COMPANY FORMATION GUIDEBOOK

Transcription

1 COMPANY FORMATION GUIDEBOOK Provided by: MyNewCompany.com, Inc E. Warm Springs Rd. Suite B Las Vegas, NV Copyright MyNewCompany.com, Inc.

2 TABLE OF CONTENTS I. WHY INCORPORATE?...3 II. CHOOSING A LEGAL STRUCTURE...4 III. WHICH STATE TO CHOOSE...6 IV. WHY USE OUR INCORPORATION AND LLC FORMATION SERVICES?...7 V. FREQUENTLY ASKED QUESTIONS (FAQ s)...8 VI. COMPANY FORMATION CHECKLIST...9 VII. WHAT YOU NEED TO PLACE AN ORDER...10

3 I. WHY INCORPORATE? Incorporating or forming an LLC is a great first step in starting your business. Below we'll discuss some of the advantages of the corporation and the LLC. A Corporation Promote Yourself to CEO: The corporation is the most enduring form of business entity. Originally created hundreds of years ago as a way to protect shareholders in risky overseas ventures, corporations today are now formed by filing the necessary documents and fees with the Secretary of State. This creates a distinct legal entity that is separate from the shareholders. It's akin to creating a new "person" with its own name and social security number (called the FEIN or Federal Tax ID Number; which we can assist you in obtaining). Many people choose to incorporate to: 1) Reduce their personal liability a corporation properly formed and organized can shield the owners (shareholders) from liability for business debt or lawsuits against the company thus protecting their personal assets such as homes, cars, savings, etc. 2) Add Credibility to Their Business a corporation communicates permanence, prestige and credibility and also can make it easier to establish credit. 3) Reduce Taxes a corporation is able to deduct many expenses that a sole proprietorship or partnership cannot, including healthcare, entertainment and travel expenses. Also, pension or retirement plans can be grown more effectively in a corporate structure. 4) To raise money easier via the sale of stock and also transfer ownership easily via the transfer or sale of stock. 5) Build Business Credit a corporation, being a separate entity, can establish a new and separate credit profile that is distinct from your personal credit profile. This means that although you may have poor personal credit, you can structure your new business in a manner that allows you to build a pristine credit profile for your company, allowing you to receive loans, credit cards, lines of credit, etc. that you would not be able to obtain as an individual (and often at better interest rates). These are just some of the many reasons why the corporation is the entity of choice for not only the largest companies on the planet, but some of the most successful small businesses in the world. Corporations are also easily modified as your company grows or changes. Once the corporation is formed, you can "amend" the Articles of Incorporation to change the name, the directors, the amount of shares authorized, etc. Many corporations like Dell and EarthLink started out as very simple corporations which were modified as the company grew and became more complex. Although it sounds like a complex decision, a corporation can also be dissolved almost as easily as it is created (assuming there is no outstanding debt) by filing dissolution papers with the State, returning any money to the shareholders and notifying the IRS. A Limited Liability Company (LLC) The User Friendly Entity The LLC is a relatively new form of business entity (originally created in Wyoming in the 1970's) that is now recognized in all 50 States and D.C. It provides many of the benefits of a corporation (limited liability, separate entity, etc.), without the extra work of issuing/tracking stock, holding formal board and shareholder meetings and writing numerous resolutions and minutes. Many people choose to form an LLC to: 1) Reduce their personal liability like a corporation, an LLC is a separate entity that can help shield the owners (members) from business debt and lawsuits. 2) Add credibility the addition of the "LLC" ending on a business name communicates permanence and credibility; it also indicates that the company is officially registered at the State level whereas a sole proprietorship or partnership is usually only registered at the city or county level. 3) Prevent disputes between partners an LLC whose members have adopted an Operating Agreement (our LLC Formation Service includes a personalized Operating Agreement) have agreed in writing to resolve disputes, have procedures for adding/removing a member plus methods for resolving other internal company matters like ownership, distribution of profits, etc. 4) Easy management the compliance requirements for an LLC are much less formal when compared to a corporation or an "S corporation". The LLC, though taxed in virtually the same manner as an "S corporation" (income/loss is added to the member(s) personal tax returns), has fewer restrictions like no US residency requirements and no limit on the number of members. 5) Protect their 1 Person company many 1 person businesses will be pleased to know that all 50 States now recognize the 1 Person LLC. This is beneficial because a 1 Person LLC is taxed the same as a sole proprietorship but still retains the liability protection and permanence of a separate entity along with the benefits we've listed above. The 1 Person LLC is a great alternative to the sole proprietorship and can also grow to add additional members in the future. 6) Build Business Credit an LLC, being a separate entity, can establish a new and separate credit profile that is distinct from your personal credit profile. This means that although you may have poor personal credit, you can structure your new business in a manner that allows you to build a pristine credit profile for your company, allowing you to receive loans, credit cards, lines of credit, etc. that you would not be able to obtain as an individual (and often at better interest rates). Because of their easy management and taxation structure, LLC's have quickly surpassed Corporations as the business entity of choice for many small business startups.

