General & Property Office Liability
|
|
- Camilla Reeves
- 8 years ago
- Views:
Transcription
1 General & Property Office Liability General Liability Insurance provides coverage for all liability exposures unless specifically excluded. Liability exposure can include: Libel, slander, injury, damage to other s property while on premises and much more. Liability coverage section of a Commercial General Liability Policy (CGL) provides for separate limits of coverage for general liability, fire legal liability, products and completed operations liability, advertising and personal liability, and medical payments. Property Insurance provides coverage for physical damage to all the owned business property at any insured location. Coverage includes physical property such as; A owned building (Office Building, Condo, Retail Shop, house) Desk, Chairs, art work, computers, marketing materials. We provide additional coverage for accounts receivable, electronics/data equipment, boiler & machinery, convention center coverage, equipment breakdown coverage, business income and extra expense coverage and many more.(automatic limits are shown on Page 2)
2 Limits Below are some of the Highlights of our Travelers Product: $2 million per occurrence/ $4 million aggregate available for Liability Coverage Replacement Cost No coinsurance Additional Coverage and Coverage Extension ( in Addition to Limits of Liability) Arson & Theft Reward up to 5, 000 Claim Data Expense up to 5, 0000 Employee Dishonesty up to 25,000 and limit can be increased Fine Arts up to 25, 000 Fire Department Service Charge up to 25,000 Newly Acquired or constructed Property (building up to 500,000 and business property up to 250,000 up to 180 days) Pollutant Cleanup and Removal up to 25,000 annual aggregate Forgery & Alteration up to 25,000 Ordinance or Law up to a combined 25,000 Temporary Relocation of Premises up to $50,000 for property removed from premises for up to 90 days Water Damage, other liquids, Powder or Molten Material Damage pays cost related to accessing the source of damage
3 Limits Continued.. Coverage Extensions Provided within the limits of Insurance Accounts Receivable up to $25,000 on and off premises (on premises can be increased) Appurtenant Building and Structures up to $50,000 Building Glass for building owners or tenant, property deductible applies with option for glass-specific deductible Business Income and Extra Expense Newly Acquired Premises up to $250,000 for up to 90 days Business Personal Property off Premises coverage applies in transit, temporarily at premises you do not own, lease, or operate and/or at any fair, trade show or exhibit Civil Authority extends business income and extra expense coverage beginning after a 24 hour waiting period for up to 3 consecutive weeks Electronic Data Processing included up to Business Personal Property limit, subject to a maximum of $50,000 and can be increased - Worldwide Coverage (limited exclusions artificial electricity, breakdown and off-premises power failure are covered - up to $25,000 for transit/off premises, newly acquired EDP, backup data off premises, electronic vandalism. Equipment Breakdown included -$100,000 limit applies to breakdown of diagnostic equipment, power generating equipment or production equipment limit can be increased -$25,000 for pollutant contamination & expediting expenses
4 Limits Continued.. -Coverage can be excluded Interruption of Computer Operations up to $25,000 aggregate limit due to physical loss to EDP data/media. Limit can be increased Money Orders and Counterfeit Paper Currency Included with BPP Non-Owned Detached Trailers up to $5,000 Ordinance or Law Increase Period of Restoration up to $25,000 Outdoor Property up to $10,000 applies to - Bridges, walks, roadwards, patios - Radio and television antennas -satellite dishes -limits can be increased Personal Effects up to $25,000 Signs Coverage included Spoilage Consequential Loss Covers damage due to change in temperature or humidity due to a covered cause of loss Theft Damage to Rented Property applies to tenants who are obligated to make repairs Valuable Papers and Records up to $25,000 on and off premises. On premises can be increased
5 Optional Limits Acocunts Receivable increased by $100,000 on and off premises Brands or Labels up to $25,000 Business Income and Extra Expense from Dependent Property increased to $25,000. Newly Acquired Business Property Increased to $500,000 Claim Data Expense increased to $10,000 Computer Fraud up to $5,000 Electronic Data processing equipment, data, and media off premises increased to $50,000 Electronic vandalism increased to $50,000 Extended Business Incomes increased to 90 days Identity Fraud Expense up to $15,000 (annual Aggregate per Insured Person Limited Building Coverage tenant obligation up to $5,000 Lost Key Consequential Loss up to $500 Ordinance or Law includes tenants improvements and betterments and increased period of restoration, increased to $50,000 Unauthorized Business card Use up to $5,000 Utility Service Direct Damage up to $2,500 Utility Services Time Element up to $2,500 Inflation Guard Automatically increases the Limit of Insurance For building and /or business property by a predetermined percentage. ERISA Welfare and Pension include employee benefit plans sponsored by the Insured.
