I. STUDENT DISCLOSURES FOR WEBSITE

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1 I. STUDENT DISCLOSURES FOR WEBSITE WEBSITE To view this information on the Gwinnett College website, please visit I. Disclosure 6 Consumer Information on College Navigator Website. a. At a minimum of once a year, Gwinnett College has Fun Day activities. These activities can include renting a pavilion at a local park, renting lanes at bowling alleys, etc. as a day for students to have fun! b. Placement Assistance i. The services of the Placement Office are available to graduates of all programs. Whereas no reputable school guarantees a job to any student, special effort is made to place each graduate in the position for which he/she is best qualified. ii. Placement services are available at no additional cost to Gwinnett College graduates. iii. All students seeking placement must submit a resume to the Placement Office during their final quarter prior to graduation. When possible, the Placement Office will arrange interviews for students seeking assistance in job placement. c. Students of Gwinnett College are able to use Workforce Investment Act funds and Vocational Rehabilitation funds* provided the student has qualified through those various agencies. *Only select programs are allowed funds from either of these funding bodies. Please call the Institution for a list of programs that are eligible for funding. d. Gwinnett College supports the tenets and spirit of the Americans with Disabilities Act (ADA). It is the responsibility of the student to inform the College of any disabilities, physical and/or mental, which might in any way affect the student s academic progress. Gwinnett College will make reasonable accommodations to meet the needs of any student with a disability. e. Transfer of Credit In i. Gwinnett College may grant full academic credit for courses to those students who have successfully completed the same or substantially the same subjects on a postsecondary level as those listed in our catalog. The student must have earned a grade of "C" or better and the student must have taken coursework at the postsecondary level from an accredited school within the last five years prior to his/her expected start date at Gwinnett College. ii. It is the student's responsibility to have official academic transcripts sent to Gwinnett College and to provide a catalog containing course descriptions. The transcripts and prior school's catalog will be reviewed. The decision to grant credit for prior college work shall be approved by the Director of Education. Written verification shall be placed in each student's file. iii. Transfers of Credit from other institutions are recorded as grades of "T" and are not used when calculating grade point average. Not more than 30 percent (30%) of the major field of study credits may be satisfied by transfer credit and/or exemption test in the medical assisting and medical office administration programs. In all programs, no more than 50% of the entire program may be satisfied by transfer credit and/or exemption testing. Page 1 of 19

2 I. STUDENT DISCLOSURES FOR WEBSITE f. For a listing of Consumer Information gathered by the US Department of Education, please visit the following link; i. II. Disclosure 10 Net Price Calculator a. III. Disclosure 12 Textbook Information a. Textbook information (including ISBN numbers) from each individual campus may be obtained by contacting the Registrar s Office at each location. IV. Disclosure L-7 Code of Conduct a. The School currently has no Preferred Lender lists outside of the US Department of Education/Direct Loans. i. Gwinnett College has adopted a Code of Conduct for all employees of the Institution when dealing with private lenders. All employees are prohibited from the following; 1. Entering into a revenue-sharing arrangement with any lender 2. Receiving gifts from any lender, guarantor, or loan servicer 3. Entering into a contracting arrangement providing financial benefit from any lender or affiliate of a lender 4. Directing borrowers to particular lenders, or refusing/delaying loan certifications 5. Offers of funds from or for private loans 6. Creation of call centers or financial aid staffing centers 7. Compensating advisory board members V. Disclosure L-9 Preferred Lender Arrangements a. Gwinnett College maintains no Preferred Lender Arrangements and is thus not required to complete Disclosure L-9. Page 2 of 19

