Transaction costs (buy/sell spreads)

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Transaction costs (buy/sell spreads)"

Transcription

1 Transaction costs (buy/sell spreads) spreads) Effective from September 2015 Transaction costs, including brokerage, stamp duty, settlement and other costs, are incurred by a fund when buying and selling fund assets. Transaction costs are recovered by what is called a buy/sell spread (the difference between the issue or withdrawal price of a unit and the unit price), which is based on an estimate of those costs. Buy/sell spreads are designed to protect investors by ensuring that the expense of buying and selling assets is borne by those who invest in or withdraw from a fund. Depending on the fund, the current 'buy' or 'sell' spread varies from 0% to 0.50%. This amount is an additional cost to you reflected in the unit price at the time you apply for units or when you withdraw from the fund and is not charged separately. For example, for every $1,000 that you invest in OnePath Managed Growth, the 'buy' spread is currently 0.07% (or $0.70). This amount is reflected in the 'buy' (issue) price at the time of your investment in the fund. As transaction costs may change, the buy/sell spread may also change without prior notice. Click the product you are interested in below and it will take you to the relevant section: OneAnswer Investment Portfolio (Including Frontier) 2 OneAnswer Personal Super (Including Frontier) 4 OneAnswer Pension (Including Frontier) 6 OneAnswer Term Allocated Pension 9 Integra Allocated Pension 10 Integra Super 11 Corporate Super 12 Investment Savings Bond 14 OnePath Retail trusts 14 OnePath Wholesale trusts 14 OnePath Wholesale life funds 15 Future Plans and Pooled Investment Plan 15 Allocated Annuity 15 Deferred Annuity 16 DIY Super Investments 16 OptiMix Trusts 16 OptiMix Wholesale Trusts 17 OptiMix Superannuation 17 OptiMix Allocated Pension 17 OptiMix Term Allocated Pension 18 If you are invested in the OnePath Capital Guaranteed Fund, please note that transaction cost factors do not apply.

2 OneAnswer Investment Portfolio (Including Frontier) AMP Capital Enhanced Yield (Suspended) AMP Capital Responsible Investment Leaders Australian Shares AMP Capital Responsible Investment Leaders International Shares ANZ Flexible Term Deposit Fund (Closed) ANZ Cash Advantage Arrowstreet Global Equity (Hedged) Ausbil Australian Emerging Leaders Bennelong Australian Equities Bentham Global Income BlackRock Balanced BlackRock Scientific Australian Equity BlackRock Scientific Diversified Growth BlackRock Scientific International Equity BT Core Australian Shares BT Smaller Companies Capital International Global Equities (Hedged) Challenger Howard Mortgages (Suspended) Colonial First State Global Credit Income Colonial First State Imputation Fidelity Australian Equities Goldman Sachs Income Plus Investors Mutual Australian Shares Kapstream Absolute Return Income Legg Mason Global Multi Sector Bond Legg Mason Global Value Equity Trust Magellan Global Fund Merlon Australian Share Income MFS Global Equity OnePath Active Growth OnePath Alternatives Growth OnePath Blue Chip Imputation OnePath Capital Stable * OnePath Conservative OnePath Diversified Fixed Interest OnePath Diversified High Yield OnePath Global Emerging Markets Shares OnePath Global Property Securities OnePath Global Shares

3 OneAnswer Investment Portfolio (Including Frontier) OnePath High Growth OnePath Income Plus (Suspended) OnePath Mortgage Trust No. 2 (Suspended) OnePath Property Securities OnePath Protected AUS OnePath Select Leaders OnePath Sustainable Investments-Australian Shares OnePath Tax Effective Income OptiMix Australian Shares OptiMix Enhanced Cash (Closed) OptiMix Geared Australian Shares OptiMix Global Emerging Markets Shares OptiMix Global Shares OptiMix Global Smaller Companies Shares Perennial Growth Shares Perennial Value Shares Perpetual Australian Shares Perpetual Balanced Growth Perpetual Conservative Growth Platinum Asia Platinum International RARE Infrastructure Value SG Hiscock Property Schroder Australian Equity Schroder Balanced Schroder Fixed Income Schroder Real Return T. Rowe Price Global Equity UBS Balanced UBS Defensive UBS Diversified Fixed Income Vanguard Australian Shares Index Vanguard Balanced Index Vanguard Conservative Index

4 OneAnswer Investment Portfolio (Including Frontier) Vanguard Growth Index Vanguard High Growth Index Vanguard Index Diversified Bond Vanguard International Shares Index Vanguard International Shares Index (Hedged) Vanguard Property Securities Index Walter Scott Global Equity Fund (Hedged) Zurich Investments Global Thematic Shares * This fund is not available on OneAnswer Frontier This fund is available on OneAnswer Frontier only. OneAnswer Personal Super (Including Frontier) AMP Capital Enhanced Yield (Suspended) AMP Capital Equity (Closed) AMP Capital Responsible Investment Leaders Australian Shares AMP Capital Responsible Investment Leaders International Shares ANZ Flexible Term Deposit Fund (Closed) ANZ Cash Advantage Arrowstreet Global Equity (Hedged) Ausbil Australian Emerging Leaders Bennelong Australian Equities Bentham Global Income BlackRock Balanced BlackRock Scientific Australian Equity BlackRock Scientific Diversified Growth BlackRock Scientific International Equity BT Core Australian Shares BT Smaller Companies Capital International Global Equities (Hedged) Challenger Howard Mortgages (Suspended) Colonial First State Global Credit Income Colonial First State Imputation Fidelity Australian Equities Goldman Sachs Income Plus Investors Mutual Australian Shares Kapstream Absolute Return Income Legg Mason Global Multi Sector Bond Legg Mason Global Value Equity Trust Magellan Global Fund Merlon Australian Share Income MFS Global Equity

5 OneAnswer Personal Super (Including Frontier) MLC Platinum Global (Closed) MoneyforLife Index Balanced MoneyforLife Index Conservative MoneyforLife Index Moderate OnePath Active Growth OnePath Alternatives Growth OnePath Blue Chip Imputation OnePath Capital Stable* OnePath Conservative OnePath Diversified Fixed Interest OnePath Diversified High Yield OnePath Global Emerging Markets Shares OnePath Global Property Securities OnePath Global Shares OnePath Guaranteed Cash (Closed) OnePath High Growth OnePath Income Plus (Suspended) OnePath Mortgages (Suspended) OnePath Property Securities OnePath Protected AUS OnePath Select Leaders OnePath Sustainable Investments Australian Shares OnePath Tax Effective Income OptiMix Australian Shares OptiMix Enhanced Cash (Closed) OptiMix Geared Australian Shares OptiMix Global Emerging Markets Shares OptiMix Global Shares OptiMix Global Smaller Companies Shares Perennial Growth Shares