Optimum Property Comparison to Property Plus
Optimum Property Comparison to Property Plus Our Optimum Property provides a comprehensive suite of coverages. This document provides a comparison between the Optimum Property coverage form and the Property
More informationProfessional Liability Coverage for Law Offices
SMALL BUSINESS INSURANCE Professional Liability Coverage for Law Offices Coverage you need from a name you trust The Hartford Most lawyers agree, professional liability coverage is essential. But, it isn
More informationreasons why... PROPERTY AND LIABILITY PROTECTION
101 reasons why... PROPERTY AND LIABILITY PROTECTION The Unbeatable Team: You, Customarq Classic and Chubb In today s competitive sales arena, you want to offer the best package product to your commercial
More informationBusinessowners Coverage
Businessowners Coverage BUILDING AND/OR BUSINESS PERSONAL PROPERTY COVERAGES Buildings Covers your described building, outdoor fixtures (e.g., light poles and flag poles), building glass, permanently installed
More informationbusiness key policy protecting your DReAMs
business key policy PROTECTING YOUR DREAMS Why A Business Key Policy? A standard business policy is fine for some businesses. But many businesses have unique needs that require specialized or supplemental
More informationPOLICYHOLDER NOTICE YOUR NEW BUSINESSOWNERS POLICY
ST-7680 (Ed. 04-12) New policy look. Same quality. POLICYHOLDER NOTICE YOUR NEW BUSINESSOWNERS POLICY Thank you for renewing your insurance with Harleysville. Your business insurance for your garage operations
More informationRental Dwelling Protection Program
Rental Dwelling Protection Program American Family s Rental Dwelling Protection Program With more than thirty years of commercial lines policy experience and $15 billion in assets*, American Family offers
More informationAutomotive services features
Automotive services features Travelers Canada E-Clips Designed for specific occupancies which maintain or repair private passenger or small commercial vehicles. Feature coverages: 1. Pollution clean up
More informationBusinessowners Garage Coverage
Businessowners Garage Coverage American Family s Businessowners Garage Coverage With more than thirty years of commercial lines policy experience and $15 billion in assets*, American Family offers businesses
More informationBROADENED PROPERTY COVERAGE EXTENSION
COMMERCIAL PROPERTY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BROADENED PROPERTY COVERAGE EXTENSION This endorsement modifies insurance provided under the following: COMMERCIAL PROPERTY
More informationinternational coverage summary
At CNA International we provide innovative, flexible and comprehensive insurance solutions for your Insured s expanding global needs. CNA International capabilities: CNA offers foreign coverage for your
More informationCommercial Lines Exposure Checklist For:
Commercial Lines Exposure Checklist For: Client Name Date Coverage Has Coverage Need Coverage Not Applicable/ Miscellaneous Policices Aircraft Products Liability Aviation Bonds Breach of Privacy Credit
More informationSAMPLE. Total Estimated Annual Premium for Spectrum: $ 1,576.00. POLICY LEVEL Property Coverage... 2
YOUR BUSINESS INSURANCE SOLUTION SPECTRUM PROPOSAL Prepared for: Human Nutrition Industries Inc DBA International Science Pro 9901 E La Palma Ave., Anaheim, CA 92807 Proposed by: PAPERLESS INSURANCE SERVICES
More informationFarm and ranch owners, commercial growers and packers AGRIBUSINESS WE INSURE YOUR GROWING BUSINESS SM
Farm and ranch owners, commercial growers and packers AGRIBUSINESS WE INSURE YOUR GROWING BUSINESS SM Farm and ranch owners have a different lifestyle than other businesses, which translates into unique
More informationCommercial Lines Program Summary: TOWER HILL PRIME
Commercial Lines Program Summary: TOWER HILL PRIME COMPANY BACKGROUND Founded in 1972, Tower Hill Insurance Group has become one of Florida's most trusted names in homeowners insurance and select commercial
