Group Employee Benefit Plan

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Group Employee Benefit Plan"

Transcription

1 Bajaj Allianz Employee Benefit Plan A Unit-Linked Insurance Plan IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER Bajaj Allianz Employee Benefit Plan A complete Employee Benefit Solution Our Employee Benefit Plan allows you to offer benefits to your employees as part of your statutory or employee welfare requirements. Your financial obligations towards such requirements increase with increase in number of employees, their pay scales and tenure of employment. Our Plan helps you to make provisions to meet your obligations by helping you to set and manage your funds for gratuity and leave encashment benefits of your employees Presenting Bajaj Allianz Employee Benefit Plan, a nonparticipating, unit linked, fund based multi featured plan which gives you A Complete Employee Benefit Solution

2 Key Benefits of Bajaj Allianz Employee Benefit Plan Gives you an opportunity to set up a separate fund for gratuity and leave encashment benefit You have a choice of 9 funds to select from to suit your investment needs Option to choose the frequency of making the contributions. Unlimited free switches to manage your investments. Working of the Plan The plan is for Employer-Employee only A pooled unit fund will be created for your fund as per the scheme rules. The contributions paid to fund the scheme shall be invested in the investment fund/s as chosen by you and units will be allocated to the pooled unit fund at the prevailing unit price of the respective investment fund/s Employee s benefits shall be paid, as defined in the scheme rules, by cancelling the units from the pooled unit fund Non-zero positive additions, if any, will be added to the pooled unit fund in order to meet the maximum reduction in yield criteria [as stipulated in Sub-regulation 37 of IRDA (Linked Insurance Products) Regulations, 2013] at the end of each policy year starting from the fifth policy year. How to set up the Scheme? Three easy steps to set up a fund under Bajaj Allianz Employee Benefit Plan: Draft a scheme rules and/or trust deed as applicable for administration of the scheme. Bajaj Allianz provides you with guidance on the same. Apply for securing approval of Commissioner of Income Tax under Part C of the Fourth Schedule of the Income Tax 1961, if applicable. Pay the required contribution along with Master Proposal Form, employee data, scheme rules and/or trust deed as applicable You can also transfer your self-managed fund(s) or an on-going scheme to us under this plan based on preagreed terms and conditions.

3 Eligibility Criteria under the Plan Parameters Minimum & Maximum Age at Entry Maximum Age at Maturity Eligibility Criteria Minimum: 15 years Maximum: 79 years 80 years or up to retirement age Pooled Unit Fund Size Minimum: ` 100,000 Maximum: No Limit Sum Assured Minimum: ` 1,000 Maximum: No Limit Policy Term One year renewable Size of the at inception Minimum: 10 members* Maximum: No Limit *In your existing policy, even if the group size falls below 10 due to any exits, it will be continued. Contribution Frequency Yearly, Half-Yearly, Quarterly and Monthly Benefits under the Plan Death Benefit: Sum assured plus an amount as decided by you in accordance with the scheme rules shall be paid by cancellation of unit from the pooled unit fund. The sum assured on death shall be payable by the company and not from the pooled unit fund. Other than Death Benefit: Benefit(s) as stated in the scheme rules will be paid by cancellation of units from the pooled unit fund. The company s liability for such benefit(s) payable shall be limited to the extent of the fund value in the pooled unit fund. Surrender Benefit You can surrender the policy at any time and the surrender value shall be equal to the pooled unit fund value subject to applicable surrender charge, if any. The policy will terminate thereafter.

4 Funds and Investment Options This plan offers you the option of the following funds, and any one or more of the funds may be selected by the policyholder to invest. All the Funds will be managed Bajaj Allianz Life Insurance Company. Fund Name Equity Fund Bluechip Fund Asset Allocation Fund - II Stable Gain Fund Secure Gain Fund Debt Fund II Short Term Debt Fund III Investment Objective To provide capital appreciation through investment in equity shares. To provide capital appreciation through investment in equities forming part of NSE IFTY. To realize a level of total income, including current income and capital appreciation, which is consistent with reasonable investment risk To provide moderate returns keeping risk levels moderate To provide stable returns with low risk to loss of principle. To provide stable returns through investment in various fixed income securities To earn moderate returns by investing in medium tenor fixed income securities Risk Asset Allocation Profile Very High Equity and equity related securities 60%-100% Debt and debt related securities incl. Fixed deposits 0% - 40% Cash/ Money Market Instruments** /Mutual Funds* 0 % - 40% High Equity and equity related securities 60%-100% Debt and debt related securities incl. Fixed deposits - 0% - 40% Cash /Money Market instruments** and Mutual funds* 0% - 40% High Equity and equity related securities 20%-100% Debt and debt related instruments 0% - 80% Money Market instruments**/ Mutual Funds* 0 % - 80% Moderate Equity and equity related securities 0%-35% Debt and debt related securities incl. Fixed deposits -65% - 100% Cash, Money market instruments**, Mutual funds*: 65% - 100% Moderate Equity and equity related securities 0%-20% Debt and debt related securities incl. Fixed deposits - 80% - 100% Cash, Money market instruments**, Mutual funds*: 80% - 100% Low Debt and debt related securities incl. Fixed deposits 40% - 100% Cash, Mutual funds* : 40% - 100% Money market instruments**:0% - 60% Low Debt and debt related securities incl. Fixed deposits - 40% -100% Cash, Mutual funds* : 40% - 100% Money market instruments** : 0% - 60% SFIN ULGF01018/04/11 GREQTYFUND116 ULGF01118/04/11 GRBLUECHIP116 ULGF01710/05/13 GRASSALLC2116 ULGF00115/09/04 STABLEFUND116 ULGF00215/10/04 SECUREFUND116 ULGF01924/06/13 GRDEBTFU02116 ULGF02024/06/13 GRSHTRDE03116

