OHSU R EGISTRAR AND F INANCIAL A ID S TUDENT F INANCIAL A ID E XPLAINED
|
|
- Elwin Bishop
- 8 years ago
- Views:
Transcription
1 OHSU R EGISTRAR AND F INANCIAL A ID S TUDENT F INANCIAL A ID E XPLAINED Financial Aid Information for Oregon Health & Science University Registrar and Financial Aid Office Mackenzie Hall Room S.W. Sam Jackson Park Road, L-109 Portland, OR Phone: Fax: finaid@ohsu.edu FAFSA Federal School Code:
2 TABLE OF CONTENTS General Information Introduction...4 About Financial Aid at OHSU...4 Helpful Contacts...4 Application Procedures Required Forms and Filing Process...5 Parental Information for Health Professions Funding...5 Awarding Process Cost of Attendance and Determining Eligibility...6 Verification...6 Determining Awards...7 Receiving Your Award...8 Your OHSU Student Account...8 Tuition Payment...9 Enrollment...9 Reporting Additional Resources...10 Tax Credits...10 Policies Withdrawals...10 Refunds...11 Return of Title IV Funds...11 Consortium Agreements...12 D.M.D. Satisfactory Academic Progress Policy...13 M.D. Satisfactory Academic Progress Policy...14 Physician Assistant Satisfactory Academic Progress Policy...16 Graduate Medicine, Graduate Dental, Graduate Nursing, Graduate Science & Engineering, and Dietetic Intern Satisfactory Academic Progress Policy...17 Radiation Therapy Satisfactory Academic Progress Policy...19 Other Undergraduate Satisfactory Academic Progress Policy...21 Right to Inquiry and Appeal...22 Residency Classification Policy...23 Types of Financial Aid Scholarships/Outside Funding...23 Scholarship for Disadvantaged Students...23 Stipend Payments & Tuition and Fee Waivers...24 Military Service...24 National Health Service Corps Scholarships...24 Federal Pell Grant Federal Supplemental Educational Opportunity Grant...25 Oregon Opportunity Grant...25 Federal Work Study...25 General Student Loan Information...25 Federal Perkins Loan...26 Federal Direct Stafford Loans...28 Federal Direct PLUS Loans..32 2
3 Types of Financial Aid ( continued) Federal Nursing Student Loans...34 Nurse Faculty Loan Program...36 Health Professions Student Loans...37 Primary Care Loans...39 Institutional Loans...41 Private Alternative Loans...41 Short Term Loans...42 Entrance Loan Counseling...42 Exit Loan Counseling...42 Repaying Student Loans Developing a Strategy...43 Student Debt Counseling and Financial Management...43 How Much to Borrow...43 Federal Repayment Options...43 Federal Loan Consolidation...46 Deferment...46 Forbearance...46 Consequences of Default...47 Student Rights Family Educational Rights and Privacy Act (FERPA)...47 Additional Sources of Student Consumer Information
4 GENERAL INFORMATION Introduction Oregon Health & Science University (OHSU) recognizes that students and their families may have difficulty financing postsecondary education. To ensure that all qualified students have an opportunity to attend OHSU, the university provides financial assistance through the Financial Aid Office. This guide has been developed to explain financial aid at OHSU and to acquaint you with the terms and conditions of assistance. We hope that it will answer many of your questions regarding the process of applying and receiving financial aid. Please call the Financial Aid Office if you have further questions about any of our policies. About Financial Aid at OHSU The student financial aid program at OHSU is designed to assist students in meeting their educational costs. The Financial Aid Office thoroughly reviews your application for aid, and the best possible assistance is offered to help cover the costs of attending. There are four general types of financial aid: scholarships, grants, loans and employment. The types of aid you will be awarded will depend on many things, including your program of study, financial need and available aid. You must be formally admitted into a financial aid approved degree or certificate program at OHSU before your application for financial aid will be reviewed. We therefore suggest that you apply for financial aid AND admissions at the same time in order to meet certain financial aid deadlines. Once we are notified of your admission to the university we will begin to review your financial aid application. Waiting until you have been admitted to the university to apply for financial aid may adversely affect your financial aid award. Please see the Application Procedure Section for more information. Also, we will utilize several methods to contact you regarding your financial aid, including contacting you via . Therefore, please make sure to check your OHSU assigned address and to update us on your other addresses. We look forward to working with you during your time at OHSU. Our goal is to make the financial aid process as smooth as possible for you. Please contact our office with any questions you may have. Helpful Contacts and Information Registrar and Financial Aid Office Office of Academic & Student Affairs Oregon Student Access Commission U.S. Department of Education Direct Loan Servicing
5 APPLICATION PROCEDURES Required Forms and Filing Process The Free Application for Federal Student Aid (FAFSA) will be used to help determine your eligibility for all federal, state and university financial aid programs. When completing the FAFSA, please enter "Oregon Health & Science University, Portland, OR" in the section that requires you to indicate which colleges are to receive the FAFSA information. Our Federal School Code is Options for filing the FAFSA include the paper application, the renewal application, and electronic application. Paper application forms are available by calling FEDAID. With a Personal Identification Number, a student can complete the electronic version of the FAFSA on the Web at The FAFSA must be submitted after January 1 of each year. Once the U.S. Department of Education has processed your FAFSA, you will receive either an electronic or a paper Student Aid Report (SAR). Please review the SAR carefully. Follow the instructions on your SAR if you need to make any changes to the information you reported on your FAFSA. The Financial Aid Office will receive the information directly from the Department of Education electronically. The OHSU preferential filing date by which the FAFSA must be received by the Federal Processor is March 1 of each year. Applications received after March 1 will be processed, but funding may not be available in some financial aid programs. Because filing after the March 1 deadline can adversely affect your award package, we strongly suggest that you file your FAFSA with estimated income if you do not have your taxes completed. Corrections to the information can be made at a later date with no adverse effect on your priority filing status. The FAFSA process will allow applicants, who meet certain circumstances, to download the 2012 tax information from the IRS. This is recommended whenever possible to help ensure accuracy. However, if you are filing your FAFSA using estimated tax information, you must review (and correct, if necessary) your FAFSA to make sure it matches the tax information on your completed federal tax return. This correction may include the ability to download the tax information directly from the IRS. Because financial aid is based on prior year income and information, you must reapply each year. Reminder notices will be ed to continuing students in January. Parental Information for Department of Health and Human Services Funding Students wanting to apply for Department of Health and Human Services (DHHS) funding (loan and scholarship) must include parental data on the FAFSA even though they meet the criteria of being an independent student.* This is a federal program requirement. Providing parental information to determine eligibility for DHHS funding will not affect eligibility for other types of funds for independent students. If OHSU receives DHHS funding in Health Professions (HP) and/or the Scholarship for Disadvantaged Students (SDS), an will be sent to potentially eligible students in September or early October regarding how to apply for the funding and a deadline date. The application will be available during that time at the OHSU financial aid website ( Students are encouraged to complete the DHHS application. If you choose not to provide parental information, the Financial Aid Office will consider your DHHS application incomplete and will not consider you for DHHS funding. *The SDS and the Primary Care Loan (PCL) have exceptions to the rule regarding if parental information is required. If such funding is available, the information regarding exceptions would be included in the notification regarding applying for the funding. 5
6 AWARDING PROCESS Cost of Attendance and Determining Eligibility The cost of attendance includes instructional and non-instructional costs. Instructional costs are tuition, fees, books and supplies. The tuition and fees for each program are listed in the OHSU Academic Year Fee Books. A fee book covers fall through the following summer term. The fee books can be found at Non-instructional costs include housing, utilities, food, transportation, clothing and other personal expenses. The OHSU Academic Year Fee Book, estimates for books and supplies, and estimates for noninstructional costs can be obtained by contacting the Registrar and Financial Aid Office. The Financial Aid Office will develop standard budgets that take into account both instructional and noninstructional costs. Your personal budget may differ from the one we have compiled. We use a general standard budget, which assures that all students are evaluated as consistently as possible. If you will incur child day care expenses during the period of time that you are in school, please go to: to obtain the Child Care Provider Statement. The Financial Aid Office may be able to increase your standard budget by the amount of your child day care expenses. Eligibility of additional funding to cover child day care expenses will be determined by the Financial Aid Office on a case by case basis. Additionally, the Financial Aid Office has developed maximum amounts that can be added into an individual student s budget to cover child day care expenses. Specifically, we will consider your request for additional funding based upon the costs you incur up to the following maximums: Infant to Three Years: $1385 monthly Three to Six Years: $1050 monthly Six to 12 years-before and After School Program: $350 monthly Based on the information you submitted on the FAFSA, an Expected Family Contribution (EFC) is determined. Many components are used when determining the EFC including income, taxes paid, size of the household, assets and other factors. The EFC is then subtracted from the cost of attendance to determine eligibility for need-based assistance. The Federal Government offers the Financial Aid Office very little flexibility in altering a student s need. However, it is recognized that certain situations are beyond a person s control and those situations may affect a student s ability to contribute toward his/her education. Examples of special circumstances are required medical/dental expenses (not covered by insurance), involuntary loss of employment, car repairs that are required to make the car operational (does not include regular maintenance issues), one time purchase of a computer (not to exceed $2000). If you have one of these circumstances, please contact our office at If you feel you have other special circumstance, a letter with supporting documentation may be submitted to the Financial Aid Office for review. Please note that ceasing employment in order to return to school is not considered a special circumstance. Verification The U.S. Department of Education and OHSU selects applications for a process called Verification. If your application is selected for Verification, the Financial Aid Office is required to verify certain information that you provided on your FAFSA. The Financial Aid Office will notify you if you have been selected for Verification. You will be asked to submit additional documentation that must be submitted before the file is reviewed. In addition, the Financial Aid Office may ask for additional 6
