THE QUÉBEC PRIVATE SECURITY ACT

Size: px
Start display at page:

Download "THE QUÉBEC PRIVATE SECURITY ACT"

Transcription

1 AUGUST 2010 THE QUÉBEC PRIVATE SECURITY ACT AND ITS APPLICATION TO ELECTRONIC SECURITY FIRMS Construction, Engineering, Surety and Fidelity Group CONSTRUCTION LAW BULLETIN In 2004 the Québec Government introduced the Private Security Act 1 (the Act ) to provide a modern legislative and regulatory framework for private security activities. The previous legislation, an Act respecting detective or security agencies 2 was considered to have run its course and no longer responded adequately to the requirements of the security industry and of the public. The Act regulates the sectors of guarding, watching or protecting persons, property or premises, investigations, locksmith work, electronic security systems, valuables transport and security consulting. A licensing and overseeing structure administered by a government agency known as the Bureau de la sécurité privée (the Bureau ) is provided for. The Bureau s mission is to protect the public with respect to private security activities. The Act sets out the Bureau s structure and organization, its regulatory powers, the standards of conduct for agent licence holders and the manner and extent to which the Bureau can oversee such conduct. Finally, the Act provides for penal penalties for any infractions to the Act. Portions of the legislations have been enacted over the years. The licensing requirements of agencies and agents, as they are known in the legislation, came into effect on July 22nd, Scope of the legislation The Act applies to private security activities which include: security guarding which includes watching or protecting persons, property or premises mainly to prevent crime and maintain order; 1 Bill 88 (2006, C-23). 2 R.S.Q., C-8 3 O.C , June 23, 2010.

2 investigation activities 4 ; locksmith work; activities related to electronic securities systems, namely, installing, maintaining and repairing and ensuring the continuous remote or monitoring of burglar or intrusion alarm systems, video surveillance systems and access control systems, other than vehicle security systems; the transport of valuables; and security consulting, namely, providing consulting services or protection against theft, intrusion or vandalism independently from other activities referred to in this section and particularly by developing plans or specifications or presenting projects. The Act furthermore provides that it does not govern private security activities when they are carried out by peace officers and police force employees and interestingly, members in good standing of our professional order governed by the Professional Code (R.S.Q., C-26) in the practice of their profession 5. Two licences The Act requires that any person operating an enterprise that carries on a private security activity must hold an agency licence of the appropriate class, which include: security guard agency; investigation agency; locksmith and electronic security systems agency; valuable transport agency; and security consultant agency 6. The Bureau, when issuing an agency licence, also issues a copy for each establishment operated by the Applicant. 4 Which include searching for persons, information or property, particularly searching for information on an offence or collecting information on the character or conduct of individuals (Sub-paragraph 1 (2) of Section 1). 5 Sub-Section 2 (3) of Article 2. 6 Sections 4 and 5 of the Act. 2

3 The Act requires that any application of an agency licence must be filed by a natural person who is engaged fulltime in the activities of the enterprise who acts as the representative of the enterprise for the purposes of this Act. The representative who seeks the licence on behalf of his enterprise must meet certain conditions: be of good moral character; never have been convicted, in any place, of an offence or an act or omission that is an offence under the Criminal Code (Revised Statutes of Canada, 1985, chapter C-46) or an offence under Section 183 of that Code, under one of the acts listed in the section and is related to the activities foreseen by the agency licence application is filed, unless the representative has obtained a pardon; and meet any other conditions determined by regulation. Moreover, the representative must follow the training provided by the Bureau within six (6) months after the date on which the representative is designated or, if the representative is designated before the agency licence is issued, within six (6) months after the date on which the agency licence is issued. Section 8 also imposes certain obligations on the shareholders of the enterprise and the directors of same who must also be of good moral character and never have been convicted of any offences under the Criminal Code similarly to that of the Applicant. Finally, the company or enterprise itself must satisfy certain criteria: operate at least one (1) establishment in Québec; be solvent; be covered by liability insurance, the coverage and other features of which are determined by regulation; and provide such further security in the amount and form determined by regulation to guarantee the performance of its obligations. Finally, the Bureau is provided with the requisite discretion, at section 10 of the Act, to refuse to issue an agency licence if within the five (5) years preceding the application, the owner, the representative or a director of the enterprise was denied an agent or agency licence or renewal thereof or held an agent licence that was subsequently suspended or cancelled. 3

4 A mechanism is implemented to review, on a yearly basis, that all of the conditions required to maintain a valid licence are maintained. The Bureau will provide the Sûreté du Québec with the information required to verify whether the conditions are still satisfied by the licence holder. There is also a number of provisions dealing with the impact of the Bureau s decision to either suspend, cancel or refuse to renew an agency licence and the process for seeking review of same. The Regulatory framework There are two regulations presently enacted pursuant to the Act. The Regulation under the Private Security Act 7 deals with the licensing requirements and information to be provided for either an agency or an agent s licence. A fee of $1,100 is required for an agency which carries out electronic security systems activities and the holder of any such licence must maintain, throughout the term of the licence, a civil liability insurance policy with a minimum coverage of $1,000,000 per incident for any incident that occurs in the course of its activities for bodily injury, moral or material damage. Moreover the security that the agency must provide to guarantee the performance of its obligations 8, must be in the form of a pledge of money, bonds or an insurance policy in the amount of $10,000. An agency must maintain, at its principal establishment in Québec, a register of the persons in its employ who carry on a private security activity. The Regulation respecting the training required to obtain an agent licence to carry on private security activities 9 sets out the minimal training requirements of certain but not all of the private security activities. Section 1 of the Regulation imposes minimal training requirements for security guarding, investigation, transportation of valuables activities but does not provide any minimal standards for activities related to electronic security systems. 7 R.S.Q. C S-3.5, ss.107 and Sub-section 9(4) of the Act. 9 R.S.Q. C S-3.5, s,112. 4

