The Consumer Decision Journey
|
|
|
- Lindsay Maxwell
- 8 years ago
- Views:
Transcription
1 The Consumer Decision Journey What car shoppers are doing online & how you can influence them along the way Howard Polirer, Director of Industry Education
2
3 Advertising that creates awareness of a brand, specific make/model, or dealership whether or not the consumer is in market for a car
4 billboard radio display advertising TV
5 A trigger that causes a consumer to begin shopping for a car
6 divorce new job accident Dissolution of Marriage expanding family major repair
7 divorce 71% Dissolution of Marriage new job accident start shopping based on need expanding family Source: 2011 Shopper Frame of Mind Study major repair
8 What it means for you Understand today s BHPH customer and their circumstances
9 Today s BHPH customer 58% female 39 years old < $50k income 44% married Poor credit score
10 What it means for you Understand today s BHPH customer and their circumstances Include messaging about financing and credit in your advertising
11 Securing financing is #1 priority Source: 2011 NABD/AutoTrader.com Buy Here Pay Here Study
12 Approval is most important Source: 2011 NABD/AutoTrader.com Buy Here Pay Here Study
13 online?
14 70% of BHPH shoppers use the Internet Source: 2011 NABD/AutoTrader.com Buy Here Pay Here Study
15 80% Do research prior to visiting the dealership Source: 2011 NABD/AutoTrader.com Buy Here Pay Here Study
16 Wants/Needs (Expanding Consideration Set)
17 What will my payment be? referrals SUV or sedan? dealer sites third-party sites TV
18 Hybrid or gas? referrals Who will approve me? third-party sites dealer sites TV
19 Do you know today s customer? Megan I can t go over a certain monthly payment and I need Wednesday, to know June 24, 2009 the mileage. Source: 2011 NABD/AutoTrader.com Buy Here Pay Here Study
20 Yes / No (Narrowing Consideration Set)
21 Which dealer? third-party sites referrals Down payment? review sites dealer sites
22 How quickly can I buy the car? third-party sites What is the dealer s reputation? referrals review sites dealer sites
23 Do they have the vehicle I want? third-party sites How will this affect my credit? referrals review sites dealer sites
24
25 What it means for you The Internet can play a important role for BHPH in both consideration & evaluation BHPH shoppers are online Transparency, merchandising & key messaging help influence credit-challenged shoppers to choose you
26 Build an easy-to-use website Source: 2011 NABD/AutoTrader.com Buy Here Pay Here Study
27 Give them the information they want
28 Give them the information they want With as little as $299 down, you can own this vehicle for $299 per month! If you have no credit or bad credit, we can get you a Guaranteed Credit Approval. Even bankruptcies and prior Repo's are approved! We offer 'GUARANTEED CREDIT APPROVAL' regardless of your credit history. Super clean vehicle, fully serviced. Great daily commuter car. For more info, call Bob at and ask about our GUARANTEED CREDIT APPROVAL. It's that easy! If you meet the requirements, YOU'RE APPROVED regardless of your credit history. Call BOB at and you WILL be driving your new car.
29 Misleading pricing is the top complaint of online shoppers $5,999
30 Emphasize key messages Easy Approval!
31 Key messages to communicate
32 Promote speedy approval process
33 Key messages to communicate
34 Get your car in less than 2 hours!
35 Rebuild your credit How does this help my credit? We report your loan to the credit bureau on a monthly basis. Having a good car loan on your credit can boost your score by over 100 points. And our commitment to your credit restoration doesn t end there. Once you join our family, our credit experts will offer free lifetime credit counseling services. Answers to all of your creditrelated questions is just a phone call away!
