset managers all across the country.
More informationHow do I choose the right advisor? Important questions to ask before you hire an investment advisor.
How do I choose the right advisor? Important questions to ask before you hire an investment advisor. To choose an advisor you feel comfortable with both personally and professionally it s smart to take
More informationDiversified Managed Allocations
Diversified Managed Allocations Multi-strategy portfolios with a focus on flexibility Is this program right for you? DMA is designed for investors who: Want experienced, professional money managers to
More informationInvestment Management Services
Investment Management Services for Private Clients Comprehensive Investment Asset Management www.masoncompanies.com Mason Investment Advisory Services Investment Management Services for Private Clients
More informationFOR DISCUSSION TODAY WHAT IS AN IRA? IRA EDUCATION WORKSHOP
IRA EDUCATION WORKSHOP More Choices, More Flexibility, More Control C40949 FOR DISCUSSION TODAY 1. WHAT IS AN IRA? 2. 3. CHOOSING YOUR IRA 4. FIVE THINGS TO REMEMBER Transfers may be subject to differences
More informationPART OF WEBSITE MATERIALS FOR SMALL BUSINESS OWNERS
PART OF WEBSITE MATERIALS FOR SMALL BUSINESS OWNERS W2 HOME PAGE I HOME PAGE In recognition of the challenges that many American businesses and households face, Tim Webb and Jonah Weiss founded W2 Wealth
More informationAn Overview to Equity Services Incorporated
An Overview to Equity Services Incorporated 30 % 64086 MK3302(0711) TC58836(0211) Putting ESI on the Map Nearly 600 registered representatives Of which, approximately 400 are Investment Adviser Representatives
More informationBlakeway & Associates. Wealth Management
Blakeway & Associates Wealth Management We are committed to Addressing Many Aspects of Your Financial Life. Blakeway & Associates offers clients and their families big picture thinking in a consultative
More informationA Winning Relationship. You, Your Advisor, and Schwab Advisor Services. For Clients of Independent Investment Advisors
A Winning Relationship You, Your Advisor, and Schwab Advisor Services For Clients of Independent Investment Advisors Your advisor s expertise and Schwab s custody services come together to help protect
More informationWealth Management Platform. - Model Portfolios Program - Part 2A Appendix 1. Program Brochure. For
Wealth Management Platform - Model Portfolios Program - Part 2A Appendix 1 Program Brochure For VISION2020 Wealth Management Corp. One World Financial Center, 15th Floor New York, NY 10281 (800) 821-5100
More informationCraig G. Fischer Atlantic Financial Services, Inc. 920 Providence Rd. Suite 201 Towson, MD 21286 3/30/2011
Craig G. Fischer Atlantic Financial Services, Inc. 920 Providence Rd. Suite 201 Towson, MD 21286 3/30/2011 This brochure provides information concerning the services and business practices of Atlantic
More informationABOUT LPL FINANCIAL. The strength of partnership
ABOUT LPL FINANCIAL The strength of partnership supporting financial advisors who serve you the need for objective advice has never been greater Amid an ever-changing investment landscape, investors need
More informationCHOOSING YOUR INVESTMENTS
CHOOSING YOUR INVESTMENTS FOR ASSISTANCE CONTACT US TODAY FOR MORE INFORMATION, ADVICE OR HELP OPENING AN ACCOUNT, IT S EASY TO REACH US: BY PHONE Call us at 800 TIAA-CREF (800 842-2273) to speak with
More informationThe Scott Group at Morgan Stanley Smith Barney
The Scott Group at Morgan Stanley Smith Barney Our Mission We are wealth management advisors and consultants assisting our clients in planning and implementing a diverse range of financial planning strategies.
More informationPreparing Your Savings for Retirement
Preparing Your Savings for Retirement The Retirement Income Series Part 1: Preparing Your Savings for Retirement Identify sources of income, including Social Security Assess the impact of future health
More informationTrust Services at Merrill Lynch. Estate Planning Services
Trust Services at Merrill Lynch Estate Planning Services Merrill Lynch Wealth Management makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S) and
More informationPart 2A of Form ADV: Firm Brochure
Part 2A of Form ADV: Firm Brochure Item 1 Cover Page September 10, 2014 Wolfers Asset Management Established in 2001 Erik Sean Wolfers, MBA, CFP - Principal and Sole Proprietor 235 Wildwood Avenue Piedmont,
More informationHOW CAN YOU DEPEND ON BEING INDEPENDENT?