5 THE QUÉBEC PRIVATE SECURITY ACT AND ITS APPLICATION TO Conclusion As a result of the coming into force of the latest provisions of the Act, private electronic security firms are required to obtain agency licences to carry out their activities in Québec. Licences are now required for firms that carry out both remote monitoring of security systems but also where the firms provide design or consultancy services in the implementation of any such systems. The financial and security requirements imposed by the Act and the Regulations will undoubtedly ensure that only those security firms with sufficient financial and technical capabilities operate in the Québec market. This has largely been viewed as a positive development by the public at large. We can provide further guidance and assistance to firms operating in the Québec market to ensure compliance with the requirements of this licensing regime. Contact: Me Yvan Houle Tel. : yhoule@blgcanada.com Borden Ladner Gervais LLP Lawyers Patent & Trade-mark Agents C a l g a r y 1000 Canterra Tower 400 Third Avenue S.W. Calgary, Alberta, Canada T2P 4H2 tel: fax: M o n t r é a l 1000 de La Gauchetière Street West Suite 900, Montréal, Québec, Canada H3B 5H4 tel: fax: O t t a w a World Exchange Plaza 100 Queen St., Suite 1100 Ottawa, Ontario, Canada K1P 1J9 tel: legal fax: IP fax: To r o n t o Scotia Plaza, 40 King Street West Toronto, Ontario, Canada M5H 3Y4 tel: fax: We publish newsletters from time to time on matters of interest to our clients. If you did not receive this newsletter directly, please contact us by calling BLG-LAW1 or ing subscriptions@blgcanada.com and we will add you to our mailing list for future newsletters. If you received this newsletter in error, or if you do not wish to receive further newsletters, you may also ask to have your contact information removed from our mailing lists. This newsletter has been sent to you courtesy of Borden Ladner Gervais LLP. We respect your privacy and wish to point out that our privacy policy relative to our publications may be found at Borden Ladner Gervais LLP Va n c o u v e r 1200 Waterfront Centre 200 Burrard Street, P.O. Box Vancouver, British Columbia, Canada V7X 1T2 tel: fax: Wa t e r l o o R e g i o n Waterloo City Centre 100 Regina Street South, Suite 220 Waterloo Ontario N2J 4P9 tel: fax: IP fax: Borden Ladner Gervais LLP is an Ontario Limited Liability Partnership Printed in Canada

NEW LEGISLATION FOR MORTGAGE BROKERING ACTIVITIES THE MORTGAGE BROKERAGES, LENDERS AND ADMINISTRATORS ACT, 2006 (ONTARIO)

NEW LEGISLATION FOR MORTGAGE BROKERING ACTIVITIES THE MORTGAGE BROKERAGES, LENDERS AND ADMINISTRATORS ACT, 2006 (ONTARIO) SEPTEMBER 2008 NEW LEGISLATION FOR MORTGAGE BROKERING ACTIVITIES THE MORTGAGE BROKERAGES, LENDERS AND ADMINISTRATORS ACT, 2006 (ONTARIO) www.blgcanada.com The Mortgage Brokerages, Lenders and Administrators

More information

ONTARIO HST: WHAT IT MEANS FOR LANDLORDS AND TENANTS OF COMMERCIAL REAL PROPERTIES

ONTARIO HST: WHAT IT MEANS FOR LANDLORDS AND TENANTS OF COMMERCIAL REAL PROPERTIES MAY 2010 ONTARIO HST: WHAT IT MEANS FOR LANDLORDS AND TENANTS OF COMMERCIAL REAL PROPERTIES COMMERCIAL REAL ESTATE LAW ALERT On December 9, 2009, Ontario legislators approved the sales tax reform proposed

More information

CONTINUING ISSUES FOR U.S. LLCS INVESTING INTO CANADA

CONTINUING ISSUES FOR U.S. LLCS INVESTING INTO CANADA MARCH 2010 CONTINUING ISSUES FOR U.S. LLCS By Elinore Richardson and Stephanie Wong TAX LAW BULLETIN The Canada Revenue Agency ( CRA ), on February 11, 2010, issued a Technical Memorandum on the application

More information

AUGUST 2008. in proposal proceedings under the BIA. found that RBC was a secured creditor of WorkGroup Designs Inc. ("WorkGroup").

AUGUST 2008. in proposal proceedings under the BIA. found that RBC was a secured creditor of WorkGroup Designs Inc. (WorkGroup). AUGUST 2008 SECURED CLAIMS IN PROPOSAL PROCEEDINGS In the recent decision of Re WorkGroup Designs Inc., 1 the Ontario Court of Appeal considered the provisions of the Bankruptcy and Insolvency Act, R.S.C.

More information

TAX LAW / INVESTMENT FUNDS BULLETIN CANADA EXTENDS SOURCE TAXATION FOR INVESTMENT FUNDS

TAX LAW / INVESTMENT FUNDS BULLETIN CANADA EXTENDS SOURCE TAXATION FOR INVESTMENT FUNDS February 9, 2005 CANADA EXTENDS SOURCE TAXATION TAX LAW / INVESTMENT FUNDS BULLETIN The Department of Finance released on December 6, 2004, draft legislation (the Amendments ) implementing the March 23,

More information

Supreme Court of Canada Creates New Test for Police to Search Cell Phones Without a Warrant

Supreme Court of Canada Creates New Test for Police to Search Cell Phones Without a Warrant Supreme Court of Canada Creates New Test for Police to Search Cell Phones Without a Warrant On December 11, 2014, the Supreme Court of Canada released R. v. Fearon, a decision that addresses when police

More information

USING TAX LOSSES WITHIN A CORPORATE GROUP

USING TAX LOSSES WITHIN A CORPORATE GROUP MARCH 0 USING TAX LOSSES WITHIN A CORPORATE GROUP In difficult economic times, businesses need to make the best use possible of their resources. This includes any tax attributes available to them to offset

More information

CANADA INTERPRETS ANTI-HYBRID RULES IN TREATY WITH THE U.S.

