Major change for BERT and BEWT Funds!
|
|
- Kathryn Porter
- 8 years ago
- Views:
Transcription
1 Major change for BERT and BEWT Funds! Effective 16 July, Master Builders Queensland took over 50% ownership of the BERT and BEWT Funds. They also took 50% ownership of BERT Training Fund (BTF). Previously, 50% of the ownership belonged to the Queensland Major Contractors Association (QMCA). This share ownership has now been transferred to Master Builders Queensland. John Crittall (Director - Construction Policy- Master Builders Queensland) said it was appropriate Master Builders Queensland plays a role in the Funds. As the leading employer association in the Queensland Building and Construction Industry the Master Builders Queensland has a responsibility to be actively involved, similar to the role they play in CIP Limited. Bill Wallace (General Manager - BERT / BEWT and CIP Limited) said it was very exciting for the Funds with Master Builders Queensland coming on board. He paid tribute to outgoing Director Chris Stanley (Project Director - Infrastructure North West) who has been a Director for 18 years. Financial Planning Benefit
2 Your Union Financial Planners With the start of the new financial year there is no better time to take stock of your finances and financial goals. Make the most of the FREE Financial Planning benefit BERT provides and organise to meet with a financial planner to ensure your are on the right track. Investing in your future Retirement Planning Make your income work for you Consolidate super Grow your wealth inside and outside of super Protect your family and financial assets Salary Sacrifice and saving tax Plann ahead for when you retire Structure your retirement so you maximise Centrelink entitlements Assisting with superannuation and pension forms Money Management Savings and Investment Consolidating & paying off bad debt fast Fast track credit card and home loan repayments Save interest and get ahead Budgeting and savings plans Children's future education fund Tax effective investments FREE FOR ALL FINANCIAL MEMBERS OF THE CFMEU & CEPU This service is funded by BERT Book an Appointment Call PFG on or appointments@pfg.com.au Celebrating 10 years of giving
3 The CIP girls (Kate, Amanda A, Amanda D) and Prof John Hooper touring the TRI Centre, Brisbane Prostate Cancer is the most commonly diagnosed cancer in Australian men*. There has been a 144% increase in incidents of the disease between 1982 to 2009*. With your generosity CIP have been able to raise an incredible $490,000 in the past 10 years to help Mater researchers undertake vital research into this debilitating and life-threatening disease. Mater's prostate cancer research efforts Thanks to the efforts of researchers such as those at Mater, the five year survival rate of prostate cancer patients has increased from 59% in 1986 to an amazing 90% in The philanthropic support of CIP has enabled some of the exciting projects Mater researchers currently are working on, including: Research uncovering a cell receptor that appears to promote the growth of tumours in the bone - a painful process that occurs once prostate cancer has spread to the bone Research investigating how the immune system responds to prostate and ovarian cancer in the hope of developing a vaccine. A study into advanced castrate-resistant prostate cancer looking at whether there is a symptom burden difference between chemotherapy-treated and untreated prostate cancer patients. A study mapping the journey of aggressive prostate cancer including symptoms, quality of life, service use, support care needs and the burden of the disease on families and carers. DNA sequencing to study the genetics of cancer biology using an Ion Proton semiconductor, to gain a greater understanding of the disease. A thank you "The visionary philanthropic support of donors to Mater Foundation like you is essential to our prostate cancer research efforts. It allows us to take a multi-disciplinary approach to tackling what can be a debilitating disease. It also permits us to take on challenging new research directions that have the greatest potential, but often don't get funded by mainstream, less risk-adverse funding bodies." Associate Professor John Hooper
4 * Source: Prostate Cancer in Australia, Australian Commonwealth Government CIP - Important Information for Employers Employer Obligations to pay contribution rates whilst an employee is receiving CIP Benefits Regardless of any absence, the CIP constitution requires weekly payments to be contributed as long as the employee is employed. All employers sign the employer application for the membership form which states the following: I / We hereby agree to be bound by the Constitution and By Laws of the Company and to make insurance contributions to the Insurer in respect of each insured Worker, at the rate to be determined by the Directors of the Company in accordance with the terms of the Constitution from time to time As an example: if an employee is receiving CIP benefits for an illness and subsequently has a heart attack, this employee will not be covered for the secondary issue if their payments are not maintained throughout his employment. Accordingly employers are obliged to maintain contribution payments for their employees whilst on CIP benefits for as long as the employee remains employed. Subject to conditions and exclusions of the policy. BERT / CIP Supporting MATES in Construction Kokoda Breakfast for MATES