HOW CAN YOU DEPEND ON BEING INDEPENDENT? WITH AN ADVISOR WHO WORKS FOR NO ONE BUT YOU. DEPEND ON A FINANCIAL ADVISOR When you choose to work with a financial advisor, you have something in common with
More informationThe Ultimate Financial. Services Business Platform. The Opportunity You Want. The Support You Need.
The Ultimate Financial Services Business Platform The Opportunity You Want. The Support You Need. 2 People s financial circumstances have changed. Many individuals and families struggle to meet their most
More informationLincoln Financial Advisors
Lincoln Financial Advisors A Commitment to Excellence A promise to listen When you retain Lincoln Financial Advisors, you benefit from personal service and our extensive financial experience. We take the
More informationWealth Management Built on Integrity and Experience
Wealth Management Built on Integrity and Experience How Successful Portfolios Can Help You Prepared March 1, 2011 www.successfulportfolios.com 300 South Duncan Avenue, Suite 166 Clearwater, FL 33755 (800)
More informationPrivate Asset Management
TIAA-CREF Trust Company, FSB Private Asset Management Customized investment solutions to meet your unique needs over time About TIAA-CREF Trust Company s Private Asset Management TIAA-CREF Trust Company
More informationVaughan Asset Allocation Investment Program
12/31/2015 Investment Advisors To Multigenerational Investors Member FINRA & SIPC 1 A Separately Managed Account Description: The invests in various asset class securities, commonly Exchange Traded Funds
More informationThe Janney Rollover IRA Advantage
The Janney Rollover IRA Advantage Your Road to Retirement THE HIGHEST STANDARD OF SUCCESS IN FINANCIAL RELATIONSHIPS Rolling over assets to an IRA at Janney Montgomery Scott offers you important advantages
More informationThe Janney Rollover IRA Advantage. Your Road to Retirement
The Janney Rollover IRA Advantage Your Road to Retirement The Highest Standard of Success in Financial Relationships Rolling over assets to an IRA at Janney Montgomery Scott offers you important advantages
More informationSEIA SIGNATURE ESTATE & INVESTMENT ADVISORS, LLC. Signature Allocation Series Signature Elite
SEIA SIGNATURE ESTATE & INVESTMENT ADVISORS, LLC Signature Allocation Series Signature Elite ABOUT SEIA Successful wealth management is the result of an ongoing collaboration between investor and advisor,
More informationTrade Signals S&P 500 Index 1368 By Steve Blumenthal November 14, 2012
Trade Signals S&P 500 Index 1368 By Steve Blumenthal November 14, 2012 Included in this week s Trade Signals are the following: Updated Sentiment Charts sentiment points to RISK ON S&P 500 Index Chart
More informationRIA Outlook for the U.S. Economy, Industry & Markets - 2014
RIA Outlook for the U.S. Economy, Industry & Markets - 2014 January 31, 2014 TD Ameritrade Institutional, Division of TD Ameritrade, Inc.TD Ameritrade, Inc., member FINRA/SIPC/NFA, is a subsidiary of TD
More informationStravolo Wealth Management, LLC
Part 2A of Form ADV: Firm Brochure Item 1 Cover Page Part 2A of Form ADV: Firm Brochure Stravolo Wealth Management, LLC 775 Spartan Blvd, Suite 105 Spartanburg, SC 29301 Telephone: (864) 587-1685 Fax:
More informationSEI Advisor Network Wealth and Advisor Services
SEI Advisor Network Wealth and Advisor Services Providing flexible services that help you save time, build long-term relationships and increase profitability. seic.com/advisors Advisor Network Suite of
More informationSponsored By: ValMark Advisers, Inc. 130 Springside Drive, Suite 300 Akron, Ohio 44333-2431 www.valmarksecurities.com
ACCESS PLUS Wrap Fee Program Disclosure Document to be presented with ValMark Advisers, Inc. ADV Part 2A Sponsored By: ValMark Advisers, Inc. 130 Springside Drive, Suite 300 Akron, Ohio 44333-2431 www.valmarksecurities.com
More informationFORM ADV PART 2A Brochure
FORM ADV PART 2A Brochure HERITAGE WEALTH ADVISORS 901 EAST BYRD ST. WEST TOWER, SUITE 1300 RICHMOND, VA 23219 (804) 643-4080 WWW.HERITAGEWEALTH.NET Brochure updated MARCH 17, 2011 This brochure provides
More informationWebster Wealth Advisors, Inc.
