Basic Tariffs for banking services rendered for natural persons

Transcription

1 Basic Tariffs for banking services rendered for natural persons 1

2 Table of Contents General Information... 3 Bank accounts... 4 Opening current and saving accounts... 4 Management of a bank account... 4 Acceptance and execution of payment orders for money transfer from a customer s accounts... 4 Transfers in tenge... 4 Transfers in foreign... 4 Cash transactions... 5 Conversion transactions on current accounts... 5 Leasing of individual lock boxes... 6 Tariffs for safe boxes leasing... 6 Additional services related with safe custody

3 General Information This booklet contains tariffs and terms for natural persons effective from June 23, Amounts and fee rates may be changed by Subsidiary of Bank VTB (Kazakhstan) JSC subject to notification not less than 10 calendar days prior to a date of changes by means of announcement posted up in the Bank s transaction room. The agreement to be made between VTB and a customer may prescribe specific procedure of settlements subject to collection of a fee other than that one fixed in this booklet. When executing the customers orders, the fees and expenses of VTB shall be withheld from amount of payment, if orders specify indication expenses shall be paid by payee. In all other events the fees and expenses of VTB shall be withheld in accordance with instructions of a remitter or under agreement to be made between the Bank and a customer. The Bank s commission fees on foreign exchange transactions shall be withheld in tenge or at option of a customer, in addition, commission fees in tenge shall be withheld at discount rate of the National Bank of the Republic of Kazakhstan as of a day of transaction. As for commission fees liable to VAT, VAT shall be included in cost. In order to receive additional information, please, refer to the office of Subsidiary of Bank VTB (Kazakhstan) JSC at: 28 v, Timiryazev St., Almaty City, Republic of Kazakhstan or call: +7 (727) ,

4 Effective tariffs List of services / operations Basic rate National Minimum Foreign National Maximum Foreign 1. Bank accounts 1.1. Opening current and saving accounts 500 A customer shall pay for opening only one account, other accounts shall be opened free of charge, on presentation of required documents saving account opening 0 Account closing Management of a bank account *Searching deposit upon application of a customer/successors (VAT inclusive) On request of a Customer provision of a certificate related with its servicing in the bank (VAT inclusive) Acceptance and execution of payment orders for money transfer from a customer s accounts Transfers in tenge Transfers between accounts of one customer 0 Transfers in favor of another Customer within the Bank 0 Transfers (payments) in favor of customers of the other banks to a day: before p.m. Almaty time 300 after p.m. Almaty time 500 Acceptance of transfers in tenge from 4:00 p.m. until 5:30 p.m. if it is technically feasible for the Bank Payments with future value date on the second day Transfers in foreign Transfers in favor of customers of the other banks (US dollar, EURO, Russian ruble) at the expenses of remitter (KZT) 0,20% USD 0,20% EUR 0,20% RUR 0,20% at the expenses of beneficiary (KZT) 0,20% USD 0,20% EUR 0,20% RUR 0,20% Transfers in favor of customers of VTB system (US dollar, EURO) 0,10% Transfers in favor of customers of VTB system (Russian ruble) 0,10%

5 Transfers in favor of customers of the other banks (Russian ruble) 0,20% Request to return payment in foreign, if it is technically feasible for the Bank KZT Cash transactions Issue of cash from current accounts (irrespective of kind of cash received to account and term of custody thereof) in national 1% Issue of cash from current accounts (irrespective of kind of cash received to account and term of custody thereof) in foreign 1,5% Exchange of large denomination bank notes for bank note of small denomination and vice versa if it is possible for the Bank on preliminary request of a Customer 0% Authentication of notes (up to 50 notes) Authentication of notes (more than 50 notes) KZT 20 per each note KZT 10 per each note Additional charge for double conversion recount, in case of excess or shortage 0,2% Issue of cash from current accounts in case of early termination of a non-cash deposit agreement, if a deposit term is: In tenge less than 30 days 1% In foreign less than 30 days 1,1% Issue of cash from current accounts in case of early termination of a non-cash deposit agreement, if a deposit term is: In tenge less than 7 days 1% In foreign less than 7 days 1,1% 4. Conversion transactions on current accounts Purchase and sale of non-cash assets upon entering funds in customer s account: to a day on the second day 0,2% of the bank s rate 800 0,15% of the bank s rate 500 5

6 5. Leasing of individual lock boxes Tariffs for safe boxes leasing Available sizes of safe boxes Small box 72 х 260 х 390 mm Medium box 146 х 260 х 390 mm Big box 220 х 260 х 390 mm Large box 440 х 260 х 390 mm 1 day Additional services related with safe custody Tariff (in KZT) in accordance with sixe of a box 1 months 3 months 6 months 12 months Leasing of a safe box by two Customers at the same time Effective tariff + 10% Box opening Effective tariffs Cost of services of third-party organization + 15% Reimbursement of damage caused to the Bank in case of loss KZT of a key or breaking a key through fault of a Customer Insurance/guaranteed fee for a key KZT For delay of lease agreement for each day of delay According to tariffs for safe custody for one day depending upon sizes of a box Extra charge in the event of box leasing if a customer is delivered a lock and two keys KZT