5 BERT would like to thank all of the attendees at the breakfast held on Wednesday 17 June at the Victoria Park Golf Complex. With over 240 attendees and special guests Honourable Cameron Dick and Guest Speaker Aiden Grimes, BERT raised over $5,000 towards the MATES in Construction Kokoda Trek coming up in September this year. The purpose of the breakfast was to raise awareness of the event taking place in September and serve as a last opportunity for registrations to join in the 2015 trek. The trekker numbers have now reached 36 trekkers with another 7 signing up on the day at the breakfast. Thank you again to all the wonderful organisations and individuals that supported this breakfast, your contribution on the day has gone towards raising funds and awareness for the critical work MATES in Construction are doing in our industry. Team some of last years Inaugral trekking team
6 Our lads Peter Close and Bill Wallace braving the trek in 2015 for MATES Meet our Kokoda Trekkers for 2015 BERT and CIP are well and truly part of the MATES in Construction Kokoda Trek this year with our very own General Manager - Bill Wallace taking up the challenge. He will be trekking along side Building Construction Coordinator Peter Close and to make sure these two behave themselves Business Engagement Manager Amanda Arrowsmith is joining them for what will be another sensational journey, and we hope will be a successful generation of fundraising for the MATES cause. Joining the team are Mick Booth from BERT Training Fund and Ray Abi-fares from MATES in Construction. Last year's inaugural team of trekkers raised over $145,000 for suicide prevention and awareness within our industry and we know this year's trekkers have a taste for competition and are planning on surpassing this target.
7 To donate to the BERT Team click on the link in the image above. BERT challenges all contributing employers, members and unions to think about how they can get involved in this great event. Bill Wallace Amanda Arrowsmith Peter Close Ray Abi-fares Mick Booth $40,000 raised to help MIC - BERT/CIP Golf Day With a chilly start to the morning the BERT and CIP Funds conducted its inaugural golf day on Wednesday 15 July 2015, with the purpose being to raise funds for the BERT team members
8 trekking Kokoda for MATES in Construction in September. The industry support was out in full force on the day which raised over $40,000 for the BERT team. We witnessed some very fashion forward members of our industry taking on the wonderful course at Gainsborough Greens with a great spirit of competition. While all attendees were winners on the day special mention must go to: First Place - The Fugen / Hutchies Team - Josh Clarke; Peter Marsh & David Mobberley Winners of Last Place - The BEWT Team "BEWT-ies" - Amanda Arrowsmith; Kate Fitzgerald, Pippa Walton & Jill Wallace On behalf of BERT / CIP we thank everyone who participated and sponsored the event.
9 Current Fundraising total for the BERT Team = $50, With all the efforts from the Breakfast, Golf Day and along with the generosity of the Industry the BERT team members, Bill, Peter, Mick, Ray and Amanda have raised a total of $50, so far! Well done to all and thank you again for your support. EOFY is here!
10 Need a copy of your Payment Summary? EASY! Your ETP is available for download on BOBB our online member site. All you need to register is your name and date of birth. Join your mates and register now! Notice to our Online Employers - Changes to Google Chrome Please be advised Google Chrome no longer supports Silverlight, the technology which enables the use of our Employer Online system. If accessing the BERT/CIP Employer Web Application via Google Chrome you will receive notification that you can no longer access the application. This is a recent event to which we received no notice and we apologise for the inconvenience this has caused. Silverlight is however supported by three other popular internet browsers, so please ensure you use these to access your online account and submit your monthly contributions. BERT / BEWT Weekly Contribution Rates BERT/BEWT increase The following rates applicable: 1st January 2015 BERT BEWT Adult $95.00 $ st year apprenticeship - Builder $42.75 $5.60 1st year apprenticeship - Plumber $38.00 $5.00 2nd year apprenticeship $52.25 $6.85 3rd year apprenticeship $71.25 $9.35 4th year apprenticeship $85.50 $11.20
11 CIP Weekly Contribution Rates and Benefits Benefit Increase The member benefit for the Building Scheme has increased for claims post 1 March The new benefit is 85% of pre-disability earnings up to a maximum of $1,200. This is the first increase for the benefit since January * Please note for any injury / illness prior to 1 March 2015 the weekly benefit applicable at that time will apply. Sector Rates * Please note these benefits are 85% of pre-disability earnings to a maximum of the rates above subject to condition and exclusions of the policy.