CANADA INTERPRETS ANTI-HYBRID RULES IN TREATY WITH THE U.S. JANUARY 2010 CANADA INTERPRETS ANTI-HYBRID RULES IN By Elinore Richardson and Stephanie Wong TAX LAW BULLETIN www.blgcanada.com The Canada Revenue Agency ( CRA ) recently provided its views on the application

More information

Anti-spam, the budget, tweeting and corporate law: news for NFPs

Anti-spam, the budget, tweeting and corporate law: news for NFPs Anti-spam, the budget, tweeting and corporate law: news for NFPs Welcome to the spring 2013 edition of the BLG Charity and Not-for-Profit Law newsletter. There have been several recent events of significance

More information

INVESTMENT MANAGEMENT BULLETIN

INVESTMENT MANAGEMENT BULLETIN INVESTMENT MANAGEMENT BULLETIN APRIL 2013 MOVING BEYOND MUTUAL FUNDS - NEW PROPOSED REGULATIONS FOR PUBLIC CLOSED-END FUNDS AND ALTERNATIVE FUNDS On March 27, 2013, the Canadian Securities Administrators

More information

Opening Your Retail Account

Opening Your Retail Account www.iiroc.ca Tel. 1.877.442.4322 Investment Industry Regulatory Organization of Canada Opening Your Retail Account What your investment dealer needs from you and why Organisme canadien de réglementation

More information

National Instrument 31-103

National Instrument 31-103 Keeping Reforms in Sight: Understanding the New Canadian Registration Requirements AUGUST 2009 National Instrument 31-103 At a Glance BLG S REGISTRANT REGULATION AND COMPLIANCE PRACTICE Our Registrant

More information

BODY ARMOUR CONTROL ACT

BODY ARMOUR CONTROL ACT Province of Alberta Statutes of Alberta, Current as of June 15, 2012 Published by Alberta Queen s Printer Alberta Queen s Printer 7 th Floor, Park Plaza 10611-98 Avenue Edmonton, AB T5K 2P7 Phone: 780-427-4952

More information

Law Firm Compliance: Key Privacy Considerations for Lawyers and Law Firms in Ontario

Law Firm Compliance: Key Privacy Considerations for Lawyers and Law Firms in Ontario PRIVACY COMPLIANCE ISSUES FOR LAW FIRMS IN ONTARIO By Sara A. Levine 1 Presented at Law Firm Compliance: Key Privacy Considerations for Lawyers and Law Firms in Ontario Ontario Bar Association, May 6,

More information

Keeping Reforms in Sight:

Keeping Reforms in Sight: Keeping Reforms in Sight: Understanding the New Canadian Registration Requirements Investment Management Group August 2009 Investment Management Advisories Canadian Securities Regulators Release Final

More information

MEDICAL LABORATORY TECHNOLOGISTS PROFESSION REGULATION

MEDICAL LABORATORY TECHNOLOGISTS PROFESSION REGULATION Province of Alberta HEALTH PROFESSIONS ACT MEDICAL LABORATORY TECHNOLOGISTS PROFESSION REGULATION Alberta Regulation 255/2001 With amendments up to and including Alberta Regulation 76/2007 Office Consolidation

More information

SOCIAL WORKERS PROFESSION REGULATION

SOCIAL WORKERS PROFESSION REGULATION Province of Alberta HEALTH PROFESSIONS ACT SOCIAL WORKERS PROFESSION REGULATION Alberta Regulation 82/2003 With amendments up to and including Alberta Regulation 170/2012 Office Consolidation Published

More information

SECURITY SERVICES AND INVESTIGATORS ACT

SECURITY SERVICES AND INVESTIGATORS ACT Province of Alberta Statutes of Alberta, Current as of June 1, 2013 Office Consolidation Published by Alberta Queen s Printer Alberta Queen s Printer 7 th Floor, Park Plaza 10611-98 Avenue Edmonton, AB

More information

Investment Dealers Association of Canada

Investment Dealers Association of Canada 2 Investment Dealers Association of Canada Dual Registration of Life Insurance Agents and Securities Salespersons The respective securities and insurance legislation and governing bodies of each of the

More information

An Investor s Guide to Making a Complaint

An Investor s Guide to Making a Complaint An Investor s Guide to Making a Complaint The Investment Industry Regulatory Organization of Canada (IIROC) regulates all investment dealers in Canada. We set high quality regulatory and investment industry

More information

11 doing business in Canada. Business Structures

11 doing business in Canada. Business Structures 11 doing business in Canada b Business Structures As is the case in most common law jurisdictions, a person or entity wishing to operate a business in Canada can choose from several different business

More information

Why IIROC Matters to You, the Investor

Why IIROC Matters to You, the Investor Why IIROC Matters to You, the Investor The Investment Industry Regulatory Organization of Canada (IIROC) regulates all investment dealers in Canada. We set high quality regulatory and investment industry

More information

The Private Investigators and Security Guards Regulations, 2000

The Private Investigators and Security Guards Regulations, 2000 1 AND SECURITY GUARDS, 2000 P-26.01 REG 1 The Private Investigators and Security Guards Regulations, 2000 being Chapter P-26.01 Reg 1 (effective October 1, 2000) as amended by Saskatchewan Regulations

More information

Borden Ladner Gervais LLP Scotia Plaza, 40 King St W Toronto, ON, Canada M5H 3Y4 T 416.367.6000 F 416.367.6749 blg.com

Borden Ladner Gervais LLP Scotia Plaza, 40 King St W Toronto, ON, Canada M5H 3Y4 T 416.367.6000 F 416.367.6749 blg.com Borden Ladner Gervais LLP Scotia Plaza, 40 King St W Toronto, ON, Canada M5H 3Y4 T 416.367.6000 F 416.367.6749 blg.com March 9, 2016 DELIVERED BY EMAIL British Columbia Securities Commission Alberta Securities

More information

COMBINED LABORATORY AND X-RAY TECHNOLOGISTS PROFESSION REGULATION

COMBINED LABORATORY AND X-RAY TECHNOLOGISTS PROFESSION REGULATION Province of Alberta HEALTH PROFESSIONS ACT COMBINED LABORATORY AND X-RAY TECHNOLOGISTS PROFESSION REGULATION Alberta Regulation 224/2005 Extract Published by Alberta Queen s Printer Alberta Queen s Printer