5 Fund Name Liquid Fund II Balanced Gain Fund Investment Objective To provide stable returns through investment in various fixed deposits, money market Instruments and short term debt instruments. To provide capital appreciation with reasonable risk by investing in a suitable mix of debt and equities Risk Profile Very Low Asset Allocation Debt and Debt related Securities incl. Fixed deposits -0%-60% Cash, Mutual funds*: 0% - 60% Money market instruments** - 40% - 100% High Equity and equity related securities: 0%-60% Debt and debt related instruments 40%-100% Mutual funds* and Money market instruments**: 40%-100% SFIN ULGF02124/06/13 GRLIQUFU02116 ULGF01810/05/13 GRBALCEDGA116 * The maximum investment in mutual funds shall be governed by the relevant IRDA guidelines Computation of NAV The NAV of the Fund shall be computed as the market value of investment held by the fund plus value of current assets less value of current liabilities and provisions, if any. This calculation will be done before creation/redemption of units. Unit Price of each fund is arrived at by dividing the Net Asset Value (NAV) of the fund by the number of units existing in the fund at the valuation date. All requests received for any unit transaction till the cut-off time of a day shall be processed at the unit price of the same day. The requests received after the cut-off time of a day shall be processed at the unit price of the next day. The request for unit transaction can be premium payment/surrender / death claim. Currently the cut-off time is 3.00pm for applicability of unit price for a particular day. Valuation Date: We aim to value the funds on each day the financial markets are open. However, we may value the funds less frequently in extreme circumstances, where the values of assets are too uncertain. In such circumstances, we may defer the valuation of assets for up to 30 days until we feel that certainty as to the value of assets is resumed. The deferment of valuation of assets will be with prior consultation with the IRDA.

6 Flexibility to manage your investments Switching Option o o o You have the flexibility to manage your investments by switching between funds by your perception of changing economic conditions. We allow unlimited free switches from one fund to the other. The minimum switching amount is ` 5000 or the value of units in the fund to be switched from, whichever is lower. The company shall effect the switch by redeeming units from the fund to be switched from and allocating new units in the fund bein g switched to at their respective unit price. Non-Forfeiture If regular contribution from you in any year is not received by the Company as the fund is certified to be overfunded/in-surplus by your actuary* as per AS15 (Revised), then, such contracts shall not be treated as discontinued contracts and the pooled unit fund will participate in the opted fund performance subject to deduction of all applicable charges. As long as there is sufficient balance in the pooled unit fund to cover all the charges due, the company shall renew the policy at every policy anniversary, and, also, subject to the balance in the pooled unit account not being below ` 1,10,000; in which case, the company will intimate you to pay the contribution. If the pooled unit fund falls below `100,000, then, the policy shall be foreclosed and the surrender value as on date of such foreclosure will be paid immediately to you and the policy will be terminated. The policy will be renewed yearly as long as there is sufficient balance to cover the charges and provided the minimum fund value is maintained. * It is advised that you get a valuation by an independent actuary on a yearly basis to assess the funding of the scheme. Termination of the scheme The scheme will automatically terminate on: Upon foreclosure of the Policy Upon surrender of the Policy

7 Charges Premium Allocation Charge* 2.0% of the contribution subject to maximum of ` 100,000 as and when the contribution is paid. Surrender Charge Month of Surrender Surrender Charge (as a percentage of fund value) 1 35 months Minimum of (0.05% of fund value or `500,000 ) 36 and above Nil Partial withdrawal charge No partial withdrawal charge is applicable Fund Management Charge (FMC) Switching Charge Miscellaneous Charge Mortality Charges Service Tax on charges * This charge would be aligned to the commission payable Fund Name Charge p.a. Equity Fund 1.35% BlueChip Fund 1.35% Asset Allocation Fund II 1.25% Stable Gain Fund 1.20% Secure Gain Fund 1.20% Balanced Gain Fund 1.20% Debt Fund II 1.00% Short Term Debt Fund III 0.90% Liquid Fund II 0.70% This charge would be adjusted in unit price Unlimited free switches The charge of ` 100 would be applicable in case the company is requested to issue a duplicate policy document due to loss of original policy document. Mortality charge would vary according to the attained age of the members, sum assured and nature of the group and deducted at each monthly anniversary through cancellation of units. The mortality charge is guaranteed for the entire term of the scheme. The mortality charge is applied on the sum at risk, which is the sum assured All charges will be subject to applicable service tax.

8 Revision of charges After taking due approval from the Insurance Regulatory and Development Authority, the Company reserves the right to revise the above-mentioned charges excluding Mortality Charge and Premium Allocation Charge. Fund Management Charge up to a maximum of 1.35% per annum Miscellaneous charge up to a maximum of ` 200/- The Company will give a notice of three months to the policyholders for any changes in charges. The policyholders who do not agree with the modified charges shall be allowed to withdraw the units in the plan at the then prevailing unit price and terminate the policy. Sample Illustration* Age Maturity Age Policy Term Premium Paying Term Premium p.a. Sum Assured Fund Value at 4% Fund Value at 8% ,000 20,000 2,287,488 2,856, ,000 50,000 9,237,013 12,907, ,000, ,000 26,566,728 41,836,595 * This is an indicative projection on basis of prescribed growth rate by the regulator. The above projection is based on 100% investment in ' debt Fund II' after consideration of service tax and cess. Loans No loans are available under the scheme. Suicide Clause No Suicide exclusion is applicable. On death of an employee due to suicide, the full death benefit as stated under the death benefit section shall be payable.

9 Nomination The company will pay the policy proceeds to the member s nominee through you. The individual employees can nominate the person(s) to whom the policy proceeds will be payable by you upon their death. A change in nomination may be made by the policyholder at any time during the term of the policy and must be registered with the Company. Nomination is effected as per section 39 of the Insurance Act, Grace Period A grace period of 15 days is available for monthly frequency and 30 days for other frequencies. Tax Benefits As per applicable Tax Laws Free Look Period Within 15 days [thirty (30) days in case this policy is issued under the provisions of IRDA Guidelines on Distance Marketing* of Insurance Products] from the date of receipt of the policy, you have the option to review the terms and conditions and return the policy, if you disagree to any of the terms & conditions, stating the reasons for your objections. You will be entitled to a refund of the contribution paid, subject only to a deduction of proportionate mortality charge for the period of cover and the expenses incurred by the company on medical examination of the members and the applicable stamp duty charges. * Distance Marketing includes every activity of solicitation (including lead generation) and sale of insurance products through modes other than in person. Risks of Investment in the Units of the Plan The Policyholder should be aware that the investment in the Units is subject to the following, amongst other risks and agrees that he/she is making the investment in the Units with full knowledge of the same. 1) Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. 2) The premium paid in unit linked life insurance policies are subject to investment risks associated with capital markets and the Unit Price of the units may go up or down based on the performance of the fund and factors influencing the capital market and policyholder is responsible for his/her decisions.