More informationProduct Liability Insurance Proposal Prepared for: Lucas Luggage Bags, Inc San Francisco, CA 94114. Proposed by:
Product Liability Insurance Proposal Prepared for: Lucas Luggage Bags, Inc San Francisco, CA 94114 Proposed by: PAPERLESS INS SERVICES INC/PHS San Francisco, CA 94121 Proposal Date: 08/27/2014, 3:02 PM
More informationTenant-occupied. Preferred Office Program (POP) Customer Service (727) 823-4000 (800) 627-0000. Claims (800) 765-9700
Customer Service (727) 823-4000 (800) 627-0000 Claims (800) 765-9700 Bankers Insurance Group 11101 Roosevelt Blvd N St. Petersburg, FL 33716 Includes Material Insurance Services Office, Inc. BIG-6305-0412
More informationMinimum terms and limits
Insurance Coverage Requirement PROPERTY Church building, contents, fine arts, musical items, etal Minimum terms and limits Blanket limits for all property insured. No co-insurance clause Replacement cost
More informationGarage Insurance. Guide
Garage Insurance Guide Garage Insurance Auto-Owners has the versatility and flexibility needed to make sure you and your business are properly protected. With our Garage and Premier Garage programs, we
More informationCOMMERCIAL PROPERTY ENHANCEMENT ENDORSEMENT
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. COMMERCIAL PROPERTY ENHANCEMENT ENDORSEMENT This endorsement modifies insurance provided under the following: BUILDING AND PERSONAL PROPERTY
More informationBusiness Choice Renewal Quote
Business Choice Renewal Quote To: Amanda Shyhinskyj 67399 - HUB International HKMB Limited From: Alice Chung Sony Pictures Entertainment Inc., as per endorsement 133 Yonge Street Suite 1 Toronto, ON M4T
More informationPrecision Premier Finalize Quote Proposal
Zurich in North America Small Business ATTENTION DENVER AGENCY COMPANY Thank you for the opportunity to provide your quote. This quote is based on the underwriting and rating information, including deductibles
More informationGlossary of Insurance Terms
Accounts Receivable... Inland Marine Actual Cash Value (ACV)... Property Advertising Injury...General Liability Agreed Amount... Property Blanket Additional Insured...General Liability Blanket Limit...
More informationPrepared. Copyright, State Farm Mutual Automobile Insurance Company, 2008
0108-ST--0001 STATE FARM FIRE AND CASUALTY COMPANY A STOCK COMPANY WITH HOME OFFICES IN BLOOMINGTON, ILLINOIS 3 Ravinia Drive Atlanta GA 30346-2117 Named Insured AT2 004381 3125 ORCHARD VILLA TOWNHOME
More informationCOMPREHENSIVE INSURANCE PROGRAM
COMPREHENSIVE INSURANCE PROGRAM A Group Program Designed Exclusively For Canadian IABC Members* Underwritten by: AXA Insurance Company of Canada 24 Hour Claims Response Hot Line Toll Free 1-800-268-8865
More informationBoat Dealer & Boat Repair. Guide
Boat Dealer & Boat Repair Guide Boat Dealer & Boat Repair Auto-Owners has the versatility and flexibility needed to make sure you and your business are program also gives you the ability to insure automobiles
More informationHanover Avenues. Insurance for Law Offices. Who protects your business, while your business is busy protecting others?
Hanover Avenues Insurance for Law Offices Who protects your business, while your business is busy protecting others? DESIGNED WITH YOUR PROTECTION IN MIND The Hanover has created a comprehensive suite
More informationTHE 9 THINGS YOU MUST KNOW ABOUT PROPERTY AND GENERAL LIABILITY INSURANCE
BUYING SELLING AND LEASING of INVESTMENT REAL ESTATE THE 9 THINGS YOU MUST KNOW ABOUT PROPERTY AND GENERAL LIABILITY INSURANCE A Special Report Prepared By the HollywoodCommercialRealtor.com Copyright
More informationBusinessowners P olicy (BOP)
8 Businessowners P olicy (BOP) O h i o P r o p e r t y a n d C a s u a l t y I n s u r a n c e Businessowners Policy (BOP) Insurance companies have identified the six types of businesses that have been
More informationRenters Insurance. When you want to leave nothing to chance.