More information

Trust and Loan Companies Act

Trust and Loan Companies Act Finance Department Financial Institutions Division 1723 Hollis Street Bus: 902 424-6331 4 th Floor B3J 1V9 Fax: 902 424-1298 PO Box 2271 E-mail:fininst@gov.ns.ca Halifax, NS B3J 3C8 FINANCE OFFICE USE

More information

CHAPTER 6.60 SECURITY SYSTEMS SECTION:

CHAPTER 6.60 SECURITY SYSTEMS SECTION: CHAPTER 6.60 SECURITY SYSTEMS SECTION: 6.60.010: Scope 6.60.020: Class 6.60.025: Fee 6.60.030: Definitions 6.60.040: License Required 6.60.041: Limitations 6.60.042: Identification Required 6.60.045: Regulations

More information

How Will the Consumer Protection Act Affect You?

How Will the Consumer Protection Act Affect You? Commercial Law Bulletin December 2009 Fasken Martineau DuMoulin LLP How Bill 60 will affect the Consumer Protection Act? Sylvie Bourdeau, Montreal Vancouver Calgary Toronto Ottawa Montréal Québec City

More information

CHARTERED PROFESSIONAL ACCOUNTANTS REGULATION

CHARTERED PROFESSIONAL ACCOUNTANTS REGULATION Province of Alberta CHARTERED PROFESSIONAL ACCOUNTANTS ACT CHARTERED PROFESSIONAL ACCOUNTANTS REGULATION Alberta Regulation 84/2015 Extract Published by Alberta Queen s Printer Alberta Queen s Printer

More information

An Investor s Guide to Making a Complaint

An Investor s Guide to Making a Complaint An Investor s Guide to Making a Complaint Protecting Investors and Fostering Fair and Efficient Capital Markets across Canada. The Investment Industry Regulatory Organization of Canada (IIROC) regulates

More information

insurance bulletin Ontario implements administrative monetary penalties in the insurance sector July 2013

insurance bulletin Ontario implements administrative monetary penalties in the insurance sector July 2013 July 2013 insurance bulletin Ontario implements administrative monetary penalties in the insurance sector Effective January 1, 2013, administrative monetary penalties ("AMPs") were introduced to Ontario's

More information

DENTAL ASSISTANTS PROFESSION REGULATION

DENTAL ASSISTANTS PROFESSION REGULATION Province of Alberta HEALTH PROFESSIONS ACT DENTAL ASSISTANTS PROFESSION REGULATION Alberta Regulation 252/2005 Extract Published by Alberta Queen s Printer Alberta Queen s Printer 7 th Floor, Park Plaza

More information

"P" INSURANCE CONDITIONS CONSULTING AND PROFESSIONAL SERVICES

P INSURANCE CONDITIONS CONSULTING AND PROFESSIONAL SERVICES "P" INSURANCE CONDITIONS P_insur_conditions.pdf Issued on May 7, 2013 I N D E X PART I GENERAL INSURANCE CONDITIONS (GIC)... 3 GIC 2 CONSULTANT... 3 GIC 3 INSURANCE PROCEEDS... 4 GIC 4 CONSULTANTS RESPONSIBILITY

More information

S P R I N G 2 0 0 1 C H A R I TA BL E G I V I N G G E T S E A S IE R I N T H I S I S S U E

S P R I N G 2 0 0 1 C H A R I TA BL E G I V I N G G E T S E A S IE R I N T H I S I S S U E S P R I N G 2 0 0 1 C H A R I TA BL E G I V I N G G E T S E A S IE R I N T H I S I S S U E 1 Charitable Giving Gets Easier 3 A Broader Definition of Taxable Canadian Property 5 GST in Agency Situation

More information

CANADA U.S. TREATY COULD

CANADA U.S. TREATY COULD JANUARY 2010 CANADA U.S. TREATY COULD IMPACT LATIN AMERICAN By Elinore J. Richardson and Stephanie Wong TAX LAW BULLETIN www.blgcanada.com Any structuring of investments by a Latin American investor into

More information

HOUSE BILL NO. HB0188 A BILL. for. AN ACT relating to motor vehicles; amending requirements. for motor vehicle liability policies and financial

HOUSE BILL NO. HB0188 A BILL. for. AN ACT relating to motor vehicles; amending requirements. for motor vehicle liability policies and financial 00 STATE OF WYOMING 0LSO-0 HOUSE BILL NO. HB0 Motor vehicle liability policies. Sponsored by: Representative(s) Meuli A BILL for AN ACT relating to motor vehicles; amending requirements for motor vehicle

More information

NORTHERN BLIZZARD RESOURCES INC. STOCK DIVIDEND PROGRAM

NORTHERN BLIZZARD RESOURCES INC. STOCK DIVIDEND PROGRAM NORTHERN BLIZZARD RESOURCES INC. STOCK DIVIDEND PROGRAM Introduction This Stock Dividend Program (the "Program") provides eligible holders ("Shareholders") of common shares ("Common Shares") of Northern

More information

The Credit Reporting Act

The Credit Reporting Act 1 CREDIT REPORTING c. C-43.2 The Credit Reporting Act being Chapter C-43.2 of The Statutes of Saskatchewan, 2004 (effective March 1, 2005). NOTE: This consolidation is not official. Amendments have been

More information

Security Licensing Process and Licence Conditions Policies

Security Licensing Process and Licence Conditions Policies Security Licensing Process and Licence Conditions Policies Table of Contents Table of Contents...1-4 Updates... 5 Section 1 Section 1.1 How to use the Policies... 6 Section 1.2 How the Policies are Organized...