6 OneAnswer Personal Super (Including Frontier) Perennial Value Shares Perpetual Australian Shares Perpetual Balanced Growth Perpetual Conservative Growth Platinum Asia Platinum International RARE Infrastructure Value SG Hiscock Property Schroder Australian Equity Schroder Balanced Schroder Fixed Income Schroder Real Return T. Rowe Price Global Equity UBS Balanced UBS Defensive UBS Diversified Fixed Income Vanguard Australian Shares Index Vanguard Balanced Index Vanguard Conservative Index Vanguard Growth Index Vanguard High Growth Index Vanguard Index Diversified Bond Vanguard International Shares Index Vanguard International Shares Index (Hedged) Vanguard Property Securities Index Walter Scott Global Equity Fund (Hedged) Zurich Investments Global Thematic Shares * This fund is not available on OneAnswer Frontier This fund is available on OneAnswer Frontier only. OneAnswer Pension (Including Frontier) AMP Capital Enhanced Yield (Suspended) AMP Capital Equity (Closed) AMP Capital Responsible Investment Leaders Australian Shares AMP Capital Responsible Investment Leaders International Shares ANZ Flexible Term Deposit Fund (Closed) ANZ Cash Advantage ANZ Prime Cash Management Account Arrowstreet Global Equity (Hedged) Ausbil Australian Emerging Leaders Bennelong Australian Equities

7 OneAnswer Pension (Including Frontier) Bentham Global Income BlackRock Balanced BlackRock Scientific Australian Equities BlackRock Scientific Diversified Growth BlackRock Scientific International Equity BT Core Australian Shares BT Smaller Companies Capital International Global Equities (Hedged) Challenger Howard Mortgages (Suspended) Colonial First State Global Credit Income Colonial First State Imputation Fidelity Australian Equities Goldman Sachs Income Plus Investors Mutual Australian Shares Kapstream Absolute Return Income Legg Mason Global Multi Sector Bond Legg Mason Global Value Equity Trust Magellan Global Fund Merlon Australian Share Income MFS Global Equity MoneyforLife Index Balanced MoneyforLife Index Conservative MoneyforLife Index Moderate OnePath Active Growth OnePath Alternatives Growth OnePath Blue Chip Imputation OnePath Conservative* OnePath Diversified Fixed Interest OnePath Diversified High Yield OnePath Global Emerging Markets Shares OnePath Global Property Securities OnePath Global Shares OnePath High Growth OnePath Income Plus (Suspended) OnePath Mortgages (Suspended) OnePath Property Securities OnePath Protected AUS

8 OneAnswer Pension (Including Frontier) OnePath Select Leaders OnePath Stable OnePath Sustainable Investments-Australian Shares OnePath Tax Effective Income OptiMix Australian Shares OptiMix Enhanced Cash (Closed) OptiMix Geared Australian Shares OptiMix Global Emerging Markets Shares OptiMix Global Shares OptiMix Global Smaller Companies Shares Perennial Growth Shares Perennial Value Shares Perpetual Australian Shares Perpetual Balanced Growth Perpetual Conservative Growth Platinum Asia Platinum International RARE Infrastructure Value SG Hiscock Property Schroder Australian Equity Schroder Balanced Schroder Fixed Income Schroder Real Return T. Rowe Price Global Equity UBS Balanced UBS Defensive UBS Diversified Fixed Income Vanguard Australian Shares Index Vanguard Balanced Index Vanguard Conservative Index Vanguard Growth Index Vanguard High Growth Index Vanguard Index Diversified Bond Vanguard International Shares Index Vanguard International Shares Index (Hedged)

9 OneAnswer Pension (Including Frontier) Vanguard Property Securities Index Walter Scott Global Equity Fund (Hedged) Zurich Investments Global Thematic Shares * This fund is available on OneAnswer Frontier only. OneAnswer Term Allocated Pension AMP Capital Enhanced Yield (Closed) AMP Capital Equity (Closed) Arrowstreet Global Equity (Hedged) Ausbil Australian Emerging Leaders Bentham Global Income BlackRock Balanced BlackRock Scientific Australian Equity BlackRock Scientific Diversified Growth BlackRock Scientific International Equity BT Smaller Companies Capital International Global Equities (Hedged) Challenger Howard Mortgages (Closed) Colonial First State Global Credit Income Colonial First State Imputation Investors Mutual Australian Shares Kapstream Absolute Return Income Magellan Global Fund MFS Global Equity OnePath Active Growth OnePath Blue Chip Imputation OnePath Diversified Fixed Interest OnePath Diversified High Yield OnePath Global Emerging Markets Shares OnePath Global Shares OnePath High Growth OnePath Income Plus (Closed) OnePath Mortgages (Closed) OnePath Property Securities OnePath Select Leaders OnePath Stable

10 OneAnswer Term Allocated Pension OnePath Sustainable Investments-Australian Shares OnePath Tax Effective Income OptiMix Australian Shares OptiMix Enhanced Cash (Closed) OptiMix Geared Australian Shares OptiMix Global Shares OptiMix Global Smaller Companies Shares Perennial Value Shares Perpetual Australian Shares Perpetual Balanced Growth Perpetual Conservative Growth Platinum International SG Hiscock Property Schroder Australian Equity Schroder Balanced Schroder Real Return UBS Balanced UBS Defensive UBS Diversified Fixed Income Vanguard Australian Shares Index Vanguard International Shares Index Vanguard International Shares Index (Hedged) Vanguard Property Securities Index Zurich Investments Global Thematic Shares Integra Allocated Pension OnePath Capital Stable OnePath Pension Growth

11 Integra Super (including Integra DIY Super Investment Plan) Advance Imputation (Closed) AMP Capital Equity (Closed) Arrowstreet Global Equity (Hedged) BlackRock Scientific Australian Equity BlackRock Scientific Diversified Growth BlackRock Scientific International Equity Capital International Global Equities (Hedged) Colonial First State Diversified Colonial First State Imputation Investors Mutual Australian Shares MFS Global Equity MLC Platinum Global (Closed) OnePath Alternatives Growth OnePath Blue Chip Imputation OnePath Capital Stable OnePath Diversified Fixed Interest OnePath Global Emerging Markets Shares OnePath Global Property Securities OnePath Global Shares OnePath High Growth OnePath Mortgages OnePath Property Securities OnePath Select Leaders OnePath Sustainable Investments - Australian Shares OptiMix Australian Shares OptiMix Geared Australian Shares OptiMix Global Emerging Markets Shares OptiMix Global Shares OptiMix Global Smaller Companies Shares OptiMix Property Securities (Closed)