10 3) Bajaj Allianz Life Insurance is only the name of the insurance company and Bajaj Allianz Employee Benefit Plan is only the name of the plan and does not in any way indicate the quality of the policy, its future prospects or returns. 4) Please know the associated risks and the applicable charges from your policy document or by consulting the Company, your Insurance agent or your Insurance Intermediary. 5) The investments in the Units are subject to market and other risks and there can be no assurance that the objectives of the fund will be achieved. 6) The past performance of other funds of the company is not necessarily indicative of the future performance of any of these funds. Prohibition of Rebate: Section 41 of the Insurance Act, 1938 No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurer. Any person making default in complying with the provision of this section shall be punishable with a fine that may extend to five hundred rupees. Fraud & Misrepresentation: Section 45 of the Insurance Act, 1938 No Policy of life insurance effected after the coming into force of this Act shall, after the expiry of two years from the date on which it was effected, be called in question by an insurer on the ground that a statement made in the proposal for insurance or in any report of a medical officer, or referee, or friend of the insured, or in any other document leading to the issue of the policy, was inaccurate or false, unless the insurer shows that such statement was on a material matter or suppressed facts which it was material to disclose and that it was fraudulently made by the policy-holder and that the policy holder knew at the time of making it that the statement was false or that it suppressed facts which it was material to disclose. Why Bajaj Allianz Life Insurance? Bajaj Allianz is a joint venture between Bajaj Finserv Limited and Allianz SE. Both enjoy a reputation of expertise, stability and strength. This joint venture company incorporates global expertise with local experience. The comprehensive, innovative solutions combine the technical expertise and experience of the 123 years old Allianz SE, and in-depth market knowledge and goodwill of Bajaj brand in India. Competitive pricing and quick honest response have earned the company the customer's trust and market leadership in a very short time.

11 Disclaimer Bajaj Allianz Employee Benefit Plan is fund based Unit Linked Insurance Plan (ULIP). Investment in ULIPs is subject to risks associated with the capital markets. The policyholder is solely responsible for his/ her decisions while investing in ULIPs. Bajaj Allianz Life Insurance and Bajaj Allianz Employee Benefit Plan are the names of the company and the product respectively and do not in any way indicate the quality of the product and its future prospects or returns. All Charges applicable shall be levied. The policy document is the conclusive evidence of contract and provides in details all the conditions and exclusions related to Bajaj Allianz Employee Benefit Plan. This sales literature should be read in conjunction with the Benefit Illustration. Please ask for the same along with the quotation Contact Details Bajaj Allianz Life Insurance Company Limited, G.E Plaza, Airport Road, Yerawada, Pune , Reg.No.: 116., Fax: (020) , Visit: BALIC CIN : U66010PN2001PLC For any queries please contact: BSNL/MTNL (Toll Free) Any Mobile & Landline (Toll Free) Mail us : Chat: bajajallianzlife.co.in/chat BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS IRDA clarifies to public that - IRDA or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDA does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number. For More Information: Kindly consult our Insurance Consultant or call us today on the TOLL FREE numbers mentioned above. This brochure should be read in conjunction with the Benefit Illustration and Policy Exclusions. Please ask for the same along with the quotation. Bajaj Allianz Employee Benefit Plan UIN 116L104V02 Bajaj Allianz Employee Benefit Plan is a Unit-Linked Insurance Plan Insurance is the subject matter of solicitation. BJAZ-PB-0416/3-Sep-14

isecure Loan A Non-Participating Mortgage Cover Term Assurance Plan

isecure Loan A Non-Participating Mortgage Cover Term Assurance Plan Bajaj Allianz isecure Loan A Non-Participating Mortgage Cover Term Assurance Plan Now financial burden will stay away from your family In an increasingly uncertain world, one needs to ensure that one s

More information

Bajaj Allianz Save Assure

Bajaj Allianz Save Assure Bajaj Allianz Save Assure A Traditional Endowment Insurance Plan Bajaj Allianz Save Assure Bajaj Allianz Save Assure A Traditional Endowment Insurance Plan We always feel good to get more than what we

More information

isecure Bajaj Allianz isecure A Non-Participating Term Assurance Plan SECURING MY FAMILY FROM ALL ODDS IS THE TOP PRIORITY

isecure Bajaj Allianz isecure A Non-Participating Term Assurance Plan SECURING MY FAMILY FROM ALL ODDS IS THE TOP PRIORITY Bajaj Allianz isecure A Non-Participating Term Assurance Plan SECURING MY FAMILY FROM ALL ODDS IS THE TOP PRIORITY Bajaj Allianz isecure You have always tried your best to fulfill all your responsibilities

More information

Bajaj Allianz Shield Insurance Plan

Bajaj Allianz Shield Insurance Plan Bajaj Allianz Shield Insurance Plan Get an extra assurance for your investments Now! IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER Bajaj Allianz Shield Insurance

More information

Group Income Protection

Group Income Protection Bajaj Allianz Group Income Protection GUARANTEED INCOME DURING MEMBERSHIP PERIOD You build Special Economic Zones, which help build industry and the nation. You and your company buy /undertake land at

More information

Bajaj Allianz Lifelong Assure

Bajaj Allianz Lifelong Assure Bajaj Allianz Lifelong Assure A Non-linked Whole Life Plan Bajaj Allianz Lifelong Assure Future safe till your 100 birday Bajaj Allianz Lifelong Assure - Assuring you lifelong income wi a lifelong cover!

More information

Bajaj Allianz Wealth Insurance Plan

Bajaj Allianz Wealth Insurance Plan Bajaj Allianz Wealth Insurance Plan A Unit Linked Insurance Plan IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER Bajaj Allianz Wealth Insurance Plan The plan that

More information

Retire Rich. A Unit-linked Pension Plan. Bajaj Allianz. A plan that enables you to retire with laughter lines not worry lines.