7 documentation to clarify your situation. When asked to submit additional documents, please do so in a timely manner. Students selected for Verification will not be awarded financial aid until all requested documentation has been submitted. If there are corrections that need to be made to your FAFSA, the Financial Aid Office will make those corrections for you electronically. If your application is selected for Verification after you have been initially awarded, any financial aid previously awarded will be on hold until the necessary documents are received from you, the verification process is complete, and any necessary revisions are made to your award. You will be notified if any changes are made to your award. Determining Awards After your eligibility has been determined, OHSU will award the best possible funds depending upon your financial need. Your offer of assistance may likely combine several financial aid programs. Students are mailed a Notification of Eligibility outlining the sources and amounts of funding for which they qualify based on the data submitted. When awarding aid, OHSU must follow all federal and state laws and regulations. Your financial aid funding depends upon the information you and your family provide, the number of eligible applicants, and the total funds available. For example, there are not enough grant funds available to meet every student s eligibility. Therefore, we are obligated by federal law to offer these funds to students who have the greatest financial need. Policies have been developed to ensure that students with similar levels of eligibility will receive similar awards, and usually this intent is achieved. There will be times, however, when awards will differ because of circumstances beyond the control of the Financial Aid Office. Such circumstances might include applications submitted with inaccurate data, lack of parental information on the application, or applications received after March 1. Some of the general criteria for being considered for funding are listed below: Be a U.S. citizen or eligible noncitizen. Have a high school diploma or GED or have started a Title IV eligible program prior to July 1, Enroll in an eligible program as a regular student seeking a degree or certificate. Be registered with Selective Service if required (in general, if you are a male age 18 through 25). Meet satisfactory academic progress standards set by your school. Certify that you are not in default on a federal loan or owe money on a federal grant. Certify that you will use federal student aid only for educational purposes. Certify that you were not convicted for a drug offense that occurred while you were enrolled in school and receiving federal student aid. Ramifications of Drug-Related Offenses for new and continuing students: A student who has been convicted of any offense under any Federal or State law involving the possession or sale of a controlled substance shall not be eligible to receive any grant, loan, and/or work assistance 7
8 during the period beginning on the date of such conviction and ending after the interval specified in the following table: If convicted of an offense involving: The possession of a controlled substance: Ineligibility period is: 1 st offense 1 year 2 nd offense 2 years 3 rd offense Indefinite The sale of a controlled substance: Ineligibility period is: 1 st offense 2 years 2 nd offense Indefinite A student whose eligibility has been suspended may resume eligibility before the end of the ineligibility period if: 1. The student satisfactorily completes a drug rehabilitation program that complies with criteria determined by the Department of Education and includes two unannounced drug tests OR 2. The conviction is reversed, set aside, or otherwise rendered nugatory. Receiving Your Award To receive the aid, you must have returned a signed Notification of Eligibility, completed any required entrance counseling and promissory notes (if necessary, the information on how to complete them would be listed on your Notification of Eligibility), be registered for the appropriate number of credits, and not have any holds. Also, for alternative and PLUS loans, your loan must be approved by the lender. In addition, for alternative loans, we must have received the funding from your lender. If the alternative loan is in the form of a check and it requires your signature, you will be contacted to sign the check so it can be applied to your account. This may add time to receiving your aid. If all these requirements are met, the earliest funds could be available is the Thursday before the term begins based on the academic calendar for your program/year (with noted exceptions). The disbursement dates for your program are listed on the Notification of Eligibility. You can also find the entire financial aid disbursement calendar at select Financial Aid Information on the left side menu, then select Financial Aid Disbursement Calendar. Your OHSU Student Account You can check your student account to review charges on your account and also aid applied to your account. To check your student account, go to select the Logon to ISIS online button on the lower left hand side of the page menu and follow the instructions to log in. Refunds Any aid disbursed to your student account is first applied to outstanding charges before determining if there is a refund. Refunds for excess financial aid are in either the form of a refund check or direct deposit. If you would like to sign up for direct deposit, you may print the form off at It is located on the General Financial Aid Form section on this page. The form and any necessary paperwork should be submitted to the OHSU Cashier s Office at the Portland Campus (see additional information on the form). 8
9 Refund Checks: Portland Campus Students: The check would be available in the Cashier s Office in the 1 st floor of Baird Hall. La Grande, Monmouth, and Klamath Falls Campus Students: The checks are sent to the cashier s office at the campus you attend. Online and Ashland Campus Students: The checks are mailed directly to you. Tuition Payment If the release of financial aid funds is delayed, or some other circumstances have occurred which prevent you from paying your tuition, a deferred tuition plan is available. For more information, contact Betty Harvey at Enrollment The enrollment level required to receive the financial aid award is listed on your Notification of Eligibility for each term of the financial aid year (Full Time, ¾ Time, ½ Time, or < ½ Time). Listed below are the credits required for that enrollment level. Enrollment Status/Code Undergraduate Graduate/Professional Full Time or more credits.9 or more credits ¾ Time 9 to 11 credits..7 to 8 credits ½ Time to 8 credits 5 to 6 credits <½ Time.. 1 to 5 credits. 1 to 4 credits Not Enrolled...0 credits...0 credits If your enrollment will differ from what is listed on the Notification of Eligibility, you will need to complete and submit an enrollment plan update form. The form is available at our office or at the following website: Your financial aid award will then be revised based on the enrollment level that you reported. A revised Notification of Eligibility will be sent to you. Please be aware, certain financial aid programs are available to students who are attending on a part-time basis, but funding is more limited. Please see the information listed below regarding enrollment requirements for some basic aid types. Types of Aid* Undergraduate Enrolled full time, ½ or ¾ time Graduate Enrolled full time, ½, or ¾ time Pell Grant** Yes N/A Supplemental Educational Opportunity Grant (SEOG) Oregon Opportunity Grant (OOG) Yes Yes Work Study Yes Yes Perkins Loan Yes Yes Subsidized Stafford Loan Yes N/A Unsubsidized Stafford Loan Yes Yes PLUS Parent Loan Yes N/A Graduate PLUS Loan N/A Yes N/A N/A Scholarship for Disadvantaged Students (SDS) Requires full time enrollment Requires full time enrollment Health Profession Loan (HP) Requires full time enrollment Requires full time enrollment 9
10 Nursing Loan Yes Yes * The amount of aid available at less than full time could be lowered based on the fund requirements as well as your lower cost of attendance. **The only federal student aid program available at less than ½ time enrollment is the Pell Grant Program. However, there are limitations on which Pell Grant recipients could receive the grant at less than ½ time. If you are enrolled in more than the minimum number of credits required for the enrollment status (but are still in that enrollment level) and your program charges by the credit, you can request that your cost of attendance be increased to reflect your actual tuition cost. This is likely to result in additional loan eligibility. Such requests can first be submitted to the financial aid office one week prior to the term beginning. All such requests must be submitted before the last term of the financial aid year has concluded or when you stop attending at least ½ time, whichever comes first. Reporting Additional Resources Federal regulations require you to report to our office if you will receive any additional resources for Summer 2013 through Spring This includes, but is not limited to: Graduate Research Assistantships Stipends Departmental Tuition/Fee Payments Employee Tuition Benefits Traineeships Private Scholarships Military Awards WICHE funding National Health Service Corp Vocational Rehabilitation AmeriCorps State (not Federal) VA educational benefits Exclude sources of aid that are awarded by the OHSU Financial Aid Office such as Pell Grants, Perkins Loans, Stafford Loans, Health Profession Loans, etc. If you will receive any additional resources, please go to to print out the Reporting Additional Resources form under the Financial Aid Forms section to report those resources to our office. If you are not receiving any additional resources, you do not need to submit this form. If your eligibility has already been met, then the addition of other resources requires OHSU to make an adjustment in the financial aid you have been awarded. This adjustment will involve the reduction of loan funds whenever possible. If, on the other hand, your eligibility has not been met, a change in your OHSU award may not be necessary. Tax Credits There are certain tax benefits in place for tuition paid and for student loan interest payments. For current information on these tax laws, contact an accountant or go to Internal Revenue Service Web site POLICIES Withdrawals If you decide to leave the university, for any reason, including official leaves of absence, you are 10
