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1 INSURANCE

2 Law Firm Sajić is established in a form of a partnership in With six attorneys and ten expert associates and trainees is the largest law firm in the Republic of Srpska and one of the few largest in Bosnia and Herzegovina. The strategy of our business is focused on continuous improvement and development of services, cooperation and maintaining good business relationships with clients, as well as employment of young high quality staff. Good business relationships with clients are based on constant communication, knowledge and longstanding practice in carrying out lawyers' work, and all employees are directed to achieving and maintaining of high quality in the provision of legal services. Since its establishment the Law Firm Sajić cooperates with many domestic and foreign insurance companies. The services we provide to clients from the scope of insurance are as follows: Insurance law Establishment and registration of insurance companies, Proceedings before the Insurance Agency, Proceedings before the Commission for Securities and the Central Register of Securities, Court Register, Corporate management and relations between shareholders Insurance Contracts, Representation in court proceedings related to damage compensation, Due diligence of companies and real estate, Advice, opinions and recommendations regarding the application of existing regulations.

3 Labour law: Employment contracts and hiring employees, Managerial contracts, Work Regulations and systematization of jobs, Disciplinary proceedings, Rights and obligations of employees, Termination of employment, Occupational safety and health, Employment of foreigners, Work and residence permits, Discrimination. Collection of receivables: Extrajudicial collection of receivables, Finding the debtor's assets eligible for enforced execution, Presentation and protest of bills of exchange and management procedures and disputes on the same, Conducting enforcement procedures on real estate of the debtor and finding interested buyers, Conducting enforcement proceedings on the shares and actively looking for interested buyers in the country or abroad, Rescheduling and restructuring of the debtor's obligations, Representing bankruptcy creditors, including secured creditors, Collection of receivables from debtors who have their seat or temporary residence abroad Company law: Establishment of all legal forms of business companies, as well as the establishment of representative offices of foreign companies, Consultations, negotiations and articles of association and incorporation,

4 contracts of members of the company, rules on internal procedures, etc. Corporate management counseling, Restructuring, mergers and acquisitions and the separation of companies Court register, Preparation and advice in connection with meetings of shareholders, meetings of board of directors and supervisory boards, as well as board of executive directors, and participation in the same, Register in the Central Registry, Commission for Securities and other regulatory bodies. Representation in court proceedings in Bosnia and Herzegovina, through correspondent law firms, in almost all European countries, in the following types of disputes: Disputes related to insurance, Banking and finance disputes, Commercial disputes, Disputes arising from the construction sector, Disputes in the field of labor relations, Disputes in the field of environmental protection, Disputes in the field of intellectual property protection, Disputes in the field of trade, Administrative / public law and regulatory disputes, Antitrust and a competition disputes, Collection of receivables. Cadastre and Land Registry: Registration of ownership and other real rights over real estate, Establishment and registration, as well as deletion of mortgages and other property rights, Due diligence of real estate, Abolition of state ownership,

5 Obtaining documentation, Advice relating to real estate. Bankruptcy and Liquidation: Negotiations with creditors and the bankruptcy debtors, Analysis of the financial condition of the company, possibilities of debt restructuring and possibility of reorganization, Pre-bankruptcy and pre-liquidation study, planning and restructuring, Analysis of creditor claims, Analysis of secured claims (collateral), Mergers and acquisitions of companies with problems in business. Consumer protection: Providing advice in connection with law and by-law in the field of consumer protection, Proceedings before the Agency for Market Surveillance of Bosnia and Herzegovina, Offence procedures related to the protection of consumers. Public procurement: Providing advice in connection with legal regulations in the area of public procurement, Providing advice in connection with the tender documentation, Submission of applications for participation in the procurement procedure, Protecting the rights of the parties to the proceedings before the Contracting Authority and the Office for Appeals, Judicial proceedings regarding public procurement. Civil service: Representing clients in their relationship with the state and local governments, including legal institutions to the various departments, agencies, boards and commissions either at the state or entity level,

6 Analysis and response to the proposed administrative regulations, Providing advice on regulatory issues, Assistance in the preparation of legislation, Representing clients in negotiations, procedures and hearings. Mergers and acquisitions of companies: Advice in connection with the sale / purchase of shares in companies, Preparing due diligence report, Preparation of documents in connection with mergers and takeovers of companies, Proceedings before the Council of Competition of Bosnia and Herzegovina, Registration of changes in the competent court registry, as well as other state registries, including registries and regulatory bodies, Liquidation procedure of the company. Competition law: Control of mergers: consultation on issues related to the merger, acquisition and joint ventures, as well as the preparation and submission of all necessary documents to the competitive institutions of Bosnia and Herzegovina, Antitrust and abuse of dominant position: the representation and defense before the competitive institutions, the development strategy of defense for possible antitrust damages and claims, Horizontal and vertical concentration: advising clients on a daily basis in relation to the aspects of competition in the various agreements, including the right of distribution, licensing, franchising and agreements on cooperation.

7 Knowledge, experience, dedication to the client, a way we run the office organization along with the significant number of employees is our strength. Cooperation with clients is based on mutual trust and common aspiration aiming to achieve the best possible results. We always adapt ourselves to the customer's needs and requirements, whether it comes to contraction of fees for our services or when offering the customer to the vast choice of our diverse services. Any additional information you can get on the phone 051/ or via address:

Dear Sir, Dear Madam,

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