3 II. DISCLOSURES TO THE PUBLIC VI. VII. VIII. Disclosure 14 - Transfer of Credit Policy / Articulation Agreements a. For current information regarding Transfer of Credit, please visit the sections in the current catalog titled Transfer of Credit In and Transfer of Credit Out. b. For information regarding Articulation Agreements, please visit the current catalog page 24. Disclosure 17 Teacher Preparation Program Report a. Gwinnett College does not prepare teachers for initial state certification or licensure and is exempt from reporting Disclosure 17. Disclosure 18 Drug and Alcohol Abuse Prevention Program a. The use or consumption of alcohol or illegal drugs on school premises or attending class under the influence of illegal drugs or alcohol is prohibited. b. Violation of this guideline could result in disciplinary action including immediate dismissal from the program. c. The College reserves the right to perform random drug testing. d. An expanded discussion of this policy is contained in the Gwinnett College Drug Abuse Prevention Program. i. OBJECTIVE The goal of this policy is to balance our respect for the individual with the need to maintain a safe, productive, and drug-free environment. The intent of this policy is to offer a helping hand to those who need it, while sending a clear message that the illegal use of drugs, and the abuse of alcohol are incompatible with employment and enrollment at Gwinnett College. ii. SUBSTANCE ABUSE POLICY STATEMENT Gwinnett College is committed to providing a safe work and school environment and to fostering the well-being and health of its employees and students. That commitment is jeopardized when any Gwinnett College employee or student illegally uses drugs in or out of school, comes to school under their influence, possesses, distributes or sells drugs in the school environment, or abuses alcohol while at school. Therefore, Gwinnett College has established the following policy: It is a violation of College policy for any employee or student to use, possess, sell, trade, offer for sale, or offer to buy illegal drugs or otherwise engage in the illegal use of drugs on or off school grounds. It is a violation of College policy for any employee or student to report to school under the influence of or while possessing in his or her body, blood, or urine illegal drugs in any detectable amount. It is a violation of College policy for any employee or student to come to school under the influence of or impaired by alcohol. It is a violation of the College policy for any employee or student to use prescription drugs illegally, i.e., to use prescription drugs that have not been legally obtained or in a manner or for a purpose other than as prescribed. (However, nothing in this policy precludes the appropriate use of legally prescribed medications.) Page 3 of 19

4 II. DISCLOSURES TO THE PUBLIC Violations of this policy are subject to disciplinary action up to and including dismissal. iii. EMPLOYEE or STUDENT ASSISTANCE Gwinnett College offers resource information on various means of employee or student assistance in our community, including but not limited to drug and alcohol abuse programs. Employees and students are encouraged to use this resource file if they or someone they know needs assistance. iv. SANCTIONS Under Georgia and federal law, it is a crime to possess, manufacture, sell, or distribute illegal drugs. Federal sanctions for the illegal possession of drugs include imprisonment up to 1 year and/or a minimum fine of $1,000 for a first conviction; imprisonment for 15 days-2 years and a minimum fine of $2,500 for a second drug conviction; and imprisonment for 90 days-3 years and a minimum fine of $5,000 for a third or subsequent drug conviction. For possession of a mixture or substance which contains a cocaine base, federal sanctions include 5-20 years in prison and a minimum fine of $1,000, for a first conviction if the mixture or substance exceeds 5 grams, for a second conviction if the mixture or substance exceeds 3 grams, and for a third or subsequent conviction if the mixture or substance exceeds 1 gram. Additional possible penalties for the illegal possession of drugs are forfeiture of real or personal property used to possess or to facilitate possession of a controlled substance if the offense is punishable by more than 1 year imprisonment; forfeiture of vehicles, boats, aircraft, or any other conveyance used, or intended for use, to transport or conceal drugs; civil fine up to $10,000 per violation; denial of federal benefits, such as student loans, grants, contracts, and professional and commercial licenses for up to 1 year for a first and up to 5 years for a second or subsequent offense; successful completion of a drug treatment program; community service; and ineligibility to receive or purchase a firearm. Georgia law prohibits the purchase or possession of alcohol by a person under the age of 21, or the furnishing of alcohol to such a person. Driving under the influence of alcohol or other drugs also is illegal. It is against Georgia law, under certain circumstances, to walk or be upon a roadway while under the influence of alcohol or other drugs. The punishment for these offenses may include imprisonment, payment of a fine, mandatory treatment and education programs, community service, and mandatory loss of one s driver s license. v. HEALTH RISKS For a description of health risks as a result of drug or alcohol abuse, please visit the National Institute of Drug Abuse. Page 4 of 19