11 required to complete a Withdrawal or Approved Leave of Absence form, have it approved by the academic program, and submit it to the Registrar and Financial Aid Office. This form is available in the Registrar and Financial Aid Office. If you have borrowed a student loan, you will be required to complete an exit interview. Exit interviews are conducted by the Financial Aid Office and staff can be reached at If you withdraw during a quarter in which you are receiving financial aid, you may be required to repay a portion of the assistance you received in accordance with federal regulations. See Return of Title IV Funds below for more information. Refunds Students who withdraw from courses after a term has begun will have tuition charges assessed according to the University Refund Policy* as defined below. Financial aid recipients also will be subject to the Return of Title IV Funds calculation. Refunds may be granted to students in accordance with the following University Refund Policy for The employee tuition benefit program is nonrefundable. Notification of withdrawal or cancellation must be in writing and addressed to the designated university officer. An appeals process is available to students who believe that their circumstances warrant exceptions to the published policy. The following is the anticipated OHSU Refund Schedule for Starting from the day on which classes begin for the term, by calendar days: Refund before the close of the 11 th calendar day after classes begin for the term 100% Refund before the close of the 25 th calendar day after classes begin for the term..50% The official refund schedule is available from the OHSU Registrar and Financial Aid Office. It is generally finalized in mid-may. The schedule of tuition and fees for each program is published annually in the OHSU Academic Year Fee Book. The fee book can also be found at: *Residents of Maryland enrolled in an online distance education program will be subject to the tuition refund policy listed under Maryland state regulation Title 13B unless the above schedule is more beneficial to the student. Return of Title IV Funds If a federal financial aid recipient who is enrolled in courses that span the entire length of the term withdraws (for whatever reason) from all classes prior to completion of a term, federal regulations require the Financial Aid Office to calculate the amount of Title IV federal financial aid the student and OHSU can retain. If a federal financial aid recipient who is enrolled in courses that are scheduled back to back within a term does not complete all of the courses they were scheduled to attend (for whatever reason) during a term, federal regulations require the Financial Aid Office to calculate the amount of Title IV federal financial aid the student and OHSU can retain. Federal regulations state that you earn your Title IV financial aid directly in proportion to the number of days attended. If you completely withdraw, or do not complete all of the back to back courses you are scheduled to attend during a term, the Financial Aid Office must calculate, according to a specific formula, the portion of the total scheduled federal financial aid you have earned and are therefore entitled to receive. If you received more Title IV federal financial aid than you earned, the unearned excess funds must be returned to the U.S. Department of Education. 11
12 The amount of assistance that you have earned is determined on a pro rata basis. For example, if you attended 30% of the term or 30% of the back to back courses you were scheduled to attend, you earn 30% of the financial assistance you were originally scheduled to receive. Once you have attended more than 60% of the term (for courses that span the entire length of the term) or 60% of the back to back courses you were scheduled to attend, you earn all the assistance that you were scheduled to receive for that period. Scheduled breaks of five consecutive days or longer are excluded from the calculation, but weekend days are included. If the Return of Title IV Funds calculation determines that OHSU must return unearned Title IV funds, the funds will be returned to the programs in the following order: 1.) Unsubsidized Federal Direct Stafford Loans 2.) Subsidized Federal Direct Stafford Loans 3.) Federal Perkins Loans 4.) Federal Direct Parent/Graduate PLUS Loans 5.) Federal Pell Grants 6.) Federal Supplemental Educational Opportunity Grants (SEOG) Once the Return of Title IV Funds calculation has been completed, OHSU will return its portion (if any) of the unearned aid to the federal government. This may leave you with a balance owed to OHSU. If OHSU is not required to return all of the excess funds (as determined by the calculation), you must return the remaining amount. Any loan funds that you are required to return must be repaid according to the terms of your promissory note. If you must return any grant funds, the law provides that the amount you must repay is to be reduced by 50%. If you are required to return grant funds, you must either repay that amount in full or make satisfactory arrangements with the U.S. Department of Education to repay the amount. You must either repay the total grant amount or complete repayment arrangements within 45 days of the date that you were notified by OHSU, or risk losing your eligibility for further federal financial assistance. The Return of Title IV Funds calculation is not related to the OHSU Tuition Refund Policy. Therefore, if the return of unearned Title IV financial aid causes any portion of your tuition and fees to become uncovered, or if the return causes a balance owed on your student account for unearned living expenses previously disbursed to you, you will be billed by the university. In such cases, you will be required to make arrangements with the Bursar to pay the balance. Additional information on the Return of Title IV Funds calculation procedures and requirements, including examples, may be obtained from the Financial Aid Office. Consortium Agreements Students that have an approved consortium agreement with another institution are required to submit copies of grades or unofficial transcripts to the Financial Aid Office by the end of the term for which the consortium agreement was in effect. To prevent future term financial aid disbursements from being made without copies of grades or unofficial transcripts being on file, holds are automatically placed on the student s account. The holds are removed once documentation is received. 12
13 D.M.D. Satisfactory Academic Progress Policy Maintaining Financial Aid Satisfactory Academic Progress Federal regulations require that all students receiving federal financial assistance maintain Satisfactory Academic Progress. Satisfactory Academic Progress will be reviewed at the end of the spring term and be based on all terms at OHSU even those in which financial aid funding was not received. At OHSU, to maintain Satisfactory Academic Progress, students in the D.M.D. program must meet all of the following standards: Be eligible to register (not academically dismissed) and Successfully complete at least 67% of total cumulative attempted credits at OHSU. Unsuccessful grades include, but are not limited to: incompletes (I), no grade received/no basis for grade (X), failing marks (F, NP, 0.0, U), withdrawals (W, WS, WU), and audited courses (AUD). Note: you may repeat a course that you previously did not successfully complete. If you have successfully completed it and wish to retake it, you may retake it once. Please note: each time you register for the course it will count as an attempted course. and Maintain a cumulative GPA of at least 2.0. Financial Aid Suspension Students who do not meet the above requirements at the end of spring term and/or completely withdraw from two consecutive terms will be placed on Financial Aid Suspension. Students placed on Financial Aid Suspension will be notified of this status in writing. Students on Financial Aid Suspension will be denied future financial aid. Students placed on Financial Aid Suspension have the right to submit an appeal to the Director of Financial Aid to have their aid reinstated. The decision to approve an appeal to reinstate aid eligibility is at the discretion of the Director of Financial Aid. A student s appeal must include: An explanation of why they did not meet the requirements listed above. What has changed that will result in them being able to meet the above requirements. Additionally, students may submit appeals based on unusual circumstances, such as an injury/illness of the student, the death of a relative of the student or other special circumstances. For those students who will not be able to complete their program within the maximum time frame allowed (see below), they will need to include an academic plan formulated by their academic advisor for successful completion of the program If an appeal is denied or the student chooses not to appeal, the Financial Aid Suspension can be removed if the student completes enough credits at their own expense to raise the successfully completed percentage to above 67%. Unsuccessful grades include, but are not limited to: incompletes (I), no grade received/no basis for grade (X), failing marks (F, NP, 0.0, U), withdrawals (W, WS, WU), and audited courses (AUD). The student must notify the OHSU Financial Aid Office if this occurs 13
