Your property valuation partner: TÜV SÜD

Size: px
Start display at page:

Download "Your property valuation partner: TÜV SÜD"

Transcription

1 Your property valuation partner: TÜV SÜD Independent and approved. TÜV SÜD ImmoWert GmbH

2 Property valuation by TÜV SÜD ImmoWert GmbH Premium valuation expertise Impartial and independent Confidentiality assured International and regional representation Standardised valuation methods

3 TÜV SÜD ImmoWert GmbH your real estate analyst. Expert. Independent. Reliable. Property is regarded as a safe form of investment. Property stands for good loan security. Property serves as a capital asset base for business companies. However, objective advice is vital where decisions must be made concerning the acquisition, sale and value of property as collateral. Given this, independence and impartiality are essential prerequisites for the preparation of reliable valuation reports. TÜV SÜD ImmoWert GmbH concentrates on the valuation of residential, commercial, hotel and leisure and specialised properties. Valuation reports prepared by TÜV SÜD ImmoWert GmbH consider not only measurable details of building fabrics, property markets or location quality, but also take regional and cross-regional trends into account with impartiality and objectivity. This enables specific assessments to be made of the long-term value projections and trends of a property. TÜV SÜD ImmoWert GmbH relies on an extensive inhouse database of assessment criteria, supplemented by data sourced from carefully selected and impartial partner analysts and purchase price records. This enables property valuations to be made within a macro-economic framework, whilst also including the property s relevance in its specific market sector and a host of other possible scenarios. Valuations carried out by TÜV SÜD ImmoWert GmbH are entirely independent of external influences. They focus exclusively on legal framework conditions, business analyses of day-to-day management, geographic and market factors, and the building s condition and state of repair. We inform you quickly and objectively as to whether your property is correctly priced in the market, providing you with additional certainty. Valuation reports prepared by TÜV SÜD ImmoWert GmbH, your real estate analyst, provide banks, real estate investors, funds and insurance companies and corporate and private individuals with clear and concise information as to the value of a property. Our services at a glance Valuation reports determining market value (MV) in accordance with International Valuation Standards Valuation reports to Red Book standards (RICS Valuation Standards) Determination of mortgage lending value (MLV) in accordance with International Valuation Standards Valuation reports for national and international financial reporting, Fair value as per IFRS Insurance valuations (insurable value) Property consulting services Portfolio valuation Building inspections including value indications

4

5 For everybody interested in the current market value of a property. Market value as per international valuation standards An impartial determination of the current market value is helpful in purchase and sales processes, financial reporting, tax, inheritance, contract or marital law issues. These valuations are recognised by courts and internal revenue services and used as the basis for fair settlements between the parties in case of dispute. Commission TÜV SÜD ImmoWert GmbH, your real estate analyst you can trust, to determine the market value of your property. Determination of market values within the scope of: Identification of the correct purchase and sales prices of property, including as part of the profitability analysis of projects and / or refurbishment measures Risk assessment and financial reporting under the provisions of Basel II / Basel III Submission to the revenue and tax authorities for financial and tax computation purposes Settlement of inheritance or divorce disputes Asset valuation, for example within the context of insolvency proceedings and foreclosures Determination of compensation / cost allocation (refurbishment and land development procedures or areas of land allocation) Property financing Complex asset transfers You obtain: A detailed description of the property (micro- and macro-economic assessment, site characteristics) A description of the legal framework conditions (land register, building code, encumbrances, etc.) A current market analysis including assessment of geographic data A detailed description of the building plus assessment, including type of construction, building services and fit-out, state of repair, exterior facilities, situation with regard to lettings, etc. Separate determination of the land value and the value of the structure Determination of other circumstances relevant for the value of a property (e.g. construction defects, charges register of the Land Registry, lease contracts, vacancy rates, etc.) Determination of the market value in accordance with international regulations In addition, TÜV SÜD offers plausibility checks or updating of existing expert reports.

6

7 Using property as mortgage backed security. Mortgage lending valuation (MLV) in line with international valuation standards Banks, insurance companies, mortgage agents or brokers require collateral as security for their services. Property is typically used for this purpose. TÜV SÜD ImmoWert GmbH will investigate the suitability of your real estate for mortgage purposes in line with strict legal requirements and with TÜV SÜD s hallmark impartiality, objectivity and expertise. Mortgage lending valuations Are ideal for long term financial planning and decision-making Are required for mortgage bank lending in line with international valuation standards Are used as recognised collateral in property financing Are used to offer mortgage lending value (MLV) to international banks and investors You obtain: A detailed description of the property and its planning constraints An up-to-date market analysis including assessment of the quality of the location A detailed building description plus property rating Determination of the market value, taking into account all relevant components Information about letting prospects and marketability Information about suitability for use by third parties and for mortgage bonds In addition, the TÜV SÜD experts certified by HypZert perform plausibility checks on international expert reports, review and provide follow-up assessments of existing expert reports.

8 Appraisal of fair value in accordance with the International Financial Reporting Standards Owners of existing property and investors who prepare IFRS financial statements are required to include their property and their lease contracts at fair value according to IFRS. TÜV SÜD ImmoWert GmbH determines the fair value of property and plant & machinery based on effective IFRS definition. Reports are transparent with respect to applied valuation methods as well as the source and nature of valuation data sourced from the market. Fair value reports are easy to verify. Fair value reports For including the fair value of property in financial statements Required by International Financial Reporting Standards Accepted by auditors Transparent and traceable valuations Highest-and-best-use concept Valuation on group or stand-alone basis You obtain: A detailed description of the property (micro- and macro-economic assessment, site characteristics) A description of the legal framework conditions (land registry, building code, encumbrances, etc.) An up-to-date market analysis including assessment of the location quality A detailed building description, including type of construction, building services and fit-out, state of repair, exterior facilities, situation with regard to lettings, etc. Determination of land value Calculation of depreciated replacement cost and the income approach Determination of other circumstances relevant to the value of a property (e.g. construction defects, charges register of the Land Registry, lease contracts, vacancy rates, etc.) Determination of the fair value TÜV SÜD generally updates fair value reports at regular intervals. A repeated on-site inspection is not always necessary. Your additional benefit: TÜV SÜD offers expertise from a single source. Our experts offer a multi-disciplinary approach. We can also provide separate reports on plant & machinery or building services equipment.