12 PO Box 805, Spring Hill QLD 4004 Fax:
13 You are receiving this because you are a member, contributing employer or have had a reason to provide us with your details in the past. If you wish to unsubscribe from future mailings, please click the unsubscribe link below This was sent by BERT / CIP, Level 1 Astor Terrace, SPRING HILL, QLD 4004, Australia to kfitzgerald@bert.com.au Unsubscribe
Building and protecting your wealth the tax effective way
Building and protecting your wealth the tax effective way Strategies guide 2014/2015 The lead up to End of Financial Year (EOFY) provides a good opportunity to review your wealth creation plans. At this
More informationSmart End of Financial Year Strategies
Level 7,34 Charles St Parramatta Parramatt NSW 2150 PO Box 103 Parramatta NSW 2124 Phone: 02 9687 1966 Fax: 02 9635 3564 Web: www.carnegie.com.au Build Guide Protect Manage Wealth Smart End of Financial
More informationPRIVACY POLICY. Privacy Statement
PRIVACY POLICY Privacy Statement Blue Care is one of Australia's leading providers of retirement living, community health, help at home services and aged care homes, caring for more than 12,500 people
More informationPersonal Insurance For Critical Illness Cover
are you financially well organised? Risk Plan your family s finanical security info@fwo.net.au Your family s financial security... If you were to pass away, would your family s financial security be assured?
More informationQueensland Building and Construction Commission. New Customer Service Initiatives
Queensland Building and Construction Commission New Customer Service Initiatives A New QBCC: For Peace of Mind QBCC has completed the first phase of significant change towards becoming a more customer-centric
More informationIf you were diagnosed with cancer today, what would your chances of survival be?
Q.1 If you were diagnosed with cancer today, what would your chances of survival be? Ongoing medical research from the last two decades has seen the cancer survival rate increase by more than 40%. However
More informationPosition Description
Position Description Position title Hours Primary location Reports to Tenure Salary Level & Agreement Marketing Manager Four five days per week (30.4 38 hours per week) Northcote General Manager Marketing
More informationInsurance in Prime Super
Insurance in Prime Super September 2015 This fact sheet outlines why insurance is important and the benefits of having insurance through your super account. Why is insurance so important? Insurance is
More informationYour Insurance Options
Your Insurance Options Table of contents Your insurance options 3 Building a protection strategy 4 How much cover should you have? 5 Inside or outside of super? 7 Medicals and questionnaires 8 Why Optimise
More informationKey person insurance
Key person insurance KEY PERSON INSURANCE Most businesses and other organisations have people whose departure could have a serious financial impact on the business. Naturally, this includes the business
More informationPersonal Income Tax Return Year End Questionnaire 2013
Personal Income Tax Return ear End Questionnaire 2013 To assist us in preparing your income tax return, please use this questionnaire as a checklist when you compile your information. With respect to your
More informationPERSONAL ACCIDENT CLAIM FORM
PERSONAL ACCIDENT CLAIM FORM Use this form when: A worker has suffered an accident, outside working hours and wishes to claim weekly benefits. This form should be completed as soon as it appears you will
More informationAASA Online Privacy Policy CRP.020
Introduction Alzheimer s Australia SA Inc values your privacy and takes reasonable steps to protect your personal information (that is, information which identifies or may reasonably be used to identify
More informationPersonal Insurance. Do I need Life cover and TPD cover? pr tect. their tomorrows
Personal Insurance Do I need Life cover and TPD cover? pr tect their tomorrows Life cover and Total and Permanent Disablement (TPD) cover provide you with the comfort of knowing that a lumpsum will be
More informationStaff benefits. Make a splash
Staff benefits 2011 Make a splash The benefits of working for Sydney Water Sydney Water is a world leader in an industry that is as essential to our community as the water it delivers. We do this by using
More informationPrivacy Policy Draft
Introduction Privacy Policy Draft Please note this is a draft policy pending final approval Alzheimer s Australia values your privacy and takes reasonable steps to protect your personal information (that
More informationHow safe are your parent s retirement plans? Retirement Protection Plan
MLC Insurance How safe are your parent s retirement plans? Retirement Protection Plan How safe are your parent s retirement plans? Consider a protection plan For them and your children Retirement Protection
More informationLung Cancer. Know how to stay strong
Lung Cancer Know how to stay strong What is cancer? 2 Cancer is a disease when some cells in the body grow out of control Normal cells Your body has many tiny cells and keeps making new cells to keep you
More informationPersonal Income Tax Return - Year End Questionnaire 2015
Personal Income Tax Return - Year End Questionnaire 2015 To assist us in preparing your income tax return, please use this questionnaire as a checklist when you compile your information. With respect to
More informationRun-Off Cover Scheme (ROCS) Important Information Effective from 1 October 2014
Run-Off Cover Scheme (ROCS) Important Information Effective from 1 October 2014 MDA National Insurance Pty Ltd ABN 56 058 271 417 AFS Licence No.238073 Introduction Section 1: Terms and Conditions of
More informationLife insurance and TPD cover. Protect their tomorrows
Life insurance and TPD cover Protect their tomorrows Life cover and Total and Permanent Disablement (TPD) cover provide you with the comfort of knowing that a lump sum will be paid if you were to die,
More informationContact us. Hoa Bui T: + 61 (02) 9335 8938 E: hbui@kpmg.com.au. Briallen Cummings T: + 61 (02) 9335 7940 E: bcummings01@kpmg.com.au. www.kpmg.com.