4 II. CHOOSING A LEGAL STRUCTURE When deciding on the legal structure of your new company, you have four choices: Sole Proprietor/ Partnership, C Corporation, S Corporation and Limited Liability Company. Descriptions of each of these choices along with pros and cons of each choice follow below. 1. DBA (SOLE PROPRIETORSHIP/ PARTNERSHIP) A DBA (also known as a "sole proprietorship", "Doing Business As", or a "Fictitious Name") is a business that is not separate from its owner, merely a different name that the business owner operates under. The owner is personally liable for the company and its debt; all income is added on the owner(s) personal tax returns (pass through taxation). If there is more than 1 owner, than the business is classified as a "partnership". PROS: Easy to setup, easy to maintain. CONS: Owners are personally liable for the company and its debt (you could lose your house, cars, personal assets, etc.) in a lawsuit. Usually not recognized at the State level, only in your city/county. No corporate prestige of having the "Inc." or "LLC" attached to your name. LLC's have primarily replaced DBA's as the entity of choice for even the smallest businesses. The Lowdown: The simplest type of entity to set up and run. Usually less expensive than a Corporation or LLC. Offers no liability protection. Usually a county level (rather than state level) filing. 2. REGULAR CORPORATION (C CORPORATION) A corporation is a separate legal entity that can shield the owners from personal liability and company debt. As a separate entity, it can buy real estate, enter into contracts, sue and be sued completely separately from its owners. Also, money can be raised easier via the sale of stock; its ownership can be transferred via the transfer of stock; the duration of the corporation is perpetual (the business can continue regardless of ownership); and the tax advantages can be considerable (i.e. you are able to deduct many business expenses, healthcare programs, etc. that other legal entities are not). Income is reported completely separate via a tax return for the corporation. A corporation is set up in this structure: Shareholders own the stock of the corporation. Shareholders elect Directors (known as the "Board of Directors"). Directors appoint Officers (President, Secretary, Treasurer, etc.). Officers run the company (day to day operations). In many cases (especially during the startup phase), you will be the 100% owner of the stock, therefore you elect the directors (usually yourself) and then appoint yourself as an officer (or all the officers: CEO, Treasurer, Secretary). The rules for operating your corporation are set in what are called Corporate Bylaws. This document sets the rules for the company and can be modified as the business grows and changes. Our Corporation Formation service includes a fully personalized set of Corporate Bylaws for your State (as well as an editable copy in Microsoft Word format) for you to modify as the company grows and changes. Operating a corporation involves at the minimum holding a yearly Directors and Shareholders meeting (the location is determined by you and the expenses are deductible), keeping written minutes of major company decisions and maintaining general corporate compliance as dictated by the Corporate Bylaws. PROS: The oldest, most successful and most prestigious type of business entity; provides personal liability protection; conveys permanence, can reduce taxes (lower tax rate on retained profits, items like healthcare, travel and entertainment are deductible). CONS: More expensive to set up than a sole proprietorship or partnership; more paperwork and formality required than an LLC (holding Shareholder/Board meetings, keeping minutes and resolutions). The Lowdown: Though more complicated to run and manage than the LLC, the Corporation is still the oldest and most prestigious form of entity. C Corporations are taxed at a lower rate on profits and are able to deduct items like healthcare, travel, entertainment, etc. that LLC's and S Corporations cannot. More complicated tax and management issues than an "S Corporation".