36 Consider reporting payments to credit bureaus Road to GOOD CREDIT
37 Include information about what will get them approved
38 Checklist of required documents Driver s license/personal ID Down payment Paycheck stubs Credit history Bill payments Credit rating
39 Merchandise HomeTown Autos your dealership online
40 Align your messages with your customers priorities
41 Advertise on third-party sites
42 $ $
43 56% of BHPH shoppers are satisfied with dealership experience Source: 2011 NABD/AutoTrader.com Buy Here Pay Here Study
44 50% are likely to purchase from your dealership again Source: 2011 NABD/AutoTrader.com Buy Here Pay Here Study SOLD
45 What it means for you Poor dealership experience can send a would-be car buyer back into consideration & evaluation Make the most of satisfied customers by asking for testimonials & participating in social media Source: 2012 AutoTrader.com Sourcing Studies
46 A positive dealership experience is critical to customer loyalty & repeat business
47
48
49 Get involved in social media
50 49% of BHPH shoppers consider your reputation Source: 2011 NABD/AutoTrader.com Buy Here Pay Here Study
51 Manage your online reputation
52 Manage your online reputation My review of 5 Star Auto Sales: We had sub zero credit and was in a downward spiral that we thought we would never get out of. A credit rating in the low 400's. Dan and his team got us in a 2008 Chevy Aveo with very low miles. His personal relationship with his lenders got a good rate considering our situation. A year later thanks to Dan's advice, we now are at 700 and climbing. 5 star will not try to put you in something you can't afford and when they say you can re-establish your credit with them, they are right. Quality Wednesday, cars June + 24, 2009 quality pricing + excellent ownership = customers for life. Joel and Linda Overland, MO
53 53% of BHPH shoppers are likely to recommend dealership Source: 2011 NABD/AutoTrader.com Buy Here Pay Here Study
54 Use video to share happy customer testimonials
55 Use social networking
56
57 The Consumer Decision Journey What car shoppers are doing online & how you can influence them along the way Howard Polirer, Director of Industry Education
Do I need a credit repair attorney or law firm to repair my credit?
Do I need a credit repair attorney or law firm to repair my credit? Each year, thousands of consumers applications for credit, insurance, home and auto loans are rejected due to bad credit or inaccurate
1DP-BR INDEPENDENT DEALER PROFILE & MEDIA USAGE
1DP-BR 2013 INDEPENDENT DEALER PROFILE & MEDIA USAGE ABOUT THIS RESEARCH Independent dealers have been and continue to be critical to AutoTrader.com s business. To better understand how Independent dealers
Buying a Car. A Car Means Convenience. Which Car is Right for You?
Buying a Car A Car Means Convenience It s Wednesday morning and you are sleeping soundly, dreaming about that Hawaiian vacation you d like to take. Suddenly you hear, instead of ocean waves, a loud buzz.
NAIC Consumer Shopping Tool for Auto Insurance
NAIC Consumer Shopping Tool for Auto Insurance Need Auto Insurance? Here is What You Need to Know. Whether you are buying auto insurance for the first time, or shopping to be sure you are getting the best
DMS Guide. Nowcom Corporation
DMS Guide Nowcom Corporation 2 Administration and Settings Dealer Center DMS allows you to manage your dealership settings in one location. 1. Click on the Admin icon and select dealer options. 4. Create
2015 AUTOMOTIVE BUYER INFLUENCE STUDY
ABIS-15A 2015 AUTOMOTIVE BUYER INFLUENCE STUDY SOURCES THAT INFLUENCE PURCHASE IHS AUTOMOTIVE driven by POLK INTERNET IS MOST-USED AND MOST-INFLUENTIAL SOURCE AMONG CAR BUYERS YEAR-OVER-YEAR USAGE FOR
A Shopping Tool for. Automobile Insurance. Mississippi Insurance Department
Automobile Insurance Mississippi Insurance Department 1 2014 National Association of Insurance Commissioners All rights reserved. National Association of Insurance Commissioners Insurance Products & Services
The Road to Good. How to Start Building Your credit with In-House Auto Financing
The Road to Good Credit: How to Start Building Your credit with In-House Auto Financing I. Introduction II. What is a credit score? III. How credit scores are calculated Payment history Amount of debt
FINANCING 101234 567890 123456
FINANCING 101234 567890 123456 FINANCING 101 With a typical Hyundai Finance lease, you re covered for normal wear and use without having to pay additional charges at the end of the term. And while it s
A Shopping Tool for. Automobile Insurance. Mississippi Insurance Department
A Shopping Tool for Automobile Insurance Mississippi Insurance Department 1 A Shopping Tool for 2014 National Association of Insurance Commissioners All rights reserved. National Association of Insurance
Social Media for Automotive Dealers. A Look at How Social Media Empowers Dealers Through Increased Exposure and Interaction With Consumers.