14 so the Financial Aid Suspension can be reevaluated. Financial Aid Probation D.M.D. students who are suspended from financial aid and successfully appeal will be placed on Financial Aid Probation. When placed on Financial Aid Probation, a written notice will be sent to students informing them of the requirements of Financial Aid Probation. Students on Financial Aid Probation who resolve the GPA and/or completion percentage issue at the end of the probationary period will have the probationary status removed. Cumulative Attempted Credit Limit A D.M.D. student is allowed to receive federal financial aid up to a maximum of 150% of the published credits required to complete the OHSU curriculum. All attempted credits at OHSU or through an OHSU approved consortium (even credits attempted during terms in which aid was not received) will be counted toward the maximum credits allowed. If a student reaches that maximum, they are no longer eligible to receive federal or state financial aid for that program. A student may file an appeal of the time frame maximum with the financial aid office. The appeal should include an academic plan formulated by their academic advisor for successful completion of the program. In addition, the appeal should include a written explanation of why the program was not completed within the allotted credits. The decision to approve an appeal to reinstate aid eligibility is at the discretion of the Director of Financial Aid. M.D. Satisfactory Academic Progress Policy Maintaining Financial Aid Satisfactory Academic Progress Federal regulations require that all students receiving federal financial assistance maintain Satisfactory Academic Progress. Satisfactory Academic Progress will be reviewed at the end of the spring term and be based on all terms at OHSU even those in which financial aid funding was not received. At OHSU, to maintain Satisfactory Academic Progress, students in the M.D. program must meet all of the following standards: Be eligible to register (not academically dismissed) and Successfully complete at least 67% of total cumulative attempted credits at OHSU. Unsuccessful grades include, but are not limited to: incompletes (I), no grade received/no basis for grade (X), failing marks (F, NP, 0.0, U), withdrawals (W, WS, WU), and audited courses (AUD). Note: you may repeat a course that you previously did not successfully complete. If you have successfully completed it and wish to retake it, you may retake it once. Please note: each time you register for the course it will count as an attempted course. and For students admitted prior to Summer 2013, maintain a cumulative GPA of at least 1.0. For students admitted Summer 2013 and later, maintain a cumulative GPA of at least 2.0. Financial Aid Suspension Students who do not meet the above requirements at the end of spring term and/or completely withdraw from two consecutive terms will be placed on Financial Aid Suspension. Students placed on Financial Aid 14
15 Suspension will be notified of this status in writing. Students on Financial Aid Suspension will be denied future financial aid. Students placed on Financial Aid Suspension have the right to submit an appeal to the Director of Financial Aid to have their aid reinstated. The decision to approve an appeal to reinstate aid eligibility is at the discretion of the Director of Financial Aid. A student s appeal must include: An explanation of why they did not meet the requirements listed above. What has changed that will result in them being able to meet the above requirements. Additionally, students may submit appeals based on unusual circumstances, such as an injury/illness of the student, the death of a relative of the student or other special circumstances. For those students who will not be able to complete their program within the maximum time frame allowed (see below), they will need to include an academic plan formulated by their academic advisor for successful completion of the program If an appeal is denied or the student chooses not to appeal, the Financial Aid Suspension can be removed if the student completes enough credits at their own expense to raise the successfully completed percentage to above 67%. Unsuccessful grades include, but are not limited to: incompletes (I), no grade received/no basis for grade (X), failing marks (F, NP, 0.0, U), withdrawals (W, WS, WU), and audited courses (AUD). The student must notify the OHSU Financial Aid Office if this occurs so the Financial Aid Suspension can be reevaluated. Financial Aid Probation M.D. students who are suspended from financial aid and successfully appeal will be placed on Financial Aid Probation. When placed on Financial Aid Probation, a written notice will be sent to students informing them of the requirements of Financial Aid Probation. Students on Financial Aid Probation who resolve the GPA and/or completion percentage issue at the end of the probationary period will have the probationary status removed. Cumulative Attempted Credit Limit An M.D. student is allowed to receive federal financial aid up to a maximum of 150% of the published credits required to complete the OHSU curriculum. All attempted credits at OHSU or through an OHSU approved consortium (even credits attempted during terms in which aid was not received) will be counted toward the maximum credits allowed. If a student reaches that maximum, they are no longer eligible to receive federal or state financial aid for that program. A student may file an appeal of the time frame maximum with the financial aid office. The appeal should include an academic plan formulated by their academic advisor for successful completion of the program. In addition, the appeal should include a written explanation of why the program was not completed within the allotted credits. The decision to approve an appeal to reinstate aid eligibility is at the discretion of the Director of Financial Aid. 15
16 Physician Assistant Program Satisfactory Academic Progress Policy Maintaining Financial Aid Satisfactory Academic Progress Federal regulations require that all students receiving federal financial assistance maintain Satisfactory Academic Progress. Satisfactory Academic Progress will be reviewed at the end of the spring term and be based on all terms at OHSU even those in which financial aid funding was not received. At OHSU, to maintain Satisfactory Academic Progress, students in the Physician Assistant program must meet all of the following standards: Be eligible to register (not academically dismissed) and Successfully complete at least 67% of total cumulative attempted credits at OHSU. Unsuccessful grades include, but are not limited to: incompletes (I), no grade received/no basis for grade (X), failing marks (F, NP, 0.0, U), withdrawals (W, WS, WU), and audited courses (AUD). Note: you may repeat a course that you previously did not successfully complete. If you have successfully completed it and wish to retake it, you may retake it once. Please note: each time you register for the course it will count as an attempted course. and Maintain a cumulative GPA of at least 3.0. Financial Aid Suspension Students who do not meet the above requirements at the end of spring term and/or completely withdraw from two consecutive terms will be placed on Financial Aid Suspension. Students placed on Financial Aid Suspension will be notified of this status in writing. Students on Financial Aid Suspension will be denied future financial aid. Students placed on Financial Aid Suspension have the right to submit an appeal to the Director of Financial Aid to have their aid reinstated. The decision to approve an appeal to reinstate aid eligibility is at the discretion of the Director of Financial Aid. A student s appeal must include: An explanation of why they did not meet the requirements listed above. What has changed that will result in them being able to meet the above requirements. Additionally, students may submit appeals based on unusual circumstances, such as an injury/illness of the student, the death of a relative of the student or other special circumstances. For those students who will not be able to complete their program within the maximum time frame allowed (see below), they will need to include an academic plan formulated by their academic advisor for successful completion of the program If an appeal is denied or the student chooses not to appeal, the Financial Aid Suspension can be removed if the student completes enough credits at their own expense to raise the successfully completed percentage to above 67%. Unsuccessful grades include, but are not limited to: incompletes (I), no grade received/no basis for grade (X), failing marks (F, NP, 0.0, U), withdrawals (W, WS, WU), and audited courses (AUD). The student must notify the OHSU Financial Aid Office if this occurs 16
17 so the Financial Aid Suspension can be reevaluated. Financial Aid Probation Physician Assistant students who are suspended from financial aid and successfully appeal will be placed on Financial Aid Probation. When placed on Financial Aid Probation, a written notice will be sent to students informing them of the requirements of Financial Aid Probation. Students on Financial Aid Probation who resolve the GPA and/or completion percentage issue at the end of the probationary period will have the probationary status removed. Cumulative Attempted Credit Limit A Physician Assistant student is allowed to receive federal financial aid up to a maximum of 150% of the published credits required to complete the OHSU curriculum. All attempted credits at OHSU or through an OHSU approved consortium (even credits attempted during terms in which aid was not received) will be counted toward the maximum credits allowed. If a student reaches that maximum, they are no longer eligible to receive federal or state financial aid for that program. A student may file an appeal of the time frame maximum with the financial aid office. The appeal should include an academic plan formulated by their academic advisor for successful completion of the program. In addition, the appeal should include a written explanation of why the program was not completed within the allotted credits. The decision to approve an appeal to reinstate aid eligibility is at the discretion of the Director of Financial Aid. Graduate Medicine, Graduate Dental, Graduate Nursing, Graduate Science & Engineering, and Dietetic Intern Satisfactory Academic Progress Policy Maintaining Financial Aid Satisfactory Academic Progress Federal regulations require that all students receiving federal financial assistance maintain Satisfactory Academic Progress. Satisfactory Academic Progress will be reviewed at the end of each term for all terms of attendance, even those in which financial aid funding was not received. At OHSU, to maintain Satisfactory Academic Progress, graduate medicine, graduate nursing, graduate science & engineering, and dietetic intern students must meet all of the following standards: Be eligible to register (not academically dismissed) and Successfully complete at least 67% of total cumulative attempted credit. Unsuccessful grades include, but are not limited to: incompletes (I), no grade received/no basis for grade (X), failing marks (F, NP, 0.0, U), withdrawals (W, WS, WU), and audited courses (AUD). Note: you may repeat a course that you previously did not successfully complete. If you have successfully completed it and wish to retake it, you may retake it once. Please note: each time you register for the course it will count as an attempted course. and Maintain a cumulative GPA of at least 3.0. Financial Aid Warning At the end of each term graduate medicine, graduate nursing, graduate science & engineering, and dietetic intern students who fail to meet any of the Satisfactory Academic Progress standards will be 17