More information

INTERPRETATION BULLETIN

INTERPRETATION BULLETIN INTERPRETATION BULLETIN BULLETIN NUMBER: 10-2014 TITLE: ADVERSE CONTRACTUAL ACTIONS TAKEN IN RESPECT OF LICENSE STATUS DATE: October 2014 PURPOSE AND BACKGROUND The purpose of this interpretation bulletin

More information

How to make a complaint

How to make a complaint How to make a complaint 2 How to make a complaint Contents We value your opinion 3 RBC business groups 4 If you have a complaint or encounter a problem 5 n Step 1: Start at the source 5 n Step 2: Escalate

More information

POLICE RECORD CHECKS IN EMPLOYMENT AND VOLUNTEERING

POLICE RECORD CHECKS IN EMPLOYMENT AND VOLUNTEERING POLICE RECORD CHECKS IN EMPLOYMENT AND VOLUNTEERING Know your rights A wide range of organizations are requiring employees and volunteers to provide police record checks. Privacy, human rights and employment

More information

CHAPTER 537. (House Bill 1309) Business Regulation Mold Remediation Services Licensing

CHAPTER 537. (House Bill 1309) Business Regulation Mold Remediation Services Licensing CHAPTER 537 (House Bill 1309) AN ACT concerning Business Regulation Mold Remediation Services Licensing FOR the purpose of requiring certain persons to be licensed by the Maryland Home Improvement Commission

More information

Immigration and Work Permit Considerations

Immigration and Work Permit Considerations doing business in Canada 46 g Immigration and Work Permit Considerations Canada s immigration legislation and programs are designed to assist the entry into Canada of business people and foreign skilled

More information

CHAPTER 267. BE IT ENACTED by the Senate and General Assembly of the State of New Jersey:

CHAPTER 267. BE IT ENACTED by the Senate and General Assembly of the State of New Jersey: CHAPTER 267 AN ACT concerning third party administrators of health benefits plans and third party billing services and supplementing Title 17B of the New Jersey Statutes. BE IT ENACTED by the Senate and

More information

The Mortgage Brokerages and Mortgage Administrators Regulations

The Mortgage Brokerages and Mortgage Administrators Regulations 1 AND MORTGAGE ADMINISTRATORS M-20.1 REG 1 The Mortgage Brokerages and Mortgage Administrators Regulations being Chapter M-20.1 Reg 1 (effective October 1, 2010) as amended by Saskatchewan Regulations,

More information

MEMBER REGULATION. notice

MEMBER REGULATION. notice MEMBER REGULATION notice Contact: L. Boyce: (416) 943-6903 lboyce@ida.ca MR0359 July 13, 2005 ATTENTION: Ultimate Designated Persons Chief Financial Officers Panel Auditors Distribute internally to: Corporate

More information

Buying Commercial Real Estate in Canada

Buying Commercial Real Estate in Canada Buying Commercial Real Estate in Canada Added experience. Added clarity. Added value. real estate Miller Thomson is one of Canada s most respected national business law firms, committed to delivering what

More information

We Can Help. Resolving Customer Complaints. Where to turn when a problem occurs

We Can Help. Resolving Customer Complaints. Where to turn when a problem occurs We Can Help Resolving Customer Complaints Where to turn when a problem occurs You come first in everything we do. If you have a complaint, we encourage you to let us know and give us the opportunity to

More information

FINANCIAL CASUALTY & SURETY, INC. ALLIANCE SURETY SERVICES PO Box 393, Greenville, SC 29602 \ Phone 864-232-4567 Fax 864-232-4467

FINANCIAL CASUALTY & SURETY, INC. ALLIANCE SURETY SERVICES PO Box 393, Greenville, SC 29602 \ Phone 864-232-4567 Fax 864-232-4467 FINANCIAL CASUALTY & SURETY, INC. ALLIANCE SURETY SERVICES PO Box 393, Greenville, SC 29602 \ Phone 864-232-4567 Fax 864-232-4467 APPLICATION FOR LIABLE BAIL Agency / Producer fcs The BAIL Insurance Company

More information

CIBC Mortgage Disability Insurance and CIBC Mortgage Disability Insurance Plus

CIBC Mortgage Disability Insurance and CIBC Mortgage Disability Insurance Plus Page 1 of 5 CIBC Mortgage Disability Insurance and CIBC Mortgage Disability Insurance Plus Your Certificate Of Insurance CIBC Mortgage Disability Insurance ( Mortgage Disability Insurance ) and CIBC Mortgage

More information

ARTICLE IV: SECURITY ALARM SYSTEMS

ARTICLE IV: SECURITY ALARM SYSTEMS Greenville County, SC Code of Ordinances ARTICLE IV: SECURITY ALARM SYSTEMS Section 11-41 Purpose and findings 11-42 Definitions 11-43 Audible alarm standards 11-44 Violation of audible alarm standard

More information

MODEL LAW ON MOTOR VEHICLE INSPECTION BY INDEPENDENT CONTRACTORS AND SELF INSPECTORS

MODEL LAW ON MOTOR VEHICLE INSPECTION BY INDEPENDENT CONTRACTORS AND SELF INSPECTORS MODEL LAW ON MOTOR VEHICLE INSPECTION BY INDEPENDENT CONTRACTORS AND SELF INSPECTORS Section 1. Definitions.-- As used in this act, the term: (1) "Contractor" means any person, corporation, or partnership

More information

Electronic Commerce. Section N of Stikeman Elliott s Doing Business in Canada. Stikeman Elliott llp

Electronic Commerce. Section N of Stikeman Elliott s Doing Business in Canada. Stikeman Elliott llp Electronic Commerce Section N of Stikeman Elliott s Doing Business in Canada Stikeman Elliott llp Stikeman Elliott LLP Canadian Business Law. Worldwide. Stikeman Elliott is recognized internationally for

More information

Life Insurance Agent Licence Guide

Life Insurance Agent Licence Guide Life Insurance Agent Licence Guide Life insurance agents are permitted to sell insurance products such as life insurance, accident and sickness insurance, individual variable insurance contracts (also