Social Media for Automotive Dealers A Look at How Social Media Empowers Dealers Through Increased Exposure and Interaction With Consumers. This whitepaper offers a closer look at how social media gives
PNC Financial Education FINANCIAL OPS. Banking Solutions for Military Personnel. Credit: Self study Guide
PNC Financial Education FINANCIAL OPS Banking Solutions for Military Personnel Credit: Self study Guide Revision Date: 11/2012 PNC Financial Education:FINANCIAL OPS Understanding Credit We all have financial
Anytime Adviser Used Car Buying Coach
Anytime Adviser Used Car Buying Coach Welcome. This interactive guide offers you strategies for finding and buying a quality used car. Let's begin. Introduction You re at an auto dealership, looking at
Getting a Vehicle Loan
Getting a Vehicle Loan Section Objectives Buying a vehicle is a major purchase. You can borrow the money you need from a bank, a credit union or other financing company, many people like to finance through
THE DIGITAL INFLUENCE: HOW ONLINE RESEARCH PUTS AUTO SHOPPERS IN CONTROL
THE DIGITAL INFLUENCE: HOW ONLINE RESEARCH PUTS AUTO SHOPPERS IN CONTROL INTRODUCTION MANY AUTO MARKETERS WRESTLE WITH THE QUESTION OF WHETHER THEY RE GETTING THE MOST OUT OF THEIR MARKETING BUDGETS. AFTER
Stop Using the Same Playbook as Your Competition. 3 New Marketing Plays to Help You Win
3 New Marketing Plays to Help You Win A few years ago, Google defined a new point in the customer decisionmaking journey: the Zero Moment of Truth, or ZMOT. 1 Traditionally, an advertising stimulus motivated
Auto Buyer s Workshop. Keynote Presenters Ron Goodwine Member Auto (Account Executive) Bob Brisson Auto Connection Plus (President)
Auto Buyer s Workshop Keynote Presenters Ron Goodwine Member Auto (Account Executive) Bob Brisson Auto Connection Plus (President) Agenda Ron Goodwine Extended Warranty Understanding the value Bob Brisson
Take the Wheel. Take the Wheel: Get the Best Car Deal
Take the Wheel: Get the Best Car Deal Seminar objectives Determine how much car you can afford Use a car inspection and test-drive checklist Negotiate the best car price Decipher financing options and
Presentation Slides. Lesson Nine. Cars and Loans 04/09
Presentation Slides $ Lesson Nine Cars and Loans 04/09 costs of owning and operating a motor vehicle ownership (fixed) costs: Depreciation (based on purchase price) Interest on loan (if buying on credit)
Visual Presentation Fall 2011
Call Center Print House Customer Track Rapid Fresh Prospects C.R.M Exclusive Leads Custom Demographics Highest R.O.I. Local Customers Highest Rated BBB Mail House Call Center Print House Customer Track
The Game of Life Purchasing Auto Insurance Updated: 2016-02-10
The Game of Life Purchasing Auto Insurance Updated: 2016-02-10 One of the most common experiences young adults encounter can be one of the most mysterious: purchasing auto insurance. It might not seem
Auto-responders: NEW JERSEY AUTO AUCTION
Auto-responders: NEW JERSEY AUTO AUCTION # 1 Trade Ins Hi Bob, Do you have a car or truck to trade in? If so, you ve come to the right place. The accepts all kinds of trade ins and offers top dollar for
COMMON QUESTIONS ABOUT BANKRUPTCY
SCUDDER G. STEVENS, P.A. ATTORNEYS AT LAW A PROFESSIONAL ASSOCIATION 120 North Union Street P.O. Box 1156 Kennett Square, PA 19348 (610) 444-9840 (800) 294-4242 FAX (610) 444-9841 COMMON QUESTIONS ABOUT
Purchasing a Car. Latino Community Credit Union & Latino Community Development Center
Purchasing a Car Latino Community Credit Union & Latino Community Development Center PURCHASING A CAR Latino Community Credit Union & Latino Community Development Center www.latinoccu.org Copyright 2013
Automotive FCT Executive Summary: What s Driving Your Listeners?