Renters Insurance When you want to leave nothing to chance. Property Coverage The Renters Policy protects your possessions in the event of: Fire Lightning Windstorm Hail Explosion Riot Aircraft Damage
More informationCommercial Property Coverage Guide, 4th Edition
Brochure More information from http://www.researchandmarkets.com/reports/1413755/ Commercial Property Coverage Guide, 4th Edition Description: A business - from the one person office or store to the highly
More informationHow To Get A Liability Coverage From Ani/Niac
General Liability Highlighted Features of our General Liability Coverage ANI and NIAC are 501(c)(3) nonprofits whose sole (All mission included is at to no additional charge, Nonprofits unless noted) OWN
More informationBUSINESSOWNERS COVERAGE FORM
BUSINESSOWNERS COVERAGE FORM BUSINESSOWNERS BP 00 03 01 10 Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered.
More informationSupplementary Declarations - Property
Named Insured and Mailing Address Supplementary Declarations - Property Chubb Group of Insurance Companies 15 Mountain View Road Warren, NJ 07059 Issued by the stock insurance company indicated below,
More informationCOMMERCIAL RISK MANAGEMENT COVERAGE SUMMARY
COMMERCIAL RISK MANAGEMENT COVERAGE SUMMARY COMMERCIAL RISK MANAGEMENT Prepared for: GRAF MEADOWS HOA 3300 NW 185TH AVE PMB 195 PORTLAND OR 97229-3406 RICH RANF AGENT By: STATE FARM INSURANCE COMPANIES
More informationPersonal and Business Property Table of Contents. Chapter One: Property Insurance Terms and Concepts 9-13
Personal and Business Property Table of Contents Chapter One: Property Insurance Terms and Concepts 9-13 Insurance Insurable Interest Risk Hazard Peril Loss Proximate Cause Deductible Indemnity Actual
More informationUPDATED SECTION 8. (If you are testing on or after July 1, 2006 please study this in place of Section 8 in your book) 2006 Businessowners Policy
UPDATED SECTION 8 (If you are testing on or after July 1, 2006 please study this in place of Section 8 in your book) 2006 Businessowners Policy The BOP (Businessowner's Policy) is a package policy especially
More informationCOMMERCIAL PROPERTY SELECT EXTENSION ENDORSEMENT
ATTACHED TO AND FORMING PART OF POLICY NUMBER: COMMERCIAL PROPERTY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. COMMERCIAL PROPERTY SELECT EXTENSION ENDORSEMENT Various provisions in
More informationGOLD Product Enhancements
GOLD Product Enhancements What has GOLD been up to lately? Equipment Breakdown Legal Expense Insurance GOLD Rebranding Expand GOLD into British Columbia edocs for Personal Lines Jewellery and Valuable
More informationMerchants Insurance Group Massachusetts, Michigan, New Hampshire, New York, Ohio, Pennsylvania, Rhode Island and Vermont Commercial Lines Agents
April 27, 2011 BULLETIN NO. 5156 TO: SUBJECT: Merchants Insurance Group Massachusetts, Michigan, New Hampshire, New York, Ohio, Pennsylvania, Rhode Island and Vermont Commercial Lines Agents MAP Businessowners
More informationContractor s Plus Program
BR 842 6/17/04 9:15 AM Page 5 Contractor s Plus Program Building the Right Program for You Selective Insurance Group, Inc., is an A.M. Best-rated A+ (Superior) regional insurance company with assets of
More informationMINIMUM INSURANCE STANDARDS
DIOCESE OF FREDERICTON Policy A-8 MINIMUM INSURANCE STANDARDS The following is an outline of the basic minimum insurance coverages required by the Diocesan Synod of Fredericton: Property Insurance - Building,
More informationBusinessowners Enhancement Endorsement
BUSINESSOWNERS WN BP 37 01 14 Businessowners Enhancement Endorsement The following is a summary of increased limits of insurance and additional coverages provided by this endorsement. This is subject to
More informationRLI Home Business Insurance Policy COVERAGE DETAILS AND EXCLUSIONS
RLI Home Business Insurance Policy COVERAGE DETAILS AND EXCLUSIONS NOTE: This document is a general analysis of the coverages, limitations and exclusions applicable to the RLI Home Business Insurance (HBI)
More informationInsurance Basics 101: Demystifying Your Insurance Program. RLI Design Professionals Design Professionals Learning Event DPLE 165 December 16, 2015
Insurance Basics 101: Demystifying Your Insurance Program RLI Design Professionals Design Professionals Learning Event DPLE 165 December 16, 2015 RLI Design Professionals is a Registered Provider with
More informationTripleGuard TM Insurance