9

10

11 Insurance valuation (replacement value) Property owners must ensure insurance cover for loss of buildings caused by fire, flood or other damage events. It is critical in this context that they insure their property at the correct value. Underinsurance may jeopardise the replacement or restoration of your property; when you are over-insured, the premium you pay may be excessive. TÜV SÜD ImmoWert GmbH determines the insured value of your property, applying international standards. Insurances recognise and appreciate our independence, impartiality and expertise, providing you with additional certainty. You obtain: A detailed building description including type of construction, building services and fit-out, exterior facilities A report differentiating between building and machinery, systems or building services equipment An estimate of the replacement costs An estimate of the demolition costs following a damage event Assessment of other circumstances relevant for current value (e.g. construction damage, depreciation) The definition of an index starting point The determination of the insurable value of the insured buildings You should have your insurance valuations updated by our experts at regular intervals. Your additional benefit: Benefit from multi-disciplinary expertise and professional know-how from a single source: TÜV SÜD. We can also provide separate reports on machinery and systems or building services equipment.

12 For a concise overview of the value of your properties. Portfolio valuations / portfolio analyses Banks, companies, housing corporations, institutional investors and property funds may require valuations of larger groups of property assets. Portfolio valuations and analyses are ideal decision-making aids in the financing, sale, re-organisation or purchase of real estate assets, or to provide an honest and accurate statement of tangible assets in the financial statements of the annual report. When analysing your property portfolio, rely on TÜV SÜD ImmoWert GmbH a partner who supplies valuations that form the basis of your landmark decisions. Portfolio valuations prepared by TÜV SÜD ImmoWert GmbH are supported by the use of a database. Depending on the task in hand, we check relevant information, documents and data. We look at physical characteristics of properties, mix of tenants and tenancy agreements, service-charge and management accounts and nonrecoverable outgoings. The experts at TÜV SÜD ImmoWert also examine public grant aids, financing structures, interest rates, fungibility and many other facets. To complete given information and to ensure regular and complete flow of information we carry out external and internal on-site inspections. To assist in decision-making in respect of purchase, sale, modernisation and refurbishment and their appropriate scheduling, we ensure transparency regarding value enhancement, improvement in liquidity, performance optimisation and risk minimisation. Portfolio analyses are carried out for optimum simulation of scenarios and sensitivity analyses in relation to revenue and cost, identifying the risks and opportunities involved in your property portfolio. Providing you with transparency. Depending on the terms of reference, portfolio analysis is carried out either as aggregated individual asset valuation, line valuations or analyses of predefined clusters of assets.

13 Efficient documentation solution for large property portfolios. ImmoVisit The inspection of large property portfolios is time-consuming and requires a lot of personnel. Our experts take this task off your hands with ImmoVisit, visiting individual properties in Germany on your behalf. Qualified and trained experts with long-standing experience in the construction, architecture, civil engineering, surveying and inspection sectors ensure sound and reliable information. You can determine the level of detail to which the individual property will be examined. No ImmoVisit records will leave TÜV SÜD without a prior quality check. From residential properties to small commercial properties such as shops or small commercial units the current condition of every property is recorded and documented with digital photos. The digitally signed reports are archived and managed in an Internet-based TÜV SÜD portal. You can monitor the current status and progress of your project online at any time. ImmoVisit is a tool based on comprehensive on-site surveys and statistical data that provides information about the macro-situation and usability of your property. Based on the inspection record and a comprehensive database, we can complement the product with an indication of value which, helps financiers in their internal processing (e.g. credit lending). Your benefits: You obtain an efficient, safe and cost-effective solution to document your property. You save time and ease your workload and that of your staff. You pay no utilisation or licence costs. You can manage and archive the recorded properties and add your own data. ImmoVisit provides you with a highly accurate indication of value or the POC of you property. You ensure legal compliance by fulfilling the requirements of the Supervisory Board. You efficiently monitor your properties, so that risks are identified in an early stage of development. You obtain a paperless e-business solution.

14

15 TÜV SÜD ImmoWert GmbH German representations and international network TÜV SÜD ImmoWert GmbH operates eight offices in Germany located in Berlin, Chemnitz, Essen, Frankfurt, Hanover, Hamburg, Munich and Stuttgart. Thanks to this regional presence we offer a high level of local knowledge in the various markets and top availability of contact persons and expert staff to assist you wherever you are in Germany. To support our clients with valuations and consulting regarding international properties, TÜV SÜD ImmoWert GmbH maintains a constantly growing network of highly qualified partners in various European real-estate markets. Our partners are top service providers in their countries, ensuring the same high level of competence, independence and reliability that TÜV SÜD stands for. They hold all required local accreditation to perform valuations and are local experts in their own real estate markets. TÜV SÜD ImmoWert GmbH is EN ISO 9001-certified as well as RICS regulated, giving you the assurance of working with a professionally managed partner, with internationally acknowledged processes and standards of service. TÜV SÜD ImmoWert GmbH your real estate analyst offers: International property valuations Local experts and market analysis Access to the latest transaction data Sourcing of detailed property-specific data Assessment of the letting prospects and market value of your property Individual appraisals and reports on property development projects On-site visits plus value indication (ImmoVisit) Compare Value, our own benchmarking database Continuous exchange of experience and information plus internal and external continued training measures ensure that our professionals are always well up to date in an ever-changing property scene.