18 placed on Financial Aid Warning for one term. Financial Aid Warning is a warning, and students still will be eligible to receive financial assistance during the warning term. We encourage students to contact their advisor in their program to explore potential services that may assist the student in being academically successful. When placed on Financial Aid Warning, a written notice will be sent to students informing them of the requirements for re-establishing Satisfactory Academic Progress. The specific requirements that a graduate medicine, graduate nursing, graduate science & engineering, or dietetic intern student on Financial Aid Warning must satisfy are: By the end of the warning term, successfully complete at least 67% of total cumulative attempted credits. Unsuccessful grades include, but are not limited to: incompletes (I), no grade received/no basis for grade (X), failing marks (F, NP, 0.0, U), withdrawals (W, WS, WU), and audited courses (AUD). Note: you may repeat a course that you previously did not successfully complete. If you have successfully completed it and wish to retake it, you may retake it once. Please note: each time you register for the course it will count as an attempted course. and By the end of the warning term, achieve a GPA of 3.0 or better. Students on Financial Aid Warning who successfully complete all of the Satisfactory Academic Progress standards at the end of the warning term will have the warning status removed. Financial Aid Suspension Students who do not meet the above requirements at the end of warning term and/or completely withdraw from two consecutive terms will be placed on Financial Aid Suspension. Students placed on Financial Aid Suspension will be notified of this status in writing. Students on Financial Aid Suspension will be denied future financial aid. Students placed on Financial Aid Suspension have the right to submit an appeal to the Director of Financial Aid to have their aid reinstated. The decision to approve an appeal to reinstate aid eligibility is at the discretion of the Director of Financial Aid. A student s appeal must include: An explanation of why they did not meet the requirements listed above. What has changed that will result in them being able to meet the above requirements. Additionally, students may submit appeals based on unusual circumstances, such as an injury/illness of the student, the death of a relative of the student or other special circumstances. For those students who will not be able to complete their program within the maximum time frame allowed (see below), they will need to include an academic plan formulated by their academic advisor for successful completion of the program If an appeal is denied or the student chooses not to appeal, the Financial Aid Suspension can be removed if the student completes enough credits at their own expense to raise the successfully completed percentage to above 67%. Unsuccessful grades include, but are not limited to: incompletes (I), no grade received/no basis for grade (X), failing marks (F, NP, 0.0, U), withdrawals (W, WS, WU), and audited courses (AUD). The student must notify the OHSU Financial Aid Office if this occurs 18
19 so the Financial Aid Suspension can be reevaluated. Financial Aid Probation Students who are suspended from financial aid and successfully appeal will be placed on Financial Aid Probation for one term. When placed on Financial Aid Probation, a written notice will be sent to students informing them of the requirements of Financial Aid Probation. Students on Financial Aid Probation who successfully complete all of the Satisfactory Academic Progress standards at the end of the probationary term will have the probationary status removed. Cumulative Attempted Credit Limit A graduate medicine, graduate nursing, graduate science & engineering, or dietetic intern student is allowed to receive federal financial aid up to a maximum of 150% of the published credits required to complete the OHSU curriculum. All attempted credits at OHSU or through an OHSU approved consortium (even credits attempted during terms in which aid was not received) will be counted toward the maximum credits allowed. If a student reaches that maximum, they are no longer eligible to receive federal or state financial aid for that program. A student may file an appeal of the time frame maximum with the financial aid office. The appeal should include an academic plan formulated by their academic advisor for successful completion of the program. In addition, the appeal should include a written explanation of why the program was not completed within the allotted credits. The decision to approve an appeal to reinstate aid eligibility is at the discretion of the Director of Financial Aid. Radiation Therapy Program Satisfactory Academic Progress Policy Maintaining Financial Aid Satisfactory Academic Progress Federal regulations require that all students receiving federal financial assistance maintain Satisfactory Academic Progress. Satisfactory Academic Progress will be reviewed at the end of the spring term and be based on all terms at OHSU even those in which financial aid funding was not received. At OHSU, to maintain Satisfactory Academic Progress, students in the radiation therapy program must meet all of the following standards: Be eligible to register (not academically dismissed) and Successfully complete at least 67% of total cumulative attempted credits at OHSU. Unsuccessful grades include, but are not limited to: incompletes (I), no grade received/no basis for grade (X), failing marks (F, NP, 0.0, U), withdrawals (W, WS, WU), and audited courses (AUD). Note: you may repeat a course that you previously did not successfully complete. If you have successfully completed it and wish to retake it, you may retake it once. Please note: each time you register for the course it will count as an attempted course. and Maintain a cumulative GPA of at least 2.0. Financial Aid Suspension Students who do not meet the above requirements at the end of spring term and/or completely withdraw from two consecutive terms will be placed on Financial Aid Suspension. Students placed on Financial Aid 19
20 Suspension will be notified of this status in writing. Students on Financial Aid Suspension will be denied future financial aid. Students placed on Financial Aid Suspension have the right to submit an appeal to the Director of Financial Aid to have their aid reinstated. The decision to approve an appeal to reinstate aid eligibility is at the discretion of the Director of Financial Aid. A student s appeal must include: An explanation of why they did not meet the requirements listed above. What has changed that will result in them being able to meet the above requirements. Additionally, students may submit appeals based on unusual circumstances, such as an injury/illness of the student, the death of a relative of the student or other special circumstances. For those students who will not be able to complete their program within the maximum time frame allowed (see below), they will need to include an academic plan formulated by their academic advisor for successful completion of the program If an appeal is denied or the student chooses not to appeal, the Financial Aid Suspension can be removed if the student completes enough credits at their own expense to raise the successfully completed percentage to above 67%. Unsuccessful grades include, but are not limited to: incompletes (I), no grade received/no basis for grade (X), failing marks (F, NP, 0.0, U), withdrawals (W, WS, WU), and audited courses (AUD). The student must notify the OHSU Financial Aid Office if this occurs so the Financial Aid Suspension can be reevaluated. Financial Aid Probation Radiation Therapy students who are suspended from financial aid and successfully appeal will be placed on Financial Aid Probation. When placed on Financial Aid Probation, a written notice will be sent to students informing them of the requirements of Financial Aid Probation. Students on Financial Aid Probation who resolve the GPA and/or completion percentage issue at the end of the probationary period will have the probationary status removed. Cumulative Attempted Credit Limit A Radiation Therapy student is allowed to receive federal financial aid up to a maximum of 150% of the published credits required to complete the OHSU curriculum. All attempted credits at OHSU or through an OHSU approved consortium (even credits attempted during terms in which aid was not received) will be counted toward the maximum credits allowed. If a student reaches that maximum, they are no longer eligible to receive federal or state financial aid for that program. A student may file an appeal of the time frame maximum with the financial aid office. The appeal should include an academic plan formulated by their academic advisor for successful completion of the program. In addition, the appeal should include a written explanation of why the program was not completed within the allotted credits. The decision to approve an appeal to reinstate aid eligibility is at the discretion of the Director of Financial Aid. 20
Find yourself here FINANCIAL AID Y O U R G U I D E T O
Find yourself here Application Eligibility Helpful Hints Rights & Responsibilities Verification Academic Progress Dependent/Independent Status Y O U R G U I D E T O FINANCIAL AID Bright Futures Federal
More informationTHE SOLUTION CENTER. Financial Aid Registrar Student Financial Services YOUR GUIDE TO FINANCIAL AID
THE SOLUTION CENTER Financial Aid Registrar Student Financial Services YOUR GUIDE TO FINANCIAL AID 2016-2017 //////////////////////////////////////////////////////////////////////////////////////// 1 The
More information2015 2016 Financial Aid Information
2015 2016 Financial Aid Information Federal Student Aid (FSA) is authorized under the Higher Education Act of 1965 and is facilitated through the Office of Federal Student Aid (FSA) an Office of the U.S.