TripleGuard TM Insurance Canadian Dentists Insurance Program THREE TYPES OF OFFICE COVERAGE IN ONE PLAN AND AN AVAILABLE BUILDING INSURANCE OPTION Fire, theft, privacy breaches and lawsuits are just a
More informationSPECIAL REPORT. BUILDING A BETTER LEASE AGREEMENT Key Considerations in Negotiating Landlord Favored Commercial Insurance and Indemnity Provisions
SPECIAL REPORT BUILDING A BETTER LEASE AGREEMENT Key Considerations in Negotiating Landlord Favored Commercial Insurance and Indemnity Provisions (06-17-08) This Special Report was written by Kenneth R.
More informationBoiler and Machinery Insurance
Boiler and Machinery Insurance What is boiler and machinery insurance? You don t need a boiler to have the exposure! The term "boiler and machinery" insurance is really a misnomer. Modern policies cover
More informationACORD Logo and Other PROTECTION
BUSINESS OWNERS SECTION AGENCY NAME CARRIER Metropolitan Insurance Services POLICY NUMBER EFFECTIVE DATE FIRST NAMED INSURED DATE (MM/DD/YYYY) NAIC CODE POLICY TYPE STANDARD SPECIAL PERSONAL PROPERTY LIABILITY
More informationCAMBRIDGE PROPERTY & CASUALTY SPECIAL REPORT
CAMBRIDGE PROPERTY & CASUALTY SPECIAL REPORT BUILDING A BETTER LEASE AGREEMENT Key Considerations in Negotiating Landlord Favored Commercial Insurance and Indemnity Provisions This Special Report was written
More informationAmerican International Companies. 70 Pine Street New York, NY 10270 (212) 770-7000 SPECIMEN BUILDING AND PERSONAL PROPERTY COVERAGE FORM
American International Companies 70 Pine Street New York, NY 10270 (212) 770-7000 BUILDING AND PERSONAL PROPERTY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy
More informationStep 1. Step 2 REVIEW YOUR POLICY PROMPT NOTICE TO INSURANCE CARRIER
business income insurance checklist Each year, many organizations suffer a temporary interruption of their business operations due to the damage and destruction caused by hurricanes and other causes of
More informationCOMMERCIAL PROPERTY COVERAGE FORM
COMMERCIAL PROPERTY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout this policy
More informationConsumer s Quick Check Guide Condominium Unit-Owners Policy
Consumer s Quick Check Guide Condominium Unit-Owners Policy Explanation of Coverage Limits and Options: This Consumer s Quick Check Guide to the Condominium Unit-Owners Policy is based, in part, on Insurance
More informationBCACC Insurance Program Summary of Insurance. Professional Liability (Errors & Omissions) Insurance
BCACC Insurance Program Summary of Insurance Benefits & Features 2012 2013 TERM Professional Liability (Errors & Omissions) Insurance This coverage protects the member &/or their legal entity private practice
More informationGeneral Liability. www.insurancefornonprofits.org A Head for Insurance. A Heart for Nonprofits. (800) 359-6422
General Liability Highlighted Features of our General Liability Coverage ANI and NIAC are 501(c)(3) nonprofits whose sole (All mission included is at to no additional charge, Nonprofits unless noted) OWN
More informationCommercial General Liability Insurance (Lecture 9) Overview of Lecture 9 (chapters 3 and 4 CPCU 4)
Commercial General Liability Insurance (Lecture 9) I. Policy structure Overview of Lecture 9 (chapters 3 and 4 CPCU 4) II. Coverages A. Coverage A: BI and PD liability B. Coverage B: Personal injury and
More informationCoverage Checklist BUSINESS, PROPERTY, AUTO, LIABILITY & RELATED COVERAGE. Insurance Health & Benefits Financial Services Tax Preparation
Coverage Checklist BUSINESS, PROPERTY, AUTO, LIABILITY & RELATED COVERAGE Insurance Health & Benefits Financial Services Tax Preparation Property PERILS OF LOSS Selection of loss perils is very important
More informationMidwives Association of British Columbia
Midwifery Practice Insurance Program Midwives Association of British Columbia Prepared by: Lee Fulsher, BA, CAIB Account Manager Direct Line: 604-699-2266 Email: lfulsher@shawsabey.com November 13, 2015
More informationDo you have the right insurance coverage? Insurance Options as shown on application form A B C D E F G
Do you have the right insurance coverage? The CAND recommends that all naturopathic doctors, regardless of where they practice, carry malpractice (Errors & Omissions) liability insurance. In regulated
More informationBUSINESSOWNERS COVERAGE FORM
Policy Number: RLI Insurance Company BUSINESSOWNERS COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not
More informationPersonal property insurance: homeowner and auto insurance.