12 Integra Super (including Integra DIY Super Investment Plan) Perennial Value Shares Perpetual Australian Shares Perpetual Balanced Growth Perpetual Conservative Growth Perpetual International Shares (Closed) Platinum International SG Hiscock Property Schroder Australian Equity Schroder Balanced UBS Balanced UBS Defensive Investment UBS Diversified Fixed Income (Closed) Vanguard Australian Shares Index Vanguard International Shares Index Vanguard International Shares Index (Hedged) Vanguard Property Securities Index Zurich Investments Global Thematic Shares Zurich Investments Managed Growth Corporate Super Advance Imputation (Closed) AMP Capital Equity (Closed) Arrowstreet Global Equity (Hedged) BlackRock Scientific Australian Equity BlackRock Scientific Diversified Growth BlackRock Scientific International Equity Capital International Global Equities (Hedged) Colonial First State Diversified Colonial First State Imputation Investors Mutual Australian Shares Legg Mason Australian Core Equity Legg Mason Balanced Legg Mason Global Equity Legg Mason Growth Maple-Brown Abbott Diversified MFS Global Equity MLC Platinum Global (Closed) OnePath Alternatives Growth

13 Corporate Super OnePath Blue Chip Imputation OnePath Capital Stable OnePath Diversified Fixed Interest OnePath Global Emerging Markets Shares OnePath Global Property Securities OnePath Global Shares OnePath High Growth OnePath Mortgages OnePath Property Securities OnePath Select Leaders OnePath Sustainable Investments - Australian Shares OptiMix Australian Shares OptiMix Geared Australian Shares OptiMix Global Emerging Markets Shares OptiMix Global Shares OptiMix Global Smaller Companies Shares Perennial Value Shares Perpetual Australian Shares Perpetual Balanced Growth Perpetual Conservative Growth Perpetual International Shares (Closed) Platinum International Russell Growth (Closed) SG Hiscock Property Schroder Australian Equity Schroder Balanced SSgA Passive Balanced UBS Balanced UBS Defensive Investment UBS Diversified Fixed Income (Closed) Vanguard Australian Shares Index Vanguard International Shares Index

14 Corporate Super Vanguard International Shares Index (Hedged) Vanguard Property Securities Index Zurich Investments Global Thematic Shares Zurich Investments Managed Growth Investment Savings Bond OnePath Capital Stable OnePath Diversified Fixed Interest OnePath International Shares OnePath Money Market OnePath Sustainable Investments - Australian Shares OnePath Tax Effective Income OptiMix Australian Shares Optimix Geared Australian Shares Optimix Global Emerging Market shares OptiMix Global Shares OnePath Retail trusts (if not listed below refer to OneAnswer Investment Portfolio listing) OnePath Heine Property Securities Trust (Closed) OnePath Monthly Income Trust OnePath Mortgage Trust (Closed) OnePath Wholesale trusts OnePath Sustainable Investments - Wholesale Australian Share Trust OnePath Tax Effective Income Trust - Wholesale OnePath Wholesale Australian Share Trust OnePath Wholesale Balanced Trust OnePath Wholesale Blue Chip Imputation Trust OnePath Wholesale Capital Stable Trust OnePath Wholesale Diversified High Yield Trust

15 OnePath Wholesale trusts OnePath Wholesale Diversified Fixed Interest Trust OnePath Wholesale Emerging Companies Trust OnePath Wholesale Global Emerging Markets Share Trust OnePath Wholesale High Growth Trust OnePath Wholesale Managed Growth Trust OnePath Wholesale Property Securities Trust OnePath Wholesale Protected AUS 50 Trust OnePath Wholesale Select Leaders Trust OnePath Wholesale life funds (including Wholesale Super and Wholesale Pension) OnePath Wholesale Australian Share Fund OnePath Wholesale Australian Fixed Interest OnePath Wholesale Balanced OnePath Wholesale Capital Stable OnePath Wholesale Emerging Wholesale Companies OnePath Wholesale International Shares OnePath Wholesale Managed Growth OnePath Wholesale Money Market OnePath Wholesale Property Securities Future Plans and Pooled Investment Plan (Closed) OnePath Capital Stable OnePath Money Market Allocated Annuity (Closed) OnePath Capital Stable/Stable OnePath Global Emerging Markets Shares OnePath High Growth OnePath International Shares OnePath Property Securities OnePath Stable OnePath Mortgage

16 Allocated Annuity (Closed) Zurich Investments Global Thematic Shares Deferred Annuity (Closed) OnePath Capital Stable OnePath Diversified Fixed Interest (Closed) OnePath Global Emerging Markets Shares OnePath High Growth OnePath International Shares OnePath Performance Guaranteed (Closed) OnePath Property Securities OnePath Mortgages Zurich Investments Global Thematic Shares DIY Super Investments (Closed) OnePath Capital Stable OnePath Diversified Fixed Interest OnePath Global Shares OnePath Property Securities OnePath Mortgages OptiMix Trusts (Closed) OptiMix Australian Share OptiMix Enhanced Cash OptiMix Geared Australian Share OptiMix Global Share OptiMix Global Smaller Companies Share

17 OptiMix Wholesale Trusts OptiMix Wholesale Australian Fixed Interest OptiMix Wholesale Australian Share OptiMix Wholesale Balanced OptiMix Wholesale Conservative OptiMix Wholesale Enhanced Cash OptiMix Wholesale Geared Australian Share OptiMix Wholesale Global Share OptiMix Wholesale Global Smaller Companies Share OptiMix Wholesale Growth OptiMix Wholesale High Growth OptiMix Wholesale Moderate OptiMix Wholesale Property Securities OptiMix Superannuation (Closed) OptiMix Australian Share OptiMix Enhanced Cash OptiMix Geared Australian Share OptiMix Global Share OptiMix Global Smaller Companies Share OptiMix Allocated Pension (Closed) OptiMix Australian Share OptiMix Enhanced Cash OptiMix Geared Australian Share OptiMix Global Share

18 OptiMix Global Smaller Companies Share OptiMix Term Allocated Pension (Closed) OptiMix Australian Share OptiMix Enhanced Cash OptiMix Geared Australian Share OptiMix Global Share OptiMix Global Smaller Companies Share OnePath Custodians Pty Limited, OnePath Life Limited and OnePath Funds Management Limited are issuers of this document. Each issuer is a wholly owned subsidiary of Australia and New Zealand Banking Group Limited (ABN ) (ANZ). ANZ is an authorised deposit taking institution (Bank) under the Banking Act 1959 (Cth). Although the relevant issuer is owned by ANZ it is not a Bank. Except as described in any relevant Product Disclosure Statement (PDS), an investment with an issuer is not a deposit or other liability of ANZ or its related group companies and none of them stands behind or guarantees the issuer of the capital or performance of an investment. An investment is subject to investment risk, including possible repayment delays and loss of income and principal invested. The information is current as of September 2015 but may be subject to change. The information provided in this document is of a general nature and does not take into account your personal needs, financial circumstances or objectives. Before acting on this information, you should read the relevant PDS available at onepath.com.au and any relevant Product Updates for updated information about the relevant product before making a decision to acquire, withdraw or continue to hold that product. For more information, please contact your financial adviser or call Customer Services on OnePath Custodians Pty Limited ABN AFSL OnePath Life Limited ABN AFSL OnePath Funds Management Limited ABN AFSL Pitt Street Sydney NSW

Transaction costs (buy/sell spreads)

Transaction costs (buy/sell spreads) Transaction costs (buy/sell spreads) EFFECTIVE FROM DECEMBER 2013 Transaction costs, including brokerage, stamp duty, settlement and other costs, are incurred by a fund when buying and selling fund assets.