More information2014-2015 MSSU FINANCIAL AID HANDBOOK
2014-2015 MSSU FINANCIAL AID HANDBOOK INTRODUCTION Thank you for your interest in the financial aid programs at Missouri Southern State University. This handbook describes various sources of federal Title
More informationFinancial Aid. Application Procedure. Financial Aid
21 Financial Aid Seattle University is pleased to offer a variety of strategies and resources aimed at helping eligible students meet the costs of education. Approximately 70 percent of undergraduate students
More informationThe Financial Aid Application Process and Frequently Asked Questions
The Financial Aid Application Process and Frequently Asked Questions Step 1 - To apply for financial aid, a student must complete the Free Application for Federal Student Aid (FAFSA) each year. Students
More informationWilliam D. Ford Federal Direct Loan Program Loans made through this program are referred to as Direct Loans. Eligible students
Frequently Asked Questions 1. How and when to apply for Financial Aid? To apply for financial aid at Northark, you should: Submit the Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov Complete
More informationFees and Financial Aid
Fees and Financial Aid Student Costs and Student Fees All fees and all policies governing the refund of fees are subject to change by the Board of Regents, State of Iowa. Current information on tuition,
More informationUNDERSTANDING YOUR FINANCIAL AID
UNDERSTANDING YOUR FINANCIAL AID Understanding Your Award Letter Financial Aid consists of grants, work-study and loans to help meet your educational expenses. You may accept or reject all or part of your
More informationAPPLYING FOR FINANCIAL AID
APPLYING FOR FINANCIAL AID Application Steps 1. Gather documents to complete FAFSA. a. Student, Spouse, and Parent (if dependent) Federal Tax Forms b. W-2 Forms c. Records of untaxed income d. Current
More informationFINANCIAL AID FEDERAL STUDENT AID. Undergraduate Students
FINANCIAL AID Undergraduate Students FEDERAL STUDENT AID Students applying for Federal Student Aid funds must complete the Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov each academic
More informationFINANCIAL AID. Applying for Federal Financial Aid. Eligibility for Federal and State Financial Aid
16 Financial Aid FINANCIAL AID Columbia College s financial aid program exists to make education affordable for all students who qualify. The College believes that if students desire to attend college
More informationFINANCIAL AID POLICY
FINANCIAL AID POLICY Debutantes School of Cosmetology and Nail Technology, LLC (Federal school code 042299) is an approved institution in disbursement of Title IV funds for our cosmetology program. A financial
More informationTerms and Conditions Governing Student Financial Aid. LSCS Financial Aid Departments
Terms and Conditions Governing Student Financial Aid LSCS Financial Aid Departments Cy-Fair Kingwood Montgomery North Harris Tomball University Park 9191 Barker Cypress Road Cypress, Texas 77433 2000 Kingwood
More informationFINANCIAL AID. Applying for Federal Financial Aid. Eligibility for Federal and State Financial Aid
FINANCIAL AID Columbia College s financial aid program exists to make education affordable for all students who qualify. The College believes that if students desire to attend college they should not be
More informationFinancial Aid Guide. School Code: 003732
Radford University Financial Aid Guide School Code: 003732 Table of Contents The Purpose and Benefit of a Booklet... 2 Getting Started... 2 What is Financial Aid... 2 Cost of Attendance... 3 Financial
More information2016-2017 FINANCIAL AID GUIDE For Graduate Students (As of 05/04/2016)
2016-2017 FINANCIAL AID GUIDE For Graduate Students (As of 05/04/2016) HOW TO USE THIS GUIDE The purpose of this guide is to assist you with understanding important information about the financial aid
More informationFinancial Aid. Eligibility Requirements for Federal Student Aid. University of California, Irvine 2015-2016 1. On This Page:
University of California, Irvine 2015-2016 1 Financial Aid On This Page: Financial Aid Eligibility Requirements for Federal Student Aid UCI Policies on Satisfactory Academic Progress for Financial Aid
More informationFinancial Aid Consumer Information
Financial Aid Consumer Information In accordance with federal regulations set forth by the Higher Education Act of 1965, as amended, NCE provides this Student Disclosures Schedule as means to disseminate
More informationFINANCIAL AID APPLYING FOR FINANCIAL AID ELIGIBILITY FOR FINANCIAL AID. with students by email using our address of ummfinancialaid@maine.edu.
FINANCIAL AID APPLYING FOR FINANCIAL AID Application for student aid administered by the University of Maine at Machias (UMM) is made by completing the Free Application for Federal Student Aid (FAFSA)
More informationWest shore community college. Financial
Financial Aid 38 - Financial Aid The West Shore Community College Financial Aid Office encourages all students to apply for financial aid and will assist all students with the process of applying for financial
More informationFinancial Aid @ Austin Grad Overview & Policies
Financial Aid @ Austin Grad Overview & Policies Financial Aid Director Dave Arthur (512) 476-2772 x 105 darthur@austingrad.edu CONTENTS Financing your Austin Grad Education 2 The FAFSA 3 Helpful websites
More informationFINANCIAL AID CONSUMER INFORMATION GUIDE 2015-2016 Award Year Revised 09/01/2015
FINANCIAL AID CONSUMER INFORMATION GUIDE 2015-2016 Award Year Revised 09/01/2015 You are responsible for reading this award guide. This information is essential to read and understand the terms and conditions
More informationJohn A. Logan College Financial Aid Booklet
John A. Logan College Financial Aid Booklet inside: Applying for Financial Aid Definitions Types of Financial Assistance Satisfactory Academic Progress Students Rights and Responsibilities 1 John A. Logan
More informationINFORMATION ABOUT YOUR FINANCIAL AID AWARD
INFORMATION ABOUT YOUR FINANCIAL AID AWARD 2013-2014 We are pleased to offer financial assistance for your cost of attendance at the University of North Carolina at Chapel Hill. Your award information
More informationKendall College. Office of Financial Aid. Program Terms & Conditions 2014-2015. financial_aid@kendall.edu Phone: 312-752-2070
Kendall College Office of Financial Aid Program Terms & Conditions 2014-2015 financial_aid@kendall.edu Phone: 312-752-2070 Table of Contents Introduction... 4 Federal Pell Grants... 4 Federal Supplemental
More informationFinancial Aid. Fees. Refund Policy
Refund Policy Students who officially drop a class may be eligible to receive refunds of tuition. Refunds are based on the following scale: Day of Drop Refund Through the last day of registration 100%
More informationThe choice is clear. FINANCIAL AID: LOWER THE COST OF HIGHER EDUCATION
The choice is clear. FINANCIAL AID: LOWER THE COST OF HIGHER EDUCATION HOW TO APPLY FOR FINANCIAL AID The Free Application for Federal Student Aid (FAFSA) serves as the application for all federal, state
More informationFinancial Aid Guide For adult and graduate online students
Financial Aid Guide For adult and graduate online students 2015-2016 Table of Contents 2015-2016 Costs... 2-3 Federal & State Grant Programs... 3 Student Loans and Supplemental Loans... 4 How to Obtain
More information2015-2016. Your Guide To Financial Aid
2015-2016 Your Guide To Financial Aid The Solution Center is available to assist all students regarding financial aid, registration, student records, and billing inquires. The Solution Center University
More informationNational Personal Training Institute
National Personal Training Institute Financial Assistance Information School Location: 8500 Leesburg Pike Suite #308 Vienna, VA 22182 Phone# 703-531-0795 Fax # 703-531-0796 Prepared for Award Year: July
More information2015-16 Academic Year
2015-16 Academic Year Financial Aid & Scholarships Office This Award Notification Guide is your resource for understanding the types of financial aid offered and action required to accept your aid award,
More informationUpper Iowa University. Self-Paced Degree Program Financial Aid Handbook
Upper Iowa University Self-Paced Degree Program Financial Aid Handbook What is the Self-Paced Degree Program (SPDP)? Upper Iowa University (UIU) offers self-paced correspondence courses as an option for
More informationFAFSA (Free Application for Federal Student Aid) 2013-2014 www.fafsa.gov The federal school is: 015230 (Geneva General Hospital)
2013-2014 Financial Aid Information Finger Lakes Health College of Nursing & Marion S. Whelan School of Practical Nursing At FLHCON, we know that the cost of a college education and the financial assistance
More informationLife in Progress, Careers in Motion.
FEDERAL AID @ TULSA TECH / Q&A What Federal Aid is Available @ Tulsa Tech? Tulsa Tech offers the following federal (Title IV) and state need-based aid to those who complete the Free Application for Federal
More informationApplying for Financial Aid and Determining Aid Eligibility
Applying for Financial Aid and Determining Aid Eligibility Applying for Federal Student Financial Aid To apply for federal financial aid, student and parents (if applicable) are required to complete the
More informationFinancial Aid. college. The results of this calculated assessment is what is commonly referred to as the Expected Family Contribution or (EFC).
FINANCIAL AID POLICIES & PROCEDURES Eligibility To be eligible to receive financial aid, a student must: 1. Be a U.S. citizen or permanent resident (except for international scholarships). 2. Be enrolled
More informationFINANCIAL AID TO LOWER THE COST OF HIGHER EDUCATION
CONTACT US FIN ANCIAL INF O C A N H E R E FO R S Phone: 281-283-2480 Fax: 281-283-2502 E-mail: uhcl_fao@uhcl.edu Web: www.uhcl.edu/finaid University of Houston-Clear Lake Office of Student Financial Aid
More informationFinancial Aid Office
Wentworth Military Academy and College Financial Aid Office You may contact the Wentworth Financial Aid Office at: (660) 259-2221 or (800) 962-7682 Wentworth Military Academy and College Financial Aid
More informationHope International University Online Undergraduate and Graduate Programs
Hope International University Online Undergraduate and Graduate Programs Financial Options Guide Welcome to Hope International University. We are pleased you have chosen to complete your education at HIU.