Insurance and Social Insurance Personal property insurance: homeowner and auto insurance. Agenda Homeowners Insurance Basics Analysis of Homeowners 3 Policy Section I Coverages Section I Perils Insured
More informationCommercial Property Issues #2: Miscellaneous Points to Ponder... sponsored by
Commercial Property Issues #2: Miscellaneous Points to Ponder... sponsored by Commercial Property Issues #2: Miscellaneous Points to Ponder Presented by Michael C. D Orlando, CIC, LIA, CPIA Insurance Training
More informationEXHIBIT K Insurance Requirements
EXHIBIT Insurance Requirements Subject to approval by the City's Risk Manager of the insurers and policy forms, and further subject to HUD's rights under the HUD Documents during the term of the HUD Documents,
More informationInsurance Solutions for Health Care Organizations
Insurance Solutions for Health Care Organizations Is your organization at risk? A health care organization s complex exposures require expert, state-of-the-art insurance protection. Fortunately, Chubb
More informationBUILDING AND PERSONAL PROPERTY COVERAGE PART
BUILDING AND PERSONAL PROPERTY COVERAGE PART We cover direct physical loss to covered property at the premises described on the declarations caused by a covered peril. PROPERTY COVERED We cover the following
More informationAlabama West Florida Conference Renewal Summary
For service call: The Church Insurance Agency Corporation (800) 975-5442 CIAC is a service provider to UMI Alabama West Florida Conference Renewal Summary October 1, 2011 Description Limit Blanket Building
More informationTHE INSURANCE POLICY: SIMPLIFIED!
THE INSURANCE POLICY: SIMPLIFIED! INSURANCE CONTRACT: COMMERCIAL PROPERTY AND BUSINESS INCOME The insurance policy is a contract and as such, is governed by its conditions, provisions, and exclusions.
More informationCITY OF YPSILANTI, MICHIGAN REQUEST FOR PROPOSAL FOR PROPERTY AND LIABILITY INSURANCE ISSUED BY:
CITY OF YPSILANTI, MICHIGAN REQUEST FOR PROPOSAL FOR PROPERTY AND LIABILITY INSURANCE ISSUED BY: Frances McMullan, City Clerk City of Ypsilanti 1 S. Huron Street Ypsilanti, MI 48197 (734) 483-1100 fmcmullan@cityofypsilanti.com
More informationNH POLICY CUSTOMIZATIONS
BUSINESSOWNER S BP 99 NH 04 15 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NH POLICY CUSTOMIZATIONS This endorsement modifies insurance provided under the following: BUSINESSOWNER S
More informationVisit redrivermutual.com for more information and eligibility requirements. Actual policy wordings govern.
Home Insurance Red River Mutual has been providing insurance protection on the prairies for over 135 years and is committed to providing competitive insurance products and equitable claims settlement.