16 Contact us. Our mission is to provide you with consulting services. TÜV SÜD ImmoWert GmbH stands for security and added value in all areas of property valuation. We offer national representation and international services. For further questions or information, do not hesitate to contact us. TÜV SÜD ImmoWert GmbH Westendstr Munich / Germany Tel.: +49 (0) Fax: +49 (0) Id-Nr EN.IWXX S&P

Evolutionary different.

Evolutionary different. Evolutionary different. 2010 COREALCREDIT BANK AG, Frankfurt am Main Design: LinusContent AT A GLANCE COREALCREDIT is the real estate financier assisting real estate professionals in Germany with flexibility,

More information

Securing the Safety and Availability of Electrical Systems.

Securing the Safety and Availability of Electrical Systems. Securing the Safety and Availability of Electrical Systems. TÜV SÜD Industrie Service GmbH For measurable results TÜV SÜD. Electrical systems are of fascinating variety and increasing complexity. But to

More information

Technical Due Diligence Services for Real Estate. Thorough technical and environmental evaluation of your investment project from a single source.

Technical Due Diligence Services for Real Estate. Thorough technical and environmental evaluation of your investment project from a single source. Technical Due Diligence Services for Real Estate Thorough technical and environmental evaluation of your investment project from a single source. www.tuv.com Identifying the Prospects and Risks of Your

More information

MaYBe no need to Be afraid of new IDeas. Bank austria real estate.

MaYBe no need to Be afraid of new IDeas. Bank austria real estate. MaYBe no need to Be afraid of new IDeas. Bank austria real estate. 2 You Have Plans We Have the Master Plan. A full range of services associated with real estate. Benefit from our networked expertise in

More information

Affordable housing expertise

Affordable housing expertise we can find the land we can conduct a survey we can handle the conveyancing we can carry out the EPC we can arrange the mortgage and much more Affordable housing expertise Affordable housing expertise

More information

Certificate IV in Property Services (Real Estate) CPP40307. Unit Descriptions & Evidence Required to Demonstrate Competency

Certificate IV in Property Services (Real Estate) CPP40307. Unit Descriptions & Evidence Required to Demonstrate Competency Certificate IV in Property Services (Real Estate) CPP40307 Unit Descriptions & Evidence Required to Demonstrate Competency Agenda Course Description... 3 Pathways Information... 3 Entry Requirements...

More information

expert services drlübkekelber research, consulting & valuation

expert services drlübkekelber research, consulting & valuation G E R M A N R E A L E S TAT E research, consulting & valuation Dr. Lübke & Kelber GmbH - German Real Estate Taunusstr. 6 - SKYPER Carré 60329 Frankfurt phone +49 (0)69 9999-1400 www.drluebkekelber.de Dr.

More information

Your Guide to Starting and Building a Residential Property Portfolio

Your Guide to Starting and Building a Residential Property Portfolio Your Guide to Starting and Building a Residential Property Portfolio Kirwans is regulated by the Solicitors Regulation Authority No: 71723. VAT No: 595 5994 62 Kirwans is one of the North West s most forward

More information

PROPERTY MANAGEMENT. The services we can offer include the following:

PROPERTY MANAGEMENT. The services we can offer include the following: Chartered Surveyors Property SERVICES Guide BOOK PROPERTY MANAGEMENT RATING APPEALS VALUATIONS RENT REVIEWS AND LEASE RENEWALS DILAPIDATIONS SEARCHES & ACQUISITIONS SALES AND LETTINGS LEASE EXTENSIONS

More information

Insurance solutions for construction and erection projects

Insurance solutions for construction and erection projects Aon Risk Solutions Construction Insurance solutions for construction and erection projects Comprehensive cover for your complex construction projects. Risk. Reinsurance. Human Resources. Safeguarding your

More information

The mortgage lending value Sustainability since 1900 TEN QUESTIONS AND ANSWERS

The mortgage lending value Sustainability since 1900 TEN QUESTIONS AND ANSWERS The mortgage lending value Sustainability since 1900 TEN QUESTIONS AND ANSWERS Contents 1. What is the mortgage lending value? 2. What are the requirements a valuer has to meet? 3. What is the procedure

More information

When you choose the right property management company, these responsibilities are taken care of for you.

When you choose the right property management company, these responsibilities are taken care of for you. Leasing & Showing Your Property Handling Maintenance & Repairs Dealing with Tenants Collecting Rent Fair Housing Compliance When you choose the right property management company, these responsibilities

More information

GRUPO ATLANTIA Pª DE LA CASTELLANA, 128-3º E-28046 MADRID OFICINA INMOBILIARIA

GRUPO ATLANTIA Pª DE LA CASTELLANA, 128-3º E-28046 MADRID OFICINA INMOBILIARIA GRUPO ATLANTIA ABOUT US Grupo Atlantia is currently offering to its clients a variety of integrated professional services, which is not common in the Spanish REAL ESTATE market. This ample selection of

More information

EXPERTISE EXCELLENCE FOR PROPERTY DEVELOPERS COR PORATIONS BANKS PRIVATE INVESTORS PORTFOLIO OBJECT RESIDENTIAL REAL INVESTMENT

EXPERTISE EXCELLENCE FOR PROPERTY DEVELOPERS COR PORATIONS BANKS PRIVATE INVESTORS PORTFOLIO OBJECT RESIDENTIAL REAL INVESTMENT REal EStatE EXPERTISE EXCELLENCE FOR PROPERTY DEVELOPERS COR PORATIONS BANKS PRIVATE INVESTORS PORTFOLIO OBJECT DEVELOPMENT THE PROJECTS RESIDENTIAL REAL INVESTMENT ASSET ESTATE MANAGEMENT FUNDS BROKERS

More information

Rider Levett Bucknall. Taxation Services Executive Summary. state of mind

Rider Levett Bucknall. Taxation Services Executive Summary. state of mind Rider Levett Bucknall Executive Summary state of mind The Service Property tax relief - advice, claims and negotiations; Types of relief - land remediation relief, capital allowances and enhanced capital