More information

Transaction costs (buy/sell spreads)

Transaction costs (buy/sell spreads) Transaction costs (buy/sell spreads) EFFECTIVE FROM NOVEMBER 2014 Transaction costs, including brokerage, stamp duty, settlement and other costs, are incurred by a fund when buying and selling fund assets.

More information

OneAnswer Frontier Personal Super and Pension. Fees Guide

OneAnswer Frontier Personal Super and Pension. Fees Guide OneAnswer Frontier Personal Super and Pension Fees Guide 1 July 2014 Entity details in this guide Name of legal entity Registered numbers Abbreviated terms used throughout the PDS OnePath MasterFund ABN

More information

INVESTMENT. OneAnswer Investment Portfolio. (only available to investors who joined prior to 1 July 2013) Product Disclosure Statement Product Book

INVESTMENT. OneAnswer Investment Portfolio. (only available to investors who joined prior to 1 July 2013) Product Disclosure Statement Product Book INVESTMENT OneAnswer Investment Portfolio (only available to investors who joined prior to 1 July 2013) Product Disclosure Statement Product Book 1 July 2014 OneAnswer Investment Portfolio Entity details

More information

INVESTMENT OneAnswer Frontier Investment Portfolio

INVESTMENT OneAnswer Frontier Investment Portfolio INVESTMENT OneAnswer Frontier Investment Portfolio Product Disclosure Statement Product Book 1 July 2014 OneAnswer Frontier Investment Portfolio Entity details in this Product Disclosure Statement (PDS)

More information

Macquarie SuperOptions Investment switching form

Macquarie SuperOptions Investment switching form Use this form to switch your investment options. Macquarie SuperOptions Investment switching form Macquarie Investment Management Limited ABN 66 002 867 003 AFSL 237 492 RSEL L0001281 Macquarie Superannuation

More information

IOOF MultiMix Conservative Trust* IOF0095AU 0.73. IOOF Multi Series Balanced Trust* IOF0090AU 0.55

IOOF MultiMix Conservative Trust* IOF0095AU 0.73. IOOF Multi Series Balanced Trust* IOF0090AU 0.55 AustChoice Super s 1 April 2015 s menu Listed below are the managed funds currently available under AustChoice Super. Use this list when completing the AustChoice Super Investment Authority and Switching

More information

WealthFocus Investment Advantage

WealthFocus Investment Advantage Perpetual WealthFocus Investment Advantage Features Book Product Disclosure Statement Part 1 Issue number 4 dated 21 June 2013 Issued by Perpetual Investment Management Limited ABN 18 000 866 535 AFSL

More information

OnePath investment solutions

OnePath investment solutions OnePath investment solutions Investing has evolved INVESTMENT About OnePath OnePath is one of Australia s leading providers of insurance, superannuation and investment solutions. We have been helping Australians

More information

OR / (Refer to the current Freedom of Choice Corporate Superannuation Product Disclosure Statement).

OR / (Refer to the current Freedom of Choice Corporate Superannuation Product Disclosure Statement). Investment Strategy Form Corporate Superannuation Please complete this form in BLOCK LETTERS using BLACK or BLUE pen only. Section 1 Member Details New application Member number OR / Title Surname Given

More information

FirstChoice. Investment Options Menu. Investments Personal Super Pension

FirstChoice. Investment Options Menu. Investments Personal Super Pension FirstChoice Investment Options Menu Investments Personal Super Pension Issue No 2013/1, dated 11 June 2013 Issued by: Colonial First State Investments Limited ABN 98 002 348 352 AFS Licence 232468 This

More information

/ / Contact telephone Contact mobile Fax

/ / Contact telephone Contact mobile Fax Investment Strategy Form Superannuation and Pension Services Please complete this form in BLOCK LETTERS using BLACK or BLUE pen only. Section 1 Member Details New application Member number OR / Title Surname

More information

AustChoice Super investment guide (ACH.01)

AustChoice Super investment guide (ACH.01) AustChoice Super investment guide (ACH.01) Issued: 31 October 2014 Contents What to consider when investing 2 What investment options can you choose? 3 Managing risk through diversification 4 Your investment

More information

FIRSTCHOICE INVESTMENT OPTIONS MENU

FIRSTCHOICE INVESTMENT OPTIONS MENU FIRSTCHOICE INVESTMENT OPTIONS MENU Investments Personal Super Pension Issue No 2015/1, dated 18 May 2015 Issued by: Colonial First State Investments Limited ABN 98 002 348 352 AFS Licence 232468 This

More information

/ / Contact telephone Contact mobile Fax

/ / Contact telephone Contact mobile Fax Investment Strategy Form Portfolio Service Please complete this form in BLOCK LETTERS using BLACK or BLUE pen only. Section 1 Investor Details Investor name(s) or Company/Trustee name if applicable New

More information

PERPETUAL WEALTHFOCUS

PERPETUAL WEALTHFOCUS PERPETUAL WEALTHFOCUS Investment Book INVESTMENT BOOK Dated 17 April 2015 Issued by Perpetual Investment Management Limited ABN 18 000 866 535 AFSL 234426 Perpetual Superannuation Limited ABN 84 008 416

More information

RETIREMENT. Transition to retirement

RETIREMENT. Transition to retirement RETIREMENT Transition to retirement OneAnswer offers you the opportunity to ease into retirement using a transition to retirement pension, which allows you to maintain your current level of income whilst

More information

Enhancements to ING s diversified investment funds

Enhancements to ING s diversified investment funds Enhancements to ING s diversified investment funds Effective 1 November 2005 Our investment managers, ING Investment Management Limited (INGIM), recently conducted a review of ING s diversified investment

More information

Changes to the Product Disclosure Statement for:

Changes to the Product Disclosure Statement for: Changes to the Product Disclosure Statement for: FirstChoice Investments FirstChoice Personal Super FirstChoice Pension New Product Disclosure Statement: Issue No. 2013/1, dated 11 June 2013 Old Product

More information

Investment. A guide to investment bonds

Investment. A guide to investment bonds Investment A guide to investment bonds Investment bonds represent an opportunity to build wealth in a unique tax environment. * Here is a brief explanation of how investment bonds work. About OnePath OnePath

More information

Home Insurance OneAnswer

Home Insurance OneAnswer Home Insurance OneAnswer Reach your financial goals sooner About OnePath OnePath is one of Australia s leading providers of wealth, insurance and advice solutions. We have been helping Australians grow

More information

Product Update and Continuous Disclosure Notice: Changes to OneAnswer s OnePath Alternatives Growth fund