5 II. DISCLOSURES TO THE PUBLIC vi. COUNSELING/TREATMENT For a list of available counseling, treatment, rehabilitation, etc., please visit Gwinnett College. You may also dial the United Way at phone number 211. vii. BIENNIAL REVIEW Gwinnett College conducts a biennial review of the drug and alcohol program to determine the effectiveness of the program, implement changes, record the number of drug/alcohol violations and fatalities, the number and types of sanctions due to violations, and ensure that sanctions are consistently enforced. The most recent review was completed on March 11, 2011 and is available upon request. IX. Disclosure 20 Crime Log a. If you are interested in viewing the Daily Crime Log, please visit the Administrative Offices during normal business hours. For definitions of crimes reported on the crime log, please visit the FBI s Uniform Crime Reporting Handbook. X. Disclosure 22 Fire Log a. Gwinnett College maintains no on-site student housing and is exempt from Fire Log disclosure requirements. XI. Disclosure 30 Intercollegiate Athletic Program Participation Rates and Financial Support Data a. Gwinnett College has no Athletic Programs and is exempt from requirements for this Disclosure. XII. Disclosure L-9 Preferred Lender Arrangements Annual Report a. Gwinnett College maintains no Preferred Lender Arrangements and is exempt from completing an annual report on Preferred Lender Arrangements. Page 5 of 19

6 III. DISCLOSURES TO CURRENT STUDENTS AND FAMILIES XIII. Disclosure L-8 Preferred Lender Lists a. Gwinnett College maintains no Preferred Lender Lists outside of the US Department of Education. Page 6 of 19

7 IV. DISCLOSURES TO CURRENT AND PROSPECTIVE STUDENTS XIV. If you are interested in viewing a copy of Gwinnett College s Daily Crime Log or its Annual Campus Security Report, please visit the administrative office. For information regarding Privacy and Examination of Student Records, please read the section in the current catalog titled Examination of Student Records. XV. Disclosure 2 Contact information for assistance in obtaining institutional or financial aid information: a. Financial Aid personnel are available during normal business hours and can be reached at the school s main phone number of (770) b. Other Financial Aid information can be found under heading Financial Aid Information in the current catalog. XVI. Disclosure 3 Student Financial Aid Information a. Financial aid information can be obtained through contacting the Financial Aid Office at (770) , by reading the current catalog under heading Financial Aid Information, and visiting the Direct Loan website (part of US Department of Education) at XVII. Disclosure 7 Facilities and Services Available to Students with Disabilities a. For information pertaining to Facilities and Services for the Disabled, please review the current catalog under heading Facilities for the Disabled. XVIII. Disclosure 8 Student Body Diversity 1 a. Males 15% b. Females 85% c. American Indian 0% d. Asian/Pacific Islander 3% e. Black/African American 55% f. Hispanic/Latino 12% g. White 29% h. Two or more Races 0% i. Race Unknown 0% j. Non-Resident Alien 0% k. PELL Grant Recipients 84% XIX. Disclosure 9 Price of Attendance a. For information regarding Price of Attendance, you may visit the Financial Aid page of the school s website, and click the link for the Net Price Calculator 2. b. For more current information, please visit the Admissions Office and ask for current Tuitions and Fees. XX. Disclosure 11 Refund Policy, Requirements for Withdrawal and Return of Title IV, HEA, Financial Aid a. For complete information regarding the Refund Policy at Gwinnett College, please review the back page of your enrollment agreement. 1 All data can be obtained by visiting NCES. 2 Data collected on the Net Price Calculator may not be the most current information available. Page 7 of 19

8 IV. DISCLOSURES TO CURRENT AND PROSPECTIVE STUDENTS XXI. XXII. XXIII. XXIV. b. More information can be found by reading the Catalog under headings titled Withdrawal and Refund Policy. Disclosure 13 Academic Program a. For a list of current non-degree and/or degree programs offered by Gwinnett College, please read the current catalog section titled Programs of Study. b. For information regarding the facility, please read the current catalog section titled History and Facilities. c. For information regarding current faculty, please request the document from the Administrative Office titled Faculty Supplement. d. For information regarding plans by Gwinnett College to improve the program you are inquiring/enrolling/enrolled for, please contact the President of the College. Disclosure 14 - Transfer of Credit Policy / Articulation Agreements a. For current information regarding Transfer of Credit, please visit the sections in the current catalog titled Transfer of Credit In and Transfer of Credit Out. b. For information regarding Articulation Agreements, please visit the current catalog page 24. Disclosure 15 Institution and Program Accreditation, Approval, or Licensure a. For a list of Accrediting bodies, programmatic approvals, state approvals, etc., please read the catalog section titled Professional Recognitions. b. If you are interested in reviewing documents pertaining to accreditation, state approval, etc., please visit the administrative offices. We have many of these documents proudly on display in our reception area! Disclosure 16 Copyright Infringement Policies and Sanctions a. Please visit the catalog section titled Copyright Infringement for all information regarding copyright infringement. b. Copyright infringement is the act of exercising, without permission or legal authority, one or more of the exclusive rights granted to the copyright owner under section 106 of the Copyright Act (Title 17 of the United States Code). These rights include the right to reproduce or distribute a copyrighted work. In the file-sharing context, downloading or uploading substantial parts of a copyrighted work without authority constitutes an infringement. c. Penalties for copyright infringement include civil and criminal penalties. In general, anyone found liable for civil copyright infringement may be ordered to pay either actual damages or "statutory" damages affixed at not less than $750 and not more than $30,000 per work infringed. For "willful" infringement, a court may award up to $150,000 per work infringed. A court can, at its discretion, assess costs and attorneys' fees. For details, see Title 17, United States Code, Sections 504, 505. d. Willful copyright infringement can also result in criminal penalties, including imprisonment of up to five years and fines of up to $250,000 per offense. e. For more information, please see the Web site of the U.S. Copyright Office at especially their FAQ's at Page 8 of 19