Automotive FCT Executive Summary: What s Driving Your Listeners? 2 Introduction In September 2014, Commercial Radio Australia and Presslaff Interactive Revenue partnered to provide CRA member stations
Today s Agenda. Path to Purchase Digital Influence SEM Talk Track
Today s Agenda Path to Purchase Digital Influence SEM Talk Track New Insights on Digital Influence New insights: What influences auto shoppers? Objective: Understand what sources are influencing shoppers
Special Finance is back!
Special Finance is back! Maximize your dealership s opportunities Learn the lenders, inventory, marketing and sales process your store needs to deliver and fund those special finance prospects. John Palmer,
SOME IDEAS THAT MAY HELP WITH. Credit Problems and How to Get Help
66308 1083 9/9/04 3:03 PM Page Cov1 SOME IDEAS THAT MAY HELP WITH Credit Problems and How to Get Help 66308 1083 9/9/04 3:03 PM Page Cov2 Table of Contents Do you have a credit problem? 1 Minor credit
Business owner s guide. Buying a vehicle for your business
Business owner s guide Buying a vehicle for your business 1 Setting your business finances up for success Maintaining healthy financial boundaries starts by keeping your business expenses and purchases
After Bankruptcy: What You Need to Know
After Bankruptcy: What You Need to Know The Path to Creditworthiness Bankruptcy offers some resolution to your financial worries. However, it also carries negative consequences and major responsibilities
BUYING & LEASING CARS Presented by Cheryl Hardison SOM Office of Financial Aid March 11, 2010 1 BUYING A CAR IN TODAY S ECONOMY These days, great deals are being offered on big-ticket items all over the
Dr. Debra Sherrill Central Piedmont Community College
Dr. Debra Sherrill Central Piedmont Community College 2 Understand the types of installment loans. Identify ways to pay for college. Know how to purchase a car. 3 I. Introduction to Financial Terms II.
eautoappraise.com 866-795-8903
eautoappraise.com 866-795-8903 eautoappraise Powered by NADAguides For decades, NADAguides has been relied upon for publishing the most market reflective vehicle pricing and information. NADAguides began
MANAGING CREDIT101 TM %*'9 [[[ EPXEREJGY SVK i
MANAGING CREDIT101 TM i This book is intended as a general guide to the topics discussed, and it does not deliver accounting, personal finance, or legal advice. It is not intended, and should not be used,
Navigating. the New Path to Purchase. Consumer Shopping Paths
Navigating the New Path to Purchase AUTOMOTIVE: Consumer Shopping Paths today Today, the consumer path to purchase is as complex as ever. Shifting consumer attitudes and multiple connected devices create
AUTO HISTORY. Resources: Check the vehicle history report using the car s VIN number.
This guide was created to help you with your first motor vehicle transaction and to make you aware of the many facets of the car buying process. Hopefully, with the help of this guide, your car purchasing
lesson nine cars and loans overheads
lesson nine cars and loans overheads the cost of owning and operating a motor vehicle ownership (fixed) costs: Depreciation (based on purchase price) Interest on loan (if buying on credit) Insurance Registration
Full version is >>> HERE YOU CAN BUY A CAR LIKE A PRO. LET US SHOW YOU HOW. Car Buying 101
YOU CAN BUY A CAR LIKE A PRO. LET US SHOW YOU HOW. HOW MUCH CAN YOU AFFORD TO SPEND? RESEARCH, RESEARCH, RESEARCH BEFORE YOU SHOP. A good rule of thumb is to consider a monthly auto payment that should
All About Autos. New Cars, Used Cars, and Repairs
New Cars, Used Cars, and Repairs Table of Contents Introduction...2 New Cars Lemon Law...4 The Importance of Car Titles...6 Used Cars As Is: No Warranty...7 Warranty...7 Online Car Auctions...9 Odometer
10 WAYS TO IMPROVE YOUR CREDIT LIFE
10 WAYS TO IMPROVE YOUR CREDIT BOOST YOUR SCORE AND ENRICH YOUR LIFE BY PATRICK SMORRA CREDIT PROBLEMS ARE EASY TO CREATE BUT HARD TO SOLVE Hello, my name is Patrick Smorra and I m the owner of Napa Chrysler
The online solution for franchise dealers.