Product Update and Continuous Disclosure Notice: Changes to OneAnswer s OnePath Alternatives Growth fund Product Update and Continuous Disclosure Notice: Changes to OneAnswer s OnePath Alternatives Growth fund SEPTEMBER 0 SEPTEMBER 0 Due to GMO the underlying fund manager no longer accepting additional money,

More information

For Adviser use only. Voyage product and services guide

For Adviser use only. Voyage product and services guide For Adviser use only Voyage product and services guide 2 Contents Voyage your leading platform solution 4 Voyage at a glance 5 Ensuring good corporate governance 6 Comprehensive investment choice 7 Voyage

More information

ANZ Investment Lending ANZ Investment Lending Approved Managed Funds

ANZ Investment Lending ANZ Investment Lending Approved Managed Funds Approved Managed Funds ABERDEEN ASSET MANAGEMENT EQI0028AU ETL0032AU MGL0001AU CSA0131AU CRS0008AU EQI00AU CSA0130AU CSA0103AU CSA0029AU CRS0002AU CRS0005AU CRS0006AU CSA0114AU CRS0004AU CRS0001AU CRS0009AU

More information

FirstChoice Personal Super Product Disclosure Statement

FirstChoice Personal Super Product Disclosure Statement FirstChoice Personal Super Product Disclosure Statement This is a combined Financial Services Guide and Product Disclosure Statement Issue No 2012/1, dated 28 May 2012 Colonial First State FirstChoice

More information

OneAnswer. Investment Funds Guide

OneAnswer. Investment Funds Guide OneAnswer Investment Funds Guide July 0 Investment Portfolio The whole of this OneAnswer Investment Funds Guide forms Part Two of the Product Disclosure Statement (PDS) for: OneAnswer Frontier Investment

More information

/ / Contact telephone Contact mobile Fax

/ / Contact telephone Contact mobile Fax Investment Strategy Form Investment Service Please complete this form in BLOCK LETTERS using BLACK or BLUE pen only. Section 1 Investor Details New application Account number OR D V N 6 / Investor name(s)

More information

Investing and your options

Investing and your options Issued 17 December ₂₀₁₅ Investing and your options AMP Flexible Super Fact sheet Registered trademark of AMP Limited ABN 49 79 354 519 This document is a fact sheet for AMP Flexible Super. The AMP Flexible

More information

FirstChoice Employer Super

FirstChoice Employer Super FirstChoice Employer Super Investment Options Menu Issue No 2014/1, dated 19 May 2014 Issued by: Colonial First State Investments Limited ABN 98 002 348 352 AFS Licence 232468 MySuper Authorisation Identifier

More information

ANZ Investment Lending ANZ Investment Lending Approved Managed Funds

ANZ Investment Lending ANZ Investment Lending Approved Managed Funds Approved Managed Funds ABERDEEN ASSET MANAGEMENT ETL32AU EQIAU MGL1AU CSA131AU CSA135AU CSA13AU CSA13AU EQI27AU CRS4AU CRS5AU CRS8AU CSA114AU CRS3AU CSA29AU CRS9AU CRS2AU CRS6AU CRS1AU EQI15AU ADVAU ADV25AU

More information

Strategy enhancement Change in MLC s fixed income strategies

Strategy enhancement Change in MLC s fixed income strategies Strategy enhancement Change in s fixed income strategies May 2015 We ve added two new managers to our global absolute return strategy and capitalised on the strong performance from our global mortgages

More information

BT Balanced Equity Income Fund

BT Balanced Equity Income Fund BT Balanced Equity Income Fund Product Disclosure Statement (PDS) Issued 26 September 2012 Contents 1 About BT Investment Management (RE) Limited 2 How the BT Balanced Equity Income Fund works 3 Benefits

More information

Flexible Lifetime Super

Flexible Lifetime Super Issued ₁ July ₂₀₁₅ Flexible Lifetime Super Investment options fact sheet Registered trademark of AMP Life Limited ABN 84 79 3 379. This document is a fact sheet for the product disclosure statement (PDS)

More information

INSURANCE. Income protection and business expense claims. Your step-by-step guide

INSURANCE. Income protection and business expense claims. Your step-by-step guide INSURANCE Income protection and business expense claims Your step-by-step guide Income protection and business expense claims process Step 1 Contact your adviser or call our Claims Helpline To make a claim

More information

Investment Funds Multiplier

Investment Funds Multiplier Investment s Multiplier Approved s Code Security Name Res AFI Aus Foundation Invest Comp Ltd AMP AMP Ltd 0 75 20 ANZ Australia and New Zealand Banking Group Ltd 0 75 20 ARG Argo Invests Ltd BEN Bendigo

More information

MLC Horizon 5. The growth portfolio. MLC Investments. MLC Horizon. MLC Horizon. MLC Horizon. MLC Horizon. MLC Horizon

MLC Horizon 5. The growth portfolio. MLC Investments. MLC Horizon. MLC Horizon. MLC Horizon. MLC Horizon. MLC Horizon MLC Investments 5 The growth portfolio 85% Growth assets 1 shares, private markets, property securities, long-term absolute return strategy 15% Debt securities 1 nominal bonds, inflation linked securities,

More information

MLC MasterKey Unit Trust Product Disclosure Statement (PDS)

MLC MasterKey Unit Trust Product Disclosure Statement (PDS) MLC MasterKey Unit Trust Product Disclosure Statement (PDS) Preparation date 1 July 2014 Issued by MLC Investments Limited (MLC) ABN 30 002 641 661 AFSL 230705 This information is general and doesn t take

More information

Zurich Investments Managed Growth Fund APIR ZUR0059AU

Zurich Investments Managed Growth Fund APIR ZUR0059AU Zurich Investments Managed Growth Fund APIR ZUR0059AU Product Disclosure Statement (PDS) Issue date 1 July 2014 1. About Zurich Investments Zurich Investment Management Limited (Zurich Investments) is

More information

OneAnswer Personal Super and Pension. Additional Information Guide

OneAnswer Personal Super and Pension. Additional Information Guide OneAnswer Personal Super and Pension Additional Information Guide 27 February 2012 Entity details in this guide Name of legal entity Registered numbers Abbreviated terms used throughout the PDS OnePath

More information

OnePath Wholesale Australian Share Trust

OnePath Wholesale Australian Share Trust OnePath Wholesale Australian Share Trust Product Disclosure Statement INVESTMENT 9 June 2015 Contents Page OnePath Wholesale Australian Share Trust ARSN 089 940 081 APIR AJF0804AU 1. About OnePath Funds

More information

Optimum. Corporate Super, Corporate Super for Standard Pacific, Professional and Personal Super

Optimum. Corporate Super, Corporate Super for Standard Pacific, Professional and Personal Super Optimum Corporate Super, Corporate Super for Standard Pacific, Professional and Personal Super Annual Report for the year ended Important information Suncorp Portfolio Services Limited (Trustee) (ABN 61

More information

Put your clients on the TTR track

Put your clients on the TTR track RETIREMENT November 2012 Put your clients on the TTR track Adviser guide to transition to retirement strategies About OnePath OnePath is one of Australia s leading providers of wealth, insurance and advice