9 IV. DISCLOSURES TO CURRENT AND PROSPECTIVE STUDENTS XXV. Disclosure 19 Vaccinations Policies a. Gwinnett College does not have a policy regarding vaccinations. XXVI. Disclosure 24 Retention Rate a. According to the National Center for Education Statistics (for link, please visit our website at GwinnettCollege.edu), Gwinnett College s retention rate for firsttime, full-time undergraduate students (reported Fall 2010) was 76%. Gwinnet College s retention rate for first time, part time undergraduate students (reported Fall 2010) was 65%. This is the number of students who began their studies in Fall 2008 and had graduated or were still enrolled in the Fall XXVII. Disclosure 25 Completion/Graduation and Transfer-out Rates a. According to the National Center for Education Statistics, Gwinnett College s overall graduation rate was 57%. b. Gwinnett College s transfer-out rate was 0%. i. These are the percentage of Full-time, First-time students who graduated or transferred out within 150% of Normal Time to completion for their program of study. XXVIII. Disclosure 27 Placement in Employment a. The services of the Placement Office are available to graduates of all programs. Whereas no reputable school guarantees a job to any student, special effort is made to place each graduate in the position for which he/she is best qualified. b. Placement services are available at no additional cost to Gwinnett College graduates. c. All students seeking placement must submit a resume to the Placement Office during their final quarter prior to graduation. When possible, the Placement Office will arrange interviews for students seeking assistance in job placement. d. For examples of various job opportunities within our fields of study, refer to the Gwinnett College catalog program descriptions for the individual programs. e. Placement rates are determined by our accrediting body, ACICS, by the following methodology; i. All graduates graduating between July 1 and June 30 of a given year. Most recently, this year was July 1, 2009 and June 30, ii. Taking the number of graduates working in their field or in a related field of study divided by the number of eligible graduates. iii. The Placement Rate submitted to ACICS in September 2010 was 84.5% for all programs. XXIX. Disclosure 29 Types of Graduate and Professional Education in Which the Institution s Graduates Enroll a. Gwinnett College does not offer 4-year degrees and is exempt from requirements for the Disclosure. XXX. Disclosure 30 Intercollegiate Athletic Program Participation Rates and Financial Support Data a. Gwinnett College has no Athletic Programs and is exempt from requirements for this Disclosure. Page 9 of 19

10 V. DISCLOSURES TO PROSPECTIVE STUDENTS XXXI. Disclosure 28 Job Placement Rates a. Placement rates are determined by our accrediting body, ACICS, by the following methodology; i. All graduates graduating between July 1 and June 30 of a given year. Most recently, this year was July 1, 2009 and June 30, ii. Taking the number of graduates working in their field or in a related field of study divided by the number of eligible graduates. iii. The Placement Rate submitted to ACICS in September 2010 was 84.5% for all programs. b. According to the National Center for Education Statistics, Gwinnett College s overall graduation rate was 57%. c. The state of Georgia requires all Massage Therapy graduates be licensed prior to employment in the field of Massage Therapy. The procedure to become licensed is as follows; i. Graduate from a massage therapy program. ii. Pass one of three national certification exams - MBLEx, NCETM, or NCETMB. iii. Apply to the Georgia Board of Massage Therapy. The application process includes filling out an application, going through a criminal background check, and signing/submitting all other required documents. Page 10 of 19