The online solution for franchise dealers. Confidence is knowing you have an online partner who will help you promote and showcase your entire inventory of new, used and certified vehicles. Cars.com makes
Minnesota Automotive Advertising Standards ( July 2011)
Minnesota Automotive Advertising Standards ( July 2011) The Better Business Bureau of Minnesota and North Dakota has promoted truth in advertising since 1912. Back then, advertising was limited to print
USED CAR BUYING GUIDE
USED CAR BUYING GUIDE The information contained in this Guide is intended to be generic and is not intended to be a comprehensive guide to the laws and requirements of any particular state, country or
Presentation Slides. Lesson Eight. Cars and Loans 04/09
Presentation Slides $ Lesson Eight Cars and Loans 04/09 the costs of owning and operating a car Ownership (fixed) costs: Purchase price Sales tax Registration fee, title, and license Financing costs Insurance
Text and Engage With Today s Changing Consumer
Text and Engage With Today s Changing Consumer Scott Pechstein, Vice President of Sales Autobytel Inc. Irvine, CA scottp@autobytel.com 949-278-8618 1 The views and opinions presented in this educational
Digital Retailing Port City Nissan Case Study
Digital Retailing Port City Nissan Case Study Dealertrack Digital Retailing A streamlined website to in-store sales process pays off in more sales and a better customer experience General Sales Manager
Published by American Bankers Association in March/April 2012 issue of ABA Bank Compliance magazine
Are Highly Satisfied Customers Fairly Treated Customers? Yes No Maybe By Paul Lubin, Senior Director, Treliant Risk Advisors Published by American Bankers Association in March/April 2012 issue of ABA Bank
Some of the choices you make can influence what you pay for insurance. Let's look at few of these factors:
Objectives: 1. To understand and learn about the factors that affect the cost of auto insurance 2. To learn ways teens can lower their cost for auto insurance 3. To provide an interactive segment allowing
66 Ways to Save Money
A WorkLife4You Guide 66 Ways to Save Money For most kinds of purchases, you can get valuable advice and comparisons on the Internet. Ask a librarian or friends which Internet sites they think are helpful,
Introduction. Purpose. Student Introductions. Objectives (Continued) Objectives
Introduction Instructor and student introductions Module overview 1 2 Your name Student Introductions Your expectations, questions, and concerns about loans Purpose Loan to Own provides general information
About Us. Auto Leads. Call Center B.D.C. Direct Mail Campaigns. Special Promotion. - Auto Leads Team. YourHotLeads.com CustomerTrack Platform
Issue #1230b YourHotLeads.com CustomerTrack Platform Auto Leads Do you wonder where all the buyers are? Would you like to know every customer in your area who is actively looking to purchase a vehicle
CONSUMER EDUCATION WORKBOOK
CONSUMER EDUCATION WORKBOOK BUDGETING CONSUMER CREDIT )+7 608-X8 (DCA) REPLACES PREVIOUS EDITION FORM MAY 96 INCOME NET PAY ADJUSTMENT Military Pay (Take-home pay including BAQ & BAS) $ $ Spouse's Income
Preferred Dealer Network. Better Leads. Better Results. A smarter spend for your marketing dollars.