Webster Wealth Advisors, Inc. 195 Danbury Road, Suite 220 Davenport Building Wilton, CT 06897 (888) 862 9644 www.websterwealthadvisors.com March 30, 2015 This Brochure provides information about the qualifications
More informationStellar Capital Management, LLC
Stellar Capital Management, LLC 2200 East Camelback Road, Suite 130 Phoenix, Arizona 85016 602.778.0307 Form ADV Part 2B The Brochure Supplement March 25, 2015 This Brochure Supplement provides information
More informationSaving for Retirement. Your guide to getting on track.
Saving for Retirement Your guide to getting on track. 2 It s great that you re looking ahead and thinking about retirement now. A sound plan can make all the difference in reaching your future goals. This
More informationKMH Wealth Management, LLC PO Box 2549 101 S. Main St. Suite 300 Victoria, TX 77902 FORM ADV PART 2 BROCHURE
KMH Wealth Management, LLC PO Box 2549 101 S. Main St. Suite 300 Victoria, TX 77902 361 573-4383 Fax 361 573-1168 www.kmhwealth.com mail@kmhwealth.com 3/19/2014 FORM ADV PART 2 BROCHURE This brochure provides
More informationThe California Delta Group at Morgan Stanley Smith Barney....managing change
The California Delta Group at Morgan Stanley Smith Barney...managing change Delta is the symbol for change... The California Delta Group at Morgan Stanley Smith Barney looks forward to helping our clients
More informationBusiness Executive Services. Making Wealth Work for the Business Executive
Business Executive Services Making Wealth Work for the Business Executive Work Business Executive Services (BES) was created to help unleash the full power of your company s benefits and compensation programs.
More informationCharting a path to your Financial Future
Charting a path to your Financial Future Maggie Kulyk, CRPC Owner, Maggie Kulyk &A Associates Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services,
More informationCetera Advisor Networks LLC 200 North Sepulveda Boulevard Suite 1300 El Segundo, California 90245 310.326.3100 www.ceteraadvisornetworks.
ADV PART 2A ITEM 1 COVER PAGE Cetera Advisor Networks LLC 200 North Sepulveda Boulevard Suite 1300 El Segundo, California 90245 310.326.3100 www.ceteraadvisornetworks.com April 15, 2016 This brochure provides
More informationGlossary of Investment Terms
online report consulting group Glossary of Investment Terms glossary of terms actively managed investment Relies on the expertise of a portfolio manager to choose the investment s holdings in an attempt
More informationRetirement Plans 401(k) s Cash Receivables Businesses Real Estate Investment Accounts. 8 Risks You Must Overcome
The Financial Survey A Professional Process to Overcome the Risks to Financial Success Retirement Plans 401(k) s Cash Receivables Businesses Real Estate Investment Accounts External Risk Inflation Higher
More informationDeerfield Financial Advisors, Inc. Date of Brochure: March 2015
Form ADV Part 2A Firm Brochure Item 1 Cover Page 8440 Woodfield Crossing, #360 Indianapolis, IN 46240 www.deerfieldfa.com Date of Brochure: March 2015 This brochure provides information about the qualifications
More informationThe IRA Rollover Experts. Providing Comprehensive, Low Cost IRA Rollover Solutions to Help Meet Your Retirement Needs
The IRA Rollover Experts Providing Comprehensive, Low Cost IRA Rollover Solutions to Help Meet Your Retirement Needs The IRA Rollover Experts Today s complex financial environment demands not only a carefully
More informationIndependent Advice for the Discerning Investor
Independent Advice for the Discerning Investor or bleed WNA Wealth Advisors, Inc. Our Values WNA Wealth Advisors serves as our clients partner in investing, their advisor for life. Perform all duties with
More informationWestern Annuity Services, Inc. 432 Clement Street San Francisco, CA 94118 Phone: (415) 933-8222 www.ewasi.com. Date of Brochure: June 2011
Item 1 Cover Page 432 Clement Street San Francisco, CA 94118 Phone: (415) 933-8222 www.ewasi.com Date of Brochure: June 2011 This brochure provides information about the qualifications and business practices
More informationRollover IRAs. Consider the advantages of consolidating your retirement savings