More informationTOWN OF STRATFORD GENERAL INSURANCE AND RISK MANAGEMENT SERVICES PROGRAM. Proposals will be received not later than: June 24, 2015
TOWN OF STRATFORD RFP # GENERAL INSURANCE AND RISK MANAGEMENT SERVICES PROGRAM 2015 Proposals will be received not later than: 1:00 pm LOCAL TIME June 24, 2015 Addressed to: 234 Shakespeare Drive Stratford,
More informationInsurance basics for nonprofit organizations
Insurance basics for nonprofit organizations Updated: July 2012 This document is intended as general and abbreviated guidance for nonprofit organizations. Because every organization s insurance needs are
More informationCONDOMINIUM ASSOCIATION COVERAGE FORM
COMMERCIAL PROPERTY CP 00 17 06 07 CONDOMINIUM ASSOCIATION COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and
More informationHighlights of the PDAC Insurance Program for Consulting Geoscientists. Professional Liability Insurance (E&O Errors and Omissions Insurance)
Highlights of the PDAC Insurance Program for Consulting Geoscientists The PDAC Insurance Program for Consulting Geoscientists provides a full range of general insurance products specifically designed to
More informationBUSINESSOWNERS COVERAGE FORM
BUSINESSOWNERS COVERAGE FORM BUSINESSOWNERS BP 00 03 01 06 Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered.
More informationBrief #09.00. Latest Revision: 01/2011. Business Insurance
Brief #09.00 Latest Revision: 01/2011 Business Insurance Planning and operating a business must include adequate insurance coverage for the individual entrepreneur and/or company providing the product
More informationIowa Association of Municipal Utilities. Safety Group Insurance Program
Iowa Association of Municipal Utilities Safety Group Insurance Program The IAMU Safety Group Since 1980, the Iowa Association of Municipal Utilities, Risk Management Consultants Ltd., and EMC Insurance
More informationBUILDING AND PERSONAL PROPERTY COVERAGE FORM
BUILDING AND PERSONAL PROPERTY COVERAGE FORM COMMERCIAL PROPERTY CP 00 10 04 02 Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what
More informationSBCA PROPERTY AND CASUALTY INSURANCE COVERAGE AUDIT
SBCA PROPERTY AND CASUALTY INSURANCE COVERAGE AUDIT L O C K T O N C O M P A N I E S DEAR SBCA MEMBER The SBCA is pleased to announce it has teamed up with Lockton Companies and AmTrust Insurance to create
More informationBUSINESS INCOME (AND EXTRA EXPENSE) COVERAGE FORM
COMMERCIAL PROPERTY CP 00 30 10 00 BUSINESS INCOME (AND EXTRA EXPENSE) COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and
More informationINSURANCE/ RISK EXPOSURE SURVEY
1) Name of Applicant: 2) Mailing Address: INSURANCE/ RISK EXPOSURE SURVEY 3) Location of Risk: 4) Applicant is a: Corporation Individual Partnership 5) Exact Description of Operations, including all subsidiary
More informationBUSINESS OWNERS SECTION
AGENCY NAME BUSINESS OWNERS SECTION CARRIER DATE (MM/DD/YYYY) NAIC CODE POLICY NUMBER EFFECTIVE DATE FIRST NAMED INSURED POLICY TYPE PERSONAL PROPERTY LIABILITY OPTIONAL S 1. STANDARD MINIMUM GENERAL INFORMATION
More informationBUILDING AND PERSONAL PROPERTY COVERAGE FORM
BUILDING AND PERSONAL PROPERTY COVERAGE FORM COMMERCIAL PROPERTY CP 00 10 10 00 Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what
More informationConsumer s Quick Check Guide Dwelling Property Policy
Explanation of Coverage Limits and Options Consumer s Quick Check Guide Dwelling Property Policy There are three Dwelling Policy Forms offered in the State of Florida. This Consumer s Quick Check Guide
More informationInsurance for Libraries
Insurance for Libraries Christine Lind Hage, Director, Rochester Hills (MI) Public Library 2014 by United for Libraries: The Association of Library Trustees, Advocates, Friends and Foundations. This toolkit
More informationTOWNSHIP OFFICIALS OF ILLINOIS RISK MANAGEMENT ASSOCIATION