More informationFinancial Aid Guide. for adult and graduate online students 2014-2015. the catholic franciscan learning place
Financial Aid Guide for adult and graduate online students 2014-2015 the catholic franciscan learning place 2014-2015 BCU Financial Aid Booklet 1 Table of Contents 2014-2015 Costs... 2-3 Federal & State
More informationFinancial Aid Guide Adult Online Students Graduate Students 2012/2013. the catholic franciscan learning place
Financial Aid Guide Adult Online Students Graduate Students 2012/2013 the catholic franciscan learning place BRIAR CLIFF UNIVERSITY 2012/2013 TUITION & FEES COST PER CREDIT Adult Online Degree Completion
More informationThe following are federal grants or loan programs and the requirements for applying and maintaining each form of financial assistance:
TITLE IV FEDERAL FINANCIAL AID ASSISTANCE The Federal programs of financial aid at Mid-Plains Community College include loans, grants, and part-time employment. The purpose is to assist qualified students
More informationCONSUMER INFORMATION
CONSUMER INFORMATION To help students meet the financial obligations of college attendance, Mohave Community College administers a varied and comprehensive financial aid program. Financial aid is designed
More informationFinancial Aid Guidebook: Understanding your Financial Aid Award
Financial Aid Guidebook: Understanding your Financial Aid Award Financial Aid Guidebook:... 1 Understanding your Financial Aid Award... 1 Introduction... 4 How to Find Your Award on Joe SS... 4 Reviewing
More informationLabette Community College 200 South 14 th Parsons, KS 67357 (620) 421-6700 www.labette.edu STUDENTS FINANCIAL AID RIGHTS & RESPONSIBILITIES
Labette Community College 200 South 14 th Parsons, KS 67357 (620) 421-6700 www.labette.edu STUDENTS FINANCIAL AID RIGHTS & RESPONSIBILITIES Students who have applied for financial assistance must READ
More informationThe University of Vermont. Student Financial Services Financial Aid Handbook
The University of Vermont 2009-2010 Student Financial Services Financial Aid Handbook A Guide to Understanding Your Financial Aid Our Goal The University of Vermont Office of Student Financial Services
More informationCost of Attendance (COA) EFC = Demonstrated Financial Need. APPLYING FOR FINANCIAL ASSISTANCE
APPLYING FOR FINANCIAL ASSISTANCE The Office of Financial Aid is dedicated to responding to the needs of our students. We are committed to assisting our students achieve their educational goals by providing
More informationGuide to Financial Aid at Forsyth Tech
Important! Keep Your Financial Aid Read This Guide! Guide to Financial Aid at Forsyth Tech 2015-2016 Be aware that this guide is subject to change throughout the year if policies and regulations change.
More information2005-06 UC Merced Catalog pp. 32-34 excerpted
UNDERGRADUATE FINANCIAL AID AND SCHOLARSHIPS The Office of Financial Aid and Scholarships strives to make a college education affordable for all students regardless of their families' financial situations.
More informationFINANCIAL AID OFFICE P.O. Box 5587, Bismarck, ND 58506 Telephone: 701-224-5494 or 1-800-445-5073 Fax: 701-224-5550 BSC.FinancialAid@bismarckstate.
FINANCIAL AID OFFICE P.O. Box 5587, Bismarck, ND 58506 Telephone: 701-224-5494 or 1-800-445-5073 Fax: 701-224-5550 BSC.FinancialAid@bismarckstate.edu bismarckstate.edu/current/financialaid Award Notice
More informationchapter 4 Paying for college 33 Paying for College
chapter 4 Paying for college 33 Chapter 4 Paying for College 34 2015 2016 Prince George s Community College Catalog Financial Aid What Is Financial Aid? Simply stated, financial aid is any grant, scholarship,
More information2015-2016 FINANCIAL AID HANDBOOK FOR ANDERSON UNIVERSITY
Purpose Statement 2015-2016 FINANCIAL AID HANDBOOK FOR ANDERSON UNIVERSITY The Office of Financial Aid Planning supports the University s student services, enrollment, and retention goals by providing
More informationFINANCIAL AID TO LOWER THE COST OF HIGHER EDUCATION
contact us Phone: 281-283-2480 Fax: 281-283-2502 E-mail: uhcl_fao@uhcl.edu Web: www.uhcl.edu/finaid University of Houston-Clear Lake Office of Student Financial Aid Student Services and Classroom Bldg.
More informationSKC Office of Financial Aid Policy STUDENT RESPONSIBILITES TO CONTINUE ELIGIBILITY
SKC Office of Financial Aid Policy STUDENT RESPONSIBILITES TO CONTINUE ELIGIBILITY Federal regulations governing the administration of federal student financial aid funds provide that no payment of funds
More informationEducational expenses include tuition and fees, room and board, books and supplies, and transportation.
Financial Aid Guide What is financial aid? Financial Aid is any type of funding that assists you in paying for your educational costs. The funding sources can be federal, state, private, or institutional.
More informationFINANCIAL AID OVERVIEW
FINANCIAL AID OVERVIEW 1 FAFSA PROCESS Students must complete a Free Application for Federal Student Aid (FAFSA) to apply for federal and some state aid www.fafsa.gov FAFSA application must be completed
More informationFINANCIAL AID COAHOMA COMMUNITY COLLEGE DOES NOT PARTICIPATE IN FEDERAL FAMILY EDUCATION LOAN PROGRAMS.
FINANCIAL AID The objective of the Student Financial Aid Office is to provide excellent customer service in assisting students in attaining their educational endeavors. The Financial Aid Office is located
More informationLearning Today, Leading Tomorrow FINANCIAL AID
Learning Today, Leading Tomorrow STUDENT FINANCIAL AID SUCCESSFULLY NAVIGATING THE STUDENT FINANCIAL AID PROCESS The Northern Illinois University Student Financial Aid Office (SFAO) is pleased to assist
More informationOnline MSW Program Financial Aid Information
Online MSW Program Financial Aid Information Students enrolled in the Online MSW Program may apply for the Federal Direct Stafford Loan to cover the cost of their education at Boston University School
More informationFinancial Aid. ROTC Scholarships: Applying for Financial Aid Merit Scholarships: Federal, State, and Institutional Grants: Financial Aid
Financial Aid Students receive funding for their educational expenses from a variety of government and institutional programs. All undergraduates accepted to academic programs taught at our residential
More informationFinancial Aid Terms and Conditions
Financial Aid Terms and Conditions Introduction Barstow Community College's Financial Aid programs stem from a belief that student aid services should facilitate and foster the successful academic participation
More informationMONEY MATTERS Financial Aid & TOPS
MONEY MATTERS Financial Aid & TOPS How to Apply: The FAFSA Complete FAFSA at www.fafsa.gov 2014-2015 for Sum 14, Fall 14, Spring 15 Deadlines: May 1: Financial Aid July 1: TOPS Must be completed each school
More informationSummer Financial Aid Information and Application
Summer Financial Aid Information and Application Read through the following information to help answer questions regarding your application for summer financial aid. What steps do I need to complete in
More informationFINANCIAL AID AND SCHOLARSHIPS
102 Financial Aid and Scholarships FINANCIAL AID AND SCHOLARSHIPS FINANCIAL AID Columbia College s financial aid program exists to make education affordable for all students who qualify. The College believes
More informationOffice of Financial Aid (OFA) Frequently Asked Questions
Office of Financial Aid (OFA) Frequently Asked Questions Who should apply for Financial Aid? The USD OFA recommends that every eligible* student apply for financial aid. Even if you believe you won t qualify
More information2015/2016 THINGS YOU NEED TO KNOW ODP Graduate. The following information should help you as you review your 2015/2016 Financial Aid Offer
2015/2016 THINGS YOU NEED TO KNOW ODP Graduate Financial Aid Online Degree Programs 2130 Fulton Street San Francisco, CA 94117 Tel: 415.422.4531 Fax: 415.422.4534 onlinefinaid@usfca.edu The following information
More informationFINANCIAL AID How does it work for you?
FINANCIAL AID How does it work for you? The Office of Admission and Financial Aid, School of Social Work 1798 Asylum Avenue Wet Hartford Connecticut Telephone: 860-570-9125 Fax:860-570 9052 University
More informationFINANCIAL AID HANDBOOK 2015-16 ADVANCED TRAINING ASSOCIATES. 1810 Gillespie Way, Suite 104 El Cajon, CA 92020 619.596.2766 www.advancedtraining.