5 3. S CORPORATION After a corporation has been formed, it may elect "S Corporation Status" by adopting an appropriate resolution and completing and submitting a form to the Internal Revenue Service (some states require their own version). Once this filing is complete, the corporation is taxed like a partnership or sole proprietorship rather than a corporation. Thus, the income is "passed through" to the shareholders for purposes of computing tax returns. Most new small corporations elect S Corporation Status (90%+) so profits and losses can be added to the shareholders' personal tax returns without having to pay taxes on profits once, then again when they are given back to the shareholders as income (dividends). This is known as "double taxation" and is the reason why S Corporations were created. An S Corporation can also revert back to regular Corporation status fairly easily. There are some limitations on S Corporations: they cannot deduct some expenses like health insurance, travel, entertainment, etc. that normal corporations can. Also, they are restricted to 75 shareholders or fewer and those shareholders must be U.S. Citizens. PROS: Prestige of the corporation without the double taxation. Ideal for "1 person corporations". CONS: More expensive to setup than a DBA; more paperwork and formality required than an LLC (holding Shareholder/Board meetings, keeping minutes and resolutions). The Lowdown: Though taxed in a similar manner to LLC's, still requires the corporate formalities of a regular corporation (holding Board meetings, keeping minutes and resolutions) 4. LIMITED LIABILITY COMPANY (LLC) A Limited Liability Company can be best described as a hybrid between a corporation and a partnership. It provides easy management and "pass through" taxation (profits and losses are added to the owner(s) personal tax returns) like a Sole Proprietorship/Partnership, with the liability protection of a Corporation. It's a relatively new form of business created about 20 years ago and now recognized in all 50 States and D.C. Like a corporation, it is a separate legal entity; unlike a corporation, there is no stock and there are fewer formalities. The owners of an LLC are called "Members" instead of "Shareholders". So in essence, it's a like a corporation, with less complicated taxation and stock formalities. The heart of a Limited Liability Company is known as the "Operating Agreement". This document sets the rules for operating the company and can be modified as the business grows and changes. Our LLC Formation service includes a fully personalized Operating Agreement (as well as an editable copy in Microsoft Word format) for you to modify as the company changes. Operating an LLC is less formal than a corporation, usually only requiring an Annual Members' Meeting and Members' agreeing to changes of the Operating Agreement and other major company decisions.. PROS: Provides the liability protection of a corporation without the corporate formalities (Board meetings, Shareholder meetings, minutes, etc.) and extra levels of management (Shareholders, Directors, Officers). Taxed the same as a sole proprietorship (1 Member LLC) or partnership (2 or more Members). CONS: Usually more expensive to form than a DBA, requires more paperwork and formal behavior. The Lowdown: The Entity of Choice for 1 5 person startups, has recently surpassed corporations in popularity. Easy management and limited compliance requirements have made the LLC the user friendly solution for small business.