Retire Rich. A Unit-linked Pension Plan. Bajaj Allianz. A plan that enables you to retire with laughter lines not worry lines. Bajaj Allianz Retire Rich A Unit-linked Pension Plan IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER A plan at enables you to retire wi laughter lines not worry

More information

Invest Assure. Invest Assure. Bajaj Allianz. A Non-Linked Endowment Plan. Plan that keeps future safe without ifs and buts

Invest Assure. Invest Assure. Bajaj Allianz. A Non-Linked Endowment Plan. Plan that keeps future safe without ifs and buts Bajaj Allianz Invest Assure A Non-Linked Endowment Plan Plan that keeps future safe without ifs and buts Assuring protection with financial benefits! It takes only a moment to make promises and a lifetime

More information

Bajaj Allianz ChildGain

Bajaj Allianz ChildGain Bajaj Allianz ChildGain A Money Back Insurance Plan Bajaj Allianz ChildGain Because your child has miles to go and you have promises to keep! Are your children destined for greatness? Will they devise

More information

Super Saver. Bajaj Allianz Super Saver. A Savings Insurance Plan. Bajaj Allianz

Super Saver. Bajaj Allianz Super Saver. A Savings Insurance Plan. Bajaj Allianz Bajaj Allianz Super Saver A Savings Insurance Plan Bajaj Allianz Super Saver Regular saving for a safer tomorrow Regular saving is the best tool to protect ones family. We at Bajaj Allianz Life Insurance

More information

Bajaj Allianz Group Term Life. Bajaj Allianz Group Term Life. Bajaj Allianz Life Insurance Co. Ltd. A Traditional Group Term Insurance Plan

Bajaj Allianz Group Term Life. Bajaj Allianz Group Term Life. Bajaj Allianz Life Insurance Co. Ltd. A Traditional Group Term Insurance Plan Bajaj Allianz A Traditional Group Term Insurance Plan Bajaj Allianz Life Insurance Co. Ltd. Bajaj Allianz Giving your members and their families the heartening reassurance of your care. Giving your members

More information

Bajaj Allianz Pension Guarantee A Non-linked Non-par Immediate Annuity Plan

Bajaj Allianz Pension Guarantee A Non-linked Non-par Immediate Annuity Plan Bajaj Allianz Pension Guarantee A Non-linked Non-par Immediate Annuity Plan A plan that provides you with regular income for life. The Bajaj Allianz Pension Guarantee Plan With Bajaj Allianz Pension Guarantee,

More information

CashGain A Money Back Insurance Plan

CashGain A Money Back Insurance Plan Bajaj Allianz CashGain A Money Back Insurance Plan Bajaj Allianz CashGain A Plan That Adjusts To Your Life s Needs. Your needs for insurance protection will vary at different stages of life. Sometimes,

More information

Group Annuity. Bajaj Allianz Life. An Immediate Annuity Plan

Group Annuity. Bajaj Allianz Life. An Immediate Annuity Plan An Immediate Annuity Plan Bajaj Allianz Life An assured future income for your member. Employers today offer not only a good salary to their employees but also helps them have a good lifestyle. We at Bajaj

More information

Term Care. Bajaj Allianz. A Term Insurance Plan

Term Care. Bajaj Allianz. A Term Insurance Plan Bajaj Allianz Term Care A Term Insurance Plan IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER At the back of our minds we are often nagged by certain fears, the

More information

G R AT U I T Y GROUP PLAN A Unit Linked Group Gratuity Insurance Plan

G R AT U I T Y GROUP PLAN A Unit Linked Group Gratuity Insurance Plan G R AT U I T Y GROUP PLAN A Unit Linked Group Gratuity Insurance Plan KOTAK GRATUITY GROUP PLAN A Unit Linked Group Gratuity Insurance Plan "In this policy, the investment risk in investment portfolio

More information

Total/ Partial Disability Benefit Rider

Total/ Partial Disability Benefit Rider ULIP Accidental Permanent Total/ Partial Disability Benefit Rider Bajaj Allianz ULIP Accidental Permanent Total/ Bajaj Allianz Life Insurance Co. Ltd. Bajaj Allianz We take pride in fulfilling all our

More information

SHRIRAM PENSION PLAN (UIN 128L022V01)

SHRIRAM PENSION PLAN (UIN 128L022V01) SHRIRAM PENSION PLAN (UIN 128L022V01) Retirement need not necessarily mean a life full of compromises. With Shriram Pension Plan you continue to enjoy the lifestyle you are used to and lead a no compromise,

More information

Can my investments provide an opportunity to create value along with added protection?

Can my investments provide an opportunity to create value along with added protection? life insurance Can my investments provide an opportunity to create value along with added protection? Bharti AXA Life Future Invest (Linked Limited Pay Life Insurance Product) Pay premiums for upto 5 years

More information

Just one payment for both adequate life protection and wealth creation.

Just one payment for both adequate life protection and wealth creation. Future Generali Bima Gain Just one payment for both adequate life protection and wealth creation. This is a Non-Participating Unit Linked Life Insurance Plan A Unit Linked Single Premium Life Insurance

More information

Live the dreams you always desired. Insure Smart Plan. xlife Cover for 10 years xloyalty Additions

Live the dreams you always desired. Insure Smart Plan. xlife Cover for 10 years xloyalty Additions Live the dreams you always desired Make the right choice with Canara HSBC Oriental Bank of Commerce Life Insurance Insure Smart Plan xpay Premium for 5 years xlife Cover for 10 years xloyalty Additions

More information

Now invest in the market without fear. Get life cover to protect your family s future.

Now invest in the market without fear. Get life cover to protect your family s future. Now invest in the market without fear Get life cover to protect your family s future. THIS IS A UNIT LINKED INSURANCE PLAN. IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.