More information

Driver Improvement Program Policies and Guidelines

Driver Improvement Program Policies and Guidelines Office of the Superintendent of Motor Vehicles Ministry of Justice Driver Improvement Program Policies and Guidelines Office of the Superintendent of Motor Vehicles Po Box 9254 Stn Prov Govt Victoria,

More information

Chapter 8 ALARM SYSTEMS. [HISTORY: Adopted 5-18-2004 by the Annual Town Meeting, Art. 27. Amendments noted where applicable.] GENERAL REFERENCES

Chapter 8 ALARM SYSTEMS. [HISTORY: Adopted 5-18-2004 by the Annual Town Meeting, Art. 27. Amendments noted where applicable.] GENERAL REFERENCES Chapter 8 ALARM SYSTEMS [HISTORY: Adopted 5-18-2004 by the Annual Town Meeting, Art. 27. Amendments noted where applicable.] Noise -- See Ch. 40. GENERAL REFERENCES ~ 8-1. Title and purpose. A. This bylaw

More information

This chapter shall be known and cited as the alarm systems code. The provisions of this chapter shall apply to the incorporated area of the city.

This chapter shall be known and cited as the alarm systems code. The provisions of this chapter shall apply to the incorporated area of the city. Chapter 2A ALARM SYSTEMS Section 2A-1. Short Title. [Ord. No. 557, 1] This chapter shall be known and cited as the alarm systems code. Section 2A-2. Scope. [Ord. No. 557, 1] The provisions of this chapter

More information

VICTIMS OF CRIME ACT

VICTIMS OF CRIME ACT Province of Alberta VICTIMS OF CRIME ACT Revised Statutes of Alberta 2000 Current as of November 1, 2013 Office Consolidation Published by Alberta Queen s Printer Alberta Queen s Printer 7 th Floor, Park

More information

BERMUDA PRIVATE INVESTIGATORS AND SECURITY GUARDS ACT 1974 1974 : 78

BERMUDA PRIVATE INVESTIGATORS AND SECURITY GUARDS ACT 1974 1974 : 78 QUO FA T A F U E R N T BERMUDA PRIVATE INVESTIGATORS AND SECURITY GUARDS ACT 1974 1974 : 78 TABLE OF CONTENTS 1 2 3 4 4A 5 6 6A 7 8 9 9A 10 11 12 13 14 15 16 17 18 Interpretation Application of the Act

More information

LICENSED PRACTICAL NURSES PROFESSION REGULATION

LICENSED PRACTICAL NURSES PROFESSION REGULATION Province of Alberta HEALTH PROFESSIONS ACT LICENSED PRACTICAL NURSES PROFESSION REGULATION Alberta Regulation 81/2003 Extract Published by Alberta Queen s Printer Alberta Queen s Printer 5 th Floor, Park

More information

IN THE MATTER OF A DISCIPLINARY HEARING PURSUANT TO SECTIONS 20 AND 24 OF BY-LAW NO.1 OF THE MUTUAL FUND DEALERS ASSOCIATION OF CANADA

IN THE MATTER OF A DISCIPLINARY HEARING PURSUANT TO SECTIONS 20 AND 24 OF BY-LAW NO.1 OF THE MUTUAL FUND DEALERS ASSOCIATION OF CANADA Notice of Hearing File No. 200825 IN THE MATTER OF A DISCIPLINARY HEARING PURSUANT TO SECTIONS 20 AND 24 OF BY-LAW NO.1 OF THE MUTUAL FUND DEALERS ASSOCIATION OF CANADA Re: Jeffrey Mark Levy NOTICE OF

More information

Resolving Customer Complaints

Resolving Customer Complaints Resolving Customer Complaints When a Problem Occurs - We Can Help As an MCAP Client you have come to expect a high level of customer service. If you have a complaint regarding our service or policy, we

More information

Competition Bulletin

Competition Bulletin February 2015 Competition Bulletin The Supreme Court finds that certain Provisions of Anti-Money Laundering and Anti-Terrorist Legislation are inapplicable to Legal Counsel On February 13, 2015, the Supreme

More information

RESPIRATORY THERAPISTS PROFESSION REGULATION

RESPIRATORY THERAPISTS PROFESSION REGULATION Province of Alberta HEALTH PROFESSIONS ACT RESPIRATORY THERAPISTS PROFESSION REGULATION Alberta Regulation 137/2009 Extract Published by Alberta Queen s Printer Alberta Queen s Printer 7 th Floor, Park

More information

PSYCHOLOGISTS PROFESSION REGULATION

PSYCHOLOGISTS PROFESSION REGULATION Province of Alberta HEALTH PROFESSIONS ACT PSYCHOLOGISTS PROFESSION REGULATION Alberta Regulation 251/2005 Extract Published by Alberta Queen s Printer Alberta Queen s Printer 7 th Floor, Park Plaza 10611-98

More information

INSURANCE AGENTS AND ADJUSTERS REGULATION

INSURANCE AGENTS AND ADJUSTERS REGULATION Province of Alberta INSURANCE ACT INSURANCE AGENTS AND ADJUSTERS REGULATION Alberta Regulation 122/2001 With amendments up to and including Alberta Regulation 199/2012 Office Consolidation Published by

More information

House Substitute for SENATE BILL No. 117

House Substitute for SENATE BILL No. 117 House Substitute for SENATE BILL No. 117 AN ACT regulating traffic; relating to transportation network companies, transportation network company services, regulation. Be it enacted by the Legislature of

More information

Recent Changes to Canadian Criminal Law and How it Affects Your Risks as Employers

Recent Changes to Canadian Criminal Law and How it Affects Your Risks as Employers EMPLOYEE SAFETY AND WORK-RELATED INJURY Recent Trends in the Law and Managing Your Risks Toronto November 29, 2007 Recent Changes to Canadian Criminal Law and How it Affects Your Risks as Employers By

More information

Rules and Regulations Relating to The Licensing And Regulation. of The Private Security Guard Business

Rules and Regulations Relating to The Licensing And Regulation. of The Private Security Guard Business Rules and Regulations Relating to The Licensing And Regulation of The Private Security Guard Business Pursuant To The Private Security Guards Act of 1987 R.I.G.L. 5-5.1-1 et. seq. TABLE OF CONTENTS Section

More information

For the purpose of this chapter the following definitions shall apply:

For the purpose of this chapter the following definitions shall apply: CHAPTER 110. ALARM SYSTEMS GENERAL PROVISIONS Sec. 110.01. Definitions. Secs. 110.02 110.14. Reserved. Sec. 110.01. - Definitions. For the purpose of this chapter the following definitions shall apply:

More information

PLEASE NOTE. For more information concerning the history of this Act, please see the Table of Public Acts.