Contact us Hoa Bui T: + 61 (02) 9335 8938 E: hbui@kpmg.com.au Briallen Cummings T: + 61 (02) 9335 7940 E: bcummings01@kpmg.com.au www.kpmg.com.au No reliance This report should not be regarded as suitable
More informationFinancial advice makes a difference
Bridges Financial advice makes a difference Financial advice makes a difference Advice from a Bridges financial planner will help you have confidence in the decisions you make. Financial advice makes a
More informationAustralia s leading industry severance scheme
SEVERANCE SCHEME Australia s leading industry severance scheme choice of severance account type tax-free genuine redundancy payments up to $5,000 initial severance claim, or more for genuine redundancy
More informationAPPLICATION FOR MEMBERSHIP
Redundancy Payment Approved Worker Entitlement and Redundancy Payment Central No. APPLICATION FOR MEMBERSHIP To be completed by Incolink Registration No: Date of Registration: / / COMBINED APPLICATION
More informationMAURICE BLACKBURN LAWYERS SUPERANNUATION & DISABILITY INSURANCE DISABILITY BENEFITS
MAURICE BLACKBURN LAWYERS SUPERANNUATION & DISABILITY INSURANCE DISABILITY BENEFITS 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and
More informationSuperannuation And Insurance For. People With Huntington s Disease (WESTERN AUSTRALIAN EDITION)
Superannuation And Insurance For People With Huntington s Disease (WESTERN AUSTRALIAN EDITION) Prepared by Phil Gleeson Phil Gleeson Maurice Blackburn Lawyers Unit 1, 328 Carrington Street, Hamilton Hill
More informationSTANDARD ADVICE ON EVIDENCE FROM FINANCIAL ADVISERS/ACCOUNTANTS
EMPLOYER SUPPORT PAYMENT SCHEME STANDARD ADVICE ON EVIDENCE FROM FINANCIAL ADVISERS/ACCOUNTANTS A statement from a financial adviser or accountant must specify the amounts of income received from all sources
More informationAre your retirement plans safe? Retirement Protection Plan
MLC Insurance Are your retirement plans safe? Retirement Protection Plan Are your retirement plans safe? Consider a protection plan Retirement Protection Plan If you re approaching retirement, you may
More informationA death in the workplace
Office of Fair and Safe Work Queensland A death in the workplace A guide for family and friends A death in the workplace a guide for families and friends Page 1 of 13 The State of Queensland Department
More informationApplication for Compensation
Application for Compensation This Application for Compensation form for injured workers is an approved form under the Workers Compensation and Rehabilitation Act 2003 (the Act). The general information
More informationIncome insurance. Protect your income and your lifestyle
Income insurance Protect your income and your lifestyle Your ability to earn an income is likely to be your most valuable asset in life. Insuring your income can give you peace of mind that your family
More informationInsurance and estate planning. A Financial Planning Technical Guide
Insurance and estate planning A Financial Planning Technical Guide 2 Insurance and estate planning Introduction 4 General insurance 4 Private health insurance 4 Personal insurance 5 Business insurance
More informationA Financial Planning Technical Guide
Insurance and Estate Planning A Financial Planning Technical Guide Securitor Financial Group Limited ABN 48 009 189 495 AFSL 240687 Contents Introduction 1 General insurance 1 Private health insurance
More informationYour financial fitness coach
ENABLING SUCCESS AND LIFE GOALS Your financial fitness coach Helpful advice and coaching at the level you want Assistance where needed in selecting and/or placing investments Enablement for you to grow
More informationRetirement Income Allocated Pension
Retirement Income Allocated Pension Information sheet S U P E R A N N U AT I O N This information sheet is intended to provide an overview of the key features and benefits of the Retirement Income Allocated
More informationRestoring Hope...Rebuilding Lives
CONTENTS From The Executive Director 3 Who We Are 4 The Teen Challenge Story 5 Our Services 6 Drug & Alcohol Facts 7 Projects 8 Other Sponsorship Opportunities 9 2 FROM THE EXECUTIVE DIRECTOR It is an
More informationClaims we paid 2010. claims statistics and case studies 1 January 2010 to 31 December 2010
Claims we paid 2010 AMP s claims statistics and case studies 1 January 2010 to 31 December 2010 AMP s Claims Concierge service AMP insurance exists to provide a safety net for our customers when they need
More informationYour best back-up tool is insurance.