6 III. WHICH STATE TO CHOOSE One of the unique features of incorporating or forming an LLC (as opposed to filing a DBA) is that you do not necessarily have to form the company in the State where you do business. When deciding on which State to incorporate in, there are basically 2 choices: 1. Your Home State 2. Delaware, Nevada or Wyoming Your Home State For the majority of small businesses, incorporating or forming an LLC in your home state is usually the easiest and least expensive option. This is because virtually every state has laws that require you to "re register" a Delaware or Nevada company in the state where it is actually doing business. For example, if you form a Nevada corporation but your physical business is located in Colorado, the state of Colorado will want you to "re register" as what's called a "foreign corporation" (a company that was not originally incorporated in Colorado). This is especially true if you intend to get a bank account and business license or rent office space in your home state. In this situation, we can assist with the necessary Foreign Qualification to authorize the out of state company to do business in your home state. In most cases, registering as a "foreign corporation" or LLC will subject you to all the same taxes and fees as an in state company. So you will probably have not avoided any taxes or fees, plus there is the added expense of registering as a "foreign corporation" in your home state and any annual fees in both states. This is not to say there are not valid reasons for choosing another State, we just like our potential clients to be aware of the additional steps required when choosing a State outside of their home State. Further discussion with your attorney or other advisor is recommended. Delaware, Nevada or Wyoming Delaware is where most large corporations (Fortune 500, Nasdaq, etc.) are incorporated. The reason for this is that Delaware's body of law is more business oriented and they have a large and advanced business court system to handle complex legal litigation. It is the State of choice for both large corporations, foreign corporations and many fast growing or high potential companies. Nevada has recently exploded in popularity for both large and small businesses. This is due to Nevada's very pro business climate, low tax mentality and the lack of an information sharing agreement with the IRS (all other States share company information with the IRS). Also, shareholders in Nevada corporations are not public knowledge (though Officers/Directors and Members of LLC's are). Despite what you may have heard on radio and TV commercials touting the benefits of a Nevada corporation or LLC, many of those companies are encouraging business owners to engage in a sort of scheme that basically attempts to "trick" the home state and IRS into believing that the company is really operating in Nevada when, in fact, it is not. They encourage a business to utilize things like Nevada forwarding addresses, phone lines and bank accounts to accomplish this. This is not something we recommend for obvious reasons. There are legitimate ways to obtain "nexus" for your company in Nevada, but we highly recommend further discussion with your attorney in this matter. Wyoming also has a very business friendly climate and features some benefits compared to a Nevada entity including lower filing fees, bearer shares, and more. Common Reasons for Choosing Delaware, Wyoming or Nevada Prestige: a Nevada or Delaware entity is the chosen business entity of the largest, most successful and fastest growing companies in the world. Protection: predatory consumers or lawyers who attempt to threaten companies may be more hesitant to deal with a Nevada, Wyoming or Delaware company knowing that the body of law protecting the company may be more business friendly and protect the owners/shareholders more effectively. Also the identity of the company owners may be more difficult to ascertain. Convenience: in some cases, a business may find itself moving from State to State or having partners all over the country. In this case, some businesses find it easier to simply use a Nevada, Wyoming or Delaware entity as a sort of "headquarters" that maintains the company while it moves or expands to other States. This can be easier than continuously creating and dissolving in state companies (and changing Tax ID Numbers, Registered Agent addresses, losing company credit profiles, etc.) High Growth or High Risk Company: if your company is fast growing or engaged in a risky industry (such as fireworks or children's toys), then Nevada, Wyoming or Delaware may provide the liability protection you need. Also, if your company is fast growing, choosing Nevada or Delaware now may prevent you from needing to inevitably re incorporate there in the future when your company needs to go public or receive venture funding, etc. Holding Property or Independent Contractor: A client who simply needs an entity and a bank account to purchase or hold property, accept payments as a contractor or receive investment money will form a Delaware, Nevada or Wyoming company for this purpose since they are really not "operating a business" in their home State. In fact, many of our clients simply form the company and leave it "on the shelf" until they are ready to engage in business.

7 IV. WHY USE OUR INCORPORATION AND LLC FORMATION SERVICES? 1. Complete Incorporation and LLC Formation Packages Other services will only file the incorporation or LLC papers and leave it up to you to figure out how to setup your corporation, hold the organizational meetings and sign the appropriate documents and waivers. Most of those $49 and $99 Packages are just that: the name search and filing the papers. This does little good as your corporation is almost useless without being organized properly: stock issued, Bylaws adopted (Operating Agreement for an LLC) etc. In fact, a corporation or LLC that has not performed the necessary after formation procedures will likely not be considered a separate entity by law and will expose you to personal liability (and thus cancel many of the benefits of incorporating in the first place). Our Corporation Formation and LLC Formation Services include searching your name choice for availability and the preparation and filing the paperwork with the state of your choice. Then, once your filing is complete, we will provide you with complete personalized Corporate Bylaws (or Operating Agreement if an LLC), corporate documents and necessary meeting minutes "ready for signature". 2. Step by Step Checklist of things to do After Forming the Company Other services assume that you know how to hold the appropriate meetings, adopt the Bylaws, issue stock and the like. Our experience is that most people don't know these formalities. Even if you order a Corporate or LLC Kit from a company that includes these forms and meetings, they are blank and there are no instructions; we include personalized forms with your company name, directors, officers and step by step instructions. Finally our Checklist details and helps you properly organize things like opening a bank account, getting a business license, State Tax ID, etc. 3. Truly the Lowest Prices For what our service includes, our prices can't be matched. See why our prices are so low by visiting this page: so low.htm.a lawyer would charge you approximately $800 $1,200 for the same package. Our Corpation and LLC Formation Services start at just $79 + State Fees. This fee includes searching for name availability, filing of your paperwork, the State specific Startup Checklist, the Organizational Meeting minutes, the personalized Bylaws (or Operating Agreement), Notice of Waivers, Yearly Meeting Minutes, our Free Corporate/LLC Handbook and FREE First Class Shipping. Most services charge from $75 $130 to file your paperwork ONLY. They then add on anywhere from $9 $15 for Standard First Class Shipping. A side by side comparison of our services & the competition is on this page: 4. No Hidden Fees Compare the total price! Other services include various "correspondent" and "handling" fees disguised as a state fee (we only charge the actual state fee). Some will charge you to be your own Registered Agent (we don't). Be sure to compare what our state fee is and what their "state fee" is, sometimes the difference is considerable. 5. Personal Service and Verified Credentials We're available by phone and e mail ( ) Monday Friday, 9am to 5pm Pacific. We are BBB Honor Roll Members, Las Vegas Chamber of Commerce Members and have an authenticated SSL Certificate from GeoTrust for secure online ordering. To verify these credentials visit this page: More importantly, we are fast and friendly most of our s are answered within minutes, we actually answer our phone and if we are busy, voic s are returned usually within minutes (during business hours). 6. Experience Most importantly, we have incorporated thousands of companies and LLC's nationwide since When you choose us, you can rest assured your new company will be formed correctly. If for some reason your filing is rejected (this is rare), we will correct it until it is accepted. 7. Service in all 50 States and D.C. We can file in any state and we actually have experience with every state (unlike some of our competitors). In most states we have filed hundreds of companies % Satisfaction Guarantee To read about our 100% Satisfaction Guarantee visit this page: minute Online Ordering Simple online ordering with automatic confirmation, status updates and notifications of filing status changes. 10. Free Handbooks with Every Formation Order Each corporation or LLC order includes access to a free handbook that details virtually everything you'll need to know about starting, managing and even changing or closing your company. None of our competitors provide this.