TOWNSHIP OFFICIALS OF ILLINOIS RISK MANAGEMENT ASSOCIATION TOIRMA SUMMARY OF COVERAGES as of 6/1/2014 I. PROPERTY COVERAGES A. BUILDINGS AND CONTENTS Covers all the real and personal property owned by
More informationManaging Insurance Risks: How to protect your system? Dustin Hardwick Managing Agent
Managing Insurance Risks: How to protect your system? Dustin Hardwick Managing Agent Utility Resource Insurance Services is a subsidiary of California Rural Water Association. URIS was formed to meet the
More informationCommercial Property Insurance
Commercial Property Insurance Insurance Companies: Alberta School Boards Insurance Exchange Subscribing Insurers Insuring Agreement The Insurer agrees to pay the Insured named on the Coverage Summary for
More informationGUIDELINES FOR PURCHASING INSURANCE ELCA LEADERS
GUIDELINES FOR PURCHASING INSURANCE For ELCA LEADERS Developed By Willis is pleased to provide the following information to help ELCA congregations and synods in evaluating different insurance programs
More informationTHE WOODLANDS TOWNSHIP 2013 PROPERTY AND CASUALTY RFP 2013-110 RESPONSE COMPARISON
THE WOODLANDS TOWNSHIP 2013 PROPERTY AND CASUALTY RFP 2013-110 RESPONSE COMPARISON General Liability Coverage Carrier Insurance Company Current Program of Insurance Texas Municipal League Intergovernmental
More informationBUILDERS RISK COVERAGE FORM
BUILDERS RISK COVERAGE FORM COMMERCIAL PROPERTY CP 00 20 10 12 Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered.
More informationAll Risks of physical loss or damage including Earthquake, Flood and Sewer Back-up, subject to the Policy exclusions
Insurance Summary Property Renewal August 1, 2012 to August 1, 201 Insurer Aon Protection Plus Policy- # RAP4001426 Perils Insured All Risks of physical loss or damage including Earthquake, Flood and Sewer
More informationAmRISC PROPERTY ENHANCEMENT ENDORSEMENT
AmRISC PROPERTY ENHANCEMENT ENDORSEMENT This endorsement modifies insurance provided under the following forms (if attached to this policy): Business and Personal Property Coverage Form Condominium Association
More informationFORM A COVERAGE CHECKLIST For the period November 1, 2015 November 1, 2016
FORM A COVERAGE CHECKLIST For the period November 1, 2015 November 1, 2016 This form is to be filled by the Alternate Broker (except for providers who are renewing coverage with Frank Cowan Company Limited),
More informationCOMMERCIAL INSURANCE (Indiana)
COMMERCIAL INSURANCE (Indiana) Commonwealth Schools of Insurance, Inc. P.O. Box 22414 Louisville, KY 40252-0414 Telephone: 502.425.5987 Fax: 502-429-0755 Web Site: www.commonwealthschools.com Email: info@commonwealthschools.com
More informationBUILDING AND PERSONAL PROPERTY COVERAGE FORM
BUILDING AND PERSONAL PROPERTY COVERAGE FORM COMMERCIAL PROPERTY CP 00 10 10 12 Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what
More informationNonProfit 101. Notes: Session 1B: Insurance, What you do not know can hurt you! From Survivability to Sustainability. June 10, 2015 Session 1B page 1
Session 1B: Insurance, What you do not know can hurt you! Notes: June 10, 2015 Session 1B page 1 Session 1B: Insurance, What you do not know can hurt you! Notes: June 10, 2015 Session 1B page 2 June 10,
More informationCAMBRIDGE PROPERTY & CASUALTY SPECIAL REPORT
CAMBRIDGE PROPERTY & CASUALTY SPECIAL REPORT INSURANCE COVERAGES FOR TECHNOLOGY COMPANIES This Special Report was written by Daniel P. Hale, J.D., CPCU, ARM, CRM, LIC, AIC, AIS, API. Mr. Hale is Vice President
More informationMedical Insurance Application Form - Aon Reed Stenhouse, Toronto
PLEASE COMPLETE THIS APPLICATION IN FULL. THIS FORM IS THE BASIS UPON WHICH INSURANCE IS PROVIDED. IN THE EVENT OF A NON-DISCLOSURE OR MISREPRESENTATION, THE POLICY MAY BE VOIDED AT THE OPTION OF THE INSURER.
More information