The new and improved RoadLoans.com The first lead and lending program that offers a guaranteed approval for every customer that arrives at your store. 2008: Acquired business from Triad Financial 2009:
2015 MILLENNIAL OUTLOOK
TABLE OF CONTENTS INTRODUCTION: ABOLISHING STEREOTYPES 1 CAR SHOPPING: A DIFFERENT APPROACH 2 CAR OWNERSHIP: PRACTICAL CONCERNS 4 THE DEALERSHIP VISIT: NEW INFLUENCES 5 SERVICE: IN FOR THE LONG HAUL 6
ABOUT CUSTOMER TRACK
ABOUT Customer Track is a unique prospecting program developed by Denny O Brien a 25-year car veteran. During his tenure at the Betten Auto Group in Muskegon, MI Denny delivered over 20,000 vehicles for
VSCs and The Buyers That Love Them
A consumer insight study sponsored by Assurant Solutions. VSCs and The Buyers That A Guide to VSC Plan Fans... and how to win them over. Vehicle protection programs deliver more than just revenue-producing
SCHEDULED MAINTENANCE
SCHEDULED MAINTENANCE THE DEALERSHIP S GUIDE TO ACHIEVING A POSITIVE ONLINE REPUTATION IN THE PAGES AHEAD PAGE 4 Introduction to Online Reviews PAGE 5 PAGE 6 PAGE 7 PAGE 8 PAGE 18 The Opportunity in the
BETTER YOUR CREDIT PROFILE
BETTER YOUR CREDIT PROFILE Introduction What there is to your ITC that makes it so important to you and to everyone that needs to give you money. Your credit record shows the way you have been paying your
79% use Internet to gather vehicle buying information
Conversations and customer opinions about car dealerships are being shared everyday on the Internet through social networks and customer review websites. The key to building customer loyalty that drives
Point of Sale Auto Insurance Program. Arceri & Associates, Inc. 3342 Esplanade Avenue New Orleans, LA 70119 (504) 484-6393
Point of Sale Auto Program By Arceri & Associates, Inc. 3342 Esplanade Avenue New Orleans, LA 70119 (504) 484-6393 Weekly or Bi-Weekly Car Note Weekly Car Weekly Car Weekly Car Equals Success! You set
Sales Playbook AUTOMOTIVE
Sales Playbook AUTOMOTIVE Contents: SECTION 1 1.1 The What 1.2 The Why 1.3 The Lingo 1.4 The Economy 1.5 The Seasons 1.6 The Playing Field SECTION 3 3.1 The Conversation 3.2 The Questions 3.3 The Goals
Chapter 2: Analyzing a Dealership s Financial Statements & Operations
Chapter 2: Analyzing a Dealership s Financial Statements & Operations To analyze a dealership s operations, a close look must be taken at the day to day operations as well as examining the dealership s
Car Costs ASSESSMENT ONE: Assessment #1
Assessment #1 ASSESSMENT ONE: Knowledge ο T / F You must register your car with the Department of Motor Vehicles (DMV) once every two years. ο T / F Being able to afford a car involves more than being
Auto Buying. Tips for you to get the most out of your auto dollars
Auto Buying Tips for you to get the most out of your auto dollars Table of Contents 3 Factors to Consider When Buying a Vehicle 3 Car Buying Tips 4 Car Buyers Worst Mistakes 5 Buy the Safest Car You Can
Special Report. Women Buy Cars Too. by Tess Karesky, Market Research Analyst
Special Report Women Buy Cars Too by Tess Karesky, Market Research Analyst In 2015, it should go without saying that women are a large and important consumer group for the automotive industry. they need
ABOUT YOUR VEHICLE DAMAGE CLAIM
ABOUT YOUR VEHICLE DAMAGE CLAIM Section I Introduction When you are injured in an automobile accident and the other driver is at fault, your personal injury claim is handled separate from your vehicle
Dealer guide to advertising finance
Dealer guide to advertising finance September 2015 Contents Click to jump to a section Overview Putting the guidance into practice Frequently asked questions Examples of advertising Overview We understand
Teacher's Guide. Lesson Eight. Cars and Loans 01/11
Teacher's Guide $ Lesson Eight Cars and Loans 01/11 cars and loans websites websites for cars and loans The internet is probably the most extensive and dynamic source of information in our society. The
Quick Start Guide. consumer reports auto buying guide 2013
consumer reports auto buying guide 2013 Quick Start Guide This consumer reports auto buying guide 2013 is by means of independently produced user guides. Monday, 11-16-2015 CONSUMER REPORTS AUTO BUYING
7 Hidden Costs Of CHEAP Car Insurance
7 Hidden Costs Of CHEAP Car Insurance Pobody s Nerfect!! You may have received a few speeding tickets within a short amount of time or recently had several accidents or have bad credit. Some insurers promise
7 Steps to Successfully Buying A Used Vehicle
7 Steps to Successfully Buying A Used Vehicle Have a not to exceed budget number and get pre-financed. It s easy to fall in love with a vehicle once you re on the lot. Suddenly, you re talking yourself