Your best back-up tool is insurance. Insurance for tradespeople Presented by ACF Planning PTY LTD ABN 70154714119 as Authorised Representative No 415700 for Australian Capital Financial Planning ABN 34
More informationPosition description
Position description Position title Position code EFT/Hours Service area Primarily based at Reports to Tenure Program manager, Peninsula Family Violence Program VCAT Exemption no. A4/2011 W306101 1.00
More informationFinancial Planning 101
Hughes Forbes Financial Services AFSL 323719 Financial Planning 101 P R E S E N T E D BY F A B I A N P O S T I G L I O N I M a y 2 0 1 2 Disclaimer 2 This material is not intended to constitute personal
More informationManaging the tax affairs of someone who has died
Page 1 of 13 Managing the tax affairs of someone who has died Introduction This guide will help you finalise the tax affairs of a deceased person. It tells you what tax returns you may need to lodge and
More informationMember Booklet: RBF Tasmanian. Accumulation Scheme. Table of contents. About the RBF Tasmanian 2. Accumulation Scheme
Member Booklet: RBF Tasmanian Accumulation Scheme Information in this booklet is current as at 1 July 2015 Table of contents About the RBF Tasmanian 2 Accumulation Scheme How super works Benefits of investing
More informationWho s looking out for you?
Who s looking out for you? Insurance for Nurse Surgical Assistants www.moorestephens.com.au Copyright Moore Stephens Serious about Success 1 Important information This presentation contains general advice
More informationWages definition manual
Wages definition manual Information for employers Controlled uncontrolled if printed/copied Page 1 of 14 Table of contents 1. Introduction... 4 1.1 Reviews and queries... 4 1.2 Definitions dictionary...
More informationA simple guide to Life Insurance
A simple guide to Life Insurance Your guide to Life, Income Protection, Trauma, and Total & Permanent Disability Insurance. Lifebroker Pty Ltd ABN 92 083 177 011 Introduction Why do I need personal insurance?...
More informationcapability statement Private Wealth
capability statement Private Wealth 2 Private Wealth CONTENTS Introducing BDO Private Wealth... 3 About BDO Private Wealth... 3 Our Investment Philosophy... 3 Our Beliefs... 3 Our Services... 4 Personal
More informationOFF-THE-PLAN PROPERTY INVESTMENT THROUGH YOUR SELF-MANAGED SUPER FUND
OFF-THE-PLAN PROPERTY INVESTMENT THROUGH YOUR SELF-MANAGED SUPER FUND EVERYONE WANTS TO KNOW ABOUT IT There s no denying it, people are starting to clue onto the concept of Self-Managed Super Funds (SMSF),
More informationA DIFFERENT KIND OF WEALTH MANAGEMENT FIRM. www.jaswealth.com.au. Superannuation 101. Everything you always wanted to know but were too afraid to ask
A DIFFERENT KIND OF WEALTH MANAGEMENT FIRM www.jaswealth.com.au Superannuation 101 Everything you always wanted to know but were too afraid to ask What is Superannuation? Superannuation 101 Contents What
More informationWORKCOVER TOP-UP CLAIM FORM
WORKCOVER TOP-UP CLAIM FORM Use this form when: A worker has been in receipt of WorkCover benefits and the injury occurred within the period of insurance. This form should be completed as soon as it appears
More informationPROTECT YOUR INCOME IF YOU CAN T WORK
This document forms part of the NGS Super Member Guide (Product Disclosure Statement) dated 1 April 2014 PROTECT YOUR INCOME IF YOU CAN T WORK FACT SHEET 7 1 APRIL 2014 It s vital that you re prepared
More informationWorking together to achieve more
Workplace Insurance Working together to achieve more A Sovereign workplace plan is designed to be an asset to your business, adding to the benefits you can offer your staff. You can help to create a secure
More informationSuperannuation And Insurance For. People With Cancer (NEW SOUTH WALES EDITION)
Superannuation And Insurance For People With Cancer (NEW SOUTH WALES EDITION) Prepared by John Berrill John Berrill Maurice Blackburn Lawyers Level 20, 201 Elizabeth Street, Sydney Phone: 1800 810 812