More information

Management of Information Systems. Certification of Secure Systems and Processes

Management of Information Systems. Certification of Secure Systems and Processes Management of Information Systems Certification of Secure Systems and Processes Information Security Management System (ISMS) ISO 27001 Protecting valuable information Information is an asset whose loss,

More information

SOLUTIONS TODAY FOR TOMORROW S COMPLEX MORTGAGE INDUSTRY

SOLUTIONS TODAY FOR TOMORROW S COMPLEX MORTGAGE INDUSTRY SOLUTIONS TODAY FOR TOMORROW S COMPLEX MORTGAGE INDUSTRY SWBC Lending Solutions provides cost effective and compliant lending products for originators, loan servicers, and portfolio managers. Built off

More information

Unit Synopsis: Certificate IV in Property Services (CPP40307)

Unit Synopsis: Certificate IV in Property Services (CPP40307) Unit Synopsis: Certificate IV in Property Services (CPP40307) There are 24 Units of competency required for licensing in Victoria as prescribed in regulations by the Business Licensing Authority (BLA)

More information

Valuation for lending purposes: Appraisal theory and practice in Germany and the United States

Valuation for lending purposes: Appraisal theory and practice in Germany and the United States Valuation for lending purposes: Appraisal theory and practice in Germany and the United States International Conference on Collateral Risk: A Historical Perspective and German and United States Case Studies

More information

GLOBAL CORPORATE SERVICES. Working with you to maximise the efficiency of your property portfolio and the value of your expenditure

GLOBAL CORPORATE SERVICES. Working with you to maximise the efficiency of your property portfolio and the value of your expenditure GLOBAL CORPORATE SERVICES Working with you to maximise the efficiency of your property portfolio and the value of your expenditure A GLOBAL ALLIANCE GLOBAL CONTACTS With over 100 years of experience, Knight

More information

www.sheldonbosley.co.uk Gabrielle Mallard MNAEA Director of Residential Sales, Stratford upon Avon

www.sheldonbosley.co.uk Gabrielle Mallard MNAEA Director of Residential Sales, Stratford upon Avon Welcome If you are thinking of buying or selling, we can help you every step of the way. Whatever your property needs, professionalism and integrity are at the heart of our approach. Sheldon Bosley has

More information

www.germanrailgroup.eu

www.germanrailgroup.eu www.germanrailgroup.eu German RailGroup Engineering & Consulting GbR Hilpertstraße 20 64295 Darmstadt, Germany Phone + 49 (6151) 8 85-300 Fax + 49 (6151) 8 85-244 info@germanrailgroup.eu Your network for

More information

ASF: The French Association of Specialised Finance Companies

ASF: The French Association of Specialised Finance Companies ASF: The French Association of Specialised Finance Companies Created under the regulatory framework of the banking act of 24 January 1984, the ASF (the French Association of Specialised Finance Companies)

More information

Property, Stock and Business Agents Act 2002. Director General s Guidelines for Continuing Professional Development.

Property, Stock and Business Agents Act 2002. Director General s Guidelines for Continuing Professional Development. Property, Stock and Business Agents Act 2002 Director General s Guidelines for Continuing Professional Development 14 October 2013 NSW Fair Trading NSW Office of Finance & Services 13 22 20 www.fairtrading.nsw.gov.au

More information

Expertise in Consultancy and Auditing Services Cordes + Partner. audit Tax Legal services

Expertise in Consultancy and Auditing Services Cordes + Partner. audit Tax Legal services Expertise in Consultancy and Auditing Services Cordes + Partner. audit Tax Legal services 03 Welcome to Cordes + Partner. We are your point of contact for audit-, taxand legal inquiries. Our organisation

More information

Property Investment Process. A step-by-step outline of investment procedures

Property Investment Process. A step-by-step outline of investment procedures A step-by-step outline of investment procedures Every investment requires high-level strategic asset management from beginning to end. At Riverside Capital, we employ a comprehensive, tried and tested

More information

Exhibition sectors. www.exporeal.net. 1. Real estate investment 1.1 Investment management companies (open and closed-end funds)

Exhibition sectors. www.exporeal.net. 1. Real estate investment 1.1 Investment management companies (open and closed-end funds) www.exporeal.net Exhibition sectors Save the date EXPO REAL Date: Oct 4-6, 2016 EXPO REAL opens up to you the entire spectrum of the real estate industry in one place. Gather information about the entire

More information

Franklin L. Burns School of Real Estate & Construction Management

Franklin L. Burns School of Real Estate & Construction Management University of Denver 1 Franklin L. Burns School of Real Estate & Construction Management Office: Daniels College of Business, Room 380 Mail Code: 2101 S. University Blvd. Denver, CO 80208 Phone: 303-871-3432

More information

Property Management and Accounting Services

Property Management and Accounting Services Property Management and Accounting Services Welcome to Flow Management Flow Management has been offering property management and accounting services in the Czech Republic since 1991. Our experience enables

More information

REAL ESTATE CERTIFICATE PROGRAM

REAL ESTATE CERTIFICATE PROGRAM NATIONAL INSTITUTE OF VALUATION VALUATION AND PROPERTY SERVICES DEPARMENT MINISTRY OF FINANCE MALAYSIA REAL ESTATE CERTIFICATE PROGRAM CERTIFICATE IN REAL ESTATE VALUATION C ertificate in Real Estate Valuation

More information

Ethiopian Institute of Financial Studies (EIFS) PROJECT FINANCE

Ethiopian Institute of Financial Studies (EIFS) PROJECT FINANCE PROJECT FINANCE With the growth in the economy and the revival in the industrial sector coupled with the increasing role of private players in the field of infrastructure, more and more Ethiopian banks

More information

Testing Services. Training. TestBench. Consulting. Software-Quality Assurance and Testing

Testing Services. Training. TestBench. Consulting. Software-Quality Assurance and Testing Testing Services Training TestBench Consulting Software-Quality Assurance and Testing The Company Ready for Every Test imbus is a leading solution partner for professional software testing and intelligent

More information

Essential infrastructure for cities and industries

Essential infrastructure for cities and industries Choose certainty. Add value. Essential infrastructure for cities and industries Integrated services for planning, building and operating infrastructure projects and systems. TÜV SÜD Promoting the development

More information

CHARLES WAYNE PROPERTIES, INC.

