Major change for BERT and BEWT Funds!

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1 Major change for BERT and BEWT Funds! Effective 16 July, Master Builders Queensland took over 50% ownership of the BERT and BEWT Funds. They also took 50% ownership of BERT Training Fund (BTF). Previously, 50% of the ownership belonged to the Queensland Major Contractors Association (QMCA). This share ownership has now been transferred to Master Builders Queensland. John Crittall (Director - Construction Policy- Master Builders Queensland) said it was appropriate Master Builders Queensland plays a role in the Funds. As the leading employer association in the Queensland Building and Construction Industry the Master Builders Queensland has a responsibility to be actively involved, similar to the role they play in CIP Limited. Bill Wallace (General Manager - BERT / BEWT and CIP Limited) said it was very exciting for the Funds with Master Builders Queensland coming on board. He paid tribute to outgoing Director Chris Stanley (Project Director - Infrastructure North West) who has been a Director for 18 years. Financial Planning Benefit

2 Your Union Financial Planners With the start of the new financial year there is no better time to take stock of your finances and financial goals. Make the most of the FREE Financial Planning benefit BERT provides and organise to meet with a financial planner to ensure your are on the right track. Investing in your future Retirement Planning Make your income work for you Consolidate super Grow your wealth inside and outside of super Protect your family and financial assets Salary Sacrifice and saving tax Plann ahead for when you retire Structure your retirement so you maximise Centrelink entitlements Assisting with superannuation and pension forms Money Management Savings and Investment Consolidating & paying off bad debt fast Fast track credit card and home loan repayments Save interest and get ahead Budgeting and savings plans Children's future education fund Tax effective investments FREE FOR ALL FINANCIAL MEMBERS OF THE CFMEU & CEPU This service is funded by BERT Book an Appointment Call PFG on or [email protected] Celebrating 10 years of giving

3 The CIP girls (Kate, Amanda A, Amanda D) and Prof John Hooper touring the TRI Centre, Brisbane Prostate Cancer is the most commonly diagnosed cancer in Australian men*. There has been a 144% increase in incidents of the disease between 1982 to 2009*. With your generosity CIP have been able to raise an incredible $490,000 in the past 10 years to help Mater researchers undertake vital research into this debilitating and life-threatening disease. Mater's prostate cancer research efforts Thanks to the efforts of researchers such as those at Mater, the five year survival rate of prostate cancer patients has increased from 59% in 1986 to an amazing 90% in The philanthropic support of CIP has enabled some of the exciting projects Mater researchers currently are working on, including: Research uncovering a cell receptor that appears to promote the growth of tumours in the bone - a painful process that occurs once prostate cancer has spread to the bone Research investigating how the immune system responds to prostate and ovarian cancer in the hope of developing a vaccine. A study into advanced castrate-resistant prostate cancer looking at whether there is a symptom burden difference between chemotherapy-treated and untreated prostate cancer patients. A study mapping the journey of aggressive prostate cancer including symptoms, quality of life, service use, support care needs and the burden of the disease on families and carers. DNA sequencing to study the genetics of cancer biology using an Ion Proton semiconductor, to gain a greater understanding of the disease. A thank you "The visionary philanthropic support of donors to Mater Foundation like you is essential to our prostate cancer research efforts. It allows us to take a multi-disciplinary approach to tackling what can be a debilitating disease. It also permits us to take on challenging new research directions that have the greatest potential, but often don't get funded by mainstream, less risk-adverse funding bodies." Associate Professor John Hooper

4 * Source: Prostate Cancer in Australia, Australian Commonwealth Government CIP - Important Information for Employers Employer Obligations to pay contribution rates whilst an employee is receiving CIP Benefits Regardless of any absence, the CIP constitution requires weekly payments to be contributed as long as the employee is employed. All employers sign the employer application for the membership form which states the following: I / We hereby agree to be bound by the Constitution and By Laws of the Company and to make insurance contributions to the Insurer in respect of each insured Worker, at the rate to be determined by the Directors of the Company in accordance with the terms of the Constitution from time to time As an example: if an employee is receiving CIP benefits for an illness and subsequently has a heart attack, this employee will not be covered for the secondary issue if their payments are not maintained throughout his employment. Accordingly employers are obliged to maintain contribution payments for their employees whilst on CIP benefits for as long as the employee remains employed. Subject to conditions and exclusions of the policy. BERT / CIP Supporting MATES in Construction Kokoda Breakfast for MATES