Rollover IRAs Consider the advantages of consolidating your retirement savings Consider the Advantages of Consolidating Your Retirement Savings If you have changed jobs, left the workforce or plan to
More informationBasics of IRAs ING FINANCIAL SOLUTIONS. Your future. Made easier. SM
Basics of IRAs t FDIC/NCUA Insured t A Deposit Of A Bank t Bank Guaranteed May Lose Value t Insured By Any Federal Government Agency ING FINANCIAL SOLUTIONS Your future. Made easier. SM Traditional IRA
More informationDeerfield Financial Advisors, Inc. Date of Brochure: March 2013
Form ADV Part 2A Firm Brochure Item 1 Cover Page 8440 Woodfield Crossing, #360 Indianapolis, IN 46240 www.deerfieldfa.com Date of Brochure: March 2013 This brochure provides information about the qualifications
More informationEa s t m a n. planning. that stands the. Retirement. test of Time. Fin a n c i a l Ma n a g e m e n t
Ea s t m a n Fin a n c i a l Ma n a g e m e n t About Us Joel Lorden About Joel lorden Joel E. Lorden is founder and President of Eastman Financial Management, an independent financial, investment management
More informationILLINOIS 529 COLLEGE SAVINGS PLAN
ILLINOIS 529 COLLEGE SAVINGS PLAN Thinking about saving for your child s college education can be overwhelming. Stories of rising college loan debt and tuition increases do little to settle the nerves
More informationThe Business Survey - What it is and How to Prepare
The Business Survey A professional Process to Overcome the Risks to Business Success Inventory Equipment Goodwill Receivables Key People Real Estate External Risk Higher Taxes Rising Health Care Costs
More informationClear Perspectives Financial Planning, LLC Firm Brochure
Clear Perspectives Financial Planning, LLC Firm Brochure This brochure provides information about the qualifications and business practices of Clear Perspectives Financial Planning, LLC. If you have any
More informationA Winning Relationship: You, Your Advisor and Schwab Advisor Services
A Winning Relationship: You, Your Advisor and Schwab Advisor Services When the expertise of your advisor is combined with When the expertise of your advisor custody at Schwab, we share a common objective:
More informationForm ADV Part 2A (Firm Brochure) HORAN Wealth Management 4990 East Galbraith Road Cincinnati, OH 45236 513.745.0707 www.horanassoc.
Form ADV Part 2A (Firm Brochure) HORAN Wealth Management 4990 East Galbraith Road Cincinnati, OH 45236 513.745.0707 www.horanassoc.com January 1, 2016 This document provides information about the qualifications
More informationTransfer Payout Annuities
Transfer Payout Annuities Transfers and Withdrawals from TIAA Traditional tiaa-cref.org The TIAA Traditional Annuity In this guide, you ll learn about our Transfer Payout Annuity (TPA), a transfer and
More information110 Fort Couch Road, Suite 108. Pittsburgh, PA 15241 412-851-1400. www.kapustafinancial.com
Kapusta Financial Group IARD/CRD No: 123349 Form ADV Part 2A March 13, 2014 3 Brochure 110 Fort Couch Road, Suite 108 Pittsburgh, PA 15241 412-851-1400 www.kapustafinancial.com 3/13/2014 FORM ADV PART
More informationFinancial Advisor Comparison Matrix
General Type of firm SEC Registered Investment Adviser (RIA) RIA FINRA Registered Broker (RR) Hybrid (RIA/RR) Insurance Agent Other: RIA FINRA Registered Broker (RR) Hybrid (RIA/RR) Insurance Agent Other:
More informationJohn P. Higginbotham. Senior Vice President Wealth Management Senior Investment Management Consultant Financial Planning Specialist
John P. Higginbotham Senior Vice President Wealth Management Senior Investment Management Consultant Financial Planning Specialist My Mission To provide comprehensive financial services through prudent
More informationWealth Management A Prudent Process
Wealth Management A Prudent Process Craig Chapman, CFP Director Investments Financial Advisor My Business Story Compliance Approval: A28081915RM1 Thank you for taking the time to examine my business story
More informationHow To Know More About Douglas W. Jones Financial And Insurance Services
Douglas W. Jones Associates Financial & Insurance Services, Inc. 26477 Rancho Parkway South Lake Forest, California 92630 Phone: 949-699-1660 Fax: 949-699-1069 Web Site: www.jonesfinancial.com February
More information