More information

Secure your hard earned assets. This is a non-linked non-participating protection oriented insurance plan

Secure your hard earned assets. This is a non-linked non-participating protection oriented insurance plan Secure your hard earned assets This is a nonlinked nonparticipating protection oriented insurance plan ICICI Pru Loan Protect a NonParticipating NonLinked Term Insurance Plan ICICI Pru Loan Protect is

More information

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER Shriram Shri Plus (SP) II (UIN: 128L025V01) Shriram Life comes with a single premium unit linked plan Shriram Shri

More information

Reliance Life Insurance Guaranteed Maturity Insurance Plan. Double your money

Reliance Life Insurance Guaranteed Maturity Insurance Plan. Double your money Reliance Life Insurance Guaranteed Maturity Insurance Plan Double your money IN 10 YEARS ON MATURITY Reliance Life Insurance Guaranteed Maturity Insurance Plan An insurance plan which guarantees atleast

More information

WHY SETTLE FOR LESS WHEN YOU CAN MAXIMIZE AT A MINIMUM COST? Aegon Life imaximize Single Premium Insurance Plan An online unit linked insurance plan

WHY SETTLE FOR LESS WHEN YOU CAN MAXIMIZE AT A MINIMUM COST? Aegon Life imaximize Single Premium Insurance Plan An online unit linked insurance plan WHY SETTLE FOR LESS WHEN YOU CAN MAXIMIZE AT A MINIMUM COST? Aegon Life imaximize Single Premium Insurance Plan An online unit linked insurance plan IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO

More information

Max Life Group Super Life Plus A Group Term Life Insurance Plan UIN: 104N073V01

Max Life Group Super Life Plus A Group Term Life Insurance Plan UIN: 104N073V01 LIFE INSURANCE COVERAGE IS AVAILABLE IN THIS PRODUCT About Max Life Max Life Insurance, one of the leading private life insurers, is a joint venture between Max India Ltd. and Mitsui Sumitomo Insurance

More information

Aapki Zaroorat - Wealth Accumulation Edelweiss Tokio Life Wealth Builder [A Non-Linked Non Participating Life Insurance Plan]

Aapki Zaroorat - Wealth Accumulation Edelweiss Tokio Life Wealth Builder [A Non-Linked Non Participating Life Insurance Plan] Aapki Zaroorat - Wealth Accumulation Edelweiss Tokio Life Wealth Builder [A Non-Linked Non Participating Life Insurance Plan] Toll Free : 1800 2121212 Email : care@edelweisstokio.in @ Visit us at www.edelweisstokio.in

More information

ICICI Pru Savings Suraksha is a participating life insurance plan.

ICICI Pru Savings Suraksha is a participating life insurance plan. ICICI Pru Savings Suraksha is a participating life insurance plan. 1 Understanding your needs All of us need a sound financial plan to achieve our goals in life: buying a house, securing our children s

More information

Now invest in the market without fear

Now invest in the market without fear IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER Now invest in the market without fear Get life cover to protect your family s future. THIS IS A UNIT LINKED

More information

Bajaj Allianz Super CashGain Insurance Plan

Bajaj Allianz Super CashGain Insurance Plan Bajaj Allianz Super CashGain Insurance Plan Cash Back at regular interval to take care of all your small and big needs Bajaj Allianz Super CashGain Insurance Plan A plan that adjusts superbly to your life

More information

most important SBI LIFE - CAPASSURE GOLD UIN: 111N091V01

most important SBI LIFE - CAPASSURE GOLD UIN: 111N091V01 Secure your most important asset : your employees SBI LIFE - CAPASSURE GOLD UIN: 111N091V01 SBI Life Insurance Company Limited (SBI Life) offers SBI Life CapAssure Gold plan, featuring stable growth with

More information

Max Life Platinum Protect II Non Participating Regular Pay Term Insurance Plan (UIN: 104N060V02)

Max Life Platinum Protect II Non Participating Regular Pay Term Insurance Plan (UIN: 104N060V02) LIFE INSURANCE COVERAGE IS AVAILABLE IN THIS PRODUCT. About Max Life Insurance Max Life Insurance, one of the leading life insurers, is a joint venture between Max India Ltd. and Mitsui Sumitomo Insurance

More information

Reliance Life Super Golden Years Term 10 Senior Citizen Plan

Reliance Life Super Golden Years Term 10 Senior Citizen Plan Reliance Life Super Golden Years Term 10 Senior Citizen Plan Retirement means different ent things to different people, while some want to relax and take a trip around the world, some want to start t up

More information

Kotak. Term Plan. Financial protection for your loved ones. Assured. A Life Insurance Plan

Kotak. Term Plan. Financial protection for your loved ones. Assured. A Life Insurance Plan Kotak Term Plan A Life Insurance Plan Financial protection for your loved ones. Assured. KOTAK TERM PLAN You want to see your family secure and happy at all times. However, life is unpredictable. To protect

More information

S A R A L S U R A K S H A. Apke Parivaar Ki Sampoorna Suraksha. A Term Insurance Plan

S A R A L S U R A K S H A. Apke Parivaar Ki Sampoorna Suraksha. A Term Insurance Plan S U R A K S H A S A R A L A Term Insurance Plan Apke Parivaar Ki Sampoorna Suraksha Why should you invest in Kotak Secure Investment Plan? Key Advantages Low Cost Insurance Choice of Policy Term Convenient

More information

Guarantee a great start to fulfill your dreams

Guarantee a great start to fulfill your dreams Guarantee a great start to fulfill your dreams KOTAK PREMIER ENDOWMENT PLAN A Life Insurance Plan Kotak Premier Endowment Plan is a long-term savings and protection plan that provides financial security

More information

Max Life - Life Gain Plus 20 (Participating Plan) UIN: 104N014V01

Max Life - Life Gain Plus 20 (Participating Plan) UIN: 104N014V01 Max Life Life Gain Plus 20 is a limited pay endowment plan to meet your financial goals to ensure you complete peace of mind. Plan Details Entry Age Maximum Maturity Age Premium Payment Term Regular Premium

More information

Tata AIA Life Insurance MahaLife Supreme

Tata AIA Life Insurance MahaLife Supreme Tata AIA Life Insurance MahaLife Supreme Tata AIA Life Insurance MahaLife Supreme Endowment Assurance Plan Time never stands still and neither do our financial needs. As we move through various stages

More information

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER With the changing social and economic environment, shifting individual and family needs, it is advisable to follow

More information

Why choose? Get it all.

Why choose? Get it all. Future Generali Wealth Protect Why choose? Get it all. This is a Unit Linked Insurance Plan. Future Generali Wealth Protect is an insurance product with life insurance coverage. UNDER THIS POLICY, THE

More information

Get life insurance with guaranteed returns on your investment.*

Get life insurance with guaranteed returns on your investment.* P RODUCT B ROCHURE Protection. Protection with guaranteed returns. Get life insurance with guaranteed returns on your investment.* Invest ` 1 lakh and get ` 1.801 lakhs after 10, plus life cover. (For

More information

ICICI Pru Cash Advantage - A comprehensive solution for your needs. ICICI Pru Cash Advantage is a participating life insurance plan.