PLEASE NOTE. For more information concerning the history of this Act, please see the Table of Public Acts. PLEASE NOTE This document, prepared by the Legislative Counsel Office, is an office consolidation of this Act, current to May 30, 2012. It is intended for information and reference purposes only. This

More information

Independent Representative s Name: Code(s): Current AGA/MGA: The Applicant is requesting to Transfer to:

Independent Representative s Name: Code(s): Current AGA/MGA: The Applicant is requesting to Transfer to: Request to Transfer Independent Representative s Name: Code(s): Current AGA/MGA: The Applicant is requesting to Transfer to: Does the Applicant have a debt with its current AGA/MGA? If yes, state the amount

More information

Application for a Company Licence

Application for a Company Licence Private Security Personnel Licensing Authority For more information visit www.pspla.govt.nz Application for a Company Licence Under the Private Security Personnel and Private Investigators Act 2010 1 What

More information

The Victims of Crime Act, 1995

The Victims of Crime Act, 1995 1 VICTIMS OF CRIME, 1995 c. V-6.011 The Victims of Crime Act, 1995 being Chapter V-6.011 of the Statutes of Saskatchewan, 1995 (effective February 21, 1997) as amended by the Statutes of Saskatchewan,

More information

APPLYING FOR AUTO INSURANCE. What do I need to know to fill out an automobile insurance application?

APPLYING FOR AUTO INSURANCE. What do I need to know to fill out an automobile insurance application? APPLYING FOR AUTO INSURANCE What do I need to know to fill out an automobile insurance application? Here is some of the information you ll need to provide on an automobile insurance application: 1. Vehicle

More information

Victim Impact Statements Prepared by the Canadian Resource Centre for Victims of Crime

Victim Impact Statements Prepared by the Canadian Resource Centre for Victims of Crime Victim Impact Statements Prepared by the Canadian Resource Centre for Victims of Crime Introduction In the past, the victim was an overlooked entity of the justice process. Over the years, victims advocates

More information

Consultation Document Automobile Insurance Reform

Consultation Document Automobile Insurance Reform Consultation Document Automobile Insurance Reform The Department of Government Services is addressing several issues related to automobile insurance reform which are in addition to the Terms of Reference

More information

insurance bulletin unlicensed insurance in Canada

insurance bulletin unlicensed insurance in Canada September 2013 insurance bulletin unlicensed insurance in Canada This article addresses certain issues relating to foreign insurers conducting unlicensed insurance in Canada, a few years after the federal

More information

DENTAL HYGIENISTS PROFESSION REGULATION

DENTAL HYGIENISTS PROFESSION REGULATION Province of Alberta HEALTH PROFESSIONS ACT DENTAL HYGIENISTS PROFESSION REGULATION Alberta Regulation 255/2006 Extract Published by Alberta Queen s Printer Alberta Queen s Printer 7 th Floor, Park Plaza

More information

For ease of reference we have provided our responses to the questions within the original discussion paper document in red text below.

For ease of reference we have provided our responses to the questions within the original discussion paper document in red text below. Insurance Brokers Association of New Brunswick Association des courtiers d assurances du Nouveau-Brunswick October 31, 2013 Insurance Division Financial and Consumer Services Commission PO Box 6000 Kings

More information

COMMERCIAL VEHICLE CERTIFICATE AND INSURANCE REGULATION

COMMERCIAL VEHICLE CERTIFICATE AND INSURANCE REGULATION Province of Alberta TRAFFIC SAFETY ACT COMMERCIAL VEHICLE CERTIFICATE AND INSURANCE REGULATION Alberta Regulation 314/2002 With amendments up to and including Alberta Regulation 87/2014 Office Consolidation

More information

GUIDELINES FOR THE ADMINISTRATION OF INSURANCE AGENTS - 2010

GUIDELINES FOR THE ADMINISTRATION OF INSURANCE AGENTS - 2010 GUIDELINES FOR THE ADMINISTRATION OF INSURANCE AGENTS - 2010 PART I - PRELIMINARY Purpose and Authorisation 1. These Guidelines are intended to provide the framework and procedure for the licencing and

More information

Insuring your. heritage home

Insuring your. heritage home Insuring your heritage home So you need to insure your heritage home. First off, congratulations. It is a unique opportunity - and challenge - to own and preserve a piece of Canadian history. And the truth

More information

Filing Guide Toronto Stock Exchange, Q3 2010

Filing Guide Toronto Stock Exchange, Q3 2010 Filing Guide Toronto Stock Exchange, Q3 2010 TMX Group Equities Toronto Stock Exchange TSX Venture Exchange Equicom Derivatives Montréal Exchange CDCC Montréal Climate Exchange Fixed Income Shorcan Energy

More information

PHARMACISTS AND PHARMACY TECHNICIANS PROFESSION REGULATION

PHARMACISTS AND PHARMACY TECHNICIANS PROFESSION REGULATION Province of Alberta HEALTH PROFESSIONS ACT PHARMACISTS AND PHARMACY TECHNICIANS PROFESSION REGULATION Alberta Regulation 129/2006 With amendments up to and including Alberta Regulation 90/2011 Office Consolidation