More informationSt.George Financial Planning. Financial Services Guide
St.George Financial Planning Financial Services Guide Issue date: 1 July 2013 Authorised for distribution by: Westpac Banking Corporation (Westpac) ABN 33 007 457 141 Australian Financial Services Licence
More informationBusiness Breakfast. MELBOURNE Sponsorship Pack
Business Breakfast MELBOURNE Sponsorship Pack Dear Partner, Over the past decade, Bridge Builders Youth Organistion has been in partnership with Yarra Hills College in delivering the Advance Leadership
More informationMarch Newsletter 2013
March Newsletter 2013 Contents Easter Planning Looking to Upgrade your Equipment or Motor Vehicles? Tax Payer Hit: 93% Tax on Excess Super Contributions Welcome to our Easter Newsletter Baby Bonus Set
More informationInsurance delivering peace of mind. Your guide to insurance at Plum
Insurance delivering peace of mind Your guide to insurance at Plum Contents Why insurance matters 2 Types of cover 4 What s right for me? 7 1 Safeguarding you and your family Life is unpredictable. From
More informationPersonal Insurance. Do I need Trauma cover? a safety. to help get you back on track
Personal Insurance Do I need Trauma cover? a safety to help get you back on track Being able to focus on your recovery after suffering a traumatic event is going to be your primary concern. Having trauma
More informationContents 1 Protect yourself and
Insurance handbook for Sole Traders Auth. No. 75 493 363 262 473 1 November 2015 The information in this document forms part of the Product Disclosure Statement for Cbus Sole Trader Super of 1 November
More informationUnderstanding social security Version 5.0
Understanding social security Version 5.0 This document provides some additional information to help you understand the financial planning concepts discussed in the SOA in relation to social security.
More informationSuperannuation And Insurance For. People With Blood Cancer (SOUTH AUSTRALIAN EDITION)
Superannuation And Insurance For People With Blood Cancer (SOUTH AUSTRALIAN EDITION) Prepared by John Berrill John Berrill Maurice Blackburn Lawyers Level 10, 456 Lonsdale Street, Melbourne Phone: 1800
More information11.06% BALANCED RETURN
MAtTERS Spring 2015 11.06% BALANCED RETURN Contents Third consecutive year of double digit returns for members...1 Deadline extension for SuperStream compliance now October 2015!...2 A message from the
More informationTerry White Chemists Superannuation a sub plan of FirstChoice Employer Super
July 2013 Page 1 Contents Category 1 - Permanent and Part Time staff working more than 15 hours per week Benefits in Brief...1 Getting Started...1 Your Investment Choices...2 Benefits of Insurance Cover...2
More informationBlue Care Income Protection Claim Form
Blue Care Income Protection Claim Form INCOME PROTECTION CLAIMS In order to alleviate any delay in the processing time of your claim, please ensure the following: The claim form is returned with all fields
More informationTaxpayers Australia Inc
Taxpayers Australia Inc Superannuation Australia (A wholly owned subsidiary of Taxpayers Australia Inc) Glossary of superannuation terms These terms are commonly used in the superannuation sector. Account-based
More information2. Key problems in the current consumer policy framework.
Productivity Commission Review of Consumer Policy Submission by Foresters ANA Mutual Society Ltd Submitted by email on 11 May 2007 to consumer@pc.gov.au. 1. About the submitting organisation. Foresters
More informationFinancial Health Assessment Report
About this report The purpose of this report is to provide you a framework for assessing your financial health and, where relevant, trigger further action on your part. We also include insights and practical
More informationProduct Summary. Life s better with the right partner. Life Cover. November 2015. Complimentary Final Family Expenses. Why consider Life Cover?