ICICI Pru Cash Advantage - A comprehensive solution for your needs. ICICI Pru Cash Advantage is a participating life insurance plan. You have always worked hard to fulfil your family's needs your children's education, your parents' medical expenses or that dream family vacation. To be able to meet these responsibilities, you need a

More information

Pass on your legacy not your liabilities.

Pass on your legacy not your liabilities. Pass on your legacy not your liabilities. SUD Life LOAN SURAKSHA PLAN A Single Premium Group Credit Life Insurance Plan UIN-142N037V01 SUD LIFE LOAN SURAKSHA PLAN A SINGLE PREMIUM GROUP CREDIT LIFE INSURANCE

More information

SBI Life Insurance Company Limited Regulated by IRDA Registration Number: 111

SBI Life Insurance Company Limited Regulated by IRDA Registration Number: 111 SBI Life Insurance Company Limited Regulated by IRDA Registration Number: 111 UIN: 111L095V01 IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Form 17 SBI Life

More information

Pay only one premium. Get regular lifetime income post retirement.

Pay only one premium. Get regular lifetime income post retirement. IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER Pay only one premium. Get regular lifetime income post retirement. IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT

More information

Take care of your family s lifestyle. Even in your absence.

Take care of your family s lifestyle. Even in your absence. Future Generali Flexi Online Term Plan Take care of your family s lifestyle. Even in your absence. This is a Non-Linked, Non-Participating Pure Term Insurance Plan. FUTURE GENERALI FLEXI ONLINE TERM PLAN

More information

Is there a smart way to invest my hard-earned money?

Is there a smart way to invest my hard-earned money? Bharti AXA Life efuture Invest - A Linked Limited Pay Life Insurance Product. This product does not offer any liquidity during the first five years of the contract. The Policyholders will not be able to

More information

Keep achieving milestones Even after retirement

Keep achieving milestones Even after retirement Keep achieving milestones Even after retirement» Analyse your Retirement needs» Understand the product in detail» Know the tenure of Renewal Premium Payments Retirement means giving up work and continuing

More information

Now invest in the market without fear

Now invest in the market without fear IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER Now invest in the market without fear Get life cover to protect your family s future. THIS IS A UNIT LINKED

More information

In this policy, the investment risk in the investment portfolio is borne by the policyholder. Type of Cover Basic Standard Enhanced

In this policy, the investment risk in the investment portfolio is borne by the policyholder. Type of Cover Basic Standard Enhanced The road to your financial goals has many twists, turns and probably a few unexpected roadblocks. You need a plan that balances your savings and protection needs with ease, along with the benefit of liquidity

More information

HEADSTART. CHILD ASSURE Unit Linked Life Insurance Plan. Ab Chotu Jo Chahe Woh Banega

HEADSTART. CHILD ASSURE Unit Linked Life Insurance Plan. Ab Chotu Jo Chahe Woh Banega HEADSTART CHILD ASSURE Unit Linked Life Insurance Plan Ab Chotu Jo Chahe Woh Banega KOTAK HEADSTART CHILD ASSURE Unit Linked Life Insurance Plan Your child is your joy, your pride and your world, and you

More information

retirement with confidence

retirement with confidence IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER With capital guarantee, you can now plan for your retirement with confidence In This Policy, The Investment

More information

UNCERTAIN TIMES NEED CERTAIN SOLUTIONS! Aegon Life Guaranteed Income Advantage Insurance Plan

UNCERTAIN TIMES NEED CERTAIN SOLUTIONS! Aegon Life Guaranteed Income Advantage Insurance Plan UNCERTAIN TIMES NEED CERTAIN SOLUTIONS! Aegon Life Guaranteed Income Advantage Insurance Plan INTRODUCTION In today s life, very few things come with guarantees. Life can be uncertain but your financial

More information

PREMIER PROTECTION PLAN

PREMIER PROTECTION PLAN SUD Life PREMIER PROTECTION PLAN Non Linked Non Participating Term Plan UIN-142N013V02 SUD Life Premier Protection Plan A TERM INSURANCE PLAN Your family's security is your prime responsibility. Today

More information

Save, Secure and Prosper. IndiaFirst Simple Benefit Plan (Non Linked Individual Participating Endowment Plan)

Save, Secure and Prosper. IndiaFirst Simple Benefit Plan (Non Linked Individual Participating Endowment Plan) Save, Secure and Prosper IndiaFirst Simple Benefit Plan (Non Linked Individual Participating Endowment Plan) Before You Start Reading Important Note IndiaFirst Simple Benefit Plan is referred to as the

More information

Income Tax Benefits to choose from two plan options

Income Tax Benefits to choose from two plan options www.sudlife.in Life has always been the way you wanted it to be. Even to the finest details, you know what you want. You live in today but are constantly shaping your future. Thinking ahead, you are the

More information

HDFC PENSION CHAMPION With Bumper Addition. Lead a life of respect and dignity. Even after retirement

HDFC PENSION CHAMPION With Bumper Addition. Lead a life of respect and dignity. Even after retirement HDFC PENSION CHAMPION With Bumper Addition Lead a life of respect and dignity. Even after retirement IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BYTHE POLICYHOLDER. HDFC Pension

More information

Reliance Life Insurance Money Multiplier Plan. Multiply your investment while securing your life

Reliance Life Insurance Money Multiplier Plan. Multiply your investment while securing your life Reliance Life Insurance Money Multiplier Plan Multiply your investment while securing your life Reliance Life Insurance Money Multiplier Plan You want to do everything you can to protect the people you

More information

14 ways to celebrate your retired life.

14 ways to celebrate your retired life. 14 ways to celebrate your retired life. Choose from 14 Annuity Options. SBI LIFE- A TRADITIONAL IMMEDIATE ANNUITY PLAN UIN: 111N083V01 Although change is the only constant in life some things should just

More information

Max Life Whole Life Super A Traditional Participating Whole Life Insurance Plan (UIN - 104N080V01)

Max Life Whole Life Super A Traditional Participating Whole Life Insurance Plan (UIN - 104N080V01) LIFE INSURANCE COVERAGE IS AVAILABLE IN THIS PRODUCT About Max Life Max Life Insurance, one of the leading life insurers, is a joint venture between Max India Ltd. and Mitsui Sumitomo Insurance Co. Ltd.