More information

LICENSING PROCEDURES FOR MANAGING GENERAL AGENTS TO OBTAIN AUTHORITY IN VIRGINIA

LICENSING PROCEDURES FOR MANAGING GENERAL AGENTS TO OBTAIN AUTHORITY IN VIRGINIA LICENSING PROCEDURES FOR MANAGING GENERAL AGENTS TO OBTAIN AUTHORITY IN VIRGINIA October 2005 GENERAL INFORMATION The 1992 Virginia General Assembly passed legislation requiring the licensing of managing

More information

ALTAGAS LTD. Dividend Reinvestment and Optional Common Share Purchase Plan of AltaGas Ltd. for Holders of Common Shares

ALTAGAS LTD. Dividend Reinvestment and Optional Common Share Purchase Plan of AltaGas Ltd. for Holders of Common Shares ALTAGAS LTD. Dividend Reinvestment and Optional Common Share Purchase Plan of AltaGas Ltd. for Holders of Common Shares Introduction This Dividend Reinvestment and Optional Common Share Purchase Plan of

More information

Internationally Educated Medical Radiation Technologists APPLICATION for ASSESSMENT

Internationally Educated Medical Radiation Technologists APPLICATION for ASSESSMENT Internationally Educated Medical Radiation Technologists APPLICATION for ASSESSMENT Discipline for which you are applying: Radiological Technology Magnetic Resonance Nuclear Medicine Technology Radiation

More information

Home and Contents Insurance Claim. and. corporate. Title Surname Full given name(s) Postcode Contact home phone number. Contact facsimile number ( )

Home and Contents Insurance Claim. and. corporate. Title Surname Full given name(s) Postcode Contact home phone number. Contact facsimile number ( ) BankSA Home and Contents Insurance Claim About this form Only About complete this form this form if your claim is in respect to loss of or damage to Buildings/Contents/Personal Valuables or Legal Liability.

More information

Application for Claims Made Insurance Policy for Insurance Agents and Brokers Professional Liability (E&O)

Application for Claims Made Insurance Policy for Insurance Agents and Brokers Professional Liability (E&O) Subject to Acceptance by WESTPORT INSURANCE CORPORATION 150 King Street West, Suite 1000 Toronto ON M5H 1J9 Application for Claims Made Insurance Policy for Insurance Agents and Brokers Professional Liability

More information

PHYSICAL THERAPISTS PROFESSION REGULATION

PHYSICAL THERAPISTS PROFESSION REGULATION Province of Alberta HEALTH PROFESSIONS ACT PHYSICAL THERAPISTS PROFESSION REGULATION Alberta Regulation 64/2011 Extract Published by Alberta Queen s Printer Alberta Queen s Printer 7 th Floor, Park Plaza

More information

APPLICATION FOR THERAPEUTIC MASSAGE THERAPIST LICENSE

APPLICATION FOR THERAPEUTIC MASSAGE THERAPIST LICENSE APPLICATION FOR THERAPEUTIC MASSAGE THERAPIST LICENSE CITY ADMINISTRATOR S OFFICE 1307 Cloquet Avenue, Cloquet MN 55720 Phone: 218-879-3347 Fax: 218-879-6555 www.ci.cloquet.mn.us email: djohnson@ci.cloquet.mn.us

More information

COMPLYING WITH THE NEW CLIENT IDENTIFICATION AND VERIFICATION OF IDENTITY REQUIREMENTS OF BY-LAW 7.1

COMPLYING WITH THE NEW CLIENT IDENTIFICATION AND VERIFICATION OF IDENTITY REQUIREMENTS OF BY-LAW 7.1 COMPLYING WITH THE NEW CLIENT IDENTIFICATION AND VERIFICATION OF IDENTITY REQUIREMENTS OF BY-LAW 7.1 BACKGROUND INFORMATION ON THE NEW REQUIREMENT Lawyers by virtue of their trust accounts are targets

More information

PAYDAY LOANS REGULATION

PAYDAY LOANS REGULATION Province of Alberta FAIR TRADING ACT PAYDAY LOANS REGULATION Alberta Regulation 157/2009 With amendments up to and including Alberta Regulation 353/2009 Office Consolidation Published by Alberta Queen

More information

Application for Registered Social Worker Full Registration

Application for Registered Social Worker Full Registration Application for Registered Social Worker Full Registration Licensure Exam Requirement: In addition to completing the Application Package, new applicants will be required to complete a competency based

More information

A CONSOLIDATION OF A BYLAW OF THE CITY OF LETHBRIDGE TO PROVIDE FOR ALARM SYSTEMS FOR THE CITY OF LETHBRIDGE

A CONSOLIDATION OF A BYLAW OF THE CITY OF LETHBRIDGE TO PROVIDE FOR ALARM SYSTEMS FOR THE CITY OF LETHBRIDGE Sheet 1 5078 11/12/00 A CONSOLIDATION OF A BYLAW OF THE CITY OF LETHBRIDGE TO PROVIDE FOR ALARM SYSTEMS FOR THE CITY OF LETHBRIDGE * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *

More information

Licence Chapter 639 Special Transportation Services

Licence Chapter 639 Special Transportation Services Licence Special Transportation Services 639.1.1 Citation Chapter Index Article - 1 Short Title Article 2 - Interpretation 639.2.1 Accessible vehicle - defined 639.2.2 City - defined 639.2.3 Clerk - defined

More information

Please print clearly, sign and submit with contract.

Please print clearly, sign and submit with contract. ADVISOR INFORMATION FORM Please print clearly, sign and submit with contract. 1. Advisor Information Complete this section if your contract is in the name of an individual advisor. that appears on your

More information

IN THE SUPREME COURT OF CANADA (ON APPEAL FROM THE COURT OF APPEAL OF ALBERTA) The Information and Privacy Commissioner of Alberta.

IN THE SUPREME COURT OF CANADA (ON APPEAL FROM THE COURT OF APPEAL OF ALBERTA) The Information and Privacy Commissioner of Alberta. IN THE SUPREME COURT OF CANADA (ON APPEAL FROM THE COURT OF APPEAL OF ALBERTA) SCC File No. 36460 BETWEEN: The Information and Privacy Commissioner of Alberta - and - The Board of Governors of the University

More information