11 VI. DISCLOSURES TO PROSPECTIVE STUDENTS AND THEIR FAMILIES XXXII. Disclosure L-9 Preferred Lender Arrangements and Annual Report a. Gwinnett College maintains no Preferred Lender Arrangements and is thus not required to complete Disclosure L-9. b. Gwinnett College maintains no Preferred Lender Arrangements and is exempt from completing an annual report on Preferred Lender Arrangements. Page 11 of 19

12 VII. DISCLOSURES TO CURRENT STUDENTS XXXIII. Disclosure 1 Notice of Availability of Institution and Financial Aid Information a. Federal Financial Aid is available to those who qualify. For information regarding qualification of Federal Financial Aid, please visit or For information regarding how Federal Financial Aid is paid to students (and other financial aid procedures), please refer to your catalog under heading of Financial Aid Information. You may also come by the administrative offices to speak with a financial aid representative. XXXIV. Disclosure 4 Notice of Federal Student Financial Aid Penalties for Drug Law Violations a. Any student that is convicted under any federal or state law involving the possession or sale of illegal drugs during a period of enrollment for which the student was receiving Title IV, HEA grant, loan, or work-study assistance will result in the student s loss of eligibility for any Title IV, HEA grant, loan, or work-study assistance. XXXV. Disclosure 5 Privacy of Student Records Family Educational Rights and Privacy Act (FERPA) a. All Gwinnett College students are allowed to review their education records at Gwinnett College. For more information on how to do this, please refer to a current catalog under the heading Examination of Student Records. XXXVI. Disclosure 18 Drug and Alcohol Abuse Prevention Program a. The use or consumption of alcohol or illegal drugs on school premises or attending class under the influence of illegal drugs or alcohol is prohibited. b. Violation of this guideline could result in disciplinary action including immediate dismissal from the program. c. The College reserves the right to perform random drug testing. d. An expanded discussion of this policy is contained in the Gwinnett College Drug Abuse Prevention Program. i. OBJECTIVE The goal of this policy is to balance our respect for the individual with the need to maintain a safe, productive, and drug-free environment. The intent of this policy is to offer a helping hand to those who need it, while sending a clear message that the illegal use of drugs, and the abuse of alcohol are incompatible with employment and enrollment at Gwinnett College. SUBSTANCE ABUSE POLICY STATEMENT Gwinnett College is committed to providing a safe work and school environment and to fostering the well-being and health of its employees and students. That commitment is jeopardized when any Gwinnett College employee or student illegally uses drugs in or out of school, comes to school under their influence, possesses, distributes or sells drugs in the school environment, or abuses alcohol while at school. Therefore, Gwinnett College has established the following policy: It is a violation of College policy for any employee or student to use, possess, sell, trade, offer for sale, or offer to buy illegal drugs or otherwise Page 12 of 19

13 VII. DISCLOSURES TO CURRENT STUDENTS engage in the illegal use of drugs on or off school grounds. It is a violation of College policy for any employee or student to report to school under the influence of or while possessing in his or her body, blood, or urine illegal drugs in any detectable amount. It is a violation of College policy for any employee or student to come to school under the influence of or impaired by alcohol. It is a violation of the College policy for any employee or student to use prescription drugs illegally, i.e., to use prescription drugs that have not been legally obtained or in a manner or for a purpose other than as prescribed. (However, nothing in this policy precludes the appropriate use of legally prescribed medications.) Violations of this policy are subject to disciplinary action up to and including dismissal. EMPLOYEE or STUDENT ASSISTANCE Gwinnett College offers resource information on various means of employee or student assistance in our community, including but not limited to drug and alcohol abuse programs. Employees and students are encouraged to use this resource file if they or someone they know needs assistance. SANCTIONS Under Georgia and federal law, it is a crime to possess, manufacture, sell, or distribute illegal drugs. Federal sanctions for the illegal possession of drugs include imprisonment up to 1 year and/or a minimum fine of $1,000 for a first conviction; imprisonment for 15 days-2 years and a minimum fine of $2,500 for a second drug conviction; and imprisonment for 90 days-3 years and a minimum fine of $5,000 for a third or subsequent drug conviction. For possession of a mixture or substance which contains a cocaine base, federal sanctions include 5-20 years in prison and a minimum fine of $1,000, for a first conviction if the mixture or substance exceeds 5 grams, for a second conviction if the mixture or substance exceeds 3 grams, and for a third or subsequent conviction if the mixture or substance exceeds 1 gram. Additional possible penalties for the illegal possession of drugs are forfeiture of real or personal property used to possess or to facilitate possession of a controlled substance if the offense is punishable by more than 1 year imprisonment; forfeiture of vehicles, boats, aircraft, or any other conveyance used, or intended for use, to transport or conceal drugs; civil fine up to $10,000 per violation; denial of federal benefits, such as student loans, grants, contracts, and professional and commercial licenses for up to 1 year for a first and up to 5 years for a second or subsequent offense; successful completion of a drug treatment program; community service; and ineligibility to receive or purchase a firearm. Page 13 of 19