The Zero Moment of Truth Automotive Study. Google/Shopper Sciences April 2011
The Zero Moment of Truth Automotive Study Google/Shopper Sciences April 2011 Summary The path to purchase in the automotive category is quite extensive. The vast majority of shoppers take several months
Average college senior has $2,800 in credit card debt
Average college senior has $2,800 in credit card debt Even assuming no more new debt, if you make the minimum monthly payment, it will take about 30 years to pay it all off Credit and Credit Cards The
Buy, Stock & Trade With Confidence Introducing
Buy, Stock & Trade With Confidence Introducing Trade Value Protection Market Value Protection Buyback Guarantee NxGen360 is an Exclusive Distribution Partner for R.V.I. America 2014 R.V.I. America Insurance
Familiarize yourself with laws that authorize and regulate vehicle dealership financing and leasing.
W ith prices averaging more than $28,000 for a new vehicle and $15,000 for a used vehicle, most consumers need financing or leasing to acquire a vehicle. In some cases, buyers use direct lending: they
FANNIE CLAC. Making new cars affordable to low and moderate income Americans
FANNIE CLAC (a non-profit organization) 2 Whipple Place, Lebanon, NH 03766 603-443-9701 Contact Robert Chambers, President Making new cars affordable to low and moderate income Americans Two years old.
K.4 Using Credit Wisely After Bankruptcy
Appx. K.4 K.4 Using Credit Wisely After Bankruptcy Beware of Credit Offers Aimed at Recent Bankruptcy Filers Disguised Reaffirmation Agreement Carefully read any credit card or other credit offer from
Strategic Automotive Digital Marketing: Opportunities & ROI. Brian Pasch, CEO PCG Consulting brian@pcgmailer.com
Strategic Automotive Digital Marketing: Opportunities & ROI Brian Pasch, CEO PCG Consulting brian@pcgmailer.com Understanding Online Shopping in ZMOT Tracking Digital Conversions & Attribution Stealth
First Time Homebuyer Program Application Package
First Time Homebuyer Program Application Package Program Services The Homeownership Program's objective is to assist in all aspects of homeownership. Services provided by our home ownership counseling
Setting the record straight about accusations by Consumer Reports regarding automobile dealer Trick selling practices.
Setting the record straight about accusations by Consumer Reports regarding automobile dealer Trick selling practices. The following information includes excerpts from an article entitled Tricks of the
Loan. Application. Money Smarts for Kids. Money Skills for Life. Member FDIC. What to Know About Loans. Completing a Loan Application
Loan Application What to Know About Loans What do I need to know about applying for a loan? A loan is used to help you pay for something that you want to buy, like a car, college tuition, school trip or
Bankruptcy may make it possible for you to:
A decision to file for bankruptcy should be made only after determining that bankruptcy is the best way to deal with your financial problems. This brochure cannot explain every aspect of the bankruptcy
redit score 600 APR ebt mortgage rate YOUR CREDIT SCORES payment history Credit scores are vital to your financial health nstallment loan
nstallment loan 20 40 680 ebt 00 redit score 600 665 payment history APR mortgage rate YOUR CREDIT SCORES Credit scores are vital to your financial health A credit score is a number that helps lenders
Solving the Credit Puzzle. L G & W Federal Credit Union
Solving the Credit Puzzle L G & W Federal Credit Union Knowledge Check How much do you already know about credit scoring? Sample Credit Report Credit Bureaus Equifax TransUnion Experian Who Can Pull Your
CRAFTING CONTENT TO BUYER STAGE TO INCREASE SOCIAL ROI
CRAFTING CONTENT TO BUYER STAGE TO INCREASE SOCIAL ROI W hen it comes to social media, some businesses assume that posting content is the end goal, and having something posted every day, or multiple times
Student Activities. Lesson Eight. Cars And Loans 04/09
Student Activities $ Lesson Eight Cars And Loans 04/09 the operating costs of a car Model year Make, size, model Fixed costs Depreciation: Purchase price $ divided by estimated life of years $ Annual insurance
Drive Your Dream Auto Buying FAQs
Featuring Upfront GUARANTEED Car Pricing! Drive Your Dream Auto Buying FAQs What is the Auto Buying Program? The Auto Buying Program is an online resource for Buyer s Edge Inc. members that provide low,
Drive confidently. Protecting that investment with a Stillwater Auto policy helps you do those things confidently.