More information

Reliance Life Insurance Money Multiplier Plan

Reliance Life Insurance Money Multiplier Plan Mktg/Brochure/Version 1.0/November 2010 Reliance Life Insurance Money Multiplier Plan multiply your investment while securing your life TM Reliance Life Insurance Company Limited (Reg. No 121) Registered

More information

Set your wealth in motion. With one-time effort.

Set your wealth in motion. With one-time effort. Set your wealth in motion. With one-time effort. A unit linked plan that lets you enjoy the benefit of market returns by investing just once. IN THIS PLAN, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO

More information

EXTRA PROTECTION WHEN NEEDED MOST Aegon Life Future Protect Plus Insurance Plan A unit linked insurance plan

EXTRA PROTECTION WHEN NEEDED MOST Aegon Life Future Protect Plus Insurance Plan A unit linked insurance plan EXTRA PROTECTION WHEN NEEDED MOST Aegon Life Future Protect Plus Insurance Plan A unit linked insurance plan INTRODUCTION IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.

More information

Why settle for one benefit, when you can get lump sum at maturity and regular payouts too?

Why settle for one benefit, when you can get lump sum at maturity and regular payouts too? Life Insurance Why settle for one benefit, when you can get lump sum at maturity and regular payouts too? Bharti AXA Life Elite Advantage. A plan that offers Guaranteed Payouts# of 8.5% to 9.5% from the

More information

Reliance Super Five Plus

Reliance Super Five Plus Reliance Super Five Plus bonus for 10 years pay for only 5 years money back after 5 years Reliance Super Five Plus Reliance Super Five Plus is the key to all your financial needs. You get a desired lump

More information

With Small Investment... Get Protection Along With Happiness Invest in SBI Life CSC Saral Sanchay to gain benefits of both Life Insurance and Saving.

With Small Investment... Get Protection Along With Happiness Invest in SBI Life CSC Saral Sanchay to gain benefits of both Life Insurance and Saving. D GUARANTEE RATE # ly Conditions App ER ES T MI NIM UM INT #Refer to page 2 for details With Small Investment... Get Protection Along With Happiness Invest in SBI Life CSC Saral Sanchay to gain benefits

More information

Max Life Platinum Wealth Plan A Non Participating Unit Linked Insurance Plan UIN: 104L090V01

Max Life Platinum Wealth Plan A Non Participating Unit Linked Insurance Plan UIN: 104L090V01 Max Life Platinum Wealth Plan A Non Participating Unit Linked Insurance Plan UIN: 104L090V01 LIFE INSURANCE COVERAGE IS AVAILABLE IN THIS PRODUCT. IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT

More information

Non Participating Unit-Linked Plan Single Premium

Non Participating Unit-Linked Plan Single Premium Name of the Policyholder Address Dear Bajaj Allianz Life Insurance Company Limited Bajaj Allianz Fortune Gain Part A FORWARDING LETTER Sub: Issuance of the Policy under application for the life insurance

More information

HDFC PENSION SUPREME. With Bumper Addition. Lead a life of respect and dignity. Even after retirement

HDFC PENSION SUPREME. With Bumper Addition. Lead a life of respect and dignity. Even after retirement HDFC PENSION SUPREME With Bumper Addition Lead a life of respect and dignity. Even after retirement IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BYTHE POLICYHOLDER. HDFC Pension

More information

Birla Sun Life Insurance Children's Dream Plan. In this policy, the investment risk in investment portfolio is borne by the policyholder.

Birla Sun Life Insurance Children's Dream Plan. In this policy, the investment risk in investment portfolio is borne by the policyholder. In this policy, the investment risk in investment portfolio is borne by the policyholder. Your Child Your Dream When a child is born, a dream is born. And you as parents want to shape that dream and bring

More information

Celebrate being a part of the group

Celebrate being a part of the group IDBI Federal Termsurance Group Premium Return Insurance Plan Celebrate being a part of the group A life cover that protects your key relationships. THIS PRODUCT BROCHURE ONLY GIVES THE SALIENT FEATURES

More information

Aapki Zaroorat - Wealth Enhancement Edelweiss Tokio Life Single Pay Endowment Assurance Plan

Aapki Zaroorat - Wealth Enhancement Edelweiss Tokio Life Single Pay Endowment Assurance Plan Aapki Zaroorat - Wealth Enhancement Edelweiss Tokio Life Single Pay Endowment Assurance Plan Toll Free : 1800 2121212 Email : care@edelweisstokio.in @ Visit us at www.edelweisstokio.in Edelweiss Tokio

More information

Tata AIA Life Insurance Insta Wealth Plan

Tata AIA Life Insurance Insta Wealth Plan Tata AIA Life Insurance Insta Wealth Plan Tata AIA Life Insurance Insta Wealth Plan (A Non Linked Participating Endowment Assurance Plan) In today's fast paced life, we all like to keep things simple.

More information

Plan for your golden years with confidence

Plan for your golden years with confidence Plan for your golden years with confidence Birla Sun Life Insurance Dream Life Plan Freedom to plan for your Golden Years with confidence In this policy, investment risk in investment portfolio is borne

More information

Why settle for less when you can get more?

Why settle for less when you can get more? Future Generali Immediate Annuity Plan Why settle for less when you can get more? This is a Traditional Non-Participating Plan. Future Generali Immediate Annuity Plan is an individual pension plan. After

More information

Plan your retirement by choice and not by age

Plan your retirement by choice and not by age Plan your retirement by choice and not by age With assured benefits and flexibility to choose the maturity age HDFC LIFE PENSION SUPER PLUS A Unit Linked Pension Product Invest in your future IN THIS POLICY,

More information

Your family's happiness is priceless.

Your family's happiness is priceless. Your family's happiness is priceless. Happiness and security for our family are what all of us want. However, the uncertainties of life often worry us. The thought of unfortunate events befalling us may

More information

SUPERANNUATION. A Group Life Insurance

SUPERANNUATION. A Group Life Insurance SECURE RETURN SUPERANNUATION P L A N A Group Life Insurance KOTAK SECURE RETURN SUPERANNUATION PLAN (A Group Superannuation Plan) Kotak Life Insurance presents Kotak Secure Return Superannuation Plan which

More information

Build wealth for a brighter future, by investing just once.