14 VII. DISCLOSURES TO CURRENT STUDENTS Georgia law prohibits the purchase or possession of alcohol by a person under the age of 21, or the furnishing of alcohol to such a person. Driving under the influence of alcohol or other drugs also is illegal. It is against Georgia law, under certain circumstances, to walk or be upon a roadway while under the influence of alcohol or other drugs. The punishment for these offenses may include imprisonment, payment of a fine, mandatory treatment and education programs, community service, and mandatory loss of one s driver s license. HEALTH RISKS For a description of health risks as a result of drug or alcohol abuse, please visit the National Institute of Drug Abuse. COUNSELING/TREATMENT For a list of available counseling, treatment, rehabilitation, etc., please visit Gwinnett College. You may also dial the United Way at phone number 211. e. Gwinnett College conducts a biennial review of the drug and alcohol program to determine the effectiveness of the program, implement changes, record the number of drug/alcohol violations and fatalities, the number and types of sanctions due to violations, and ensure that sanctions are consistently enforced. The most recent review was completed on March 11, 2011, and is available upon request. XXXVII. Disclosures 20/21 Security Report or Notice of Security Report a. Please visit the administrative offices for a copy of the annual Campus Security Report. b. Gwinnett College maintains no on-campus student housing, and is thus exempt from Disclosure 21 Missing Person Notification Policy. XXXVIII. Disclosure 20 Timely Warnings and Emergency Notifications a. Gwinnett College is dedicated to providing timely notifications of crimes committed on campus. Timely warnings will be issued in a handout or flyer posted on any notice boards within the campus. Alternately, an up-to-date listing of all known crimes committed on-campus will be maintained in the Campus Director s and/or President s office. b. For information regarding Emergency Notifications and the Emergency Response Plan, please visit the administrative offices. XXXIX. Disclosure 22 Fire Safety Report or Notice of Fire Safety Report a. Gwinnett College maintains no on-site student housing and is exempt from Fire Log disclosure requirements. XL. Disclosure 23 Information for Crime Victims About Disciplinary Hearings a. Gwinnett College will, upon written request, disclose to the alleged victim of any crime of violence or a non-forcible sex offense, the results of any disciplinary proceeding conducted by the institution against a student who is the alleged perpetrator of such crime or offense. If the alleged victim is deceased as a result of the crime or offense, the information shall be provided, upon request, to the next of kin of the alleged victim. Page 14 of 19

15 VII. DISCLOSURES TO CURRENT STUDENTS XLI. Disclosure 31 Voter Registration Forms a. You can register to vote online in the state of Georgia. To do so, please visit Page 15 of 19

16 IX. DISCLOSURES TO PROSPECTIVE STUDENTS XLII. XLIII. XLIV. XLV. Disclosures 20/21 Security Report or Notice of Security Report a. Please visit the administrative offices for a copy of the annual Campus Security Report. b. Gwinnett College maintains no on-campus student housing, and is thus exempt from Disclosure 21 Missing Person Notification Policy. Disclosure 20 Timely Warnings and Emergency Notifications a. Gwinnett College is dedicated to providing timely notifications of crimes committed on campus. Timely warnings will be issued in a handout or flyer posted on any notice boards within the campus. Alternately, an up-to-date listing of all known crimes committed on-campus will be maintained in the Campus Director s and/or President s office. b. For information regarding Emergency Notifications and the Emergency Response Plan, please visit the administrative offices. Disclosure 22 Fire Safety Report or Notice of Fire Safety Report a. Gwinnett College maintains no on-site student housing and is exempt from Fire Log disclosure requirements. Disclosure 30 Notice of Intercollegiate Athletic Program Participation Rates and Financial Support Data a. Gwinnett College has no Intercollegiate Athletic Programs and is exempt from this disclosure requirement. Page 16 of 19