8 V. FREQUENTLY ASKED QUESTIONS (FAQ s) What is incorporating or forming an LLC? When starting a business, you must choose which type of legal entity to form. Two of the most popular are "incorporating" which means forming a corporation and "forming an LLC" which means the creation of a new limited liability company. Can I form a 1 person Corporation or LLC? Absolutely. All 50 states and DC recognize 1 person Corporations and LLC's. Many of our clients are "1 person" companies. Why are your prices so low? We've managed to automate many aspects of our service including order forms, tracking, form preparation, etc. and that allows us to charge much less than the competition. Also, utilizing extensive FAQ's and self help resources on the site, our clients are able to answer many of their own questions which allows us to concentrate on providing our service. How do I know if I can trust your company? You can view our unsurpassed and verifiable credentials here: You can view our customer testimonials here: You can verify our Better Business Bureau membership here: You can view why our prices are so low here: so low.htm. You can contact us anytime here: How much does it cost to form a Corporation or LLC? View our online calculator that will give you the exact cost of forming a corporation or LLC in any state here: or simply click the "Price Quote and Order Online" button on our home page. What is a Corporate/ LLC Kit and do I need one? All Corporations and LLCs are required to maintain a "corporate minute book" that holds things like the formation paperwork, licenses, resolutions and meeting minutes. It is one of the first things requested when your company is audited or being sold. A company may make their own but most simply buy one when the company is formed. Our Corporate or LLC Kit includes a 3 ring binder with slipcase, dividers, 20 Stock or Member Certificates, a Corporate/ LLC Seal, a Stock/ Member Transfer Ledger and comes with the company name embossed on the outside of the binder as well as imprinted in the Seal. It can be ordered when you use our formation services: You can also order a Corporate Kit by itself here: How is a Corporation taxed? A regular corporation is taxed by the Federal Government on profits, and again when those profits are given to the shareholders as "dividends". This is known as double taxation (the same money is taxed twice). Corporations file a separate tax return called form Some states also tax a corporation's profits or apply a "franchise tax" to the company for the privilege of doing business in the state. "S Corporations" avoid double taxation by adding any profits to the shareholders' personal tax returns. For example, if your company made $1000 in profit last year, instead of paying Federal tax on that money, you would simply add it to your personal 1040 tax return (assuming you were the only shareholder, otherwise, the $1000 would be split up among the other shareholders). "S Corporations" file form 1120S but do not pay Federal tax. Some states also tax an S Corporation's profits or apply a "franchise tax" to the company for the privilege of doing business in the state, but most follow the Federal treatment and allow the income to be reported on the shareholders' personal tax returns. How is an LLC taxed? A single member LLC is taxed like a sole proprietorship. This means that they pay a "self employment" tax and simply add any income onto their 1040 personal tax return. An LLC with 2 or more members is taxed like a partnership where each partner adds their portion of income onto their 1040 personal tax returns. The LLC must also file an informational return showing all the members and their income on form An interesting aspect of an LLC is that it can file a form with the IRS and elect to be taxed like a corporation. However, this is very rare for small businesses. I would like to buy real estate with my LLC, does this affect which state I should choose? If you are buying real estate in a state other than where the LLC is formed, then that state may require you to be authorized to transact business before purchasing real estate. However, in many states, the ownership and purchase of real estate does not constitute the transaction of business. It's best to check with the Secretary of State in the state where you are going to purchase the real estate to find out for sure. Can you help me after I've used your service? Absolutely. Though we can't offer financial, legal or tax advice, we can help you with questions you may have concerning your new entity. Also, we offer dozens of products and services for the new business startup (including Additional Corporate Filings such as Amendments, Dissolutions, etc.), which you can view here:

9 VI. COMPANY FORMATION CHECKLIST 1. Business Idea: The first step in starting a business is having the right business idea. Every successful business or enterprise starts as a simple idea, a solution to a problem or a dream in someone's head. There are 3 main sources for good business startup ideas: A New Business Idea Building a Business on Your Existing Skills Buy a Franchise or Existing Business (someone else's idea) There is more information on business ideas at: 2. Business Plan: If you know your business idea is sound, the next step is to prepare some sort of business plan. Truth be told, most small businesses are started without any type of plan. Some of the greatest businesses in the world were started on a cocktail napkin. However, this is not the course we recommend, especially if you intend to receive a small business loan or other funding in the future. To get an overall idea of the Business Planning process, you can visit the Small Business Administration's (SBA) site dedicated to Business Plans. Don't underestimate the power of a good business plan. It forces you to check your assumptions and can help guide you through the difficult startup phase of your business. There are 3 basic types of business plans: A Simple Business Plan A Comprehensive Business Plan (done via book, web or software) A Professionally Written Business Plan To explore the types of business plan visit this page: 3. Finding the Money: Finding the money to fund your new company (or an existing company) can be an interesting experience. A good business plan can help you determine how much money you need to get started. Truthfully, most new businesses are started with the owner's own cash, credit cards, friends and family, etc. without any type of plan whatsoever. However, we've detailed some methods for you to find the money for your new company. We've broken down the sources of finding money to 3 areas: "Bootstrapping" Small Business Administration or Bank Loans Venture Capital or Angel Investors For detailed information on funding visit this page: 4. Business Identity: Few things are as important in business as the manner in which your business is perceived. That's why we strongly believe in an effective business identity. A business identity consists of not only a good name, logo, business cards and letterhead, but also includes things like how you market your services and how you deal with your clients. We have extensive information and resources on business identity available on this page: 5. Choose a Legal Structure: You will want to decide whether to form a Sole Proprietorship/ Partnership, Corporation of LLC. We provide information on the pros and cons for each of these choices in Section II of this guidebook. 6. Place an order! Our online ordering system is simple, fast and secure! Visit this page: to place an order online 24/7. Once you place your order you will receive an automatic confirmation with your order details for review.

10 VII. WHAT YOU NEED TO PLACE AN ORDER To place an order for our services ( our order page is here: we will need the following information: 1. Name choices for your company (a primary choice and an alternate). If you do not have an alternate choice just write call if unavailable in the alternate name choice field 2. Shipping Address where we will send your package. NOTE: FedEx cannot deliver to P.O. Boxes, if you are selecting FedEx delivery please provide a physical address 3. Business address (where the business will be operated a home address is acceptable) 4. Registered Agent Name and Address (the Registered Agent is the official contact point for the state this must be a physical address, not a P.O. Box) 5. Names and Addresses of the owners of the company. If you have more than 3 owners just list the additional owners names and addresses in the comments section of the order form THANK YOU FOR YOUR INTEREST IN MYNEWCOMPANY.COM, INC. WE WOULD LIKE TO OFFER YOU A 5% DISCOUNT ON OUR FORMATION SERVICES!! JUST ENTER THE OFFER CODE MNC10 IN THE OFFER CODE SECTION ON STEP 5 WHEN PLACING YOUR ORDER. BE SURE TO CLICK THE APPLY OFFER CODE LINK NEXT TO THE OFFER CODE BOX TO APPLY THIS DISCOUNT. DISCLAIMER: MyNewCompany.com, Inc. is a service company and CANNOT provide tax, financial or legal advice. Copyright MyNewCompany.com, Inc., All Rights Reserved.