Build wealth for a brighter future, by investing just once. Build wealth for a brighter future, by investing just once. KOTAK SINGLE INVEST ADVANTAGE A Single Premium Unit Linked Life Insurance Plan IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS

More information

I want my savings to be within my reach to fulfill my family s desires.

I want my savings to be within my reach to fulfill my family s desires. life insurance I want my savings to be within my reach to fulfill my family s desires. Child s Marriage Holiday Retirement Child s Education Bharti AXA Life Flexi Save A Plan that offers you the choice

More information

Reliance Life Insurance Guaranteed Money Back Plan

Reliance Life Insurance Guaranteed Money Back Plan Reliance Life Insurance Guaranteed Money Back Plan As you sow so shall you reap... Life Insurance = Protection + Money Back Reliance Life Insurance Guaranteed Money Back Plan is a Non-linked, Non-participating

More information

Max Life Guaranteed Lifetime Income Plan Pension (A Traditional Non Linked Non Participating Immediate Annuity Pension Plan) UIN: 104N076V01

Max Life Guaranteed Lifetime Income Plan Pension (A Traditional Non Linked Non Participating Immediate Annuity Pension Plan) UIN: 104N076V01 About Max Life Max Life Guaranteed Lifetime Income Plan Pension (A Traditional Non Linked Non Participating Immediate Annuity Pension Plan) UIN: 104N076V01 Max Life Insurance, one of the leading non-bank

More information

Max Life Term Plus Rider A Non Linked Rider UIN: 104B026V01

Max Life Term Plus Rider A Non Linked Rider UIN: 104B026V01 Max Life Term Plus Rider A Non Linked Rider UIN: 104B026V01 About Max Life Insurance Max Life Insurance, one of the leading life insurers, is a joint venture between Max India Ltd. and Mitsui Sumitomo

More information

lone time investment with Tax Benefits** th

lone time investment with Tax Benefits** th lweal creation along wi life coverage lone time investment wi Tax Benefits** lpartial Widrawal facility from 6 policy year onwards lpotential safeguard of funds near maturity wi Safety Switch Option lloyalty

More information

Why wait to live your dreams?

Why wait to live your dreams? Future Generali Secure Income Why wait to live your dreams? A money back life insurance plan that gives you the freedom to decide when you want your returns. Future Generali Secure Income is an insurance

More information

Tata AIA Life Insurance Freedom

Tata AIA Life Insurance Freedom Tata AIA Life Insurance Freedom Tata AIA Life Insurance Freedom (A Non Linked Participating Endowment Plan) With the rising life expectancy which is expected to stretch to late 70 s or early 80 s, it s

More information

How do I fulfill the little joys in my loved ones' lives?

How do I fulfill the little joys in my loved ones' lives? life insurance How do I fulfill the little joys in my loved ones' lives? Bharti AXA Life Monthly Income Plan+ A Plan that offers guaranteed* Monthly Income with the upside of nonguaranteed bonuses. *You

More information

Act once to secure a lifetime.

Act once to secure a lifetime. E-mail: contactus@dhflpramerica.com Visit www.dhflpramerica.com to know more about us and our products. GA+SP/B-ENG/FEB/14/V3 Act once to secure a lifetime. DHFL Pramerica Life Insurance Company Limited

More information

Future Gain A Unit-Linked Endowment Insurance Plan

Future Gain A Unit-Linked Endowment Insurance Plan A Unit-Linked Endowment Insurance Plan IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER The unit linked insurance products do not offer any liquidity during e first

More information

Pay less, get more insurance. Smart isn t it? Cheaper, faster, simpler life insurance. Available only online.

Pay less, get more insurance. Smart isn t it? Cheaper, faster, simpler life insurance. Available only online. Pay less, get more insurance. Smart isn t it? Cheaper, faster, simpler life insurance. Available only online. Insurance is about protecting your loved ones against an untimely loss. It is about securing

More information

Invest in your future

Invest in your future Invest in your future HDFC LIFE SINGLE PREMIUM PENSION SUPER A Unit Linked Single Premium Pension Plan IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Saving for

More information

Reliance Life Insurance Highest NAV Advantage Plan. Ab market ke utaar-chadhaav ki no tension

Reliance Life Insurance Highest NAV Advantage Plan. Ab market ke utaar-chadhaav ki no tension Reliance Life Insurance Highest NAV Advantage Plan Ab market ke utaar-chadhaav ki no tension They say "change is the only constant". When it comes to your life long investments, "uncertainty is the only

More information

Reliance Traditional Group Superannuation Plan. A step towards creating value for your employees

Reliance Traditional Group Superannuation Plan. A step towards creating value for your employees Reliance Traditional Group Superannuation Plan A step towards creating value for your employees Reliance Traditional Group Superannuation Plan A non-linked non-par variable fund-based group insurance plan

More information

Start small. Save big.

Start small. Save big. Start small. Save big. PRODUCT BROCHURE A long term savings plan with bonuses, guaranteed additions and insurance protection* *Terms and Conditions apply. Your life is full of responsibilities. As a responsible

More information

Reliance Life Insurance Pay Five Plan. Pay for just five years and get benefits for the entire policy term

Reliance Life Insurance Pay Five Plan. Pay for just five years and get benefits for the entire policy term Reliance Life Insurance Pay Five Plan Pay for just five years and get benefits for the entire policy term Reliance Life Insurance Pay Five Plan "In this policy, the investment risk in investment portfolio

More information

MAX NEW YORK LIFE INSURANCE

MAX NEW YORK LIFE INSURANCE I NEED LIQUIDITY AND LIMITED PAY OPTIONS. I WANT MY LIFE COVER TO KEEP PACE WITH INFLATION. I WANT TO RETIRE BY AGE 50. I M 40, I WANT TO INVEST FOR ONLY 10YRS. I WANT TO SAFEGUARD MY MONEY AGAINST MARKET

More information

Building wealth for your future goals now becomes easier

Building wealth for your future goals now becomes easier IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER Building wealth for your future goals now becomes easier This is a unit linked insurance plan. In this policy,

More information

Tata AIA Life Insurance Maha Raksha Supreme

Tata AIA Life Insurance Maha Raksha Supreme Tata AIA Life Insurance Maha Raksha Supreme Tata AIA Life Insurance Maha Raksha Supreme We all want to ensure that our loved ones are never short in terms of financial resources to live the life of their

More information