Product Summary November 2015 Life s better with the right partner This is a summary of the main features and terms of the AIA Australia Priority Protection for Platform Investors product. For full details,
More informationMake your move for a secure fi nancial future GESB FINANCIAL ADVICE
Make your move for a secure fi nancial future GESB FINANCIAL ADVICE ISSUE DATE: 1 July 2012 Who needs fi nancial advice anyway? Financial advice isn t just for those breathing the rarefi ed air. It s for
More informationFinancial Services Guide part one
SENTRY Financial Planning Financial Services Guide part one Financial Services Guide - Part One Introduction This Financial Services Guide (FSG) is issued with the authority of Sentry Financial Planning
More informationI ve been injured at work. What do I do? Information for workers
The Application for Compensation form is an approved form under the Workers Compensation and Rehabilitation Act 2003. The general information contained on this and the following two pages are not part
More informationIncome Protection Scheme
Income Protection Scheme CIVIL This brochure has been produced to assist workers in understanding the benefits that apply under the various insurance covers and the circumstances under which these benefits
More informationEnsuring your quality of life
Ensuring your quality of life Rightway Insurance Services is a personal risk insurance specialist offering Income Protection, Life, Trauma and Total and Permanent Disability insurance. Why is insurance
More informationFINANCIAL SERVICES GUIDE Your step by step guide to receiving financial planning advice
FINANCIAL SERVICES FINANCIAL SERVICES GUIDE Your step by step guide to receiving financial planning advice YOUR FINANCIAL FREEDOM At Catholic Financial Services, we help you achieve financial freedom.
More informationPersonal Injury Compensation
Personal Injury Compensation Claiming Compensation for Accidents What you should do when making a claim 1. Seek medical advice as soon as possible. 2. Obtain a written report from your doctor, physiotherapist,
More informationPosition Description
Position Description Position title Senior practitioner, Young people s services Position code Y 504201 EFT/Hours Service area Primarily based at Reports to Tenure Award/certified agreement 0.8 EFT / 60.80
More informationWesley Mission Income Protection Claim Form
Wesley Mission Income Protection Claim Form INCOME PROTECTION CLAIMS In order to alleviate any delay in the processing time of your claim, please ensure the following: The claim form is returned with all
More informationGUIDING FINANCIAL CHOICES FOR YOUR FUTURE SERVICE OFFERING
f GUIDING FINANCIAL CHOICES FOR YOUR FUTURE SERVICE OFFERING The information contained in this document aims to provide you with a better understanding of how our business and planning process is designed
More informationAustralian Finance Centre Pty Ltd FACT FIND SHEET
Australian Finance Centre Pty Ltd Australian Credit License 390436 Prepared by : Andrew Salsbury Date prepared: Phone : (07) 556357227 Fax : 1300 905379 Email: andrew@australianfinancecentre.com.au ABN
More informationCROWN EMPLOYEES (ROADS AND TRAFFIC AUTHORITY OF NEW SOUTH WALES - SALARIED STAFF SALARIES AND CONDITIONS OF EMPLOYMENT) AWARD 2008
CROWN EMPLOYEES (ROADS AND TRAFFIC AUTHORITY OF NEW SOUTH WALES - SALARIED STAFF SALARIES AND CONDITIONS OF EMPLOYMENT) AWARD 2008 INDUSTRIAL RELATIONS COMMISSION OF NEW SOUTH WALES Applications by Public
More informationApproved Products List
Financial Services Guide (FSG) of Liddell & Ko Pty Ltd atf StirlingTrust and Highgate Trust (Authorised Representative No: 343754 Version March 2014 1.8 (Issued 12 March 2014) This document must be accompanied
More informationCessation of employment
SR1 04/12 Cessation of employment Benefit application form Before you start Before you complete this benefit application form, please read the CSS Product Disclosure Statement. This form and the Explanatory
More informationFinancial Services Guide. Bank of Melbourne Financial Planning
Financial Services Guide Bank of Melbourne Financial Planning Authorised for distribution by: Westpac Banking Corporation (Westpac) ABN 33 007 457 141 Australian Financial Services Licence No. 233714 Australian
More informationApplicant Information Sheet for MASS 20 DLA/MOB
(MASS), Queensland Health Applicant Information Sheet for including CAEATI Subsidy Funding application The person who will receive the equipment (the Applicant) should retain this section for their records.
More informationEarly release of super on compassionate grounds How to make a claim
Early release of super on compassionate grounds How to make a claim Please note if you have ceased work due to sickness or injury, call us on 13 11 84 before proceeding. Am I eligible to make a claim?