More information

SPECIAL ARRANGEMENTS FOR ANZ ONEANSWER

SPECIAL ARRANGEMENTS FOR ANZ ONEANSWER SPECIAL ARRANGEMENTS FOR ANZ ONEANSWER 2 MAY 2016 As a client of ANZ Financial Planning you are invested into the ANZ branded version of OneAnswer which is called ANZ OneAnswer. Outlined below are certain

More information

BT Investment Funds. Second Supplementary Product Disclosure Statement

BT Investment Funds. Second Supplementary Product Disclosure Statement BT Investment Funds Second Supplementary Product Disclosure Statement Dated: 1 July 2014 This is a Second Supplementary Product Disclosure Statement ( Second SPDS ) to the BT Investment Funds Product Disclosure

More information

BT Wholesale Multi-manager Australian Shares Fund

BT Wholesale Multi-manager Australian Shares Fund BT Wholesale Multi-manager Australian Shares Fund Product Disclosure Statement ( PDS ) Issued 1 July 2015 ARSN 118 469 720 APIR BTA0259AU Contents 1. About BT Funds Management Limited 2 2. How the Fund

More information

Product Disclosure Statement

Product Disclosure Statement Product Disclosure Statement BT Wholesale Core Global Share Fund Issued 24 July 2015 Contents 1 About BT Investment Management (Fund Services) Limited 2 How the BT Wholesale Core Global Share Fund works

More information

BT Investment Funds. Product Disclosure Statement. Dated 1 July 2013

BT Investment Funds. Product Disclosure Statement. Dated 1 July 2013 BT Investment Funds Product Disclosure Statement Dated 1 July 2013 We recommend that you read this Product Disclosure Statement (PDS) in full before making an investment decision. If you have not received

More information

Schroders Schroder Fixed Income Fund

Schroders Schroder Fixed Income Fund Schroders Schroder Fixed Income Fund Product Disclosure Statement Issued 31 March 2015 Contact details Schroder Investment Management Australia Limited (ABN 22 000 443 274) (AFSL No: 226 473) Registered

More information

Separately Managed Account Product Disclosure Statement

Separately Managed Account Product Disclosure Statement Separately Managed Account Product Disclosure Statement Preparation date 1 July 2014 Issued by Navigator Australia Limited (NAL) ABN 45 006 302 987 AFSL 236466 This information is general and doesn t take

More information

The Executive Superannuation Fund

The Executive Superannuation Fund The Executive Superannuation Fund ANNUAL REPORT KPMG STAFF SUPERANNUATION PLAN FOR THE YEAR ENDING 30 JUNE 2012 Important Information The issuer and Trustee of The Executive Superannuation Fund (ABN: 60

More information

This document is a Fact Sheet for the Product Disclosure Statement dated 22 May 2010 for Flexible Lifetime - Super and Allocated Pension ( PDS ).

This document is a Fact Sheet for the Product Disclosure Statement dated 22 May 2010 for Flexible Lifetime - Super and Allocated Pension ( PDS ). Fact sheet 4 Fees and other costs This document is a Fact Sheet for the Product Disclosure Statement dated 22 May 2010 for Flexible Lifetime - Super and Allocated Pension ( PDS ). CONTENTS PAGE Taxation

More information

Zurich Investments Global Growth Share Fund APIR ZUR0580AU

Zurich Investments Global Growth Share Fund APIR ZUR0580AU Zurich Investments Global Growth Share Fund APIR ZUR0580AU Product Disclosure Statement (PDS) Preparation date 22 June 2012 Strategic investment partner: American Century Investments 1. About Zurich Investments

More information

Financial Services Guide

Financial Services Guide Financial Services Guide 1 November 2015 This Financial Services Guide is issued by: JBWere Limited (JBWere) ABN 68 137 978 360, AFSL 341162 jbwere.com Unless otherwise disclosed in the product disclosure

More information

ANZ Fixed Income Fund Product Disclosure Statement. 1 April 2014

ANZ Fixed Income Fund Product Disclosure Statement. 1 April 2014 ANZ Fixed Income Fund Product Disclosure Statement 1 April 2014 Contents 1. About ANZ Trustees 2 2. How the ANZ Fixed Income Fund works 2 3. Benefits of investing in the ANZ Fixed Income Fund 3 4. Risks

More information

OneAnswer. Investment Funds Guide

OneAnswer. Investment Funds Guide OneAnswer Investment Funds Guide May 0 Investment Portfolio The whole of this OneAnswer Investment Funds Guide forms Part Two of the Product Disclosure Statement (PDS) for: OneAnswer Frontier Investment

More information

Monthly Investment Performance

Monthly Investment Performance Monthly Investment Performance as at 30 June 2016 Contents Product Page Information about your investment performance 2 Investment Linked Ordinary Plans 3 AMP Investment Linked Plan (ULA and ULJ) AMP Investment

More information

North investment options

North investment options North investment options North offers a range of investment options featuring: Contents Discounted investment options 2 Guaranteed investment options Managed investment options open Managed investment

More information

Magellan Global Fund. Product Disclosure Statement 16 June 2014. Contents. Contact Details ARSN 126 366 961 APIR MGE0001AU

Magellan Global Fund. Product Disclosure Statement 16 June 2014. Contents. Contact Details ARSN 126 366 961 APIR MGE0001AU Magellan Global Fund ARSN 126 366 961 APIR MGE0001AU Product Disclosure Statement 16 June 2014 Issued by Magellan Asset Management Limited ABN 31 120 593 946, AFS Licence No. 304 301 Contents 1. About

More information

INSURANCE. Life insurance claims. Your step-by-step guide

INSURANCE. Life insurance claims. Your step-by-step guide INSURANCE Life insurance claims Your step-by-step guide Life insurance claims process Step 1 Contact your adviser or call our Claims Helpline To make a claim contact your adviser or call our Claims Helpline

More information

Dimensional Short Term Fixed Interest Trust

Dimensional Short Term Fixed Interest Trust Dimensional Short Term Fixed Interest Trust PRODUCT DISCLOSURE STATEMENT Issued by DFA Australia Limited ( Dimensional ) ABN 46 065 937 671 APIR DFA0100AU Australian Financial Services Licence number:

More information

RETIREMENT. Home Insurance. Get on the TTR track How to transition to retirement tax-effectively

RETIREMENT. Home Insurance. Get on the TTR track How to transition to retirement tax-effectively RETIREMENT Home Insurance Get on the TTR track How to transition to retirement tax-effectively Everyone s idea of the perfect retirement lifestyle is different. But whatever your goals, you want to make

More information

Macquarie Index Tracking Global Bond Fund Product Disclosure Statement

Macquarie Index Tracking Global Bond Fund Product Disclosure Statement Macquarie Index Tracking Global Bond Fund Investment Management 4 July 206 Macquarie Index Tracking Global Bond Fund Product Disclosure Statement Contents. About Macquarie Investment Management Australia