CHARLES WAYNE PROPERTIES, INC. CHARLES WAYNE PROPERTIES, INC. Office Retail Industrial Hotel Land SUMMARY Investment Sales Site Selection & Tenant Representation Leasing Advisory Services INVESTMENT SALES Charles Wayne Properties investment

More information

Mortgage Credit in the EU. Response to the European Commission s Green Paper

Mortgage Credit in the EU. Response to the European Commission s Green Paper Mortgage Credit in the EU Response to the European Commission s Green Paper For further information please contact: Jill Craig Head of Policy Europe jcraig@rics.org RICS Ave de Cortenbergh 52 T: +32 2

More information

Telecom Expense Management

Telecom Expense Management Telecom Expense Professional Cost Group Ltd. Control your costs Manage your assets Transform your business Visit us online: www.pcmg.co.uk/tem Your Challenges. For most companies, fixed and mobile communications

More information

The way your property is managed today...

The way your property is managed today... The way your property is managed today... ...will determine its value tomorrow... You could do better As a fellow investor, I recognise the time, patience and concerted effort required to build your property

More information

Civil Engineering Information System Roads Database Project Management Structures Register Green Spaces Register

Civil Engineering Information System Roads Database Project Management Structures Register Green Spaces Register Civil Engineering Information System Roads Database Project Management Structures Register Green Spaces Register Doppik in the Public Works Department Experience pays nts with head offices in Münster was

More information

A strong partner by your side

A strong partner by your side FRTGGROUP A strong partner by your side We help you realize new ideas. We support you in any matter regarding accounting, legal, tax, insolvency and economic advice from conception to project completion

More information

Applications and Solutions Architecture Cloud Services

Applications and Solutions Architecture Cloud Services Applications and Solutions Architecture Cloud Services G-Cloud IV Service Definition Lot 4 - SCS Contact us: Danielle Pratt Email: G-Cloud@esynergy-solutions.co.uk About is a leading provider of IT Consultancy

More information

LEGAL BRANDSTOCK LEGAL EXPERT ADVICE FOR ALL IP MATTERS

LEGAL BRANDSTOCK LEGAL EXPERT ADVICE FOR ALL IP MATTERS BRANDSTOCK LEGAL EXPERT ADVICE FOR ALL IP MATTERS The Brandstock Group of companies is one of the world s leading and fastest-growing providers of Intellectual Property services that harnesses innovative

More information

Service & Facility Management. We Guarantee That You Will Value Your Real Estate More Highly. www.imtech.de/en

Service & Facility Management. We Guarantee That You Will Value Your Real Estate More Highly. www.imtech.de/en Service & Facility Management We Guarantee That You Will Value Your Real Estate More Highly. www.imtech.de/en Our Service & Facility Management department About Imtech At Home with Efficiency. If there

More information

Accountancy & Business Support for. Professional Service Firms

Accountancy & Business Support for. Professional Service Firms Accountancy & Business Support for Professional Service Firms Eacotts fundamental aim is to use its expertise in growing businesses, finance and taxation to help clients create, build and retain as much

More information

EXECUTIVE SEARCH, INTERIM MANAGEMENT, NON-EXECUTIVE DIRECTORS & CONSULTING

EXECUTIVE SEARCH, INTERIM MANAGEMENT, NON-EXECUTIVE DIRECTORS & CONSULTING EXECUTIVE SEARCH, INTERIM MANAGEMENT, NON-EXECUTIVE DIRECTORS & CONSULTING division one FACTS & FIGURES With offices in Stuttgart, Munich and Dusseldorf along with our 43 ENEX partner offices all over

More information

The Investor s Guide to REITs

The Investor s Guide to REITs by NAREIT Contents: p2. REIT Basics p2. REITs in the S&P Indexes p3. Fundamentals of REITs p4. Returns Delivered by REITs p4. Characteristics of REIT Investment p6. REIT Valuation p6. Benefits of Real

More information

Real Property Analyst Certificate

Real Property Analyst Certificate Real Property Analyst Certificate Program Information 2015-2016 Langara College Continuing Studies 100 West 49 th Avenue Vancouver, B.C. V5Y 2Z6 Telephone: 604-323-5322 Website: www.langara.bc.ca/real-estate

More information

Valuing Real Property Going Concerns

Valuing Real Property Going Concerns Valuing Real Property Going Concerns By Paul R. Hyde, EA, MCBA, ASA, ASA, MAI The Problem Most everyone agrees that valuing real property falls under the purview of real estate appraisers and requires

More information

Information for Investors Professionals The Kelly Team 2015

Information for Investors Professionals The Kelly Team 2015 Information for Investors Professionals The Kelly Team 2015 Winners of WA/NT Property Management Office of the Year 2014/15 Winners of REIWA 2015 Award for Excellence Innovation Award Clare O Looney: Property

More information

Commercial Property Investment Guide. Your guide to purchasing and managing a commercial investment property

Commercial Property Investment Guide. Your guide to purchasing and managing a commercial investment property Commercial Property Investment Guide Your guide to purchasing and managing a commercial investment property Contents Introduction 1 The benefits of commercial property investment 2 Why invest in property?

More information

FOUNDATION COURSES 2016

FOUNDATION COURSES 2016 FOUNDATION COURSES 2016 KICK START YOUR CAREER FOUNDATION COURSES Foundation courses are for new members to the industry. Property Industry Induction Essentials of Finance Property Investment & Finance

More information

Asset Management, Inc.