5 BERT would like to thank all of the attendees at the breakfast held on Wednesday 17 June at the Victoria Park Golf Complex. With over 240 attendees and special guests Honourable Cameron Dick and Guest Speaker Aiden Grimes, BERT raised over $5,000 towards the MATES in Construction Kokoda Trek coming up in September this year. The purpose of the breakfast was to raise awareness of the event taking place in September and serve as a last opportunity for registrations to join in the 2015 trek. The trekker numbers have now reached 36 trekkers with another 7 signing up on the day at the breakfast. Thank you again to all the wonderful organisations and individuals that supported this breakfast, your contribution on the day has gone towards raising funds and awareness for the critical work MATES in Construction are doing in our industry. Team some of last years Inaugral trekking team

6 Our lads Peter Close and Bill Wallace braving the trek in 2015 for MATES Meet our Kokoda Trekkers for 2015 BERT and CIP are well and truly part of the MATES in Construction Kokoda Trek this year with our very own General Manager - Bill Wallace taking up the challenge. He will be trekking along side Building Construction Coordinator Peter Close and to make sure these two behave themselves Business Engagement Manager Amanda Arrowsmith is joining them for what will be another sensational journey, and we hope will be a successful generation of fundraising for the MATES cause. Joining the team are Mick Booth from BERT Training Fund and Ray Abi-fares from MATES in Construction. Last year's inaugural team of trekkers raised over $145,000 for suicide prevention and awareness within our industry and we know this year's trekkers have a taste for competition and are planning on surpassing this target.

7 To donate to the BERT Team click on the link in the image above. BERT challenges all contributing employers, members and unions to think about how they can get involved in this great event. Bill Wallace Amanda Arrowsmith Peter Close Ray Abi-fares Mick Booth $40,000 raised to help MIC - BERT/CIP Golf Day With a chilly start to the morning the BERT and CIP Funds conducted its inaugural golf day on Wednesday 15 July 2015, with the purpose being to raise funds for the BERT team members

8 trekking Kokoda for MATES in Construction in September. The industry support was out in full force on the day which raised over $40,000 for the BERT team. We witnessed some very fashion forward members of our industry taking on the wonderful course at Gainsborough Greens with a great spirit of competition. While all attendees were winners on the day special mention must go to: First Place - The Fugen / Hutchies Team - Josh Clarke; Peter Marsh & David Mobberley Winners of Last Place - The BEWT Team "BEWT-ies" - Amanda Arrowsmith; Kate Fitzgerald, Pippa Walton & Jill Wallace On behalf of BERT / CIP we thank everyone who participated and sponsored the event.

9 Current Fundraising total for the BERT Team = $50, With all the efforts from the Breakfast, Golf Day and along with the generosity of the Industry the BERT team members, Bill, Peter, Mick, Ray and Amanda have raised a total of $50, so far! Well done to all and thank you again for your support. EOFY is here!

10 Need a copy of your Payment Summary? EASY! Your ETP is available for download on BOBB our online member site. All you need to register is your name and date of birth. Join your mates and register now! Notice to our Online Employers - Changes to Google Chrome Please be advised Google Chrome no longer supports Silverlight, the technology which enables the use of our Employer Online system. If accessing the BERT/CIP Employer Web Application via Google Chrome you will receive notification that you can no longer access the application. This is a recent event to which we received no notice and we apologise for the inconvenience this has caused. Silverlight is however supported by three other popular internet browsers, so please ensure you use these to access your online account and submit your monthly contributions. BERT / BEWT Weekly Contribution Rates BERT/BEWT increase The following rates applicable: 1st January 2015 BERT BEWT Adult $95.00 $ st year apprenticeship - Builder $42.75 $5.60 1st year apprenticeship - Plumber $38.00 $5.00 2nd year apprenticeship $52.25 $6.85 3rd year apprenticeship $71.25 $9.35 4th year apprenticeship $85.50 $11.20

11 CIP Weekly Contribution Rates and Benefits Benefit Increase The member benefit for the Building Scheme has increased for claims post 1 March The new benefit is 85% of pre-disability earnings up to a maximum of $1,200. This is the first increase for the benefit since January * Please note for any injury / illness prior to 1 March 2015 the weekly benefit applicable at that time will apply. Sector Rates * Please note these benefits are 85% of pre-disability earnings to a maximum of the rates above subject to condition and exclusions of the policy.

12 PO Box 805, Spring Hill QLD 4004 Fax:

13 You are receiving this because you are a member, contributing employer or have had a reason to provide us with your details in the past. If you wish to unsubscribe from future mailings, please click the unsubscribe link below This was sent by BERT / CIP, Level 1 Astor Terrace, SPRING HILL, QLD 4004, Australia to [email protected] Unsubscribe