More information

PERPETUAL WEALTHFOCUS SUPER PLAN

PERPETUAL WEALTHFOCUS SUPER PLAN PERPETUAL WEALTHFOCUS SUPER PLAN Features Book PRODUCT DISCLOSURE STATEMENT PART 1 Issue number 10 dated 17 April 2015 Issued by Perpetual Superannuation Limited ABN 84 008 416 831 AFSL 225246 RSE L0003315

More information

JUMP TO. 1. Risks of superannuation 3. 2. How we invest your money 5. Russell iq Super Employer Division General Division 1 July 2015

JUMP TO. 1. Risks of superannuation 3. 2. How we invest your money 5. Russell iq Super Employer Division General Division 1 July 2015 Russell iq Super Employer Division General Division 1 July 2015 JUMP TO 1. Risks of superannuation 3 2. How we invest your money 5 The information in this document provides additional information to the

More information

Managed funds. Plain Talk Library

Managed funds. Plain Talk Library Plain Talk Library Contents Introduction to managed funds 5 What is a managed fund and how does it work? 6 Types of managed funds 12 What are the benefits of managed funds? 15 Choosing a managed fund

More information

ANZ OneAnswer. Investment Portfolio. Incorporated Material

ANZ OneAnswer. Investment Portfolio. Incorporated Material ANZ OneAnswer Investment Portfolio Incorporated Material 5 May 2008 How do I read this Incorporated Material? This Incorporated Material provides further information and/or specific terms and conditions

More information

Integrity Australian Share Fund

Integrity Australian Share Fund Integrity Australian Share Fund Product Disclosure Statement (PDS) Issued 21 June 2012 Contents 1 About Integrity Investment Management Australia Limited 2 How the Integrity Australian Share Fund works

More information

Vanguard High Growth Index Fund

Vanguard High Growth Index Fund Product Disclosure Statement 28 August 2013 Vanguard High Growth Index Fund This Product Disclosure Statement (PDS) is issued by Vanguard Investments Australia Ltd ABN 72 072 881 086 AFSL 227 263 (Vanguard,

More information

Distribution components for non-residents and intermediaries for 30 June 2015 For the income year ended 30 June 2015

Distribution components for non-residents and intermediaries for 30 June 2015 For the income year ended 30 June 2015 This notice is issued for the purposes of Subdivision 12-H of the Taxation Administration Act 1953 in relation to payments made by Managed Investment Trusts to unit holders and intermediaries. Under section

More information

State Street Global Equity Fund ARSN 162 547 784 APIR SST0050AU

State Street Global Equity Fund ARSN 162 547 784 APIR SST0050AU Product Disclosure Statement State Street Global Equity Fund ARSN 162 547 784 APIR SST0050AU Issued 6 October 2015 by State Street Global Advisors, Australia Services Limited ABN 16 108 671 441, AFSL 274900

More information

INFRASTRUCTURE VALUE FUND UNHEDGED ARSN:150 677 017 APIR CODE:TGP0034AU RARE INFRASTRUCTURE PRODUCT DISCLOSURE STATEMENT 19 OCTOBER 2015

INFRASTRUCTURE VALUE FUND UNHEDGED ARSN:150 677 017 APIR CODE:TGP0034AU RARE INFRASTRUCTURE PRODUCT DISCLOSURE STATEMENT 19 OCTOBER 2015 INFRASTRUCTURE RARE Infrastructure Limited Investment Manager ABN 84 119 339 052 AFSL 307727 P +61 2 9397 7300 F +61 2 9397 7399 E clientservice@rareinfrastructure.com www.rareinfrastructure.com RARE INFRASTRUCTURE

More information

MLC Wrap. Investments. Service Guide. MLC Wrap. Preparation date: 17 January 2011

MLC Wrap. Investments. Service Guide. MLC Wrap. Preparation date: 17 January 2011 MLC Wrap MLC Wrap Investments Service Guide Preparation date: 17 January 2011 Issued by: Navigator Australia Limited (NAL) ABN 45 006 302 987 AFSL 236466 MLC Wrap MLC Wrap Investments Supplementary Service

More information

ESSENTIAL SUPER Reference Guide

ESSENTIAL SUPER Reference Guide MYSUPER AUTHORISATION IDENTIFIER ESSENTIAL SUPER Reference Guide 5 6 6 019 2 5 4 3 5 9 0 9 Issue No 2015/2, dated 25 July 2015 Investments in Essential Super are offered from Commonwealth Essential Super

More information

RETIREMENT. Home Insurance. Get on the TTR track How to transition to retirement tax-effectively

RETIREMENT. Home Insurance. Get on the TTR track How to transition to retirement tax-effectively RETIREMENT Home Insurance Get on the TTR track How to transition to retirement tax-effectively Everyone s idea of the perfect retirement lifestyle is different. But whatever your goals, you want to make

More information

Zurich Investments Emerging Markets Equity Fund APIR ZUR0614AU

Zurich Investments Emerging Markets Equity Fund APIR ZUR0614AU Zurich Investments Emerging Markets Equity Fund APIR ZUR0614AU Product Disclosure Statement (PDS) Issue date 1 December 2014 Strategic investment partner: Wells Capital Management, Inc. 1. About Zurich

More information

ADVANCE AUSTRALIAN SHARES MULTI-BLEND FUND Product Disclosure Statement (PDS)

ADVANCE AUSTRALIAN SHARES MULTI-BLEND FUND Product Disclosure Statement (PDS) ADVANCE AUSTRALIAN SHARES MULTI-BLEND FUND Product Disclosure Statement (PDS) Issued: 1 July 2015 ARSN 087 296 008 APIR ADV0045AU Contents 1. About Advance Asset Management Limited... 2 2. How the Fund

More information

Challenger Wholesale Property Securities Fund for IDPS investors

Challenger Wholesale Property Securities Fund for IDPS investors Challenger Wholesale Property Securities Fund for IDPS investors Supplementary Product Disclosure Statement Dated: 13 September 2010 This is the supplementary product disclosure statement (SPDS) to the

More information

Your investment options explained for the Plum Superannuation Fund

Your investment options explained for the Plum Superannuation Fund Your investment options explained for the Plum Superannuation Fund Trustee: PFS Nominees Pty Ltd ABN 16 082 026 480 AFSL 243357 Fund: Plum Superannuation Fund ABN 20 339 905 340 Administrator: Plum Financial

More information

Your premium investment solution. Investment Service. Investor Guide (incorporating Financial Services Guide)

Your premium investment solution. Investment Service. Investor Guide (incorporating Financial Services Guide) Your premium investment solution Investment Service Investor Guide (incorporating Financial Services Guide) 1 July 2014 Contents Section Page Important information 3 About OnePath 4 What is PortfolioOne?