Asset Management, Inc. Vesta Asset Management, Inc. The Firm Vesta Asset Management, Inc. is a comprehensive commercial and residential management firm that operates under the principle that assets don't stagnate when they are

More information

AOS Studley ANGERMANN Czech Republic

AOS Studley ANGERMANN Czech Republic AOS Studley ANGERMANN Czech Republic International Real Estate Services Corporate Presentation CONTENT 1. ANGERMANN History Services Major assignments & clients 2. AOS STUDLEY History International coverage

More information

S t a n d a r d 4. 4 a. M a n a g e m e n t o f c r e d i t r i s k. Regulations and guidelines

S t a n d a r d 4. 4 a. M a n a g e m e n t o f c r e d i t r i s k. Regulations and guidelines S t a n d a r d 4. 4 a M a n a g e m e n t o f c r e d i t r i s k Regulations and guidelines THE FINANCIAL SUPERVISION AUTHORITY 4 Capital adequacy and risk management until further notice J. No. 1/120/2004

More information

Role Profile. C248a. Grade H. Not required. Band/Band Range- (for career grades) Job Title Senior Asset Registrar Job No.

Role Profile. C248a. Grade H. Not required. Band/Band Range- (for career grades) Job Title Senior Asset Registrar Job No. Role Profile Job Title Senior Asset Registrar Job No. (Office Use) C248a Band/Band Range- (for career grades) Grade H Directorate Corporate Support Department Finance Assets and Efficiency Division Capital

More information

February 2010/Q1-Q3 2009

February 2010/Q1-Q3 2009 TAG Immobilien AG February 2010/Q1-Q3 2009 TAG I 1 Content I. Group overview Investment case/ Structure Highlights Q3 page 3-6 II. Portfolio page 7-12 Residential Commercial Vacancy rates Q4/2009 III.

More information

Real Estate Risk Assessment. Sustainable Real Estate Markets Restoring Confidence in Financial Markets. Peter Champness. MIPIM Cannes.

Real Estate Risk Assessment. Sustainable Real Estate Markets Restoring Confidence in Financial Markets. Peter Champness. MIPIM Cannes. Real Estate Risk Assessment Sustainable Real Estate Markets Restoring Confidence in Financial Markets Peter Champness PaM MIPIM Cannes March 2011 Background to Risk Assessment in Real Estate (PaM Model)

More information

Property Management Information Booklet

Property Management Information Booklet Property Management Information Booklet RPM Real Estate Group Pty Ltd South Melbourne Office Level 1, 170 Dorcas Street SOUTH MELBOURNE VIC 3205 +61 3 9862 9555 reneew@rpmrealestate.com.au RPM overview

More information

Your step by step buy-to-let guide

Your step by step buy-to-let guide Your step by step buy-to-let guide by The Frost Partnership First time buy-to-let? Need help choosing a property? Financing your property Legal advice Considering the costs Will I make any money? Choosing

More information

English Translation Of Implementing Regulation of the Real Estate Finance Law

English Translation Of Implementing Regulation of the Real Estate Finance Law English Translation Of Implementing Regulation of the Real Estate Finance Law Chapter One Definitions and General Provisions Article 1 The following terms and phrases wherever mentioned in this Regulation

More information

ORGANIZATIONAL CHART FOR A TYPICAL LARGE REAL ESTATE COMPANY

ORGANIZATIONAL CHART FOR A TYPICAL LARGE REAL ESTATE COMPANY ORGANIZATIONAL CHART FOR A TYPICAL LARGE REAL ESTATE COMPANY Senior Management At the senior management level, a large real estate development company is much like any other large corporation, with a chief

More information

Business lawyers who speak your language...

Business lawyers who speak your language... www.vyman.co.uk Business lawyers who speak your language... Vyman is a young, dynamic law firm, established in 1998 having now grown to a complement of three offices: Harrow, Gravesend and Medway. If you

More information

Exceptional protection for property owners

Exceptional protection for property owners Exceptional protection for property owners Property Owners Insurance As a property investor, you are faced with a variety of risks with regard to protecting the property you own, your tenants and your

More information

Tailor-made collection services you can trust 03

Tailor-made collection services you can trust 03 11 Phoenix Commercial Collections is one of the UK s leading providers of enforcement and debt recovery services. Our recovery solutions are professional, effective and fully supported by our proven systems,

More information

Hosting. Simply Different. www.iso-gruppe.com

Hosting. Simply Different. www.iso-gruppe.com Hosting. Simply Different. www.iso-gruppe.com Hosting. ISO Professional Services offers more All the SAP expertise of the ISO Group is focused in ISO Professional Services, which is among the firmly established

More information

FAQs. a) Becoming an Accredited Referrer

FAQs. a) Becoming an Accredited Referrer MACQUARIE COMMERCIAL ORIGINATION FAQs a) Becoming an Accredited Referrer c) Cash flow lending - Macquarie Industry Advantage loans d) Loan Approval Process a) Becoming an Accredited Referrer 1. Can any

More information

CONSOLIDATED INTERIM FINANCIAL STATEMENTS

CONSOLIDATED INTERIM FINANCIAL STATEMENTS CONSOLIDATED INTERIM FINANCIAL STATEMENTS AND GROUP INTERIM MANAGEMENT REPORT SECOND QUARTER OF 2008 JUNE 30, 2008 FRANCONOFURT AG FRANKFURT AM MAIN FRANCONOFURT AG, FRANKFURT AM MAIN CONSOLIDATED INTERIM

More information

Corporate Profile. Project Marketing. Residential Sales. Development Site Sales & Acquisition. Property Development & Consultancy. Property Management

Corporate Profile. Project Marketing. Residential Sales. Development Site Sales & Acquisition. Property Development & Consultancy. Property Management Corporate Profile Project Marketing Residential Sales Development Site Sales & Acquisition Property Development & Consultancy Property Management Our Team John McAndrew Director and Principal John s experience