17 XI. DISCLOSURES TO PROSPECTIVE STUDENT ATHLETES XLVI. Disclosure 26 Completion/Graduation and Transfer-Out Rates for Students Receiving Athletically Related Student Aid. a. Gwinnett College has no student-athletes and thus is exempt from Disclosure 26. Page 17 of 19

18 XIII. DISCLOSURES TO BORROWERS AND PROSPECTIVE BORROWERS XLVII. Disclosure L-1 State Grant Assistance a. The state of Georgia does not provide any state grant assistance to students at Gwinnett College. XLVIII. Disclosure L-2 Student Loan Information Published by Department of Education a. As a borrower of a Direct Loan, you are entitled to receive a copy of the borrowers rights and responsibilities from Direct Loans prior to having loans paid to Gwinnett College in your name. You will receive a copy of this when you sign your Master Promissory Note. You may also go online to to review a copy there. XLIX. Disclosure L-3 National Student Loan Data System a. As a borrower, you are entitled to review information about yourself on the Department of Education s website called the National Student Loan Data System (NSLDS). Also, please be aware that information submitted to NSLDS by any college including Gwinnett College will be accessible by guaranty agencies, lenders, and institutions determined to be authorized users of the data system. L. Disclosure L-4 Entrance Counseling for Student Borrowers a. Prior to the first disbursement, each institution must provide to a first-time borrower of a Federal Direct Loan (other than consolidated or Parent PLUS loans) comprehensive information on the terms and conditions of the loan and of the borrower's responsibilities. The information is to include; i. the effect of the loan on the eligibility of the borrower for other forms of aid; ii. an explanation of the use of the Master Promissory Note; iii. the seriousness and importance of the students' repayment obligation; iv. information on the accrual and capitalization of interest; v. borrowers of unsubsidized loans have the option of paying interest while in school; vi. definition of half-time enrollment and the consequences of not maintaining half-time enrollment; vii. importance of contacting appropriate offices if student withdraws prior to completion of program of study; viii. sample monthly repayment amounts; ix. the obligation of the borrower to repay the full amount of the loan regardless of whether the borrower completes program or completes within regular time for completion, is unable to obtain employment upon completion, or is otherwise dissatisfied with or does not receive the educational or other services the borrower purchased from the school; x. consequences of default; xi. information about the NSLDS and how the borrower can access the borrower's records; and xii. name and contact information for individual the borrower may contact with questions about the borrower's rights and responsibilities or the terms and conditions of the loan. Page 18 of 19

19 XIII. DISCLOSURES TO BORROWERS AND PROSPECTIVE BORROWERS LI. LII. b. An entrance counseling video is also available on our website at c. All above information will be included as part of the your Entrance Counseling Guide (provided at orientation) as a courtesy of Direct Loans. You may also review this information online at Disclosure L-5 Exit Counseling for Student Borrowers a. Each institution must provide counseling to borrowers of loans under the FFEL, Federal Direct Loan, or Perkins Loan programs (other than consolidated or Parent PLUS loans) shortly before the student borrower ceases at least half-time study at the institution. The counseling will provide information on i. average anticipated monthly repayment amount; ii. repayment plan options; iii. options to prepay or pay on shorter schedule; iv. debt management strategies; v. use of Master Promissory Note; vi. the seriousness and importance of student's repayment obligation; vii. terms and conditions for forgiveness or cancellation; viii. copy of information provided by the Department of Education (see subject # L- 2); ix. terms and conditions for deferment or forbearance; x. consequences of default; xi. options and consequences of loan consolidation; xii. tax benefits available to borrowers; xiii. the obligation of the borrower to repay the full amount of the loan regardless of whether the borrower completes program or completes within regular time for completion, is unable to obtain employment upon completion, or is otherwise dissatisfied with or did not receive the educational or other services the borrower purchased from the institution; xiv. availability of the Student Loan Ombudsman's office; and xv. Information about the NSLDS system. The Department of Education is required to provide a disclosure form for students and prospective students about the NSLDS (HEOA Sec. 489(3), HEA Sec. 485B). b. An entrance counseling video is also available on our website at c. For more information about Exit Counseling, please refer to our current catalog under heading titled Exit Interview. You may also go to and click the Exit Counseling link. Disclosure L-6 Private Education Loan Disclosures a. Gwinnett College maintains no private lender lists, and students may instead qualify for loans from the US Department of Education. Page 19 of 19