More information

Schroders Schroder Global Blend Fund

Schroders Schroder Global Blend Fund Schroders Schroder Global Blend Fund Product Disclosure Statement Issued 27 October 2014 Contact details Schroder Investment Management Australia Limited (ABN 22 000 443 274) (AFSL No: 226 473) Registered

More information

Personal Choice Private ewrap Super/Pension

Personal Choice Private ewrap Super/Pension Personal Choice Private ewrap Super/Pension Product Disclosure Statement PART 1 General Information I 1 July 2014 PERSONAL CHOICE PRIVATE Trustee of Personal Choice Private ewrap Super/Pension and issuer

More information

Walter Scott Global Equity Fund (Hedged) Macquarie Professional Series Product Disclosure Statement

Walter Scott Global Equity Fund (Hedged) Macquarie Professional Series Product Disclosure Statement Investment Management 1 July 2014 Walter Scott Global Equity Fund (Hedged) Walter Scott Global Equity Fund (Hedged) Macquarie Professional Series Product Disclosure Statement This Product Disclosure Statement

More information

SUPERANNUATION Changing jobs?

SUPERANNUATION Changing jobs? SUPERANNUATION Changing jobs? Your guide to keeping your Integra Super account Fund Nomination Form Integra Super July 2012 OnePath Custodians Pty Limited ABN 12 008 508 496 AFSL 238346 RSE L0000673 347

More information

SUPERANNUATION Changing jobs?

SUPERANNUATION Changing jobs? SUPERANNUATION Changing jobs? Your guide to keeping your Integra Super account Fund nomination form Integra Super OnePath MasterFund ABN 53 789 980 697 RSE R1001525 OnePath Custodians Pty Limited ABN 12

More information

ANZ Portfolio Manager ARSN 095 769 038. ANZ Portfolio Manager. ANZ Portfolio Manager Responsible Entity ANZ Managed Investments Limited

ANZ Portfolio Manager ARSN 095 769 038. ANZ Portfolio Manager. ANZ Portfolio Manager Responsible Entity ANZ Managed Investments Limited ANZ Portfolio Manager ANZ Portfolio Manager ARSN 095 769 038 ANZ Portfolio Manager Responsible Entity ANZ Managed Investments Limited ABN 61 004 392 269 Issue Number 7 This document was lodged on 10 February

More information

T. Rowe Price Wholesale Plus Global Equity Fund

T. Rowe Price Wholesale Plus Global Equity Fund T. Rowe Price Wholesale Plus Global Equity Fund Product Disclosure Statement ( PDS ) Issued 10 August 2015 ARSN 602 109 357 APIR BTA0538AU Contents 1. About BT Funds Management Limited 2 2. How the Fund

More information

Ausbil Investment Trusts Australian Active Equity Fund

Ausbil Investment Trusts Australian Active Equity Fund Contactus@ ausbil.com.au Ausbil Investment Trusts Australian Active Equity Fund Product Disclosure Statement 18 December 2014 ARSN 089 996 127 APIR AAP 010 3AU mfund AXW01 Commenced April 1997 Issue Number

More information

Financial Services Guide

Financial Services Guide Financial Services Guide / 1 Commonwealth Private Financial Services Guide Date of issue: 22 June 2015 Issue 10 Commonwealth Private Limited ABN 30 125 238 039 AFSL 314018 Registered office: Ground Floor,

More information

Suncorp WealthSmart Super withdrawal form

Suncorp WealthSmart Super withdrawal form Suncorp WealthSmart Super withdrawal form Issued 2 November 2015 Suncorp Portfolio Services Limited (Trustee) ABN 61 063 427 958 AFSL 237905 RSE L0002059 USI RSA0003AU (Business) RSA0004AU (Personal) Please

More information

For personal use only

For personal use only Magellan Financial Group Limited 2014 Interim Results Presentation Hamish Douglass Chief Executive Officer 8:00am, 21 February 2014 Magellan Financial Group Overview As at 31 December 2013: $21.4 billion

More information

A guide to our Financial services

A guide to our Financial services A guide to our Financial services Financial Services Guide Dated 1 July 2015 BT Funds Management Limited ABN 63 002 916 458 Australian Financial Services Licence No. 233724 RSE Licence No. L0001090 as

More information

BT Personal Portfolio Service. Superannuation and Pension

BT Personal Portfolio Service. Superannuation and Pension BT Personal Portfolio Service Superannuation and Pension Annual Report for the year ended 30 June 2015 Contents Recent developments in Superannuation 1 Understanding your investment 4 Understanding the

More information

ADVANCE INTERNATIONAL SHARES MULTI-BLEND FUND Product Disclosure Statement (PDS)

ADVANCE INTERNATIONAL SHARES MULTI-BLEND FUND Product Disclosure Statement (PDS) ADVANCE INTERNATIONAL SHARES MULTI-BLEND FUND Product Disclosure Statement (PDS) Issued: 1 July 2015 ARSN 087 295 501 APIR ADV0053AU Contents 1. About Advance Asset Management Limited... 2 2. How the Fund

More information

Investment Growth Bond

Investment Growth Bond Investment Growth Bond A flexible tax-effective investment Simple Guide simple and quick Who should invest? The Investment Growth Bond has been designed for investors: seeking a simple, tax effective,

More information

SELECT YOUR SHARE PORTFOLIO

SELECT YOUR SHARE PORTFOLIO SELECT YOUR SHARE PORTFOLIO Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 ( CommSec ) Locked Bag 22, Australia Square NSW 1215 Important information. Commonwealth Securities Limited is

More information

FINANCIAL SERVICES GUIDE 16 October 2015

FINANCIAL SERVICES GUIDE 16 October 2015 FINANCIAL SERVICES GUIDE 16 October 2015 This Financial Services Guide (FSG) is provided by: Walsh & Company Asset Management Pty Limited (ABN 89 159 902 708, AFSL 450257) (Walsh AM); and Walsh & Company

More information

ANZ Smart Choice Super

ANZ Smart Choice Super ANZ Smart Choice Super PRODUCT DISCLOSURE STATEMENT EMPLOYERS AND THEIR EMPLOYEES 25 MAY 2015 Contents 1. About ANZ Smart Choice Super 3 2. How super works 3 3. Benefits of investing with ANZ Smart Choice

More information

ANZ Online Investment Account

ANZ Online Investment Account ANZ Online Investment Account Product Disclosure Statement 30 MARCH 2012 Important information This Product Disclosure Statement (PDS) describes a convenient and simple way to invest in the performance

More information

SUPERANNUATION. Home Insurance. Super fundamentals. Foundations for your future

SUPERANNUATION. Home Insurance. Super fundamentals. Foundations for your future SUPERANNUATION Home Insurance Super fundamentals Foundations for your future As one of your most important financial investments, it s worth understanding how superannuation works. For many Australians,

More information

Investment booklet. Issued 1 October 2014

Investment booklet. Issued 1 October 2014 Investment booklet Issued 1 October 2014 The information in this document forms part of the Product Disclosure Statement for Club Plus Super Industry and Personal Division dated 1 October 2014. A Member

More information