AUTO INSURANCE Drive confidently With the exception of your home, your car is probably the most valuable thing you own. It s an investment one you rely on every day to commute, shuttle the kids, run errands
8 Questions to Ask Before Buying a Used Car
8 Questions to Ask Before Buying a Used Car When it comes to important and expensive purchases, buying a car is usually second only to buying a house. And unlike houses, cars are a depreciating asset.
CDK Digital Marketing Websites
CDK Digital Marketing Websites VW Digital Base Digital Core Audience Management (AMP) $950/mo* $1,650/mo* $2,889/mo* Multi-Device Website Platform Drag and Drop Content Management System Expansive Widget
YEAR-END INCOME TAX DATA FOR BUSINESS ONLY. Please complete and return this form to us by January 30, 2015. Thank you.
Business Name Client Number Tax Year Ending YEAR-END INCOME TAX DATA FOR BUSINESS ONLY Please complete and return this form to us by January 30, 2015. Thank you. The information requested on this form
AUTHOR PAGE: Don Battis
AUTHOR PAGE: Don Battis Don Battis is the owner and founder of Seacoast Car Title Loans and Pawntique, the online pawnshop. Both companies help consumers and small business owners who need short term financing.
Step Description Average time to complete. review. We will need a copy of a valid ID at this time
Mission The mission of ACCION San Diego is to provide economic opportunity to low to moderate income entrepreneurs who lack access to loans from traditional sources. By providing support services and business
1-800-927-4357. www.insurance.ca.gov. Automobile. Insurance. California Department of Insurance
1-800-927-4357 www.insurance.ca.gov Automobile Insurance California Department of Insurance Table of Contents Page 2 Introduction to Auto Insurance 4 Auto Insurance Costs 6 Liability Coverage and California
dealereprocess.com 877-551-2555
dealereprocess.com 877-551-2555 DEALERSHIP WEBSITES The future of the automotive industry has arrived, and you need a website provider that offers a responsible, yet RESPONSIVE solution. Your customers
Before you agree to buy a house, make sure
SPECIAL ALERT Office of the Attorney General, Consumer Protection Division Home Buyers: Beware of Flipping Scams Bought by "flipper" $24,000 February Before you agree to buy a house, make sure you re not
How to Manage and Maximize Your Dealership Marketing Investments in Today's Multi-Channel Environment
How to Manage and Maximize Your Dealership Marketing Investments in Today's Multi-Channel Environment With Dennis Galbraith, Potratz Advertising Moderated by Mike Bowers, DealersEdge Thursday, December
Buy Here Pay Here & Lease Here Pay Here Software Buying Guide brought to you by:
Buy Here Pay Here & Lease Here Pay Here Software Buying Guide brought to you by: 7405 N Tamiami Trail Sarasota, FL 34243 800-654-4955 constellationauto.com Buy Here Pay Here Software Checklist General
NAVIGATING NAVIGATIN MOBILE MARKETING A DEALER S GUIDE TO WINNING SMARTPHONE SHOPPERS
NAVIGATIN NAVIGATING MOBILE MARKETING A DEALER S GUIDE TO WINNING SMARTPHONE SHOPPERS SHOPPERS HAVE ENTERED THE MOBILE FAST LANE TABLE OF CONTENTS Smart mobile devices have changed the game by putting