FINANCIAL AID HANDBOOK 2015-16 ADVANCED TRAINING ASSOCIATES 1810 Gillespie Way, Suite 104 El Cajon, CA 92020 619.596.2766 www.advancedtraining.edu FINANCIAL AID HANDBOOK 2015-2016 This handbook has been
More informationUnderstanding Your Undergraduate Financial Aid Award
Understanding Your Undergraduate Financial Aid Award The financial assistance administered by the M Center is governed by regulations from federal and state agencies, guidelines established by the College,
More informationHow long will it take for my financial aid to be processed?
1 FREQUENTLY ASKED QUESTIONS FINANCIAL AID PROCESS When should I apply for financial aid? Generally, Student Financial Services suggests a student apply for aid a minimum of 90 days prior to the beginning
More information2011-2012. FINANCIAL AID HANDBOOK for the PRACTICAL NURSING PROGRAM
2011-2012 FINANCIAL AID HANDBOOK for the CENTRAL PENNSYLVANIA INSTITUTE OF SCIENCE AND TECHNOLOGY 540 N Harrison Road Pleasant Gap, PA 16823 (814) 359-2582 TABLE OF CONTENTS SUBJECT Page # Financial Information
More informationWe wish you success in the coming year. Joliet Junior College Financial Aid/Veterans Office
Welcome to Joliet Junior College. This handbook will help you understand what aid is available, your award letter and the policies of the Financial Aid Office. Your award is based on the information you
More information2013-2014. National University. Guide to Financial Aid 1 1 3 5 5 N O R T H T O R R E Y P I N E S R O A D, L A J O L L A, C A 9 2 0 3 7-1 0 1 3
2013-2014 National University Guide to Financial Aid 1 1 3 5 5 N O R T H T O R R E Y P I N E S R O A D, L A J O L L A, C A 9 2 0 3 7-1 0 1 3 Planning ahead and applying for financial aid programs can help
More informationFINANCIAL AID OVERVIEW
FINANCIAL AID OVERVIEW 1 FAFSA PROCESS Students must complete a Free Application for Federal Student Aid (FAFSA) to apply for federal and some state aid www.fafsa.gov FAFSA application must be completed
More informationFINANCIAL AID HANDBOOK for the PRACTICAL NURSING PROGRAM
2014 FINANCIAL AID HANDBOOK for the The Central PA Institute of Science and Technology does not discriminate on the basis of race, color, national origin, sex, disability or age in its programs or activities
More information2014-2015 Financial Aid/Veterans Handbook
2014-2015 Financial Aid/Veterans Handbook Welcome to Joliet Junior College.This handbook will help you understand what aid is available, your award letter and the policies of the Financial Aid/Veterans
More informationWhat Happens If I Withdraw From One or All Of My Classes?
What Happens If I Withdraw From One or All Of My Classes? If your invoice is paid using financial aid, and it is necessary to officially withdraw from all classes, please see the Refund/Repayment Policy.
More informationGPS Financial Aid Application Packet
GPS Financial Aid Application Packet IMPORTANT: Read the following information carefully. This packet contains valuable information on how Financial Aid works within the GPS Program. The following items
More informationTips to Financial Aid
Tips to Financial Aid Definitions FAFSA The Free Application for Federal Student Aid is the official application for all types of federal aid, and some state and campus-based aid as well SAR The Student
More informationStep-by-Step Guide to Financial Aid
$Step-by-Step Guide to Financial Aid $ What types of financial aid are available? The most common types of federal student aid include grants, government loans and federal work study. Federal student aid
More informationSTUDENT FINANCIAL ASSISTANCE HANDBOOK
STUDENT FINANCIAL ASSISTANCE HANDBOOK The Office of Student Financial Assistance P.O. Box 10042 Beaumont, TX 77710 Wimberly Bldg. Room 216 409.880.7011 409.880.8934 Fax Office Hours Monday- Friday 8am-5pm
More informationAccepted Student Reception Financial Aid Presentation. March 29, 2015
Accepted Student Reception Financial Aid Presentation March 29, 2015 Understanding Your Financial Aid Award Letter Screen shot of award letter here Screen shot of award letter here Estimated costs and
More informationYour Guide to Financial Aid
Your Guide to Financial Aid www.umassd.edu/financialaid Table of Contents 2 Determining Your Financial Aid Eligibility 4 Your Financial Aid Award 5 Grants, Scholarships & Waivers 6 Federal Work-Study &
More informationNEW JERSEY CITY UNIVERSITY. Guide to Financial Aid
NEW JERSEY CITY UNIVERSITY Guide to Financial Aid Fastfact: NJCU graduates include a fashion magazine art director, a NJ Assembly person, a police captain, a news anchor and a corporate vice president!
More informationSatisfactory Academic Progress (SAP) Standards and Financial Aid Agreement
Satisfactory Academic Progress (SAP) Standards and Financial Aid Agreement This document contains information that you need to read and understand regarding Satisfactory Academic Progress (SAP) and related
More informationA Guide to Your Financial Aid Award >>>
A Guide to Your Financial Aid Award >>> 2012 2013 Contents 1 3 Important Information for All Students Who to Contact How Your Award Was Determined How to Accept Your Award 3 5 How to Determine Your Bill
More information2014-2015 FINANCIAL AID HANDBOOK FOR ANDERSON UNIVERSITY
Purpose Statement 2014-2015 FINANCIAL AID HANDBOOK FOR ANDERSON UNIVERSITY The Office of Financial Aid Planning supports the University s student services, enrollment, and retention goals by providing
More informationNorth Carolina Agricultural & Technical State University. Student Handbook For Financial Aid
North Carolina Agricultural & Technical State University Student Handbook For Financial Aid 2 P age Education is the most powerful weapon which you can use to change the world. - Nelson Mandela A Message
More informationAustin College Financial Aid Guide
Table of Contents Reviewing your Austin College Financial Aid Notification for 2015-16 Page 2 Austin College Financial Aid Guide Costs for 2015-16 Page 3 Payment Options Page 4 Satisfactory Academic Progress
More informationGuide to Financial Aid 2015-2016
Guide to Financial Aid 2015-2016 A Private Nonprofit University Serving the Public Good 9980 Carroll Canyon Rd San Diego, CA 92131-1136 Planning ahead and applying for financial aid programs can help you
More informationFAQ Financial Aid. When will I get my financial aid check and do I pick it up in your office?
FAQ Financial Aid GENERAL: Why hasn t my financial aid been posted to my account? You may not have fulfilled your financial aid student requirements; therefore, your file is not complete. Log into your
More informationHow To Get Financial Aid At Thomas Edison State College
THOMAS EDISON STATE COLLEGE 2014-2015 Financial Aid Handbook 101 W. State St. Trenton, NJ 08608-1176 www.tesc.edu Dear Financial Aid Applicant: Attached is the Thomas Edison State College Application for
More informationFINANCIAL AID COAHOMA COMMUNITY COLLEGE DOES NOT PARTICIPATE IN FEDERAL FAMILY EDUCATION LOAN PROGRAMS.
FINANCIAL AID The objective of the Student Financial Aid Office is to provide excellent customer service in assisting students in attaining their educational endeavors. The Financial Aid Office is located
More informationFinancial Aid. Eligibility for Financial Aid. Applying for Financial Aid
Financial Aid Financial Aid Office 617.873.0440 financialaidweb@cambridgecollege.edu www.cambridgecollege.edu/financial-aid Financial aid is available for our students who qualify, to assist in financing
More informationFor purposes of awarding all forms of financial assistance, the following definitions apply for the fall and spring semesters:
University of Illinois at Springfield Office of Financial Assistance Student Guide University of Illinois at Springfield Office of Financial Assistance, University Hall, One University Plaza, MS UHB 1015
More informationMONEY MATTERS Financial Aid & TOPS
MONEY MATTERS Financial Aid & TOPS How to Apply: The FAFSA Complete FAFSA at www.fafsa.gov 2015-2016 for Sum 15, Fall 15, Spring 16 Deadlines: May 1: Financial Aid July 1: TOPS Must be completed each school
More informationSatisfactory Academic Progress (SAP) Policy for Financial Aid
Satisfactory Academic Progress (SAP) Policy for Financial Aid GENERAL INFORMATION The federal financial aid programs at UNCP are authorized under Title IV of the Higher Education Act of 1965, as amended.
More informationFinancial Aid Handbook
THOMAS EDISON STATE COLLEGE 2015-2016 Financial Aid Handbook 101 W. State St. Trenton, NJ 08608-1176 www.tesc.edu Dear Financial Aid Applicant: Attached is the Thomas Edison State College Application for
More information