In a business climate that is volatile and uncertain, we at Coface know that trading safely and successfully is uppermost in your mind.

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1 Credit Insurance solutions Enabling companies to develop in a safer environment

2 Credit Insurance solutions to protect your trading risks In a business climate that is volatile and uncertain, we at Coface know that trading safely and successfully is uppermost in your mind. Our range of flexible credit insurance policies provides you with a choice depending on: The size of your business The degree of security from bad debt that you require The countries in which you would like protection The trading risks you would like to mitigate the Coface offer - credit insurance products to meet your requirements Premier Trader Straightforward protection at a fixed premium Medium / 10m - / 100m Global Solutions Full range of services for multinationals Small < / 10m Open Trader Whole turnover cover Top Trader Select cover for key customers Large > / 100m protection TOPLINER single buyer trade credit insurance political risk Premier Trader The automatic choice for small and medium sized businesses Premier Trader has been developed to help small and medium sized enterprises deal with the unnecessary cost and inconvenience of non-payment, customer insolvency and country risk that can cause damage to the cash flow and financial stability of the business. Premier Trader provides straightforward credit protection and efficient credit management with the minimum of fuss, providing you with the reassurance needed to facilitate your company s growth. Premier Trader covers domestic and export trade and includes debt collection. Open Trader The natural choice for complete domestic and international cover If you are looking for an agreed level of cover on all your customers and your overall turnover, our Open Trader Policy is ideal for your business. It provides comprehensive cover against the risk of non-payment for your domestic and overseas sales. Priced on an all-inclusive basis, Open Trader is a whole turnover policy. Open Trader also includes the use of our worldwide debt collection services. Top Trader Select cover for your key customers If you derive a large proportion of your revenue from a select number of customers, Top Trader provides you with protection against the risk of customer insolvency within the UK and overseas. Top Trader provides essential protection against key risks and flexible cover that you control with online credit limit management. You pay only for the cover that you need to suit your credit management requirements and budget.

3 Single Buyer Policy A straightforward credit insurance policy for a key single customer The credit insurance provided by our Single Buyer Policy helps you avoid the risks associated with the non-payment of one single customer; a customer who may represent a large share of your sales and revenue. The Policy ensures a more predictable cash flow in the event of the protracted default or failure of this key customer therefore allowing you to grow your business with confidence. Coface Global Solutions Trade risk cover for multinational business Coface Global Solutions (CGS) serves multinational companies. We offer the highest standards of service and dedication and our experience in international trade enables us to tailor the product to your individual needs. Many of the world s largest companies already insure with Coface thanks to our unparalleled global network providing: A global view and customised approach Global quality standards across our complete organisation A globally aligned organisation serving local needs A global approach based on in-depth local knowledge A Dashboard providing a worldwide overview by client, risk level or country assessment Political Risk Insurance Increasing economic globalisation has presented companies and financial institutions with new challenges, opportunities and uncertainties Political Risk cover provides unrivalled global coverage and local expertise resulting in specialist protection. Coface s dedicated Political Risk team offers a broad range of trade credit and political risk capability - focused on export single risk, political risks, multinational credit insurance and nonstandard insurance linked to underlying trade finance. Topliner Non cancellable supplementary cover available online TopLiner offers a flexible, transparent and quick solution for existing Coface clients looking to cover additional risk as part of their commercial development. The policy provides additional protection against the risk of overdue payments from buyers, based on a price that is adapted to the risk. Because you determine the amount and the duration of cover (up to 90 days) you require, TopLiner gives you the added flexibility needed in times of an unstable economic environment.

4 YOUR GLOBAL PARTNER Coface s unique offer for exporters Export Trade Credit Insurance in over 200 countries Coface s ability to write and fund limits in overseas markets is unparalleled With 350 underwriters located in 44 centres worldwide and specialising in specific business sectors, we are able to provide you with the insurance cover you need to protect you from bad debt and customer insolvency. Protection that is vital to secure your cash flow and your business growth overseas. Credit Management Services Worldwide Our broader credit management service offer for businesses operating in overseas markets is unique We can provide business information reports and access to credit opinions and scores on over 55 million companies worldwide, helping you to be more informed about your trading risks. Regularly assessing the creditworthiness of your customers and trading partners is critical to trading safely. We also offer international debt collection services, providing flexible, scalable debt recovery solutions to tackle late payment, maximise cash flow, reduce debtor days and improve customer relations. Coface enables companies to develop in a safer environment Coface s mission is to guide and protect companies to enable their development in a safer environment. For Coface, a credit insurer protects companies against customer insolvency. In fulfilling this mission, we make use of fundamental data for identifying and understanding particular risks, suggesting suitable insurance coverage, and lastly paying out claims. Founded in 1946, Coface has been supporting the development of international trade for over 60 years. Coface is a trade risk expert and worldwide leader in credit insurance. With 4,400 employees, 35,000 credit insurance clients and rated by Fitch and Moody s, Coface offers financial strength, stability and peace of mind.* *For the up-to-date ratings check our website at

5 COFANET Coface s user-friendly online credit management tool Cofanet is our sophisticated, highly secure webbased policy management service, providing our clients and brokers with access to Coface s comprehensive underwriting systems allowing credit limits to be managed in the most timeefficient way. It provides you with the freedom and flexibility to manage your customer and supplier portfolios, both domestic and overseas. With Cofanet, you can: Apply for credit limits on new customers and monitor your current credit limit portfolio Make modifications to, and cancel existing customers credit limits Monitor the balance between cover and premium and adjust the cover to accomodate new credit limit requests Send messages to our underwriters Customise a portfolio of credit limits by country, company, date or status to create effective management reports Obtain a real-time snapshot of the distribution of credit risk in your portfolio according to the existing credit opinion and score of each customer Submit overdue and claims information

6 Contact us If you would like to contact us with a general enquiry regarding our products and services, you can do so by phone: in the UK in the Republic of Ireland Coface in the UK and Republic of Ireland Watford Egale 1 80 St Albans Road Watford Hertfordshire WD17 1RP Dublin Office Suite 5 Adelphi House UPPER Georges Street Dun Laoghaire Co. Dublin Coface is authorised in France by the Autorité de Contrôle Prudentiel. In the UK Coface is subject to limited regulation by the Financial Conduct Authority and in Ireland Coface is regulated by the Central Bank of Ireland. CIO613