More information

You Are Important to Us

You Are Important to Us You Are Important to Us At Stellar Living we care about our clients, we will ensure that your requests and requirements are met professionally, efficiently and assure you of a high quality of service at

More information

The changing face of mortgage valuations

The changing face of mortgage valuations 7 February 2012 The changing face of mortgage valuations Surveyors on-the-ground knowledge coupled with immediate access to supporting third-party data and new valuation technologies, are able to help

More information

BODY CORPORATE PUT YOUR PROPERTY IN OUR HANDS

BODY CORPORATE PUT YOUR PROPERTY IN OUR HANDS BODY CORPORATE PUT YOUR PROPERTY IN OUR HANDS PUT YOUR PROPERTY IN OUR HANDS... and we ll reward you with peace of mind, knowing that Auckland Property Management will provide a range of professional management

More information

AUDIT & PERFORMANCE REVIEW COMMITTEE ON 26 TH SEPTEMBER 2007

AUDIT & PERFORMANCE REVIEW COMMITTEE ON 26 TH SEPTEMBER 2007 PAGE: 1 REPORT TO: SUBJECT: BY: AUDIT & PERFORMANCE REVIEW COMMITTEE ON 26 TH SEPTEMBER 2007 ASSET MANAGEMENT CHIEF FINANCIAL OFFICER 1. REASON FOR REPORT 1.1 To provide the Audit and Performance Review

More information

Real Estate Lifecycle Management

Real Estate Lifecycle Management Solution in Detail Enterprise Asset Management Executive Summary Contact Us Real Estate Lifecycle Management Boost Your Real Estate Portfolio Portfolio Management Optimized Management Managing corporate

More information

Property Management Guide

Property Management Guide Property Management Guide 7a/87 King Street, Warners Bay NSW 2282 Phone: 4965 7299 Fax: 4965 7933 infowarnersbay@globalproperty.net.au Scale of fees Initial Costs Letting Fee Lease Preparation Fee Equivalent

More information

Workshop: Private Fund Fee and Expense Allocations

Workshop: Private Fund Fee and Expense Allocations Workshop: Private Fund Fee and Expense Allocations November 10, 2015 Presented by Ann Gittleman & Sherif Assef 1. Introduction 2 Potential Risks for Private Funds Investor skepticism has increased as violations

More information

MORTGAGE DICTIONARY. Amortization - Amortization is a decrease in the value of assets with time, which is normally the useful life of tangible assets.

MORTGAGE DICTIONARY. Amortization - Amortization is a decrease in the value of assets with time, which is normally the useful life of tangible assets. MORTGAGE DICTIONARY Adjustable-Rate Mortgage An adjustable-rate mortgage (ARM) is a product with a floating or variable rate that adjusts based on some index. Amortization - Amortization is a decrease

More information

Financing Commercial Real Estate Investments in Germany

Financing Commercial Real Estate Investments in Germany Financing Commercial Real Estate Investments in Germany Steffen Guenther June 2015 Head of Commercial Real Estate Finance International & Institutional Clients / Syndication Overview of the German Banking

More information

Overview of the key figures for the first half of the year

Overview of the key figures for the first half of the year Half-Year Report 2015 Q2 Revenues increase in the first half of the year by 23% EBIT increased by 1.5 million euros compared to the previous year Order book is growing Overall annual forecast remains unchanged

More information

Information & Instructions: HUD 1 Settlement closing statement PREVIEW

Information & Instructions: HUD 1 Settlement closing statement PREVIEW Information & Instructions: HUD 1 Settlement closing statement 1. Section 5 of the Real Estate Settlement Procedures Act of 1974 (Public Law 93-533), effective on June 30, 1976 (RESPA), requires certain

More information

A GUIDE TO RESIDENTIAL LETTINGS, PROPERTY MANAGEMENT AND CONSULTANCY

A GUIDE TO RESIDENTIAL LETTINGS, PROPERTY MANAGEMENT AND CONSULTANCY A GUIDE TO RESIDENTIAL LETTINGS, PROPERTY MANAGEMENT AND CONSULTANCY SALES I LETTINGS I PROPERTY MANAGEMENT ARCHITECTURE I DEVELOPMENT I CONSULTATION I INVESTMENT I VALUATIONS COMMERCIAL I PROJECT MANAGEMENT

More information

Securing the best real estate professionals for your business

Securing the best real estate professionals for your business Securing the best real estate professionals for your business The power of people Offices globally About Cobalt Recruitment Cobalt Recruitment was set up in London over a decade ago to provide specialist

More information

Managing intangible assets It is time to act

Managing intangible assets It is time to act www.pwc.es Managing intangible assets It is time to act We add the value you need 2 Technology Page 5 1 Information management Page 4 3 Content Page 6 6 Taxation of intangible assets Page 10 4 Trademarks,

More information

FSB invites feedback on residential mortgage underwriting practices

FSB invites feedback on residential mortgage underwriting practices Press release Press enquiries: Basel +41 76 350 8430 Press.service@bis.org Ref no: 38/2010 20 September 2010 FSB invites feedback on residential mortgage underwriting practices The Financial Stability

More information

BANANA SHIRE COUNCIL

BANANA SHIRE COUNCIL BANANA SHIRE COUNCIL Policy Document 02 - Property Investment and Development NUMBER: 1.3.2 TITLE: Property Investment & Development DEPARTMENT: Executive Services (Economic Development) SCOPE: Background

More information

businessmortgagesolutions

businessmortgagesolutions businessmortgagesolutions Tel: 01834 849797 email: info@business-mortgage.com All you need to know about funding the purchase of a leasehold business Introduction Backed by over 20 years experience in

More information

Residential Mortgage Underwriting Guideline

Residential Mortgage Underwriting Guideline Residential Mortgage Underwriting Guideline BC CREDIT UNIONS JANUARY 2015 www.fic.gov.bc.ca INTRODUCTION The Residential Mortgage Underwriting Guideline (guideline) outlines the Financial Institutions