More informationSouth Australian Building Industry. Redundancy Scheme Trust EMPLOYERS GUIDE
South Australian Building Industry Redundancy Scheme Trust EMPLOYERS GUIDE Contents Page The Trust 3 Registering as an Employer 4 Registering your Employees 4 Paying Contributions 5 Lodging and Paying
More informationINSURANCE GUIDE INSIDE. Rebecca Farrell QIEC Super member
INSURANCE GUIDE INSIDE Cover your family How much insurance do you need? Discount insurance products Insurance basics Rebecca Farrell QIEC Super member Prepared 1 June 2012 by the Trustee QIEC Super Pty
More informationAustralia. Old Age, Disability, and Survivors. Australia. Exchange rate: US$1.00 equals 1.32 Australian dollars (A$). Qualifying Conditions
Australia Exchange rate: US$1.00 equals 1.32 Australian dollars (A$). Old Age, Disability, and Survivors First laws: 1908 (old-age and disability) and 1942 (widows). Current laws: 1991 (social security),
More informationSubmission to the National Disability Insurance Scheme inquiry into accommodation for people with disabilities and the NDIS
MULTIPLE SCLEROSIS AUSTRALIA Submission to the National Disability Insurance Scheme inquiry into accommodation for people with disabilities and the NDIS 17 February 2016 Deidre Mackechnie Chief Executive
More informationAsteron Lifeguard Enhancements Total and Permanent Disablement (TPD) Stand Alone
Enhancements Total and Permanent Disablement (TPD) Stand Alone Contents 1.0 Summary of changes 2 2.0 Improved Included Benefits 4 2.1 New Permanent Disability Increase Benefit New Trigger Events 4 2.2
More informationPayment of unclaimed superannuation money
Instructions and form for super fund members Payment of unclaimed superannuation money How to complete your Application for payment of unclaimed superannuation money individual. For information about unclaimed
More information2014 Tax Questionnaire
Heffernan Crawford Accountants 2014 Tax Questionnaire Make your 2014 Tax Return easy For just 250* Completing Heffernan Crawford Accountants "2014 Tax Questionnaire" can save you time and money in preparing
More informationInsurance in your super
Insurance in your super Fact sheet Information in this fact sheet is current as at 1 July 2015 Contents Overview 1 What is Life cover? 5 How your Life cover works 6 When is your insured benefit payable?
More informationSUPERANNUATION & DISABILITY INSURANCE. Disability benefits
SUPERANNUATION & DISABILITY INSURANCE Disability benefits FIGHT BACK THROUGH MAURICE BLACKBURN When you ve been hurt, injured or suffered loss, it s easy to feel powerless in the face of big organisations
More informationPage 1 of 1. Income Protection. Click to donate. htto:/ /www.cipq.com. au/ 20/07/2014 PROTECT ONE OF YOUR MOST IMPORTANT ASSESTS, YOUR INCOME!
Page 1 of 1 1300 261114 Income Protection HOME MEMBERS EMPLOYERS ABOUT FAQ'S NEWS CONTACT PROTECT ONE OF YOUR MOST IMPORTANT ASSESTS, YOUR INCOME! SUPPORT AMANDA IN THE MIC KOKODA CHALLENGE Click to donate
More informationRECENT INCOME TAX CHANGES
RECENT INCOME TAX CHANGES Financial Institution Details Required From 1 July 2013, when preparing your income tax returns we will need to include your nominated Australian bank account details when a refund
More informationYour guide to a total solution Ascend self managed super
Your guide to a total solution Ascend self managed super The big picture ISSUE 2 - SEPTEMBER 2009 Components of an SMSF If one member only If 2 to 4 members What is a self managed super fund? Member trustee
More informationRedundancy A guide to the right choices
1 July 2007 Redundancy A guide to the right choices Inside this guide Introduction What benefits will you receive? How are these benefits taxed? What to consider when receiving an employment termination
More informationAmerican Cancer Society s Taste of Hope Chicago. Auction Donations
American Cancer Society s Taste of Hope Chicago Auction Donations Event Facts what/where/when The American Cancer Society s Taste of Hope Chicago will take place on November 6, 2014, at Revel Downtown,
More informationCLAIMING A BENEFIT FACT SHEET
Leaving your employer If you cease employment with your current employer, you can remain a member of Club Super. Your account will continue to receive investment earnings, and you will regularly receive
More information