More information

Data Continuity Group. Partner Program Overview

Data Continuity Group. Partner Program Overview Data Continuity Group Partner Program Overview Version 1.0 2014 Table of Contents Summary 3 Who is Data Continuity Group? 3 How to become a DCG Channel Partner 3 Our Accreditations 4 DCG Value-Proposition

More information

Landlord Information

Landlord Information Landlord Information Welcome to The Estate Agent Ballarat. Our office is ideally situated at the top end of Sturt Street. Our team brings a fresh approach, new ideas, strategies and knowledge of the rental

More information

PROPERTY ASSET MANAGEMENT. Building Relationships

PROPERTY ASSET MANAGEMENT. Building Relationships PROPERTY ASSET MANAGEMENT Building Relationships RELATIONSHIPS What we do is simple. We look after our clients, their investments and their tenants. We call it building relationships. Knight Frank are

More information

YOuR SuppLIER for InnOvaTIvE and ERp-IndEpEndEnT finance SOLuTIOnS. perfection In detail.

YOuR SuppLIER for InnOvaTIvE and ERp-IndEpEndEnT finance SOLuTIOnS. perfection In detail. 13 YOuR SuppLIER for InnOvaTIvE and ERp-IndEpEndEnT finance SOLuTIOnS perfection In detail. 2 3 About Cogon Your Supplier for innovative and ERp-independent Finance solutions The name cogon, derived from

More information

Professional indemnity insurance Surveying and valuing questionnaire

Professional indemnity insurance Surveying and valuing questionnaire Professional indemnity insurance Surveying and valuing questionnaire Instructions Please provide a full answer to every question. Please ensure that all answers are typewritten or printed in block letters

More information

Modern insurance solutions protect innovative technologies RENEWABLE ENERGY

Modern insurance solutions protect innovative technologies RENEWABLE ENERGY Modern insurance solutions protect innovative technologies RENEWABLE ENERGY Your projects secure the future we ensure they happen Focus on the renewable energy sector has never been higher. Due to the

More information

A Personal Approach to Business Insurance. The Bateman Group Advice and Service Guide

A Personal Approach to Business Insurance. The Bateman Group Advice and Service Guide A Personal Approach to Business Insurance The Bateman Group Advice and Service Guide Introducing The Bateman Group Since its creation in 1967, The Bateman Group have been providing clients with independent

More information

Saudi mortgage laws A formula for a wellfunctioning

Saudi mortgage laws A formula for a wellfunctioning Saudi mortgage laws A formula for a wellfunctioning market? Introduction and background Over the last five years the Government of Saudi Arabia has continued to invest considerable amounts of oil revenue

More information

crm students delivering sustainable value from student accommodation assets

crm students delivering sustainable value from student accommodation assets crm students delivering sustainable value from student accommodation assets providing immediate access to scale and scope for our clients total management service for asset owners project management design

More information

11 Windsor End Beaconsfield Bucks HP9 2JJ Tel: 0845 222 11 77 Email:customer@whiteoakfinance.com

11 Windsor End Beaconsfield Bucks HP9 2JJ Tel: 0845 222 11 77 Email:customer@whiteoakfinance.com Buy to Let Investors Guide 11 Windsor End Beaconsfield Bucks HP9 2JJ Tel: 0845 222 11 77 Email:customer@whiteoakfinance.com On your side in Buy to Let Buying property to let as a long term investment or

More information

NON-RESIDENTS PURCHASING REAL PROPERTY IN THE U.S.

NON-RESIDENTS PURCHASING REAL PROPERTY IN THE U.S. NON-RESIDENTS PURCHASING REAL PROPERTY IN THE U.S. A. The Attorneys Role in the Purchase of Real Estate The purchase of real estate in the U.S. without the proper assistance can become a complex transaction.

More information

IndustryEdge for property owners OUR KNOWLEDGE IS YOUR EDGE

IndustryEdge for property owners OUR KNOWLEDGE IS YOUR EDGE IndustryEdge for property owners OUR KNOWLEDGE IS YOUR EDGE OUR KNOWLEDGE IS YOUR EDGE IndustryEdge At Travelers, we recognise that no two industries are the same and that dealing with the complexities

More information

ARTICLES OF ASSOCIATION OF QUMAK JOINT-STOCK COMPANY I. GENERAL PROVISIONS

ARTICLES OF ASSOCIATION OF QUMAK JOINT-STOCK COMPANY I. GENERAL PROVISIONS Appendix No 1 to the Resolution No 13 of the General Meeting of 11 June 2015 (Consolidated text) ARTICLES OF ASSOCIATION OF QUMAK JOINT-STOCK COMPANY I. GENERAL PROVISIONS 1 1. The name of the Company

More information

ACCOUNTING STANDARDS BOARD FEBRUARY 1999 FRS 15 FINANCIAL REPORTING STANDARD TANGIBLE ACCOUNTING STANDARDS BOARD

ACCOUNTING STANDARDS BOARD FEBRUARY 1999 FRS 15 FINANCIAL REPORTING STANDARD TANGIBLE ACCOUNTING STANDARDS BOARD ACCOUNTING STANDARDS BOARD FEBRUARY 1999 FRS 15 15 TANGIBLE FINANCIAL REPORTING STANDARD FIXED ASSETS ACCOUNTING STANDARDS BOARD Financial Reporting Standard 15 Tangible Fixed Assets is issued by the Accounting

More information

Real Estate Investment Management for Sustainable Property Investments. The MEAG Real Estate Division

Real Estate Investment Management for Sustainable Property Investments. The MEAG Real Estate Division Real Estate Investment for Sustainable Property Investments The MEAG Real Estate Division MEAG: a global enterprise for institutional clients A strong foundation MEAG stands for all investment activities

More information